UK Trust Loans

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Company Information

  • Company Name:
    UK Trust Loans
  • Website Address:
  • Business address:
    Arena Business Centre, Wimborne, Bournemouthe, BH21 7UH
  • Phone number:
    None

UK Trust Loans (UKtrustloans.co.uk) is a specialist lender that prides itself on its ethical practices and individualised customer care. Although UK Trust Loans doesn’t turn customers away who have poor credit or difficult financial circumstances, the company ensures that the customer will be able to make their repayments by allowing them to sign an agreement with a guarantor. The guarantor underwrites the loan to confirm that they will take over payments of the loan if the borrower is unable to do so at any point.

To be eligible to be a guarantor for a UK Trust guarantor loan, you must be a UK homeowner aged between 18 and 75. You must also have proof of sufficient income to repay the loan if the borrower can’t meet repayments and a positive credit history. The lender will contact the guarantor to ensure that they fully understand their role and the terms of the loan agreement.

UK Trust Loans offers loans between £1,000 and £5,000, but the actual amount that a customer may be able to borrow will depend on the lender’s assessment of their financial circumstances. UK Trust Loans will only lend as much as they believe the customer is able to repay, and the interest rate will vary depending on your financial circumstances and the amount you need to borrow.

Guarantor loans from UK Trust Loans come with no arrangement fees, no charges for early settlement or overpayments and no hidden fees. The only way that the guarantor’s credit score could be impacted is if the borrower fails to meet the repayments and the guarantor then cannot cover the amount, so it’s important to ensure that both the borrower and guarantor are financially able to repay the loan each month.

Customers can apply for a UK Trust Loans guarantor loan by filling out the online application form with their guarantor. The lender will then get in touch with you to complete the application and transfer the money into the guarantor’s account. The transfer should take place within 2-3 working days.

Fraud Warning : Ukash

Please note that Trading Standards have informed us that there have been several instances of Indian call centres impersonating UK Trust Loans and charging people an up front fee for a loan.  This is a scam, if you pay the money you will not receive a loan.

Read the reviews below… the people sending money by UKash have not been dealing with the genuine UK Trust Loans company.

82 Reviews of UK Trust Loans have been submitted - read the latest 3 below

My only complaint with this loan from UK Trust is them paying the money into the guarantor's bank and not mine. I don't really understand why that should be so as none of the other lenders that I looked at appear to do that unless I am mistaken. The reason I didn't like the money not coming straight to me is that my guarantor is my sister and her husband was not happy about her agreeing to act as guarantor and he made me feel very awkward about the whole thing and then having to wait for him to do the online transfer from their joint bank account to mine made me wish I'd never asked my sister for help because I had an offer from a friend but chose to keep it within the family so to speak. I finally got my money within 36 hours and I am really happy with the loan agreement UK Trust have given me but if I could do it again I'd keep the brother- in- law's nose well and truly out of my business!

Review posted by Val Beaumont, Billericay

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My daughter got her loan from UK Trust with my help acting as guarantor so I was a bit worried when I read about some sort of fraud scam and made her get straight on to UK Trust to find out more. They were very helpful and explained what the fraud was all about and how it had nothing to do with UK Trust. As my daughter already had her loan money from them I suppose I was overreacting a bit but I just wanted to make sure things were all above board and that my daughter's bank account details were not getting into the hands of these fraudsters. You hear about these things happening so you can never be too careful. I just want to thank UK Trust for being so co-operative and putting my mind at rest.

Review posted by Maureen Burns, Hayling Island, Hants

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I didn't pay a lot of attention to the fraud warning on this website because I had already had my guarantor loan approved and had the money firmly in my bank account so couldn't see it would be an issue for me. My friend who is acting as guarantor agreed with me that this UKash thing was nothing to do with UK Trust Loans and so they shouldn't be given any bad press for something they have no control over. It's the people that were daft enough to hand over money that should get the bad press. Why anyone would fall for such a blatant scam is beyond me. I am just really happy with my loan from UK Trust Loans and thought it would be a nice thing to post a positive review to make up for the unfortunate UKash business.

Review posted by Barry Haines, Stockport

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