TrustTwo Loans

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Company Information

TrustTwo Guarantor Loans (everyday-loans.co.uk) are the guarantor department of the lender Everyday Loans. Everyday Loans offer affordable and flexible loans to people who might have difficulty finding a loan from their bank due to their poor credit rating. All of Everyday Loans products are available online, including the TrustTwo guarantor loan.

The TrustTwo guarantor loan is aimed at customers who wouldn’t be able to access an unsecured personal loan in their name alone. By using a guarantor to underwrite the loan, Duo can offer loans at a competitive rate to these borrowers, giving them the opportunity to consolidate their debt or pay for any major purchases or expenses. Customers can borrow up to £5,000 through their Duo loan.

To apply for a TrustTwo guarantor loan, you must be over 18 and employed. Proof of income must be provided to show the lender that you will be able to pay the loan back on time. Although your credit rating will be checked by Everyday Loans, a poor credit rating won’t be held against you in your application, as the risk involved in lending to someone with bad credit will be outweighed by the security of the guarantor.

Your guarantor should be a family member, friend or colleague who you have a mutually trusting relationship with. They must be between the ages of 18 and 74, a UK homeowner and a good credit history to qualify. Although the guarantor shouldn’t have to make any payments if the borrower is financially stable enough to meet the loan requirements, they must be willing to do so if necessary. If the loan ends up in arrears, it is the guarantor who will be held responsible in court.

Customers can apply for a TrustTwo guarantor loan online by completing a simple form, and the guarantor should also fill out a form online to speed up the process. If every party agrees to the loan amount and repayment terms, Everyday Loans will then call both the borrower and the guarantor to complete the application process. The loan should then be paid out within 3 working days.

38 Reviews of TrustTwo Loans have been submitted - read the latest 3 below

I didn't think I would get this guarantor loan so easily but that's because I was struggling to find a guarantor in the first place. As soon as someone agreed to act as guarantor the rest just fell into place fairly easily and quickly. I am quite happy with the rate they are charging for this loan and the repayment terms are ok I just wished I could have got this loan without having to use a guarantor but not even Everyday Loans would consider me unless I was going to take out a bad credit loan which would mean paying a lot more in interest for the same loan amount so it had to be a TrustTwo guarantor loan from Everyday Loans or be prepared to pay a lot more with a bad credit loan. In the end it was an easy decision to make and my guarantor says it's no big deal having to get a guarantor loan so I'll take his word for it.

Review posted by Sandy Atkins, Walthamstow

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In case people don't know TrustTwo is part of Everyday Loans and that's just the name they give to their guarantor loans so as not to confuse people. I've had a couple of other loans from Everyday which were ok but this loan had to be through their guarantor loan section because of how much I needed to borrow. Without a guarantor I wouldn't have been eligible for one so I am really grateful to my cousin who is acting as guarantor for me. Using the online loan application helped a lot as well because my cousin travels a lot and we were able to quickly fill out both forms before he had to fly off to Brussels on a business trip. By the time he gets back I should have the funds in my bank account so I'll be able to treat him to a meal at his favourite restaurant by way of a thank you for his help and co-operation.

Review posted by James Montague, Battersea

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People don't need to know why I had to resort to a guarantor loan instead of a regular loan but what I would like to tell them is that if you do have to take out a guarantor loan then you can't go too far wrong with a TrustTwo guarantor loan from Everyday Loans. They are a really good lender in terms of flexibility and their rates are one of the best you will find for this type of loan, trust me I did a very time consuming search before I found them hiding on the Readies loan comparison website. Not to self, go straight to this website the next time you need another loan! My friend who is acting as guarantor agrees with me that Everyday Loans seem like the most reputable and competitive of all the lenders on this website so I think I have made a good choice.

Review posted by Paul Stoddard, Keighley

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