Hitachi Personal Finance

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Company Information

  • Company Name:
    Hitachi Personal Finance
  • Website Address:
  • Business address:
    Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP
  • Phone number:
    0844 375 5500

Hitachi Personal Finance (hitachipersonalfinance.co.uk) is the UK-based lending division of the Hitachi Group, a major international corporation that offers everything from top-speed transport solutions to home electronic appliances. When it comes to financial products, Hitachi has a range of flexible loans available to its many customers, including secured loans, car loans, flexible personal loans and environmental loans that can be used to install eco-friendly home improvements like solar panels. While many people take loans out for these kinds of personal ambitions, Hitachi’s loans can also be used to help customers manage their personal debt.

Debt consolidation loans are loans that are taken out with the aim of paying off outstanding debts, consolidating the amount owed into one single monthly repayment. Because Hitachi Personal Finance has loans with competitive interest rates and flexible repayment periods, their debt consolidation loan can offer an alternative to multiple high interest repayments on outstanding credit card debts or debts to short term lenders. Consolidating debt into one loan can also make the repayment process simpler and less stressful for many customers.

Hitachi Personal Finance has several different options available to customers looking to consolidate their debt. The lender’s flexible personal loans can be used to borrow between £2,500 and £25,000, which can then be repaid over a period of two to five years. The personal loan comes with potentially low interest rates and no arrangement fees or hidden costs.

Hitachi Personal Finance also offers a smaller personal loan, which can be taken out if you only need to borrow between £2,500 and £6,999 to cover your outstanding debts. This smaller loan also comes with a low interest rate for qualifying customers, and fixed monthly repayments to help make debt consolidation affordable and simple.

Customers can apply for a debt consolidation loan from Hitachi Personal Finance over the phone or online. You must be aged 18 or over, resident in the UK for at least 12 months and have a permanent annual income or pension. You will also need a bank or building society account, and approval will be subject to a credit check and personal assessment of your application.

41 Reviews of Hitachi Personal Finance have been submitted - read the latest 3 below

Hitachi doing loans never mind debt consolidation ones was a revelation to me and my wife. We had to double check to make sure we weren't misreading the name. Once we could see we weren't wrong we decided to give them a go as we thought the rates they were advertising were pretty fair. We'd thought about approaching our own bank but they hadn't always been very helpful in the past so we decided against it in the end. Which is just as well because we wouldn't have ended up with this very good loan from Hitachi and so we'll be clearing most of our debts soon and it'll be no thanks to our bank but a huge thank you to Hitachi instead.

Review posted by Ken Brookes, Cheadle

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My husband works really hard and we have little time together but I think it is because when we first married we created lots of bills for us and we are now trying hard to repay them. My husband thinks we maybe can solve our problems with a small loan to repay all our debts so I have used my lunch hour to find us a loan and with my colleagues help I have just applied for this loan with Hitachi who seem to be a very good lender. They have agreed to my loan and we have now to wait for the checks to be made but they have said we will get this loan within a week which is such good news and I can't wait to tell my husband. He will be so happy and relieved I am sure.

Review posted by Sandari Leigh, Basildon

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I'd been meaning to do this for some time so when I finally got around to sorting out a small debt consolidation loan I never even thought about someone like Hitachi. But sure enough they are right up there with the top high street lenders for competitive, affordable loans and I was up for giving them a go. I have to say I am very impressed with how they have handled my application and I will definitely be telling all my friends about them as I have a feeling not many people will be aware of the fact that Hitachi do loans. I certainly wasn't until I saw them on the loan comparison website. What a pleasant surprise they turned out to be.

Review posted by Mike Bridges, West Wickham

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  • Flexibility
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  • Value For Money