All posts by Paul Spencer

Here’s What You Need to Launch Your New Business

Have you always wondered what it would be like to have your own business? For many of us, the idea of being our own boss seems like a dream come true. We’d have the freedom to choose our own hours, decide which clients we want to work with, and even pursue something that we’re truly passionate about. However, with all the benefits of starting a business, there come a few challenges too. For instance, you need to make sure that your venture is going to be profitable, and you need a way to get your company off the ground at the beginning too. Here are just a few things that… read more >>

Tips for Planning a Milestone Birthday Celebration

Every birthday is special, and they’re always cause for celebration. However, there are a few meaningful years in our lives that demand a much larger party than the rest. These milestone birthdays mark crucial turning points in our lives most of the time. For instance, when a child turns 13 and enters the teenager years for the first time, that’s a pretty big deal. When an adult hits the age of 30, we all celebrate them moving to the next stage of adulthood, which usually means kids, marriage, and a home of their own. Planning a milestone birthday party also means taking on a lot more pressure, so how can… read more >>

Why You Need a Business Plan for Your Startup

When it comes to launching a new business, there are a lot of different things that you’ll need to consider, from how you’re going to source your funding, to what kind of customer you’re going to target. While it’s tempting to jump into action as quickly as possible, and start seeking out clients, you need to ensure you’re properly prepared first. A business plan might not be the most exciting thing you create when you’re designing the ideal company – but it is something that you’ll definitely need to keep you on the right track. Your business plan doesn’t just help to guide you in the right direction when you’re… read more >>

Use Affordable Upgrades to Transform Your House – Without Overspending

Your house represents a substantial investment, and the sales price you pay is just the beginning. Spending continues for as long as you own property, covering the cost of tax, finance, and insurance, as well as repairs, maintenance, and improvements. From major renovations to DIY projects, improving your home has advantages at selling time, and upgrades also improve your quality of life, whilst residing in the updated house. Experienced house renovators are familiar with a common phenomenon, occurring when home improvement projects get underway. Despite focusing on one area of the property, renovators share a tendency to expand their ambitions, resulting in sprawling projects, well beyond the scope of the… read more >>

Can You Prepare Your Finances for a No-Deal Brexit?

Brexit officials have examined various scenarios under which the UK’s departure from the European Union might unfold. Though some proposals have gained support, the departure date draws near, without a formal agreement in place. Prime Minister Boris Johnson appears committed to the established 31 October divorce date, whether or not terms are reached for the departure. Parliament, on the other hand, has already passed legislation that could delay Brexit until next year. With so many forces struggling to reach consensus, a no-deal Brexit remains a distinct possibility. What can you do to fortify your finances for a no-deal departure? What Does No-Deal Mean for the UK? Working out the details… read more >>