Ezbob

Ezbob have scored an overall satisfaction level of 4.6 / 5 stars based on 114 reviews and is a readies® A rated lender.

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Company Information

  • Company Name:
    Ezbob
  • Website Address:
    http://www.ezbob.com/
  • FCA IP:
    647816
  • Business address:
    36 Soho Square, London W1D 3QY
  • Phone number:
    0800 011 4787

Ezbob is a financial services company that has been around since 2011. The company was founded so that small businesses can grow and develop with the help of financing. Since opening up for business in 2011, Ezbob has provided financing to thousands of UK businesses. With Ezbob, the business loan process is simplified and approval decisions are made by humans rather than by an impersonal computer algorithm that can’t analyze the most important factors of determining a small business’s creditworthiness.

APPLICATION REQUIREMENTS:

To be eligible to apply, business owners need to be over 18. Also, they need to be companies that are registered in the United Kingdom. Businesses need to have valid business debit cards, and it’s necessary to be either a director, owner, or partner in a company to apply for a loan. Those who apply need to be from companies that have existed for at least 12 months. Also, they need to have an annual turnover of at least £10,000.

LOAN AMOUNT AND CHARGES:

Loans from Ezbob can range in amount from £1000 up to as high as £120,000. Interest rates on these business loans vary depending on the unique characteristics of each company. Loan terms can range from one month up to as long as 24 months.

PROCESS:

The process of applying for a loan through Ezbob is meant to be as simple as possible. In fact, applying businesses can typically complete the application process in less than 10 minutes. Applying involves submitting one of the following four: VAT online credentials, copies of VAT returns, marketplace score credentials, or bank statements for a business account. Once businesses are approved for a loan from Ezbob, they can receive the loan funds in as little as an hour so that they can begin growing their business.

PAYMENT:

Businesses have a variety of options to choose from when it comes to how they are paying their Ezbob business loan back. One of the most advantageous features of repayment on Ezbob loans is the fact that borrowers can repay their loan earlier if desired. This saves money and reduces the total interest charges on a business loan from Ezbob.

114 Reviews of Ezbob have been submitted - read the latest 3 below

I must admit I was a bit putt off by the name Ezbob and thought they sounded more like a payday loan company but once I investigated further I could see that Ezbob were just the type of loan company our business was looking for. We'd all but given up on traditional bank loans and Ezbob seemed like a much better alternative for us. I am delighted to say they have proved to be the perfect lender for us and we are very happy indeed with this first ever loan from them and if this is an example of what Ezbob have to offer we'll almost certainly be using their services again in the future.

Review posted by S & J Newland, Hounslow

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  • Flexibility
  • Ease Of Use
  • Value For Money

My business can't function properly without a reliable mode of transport which for me is anything that has 4 wheels and is big enough to carry all my tools safely and securely. Yes I'm talking about the working man's transit van and mine was coming to it's end of life and I had to get it replaced. I went on the internet to find an affordable business loan and liked the look of Ezbob. They just seemed to stand out from the other lenders and so I applied for this loan. I got it approved and finalised in record time and could hardly believe how quick and easy the whole process was. I would definitely recommend Ezbob to other small business owners like me. They really are a great loan company.

Review posted by Norman Lineker, Dalston

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've been running my own curtain and soft furnishing business for over 15 years and it has taken it's toll on me. I didn't want to give up the business but I decided I needed to take on another machinist to help me and to cut down on my working hours as my family were feeling a bit neglected. I decided to get a small business loan to enable me to buy a new machine and a proper work station for the new machinist. I didn't want her working from her own home because I like to oversee every item that I produce for a client and having her work alongside me was the ideal solution. So when I applied for and got this great loan from Ezbob I was over the moon. The loan has enabled me to get some work done to extend our workroom and make plenty of space for the new work station and the state of the art sewing machine I have just ordered for my new machinist. I feel quite jealous now and may just have to think about replacing my machine as well now if the loan funds will allow it. But I just wanted to say a huge thank you to Ezbob for giving me this very affordable loan.

Review posted by K Whelan, Sittingbourne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money