All posts by Paul Spencer

Regional Savings for Liverpool Residents and Visitors

Regardless of where you live, saving money on the things you buy requires a bit of focus. In addition to sweeping measures, aimed at general expenses and recurring monthly outgoings, you can also make savings locally, taking advantage of the deals and discounts available where you live. With dedication and follow-through, it’s possible to save money on everything from travel abroad to meals out. To start saving close to home, consider these tips for Liverpool residents and other Britons drawn to the area. Score Independent Liverpool Discounts Independent businesses offer unique goods and services, which may not be available elsewhere. There are plenty of other reasons to support local businesses… read more >>

UK Finance Skills Need a Boost But You Can Still Make Savings

Financial understanding and cash-handling savvy help protect Britons from unhealthy monetary conditions. Unfortunately, recent polling indicates many Englanders lack fundamental financial proficiency. It’s never too late to learn about economics, budgeting, and finance, so there’s no sense dwelling on your shortcomings. Instead, resolve to build better understanding, reinforcing your financial savvy. For results you can bank on for a lifetime, start by shoring up your knowledge about broad economic concepts. And when you’ve mastered “big picture” basics, turn your attention to specific money saving strategies, aimed at reducing your household expenses. Britons Face Finance Shortcomings A recent survey polled 2000 UK adults, seeking information about their finance habits and perspectives…. read more >>

Think Outside the Box for Savings

Modern consumers are ambivalent about buying goods and services. On one hand, consumers understand various expenses are a natural part of daily life, propelling a steady cash flow cycle of earnings and payments. Though UK consumers accept most of these costs of living, they also naturally want to secure the best possible deals on the things they buy. Fortunately, creative cost cutting helps countless UK families stretch their financial resources, without sacrificing their standard of living. Money saving methods are not limited to a certain spending area or a single type of financial obligation. On the contrary, you can reduce spending in almost every category, by dedicating yourself to proven,… read more >>

Travel Savings and Airline Rules Protect Your Holiday Investment

Making holiday is a summer highlight, but budget constraints can limit travel and leisure options. Fortunately for cost-conscious families, creative money saving ideas can be used to make summer fun more affordable. Travel delays and disruptions can upend your holiday budget, resulting in higher travel costs, problems with your accommodation, and unnecessary spending on incidentals. In many cases, you’re protected by laws, but it’s up to you to take certain steps, recovering losses related to airline slowdowns and cancellations. If you’re eager to take part in the longstanding British summer holiday tradition, but you don’t have a lot of room in your budget for unanticipated spending, use travel savings tips… read more >>

Housing Market Shifts Show a Mixed Bag for Buyers

Your house is a significant piece of your personal financial holdings. And if you haven’t yet stepped on to the property ladder, buying a house may represent one of your financial goals. For most buyers, setting by a deposit is a primary concern, but there are other things to consider when buying a house. Is it a buyer’s or seller’s market? What’s the prevailing interest rate offered on various types of mortgages? What it is your price range? Answering questions like these is a good start, helping you focus your home-buying effort. You should also consider general market conditions, which change relatively quickly. The more you know about the overall… read more >>