Yorkshire Bank

Visit Site

Company Information

  • Company Name:
    Yorkshire Bank
  • Website Address:
  • Business address:
    30 St Vincent Place, Glasgow G1 2HL
  • Phone number:
    0800 707 6471

It seems that almost everyone got into debt during the post 2000 boom. Credit card zero interest rate offers and buy now pay later offers where everywhere, and many of us took them up on the never-never. With the financial crash many of us got burned as balance transfer offers dried up, and credit scoring got tougher. For those of us left with large debts on high interest rates, debt consolidation loans offered one of the best solutions. They avoid damaging your credit rating as other solutions do, while cutting your interest rate down to something substantially more manageable. Yorkshire Bank (YBonline.co.uk) offers one of the best options, with a representative APR of just 4.9%. For those with credit cards with 25% interest rates this could literally divide the interest paid by a factor of 5.

With unsecured debt consolidation loans on offer up to £25,000 there’s enough room to fit in almost everyone’s credit card debts. Repayment options are between 1 and 5 years, allowing you to choose a fixed monthly payment that matches your ability to pay. Those with previous Yorkshire Bank loans that they intend to pay off using the debt consolidation loan can extend this to 7 years if borrowing more than £15,000.

You don’t even need to bank with Yorkshire, or be based in the county, to apply for the loan. Decisions are made online and in an instant, and with 51% or more getting 4.9% APR at a fixed rate there’s a good chance you’ll be able to substantially cut what you’re paying on your borrowing. As the loan is unsecured you’re not risking your house or car by taking it out, although you will need to ensure that you can afford the monthly repayments. The loan is available to those between 23 and 74 who earn at least £15,000 per year, although Yorkshire Bank customers from the age of 18 can apply. Early repayment options are available, for both full sum and part sum amounts, with only 58 days interest payable.

35 Reviews of Yorkshire Bank have been submitted - read the latest 3 below

I've been with Yorkshire bank for a number of years and so it was straight to them that I went when I decided to try and get a debt consolidation loan. It just seemed right to be going with my own bank for this sort of loan. Who better than Yorkshire bank will know what state my finances are in and what type of loan I will need to sort them out. Yorkshire bank have been a very reliable bank for me and if I'm going to be airing my dirty laundry regarding my debt problems I'd rather be doing it with Yorkshire Bank. So I am delighted I have managed to get a suitable loan and just want to say thank you to Yorkshire bank for their continued good service.

Review posted by Mike Parker, Ripon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When I couldn't get a suitable type of loan from my own bank to help me consolidate some debts that were building up I went onto the internet to use the loan comparison websites that everyone talks about. I am glad I did because apart from the fact that they have made this whole process so much easier for me, they have also highlighted a number of banks and lenders that I would otherwise not have considered. I have finally ended up with a very good loan from Yorkshire Bank who may well have been at the very bottom of my list if I had tried to recall all the banks from memory. So I'd like to thank the Readies loan comparison website for helping me to find this excellent debt consolidation loan and, of course, a big thank you to Yorkshire bank also.

Review posted by S.W. Taylor, Chesterfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Getting such a great loan to help us consolidate some debts from a bank that I hadn't really heard of before is quite a thing. I should really have kept more up to date with things in the banking world but the fact is I am rather behind the times with lots of things. However my wife isn't and it was on her insistence that I went online and started looking for a competitive loan to do the job of clearing these debts of ours. We could see fairly quickly that our own bank was not offering very good rates so that's when we searched further and came across Yorkshire Bank. We've been to Yorkshire many times over the years and love the county but after this marvellous loan we shall have even more of an affinity to that wonderful part of the country.

Review posted by Howard Strong, Kingston-upon-Thames

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money