Ulster Bank

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Company Information

  • Company Name:
    Ulster Bank
  • Website Address:
  • Business address:
    11-16 Donegall Square East, Belfast BT1 5UB
  • Phone number:
    0800 046 6486

Ulster Bank (ulsterbank.co.uk) is one of Ireland’s Big Four banks, and one of the top providers of financial services to its many customers across Ireland and the UK. Aside from its current accounts, savings products and insurance policies, Ulster Bank also has a range of flexible personal loans available to help its customers meet their financial needs.

If you’re looking to upgrade to a new model, find a great second hand deal or invest in a brand new car, Ulster Bank have car loans ready and waiting to help you cover the costs. Paying for a car upfront can be an impossibly large expense for many people, so taking out a loan to spread the cost of the car over a longer period of time is often a good alternative. While many car dealerships offer financing deals on the cars they sell, you will often find better rates by shopping around at various banks and lenders to find the best deal on your car loan.

Ulster Bank’s car loans are available from £1,000 up to £25,000, so you can buy the car that fits perfectly in your budget. If you do take out a car loan from Ulster Bank, you can set your repayment term anywhere from one to five years if the loan is less than £10,000, and up to seven years if it’s from £10,000 to £25,000. The rate you’ll be set will depend on the amount you borrow and your financial circumstances, but Ulster Bank’s rates do tend to be competitively low. Once you’re set an interest rate, it will be fixed for the entire term, giving you predictable monthly repayments that you can budget for.

To apply for a loan from Ulster Bank, you must have held a current account with the bank for at least six months, and you must be 18 or over.

80 Reviews of Ulster Bank have been submitted - read the latest 3 below

Give credit where its due so I dont mind going on record as saying Ulster Bank have given me a fantastic car finance loan. Its way better than I thought it would be and has saved me a lot of time and effort looking elsewhere for this loan. I know you can use all the loan comparison websites in the world but at the end of the day you still have to pick a loan company from all the information you have unwittingly bombarded your brain with. I took the easier route and went to Ulster Bank and I wasn't disappointed with what they came up with. It was as simple as that!

Review posted by Mick Grogan, Port Stewart

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I haven't always seen eye to eye with Ulster Bank but I definitely think they have managed to redeem themselves with this car finance loan. I think they must have gone out of their way to show me all my past criticisms of them were unjustified. Well I wouldn't want to drag their good name through the mud after they've given me such a good loan so I'd say we should agree to disagree and leave it at that. The main point of this review is to say that banks may not always get it right but when it comes to something as important as a car finance loan Ulster Bank haven't let me down.

Review posted by Tony Boyd, Newry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've always found it easy to deal with my bank as they have a great team of people working at my local branch and they're always up for the craic when I go in once a week to pay in the store takings for the boss although I have had my knuckles rapped a few times for taking too long. So when I was looking for a car finance loan I didn't dare make my enquiries during my usual visit to deposit the takings. Instead I waited until I got home and went on to Ulster Bank's website and applied for my loan that way. As I had hoped, I got approved for a great loan at a really decent rate but it wasn't quite the same as going into my local branch to arrange it. Mind you, if I'd done that I could still be there now having the craic!

Review posted by Robert O'Leary, Lisburn

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money