Everyday Loans

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Company Information

  • Company Name:
    Everyday Loans
  • Website Address:
  • Business address:
    Willowbank House, 84 Station Road, Marlow, Bucks, SL7 1NX
  • Phone number:
    0808 274 6446

Everyday Loans (everyday-loans.co.uk) is a specialist loan provider that aims to help people with bad credit borrow money. While many banks and lenders will automatically reject someone with poor credit, Everyday Loans offer a range of solutions for those looking for some extra financial support. Customers can contact Everyday Loans to apply for a loan by calling the company’s phone line, visiting one of the many Everyday Loans branches across the UK, or by email.

APPLICATION REQUIREMENTS:

Everyday Loans have a wide range of bad credit loans on offer to its customers, so there should be something to suit everyone who needs to borrow money, regardless of your credit status.  Anyone over the age of 18 can apply to borrow from Everyday Loans, whether you’re a homeowner or a tenant and even if you’ve been refused a loan in the past.

LOAN AMOUNT AND CHARGES:

Customers can borrow up to £10,000 for any purpose, although specific loan types are also available for particular purposes. The loans are unsecured, so no collateral is necessary, and there is no fee upon application. The representative APR with Everyday Loans is 79.4% (variable) so customers borrowing £3,000 over 2 years at a rate of 59.9% p.a. (variable) will repay £217.24 per month, resulting in a total payable amount of £5,213.68.

PROCESS:

You can apply online for a loan from Everyday Loans, or if you prefer to talk, they also have a freephone number available to call. Loans are finalised with a face to face meeting in one of their branches. Aside from its standard personal loans, Everyday Loans has options available specifically for young people, couples and those with a guarantor. You can also apply for a joint loan from Everyday Loans, which will take the credit score of both you and your partner or family member into consideration.  Everyday Loans also has debt consolidation loans on offer, which can help you bring all of your debt together into one manageable monthly repayment, instead of dealing with multiple high interest debts.

PAYMENT:

Each loan agreement is finalised face to face in branch, so loan funds can be deposited at this point. Repayment plans are also discussed and clarified during this personal meeting between customer and advisor. Everyday Loans offer a case by case approach, meaning different customers receive different options.

273 Reviews of Everyday Loans have been submitted - read the latest 3 below

Everyday Loans really were the only people I could go to for this loan. I had checked every single lender on the loan comparison website and the only positive response I could get was from Everyday Loans. It really was that bad so when Everyday Loans did approve a loan for me I didn't mind at all that I had to go to one of their branches to get the loan finalised. I think I would have jumped through flames to get this loan but luckily Everyday Loans weren't expecting anymore than a face to face meeting before completing the loan process and letting me have my money.

Review posted by J. Williams, Hornchurch

  • Customer Service
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  • Ease Of Use
  • Value For Money

my job is a junior quantity surveyor and the site manager on one of our big contracts told me to get myself a car as public transport wasn't reliable enough to get me on site by 8 am and I told him if he loaned me the cash I would do it. thats how we got talking about bad credit and not being able to get a loan. He told me about Everyday Loans and told me to go online and check them out. So I got my girlfriend to do it for me and within 24 hours she'd got a loan sorted for me and all I had to do was go and get if finalised at one of Everyday Loans branches. It really was that easy and if I'd know about Everyday Loans before I wouldn't have had to listen to my site manager every day reminding me of what a big favour he'd done me. and now I've got my car theres no excuse for being late for work.

Review posted by Lance Ashcroft, Abbey Wood

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My finances were in such a state that I think even Everyday Loans were at a loss as to what sort of loan they could give me but what I love about them is that they never give up on me and refuse me a loan. I've had 3 loans now over the past 5 years and what I am now beginning to see is that each time I get the loan finalised Everyday Loans have been ready with more good advice as to how I can help improve my credit rating. Everyday Loans are not just about giving out loans and charging massive interest rates on them. The genuinely seem to want to help people like me sort out their finances and get some sort of control back. I don't mind having to get my loans finalised face to face at one of their branches because I really do appreciate the help and advice that is always on hand when I go there. It's a slow process but I do feel that I am getting somewhere and hopefully I won't always have to rely on bad credit loans even if they are from Everyday Loans.

Review posted by Michelle, Barkingside

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money