The AA

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Company Information

  • Company Name:
    The AA
  • Website Address:
  • Business address:
    Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA
  • Phone number:
    0845 241 1308

The AA (TheAA.com) is a UK provider of financial services, including insurance, savings and loans. The AA’s loans have become increasingly popular thanks to their low interest rates- AA’s personal loan was the recipient of Moneyfacts’ “Best Buy” award in 2014. AA aims to provide a range of loans to suit a wide variety of purposes for its customers, including car loans to help customers invest in a new vehicle.

Because AA Cars already offers a range of insurance and breakdown cover services for your vehicle, taking out a car loan from the AA means that you’ll gain access to additional benefits and rewards. Customers can use AA Cars to check out thousands of listed vehicles, giving them the opportunity to see the car’s history for free and find the vehicle that suits them best. If you don’t have the cash to pay for your car upfront, AA can then offer a car loan which will cover the costs, allowing you to spread the payments for your car over a period of years.

Every car loan taken out with the AA comes with the added benefit of twelve months AA Breakdown Cover at no extra cost, so you could save money overall by taking your car loan out with the AA. Existing members can also upgrade their current AA Breakdown Cover to Home Start, Relay or Stay Mobile for half the price of a normal upgrade.

AA car loans are available from £1,000 to £25,000, giving you free range to choose the car you want at whichever budget is best for you. The repayments can be spread over a loan term of one to five years, and the loan comes with no extra arrangement fees.

To qualify for a car loan from the AA, you must be between the ages of 25 and 70, have a minimum income of £12,000 each year and have an account with a bank or building society. You also need a positive credit history and must have been a permanent UK resident for at least three years.

170 Reviews of The AA have been submitted - read the latest 3 below

When I was looking on the loan comparison website the AA weren't the first to come to mind when I started thinking about getting a car finance loan but when I saw what they were offering in terms of APRs I was quite impressed and so I gave their website the once over and ended up going with them for this loan. It really was as straightforward as that. Firstly, they quoted me a really good rate for the amount I wanted to borrow and secondly they were throwing in 12 months free breakdown cover which just made the loan even more appealing. Maybe if I had already got some sort of breakdown cover with another company I might not have gone with the AA for this loan but the fact is I am more than happy with the overall deal and feel I have made the right choice of lender.

Review posted by Michael Frost, Bury St Edmunds

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My dad of all people put me onto the AA when I said I was looking for a good car finance loan. I wasn't sure he was on the ball with this bit of advice so I checked out the loan comparison website and sure enough the AA were offering very good rates for their car finance loans and what dad forgot to mention or maybe he just didn't realise, the AA give you 12 months free breakdown cover with your loans. what's not to love about that. I went straight ahead and applied and got my very competitive loan and the free breakdown cover. Mind you, I am hoping I won't be needing that cover just yet because I am buying a brand new car. Still even a brand new car doesn't stop you breaking down because you've simply run out of petrol which I have been known to do on more than one occasion in recent years, so it might still come in handy!

Review posted by Anna West, Luton

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I just like the idea of getting my car finance loan with the AA because of their long association with motoring in general. And as long as their rates stay as competitive as they are and they continue to offer 12 months free breakdown cover as well then I think it's not such a bad choice. Far be it for me to let a bit of nostalgia come between me and a competitive loan and if I thought I could get a better all round deal somewhere else I'd go with it but so far I haven't found a loan that appeals to me as much as this AA Loan and that's why I am happy to go with them for this car finance loan.

Review posted by Peter Moore, Braintree

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