Different Money

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Company Information

  • Company Name:
    Different Money
  • Website Address:
  • FCA IP:
    08330523
  • Business address:
    Different Money Ltd, Moseley Hall Farm, Chelford Road, Knutsford, Cheshire, WA16 8RB
  • Phone number:
    0800 952 8888

Different Money is a provider of instalment loans that help consumers with short term money shortages. As a financial services provider, Different Money is devoted to helping clients find the right product for their unique situations. Different Money practices responsible lending by carefully analyzing each client’s conditions to determine what loan amount and instalment option is best. Personalized service and secure business are guaranteed, and Different Money is regulated by the Financial Conduct Authority.

APPLICATION REQUIREMENTS:

To be eligible for a loan through Different Money, applicants need to be at least 18. They also need to have a valid UK bank account. They must be employed and receive a regular pay cheque. In addition, they need to be residents of the UK and have both an email address and a mobile phone.

LOAN AMOUNT AND CHARGES:

Our instalment loans range in amount from ¬£150 to ¬£2,500. There are no administration fees charged onto a borrower’s account for one of our loans. However, borrowers will pay interest at a rate of between 0.8% per day and 0.34% per day. There are no repayment fees added on if the client wishes to pay off the loan early.

PROCESS:

Before applying for a loan, clients should consider how much money they need and calculate the costs that they will have to cover to receive a loan of that amount. Then, applicants need to fill out the online application and submit it for consideration. After reviewing the application, Different Money will decide whether or not the applicant will be approved and send out a loan offer if the applicant is approved. Then, the applicant can decide to agree to the loan terms and submit the loan agreement. At this point, the loan funds will be directly deposited into the client’s account within 24 hours and sometimes within as little as three hours.

PAYMENT:

Instalment loans provided by Different Money can be paid back in any of several different ways. Payments can be made online with the client’s MyAccount area feature. Also, payments can be made through a standing order, by calling in the borrower’s payment information, or by direct bank transfer or a Continuous Payment Authority.

99 Reviews of Different Money

I'm 26 years old and like thousands of fellow Brits I found myself a bit short of cash. I needed about £600 to fill the hole and was told about a loan company called Different Money. I did not ever think it could be so straightforward.The application was filled in Online and was approved shortly thereafter. Creditworthiness is all they require and because I have a steady job and have been with the company for 4 years, I fitted the bill. What made it even more convenient was that I could pay off the amount over 12 months so the monthly repayments were easily manageable and they could be done online too. So happy I found DIFFERENT MONEY.

Review posted by George Wilkinson

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I'm frequently in the situation where I need some cash. Holidays, nights out, weekends away, car repairs, you name it. It happens all the time. I'm grateful for the convenience that DIFFERENT MONEY offers. Everything is done online from the application to the loan agreement after approval. The regular credit check questions of course have to be filled in. Once that has been satisfied the rest is really simple. What is good is that you can borrow up to £2500 and choose to repay over 12 months. Repayments in my case were done with a standing debit order, but I could have paid online too if I wanted. I use them whenever I need a bit of extra cash and would recommend them anytime. So pleased I found DIFFERENT MONEY.

Review posted by William Evans

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  • Value For Money

I have a bank account where my salary is paid into each month and have on a few occasions made enquiries about a loan .The red tape was frightening which just turned me away as the amount I required was never huge. In fact it was always under £1000.
This is what made me look at some of the other loan companies. After some research I chose to apply for a loan with Different Money and am so glad I did. I asked for £800 and the rest was easy. Online application with the usual credit check questions. Thankfully I am employed with a fair income and before long the money was in my account. In fact it was transferred the same day I submitted the loan agreement. They also make the repayments easier because I chose the 12 month option, also online which was great. DIFFERENT MONEY is highly recommendable.

Review posted by Dennis Simpson

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  • Value For Money

Apart from a couple of payday loans recently, this instalment loan from Different Money is the first loan that I have ever had. I wasn't keen on the payday loans because in the end they didn't really help me out much, they just postponed the cash flow problem for a bit longer.

I decided to use a different type f lender and the instalment loan seemed like a more convenient way for me to borrow small amounts of money quickly. They are more affordable than a payday loan and this loan from Different Money is one of the most competitive I could find on the loan comparison website.

Obviously if I needed to borrow a large sum of money I would go to my bank or another regular high street lender and get a personal loan but for these small amounts of money the instalment loan from Different Money works well for me.

Review posted by Ken Leighton

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Thanks to my instalment loan from Different Money I have moved out of my lodgings and into my own flat. I had to find two thousand pounds to be able to do this and the instalment loan was the only way I could afford to borrow that sort of money.

I think this is a really good way for people to get extra cash in a hurry rather than use the payday loans which can cost so much more in interest rates and have to be paid back much quicker.

I have six months to pay back this loan which is plenty of time and by then I will be settled into my own flat and it will have been worth it. I may borrow again from Different Money so that I can buy some nice things for my new flat. I think it is better than using credit cards which charge much higher interest rates than this instalment loan from Different Money is.

Review posted by Libby Pakernost

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Car problems are the worst. No sooner has one problem been sorted out, rest assured the next one hits you. My car is not new but I've put so much money into it that I cannot sell it right now.
The last repair job was unfortunately just normal procedure with a second hand vehicle. Lots of mileage so brakes, clutch and timing belt needed to be sorted out.
A loan became my only choice. I looked at a few loan companies and decided on Different Money. I got all the info I needed and applied online. Efficiency and speed was what I needed and that's exactly what I got.
I needed £1000 and after filling in the loan application and getting approval, I submitted the loan agreement and the money was transferred to my account the same day. I really liked the fact that I could repay over 12 months so it was a bit easier on the pocket and online too. Reasonable rates and convenience. I'd recommrnd them to anybody.

Review posted by Conrad Matthews

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Different Money is my favourite loan company for several reasons but the main ones being that their maximum amount of loan is much higher than a lot of the other payday and instalment loan companies. They also offer more repayment options which is a big plus for me as I dont always want to repay my loan by the same method. Generally the CPA method is the most convenient for me but that isn't always the case. Also I like that in most cases when I take out a loan with Different Money the money is in my bank within hours which is such a relief when you need the money in a hurry. I would recommend Different Money whenever some one asks me about loans and already have to my family and friends.

Review posted by Adam Clarke

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All my friends use payday loans and are always saying how they couldn't get through to the next pay day some months without them. I had never used a loan company before but that doesn't mean I haven't been struggling some months and could do with a little financial help.

When my boiler finally packed up a few months ago I couldn't afford to replace it and had to get by without hot water and heating. My friends were getting fed up with me popping in to say hello and have a bath as well.

So I finally decided to get a loan and chose Different Money would were brilliant and ave me my loan without any hassle and set repayments at a very affordable rate for me. I have my new boiler now and a new friend called Different Money.

Review posted by Breda Doherty

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Both my husband and me have full time jobs but with a mortgage and bills to pay and 3 kids to feed and clothe before we can even think about luxuries like holidays and xmas and birthday presents we really do rely on our regular loans with Different Money.

We have got used to the way Different Money applications are approved and we are always fairly certain that our loans are going to be approved. That makes things so much better for us as we don't have to waste time looking for the best deal as we are happy with the deal we get each time with Different Money.

Review posted by Carmen Everett

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Money issues are part and parcel of most working class people's lives and I am no exception to that. I try hard to budget my wages carefully every month but sometimes things just happen that put a spanner in the works and leave me needing to borrow extra money.

Different Money is the most convenient loan comapny for me as it gives me quite a large loan but allows me to pay it back over several months at a rate that is very easily affordable to me and therefore I don't struggle making the repayments which defeat the object of the loan if that was the case. It proves that responsible loan companies can be a real help to working class people like me and that you dont have to earn a huge salary to be considered for their loans.

Review posted by Don Firmin

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I use an instalment loan with Different Money twice a year so that I can visit my brother who lives in Portugal. I just love where he lives and the weather is lovely and sunny most of the year so I dont feel I am missing out by not going somewhere else. My brother and his wife always make me welcome and love taking me to different places and nice restaurants. So because of this I always like to make sure I have plenty of spending money so that I can treat them to some nice meals when we go out. That's where my loans with Different Money help me out. By the time I had my first holiday and paid back the loan it is time for me start thinking about my next visit to Portugal.

Review posted by Eileen Gatling

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All the loans I have taken out with Different Money have been carefully considered before I go ahead and apply for them. I don't like to borrow money on the spur of the moment as that is when you can make the wrong choice and end up having more problems than you bargained for.

Different Money are one of the most flexible loan companies I have looked at and that is why I choose them time and again even though some other loan companies interest rates may be slightly lower. For me it has to be the whole package and Different Money is that ideal package for me.

Review posted by Fran Hargreaves

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I usually take out an instalment loan with Different Money just after Christmas to help pay for my annual ski trip with all my mates. Like most people I am usually pretty broke after all the extra expense of buying loads of presents at Christmas, but when it comes to skiing you have to go when the snow and skiing conditions are at their best which for most of the european ski resorts that is January/February so that doesn't give me much time to get my bank balance back to normal. I couldn't manage the annual ski trip without my Different Money loan and I am glad I have them to make it possible for me.

Review posted by Gareth Jones

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My best friend has just moved to New York with her job and ever since she has been there she has been pleading with me to come and visit her. I have always wanted to go to New York especially to experience their Thanks Giving celebrations and their famous day after Thanksgiving sales which are supposed to be the best sales ever and so I thought I should kill tow birds with one stone and visit my friend in time for Thanksgiving. The only way I could afford the flight and enough spending money to make the most of the sales was to get a loan and Different Money was the best one for my requirements. The amount they were prepared to let me borrow and the repayments were perfect and so I have taken out the loan and booked my flights making sure I keep plenty of money in reserve for my shopping spree.

Review posted by Heather Kidson

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This is my first loan with Different Money and I have used other loan companies before and been satisfied with them but I needed to borrow a bit more than I usually do and Different Money are one of the few that approve loans for the sort of money I needed.

Their application process and terms and conditions are more or less the same as a lot of the other loan companies so I knew exactly how to apply but the main plus point for me was the repayments on my much bigger loan was still very much within my affordability due to the repayment schedule Different Money set up for me. I will definitely use them again for loans of this size again if I need to.

Review posted by Iona Loughlin

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I have just taken out an instalment loan with Different Money to pay for a trip to New Zealand to see my brother and his family. I haven't seen them since they emigrated 6 years ago and I am desperate to see my gorgeous nieces in particular before they grow up too much and dont want to be bothered with their boring old aunty.

Different Money is a company I have used before and so I knew what I was agreeing to and so I didn't have to shop around for a better deal as I was happy with their terms and conditions. I am off to New Zealand next week and I can't wait to see my brother and his family again.

Review posted by Jacci Merryworth

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A short while ago I was faced with a cash crisis of a personal nature. I needed a sum of cash and I needed it soon. Although employed, with a fair amount saved, I felt it was better to keep the savings and apply for a loan. I looked at a few of the loan institutions available and liked the look of Different Money, mainly because they were FCA approved which made me feel more comfortable. I needed the maximum that they lent, also one of the reasons I went their way. The amount was £2500 and I had the money in my account soon after I applied online. They just required a few answers which is the norm and allowed me to pay back the debt over 1 year, so I didn't feel too much pressure.
They were quick and straight which was exactly what I needed at the time.
I'd certainly recommend Differnt Money.

Review posted by Bryan Garrett

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I am always short of money no matter how careful I am with my budgeting every month but I suppose I am not alone in that situation judging by the amount of loan companies there are available nowadays.

In my opinion if you can find a good loan company that is responsible and doesn't encourage people to take out loans that they will struggle to pay back but instead they approve a loan amount and a repayment schedule that will be easily affordable to that person then that is a good thing and I am all for it.

That is why I am using Different Money for my current loan as I like the repayment schedule and it is within my capabilities to pay each month. I wouldn't have agreed to it otherwise.

Review posted by Kathy Newbold

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I took out a loan with Different Money after having tried other loan companies in the past and not being entirely happy with the the terms and conditions at the time but because I needed the money quickly I went ahead with them.

This time I wanted to make sure I was happy with every aspect of the loan and so my wife and I sat down and checked out several companies before deciding on Different Money. The approved my loan without any problems and I am very happy with the repayment schedule so I will be using Different Money for future loans.

Review posted by Lance Osborne

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the banks can keep their loans from now on as i have found a better way of borrowing small amounts of cash without having to crawl and beg to my own bank. i couldn't even get a small loan to help pay for my mother's funeral costs so thats when i looked for another lender and when i found Different money i couldn't believe my luck when they approved the loan for the full amount i needed and agreed to let me pay it back over 6 months which was great. why could my own bank not offer me that? i will never go to my own bank again and thats a fact. Different money are a better option for me now and i will go to them first if i need another loan in the future.

Review posted by Phil Buxton, Peterborough

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Different Money are different to the other lenders I have been using and now that I have experienced what they have to offer with their instalment loans I don't think I will be going back to the regular payday type of loans that I have been used to.

I found with Different Money that I can borrow larger amounts and pay it back in instalments but still get the cash quickly. I generally only use loans when an emergency crops up so its important that I can get the money quickly. That is probably why I have been using payday loans because they do get the cash to you quickly.

Different Money are like a cross between a payday loan and a proper short term loan which is giving you the best of both worlds. I know the interest rates are always going t be higher than a regular loan but because I only have a fair credit rating a lot of lenders won't consider me for their loans.

With Different Money you only have to prove that you are in full time employments and earning a regular salary that is enough to cover the loan. Now that I have experienced how fast and efficient Different Money are I will definitely be using them again.

Review posted by Patsy A., Brentwood, Essex

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I am happy with the loan I have just got from Different Money because I'll be paying it back over 6 monthly instalments and by the end of the Summer it will be paid and I can think about Christmas and maybe getting another loan from them to help with the cost of presents etc. These are the only reasons I would need to get a loan for at the moment but if I ever manage to pass my driving test I hope to be able to buy a car and thats when another instalment loan from Different Money would come in very handy. I've failed my driving test twice already so I am hoping it might be third time lucky!

Review posted by Gemma Davies, Southampton

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I am using Different Money for the second time with this loan. I came across them on the loan comparison website when a pal suggested that instalment loans would be a better option for me rather than the payday loans I had been using.

He was absolutely right, the instalment loan is a much better method of borrowing money for me because I can afford to borrow a bit more and then have the convenience of paying it back over several months instead of on the next payday.

The interest rates aren't really much higher than what I would be paying on a payday loan so it just makes sense for me to borrow with an instalment loan rather than a payday loan. I like how easy Different Money make the process for you so I will definitely be using them from now on.

Review posted by Rob, Eltham, South London

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The bailiffs were threatening me and I had to find the money to pay off a bill I had been disputing for several months but finally had to give in to. I just didn't have the money to hand to pay the full amount they were demanding plus costs and so in my desperation I decided to get a loan to pay for it.

I couldn't borrow enough money with a regular payday loan and even if I could, the next month would just create the same problem for me trying to find the one off repayment. I decided an instalment loan would be the best option and set about finding the right one. It had to be done and approved fairly quickly if I was to avoid the bailiffs so when I came across Different Money I liked that they were able to transfer the funds quickly once your application was approved. Their interest rates were about right for this type of loan so I didn't feel I was being taken advantage of because of my circumstances.

At the end of the day, all I wanted was a loan that would allow me to pay the outstanding debt before the bailiffs came knocking on my door and thankfully Different Money were able to help me avoid that happening.

Review posted by Mr Pritchard, London

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When you are trying to work out which lender is the right one for you its difficult to just make your decision based on their website profile. You have to take so many things into consideration before committing to an agreement with them. It did take me absolute ages to finally decide on Different Money for my instalment loan but now that I have applied and got the loan approved I really feel quite happy about the whole procedure.

Another good thing is, now that I have chosen Different Money, who not only have one of the easiest online loan applications, they are also one of the most competitive, I wont have to spend time searching the next time I need an instalment loan.

I'm really satisfied with the rate I am being charged for this loan and I have no worries about having difficulties with the repayments. They are affordable and with CPA I wont have to worry about missing a payment.

Review posted by Claire Belmont, Redhill, Surrey

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I'm whisking my girlfriend off on a romantic holiday to Venice for her birthday and I wouldn't be doing it without the help of an instalment loan. The trip to Venice was a last minute panic booking due to the fact that I nearly forgot her birthday for the second year running!

I have used Different Money before so I knew I had a good chance of getting the money I needed in time to quickly book the flights and hotel and fortunately Different Money didn't let me down.

I got the loan sorted and the money in my bank within 24 hours of applying. Thats one of the reasons I like using Different Money, they are quick at getting the funds to you once they've approved your loan.

Venice might seem like an expensive way of covering up the fact that I nearly missed my girlfriends birthday, but I also forgot Valentine's Day this years, so I really was in the dog house to begin with so hopefully this trip will get me back in her good books.

Review posted by Mark Yates, Romford

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I really felt I had to write and say how delighted I am with how quickly and efficiently Different Money sorted out this instalment loan for me. I had never used an online loan company before and was rather nervous about the whole thing but from the moment I logged onto the Different Money website everything just seemed to go smoothly. I was in rather a hurry for the money but I really wasn't expecting to get this loan approved so quickly and have the money in my bank account within less than 24 hours. If I ever find myself needing another loan like this I will almost certainly go back to Different Money because I have been so impressed with them I think they would be a hard act to follow.

Review posted by Sandy Ridgeway, Colchester

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My son was in a bit of financial trouble and came to me for help. I couldn't raise the money he needed in time but what I could do is take out an instalment loan with Different Money. I had used them once before and had a very good response from them so I knew the loan wouldn't be a problem. As with the previous loan Different money gave me an almost instant approval and by close of play that day they had finalised the loan and transferred the money to my bank account which has shown up in my account this morning. I'll be making an instant withdrawal and handing it over to my son. I just wanted to say thanks to Different Money but maybe it should be my son doing the thanking. I won't be holding my breath!

Review posted by Dennis Chatterton, Solihull

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A Different Money instalment loan was the perfect solution to the cash crisis I was having and now that I have experienced my first ever instalment loan with them I have a feeling I will be using this loan facility again and provided Different Money are still offering such good rates I will in all probability go back to them for another loan. I had no idea this type of loan facility was so readily available and so easy to apply for. It puts my bank to shame who have never really been very eager to give me a loan. I won't need to worry on that score any more now that I have discovered Different Money.

Review posted by Pam Skillern, Reigate

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When I took out my first loan with Different Money it was actually very different from the previous loan companies I had used. With Different Money I could borrow more than twice the amount that other loan companies offer but with a much better repayment schedule and several different options for making the repayments. In a nutshell Different Money is much more flexible and that is why it is the best loan company for my particular needs and why I use them on a regular basis. I dont need to shop around for the perfect loan company I am more than happy with Different Money.

Review posted by Maggie Prendergast

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Instalment loans with Different Money have got me out of a lot of financial problems over the past couple of years. Their maximum loan limit is very good compared to a lot of other loan companies and the several options they offer for making repayments is another reason why I like to use them for loans. As far as I am concerned the more flexible the terms and conditions of a loan are the better is it for me personally and Different Money loans certainly offer that flexibility. On that basis I wouldn't hesitate to recommend them to family and friends.

Review posted by Natalie Roberts

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Its a good thing that Different money give so many different options to pay back the monthly installments.
With the other loan companies Ive used in the past, they automatically took it out my debit card.
Here you can even pay on line on the clients area which is great as you feel you are in control.
The interest is pretty much the same as elsewhere the minnimum being 0.08% per day which we need to pay for the fact that they helping us out of a tight spot.
I took out a loan of £300 and paid it back in a few months.
Things went smoothly and I have no qualms about them. No extra charges.

Review posted by Jackie Payne

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I used my loan with Different Money to buy my first car. I had passed my driving test nearly 5 years ago but because I moved to London shortly after and had the benefit and convenience of public transport I never felt the need to use my driving skills. It was only when my new job brought me back to the suburbs and getting to work meant I had to go by train and two buses that I decided it would more practical to buy a car. My dad gave me a helping hand with half of the money but to get the car I really wanted I needed to match that and Different Money obliged.

Review posted by Olivia Smith

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My wife and I are due to set sail for our first ever mediterranean cruise thanks to a loan from Different Money. We had always said that we would love to go on a cruise before we got too old to enjoy it and after my wife had recovered from a serious illness I decided that life was too short to wait until we had saved up enough money. I had a good job and knew I would be able to get a loan and it was just a case of finding the right loan company to suit my needs. After a bit of online searching I chose Different Money and I am very happy with the loan they have approved for me. My wife and I can go on our cruise and relax and I know that the loan repayments are taken care of each month with the help of CPA.

Review posted by Paul Troughton

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Both my parents had been in hospital with serious illnesses in the past year and once they were both given the all clear and were making a good recovery my brother and I decided we wanted to treat them to a cruise. We both have well paid full time jobs but we still needed to get a loan as neither of us had much savings. We worked out how much we needed for the cruise and both applied for loans with Different Money for half of the total cost. We got the loans approved on the same day and the money within 24hrs. Mum and dad are on their cruise at the moment and my brother and I are really happy that we were able to do that for them with the help of Different Money.

Review posted by Rebecca Vaughan

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I was able to give my daughter the best 21st birthday party with the help of a loan from Different Money. Ever since my divorce 7 years ago my daughter and I have been very close and she has been so supportive to me. She was very upset when me and her dad split up but she never judged either of us and never took sides. I just wanted to make her milestone birthday extra special and to thank her for being a wonderful daughter. Without the loan from Different Money the party wouldn't have been possible and so I am very pleased I applied for the loan and Different Money said yes.

Review posted by Steph Walker

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I always used to say that I would never use so called payday loans and that only really desperate people resorted to them and they usually ended up being in more debt than when they started but I am very happy to say that i have been proved wrong on both those assumptions. When my own personal circumstances changed for a short period of time and I had no option but to take out an instalment loan with Different Money I soon realised that it wasn't desperation but common sense that made me apply for the loan and the responsible attitude of Different Money with regard to how much they loaned me and affordable repayments schedule they set up for me meant I was out of debt and my loan paid off within 6 months. There are some things I dont mind being proved wrong about and this is certainly one of them.

Review posted by Tony Yates

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Maybe this will be my first and last payday instalment loan but if I do need to borrow money again in a hurry I will definitely go to Different Money first.

My friend recommended them as he uses them a lot and his advice was very much appreciated as I dont think I could have found a more suitable loan company than Different Money. Their online application was easy and the flexibility they offered with regards to making the repayments was a bonus for and I opted for CPA repayments as I wanted to be able to ensure there would be no late payment fees.

Review posted by Vincent Allen

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Having used various loan companies in the past and always settling the debt as required, I decided to approach Different Money for a few reasons. Firstly I could borrow a bit more which helps and secondly the repayment period can be stretched which also helps. I also like the different options on how to make the repayments.
This time I requested £2000 and all done online. I fitted the bill and the loan was approved very quickly. All I then had to do was to sign and submit the loan agreement and the money was deposited into my account.
They are also regulated by the FCA so I felt more comfortable.Highly recommendable Different Money.

Review posted by Fred Williamson

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I'm absolutely crazy about tennis and have not missed watching a grand slam tournament for the past 5 years, but that's in front of the telly. I promised myself that I would one day see one of them live. As I live miles away from Wimbledon and the prices are insane I decided on a special deal to see a bit of the US Open.
Fair enough. All I needed now was the money and looking at all the different loan companies I filled in a loan application online with DIFFERENT MONEY. Obviously they needed to know that I was creditworthy and capable of paying back the instalments. They must have, because the loan was approved very quickly indeed and the money was deposited into my account as soon as I'd signed the loan agreement. I selected to pay over 12 months, although I could pay back sooner if I wanted to. They were really efficient and helpful.
New York here I come thanks to Different Money.

Review posted by Wesley Johnson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use loan companies frequently. I know it sounds crazy because of the high interest rates, but if you repay as you promise then the convenience is more apparent. For me it is especially now that I found Different Money. You can lend bigger amounts and pay off up to a year. They are also regulated by a finance authority so they are more plausible.
My last loan with them was also so easy as it was all done online and their repayment options are also very versatile. Obviously you have to qualify for a loan, which means your online loan application has to be approved.All they need to know about you is whether you are creditworthy or not. Well done indeed DIFFERENT MONEY.

Review posted by Clive Henrickson

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  • Ease Of Use
  • Value For Money

I was caught unawares a short while ago and needed a sum of money quite urgently. Boyfriend and girlfriend problems and that's about all I need to tell you other than the fact I was advised to try DIFFERENT MONEY. I'm only 22 years old so I thought it would be very hard for my loan application to be approved, but I was wrong.
I am permanently employed, have a bank account and also met with all their requirements which just means they trust me to repay the loan as stipulated on the loan agreement. The amount was £1500 and I am to make regular monthly payments. I'm doing mine via a debit order so I won't forget. I found the interest rate to be very competitive and because the repayment period is longer than most companies it doesn't really hit your pocket that hard. Thank you DIFFERENT MONEY for coming to my rescue.

Review posted by Warren Chappell

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm a keen cyclist and a short while ago a good friend of mine who cycles at the same club was forced to sell a few of his belongings due to financial pressure.
What I was really interested in was one of his bicycles.
I knew the real value of the cycle and the price he put on it was laughable. It was the bargain of the century.
I didn't have the ready cash but wanted the bicycle so I applied online for a loan of £2000 from DIFFERENT MONEY.
It was really easy and I suppose because I'm practically debt free and steadily employed I was granted the loan. The next step was then to submit the loan agreement after deciding on the repayment period so that I would have no difficulties settling the debt. The money was put into my account that same day and I now own that very special bicycle. Really cool DIFFERENT MONEY.

Review posted by Luke Wasserman

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  • Flexibility
  • Ease Of Use
  • Value For Money

My neighbour told me about Different Money when I asked her how she managed to cope with just her husbands wages when she gave up work to have a baby. She said that her husband used instalment loan companies like Different Money to help them pay for their holidays and Christmas. She said he earns good money so they never have a problem paying the loans backs.

After talking to my husband about it we decided to apply for a loan with Different Money to help us out a bit with some moneys problems. I know payday loans aren't always the best way to sort out money problems but if it is just occasional and you just need the loan when you are having a temporary cash flow problem then I think that is the best use for them and we got our loan with Different Money for that reason and we are satisfied with the service we received.

Review posted by Wendy Anderson

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  • Flexibility
  • Ease Of Use
  • Value For Money

I have had to use payday loans a lot over the past few years after my girlfriend and I split up and I was left with the responsibility of paying rent and other bills on my own. I manage most months but it usually means going without lots of the things I used to take for granted like holidays and going to nice restaurants. Different Money is the one I have just taken a loan out with as I decided I needed a holiday and they were offering the sort of loan that would be right for me because of the amount I needed to borrow. I had to make sure that all my bills were sorted out before going away and needed more money than I would normally borrow and Different Money lend almost double what some other loan companies will. Thats why I chose them.

Review posted by Alan Carter

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  • Flexibility
  • Ease Of Use
  • Value For Money

it's uncanny how many people find themselves short of cash because of something coming along that wasn't budgeted for. As was my case a short while ago. I had in the past taken out the odd loan so decided to do it once again but with another company as I wasn't too pleased with the last one. I thought I'd fill in an online application and request a loan from DIFFERENT MONEY.Their service was quite remarkable. The form had the usual questions about bank account, work, mobile phone number, residential address etc.
I was approved really quickly and then it was another simple matter of submitting the loan agreement and within an hour the money was transferred into my bank account. They also make the repayment process so easy as you can pay online too. The time period can also be extended so you can pay off the debt for up to a year. I found DIFFERENT MONEY to be excellent and really helpful.

Review posted by Gary Dawson

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  • Flexibility
  • Ease Of Use
  • Value For Money

I only use companies like Different Money because I can borrow a lot more than most payday loan companies offer. I can usually get by each month without needing to borrow money but when I do it is usually for a large amount to pay for things like holidays and the extra expense of xmas etc. which seems to be more and more each year as the kids get older.

It may not be everyones ideal way of affording thier holiday but it suits me and my wife and if I ever thought I would have a problem making the repayments I wouldn't take out the loan. Its as simple as that.

Review posted by Brian Davies

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  • Flexibility
  • Ease Of Use
  • Value For Money

My parents usually help me out when I find myself short of cash towards the end of the month but when I need a larger sum of money I don't like going to them because I know they would give me the money even if it meant them going without to be able to do so.

Recently I needed quite a bit of money and my friend told me he had just got a loan with Different Money for the amount of money I needed and suggested I try them. I am pleased to say that I got the loan approved and whilst I know I am paying interest on the loan that I would have to do if my parents loaned me the money I feel happier that I went and got a loan from Different Money instead.

Review posted by Charlie Eaton

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  • Ease Of Use
  • Value For Money

My wife has been moaning about the kitchen for several years now and as it hasn't been modernised since we moved into our house 15 years ago I can see where she is coming from especially as all her friends seem to be having new kitchens installed.

After some discussion we decided to take out a loan with Different Money to pay for the new kitchen my wife had chosen. She wanted it installed before Christmas when all her family will be visiting.

I wouldn't use payday loan companies without good reason and it is probably going to be a while before I consider getting another loan in this way but for the time being it is the best option for me and the wife is very happy with the new kitchen that is being installed at this very minute.

Review posted by Dave F.

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  • Flexibility
  • Ease Of Use
  • Value For Money

I just wanted to thank Different Money for approving my loan and helping me get my finances sorted out after a few massive bills messed up my monthly budgeting.

I have used other payday loan companies in the past but just for small amounts that I can pay back in a short period but when I needed to borrow quite a bit more money I was worried Different Money would think my earnings weren't enough and that I wouldn't be able to afford the repayments. But I was delighted when they said yes and set up an instalment loan repayment schedule that was well within my affordability.

Review posted by Ellie G.

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I got a loan with Different Money to get the deposit for my flat that I have just moved into. If it hadn't been for Different Money approving my loan so quickly and transferring the money into my bank within 24 hours I would have lost out on the flat as I knew there were several other people interested in renting it.

My instalment loan repayments are easy for me to afford as they are spread out over a longer period than most loans are and when I have paid off the loan I will definitely consider getting another loan with them and I have recommended them to a friend of mine who is looking to borrow a similar amount of money.

Review posted by Freya Hills

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  • Flexibility
  • Ease Of Use
  • Value For Money

This is my second loan with Different Money and because I rely on payday loans quite a bit I like to try out different ones depending on how much money I need to borrow and how much I can afford to repay each month without getting into difficulties.

I am using Different Money again because I liked the fact that I could borrow a larger sum of money but the repayments weren't too high each month and the CPA repayment method suits me at the moment because I travel a lot with my job and don't want to risk forgetting to make a repayment and get charged late payment fees.

Review posted by Gary Ingles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use loan companies a lot but I prefer to borrow larger sums of money over a longer period of time rather than use the regular short term payday loans that a lot of my friends tend to use. I find it easier to keep track of my finances when I borrow money like this as I am sure if I just constantly resorted to short term payday loans every few months I would get myself into a bit of a financial mess. Short term loans seem to work for my friends but they are not for me and that's why I use Different Money. Their instalment loans offer me a higher loan amount but with repayments I can easily afford and so it makes sense to use Different Money at the present time.

Review posted by Heather Jones

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have just made my final repayment on my first loan with Different Money and before I apply for another instalment loan with them in time for Christmas I just wanted to say how satisfied I have been with everything. I don't think any loan company is perfect but Different Money ticked a lot of the boxes for me when I was looking for the right loan company and for that reason I will use them again. The main things for me are borrowing the amount i need with the repayments I can afford and everything else is just a bonus.

Review posted by Ian Kendle

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I got a bit out of control with my spending when I first took out a credit card. I can imagine a lot of people end up in a similar situation, with mounting debts. I wanted to stop the cycle before it got any worse, so decided the safest way to regain control would be to take out an instalment loan to repay my credit card debt, and then return the card. That way after the loan is paid off, I can just spend the money I have, rather than spending money I don't have! Different Money understood my situation perfectly when I phoned up and spoke to one of their advisers. We talked everything through, and they explained to me how to go about applying for a loan, and which options to choose. It was so nice to have the added help rather than just an automated service.

Review posted by Laura Kremlyn

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Just received the money into my bank account from Different Money for my instalment loan and thought I'd say a few words about my experience of using Different Money for the first time.

Firstly, I found the online application process very straightforward which is great for someone like me that isn't too good with using the internet. Having the loan calculator at the beginning was a great help. I ended up being able to borrow a bit more than I originally thought I could.

Secondly, once I had submitted my agreement to their terms and conditions it was just a matter of waiting a few hours to get the funds. I only applied for the loan this morning and by 4.45pm my loan was finalised and the funds in my bank. I couldn't ask for a better outcome and will definitely use Different Money again.

Review posted by P. Morgan, Shenfield

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  • Ease Of Use
  • Value For Money

My first instalment loan with Different Money has been finalised now and I am just waiting for the funds to be transferred to my bank account. They tell me it should be within the next couple of hours but as long as it reaches my bank by tomorrow that will be great. I found this whole process really easy and stress free, not like previous loans I have taken out over the past few years. I think Different Money have managed to simplify the whole process and make it as easy as possible for customers. If I can go online and get a loan like this approved so quickly then any one with a bit of computer experience can. I'll definitely be using Different Money again and I'll be recommending them to friends.

Review posted by Kevin Ashwell, Mitcham

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  • Ease Of Use
  • Value For Money

I chose Different Money to try for this instalment loan and wasn't sure if I would be accepted for it but I am delighted to say Different Money have just confirmed that my loan has been approved and I have immediately submitted my agreement to the terms of the loan. All I have to do now is wait for the money to be deposited into my bank account. I am so pleased with how quick and easy it was for me to get this loan and with such a good interest rate as well. I have a feeling I will be using Different Money again in the future because the occasional instalment loan is a great way for me to afford the more expensive things in life.

Review posted by Frank Varney, Sidcup

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  • Flexibility
  • Ease Of Use
  • Value For Money

I don't want to tell anyone why I applied for a so called payday loan but I just find it convenient to have a 'backup' for those few occasions occurring in a year.

Why I ended up with Different Money? The lack of admin fees and the height of the installment loans up to a max of £2.500 were the two most important reasons for me to go with them. And the CPA method of paying sounded very attractive to me.

In short: no matter what reason I need cash for, Different Money makes for me the difference. Other companies offered me the same service promising me paying out within 15 minutes but I consider myself not to be that impulsive. I just needed a trustworthy company and I found it in Different Money.

Review posted by Ken Rogers

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  • Flexibility
  • Ease Of Use
  • Value For Money

I use short term loan facilities a lot and I tend to choose different ones each time. I used Different Money for my last loan and it was the most straight forward of all the loans I have had so far so I just decided to go back to them this time.

They are still offering the same rates so that is a plus and they still use the CPA way of taking repayments which is very important for me because I do not want to incur extra charges because I've missed a repayment.

Getting a loan with affordable repayments that are automatically taken from my bank account is all that I really look for in a good loan and that's what I've got with Different Money at the moment so I'm more than happy with that.

Review posted by Jenny P.

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  • Flexibility
  • Ease Of Use
  • Value For Money

I am a single mum with 3 children and even though I work full time now that all of them are in school and the eldest has just started work I still struggle with finding the money for treats and birthday and Christmas presents for them all. I get some financial help from their dad but not much.

Different money was recommended to me by a friend at work when I told her I was struggling to afford things and when I got my first loan with them and was able to pay it back over several months without any problems I was really made up and because of that I now take out regular loans with these guys to help with all those extra costs.

Review posted by Wendy Ellis

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  • Ease Of Use
  • Value For Money

I don't need to use Dif.Money for very small amounts of money as I can usually manage to scrape together the odd 50 or 100 quid but when it comes to finding the money for bigger things like getting the car fixed or presents for the kids birthdays or christmas then I must admit I couldn't get by without the help of a loan. As I have had several loans from them now I don't have a problem with the online application and the direct debit repayments make sure I dont forget and so I never get clobbered with late repayment charges.

Review posted by Carter Faughn

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  • Ease Of Use
  • Value For Money

It was all pretty straightforward getting this instalment loan from Different Money and as someone who is not particularly adept using the internet I felt quite pleased with myself for managing to do the whole process without messing it up. My wife was hovering in the background ready to take over if needed, but she wasn't!

When the loan was approved and I waited for the loan agreement to arrive I realised that this was the first time I had gone anywhere but to my bank for a loan and I did wonder when things started to change and I became disenchanted with my own bank.

The fact is, I never even considered going to my own bank for this loan and I really am quite pleased with myself for using my computer for more than the usual day to day things and instead finding this rather good instalment loan from Different Money.

Review posted by A. Dickinson, Leatherhead

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  • Ease Of Use
  • Value For Money

this is my first DM loan and so far it is the best one for me. i have used other loan companys before but this one suits me as the repayments can be spread out over a longer period than a lot of the other loan companys allow and paying by direct debit is also better for me as i know that as soon as the direct debit payment has gone out of my bank account i can relax and not worry. i would hate to get charged extra for a late repayment so this is ideal for me. i have recommended them to my mates and i will using them from now on for my next loan.

Review posted by Fred Turner

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  • Ease Of Use
  • Value For Money

I wouldn't have found Different Money without using the internet and in particular this loan comparison website. So I want to say what a great help this has been for me.

I ended up getting my loan from Different Money after checking and double checking all the lenders on the Instalment loan section and deciding that Different Money were offering the best loan for my particular circumstances. Heaven knows how I would have got on without this online facility. I would have been been going to my bank with my fingers crossed and probably coming away with them in an all too different position because I am fairly sure my bank wouldn't have been willing to give me a loan. It does make me wonder what banks do like to give their customers these days apart from overdraft fees!

Review posted by Judy P., Bury St. Edmunds

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  • Ease Of Use
  • Value For Money

my wife uses Different Money loans all the time to help with all the expenses that ladies see to have like hairdressers and things like that. she works but only part time so rather than ask me for the money she prefers to get a loan and pay it back over a period of time.

as it was coming up to our 15th wedding anniversary and i wanted to buy the wife something nice i took a leaf out of her book and got a loan with them and i am very glad that i did because the look on my wifes face when she opended her present and saw the jewlery i had bought her was worth every penny.

Review posted by Simon Cauley

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  • Ease Of Use
  • Value For Money

my daughter told me about different money when i mentioned that i wanted to surprise her mum with a nice romantic weekend away for her birthday. apparently she uses them all the time and she says they are the best thing in the world for people like us that have jobs that dont pay particularly well. she helped me do the online application and when the loan was approved and the money came through she helped me book a nice hotel for me and the wife. its not often that i take advice from my daughter but i am glad i did.

Review posted by Kev

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  • Ease Of Use
  • Value For Money

My grandson introduced me to Different Money when I told him I wanted to upgrade my old computer. He explained how these sorts of loans work and the pros and cons of taking one out. I had more or less made up my mind but wanted a bit more time to make a decision.

After thinking about it for a day or so I asked him to help me apply for an instalment loan online which is apparently how these things are done these days. I was very pleased when they gave me the loan and I am typing this review on my new computer that my grandson helped me to choose.

Review posted by Rodney Sandark

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  • Flexibility
  • Ease Of Use
  • Value For Money

A D.M instalment loan has helped me out of a bit of financial trouble a few times now and I don't worry quite so much when the usual bills start landing on the doormat. I know I can pay them and if my bank balance is running a bit low and there are other expenses that I need to take care of I go straight to the D.M website and apply online for a loan. So far I have been very lucky and they have approved my loans with repayments that I have been able to afford and as long as I can continue to borrow money this way without any problems I will continue to do so.

Review posted by tommy

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  • Ease Of Use
  • Value For Money

My finances have always been fairly stable and I hardly ever go overdrawn with my bank account so I pride myself on managing my money very well. However sometimes things happen that you can't always predict or plan for so when I recently needed to get my hands on several hundred pounds in a hurry the only practical option open to me was to get an instalment loan.

After checking out several loan companies online I decided that if I could get an instalment loan with Different Money that would be the best one for me personally. Fortunately they gave me a loan with instalment repayments that I could manage easily and once the money was in my bank account I was able to sort out my little cash crisis.

Review posted by Matilda Maisons

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  • Flexibility
  • Ease Of Use
  • Value For Money

My wife persuaded me to get a loan with Different Money so that I could buy a new carpet and coffee table for the living room of new house which was quite modern and there wasn't much room for our old out dated furniture. I had to agree with her but the move had already used up most of our spare cash and a loan was the only option. We had recently taken out a loan with a company whose name's not worth mentioning for the new sofas and honestly it didnt go very well so this time we decided to look elsewhere.

We checked several loan companies but decided on Different Money because they seemed the best for my particular needs. I knew how much I wanted to borrow taking into account the interest charges and I worked out that I could easily afford the repayments on an instalment loan. They approved the loan and I had the money in my account with a couple of days.

Review posted by Todd Jonsey

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  • Flexibility
  • Ease Of Use
  • Value For Money

I have just made the final repayment on my Different Money loan and wanted to post a review to say that I was very satisfied with their service and wouldn't hesitate to recommend them to my friends.

It was my first loan of this sort and I wasn't sure about it at first but once I realised how straightforward it was and that there were no hidden extra charges over and above the interest charges I was happy to agree to the terms and conditions and go ahead with the loan. Being able to make the repayments by phone was very convenient for me as I sometimes have problems with my computer.

Review posted by Jude Fishers

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  • Flexibility
  • Ease Of Use
  • Value For Money

Different Money has to be the best thing that happened to me last month.
Due to bills, paying for this, paying for that and paying for kids, last month I was very short on money.
Being short on money is a very scary situation for a single mum. I didn't want my kids to know that I was in that situation, so I thought that a short term loan would do the trick. And it did!
Went online and found Different Money, filled in the application and the rest was taken care of by the lovely staff.
The money was quickly put into my account and a weight off me shoulders.
Now I am worry free.
Thanks Different Money for the loans and for your great service

Review posted by Becky Foster

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  • Flexibility
  • Ease Of Use
  • Value For Money

To cut a long and boring story short, I just want to say how efficient Different Money are as a company and financial service provider. It doesn't often happen, me running in to money troubles, but it was so nice knowing that I didn't need to rely on my friends or family to bail me out this time - instead I relied on Different Money. It was nice to conduct everything in such a secure way, and their loan process took me next to no time. I make my repayments via Different Money's website on their specifically designed My Account section, and everything is straight forward and safe.

Review posted by Lenna Sacchi

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  • Ease Of Use
  • Value For Money

I have actually only ever written reviews on trip advisor before, but I think these days reviews can be such a useful resource, so if a company has served you well, they deserve a compliment - just like you would leave a tip at a restaurant or a bar. Different Money gave me an installment loan not so long ago. I can't remember the exact time scales of everything, but it does stick in my mind that it all happened very fast. I didn't have to wait long for the money, and didn't have to chase them up on anything. Their service was well organised and pleasantly uncomplicated.

Review posted by Amanda Owenson

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  • Ease Of Use
  • Value For Money

When I was chatting in the playground the other week waiting to pick my young Jessie up, I got talking to Rosemary about finances. She had always come across as a woman that had everything in her life just so, and was meticulously organised, so when she confessed to having taken out a loan because she had miscalculated her finances one month, I was totally taken aback. However she gave me some valuable advice, and told me to check out Different Money. I am now proud to say that I have been accepted for an installment loan with this company, and having received my loan agreement a couple of hours ago, I'm expecting the money to be in my account any time now.

Review posted by Emily Scorey

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  • Flexibility
  • Ease Of Use
  • Value For Money

I started looking for an instalment loan several weeks ago, but quite a few of the lenders I enquired with didn't offer the amount I was looking for, unless you were a returning customer. It actually got to the point where I was considering taking out more than one loan at the same time in order to access the amount of money I needed. When I found Different Money, I was happy to see that they actually were different in the way that they offered up to 2,500 pounds, even to first time customers. I think I am probably quite a typical customer, and was approved for the maximum amount at the typical APR rate.

Review posted by Lani Hillington

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  • Flexibility
  • Ease Of Use
  • Value For Money

The month before last, I found myself in a very difficult situation moneywise. Having never been in such a situation before, I wasn't really sure where to turn for help. I came across Different Money whilst browsing the internet on my computer one evening, so did some research and read several good reviews about their money lending services. I opted for an instalment loan so that I wouldn't have to make a large repayment all at once, and with Different Money the whole application process was very straight forward. I'm currently part way through paying back my loan, and can happily recommend their services.

Review posted by Mona Cortson

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  • Ease Of Use
  • Value For Money

I really wanted to have a big party and celebration at home for my daughters eighteenth birthday, but finances haven't exactly gone to plan recently, and a few unexpected expenses cropped up on the run up to her birthday, leaving me short of cash. Seeing as your child only turns eighteen once, I decided to take out a loan in order to still be able to make her day really special, without financial constraints. Different Money were great, and offered a real no hassle service. I will pay back my loan in several manageable instalments, and will be able to give my daughter the special day she deserves.

Review posted by Mia Pilkington

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  • Ease Of Use
  • Value For Money

I unfortunately have an idiot brother who only does part~:time work and still insists on borrowing my car . He won't take NO for an answer. I suppose it is my fault, but this time he couldn't stop quickly enough and rear ended the car in front of him.
To cut a long story short my insurance would not cover another driver so I needed a loan quickly to sort out this problem,which was repairing two cars I had to add quite a bit of my own savings too, but applied online for a £2500 loan from Different Money. Thank God threy were helpful, efficient and professional. The application was approved after checking to see if I would be a solid client. I then submitted the loan application and agreed to pay the debt off over 12 months. A bit of a blow but manageable and the payments could be done online too.
My idiot brother said he'd help with the payments each month. If you believe that you'll believe anything.
Thank you Different Money for sorting out my problem so quickly. Highly recommendable.

Review posted by Ashley Burton

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  • Ease Of Use
  • Value For Money

AT the end of the day an URGENT loan is just that, urgent. Ther really is no point researching for the best rates,begging your bank and going through an endless stream of red tape only to be knocked back.I found all this out about two years ago when I needed an URGENT loan.
I have since needed one and went straight to Different Money on a friend's advice. Very little red tape. Fill in the forms online. If you're creditworthy your application will be approved. Check the loan agreement, sign and resubmit. By this time the amount you are after and the monthly payment you can afford and the duration of the loan will already have been ascertained. You can do the repayments onlino or even via a debit order. The money will be deposited into your account the same day. I wii only use DIFFERENT MONEY in the futfre.

Review posted by Richard Maingard

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  • Ease Of Use
  • Value For Money

My best friend from years back now lives in Portugal. Have been over a few times to see him and he always spoils me and my wife terribly. He takes us everywhere including the best restaurants and we never pay.
I heard just recently that he was really ill. He lives alone and this upset me a bit. I now wanted to spoil him.Unfortunately times are a bit tight and it'e very rare that one budgets for this sort of thing, so I was forced to take out a loan with a company that I was told about.
I applied to DIFFERENT MONEY and asked for £2500. This would be more than enough for us to spend a week or so with my friend Rowan as it was offseason and the flights were reasonable as were the hotels..
It was so easy because everything is done online and quick. Their service is amazing and you can repay over12 months which is very convenient. their rates are competetive too and it was a real pleasure to see Rowan again and he was soon up and about and we had a great time yet again thanks to DIFFERENT MONEY.

Review posted by Peter Hewitt

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  • Ease Of Use
  • Value For Money

Overworked and underpaid and that's why I always find myself in need of a loan.Thankfully it's quite simple. I've used Different Money quite a few times and because everything is done online from the application, to submitting the loan agreement on approval, to the monthly repayments.
They are FCA approved which made me feel a lot more comfortable at the beginning and are really professional.
In my case I needed £500 although I could have requested more and repaid over 6 months just like I did the last time.
Obviously there are a few conditions before approval like employment details, financial status, residential address etc.
I would recommend DIFFERENT MONEY anytime.

Review posted by Jimmy Haggerty

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  • Ease Of Use
  • Value For Money

Once again the car broke down and believe it or not, it's the third time this year.My friends all tell me it's time for a new vehicle, but I love this car. It's a collector's piece and a part of me and thats why its back in the workshop.
Thank goodness for Different Money.I've used them on a few ocassions in the past and they always come through for me.
An online application is done and once approved after your credit and stability check you then sign the loan agreement and submit online once again.The money will be deposited into your account the same day.
I always choose to repay over 12 months because if I have spare cash I can always make extra payments to reduce the interest. DIFFERENT MONEY are highly recommendable.

Review posted by Jonathan Weston

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've been using Different Money for instalment loans for a while now because for me they offer the most flexible repayment method. Depending on how much I am borrowing and what time of the year it is I like to choose the repayment method to suit my finances at the time. I don't always want the repayments coming out by direct debit or Continuous Payment Authority so on those occasions I just log on to My Account and make the repayment that way. Its just a way for me to avoid the risk of a payment being refused by my bank and so far this has worked for me.

Review posted by Dean Stoddard, Croydon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

For whatever reason, if you're not in the supersalary bracket or you're not doing something illegal as a sideline, there will come a time when you will find yourself short of money, as was my case a short while ago.
I'd used a few loan companies in the past and decided this time to try a different one as I felt the others were not really out there to help you.
The one I decided on was Different Money because I saw they were FCA approved, you could borrow a bit more and you had the option to pay back over 12 months.
It was also easy enough to fill in the application online and thereafter it didn't take long at all for the money to be in my account.
Redtape? Not much at all. Just the regular credit check. So I recommend DIFFERENT MONEY highly.

Review posted by Sebastian Brenner

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Borrowing money with an instalment loan is a brilliant way of getting some much needed cash in a hurry. Its way better than using payday loans and gives you much more flexibility and better value for money. I have tried a number of instalment loans but this one from Different Money has been the best so far because it offers much more flexibility with how you choose to make your repayments. Unless I could find a lender that was charging a much lower interest rate I don't think I would go any where else for my next instalment loan. Different Money just works for me and so why change and maybe end up with a less convenient loan.

Review posted by Gaynor Richardson, Epping Forest

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hi my name is Chris McMillan and a few months ago I saw a car that I really liked .As I am a motor mechanic by trade I spotted a real bargain. There were quite a few things that needed attention. It had been in an accident and the windscreen was cracked.I suppose that was the reason for selling so cheaply..
I needed £2000 to make up the deficit and applied online to DIFFERENT MONEY.They just wanted to know the usual. Basically could I make the monthly repayments or not?. My loan was approved and then I submitted the loan agreement in which the amount I'd requested, the instalment amount and interest rate were agreed on. I'm paying my loan off over 12 months and I now have a beautiful car that I could probably sell right now at double what I paid.
Thank you Different Money.

Review posted by Christopher McMillan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I do just about all of my shopping on line and had been looking at Winter fashions when I thought it would be a good idea to do some shopping for winter woollies as I'd seen a few real bargains.
All I needed now was some extra cash. And this is where the loan companies come in. I have to be honest and admit that I do this often. I looked at a few and chose DIFFERENT MONEY this time and glad I did. I needed £400 so applied online. Questions on the form were regular and simple. Very little red tape. I do have a steady income. Ido have a bank account. I do have a fixed home address and that sort of thing. My loan was approved and after submitting my loan agreement the money was there . They really help even when I decided how to pay off and how many months I should opt for. They were really professional. I know I'll use Different Money again.

Review posted by Oliver Verdun

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Having used Different Money several times now for instalment loans I can honestly say that this is the easiest form of borrowing I have come across. Not only are their loans easy to apply for but they are very competitive. Different Money are regulated by the Financial Conduct Authority which is always a good thing in my humble opinion. To me that means they are one of the more responsible lenders and it is reassuring to know that Different Money won't give you a loan that is realistically beyond your affordability.

After several loans I am now very clear about what I can personally afford to borrow each time and I am happy to keep within those parameters. That means each loan is convenient and affordable. It's stress free borrowing at it's best as far as I am concerned.

Review posted by Mr A Bristow, Mansfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was determined to have a holiday this summer and set about finding an affordable loan to pay for it. I wasn't thinking anything too far away or exotic, just a couple of weeks in some guaranteed Mediterranean sun was all I was looking for.

It wasn't worth the effort of buttering up my bank manager for a small loan amount so I went online and had a good look at some of the other lenders to see what was on offer. Instalment loans seemed like my best option and within a few minutes of checking out the Readies loan comparison website I found Different Money.

They were offering just the sort of loan I needed and without all the hassle of a usual bank loan. Once I had read their profile and understood exactly what Different Money were offering I went straight ahead and applied for a loan. Getting that immediate approval was great because it took all the anxious wait out of the equation and after that everything just seemed to go very smoothly.

Less than a week later my loan was sorted, the money was in my bank account and now I am about to book my holiday in the sun. Thank you Different Money you really have made getting a loan a different experience for me.

Review posted by Siobhan Webster, Luton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When my father died, it hit me really hard. It was totally unexpected, and the whole family was in shock. He hadn't left much money behind, and we had never really discussed what would happen in such an event, as we all assumed it would be a long time from now. I guess you can never really prepare for a death, but I did wish at the time that there had been at least enough money to cover the costs of the funeral, as this extra stress was really more than I could cope with. Thankfully Different Money came to my rescue after I applied for a loan with them, and approved the full amount, even wiring it to my account the same afternoon.

Review posted by Audrey Haven

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Different Money instalment loans are not like a payday loan so don't apply for one expecting to get your money the same day. It took 3 days for my instalment loan to be finalised and for the money to reach my account but it was well worth the wait because this is a much better type of loan for me. I can afford to borrow 3 times what I would normally get with a regular payday loan but being allowed to repay it over a 3 month period makes those repayments so much easier. This is the second instalment loan I have had with Different Money and the first one went really well with me having no problems whatsoever making the repayments on a 1K loan so I am hoping it is going to be the same with this one even though I have borrowed a little bit more this time to pay for my holiday to the Bahamas Without this loan I would have been frantically trying to scrape together the money to pay for this trip. Thankfully, with a brilliant Different Money instalment loan I don't have to!

Review posted by Heather Evans, Barkingside

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

During my younger years, a lot of my friends went off travelling between finishing school and starting university. I was always a keen studier, so wanted to get stuck in to my degree straight away. When I graduated, I was lucky enough to be offered a job almost immeadiately, with the same company I had completed my work experience with. I was over the moon at the opportunity, although it did mean I'd missed the boat somewhat to be able to go travelling. After five years now with the same company, I'm still yearning to travel, but haven't been able to save sufficient funds because I've been paying off student debts. Different Money came up as an ad one night on the computer, and I thought I'd just see how much they could offer me. I was pleasantly surprised, and took out the loan right away. I didn't realise it could be so quick, and I've already got my first set of flights booked.

Review posted by Martha Flight

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have taken out this instalment loan with Different Money and I'm hoping it all goes smoothly because if it does I would really like to use this form of borrowing more often. I would probably benefit from 2 or 3 of these loans each year to cover some of the expensive things I have to find money for. My daughters birthday for one thing, and then Christmas which is always a struggle for me. Mind you I am using this loan for myself, a nice holiday to Spain with some of my friends from work. They'd been pestering me for ages to join them and so that is what I am going to be doing now that Different Money have finalised my loan and transferred the money into my bank account today.

Review posted by Kathy Dickson, Manor Park

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This instalment loan from Different Money is a first for me. Up to now I have never taken out a loan apart from my car finance loan with my own bank several years ago. This Different Money instalment loan seems like such an easy way to get a small loan without having to go through all the red tape you invariably get with your own bank. It's even better than the payday loans I looked into first before opting for an instalment loan instead. It really does seem as though you are getting the best of both worlds with this type of loan. The speed and efficiency of a payday loan but with the benefits of an instalment loan that allows you to borrow a larger sum and pay it back in 3 affordable monthly instalments. I would definitely rate this loan very highly based on my own personal first time experience of dealing with Different Money.

Review posted by F. Thompson, Raynes Park

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

As my first experience of taking out an instalment loan this hasn't been too bad at all. I had never used the internet to apply for any type of loan before and really wasn't sure what to expect. What I found really helpful was the Readies loan comparison website which helped me narrow down my search quite quickly.

Once I had decided on Different Money and submitted my loan application for consideration I wasn't sure how long I would have to wait to see if it had been approved. I was very impressed when I got my response within an hour and delighted when that response was in the form of an approval. I immediately returned my loan agreement and waited patiently for the funds to arrive. They were in my bank account by midday the following day and considering I didn't apply for the loan until after 3pm the previous day I thought that was a very good and quick response. I would definitely recommend Different Money to anyone looking for a quick, easy and affordable instalment loan.

Review posted by Alison Jenner, Dulwich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is the first time I have used Different Money and even though I have had a couple of payday loans in the past 18 months this is the first big loan I have ever taken on. Because it is much more than I could afford to repay on a payday loan basis, I had to use the instalment loan option but I have to say it seems like a really good way of borrowing money.

I chose Different Money after doing some comparisons with the other loans on the Instalment Loans section of this website and I think I have definitely chosen the right loan for my particular needs. I can see me using this type of loan facility again and if this loan goes well it will probably be Different Money that I go back to.

Review posted by Matt Adenfield, Bromley

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I never borrowed money before but I needed to do so. I also did not have any experience with such companies. Comparing some loan companies showed me there are so many with more or less the same requirements and regulations that its still difficult to choose the right one. I ended up with Different Money as they are one of the couple that approve installment loans for the sort of cash I needed.

As new in this world I didn't new exactly knew how to apply but after my loan finally was approved I will definitely use Different Money again for loans. What attracted me most are the possibilities I have in paying back. Online, by direct bank transfer or by CPA which is even more convenient. About the process I can just say that it goes smoothly. As they advertise usually it takes 24 hours but in my case it took them only 6 hours before the loan was in my account. Having a loan was never so easy.

Review posted by Benny Stratling

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money