How to Avoid Unnecessary Holiday Expense



Changes are in store for UK travelers, reflecting post-Brexit policies – some of which are yet undetermined. In the meantime, travel abroad remains very accessible for summer holidaymakers. There’s nothing standing in the way of rewarding travel abroad, but keeping costs in check remains a top priority for budget-conscious Britons. Fortunately for those UK travelers operating within strict holiday budgets, several money-saving strategies can help keep costs as low as possible, stretching recreational resources for maximum enjoyment.

Know Your Rights When Airlines Let You Down

Until Brexit changes the rules, Britons booked with European airlines and those traveling within the EU are protected by travel policies, governing airlines. Under current arrangements, air travel providers are held accountable for delays and cancelations that interfere with your holiday, driving your travel costs higher.

An initiative known as Denied Boarding Regulation protects holidaymakers, under certain circumstances. If you’ve selected and pre-booked air travel, checking in at least 45 minutes before your scheduled departure time, the airline is expected to deliver timely service. Travelers that are delayed under these conditions are entitled to compensation for costs associated with flight delays and cancelations, and the airline’s responsibility doesn’t end there. When an airline fails to make good on prearranged travel, the company is also responsible for related costs, resulting from the shortfall.

When flights are delayed or cancelled, it often mushrooms into bigger problems for holidaymakers relying on pre-set travel timetables. Extra time spent in the airport, for instance, may result in added spending on meals, communications, and transport. If your flight is cancelled, you may require unanticipated accommodation, waiting for the next available flight. With so many legitimate expenses to cover on holiday, you shouldn’t be expected to pay for excess costs dropped in your lap by the airline.

If you’re burdened by travel delays, you can complete a claim form online. Making a claim is all it takes to get the ball rolling, recovering financial damages.

Mind Mobile Charges

Using your mobile phone while making holiday abroad can result in upcharges. Fortunately, a policy set in place last year standardises rates for most mobile users. Companies are now required to charge the same amount for calls made outside the UK, as they bill within the user’s home country. The roaming policy update means most mobile users can ‘roam like it’s home’ – but the new law doesn’t cover everyone. Before you embark for holiday abroad, check with your mobile service provider to make sure you’re not surprised by unexpected fees on your bill, upon returning to the UK.

Schedule Your Bill Payments

Holiday distractions can interrupt your routine, causing you to forget about your bills. Missing a single payment can have an impact on your credit score, so it’s important to anticipate what’s owed while you’re away. Making appropriate arrangements may include prepayment or setting-up direct withdrawals from your bank account. If you miss due dates while traveling, late fees and added interest charges may apply. Failing to cover outgoings while on holiday could cost you money.

Check With Your Bank

Access to cash can be a problem while you’re abroad, so it’s a good idea to check with your bank before traveling. Using PIN numbers and completing other banking functions might not be the same in your destination country, as it is at home. These irregularities could block access to the money you need.

Before departing, while working out the best ways to use your bank card abroad, try to arrange cost-effective solutions with your banker. A waiver issued by the bank can help you save on the cost of international banking fees and ATM fees, while you’re away.

With so many legitimate travel charges facing holidaymakers, there’s no room for excess expenses. Working out the most affordable ways to access cash on holiday and minding your mobile phone habits abroad can help keep costs as low as possible. And when late or cancelled flights result in unnecessary spending, submitting a flight delay compensation claim can help you recovery your money.

Paul graduated in 2001 with a degree in Finance. Since then he has gone on to work for several of the UK's most well-known financial institutions.

An avid blogger and a huge football fan, Paul is here to guide you through the ins and outs of personal finance and perhaps save you some money in the process!

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