How to Make the Most of Your Summer Holiday Travel Money

You only have one chance to make a memorable holiday this summer. In truth you may have more than one, if you’re lucky enough to get away multiple times. In either case, the last thing you need are travel spoilers, interfering with your summer travel plans. Working out your travel money ahead of time can ease worry and ensure trouble-free travel abroad. Using Travel and Debit Cards Abroad There are many ways to pay for holiday purchases. If you’re unsure which payment method suits your holiday spending needs, answering a few questions can help you work out the best method for making payments whilst travelling this year. Where are you… read more >>

Working Out the UK Consumer Debt Problem

Economists continually study various financial indicators, seeking clues about the future of the UK economy. In the meantime, closer to home, millions of UK families are caught in an unhealthy debt cycle, fueling a national crisis. Spending, borrowing, saving, and other personal finance habits offer insight, so they’re naturally scrutinised by stakeholders predicting economic outcomes. Among the many prevailing phenomena influencing the health of the national economy, personal debt is a private, individual finance concern that impacts analysts’ forecasts. Like the individuals themselves struggling with excessive debt, informed observers cannot ignore the negative effects of problem debt. Many point to even bigger issues that may arise, if UK consumers don’t… read more >>

There’s More Than One Way to Save Money

Evidence suggests many Britons accept that they are “spenders,” rather than “savers.” One poll asking UK consumers about their spending habits found nearly one-third have never even focused on reducing expenses and saving more. The haphazard approach doesn’t adequately account for future spending needs, so it isn’t realistic to think you’ll get by without at least some financial reserves to fall back on. Sadly, however, even if dedicating more of your income to savings is a personal priority, it isn’t always easy to find money in your budget to make it happen. If you wish you had more set aside for the future, yet your saving remains underfunded, it may… read more >>

How to Manage an Unexpected Financial Windfall

With various challenges to overcome, keeping your finances in order, you may sometimes feel as though the odds are stacked against you. Put out one financial fire at home, and another pops up, requiring attention. Finally put by savings for summer holiday, and an unexpected repair bill sets you back. Get a raise at work, and the landlord ups the rent. If any of these personal finance scenarios sound familiar, you may be frustrated, striving to make financial headway. What if you had a different kind of financial problem, wondering where to put your money, rather than worrying about where you’ll get the cash to pay for the next round… read more >>

UK Jobless Figures Fall Again Leading Up to Brexit

Jobs figures are a telltale sign, offering insight into the overall UK economy. As valuable as the information is, however, analysts tend to read into employment reports, claiming job trends prove every possible economic scenario. Recent data shows a falling jobless rate, but some observers see dark undercurrents in the data, interpreting signs Brexit may be starting to exert force on UK employment conditions. What Do the Numbers Mean? Employment is the cornerstone of personal financial health. Regardless of the trends larger economic indicators may illustrate within the UK economy, access to consistent employment is what matters to British families. UK workers have access to online loans, without credit checks,… read more >>