MyJar

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Company Information

  • Company Name:
    MyJar
  • Website Address:
  • FCA IP:
    658236
  • Business address:
    Acre House, 11 - 15 William Road, London, NW1 3ER
  • Phone number:
    020 3006 2000

MyJar is always around when you are looking for some financial relief for a short period of time. MyJar offers convenient and simple loans that are easy to apply for and pay off. Don’t worry about your financial situation. With the help of MyJar, you can overcome those financial obstacles that come up from time to time. Because we’re devoted to the financial health of our customers, we do everything we can to make sure that our clients have the loan that’s right for them and that will get them on the right track towards a balanced budget.

APPLICATION REQUIREMENTS:

MyJar loans are only offered to employed individuals who are making at least £400 per month. Borrowers also must have a bank account in which their loan funds can be deposited and from which their payments can be debited. It’s possible for individuals with low credit scores to be approved if they pass an affordability check by MyJar loans.

LOAN AMOUNT AND CHARGES:

The first time customers take out loans through MyJar, they can borrow up to £1,000. If borrowers decide to take out future additional loans from MyJar, they can borrow as much as £2,500. Interest rates on MyJar loans vary between 0.8% and 0.35% depending on the length of the loan.

PROCESS:

There are four steps to the process of applying for a loan with MyJar. First, applicants need to submit an application using our website. After submitting the application, applicants can wait until they receive a response regarding the loan options that they can take advantage of. They will get a detailed explanation of how their loan will work, including a payment schedule. If they decide to follow through, they can expect the funds from their MyJar instalment loan to appear in their account within only about 15 minutes.

PAYMENT:

Loans provided by MyJar are payed back according to the payment schedule that is agreed on before the loan funds are transferred to the borrower’s account. Payments are scheduled monthly, but borrowers can opt to make a single payment or pay off their entire loan early if possible. Payments are scheduled automatically using a continuous payment authority. This makes it easier for customers to avoid forgetting payments.

109 Reviews of MyJar

My girlfriends were planning a trip to Marbella and asked me to join them.
We didn't really have the money to afford it and so someone suggested
getting short term payday loans.

I was really upset when I couldn't get the loan with one particular company
but my dad suggested I try another company but go for an instalment loan this time.



MyJar was my first choice and they were so helpful with the application.
I got the money I needed with an instalment loan and will be making the repayments
over a longer period which is much better for me.

Review posted by nicki bonney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am most happy with the MyJar loan arrangement I have just agreed to as it has definitely
allowed me to borrow a sum of money to help with some home improvements and also give my son
some money before he goes off to university. I'm over the moon, my wife & I dont have words to thank them enough.

I will not have a problem with the repayments as they were happy that my salary
was sufficient to be able to make the repayments on the amount borrowed.
I will be very careful not to miss a repayment and incur any late payment charges.
will use again if I need some financial help again.

Review posted by Steve Goldring

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar immediately came to mind when I needed a loan, because that is precisely what
I needed to get me through a bit of a tricky period with my finances.
I didn't bother trying other loan companies first, I just went to Myjar.

Their instalment loan is uncomplicated and so long as you pass the credit check and
you are in regular employment you are pretty much guaranteed to get the loan approved.
With the choice of paying by direct debit or with your debit card each month it really
couldn't be more straightforward. I will definitely recommend them to my friends if they ask for loan advice.

Review posted by Rodney King

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I don't mind admitting that I am a regular user of payday loans and have tried several
different loan companies over the years. Most of them have been alright and a couple
were not so good and I would never use them again.

This is my second loan with MyJar and I opted for their instalment loan this
time as I wanted to borrow a bit more money and pay it back easily over a longer period of time.

As with my first loan everything went through smoothly and I am very pleased
that they have continued to give me an excellent service.

Review posted by eva penn

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My Myjar instalment has been the easiest method of borrowing money for me.
Once the application was approved after the mandatory credit checks etc. the money was in
my bank account the next day and I was able to start organising the suprise trip to portugal for her 40th Birthday.

I chose to make the repayments by direct debit each month as I didn't want to risk missing a
repayment and incurring a late payment charge. It really has been the best loan experience for me and
the interest I'm paying is worth every penny for me and my wife to be able to relax and enjoy her
surprise trip to lisbon.

Review posted by Fred Bealey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

They approved my instalment loan without hesitation as they said my credit history and earnings
were more than sufficient to convince them that I was financially stable enough to borrow the amount of
money I needed.

I was so relieved as I had never taken out this sort of loan before and didn't quite know what to expect.
I desperately wanted the money to buy my daughter a new watch for her 21st birthday and don't know what
I would have done if the loan wasn't approved. I can't thank them enough for all their help
and would definitely use them again and recommend them to my friends.

Review posted by Kim Marshall

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was really excited when myJar approved my instalment loan as I had used payday loan companies
before for short term loans and sometimes it was a bit of a struggle to make the repayment and I found
it was just a bit of a vicious circle from month to month.

My mum suggested that I borrow money in future by using a instalment loan which would give me a
chance to make the smaller repayments each month whilst making sure I didn't create any further debts.
As usual mum was right and my instalment loan with them is working out really well.

Review posted by Raphaeela

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

After seeing one of their TV adverts I decided to try MyJar when I needed a loan recently.
The regular short term payday loans were not suitable for me as I needed to pay the loan back over a
longer period of time.

they have an easy to follow online application but if you have any problems following
it their customer services are extremely helpful. I agreed to the terms and conditions of the loan
and was absolutely 100% sure of what I was committing myself to.
So there were no nasty surprises when the first repayment was due to come out of my bank account.

Review posted by tamira.jones

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar is by far the most straightforward and best value for money instalment loan
company that I have used, having tried several others over the past couple of years and not
been entirely happy with any of them.

As someone who earns a good wage but needs to regularly boost my income with loans of one
type or another I have become very good at spotting the best deals and MYJar
is currently my favourite loan company.

My current instalment loan with them is nearly
paid off and I am 100% certain that I will use again in the near future.

Review posted by Devon Webb

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Its not ideal having to be in the mess to take a payday loan, but for me this was the only option at the time. I'm grateful to MyJar and my anon friend who put me on to them.
They helped me out when i needed a little help and this has now put me in a better financial situation and i am have a better control of my money.

The service the offer and the dedicated staff who take the time to go threw every option with you to understand everything. I honestly felt they had my best interest at heart!

Review posted by sharon

  • Customer Service
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  • Value For Money

Just came to give a good review to MyJar as they dealt so kindly and professionally with me from day one.


I would recommend this company to everyone in need of urgent money in account and low interest rates

I am very involved in my local community theater for the past 16 years. I, myself, have been helping but mostly i am out of pocked as we find sometimes the budgets for each production don't always stretch as far to cover costume,make up and props for each character.

I have used this company several times and they have always helped me with the money i need over a short period of time. Fast service and Rates not bad at all!

Review posted by Jean Grae

  • Customer Service
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  • Ease Of Use
  • Value For Money

This is my first ever instalment loan and MyJar were new to me before I saw their name on the loan comparison website. I only needed to borrow a thousand pounds but I wanted to get it paid off in a period of a few months rather than a year or more. Next year I am getting married and don't want any debts to affect getting a mortgage when we start househunting.

I am happy with the rates MyJar are charging me for this loan, they are lower than my bank quoted so it just made it easier for me to choose to go with them.

Review posted by Mal B., Dulwich

  • Customer Service
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  • Ease Of Use
  • Value For Money

I wanted a new mobile and when i didnt have enough cash and was not accepted on a pay monthly price plan. i still wanted a new mobile phone. So i needed to buy one, and they are not CHEAP! especially Samsung S4.
I applyed online and thanks to myjar now i have a new mobile and in 3 affordable payment installments, all paid back my phone is all mine!

Just want to say a thank you to the staff at myjar, your rates are not the cheapest but are competitive and i was accepted so i was not caring.

Would use again

Review posted by alex lions

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I felt after having great service i needed to write and say thank you to all the lovely staff at myJar.

Thank you so much for making me feel like a person and not a number and taken the time to listen to me and my problem and helping me.
they not only lent me the money to help me out with college expenses, they also helped me out when it came to paying back the loan due to money issues.

In ended up with a payment structure and this was better for me and worked out for both of us in the end.

Review posted by ian

  • Customer Service
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  • Ease Of Use
  • Value For Money

If i ever find my self in a financial situation again i would contact myJar first.
Fast and supper easy online service made things that much better for me when applying for alone. The application was extremely fast and money was in my hands 1 hours after i clicked online to apply.
Very very lucky!

The thing i love the most was when i called up it wasnt to thank them, i was having a bit of a issue paying back my payment.
Staff actually listened to me, understanding staff and helping me set up a new payment so i can pay off my loan with no extra charges.
Outstanding Customer Service !!!!!!

Review posted by adele meader

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

If i ever find my self in a financial situation again i would contact myJar first.
Fast and supper easy online service made things that much better for me when applying for alone. The application was extremely fast and money was in my hands 1 hours after i clicked online to apply.
Very very lucky!

The thing i love the most was when i called up it wasnt to thank them, i was having a bit of a issue paying back my payment.
Staff actually listened to me, understanding staff and helping me set up a new payment so i can pay off my loan with no extra charges.
Outstanding Customer Service !!!!!!

Review posted by kylie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When needing cash quick after being left short one month MyJar stepped him and helped me.
I applied online on a sunday night and was a little disappointed when i was told i would need a manual approval.
I was told someone would contact me with 24 hours.
I thought great and applied with another company as i didn't want to hold my breath.
Monday afternoon came and i got confirmation from them that i was accepted and money was in my bank account. When i looked i couldn't believe it, i did not even need another company.
Sorry i ever doubted you and thanks for helping me

Review posted by Claire Cooper

  • Customer Service
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  • Ease Of Use
  • Value For Money

The service online was self explanatory, If you have ever applied for something online before its just
as simple as this.. Application is a few simple box's to fill in then all that's left is the waiting on
the credit check. This only took a few extra minuets.
Everything accepted online and repayments were set up. An this was all done in less than half an hour.
I was impressed!
Further more to my delight when i got confirmation that i was accepted the money took less than one hour
to be in my bank account.
The service MYjar gave me is the exact service they advertised. Great!

Review posted by jim rose

  • Customer Service
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  • Ease Of Use
  • Value For Money

Everything online went smoothly and i was accept pretty fast!
I was happy with that part of the service as this took no time at all.
My loan was £400 to keep me ticking over till pay day, this was only for 18 days.
I set everything up online and when pay day came and no money was not taken from my bank account i had no idea what to do.

Contacting was trouble, after searching and going threw there online website i got a customer service number.
They service is 24 / 7 as advertised but not easy to contact.
Very helpful customer service department.

Should advertise contact details better!

Review posted by lorraine

  • Customer Service
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  • Ease Of Use
  • Value For Money

MYJAR has really helped me for more than a year now - although I have just decided to close my account as I managed to save a bit mroe money in this year. My advice: always apply for the exact amount of money you can really afford and everything will be perfect. Like with any short term loan you don't want to get yourself in over ur head. It's very tempting to borrow more than you need but obviously the more you borrow the even more youll end up paying back through Intrest. There service has been always great and the help immediate. Absolutely 100% recommend MyJar, cheers

Review posted by Matt

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  • Ease Of Use
  • Value For Money

Well you hear a lot of horror stories. But when my employer had issues getting my pay to me on time, I decided to use an instalment loan service for the first time to be able to afford flights and accommodation for the following weeks work. Found Myjar on readies, I filled in the details and was issued £400 almost instantly. that was on a Friday, by Monday my pay was in and straight away put the amount for the loan to one side.
After all the bad press loan companies get, I now see they have their place. I feel I got a good deal and was treated fairly. These are not a long term lending option but very quick and easy to deal with so would use again should the need arise (without hesitation)

Review posted by G blake

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  • Ease Of Use
  • Value For Money

A MyJar loan might not suit everyone looking for a loan but it was just right for me as my financial situation was such that the terms and conditions of a MyJar loan were tailor made for my requirements.

The application process was pretty straightforward and I made sure I had read all the company's profile before choosing them.

I don't know if I would use them every time I needed to borrow money as my circumstances and needs may change from time to time but for the moment they are the ideal solution for my current cash flow problems and I am very pleased that MyJar approved my loan.

Review posted by Carter Junior

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I am surprisingly pleased with a loan company !
My Jar have a fast and efficient website that makes it easy to apply for your loan aswell as keep up to date on your status.
The customer service has also been noticeably good. I have found them pleasant, to the point and will make sure you get what you need.
The payment schemes are affordable and easy to maintain. You have a say in how much you need to borrow over how ever long needed.
Because of this i have used them repeatedly and have had no problems.
Would definitely reccommend.

Review posted by Gill P

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MyJar certainly lived up to it's name when it approved my loan recently. I found the application process fairly straightforward but was worried that they would take a while to do all the required credit checks and earnings verification, but I happy to say that wasn't the case.

To my pleasant surprise MyJar completed the whole process the same day and the letter confirming that they had accepted my application arrived with a couple of days.

I will definitely use them again and as instalment loans go they are a very good deal compared to some other companies I looked at.

Review posted by Thomas Jones

  • Customer Service
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  • Ease Of Use
  • Value For Money

Well you hear a lot of horror stories. But when my employer had issues getting my pay to me on time, I decided to use an instalment loan service for the first time to be able to afford flights and accommodation for the following weeks work. Found Myjar on readies, I filled in the details and was issued £400 almost instantly. that was on a Friday, by Monday my pay was in and straight away put the amount for the loan to one side.
After all the bad press loan companies get, I now see they have their place. I feel I got a good deal and was treated fairly. These are not a long term lending option but very quick and easy to deal with so would use again should the need arise (without hesitation)

Review posted by G blake

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  • Ease Of Use
  • Value For Money

My mate at work recommended this company to me when I told him I needed to take out a loan that allowed me to pay it back over a longer period than the usual payday loans.

He had used them several times and as he is in a similar financial situation to me I felt pretty sure I would be approved for their instalment loan.

I am glad to say I was right and after the usual process of credit history checks and earnings verification MyJar wrote to me within 2 days to say I had been accepted for the loan and the money was being transferred into my bank account that day. Excellent service from the very start and I would definitely recommend them to other people.

Review posted by sarah o'conner

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  • Ease Of Use
  • Value For Money

If you have to take out an instalment loan then MyJar with its reasonable rates and its CPA method of taking your repayments is one of the best on the market in my opinion.

Once you've accepted the rate they are charging you and you have the money, you just want to forget about it. The CPA method makes sure you don't forget about it too much and miss a repayment.

Before you know it the loan is paid back and you can think about taking out another one if you are anything like me. I am already thinking holiday time and where to go to get the most sunshine. I'll have to dip into MyJar again once this loan is paid off.

Review posted by Helena, Islington

  • Customer Service
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  • Ease Of Use
  • Value For Money

My goodness, I really didn't think I could get my money so quickly. MyJar say it can sometimes only take 15 minutes from when you are approved the loan but I thought that was not really possible but it just goes to show how much of a pessimist I am.

My loan from MyJar was all sorted in less than an hour and I couldn't wait to go online and check my bank account just to make sure MyJar weren't telling me little white lies and they really weren't! I will most definitely use MyJar again because they put their money where their mouth is which is a very British saying isn't it.

Review posted by Ranvir S., Southall

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  • Ease Of Use
  • Value For Money

I got my dad to help me choose this instalment loan from MyJar because I really don't have much of a clue when it comes to interest rates and that has got me into trouble with previous loans that I have taken out. I do try and take it all in when my dad goes over it every time I take out a loan but it just doesn't stick and I have to ask him all over again. He said I shouldn't be trusted with any sort of loan if I can't grasp the basic principle of APRs and how they work but I don't think I am the only person who struggles with this and whilst the good lenders like MyJar try and make sure you know exactly what you are signing up for not all lenders do and thats how I got myself into trouble with my last loan. I know that is not going to happen with this MyJar loan and I will probably try using them again if I need another instalment loan and maybe do it without dad's help!

Review posted by Kelly Randall, Romford

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  • Ease Of Use
  • Value For Money

I am so glad I took out this instalment loan with MyJar because without it I wouldn't be going on the holiday of a lifetime to Miami. My friends wouldn't take no for an answer when I told them I couldn't afford to go and they insisted on helping me find an affordable loan to be able to pay for it.

We found MyJar quite quickly and easily thanks to the Readies loan comparison website and after a bit of comparing with other lenders we all agreed MyJar were the best option for me. Its allowing me to borrow enough to pay for the holiday and give me plenty of spending money which is going to be very important as we dont plan on just lying on a beach all day!

This is my first ever instalment loan but I have a feeling its not going to be my last and as long as I can keep getting loans like this one that are easy and affordable I will definitely use MyJar again and I won't have to wait until my friends suggest it..

Review posted by Katy Preston, Woodford Green

  • Customer Service
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  • Ease Of Use
  • Value For Money

MyJar doing instalment loans are the perfect solution for me when I need some extra cash in a hurry without having to go to a payday lender. Instalment loans are much better for me and I like using MyJar because their website is really easy to follow and they process your loans really quickly too. Another good thing about MyJar loans is the continuous payment authority that they use to take your repayments. I have never missed a repayment because of this and I know I would if they relied on me to always remember when a payment was due.

Review posted by Liam Hogan, Barnet

  • Customer Service
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  • Ease Of Use
  • Value For Money

I didn't think I would ever bother posting a comment for a loan but finding my instalment loan from MyJar so easily on the Readies loan comparison website has put me in a good mood and so I thought I would take the time to say what a great deal I have got with this loan and how easy and straightforward it was to apply. I have taken out payday loans before now that have been more complicated and time consuming. Even if I don't win a Lamborghini I will still be happy that I went online and found a really great affordable instalment loan from MyJar with the help of Readies of course!

Review posted by Nathan Wicks, Hayes

  • Customer Service
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  • Ease Of Use
  • Value For Money

Okay this is my first time using MyJar for an instalment loan and I have to say they have been pretty good, both with their easy online application process and then getting you the money quickly after your loan has been approved and you have agreed to the terms and conditions. They make sure you understand every aspect of the loan without bombarding you with too much legal stuff and that's all you really want from this sort of loan. As long as they are still offering competitive rates the next time I need another instalment loan I'll definitely try MyJar again.

Review posted by Denis Bridges, Lewisham

  • Customer Service
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  • Ease Of Use
  • Value For Money

This is my second loan from MyJar and they let me borrow a bit more this time because the first loan went ok without any problems making the repayments. I hadn't used an instalment loan lender before going to MyJar but I had payday loans a few times. They didn't always suit me because I couldn't afford to borrow as much I I really needed but they did help me to get by until the next pay cheque. I much prefer these instalment loans from MyJar because I really think I am getting better value for money and the loans are allowing me to do some things that would otherwise not be possible on my monthly income. As long as I can afford the monthly repayments I think I will continue using instalment loans and will stick with MyJar for now.

Review posted by Ken, Hackney

  • Customer Service
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  • Ease Of Use
  • Value For Money

I have just booked my first summer holiday in years and I couldn't have done it without this instalment loan from MyJar. Now I know how easy and affordable it can be to borrow money like this I won't be going so long in between holidays from now on.

My friends always seem to be going away somewhere or another throughout the year and I could never even afford 2 weeks in Spain but all that is going to change from now on. I am going to use an instalment like this one every year to make sure I get a summer holiday and I might even think about taking a winter break somewhere nice like New York where I have always wanted to go. With a MyJar instalment loan thats a real possibility for me now.

Review posted by June Thorbury, Basildon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Unfortunately my money 'jar' was totally empty, which is why I went in search of a loan and found My Jar. The loan I went for was an instalment loan, and although I had already done a fair bit of research on various other websites, it was nice that My Jar detailed everything so clearly on their website – I think its impossible for anyone to not be able to understand it all. That was what was important to me, that I knew exactly what I was getting and there was no miscommunication – no hidden small print with this money lender.

Review posted by Edward Arnsby

  • Customer Service
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  • Ease Of Use
  • Value For Money

My mom had always told me I needed to save some money, put it in a little jar or something, so it was quite ironic that I ended up borrowing money from My Jar. I never had been very good at taking moms advice, and the money I was supposed to keep for a rainy day was non existent. Thankfully, My Jar exist, and they don't require that you tell your mom about your situation! I got a loan from them easily, all they did was a quick check, gave me the approval, then transferred the money. I was happy I could keep this a secret, but it's not something I plan on making a habit of.

Review posted by Sean Thurnham

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Application forms have always scared me a little bit, because I am always worried that I will enter something wrong. I think it comes from being shouted at as a kid when I messed up a passport form or something, and I know it's stupid, but it's something that has stuck with me all these years. I was relieved to see that the loan application form from My Jar was brief, and only the really neccesary information, rather than requiring all sorts of obscure information like a list of all the credit cards I've ever taken out. Their whole service was to the point, and they simply provided me with what I was in need of.

Review posted by Yara Peffin

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was good company to start with had two loans of them an always paid back in full and on time an now when I go to borrow am not aloud say to do with credit scoring which I can't see what the problem is as my credot rating has improved from the first loan I took seems to me that they only use excuses an only lend when it suits them was only company I liked to borrow of as repayments weren't that high really disjointed with them was told to try again later today so will come back an let yous know what they say this time

Review posted by Jonathan burrows

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Two months ago the front of my fish tank got busted by the clumsy son of a visitor. Accidentally, but still the laminate floor and carpet were destroyed and I lost a third of the tank's population among which where some expensive fish. My visitor wasn't insured for this 'of course' so it came down to my shoulders.

After I cleaned up the mess I started thinking how to recover from this 'small' catastrophe. A friend told me about MyJar who'd helped him with a short loan. So I called MyJar, and after answering a few queries I was entitled to get a loan of £750 immediately.

Thank you MyJar, for helping me out with this. Thanks to them I can continue my favorite hobby again. And thanks to their easy to use payment system I never forgot to make any of those in time.

Review posted by Cody P

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  • Ease Of Use
  • Value For Money

Unfortunately over the past few months I've got in to a bad cycle of always getting payday loans. Every month it's been harder and harder to make the repayments, and I really started to worry about how I could break the cycle. It was actually my sister that suggested an instalment loan, and initially I thought well a loan is just a loan, I'm still going to struggle to make the repayments. After looking at the terms of an instalment loan with MyJar, I discovered that actually this was just what I needed to take the pressure off, and my financial situation has been much less stressful ever since taking out the loan.

Review posted by Emily Flintt

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  • Ease Of Use
  • Value For Money

Some friends of ours were downsizing their home and were selling some of their larger items of furniture. My wife had always admired their leather sofas which were now going to be too big for their new living room. We knew how much they had originally paid for them and the price they wanted to sell them at was a relative bargain but we didn't have the cash spare to buy them. We gave it a bit of thought and decided we'd really like to buy them and so a small loan might be the solution. The instalment loan was my idea as I had seen several lenders advertising this type of loan. We found MyJar after using the internet and looking on several loan comparison websites. MyJar just seemed to suit our needs and we thought the rates they were charging for the loan amount we needed were low enough to still make the price of the sofas a bargain. We applied immediately and it didn't take too long at all for the application to go through and for us to receive the approval and the payment schedule. Once we had agreed to that it wasn't very long at all before the money arrived in our bank account. We managed to buy the sofas and the wife is very happy indeed with her new bargain purchase so thank you MyJar for making it possible.

Review posted by Neville Horner, Reigate

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  • Ease Of Use
  • Value For Money

If it wasn't for my instalment loans from MyJar I would find it difficult to afford some of the little luxuries in life. I certainly wouldn't be able to go on holiday every year which is one of my main reasons for taking out these instalment loans. I used MyJar for the first time about 2 years ago to pay for a cruise and it worked out really well for me so I have decided to stick with MyJar for this years loan because they are still offering a really good rate and I just find their loan application process really easy and straightforward. They also get the money to you really quickly so if I see a bargain holiday on offer I can apply for my loan and get the money in time to book it.

Review posted by Bev Stevens, Mitcham

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  • Flexibility
  • Ease Of Use
  • Value For Money

I took out this instalment loan with MyJar because I couldn't really afford to borrow the money I needed with my usual payday loan as it would have meant paying back a huge chunk of my months salary in one go. The rest of the month would have meant being really careful with my money and it just wasn't an ideal solution. It was easy to find MyJar and compare rates with other instalment loans before applying so I think I am going to make a lot more use of instalment loans from now on as I think even for smaller loan amounts it might be a better option for me and I will definitely give MyJar another try next time I need a loan.

Review posted by Amy Shawcross, Sevenoaks

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  • Flexibility
  • Ease Of Use
  • Value For Money

It wasn't that long ago when I did use to rely on dipping into a huge jar I kept in my bedroom and used to put all my spare coins into it in an attempt to save a bit of cash for the odd financial emergency! Well thanks to companies like MyJar I don't have to do that any more, although I have to admit I still have that jar somewhere.

It took out my first instalment loan with MyJar recently after I tried their short term loan option first. The instalment loan is working better for me as it is less money to pay back each month but over an extended period. I would recommend a MyJar instalment to anyone who found the short term loan option a bit difficult to repay.

Review posted by Abigail Barclay

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have used other loan companies before for the usual short term payday loans but this time I needed to borrow more money over a longer period so that I could easily afford the repayments. The last thing I wanted was to get into more financial difficulties than I already was.

I looked around on the internet and decided to try MyJar as there interest rates for the loan weren't as high as some other companies were quoting. The loan was approved very quickly with the agreed repayments well within my affordability and so I am very happy with the outcome and will definitely be using MyJar again when this loan is paid off.

Review posted by Benjamin Crawford

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  • Flexibility
  • Ease Of Use
  • Value For Money

My dream holiday is lying on a beach somewhere in the Maldives listening to the sound of the waves lapping on the shore, but up until now a week in Benidorm had been the only thing I could afford. So I decided that before I got my first property which would no doubt eat up all my spare cash I was going to go on that holiday to the Maldives.

That's why I applied for an instalment loan with MyJar. I knew I would be able to afford the repayments as they were much less when spread over a longer period and my salary was sufficient for me to borrow the amount I needed.

I'm delighted to say that I am off on my dream holiday next week and it is all thanks to MyJar.

Review posted by Catriona Donaghue

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  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar helped me out big time wihen they approved my instalment loan. I originally applied for a short term loan but MyJar said that they thought I might have difficulty making the repayment based on my earnings. I was gutted and thought about trying another loan company but then they suggested the instalment loan and before I knew it they had approved the loan for more than I had originally asked to borrow and the repayment are spread out over several months so that I can easily afford them. I just want to say a big thanks to MyJar for their help and good advice.

Review posted by Denzel Embandom

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

One thing I really liked about the service from MyJar, was the amount of examples they provide on their website. I wasn't entirely sure about the amount I wanted to borrow, because I was concerned about making the repayments, but looking at other example loans and repayment plans, helped me to have a realistic idea about what I could afford. It was also helpful that they provide you with information about late repayment fees, and assured me that if I was having trouble repaying my loan, that they could help me find a suitable solution. Showing their rates per day, made it really clear about how much I would be paying for the loan I chose.

Review posted by Nat Walkers

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  • Flexibility
  • Ease Of Use
  • Value For Money

My landlord had recently sent me and the other tenants in our flats, a notice saying the maintenance charges were due. I had been very stretched for money in recent months and hadn't been able to save the money as I usually do each year.

My neighbour suggested the loan as she had found herself in a similar position and was going to take out an instalment loan with MyJar. I decided that as she had done all the research work to find the right loan I would just trust her and try for a loan with them also.

To my delight MyJar were more than happy to give me the loan and within a couple of days I had the money needed to pay my landlord without having to worry again until next year!

Review posted by Ernest Fortescue

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My loan with MyJar came about at a time when I was discussing money matters with a close friend and she sensed that I was struggling with a few debts. I really hadn't thought to take out a loan to solve my problems as I assumed so called payday loans could only get me into more trouble.

When she recommended the MyJar instalment loan and explained how it worked I realised it might just be the answer to my problems, and she was right. MyJar approved my loan and I was confident the repayments wouldn't be a problem for me. I am very grateful to my friend for her good advice and to MyJar for their loan.

Review posted by Francis Goodren

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  • Flexibility
  • Ease Of Use
  • Value For Money

Leaving metal dishes inside the microwave oven before turning it on wasn't the smartest thing to do, I must admit. I use the thing, a large Siemens combi continuously for baking, cooking, pre-heating, defrosting, so I wasn't quite 'over the moon' when it stopped services. Repairing didn't make much sense as it turned out to be a very expensive solution.

My stupidity led me to MyJar, the loan company I use for years in this type of undesired occasions. They'v send me a detailed overview of what's possible for me which I found very convenient. Within less than a week my loan for £2,000 was approved and the payment goes through CPA.

My problem was solved by MyJar, a loan company I can recommend.

Review posted by Scott Bennett

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

With MyJar loans its all about your affordability and not your credit history. thats why I use them. I dont have the greatest credit rating but I have always been in full time employment and bring home a good wage so I never have a problem making the repayments on the MyJar instalment loans I take out on occasions.

This current loan has gone through without any problems and thats why I like going back to MyJar because once you become a regular customer MyJar seem to be able to process your loan applications much quicker and get your money to you within minutes which is a really good thing if you need your loan in an emergency.

My loans are usually because something has cropped up unexpectedly and I need to get the money to sort it out quickly. I wouldn't risk going to any other lender in case they took too long to get my money to me.

Review posted by Ken Bridges

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  • Flexibility
  • Ease Of Use
  • Value For Money

The MyJar loan I took out recently is nearly paid off and I just wanted to write a review to say how grateful I am to MyJar for the help and advice they gave me when I was applying for the loan. They explained everything in terms I could easily understand and made sure that I was happy with the repayments that were required for me to be able to borrow the amount I needed over the stated period. Right from the start everything went very smoothly and I haven't had any problems whatsoever and would definitely recommend MyJar to my friends.

Review posted by Gemma Hawley

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  • Flexibility
  • Ease Of Use
  • Value For Money

My sister told me about MyJar and suggested I sat with her while she applied for her loan with them so that I could see how easy it was. I couldn't quite get the hang of it the first time round so I asked her to help me do my first application with them and now that it has all gone through and I have my money I wanted to show my sister that she's not the only one who can use a computer. So I am posting this review which is something she has never done when she takes out her loans with MyJar. Talk about being ungrateful!

Review posted by Lucy Flanagan, Harlow, Essex

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  • Ease Of Use
  • Value For Money

I don't normally post reviews and this will probably be my first and last one, but I just wanted to say a big thank you to MyJar for the recent instalment loan they approved for me. Their help and advice was much appreciated and really took away a lot of stress that normally comes with borrowing money.

Everything was straightforward and uncomplicated unlike some other loan companies I have used and their terms and conditions suit my personal circumstances with regards to making the repayments on time and thus avoiding late payments penalty charges.

MyJar is proving to be the right choice for me and I will be recommending them to my friends.

Review posted by Helena Jones

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  • Flexibility
  • Ease Of Use
  • Value For Money

I only wanted to borrow a grand for my holiday and MyJar were offering to lend it to me so what else did I need to worry about? Nothing really because I could afford the repayments and I would have paid off most of the loan before I even went on my holidays and so it would seem like I'd never had a loan in the first place.

I could never take out a loan that dragged on and on because I would find it very annoying to still be paying for something that I had already had and probably almost forgotten about. My sister did that with her car loan and she ended up having to change her car because she was bored with it and wanted something different so that she didn't mind paying the loan so much. She's only just paid off that loan and she took it out 3 years ago!

Review posted by Betsy

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  • Flexibility
  • Ease Of Use
  • Value For Money

Thank you MyJar for sorting out my loan in such a quick and efficient way. I was desperate to get a loan to pay for some work that needed to be done on my house before the winter sets in, with the roof in particular that had been leaking in several places. I couldn't afford to hang about too long in case we suddenly got a spot of really heavy rain.

The instalment loan allowed me to borrow the maximum amount but be able to pay it back in easily affordable repayments over a period of six months which means the loan will be paid off in time for Christmas when I just might consider getting another loan.

Review posted by Jack Kepple

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar's instalment loan is the perfect loan for me as it offers a good amount of money to borrow with a reasonable interest charge on the repayments. Also being able to borrow the maximum amount and know I will be able to afford the repayments easily is worth the interest they charge, after all I don't expect something for nothing in this day and age and MyJar have to make a profit like any other business.

I would definitely recommend MyJar to friends and family and will be using them again no doubt. If something works for you why change it.

Review posted by Ken Lambert

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  • Flexibility
  • Ease Of Use
  • Value For Money

I wanted to borrow a reasonably large amount of money that I knew would be impossible for me to pay back all in one go on my not so large salary, so I decided to take out an instalment loan. My only experience with borrowing money was having an overdraft on my personal bank account, so I felt like a newcomer to the whole money borrowing market. My Jar sent me a really detailed explanation about all the terms of conditions that applied to my loan, and detailed exactly how the process would work. This is probably not so important to someone who has taken out loans in the past, but it was something that I really appreciated.

Review posted by Jessie Trafford

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  • Flexibility
  • Ease Of Use
  • Value For Money

Some of these loan companies have very strange names but the important thing for me is whether the loan is right for me. And the loan I have with MyJar is ideal for my needs.

I opted for an instalment loan on the advice of MyJar customer services, who explained tthat the amount I wanted to borrow on a short term loan basis would not be possible. They said I could borrow the same amount but spread the repayments over a period of several months, making it easier for me to afford it.

I was grateful for their advice and I am glad they didn't loan the money on a short term basis if it mean't I would struggle to make the repayment. I think that is the sort of responsible attitude that all loan companies should take and then perhaps we wouldn't hear about so many people getting into further debt by borrowing money that it is not in their capabilities to pay back.

Review posted by Lara Maybury

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  • Ease Of Use
  • Value For Money

I have always worried about my financial situation, and ever since I moved out of my parents house, I've struggled to stand on my own two feet money wise. The last thing I wanted to do was turn to Mum and Dad for help, because they told me I wasn't financially ready to move home, and I was desperately trying to prove them wrong! After chatting to a friend who had been in a similar situation a few years ago, I made the choice to take out an instalment loan. My Jar made it really clear and easy to understand how much I would need to pay back for the amount I wanted to borrow, and their service was uncomplicated to use.

Review posted by Marley Hockley

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  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar approved my instalment loan very quickly after doing the regular credit history checks and earnings verification. The money was transferred into my bank account the same day. That meant I could start planning the honeymoon that my wife and I couldn't afford to go on straight after our wedding last year.

Once we had paid off all the bills for the wedding reception we weren't left with much and so we decided to wait a while. I was determined we would finally have our honeymoon as close to our first anniversary as possible and when I was still a little bit short on cash I applied for an instalment loan with MyJar.

The loan was approved without any problems and I went ahead and booked our better late than never honeymoon which we have just returned from.

Review posted by Melvin Noone

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  • Ease Of Use
  • Value For Money

I had been really struggling with my monthly utility bills for a while, and when my electricity went up again I knew I wasn't going to be able to make ends meet. I'm currently searching for another job with a higher salary than what I'm currently on, but obviously I don't know how long this could take. To help me get through this difficult time, I've taken out a loan with My Jar. I opted for an instalment loan, which will give me the money I need to cover my monthly outgoings until I can secure a better paying job.

Review posted by Jackie Wells

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  • Ease Of Use
  • Value For Money

I am writing to say thank you to MyJar for the great customer service I received when I applied for my instalment loan. I had only ever had payday short term loans before and wasn't sure about how a loan spread over a longer repayment period would work for me. They explained about the CPA method of taking repayments to make sure borrowers didn't incurr extra charges for late or missed repayments. As I knew the money would be in my account to cover this each month I didn't have a problem with the CPA and in fact I prefer it as a way of making the repayments.

Review posted by Nancy Oppenheim

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  • Ease Of Use
  • Value For Money

On the advice of a friend I applied for an instalment loan with MyJar so that I could borrow some money to buy a new flat screen TV when my old one finally packed up. I didn't want to take out the usual store hire purchase option as I also needed a bit of cash for a couple of debts I wanted to clear. So it made sense to get one loan to sort out all the problems.

The instalment loan was good for me as it allowed me to borrow the maximum amount but pay it back in smaller repayments over a longer period. I think that is why I wasn't nervous about borrowing so much money as I knew I would be able to make the repayments. I would definitely recommend MyJar to friends looking for a similar loan.

Review posted by Oliver Philpotts

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Getting a loan with MyJar was the best thing I've done in ages with regards to sorting out my finances. The money I was able to borrow with an instalment loan from MyJar enabled me to pay off a few long overdue bills and have enough in reserve for emergencies. My bank account is looking much healthier at the moment and the repayments are not a problem at all. I would like to take this opportunity to thank the MyJar customer services team for all their help before and during the loan application. They helped to make the whole process much easier.

Review posted by Philip Ramsbotham

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  • Flexibility
  • Ease Of Use
  • Value For Money

Thank you so much MyJar for approving my instalment loan so quickly and getting the money into my bank account before I went seriously overdrawn, which is not a regular occurrence I hasten to add!

I am normally pretty good at managing my money each month but I had recently had a lot more expenditure than usual, with a couple of wedding invites incurring lots of extra spending on outfits and wedding gifts.

There are no more weddings for me this year and so hopefully I will be back on track with my finances before Christmas when my bank account will no doubt take another bashing!

Review posted by Roxanne Silverman

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  • Ease Of Use
  • Value For Money

I took out a loan with MyJar so that I could go to India to visit my grandparents who I had never seen. As they were getting old and frail I was worried that I might never see them and that would be so sad for me.

My friend suggested getting a loan to pay for the trip as she knew I was struggling to save the money each month. She said I might as well use the money I am saving each month to use as repayments on an instalment loan thereby having the money in advance to go to India and then pay off the loan in a few monthly instalments.

So I took her advice and got the loan from MyJar who kind of agreed with her logic, after all that is what loan companies are for, is it not?

Review posted by Sabeena Tehmar

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  • Ease Of Use
  • Value For Money

I use MyJar quite a bit at the moment for payday loans but this is the first instalment loan I have had with them as I needed a bit more money and MyJar recommended this type of loan for me as it would be much easier for me to make the repayments each month as I would be paying less but over a longer period. It makes absolute sense to me and I am surprised I didn't think of it myself. So I would like to take this opportunity to say a big thank you to MyJar for their excellent advice.

Review posted by Tanya Vickers

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  • Ease Of Use
  • Value For Money

My instalment loan is nearly paid off and I am already thinking about taking out another loan with MyJar in time for some Christmas shopping.

I like to start shopping as soon as possible to avoid all the crowds and to take advantage of all the pre Christmas sales bargains that will be starting soon. There is nothing more frustrating than paying full price for something on Christmas Eve that I could have got much cheaper in November!

I know some people like to put money each week or month into these so called Christmas clubs but that is just not for me, it's a bit like putting all your eggs in one basket as they say!

Review posted by Valene Weybridge

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  • Value For Money

I wanted to help my grandson buy his first car but between the two of us we didn't have enough to buy the car I knew he had his eye on. The car dealer promised he would hold off selling it to someone else for a week if we could raise the extra money in that time.

I put my thinking cap on and decided to apply for an instalment loan. I am only working part time now but earn more than than the required minimum salary, so getting the loan wasn't a problem and my grandson was chuffed to bits when I told him I had already put substantial deposit down on the car and the rest was up to him!

Review posted by Walter Ashcroft

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  • Ease Of Use
  • Value For Money

An instalment loan with MyJar has really helped me sort my current money problems out by allowing me to borrow enough money to settle some outstanding overdue bills and leaving enough to keep my bank balance in the black until next month's salary goes in which hasn't always been the case recently.

I feel so much happier knowing that my finances are back on track and that making the monthly repayments won't be a problem for me. MyJar were very helpful and explained everything clearly which allowed me to make an informed decision to go ahead with the loan rather than one made out of desperation.

Review posted by Andy Burnett

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  • Ease Of Use
  • Value For Money

MyJar loans are an easy and relatively straightforward way to borrow money and their instalment loans are ideal for people like me who need to borrow a little bit more than a short term loan offers.

The interest charged is outweighed by the more affordable repayments over a longer period so for me that will always be my first choice when taking out a loan. Once MyJar explained the benefits of taking out an instalment loan I was happy to go ahead and take the loan. It seems to be working for me and that is a very reassuring feeling.

Review posted by Beth Channing

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  • Ease Of Use
  • Value For Money

Thank you so much MyJar for giving me my first instalment loan. I have never had a loan before except from the bank of mum and dad and had got into the habit of just turning to them whenever I had financial problems. Whilst they are always happy to give me financial advice they were getting a little fed up having to dip into their savings as well.

It was on their advice that I applied for the instalment loan to sort out my current predicament and I am so glad that I did as it has taught me a bit about taking responsibility for my own problems and proving to myself that with a bit of help from the professionals I can get back on track again.

Review posted by Carlie Delderield

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  • Flexibility
  • Ease Of Use
  • Value For Money

Customer Services at MyJar loans were very helpful when I was applying for my first loan. Before I decided on an instalment loan they explained everything to me and made sure I fully understood their terms and conditions before I agreed to take the loan.

I am pleased that everything is going well and that I haven't had any problems with the repayments which was always my main concern when taking out the loan. MyJar's good advice has made sure that wont happen and so I just want to say a big thank you to them and I will recommend them to my friends without hesitation.

Review posted by Dionne Elleboa

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  • Ease Of Use
  • Value For Money

Most of my friends hadn't heard of MyJar loans and thought I was joking at first when I told them I got the money for my last holiday from them. Once I had convinced them I wasn't joking and explained about the instalment loan I had taken out they were quite surprised at how good it seemed and a few of them said they would definitely consider following my lead and apply for a similar loan. I told them if they had any problems with the application process to come to me or better still just speak to the guys at MyJar customer services, after all that is why they are there.

Review posted by Eliza Finch

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  • Ease Of Use
  • Value For Money

MyJar gave me an instalment loan even though I only work part time and explained that the amount they let you borrow is not just based on your annual earnings capability but also on your ability to afford to make the repayments easily from your monthly salary after taking into consideration all your other regular financial commitments.

Although I don't earn a great amount of money, my monthly outgoings are very little as all my major bills such as mortgage etc. come out my husbands bank account. So I was able to borrow a nice bit of money on an instalment loan over a period of several months and make the repayments without a problem. By the way, the loan was so that I could by hubby a nice watch for his 50th birthday!

Review posted by Felicity Gilligan

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  • Ease Of Use
  • Value For Money

Having just made the last repayment on my instalment loan with MyJar I thought I would post a review by way of thanking them for the excellent service I received and the good advice their customer services gave me when I first applied.

I hadn't used this kind of loan company before and wasn't sure how to go about it. They suggested I read their website profile and terms and conditions etc. and then decide which type of loan I wanted. They were happy to explain anything that I wasn't sure about. I took their advice and before I knew it they had approved my loan and the money was in my bank.

Review posted by Gordon Harrison

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  • Ease Of Use
  • Value For Money

Without a doubt, my decision to get an instalment loan with MyJar is the best thing I have done this year. After struggling with money issues every month and never being able to clear my debts properly I realised I needed a cash boost to get me back on track so that I could start the next month with a clean sheet as they say.

The instalment loan allowed me to clear all my debts with a bit left over and the monthly repayment schedule was well within my affordability. I will probably take out another loan with MyJar in the near future so that I can have a really good Christmas and pay for it in the new year.

Review posted by Hannah Jolly

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  • Ease Of Use
  • Value For Money

Without my loan from MyJar I wouldn't be driving around in my dream car at the moment. My instalment loan was approved so quickly and the money in my bank the same day which meant I could buy my car at an auction that was happening the next day. I know the car would have been sold to some other lucky guy if I had not got the money so soon and I would have been really gutted. So I would just like to say huge thank you to MyJar and I have been recommending them to all my friends.

Review posted by Jared Kincain

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  • Ease Of Use
  • Value For Money

I had promised to buy my daughter her first car if and when she passed her test. I figured if her driving skills were anything like her mums she would be months away from tearing up her 'L' plates. But just like her mum, who always likes to prove me wrong, she passed her test within 6 weeks and I hadn't got the money to spare to fulfil my promise. I had no option but to take out a loan and after some online research I opted for the instalment loan with MyJar and had the money within a couple of days. I don't usually get caught on the hop, but I never thought my daughter would have inherited her dad's brilliant driving skills!

Review posted by Kenny Matheson

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  • Ease Of Use
  • Value For Money

I've used MyJar for a couple of instalment loans before and this 3rd one is for a larger amount because with the previous loans I was testing the water so to speak to make sure this type of loan was going to work for me and I am glad to say so far it has. I'd been using payday loans but they weren't ideal because I was limited to fairly small sums of money so that I wouldn't have a problem making the repayment but after a while I gave up on them and tried the instalment loan option instead after a friend suggested them to me. I chose MyJar because their loans are just as easy to apply for as a payday loan but their limit is far more than I could ever get with a payday loan. Since I've been using MyJar instalment loans I would probably have had to take half a dozen payday loans in that same period which would have worked out more expensive and been less convenient. For me it is now an easy choice to go with instalment loans from MyJar and ditch the payday loans for good.

Review posted by K. Lewis, Hornchurch

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  • Flexibility
  • Ease Of Use
  • Value For Money

With a MyJar instalment loan I can afford to borrow 3 times as much as I could with a payday loan and even though I will still use payday loans for the occasional loan to tied me over until the end of the month, when I need a bigger loan like this one to pay for a holiday I am always going to use instalment loans and probably MyJar for as long as they are still offering great interest rates with a quick and easy application process. It isn't too important that I get my money in 15 minutes because I will always plan ahead with an instalment loan but I just might need one of these loans in an emergency one day, so its good to know I can get the funds that quickly. I would definitely recommend MyJar because I think they are a very good all round lender.

Review posted by Sacha Jennings, Chorley

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  • Ease Of Use
  • Value For Money

It's not that easy to get a small loan from my bank as they seem to prefer lending much larger sums of money with more profit to be made by them for the same effort it would take them to give me a smaller loan. So finding a great instalment loan company like MyJar has solved that problem for me and this is the second instalment loan I have had from MyJar which means I was very happy with the last one. There are quite a few instalment loan companies to choose from and so I wouldn't go back to MyJar if they weren't really good. I think you have to take into account more than just low interest rates, the loans have to be convenient for you also. A fast online loan application process is a must as far as I am concerned because I don't always have the time to wait around for the approval to come through and the quicker they can get the money to me the better. MyJar can usually get the funds to me in less than an hour which is brilliant. I don't need to bother with my bank for these loans which is another great result.

Review posted by Mathew Baker, St. Albans

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  • Ease Of Use
  • Value For Money

Myjar started off well, and then they wanted a copy of my debit card for my 2nd loan application - I duly complied. They then said the picture quality was very poor - rubbish nothing wrong with quality. I said I would take my business to Payday UK.
I wrote a review on Trusted Reviews, and they reduced my limit from £2.5k down to zero - they cannot lend to me! The excuse is my credit report had changed in 24hrs - bull. They don't want my business because I wrote a very truthful review, and it did not fit in with their existing reviews. Avoid please, and use a company which appreciate your business.

Review posted by Martin

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  • Ease Of Use
  • Value For Money

This is the first time I have used MyJar but because the whole thing went so well and I had my money within 2 hours of applying for the loan I would use them again instead of the payday lender I have had a couple of loans from. MyJar is like a payday lender but it offers you a much better service by allowing you to borrow more and giving you longer repayment options. For me this really is the ideal type of loan. It doesn't take too long to apply, the money reaches your account the same day and your repayments are taken by continuous payment authority so you don't need to worry about missing a repayment. For me this is the perfect type of loan and I will be using MyJar again I am sure.

Review posted by Debbie Evans, Colchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I needed some sort of a loan to pay for a holiday to Tenerife. It wasn't a planned holiday, more a spur of the moment one so I had absolutely no spare money to fund it but I had to go or regret missing out on a great fortnight away with my friends.

I immediately thought about a payday loan but that wouldn't give me enough money and would only cause me problems when it came to repaying it. An instalment loan was my best option and so I went on to the internet and started looking for one. Literally within minutes I found MyJar and thought they were offering just the type of loan I needed.

I was amazed at how quick and easy it was to apply for this loan. I didn't even have to wait too long to receive the quote. Once I had read all the terms and conditions I went ahead and submitted my agreement. My money arrived within an hour or so and all the time my friend was on his laptop sorting out our flights so that money couldn't have arrived at a better time. Thank you MyJar, I know who to go to if I need money for another spur of the moment holiday!

Review posted by Dale Halligan, Hornchurch

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  • Ease Of Use
  • Value For Money

My friend and her husband have a lovely apartment in Cyprus and keep inviting me to join them for a weeks holiday but being a single mum I never seem to have the spare cash to afford it. I felt awful keep putting them off but what else could I do. Then my daughter told me she had taken out an instalment loan to pay for the hen weekend she had just been on and I had no idea it was so easy to get this type of loan or I would have done it ages ago. She helped me sort out this loan from MyJar by showing me how to use the internet and loan comparison websites to find the best deal. I cant believe I have the money to finally pay for a visit to Cyprus and I have rang my friend to say I'll be happy to join them this Summer and when she asked me where I got the money I told her I had been saving all my spare change in a big jar!

Review posted by Tina Crowley, Stevenage

  • Customer Service
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  • Ease Of Use
  • Value For Money

Instalment loans are a much better deal than payday loans when it comes to making the repayments. I took a payday loan once and vowed never to take out another one because all I did was create problems for myself the following month. With an instalment loan I have more time to pay it back which means the monthly repayments are lower and far easier to afford. I still have to watch my outgoings until the loan is paid back but apart from that it really hasn't caused me any major problems and so thats why I will use lenders like My Jar who make borrowing small sums of money so much easier. They even use continuous payment authority so that you don't have to worry about forgetting to make a repayment. They seem to have all angles covered and are a lender I would definitely recommend to my friends.

Review posted by Pete Tompkins

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  • Flexibility
  • Ease Of Use
  • Value For Money

I've had to stop taking out payday loans because they just don't seem to work for me. I need a loan that gives me more money but allows me longer to pay it back. I think I have found the right solution for me and that is in the form of instalment loans and a company called My Jar are my first experience of borrowing money this way and I really think it is going to work for me. I've been able to borrow almost 3 times what I used to get from a payday loan and I've been 3 times longer to pay it back. How great is that. It's exactly what I've been looking for in a loan and I a so pleased to have finally found it with My Jar.

Review posted by Isla Farmiloe, Kensal Rise

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

After this first experience of using MyJar for this instalment loan I would definitely consider using them again. Up to now I have been using the occasional payday loan service but it hasn't always been 100% suitable for me and I decided to try and find an alternative loan when I needed to borrow the money to buy a new bed after my old one sprung one too many springs and made getting good nights sleep virtually impossible.

My local furniture store were having a clearance sale of beds and mattresses and I had to get the money quickly to take advantage of the massive discounts they were giving on the mattress I wanted. I went online and found MyJar on the instalment loan section and realised they were a great alternative for me instead of using a payday loan.

I was able to borrow enough for the new mattress and also treat myself to a new duvet and bedding which I couldn't have afforded with a regular payday loan. This instalment loan is over 3 months which is perfect for me and I couldn't be happier with the terms of this loan and I will definitely use MyJar again in the future.

Review posted by Trina, Hoxton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar place as much emphasis and importance on your ability to afford their loans as to credit scores. In my particular case my credit score is not great but I do have a well paid job and the amount I needed to borrow was well within my affordability and so MyJar were more than happy to approve this instalment loan.

I could have afforded to pay the loan off in one single payment but the instalment option was too good to pass up on. The CPA set up means I don't have to worry about missing a repayment so it really is a great alternative for me.

Review posted by Jez B., Lewisham

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  • Ease Of Use
  • Value For Money

Often, when I needed money because I was in a tight spot I used to apply for pay day loans.
After borrowing that way a few times I started feeling some pressure as come pay day I had to pay it all back in one go.
This left me rather short, again...
Recently a friend suggested I take out a loan but pay it back over a longer period of time, like 6 or 12 months.
This worked fine for me as the pressure was not as big,
Its a lot easier to pay off a £500 loan over 6 months than in one go, so I approached " My Jar" who gave me the loan and sent me detailed information before doing so, to ensure I was well informed.
I' m pleased I opted for them an must thank my friend for recommending them.

Review posted by John Reid

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I don't know how its with other people when it comes to providing totally strange companies their personal information, but I'm kinda paranoid. This, once again appeared when my mobile got broken after I dropped it on a granite floor. Stupid me. Not enough savings and it wasn't even close to the end of the month. Still I need another phone.

A visit at the shop asking for a finance plan didn't work at first until the guy informed me about MyJar.
'This is the simplest way,' he said. At home I ran through the personal questions I was so afraid of. Well, I couldn't find anything scary. After calling the Customer Service to assure myself it really couldn't hurt I finally found the peace I needed.

So after the people of MyJar explained in detail how it works I gave it a try. To be honest, since my first contact with MyJar I'd never received any unwanted letters or mail and such, to my great relief I must say. My request for a loan was granted unexpectedly fast and the loan (£400) appeared within an hour on my account.

Review posted by Ken

  • Customer Service
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  • Ease Of Use
  • Value For Money

My name is Gina Wheeler and things have not been so easy since our 3rd baby was born.
We all know that motherhood is very demanding and being close to our new born baby is critical.
I used to do some part time work at our local hairdresser and earned quite a bit of money in tips.
As now I've stopped it for a while, we felt a dip in our finances.
I decided to apply for a personal loan and although I realize that interest rate is very high with these types of loans, I had no other option really.
So, I decided to try and chose an institution who told it like it was...not adding hidden costs...upon checking most companies out carefully I decided on My Jar, as I saw the interest rate didn't vary too much from others, but their client services was very good and all the information was very clear.
In my opinion its the best way to borrow as although interest is higher than pay day loan´s, at least you get a breather,,,as you can pay over many months which was our case.
I'm pleased.

Review posted by Gina Wheeler

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  • Flexibility
  • Ease Of Use
  • Value For Money

Was I surprised to find out there are loan companies out there that are willing to lend money and allow us to pay it back over 12 months!

I had no idea. I had only heard of payday loans, so this was a relief.
I borrowed £800 a few months ago from My Jar and never looked back.

They deduct the money every month from my bank account in something very similar to an automatic debit order, so I do not even have to think about it.

Its so simple and convenient.
I shall always use them if in need.

Interest rate is good and not much different from others that I checked out, but I was most impressed with the speed at which they worked.
Great!

Review posted by Martha Stuart

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  • Ease Of Use
  • Value For Money

My name is Luis I'm a 42 year old man who work in a busy restaurant .
Recently I met the woman of my dreams and fell in love.
Soon I popped the big question...would she marry me....
Her yes answer was an expensive one, as I had to propose with a nice big engagement ring.
I had to impress my lady.
The problem is the ring was a bit out of my reach and £900 in one go I just could not afford.
I took a personal loan with My Jar.
They lent me the money I needed and I'm comfortably paying them back over 6 months.
In installments!
Sure the ring in the end will end up costing me significantly more than if I paid cash, but we all know that borrowing money is expensive...
At least with this company My Jar, i know exactly what my installments are each month to the cent and don't get surprises.
Thank you My Jar, without your help I couldn't have got engaged so quickly as I did. You were speedy approving and depositing the cash.

Review posted by Luis Fonseca

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  • Ease Of Use
  • Value For Money

I have borrowed money on a couple of occasions from My Jar over the last few years. Normally between £ 800 and £1000.
This summer I needed a little more as I decided to go on a nice Mediterranean cruise with my wife and child and though we had the cash, I didn't want to dig into our savings, as from experience I know it never goes back.
My wife suggested I take out a loan of £2000 again from My Jar, but I was convinced that they did not lend such a high amount.
Most lenders I knew of only gave loans of £1000 maximum, so I expected the same to be the case with My Jar.
I told my wife we should each apply for £1000 to total the £2000.
It meant a little more work but it possibly had to be that way.
When reading carefully the information that they sent me, I actually realized that they do lend up to £2500, so was delighted to be able to take out just one loan.
Good work My Jar. Its good you go the extra mile.
The installments over 6 months are affordable to us and we had a great holiday stress free.

Review posted by Isabel Smith

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was really quite pleased with this loan from MyJar, it worked out to be as easy and as affordable as MyJar claimed on their website. Having used several other online loan companies before I know that isn't always the case. Once you have completed the online application you an get your funds literally within minutes of the approval.

MyJar will be my 'go to' lender in future because when I want to borrow money quickly but don't want to get myself stung with a regular payday loan MyJar will do the job for me and I won't have to worry about paying through the nose for it.

Review posted by Marjie P., Stratford, London

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  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar is an annoying name for a loan company so I just have to say that right off before I comment any further. However that's the only annoying thing about this lender. I like the fact that unlike a lot of loan companies MyJar will consider people like me who have a low credit score. MyJar take into account the borrowers affordability as an indication of whether or not to give them the loan. That is good business sense as far as I am concerned and I respect that. I think that is probably the main reason that I would go back to MyJar time and again for loans rather than risk being rejected by another lender.

Review posted by Clive, Homerton, E.London

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  • Ease Of Use
  • Value For Money

it's an easy choice for me when looking for an instalment loan recently
as i had heard several people in my local pub talking about them and saying how good they were.

I needed an instalment loan as I didn't want the pressure of a regular payday short term loan.
I did the online application and then spoke to their customer services to make sure I had
filled everything in correctly. They were very helpful and by the time I had put the phone down
they had confirmed the loan was approved and how much my repayments would be.
I was very happy with sum I would be paying back each month as I knew that would be well
within what I could afford to repay without causing me any problems.

Review posted by adam

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  • Ease Of Use
  • Value For Money

I applied for an instalment loan with MyJar to borrow some money to help pay for my sons wedding.
I know the tradition is for the bride's parents to cough up as they say. But the modern day way seems to be
for the couple to pay for the wedding themselves, albeit with a bit of help from both sets of parents.
I was happy for my wife and I to make our contribution but I did need a loan to give me a bit of help.

The staff were lovely so it had defo been a good choice and they approved my instalment loan
in no time and before I knewit I was handing over a nice little contribution to the happy couple
and I'm very happy that I was able to help them out.

Review posted by Royah Hannigan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am posting this review to say a big thank you for giving me the loan.
I had never taken out one of the sorts of loans before but had thought about it lots of times.

My wife was recovering from an operation and I wanted to buy her something special to show how
much I loved her and that's what prompted me to get the loan.

I took an instalment loan on the advice of MyJar as they felt it would be the
best option for me and the repayments over a longer period would not be a problem for me.
I very pleased that I used them for the loan and I am not worried about paying the money back in the specified time.

Review posted by dan.lloyd

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  • Flexibility
  • Ease Of Use
  • Value For Money

My friend wanted me to accompany her on a trip to New york to meet her fiance for the first
time before they get married next year. She wanted so very badly for us to meet.
I hadn't had a holiday this year and so I thought it would be nice for me
too i've always wished to spend a month in NY.

I had some spare money but really wanted a bit more to make sure I could contribute my share
when dining out etc. and I also had to pay for a hotel which in New York isnt cheap.

MyJar was able to loan me the money I needed on an instalment loan basis which suited
me very well so once all the application was approved I told my friend the good news and
we are now busy planning our itinerary for our trip to the Big Apple.

Review posted by Ernie Upswitch

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  • Ease Of Use
  • Value For Money

My friend at my local tennis club recommended MYJAR when I said I needed to borrow
some money to take the wife on a once in a lifetime trip before I retire next year.

All the time I am in regular employment I don't feel worried about taking out loans provided
the repayments are within my earnings capability. When I'm retired the option of this sort
of loan won't be available to me so I was determined to make the most of my loan choices.

they gave me a great instalment loan and I was able to go ahead and book the trip for me and the wife straightaway. So I would just like to say thank you to them.

Review posted by Caroline Amels

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MyJar is a very good loan company. I have used them several times for short term
and instalment loans and they have worked very well for me on each occasion and I think that
is very much down to their responsible attitude when lending money.

We've all been in a situation where what we have isnt enough for what we need and what i say is go to myJar and they'll sort you out!!

Check this

They make sure you are not borrowing more than your earnings will allow you to
repay comfortably as they are not in the business of increasing peoples financial worries but
to try and alleviate them instead. I would have no hesitation is recommending them and indeed
I have done so on several occasions.

Review posted by ryan

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  • Value For Money

My wife and I discussed getting a loan to help with the cost of a new kitchen.
We had been living in our house for over twenty years with the same tired looking
kitchen which my wife hated. She always blamed her cooking disasters on the cooker!

MyJar convieniently happened to be advertising on the telly one evening and that is how
we chose them. I have to say they lived up to their advert and gave us a very good loan
that allows us to make monthly repayments over a longer period and we are confident it
won't affect our week to week living standards, after all there's no point having a nice
new kitchen if there is no food in the fridge!

Review posted by Martin Folley

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My girlfriends were planning a trip to Marbella and asked me to join them.
We didn't really have the money to afford it and so someone suggested
getting short term payday loans.

I was really upset when I couldn't get the loan with one particular company
but my dad suggested I try another company but go for an instalment loan this time.



MyJar was my first choice and they were so helpful with the application.
I got the money I needed with an instalment loan and will be making the repayments
over a longer period which is much better for me.

Review posted by nicki bonney

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