Peachy

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Company Information

  • Company Name:
    Peachy
  • Website Address:
  • FCA IP:
    637962
  • Business address:
    76 King Street, Manchester, M2 4NH
  • Phone number:
    0800 0124 743

Based in Manchester, Peachy.co.uk is a provider of short term loans that offer convenient and helpful financial products throughout the United Kingdom. It’s simple, safe, and secure to get a loan from Peachy. The instalment loans offered have helped many satisfied customers to get over financial hurdles and get back on budget. There are many reasons why borrowers should choose Peachy for their short term loan needs. Loans can quickly be paid back and are easy to apply for. Peachy loans also get much needed funds to borrowers right away so that there’s no waiting.

APPLICATION REQUIREMENTS:

Applicants have to meet certain basic requirements to be approved for a loan from Peachy. They must be over 18 and they have to be employed and earning at least £600 every month. The loan process requires borrowers to have an e-mail address and a mobile phone number. Borrowers also need to reside in the United Kingdom and have their own UK bank account.

LOAN AMOUNT AND CHARGES:

Borrowers can receive an amount of money between £50 and £700 when they take out a Peachy loan. Loan terms can last anywhere from 15 days to 12 months. Interest charges on these loans have representative APR of 7%. However, the APR of each individual is determined by Peachy depending on the loan length, amount, and credit score and income amount of the applicant.

PROCESS:

The loan process starts when interested borrowers submit an online application with Peachy. Peachy will then look over the application to determine if the borrower is eligible. Determining eligibility involves a credit check and an affordability check to make sure that the borrower will be able to pay back the loan within the allotted period of time. After the application is processed, the borrower will receive a decision and details regarding any loan offer. After the borrower decides to go through with the loan and the loan is finalized, funds will immediately be transferred to the borrower’s bank account and the repayment period will begin.

PAYMENT:

Repayment of the loan will be made in the form of automatic charges to the borrower’s debit card. This makes repayment convenient and reduces the chance that borrowers will make late payments. Repayment of the loan will be made according to the repayment schedule that is laid out when the loan is first finalized.

112 Reviews of Peachy

Peachy Loans are a very good instalment loan company I have found. They are giving loans with good interest rates that are considered to be fair compared to other lenders. My family don't approve of me taking out loans because they think I should wait until I have saved the money myself but they don't understand that this is a very acceptable way of borrowing money if you are sensible about it. It would not be wise for me to take out these Peachy Instalment loans and then to be bad and not make the repayments. I would never do that so really my family shouldn't be so worried and maybe they should try using Peachy Instalment loans too so that they can see why I approve of them so much.

Review posted by D. Patel, Forest Gate

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I think one of the reasons my instalment loan with Peachy was so good is because I have a very good credit rating which plays a big part in how they calculate the APR for your loan. Usually the advertised rate is based on someone with a good credit score so if yours isn't quite up to scratch you can expect to be charged a higher rate. So when my rate was still relatively low I was delighted. I knew my credit score wasn't bad but I wasn't sure just how good Peachy would regard it. Obviously they thought mine was good enough to give me a decent rate not far off the 7% APR they advertise so I was more than happy with that. My loan is over a 3 month period which makes the repayments very affordable. If I had tried to take this loan out on a one off payday loan basis I don't think Peachy would have given it to me but I'm more than happy with this 3 instalment loan which is going to be very easy for me to repay.

Review posted by Gordon Barton, Solihull

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I would like to say how satisfied I am with this instalment loan from Peachy Loans. It has been a new experience for me taking out this type of loan and being able to do it all over the internet. I had no idea it could be so simple and straightforward. Now that I have taken the plunge and used this form of borrowing I will certainly give it some consideration in the future because I often have occasions where I need a little bit of help with my budget and this type of loan is a really handy and affordable way for me to get that extra money and then be able to pay it back with relative ease. I think Peachy is a very appropriate name for such a good loan company.

Review posted by Diane Heppenstall, Finchley

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I'm delighted to have been approved this loan from Peachy. I'm not a regular user of loan companies and wasn't sure what to expect but I have to say the whole application process was straightforward and easy for me. I had been considering going to my own bank for this loan but I am so glad I didn't because this loan suits me perfectly and the repayments will be made automatically each month from my debit card account so I won't have to worry about missing a repayment. I'm sure my bank wouldn't have been able to offer me such a quick and convenient loan and for that reason I will definitely go to Peachy Loans if I ever need another another small instalment loan.

Review posted by Sally Mulligan, Leeds

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This is my first time using Peachy Loans although I have used other lenders in the past. I always make a point of looking online at as many loan companies as I can before making a final choice and this time around Peachy Loans have proved to be the right lender for me.

You would be silly not to check out the competition before choosing lender and the loan comparison websites make it so easy for you that there is really no excuse for ending up with a loan that doesn't suit your requirements. I have got my suitable loan from Peachy and if I need another loan in the future I will look at the options available and hopefully Peachy will still be offering such a good loan service.

Review posted by David Dawson, Brighton

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I'm 23 years old and I do have a steady job. I obviously don't earn enough because I often find myself out of pocket when it gets towards the end of the month. I am in the process of looking for another job, but I do like this one.
A few months ago I needed to borrow just £400 as a stopgap and had a look at some of the loan companies available. PEACHY caught my eye so without hesitation I applied online and filled in the form requiring all the usual questions answered eg
income info , employment info, mobile no. ,bank account details etc. this is really to check a clienrs affordability. My loan was approved and 5 months was the repayment period which was convenient. It was all so simple. The repayments are done using a standard debit order so that there is absolutely no chance of paying late thereby not incurring extra charges. Thank you PEACHY. I'll certainly use you again and recommend you to whoever.

Review posted by Patrick Middleton

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All the guys at work had planned a weekend away to play golf. I do love the game but am not a fanatic so I was going to bail out mainly for financial reasons, because they had all saved up for the last 4 months for this trip and I nadn't. I told my wife about this and she convinced me to take out a short term loan so that I could enjoy myself with the lads.
She was the one that chose Peachy and handled everything from the online application to submitting the loan agreement. It was as simple as that. I must be very creditworthy because the money was in my account immediately.The loan repayments were agreed over a 5 month period.
The amount was not really substantial but enough for me to have a cracker weekend playing golf. PEACHY are highly recommendable.

Review posted by Warwick Samuels

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I so much wanted to surprise my girlftiend on her birthday, as we've been together for 5 years and I love her lots. I just felt she deserved something special

We've never been overseas on holiday together and before we met I believe it was at least 5 years before that that she'd travelled abroad.
Money, of course, was the stumbling block. I have a steady job and so does she but like most couples we don't save enough.

A loan was my only answer so I applied online to a company I'd heard about. I also liked the name.
It was very simple really. After their check to see if I was elligible the rest was simple. I requested the top loan which was £700 and decided on the 12 month payoff period which was debit ordered.
Peachy were great.

Review posted by Ronald Newins

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I was in dire need of a quick loan but I also didn't want to be ripped off. I asked around a bit and was kind of directed to PEACHY by a pal who has used them., Conveniently I applied online and all seemed easy enough. The application was just really to confirm whether or not I had a steady income and fixed address. A mobile phome and E mail address was also required. I had all these and my loan request of £600 was approved. I decided on the loan period so that I would not be under any pressure and the funds were transfeered to my account the same day. Thank you PEACHY. I'll surely use you again.

Review posted by Patrick Morrison

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This instalment loan from Peachy is definitely a one off unless another emergency crops up and I need to get my hands on more money than I'm ever likely to just having sitting in my bank account once I've paid all my bills. But it's because this was a real emergency and this loan from Peachy really helped me out massively that I am posting this review to say what a great decision it was for me to take out this loan. I am not compromising myself with this loan because the repayments are going to be very affordable and the interest I'll be paying on it is well worth it for the peace of mind I now have having been able to sort out the emergency situation and not have a breakdown in the process. Thanks Peachy!

Review posted by Rachel Weston, Enfield

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Never used this type of loan service before, always went to my bank and they generally were always able to facilitate my loan requirements. Whether they like it or not banks are failing their customers because when I enquired about borrowing the amount I needed my bank reacted as though I'd asked for Shylock's pound of flesh!. It would seem its just too much effort for banks to offer small convenient loans these days. Not enough profit to be made from them no doubt. So I would like to thank Peachy Loans for obliging when my bank couldn't or wouldn't. They don't make a song and dance of it either, it only took a couple of days from start to finish and I've got the money sitting in my account already.

Review posted by Jonathan Critchley, Basingstoke

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Thanks to Peachy Loans for arranging this great loan for me and I think I might have found a permanent solution to my money problems. Saving has never been one of my strong points so using instalment loans like the one Peachy have just given me is the only way I will ever be able to afford things that cost a bit more than my salary will stretch to each month. As long as I can afford the repayments then that's all I need to make sure of each time I apply for another loan. I think Peachy are very good at making sure you don't try to borrow more than you can easily afford to repay and I don't have a problem with that because it shows they are responsible lenders. I'd be more than happy being able to borrow the same amount they've given me with this loan every 6 months or so as it would be a great help to me especially at Christmas time which is when I am planning to get another loan from Peachy provided this one goes well.

Review posted by Brenda Lewis, Hornchurch

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Here we go again. I desperately need a new car and cannot afford it which means it's back to the workshop with my banger. The motormac told me that it would cost at least £500 to get it up and running again.

I was left with no choice but to apply for a short term loan.
I'd used one or two of them in the past and this time I opted for PEACHY and applied online.
I must admit they are very efficient and once my credit check was carried out the loan was approved. A short while thereafter after receiving all the details of the loan and agreeing to the repayment schedule, monthly amount and period, the funds were put into my account. It was a real weight off my shoulders as I cannot do without a vehicle. Well done PEACHY.

Review posted by Wallace Carter

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Money makes the world go around. Not my world, I'm afraid, as I'm always running out of it. I normally make do and hold out until payday. A short while ago, however, payday seemed such a long way off that I was compelled to apply for a loan from one of the loan companies. I did some research and decided to use PEACHY as they seemed secure enough.

I filled in the loan application online and right up to the time when the £500 was deposited into my account, everything went smoothly.
Obviously there are a few conditions to allow you to qualify for the loan. Basically they need to know that you are creditworthy and that you can afford the monthly repayments. you also need a bank account so that the repayments can be debit ordered. They were brilliant and I'd recommend them anyday.

Review posted by Jeremy Jameson

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I have never in the past used a loan company , excluding the bank I used to buy my car, of course.
However some bills just creep up on us and I was in desperate need of £700 to sort out a few bills that were niggling.
I looked around a bit and basically flipped a coin although I liked the name PEACHY.
Also I don't like a lot of red tape and the way they explained it all was simple enough.
An online application with the normal questions followed and once they had completed their credit check the loan was approved. I then submitted the loan agreement. After agreeing to the amount and the repayment schedule the money was transferred to my account the same day.
PEACHY really impressed me.

Review posted by Raymond Radcliffe

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I needed a loan this month as I overspent during my holiday in Greece.
I ended up chosing Peachy as the loan company to approach because I also live in Manchester, thus felt more comfortable applying with a company on my door step.
I made the application on line, although I knew that I could pop into their offices too, if anything went wrong.
Fortunately it all went smoothly and my loan was approved in record time with no incidents.
I borrowed £600 over a 12 month period as this way will not even notice it coming off my bank.
Happy with them.

Review posted by Briege Murphy

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My name is John temple and I work for a removal company.
I get decently paid and I also pick up many tips from satisfied clients so normally get by comfortably on my wages.
This summer vacation I went to Dublin with my wife and was stunned to see how expensive life is there compared to where we live.
Needless to say that I spent all that we took in cash plus more on our credit card.
When we got back I had to apply for a loan with Peachy's so that I could pay all the bills.
£200 was enough to see us through and we opted to pay it over 3 months.
The representatives at Peachy were very friendly and advised me when I was undecided.
Good client services!

Review posted by John Temple

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I got the chance of a lifetime to go to New York with my job but it meant having to fund it myself and then claim it back on expenses at the end of the month. I just didn't have the cash to hand so my work colleague suggested I get a loan and with her help we searched the internet and ended up with this brilliant instalment loan from Peachy.

So I have got my loan and my flight and hotel in New York is booked and my first repayment is not due until I get back so there is no pressure on me at all and when my expenses claim goes through I will have a nice little lump sum of cash sitting in my bank account and only a couple of repayments left on the Peachy loan so it will have worked out really well for me.

For me this is the ideal way of using instalment loans and I am glad I didn't just take the easy option of getting a payday loan. This is going to be much better for me and if I get another chance to pop over to the Big Apple I will definitely use a Peachy loan to help fund it.

Review posted by Catie Adams, Dagenham, Essex

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First time using Peachy although not my first instalment loan. I use instalment loans quite a bit and don't generally go back to the same lender each time if I can get a better deal some where else. It doesn't always work out that way because Peachy have turned out to be the easiest process so far as well as being one of the cheapest lenders. Thats two good reasons to go back to them again when I need another instalment loan but I'll check the competition out before hand just in case things have changed after a few months. If they haven't, then I'll be happy to use Peachy Loans again.

Review posted by Neil K., Folkestone, Kent

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Once I discovered instalment loans I never had to use a payday loan again. My payday loans were always a bit tricky because I'd pay them back and then find myself struggling even more the following month. Now I just get a Peachy instalment loan and I can take 3 months to pay back the same amount without it getting me back to square one with running short of money again by the third week of the month.

This is definitely the right way for me to borrow small amounts of money and I wish I had found out about them sooner but now that I know about them and Peachy Loans I wont have any more problems with my cash flow at the end of each month.

Review posted by Mason H., Rickmansworth

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My advice to anyone using payday loans but find they are getting into a bit of trouble paying the one off payment the next payday is DONT!

What I means is dont use payday loans but use instalment loans instead. You can borrow the same amount of money but pay it back over a 3 month period instead of the next payday.

It makes sense really and I don't know why I didn't think of this form of borrowing sooner. I have always managed to make the payday repayments but it wasn't always easy but that is no longer a problem for me and I find I can even afford to borrow a little bit more.

This current loan is to pay for my summer holiday and by the time its summer I'll have paid the loan back so what could be better.

Review posted by Ms Julie A., Highgate, London

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Every year at this time I have to take out an instalment loan to help towards my daughter's birthday. She's my only child and I love to spoil her especially on her birthday but being a single parent makes it a bit hard to find the extra cash so I use instalment loans and they have worked out really well for me. This is the first time I have used Peachy Loans but I really like them mainly because once they have done your credit check and approved the loan they can get the funds to you really fast. Its too soon to say whether I will use Peachy Loans again because I really only take out these loans once a year but if this loan goes well and I don't have any problems with the repayments then there is a good chance I will just go with Peachy Loans again next year provided they are still offering me a competitive rate.

Review posted by Carol Beechamp, Sittingbourne

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I wouldn't say I am a regular user of instalment loans but this is my third one in fairly quick succession. This is due to the fact that a) My car needed repairs hence loan number 1, b )my sister got married and I wanted to buy her a swanky coffee machine as a wedding present and c) this loan is to pay for a holiday to Corfu this Summer which will be my first proper holiday in over 3 years.

I've used a different lender for each of these loans but this one with Peachy is the best so far because I found it the easiest to apply for and once it was approved I got the money much quicker than with the other loans. The interest rate is slightly lower as well so that's 3 good reasons to use Peachy Loans again and knowing me it won't be long before I am applying for loan number 4.

Review posted by Danielle Fletcher, Gidea Park

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I don't use my computer much, usually just to keep in touch with my daughter by email or skype as she lives in America. The other thing I use the computer for is to apply for loans which my daughter told me all about when was were discussing ways to help me get the money to visit her and my grandchildren more often.

Once I had applied online for my first Peachy loan and it was approved I have been much more confident about using them again and again to get the money for visits to America. I only ever borrow enough to pay for my flights as I want to make sure I don't end up paying too much interest on the loan and so far it has been working for me and I have been able to visit my daughter twice a year without getting into any financial difficulties with repaying the loan. The money I am paying in interest is worth it so that I can see my grandchildren regularly and watch them grow up. Skype is good but it can't beat being able to give your loved ones a bug hug.

Review posted by Ann Clarke

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Ever since my friend told me about payday instalment loans I have been using them regularly. I always thought payday loans were suitable for people like me on an average wage and so I always tried to keep within a budget every month and if the money ran out before the next pay day I just had to make ends meet somehow.

But my instalment loan with Peachy is different as I can borrow a decent amount of money for things like holidays and pay it back with easily affordable repayments over several months. So far I haven't had any problems and I have recommended them to other people who have a similar financial situation to mine.

Review posted by Brian Downham

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I will probably try other loan companies in the future but for the moment Peachy loans suit me and my present financial situation. They might not be as flexible as some other loans that are available but as long as I can borrow the amount I need and the repayments are affordable without putting too much strain on my bank balance then that is what matters the most to me. The main reason I would look for another loan company would be if I wanted to borrow more than Peachy loans maximum amount but that isn't likely to be the case for a while I hope.

Review posted by Carol Everett

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Everybody has hang ups about their body I guess, but the appearance of my nose is something that has always really got me down. My confidence has been so low recently that I decided I have to do something about it. I had a look at finance options online, and came to the decision that an instalment loan would be the best option for me. Peachy stood out from the crowd because of their low APR rate, and their transparent application process. I can't fault anything about the services they've provided me with, and will definitely recommend them to my friends in the future.

Review posted by Geraldine Vicks

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When I needed several hundred pounds in an emergency to help my daughter out I didn't know where to turn but my best friend told me about Peachy loans and said they had helped her out on a number of occasions and that I should give them a try.

I took her advice and just prayed that Peachy would approve my loan. I am relieved to say that they did and whilst I would get into the habit of using loans like this for all my cash flow problems, when it is an emergency I would definitely use them again if I needed to.

Review posted by Diane Fowler

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At least twice a year my girlfriends and me like to treat ourselves to a relaxing spa weekend in a nice country hotel. We all work hard and figure we deserve to spoil ourselves once in a while especially before we have kids to consider before going off on these little excursions.

But in practical terms the only way most of us can afford these weekends is if we get a loan. We all agree that for the moment Peachy loans are the best option for us and we all apply for our loans at the same time and then book our spa weekend as soon as the money is in our bank accounts.

Review posted by Elaine Grant

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My husband and I can't afford a holiday abroad every year but when my sister moved to Portugal a few years ago we decided we would try and visit as often as we could. Not having to worry about hotel accommodation was great but we still sometimes struggled to find the money for the flights and a bit of spending money. That's why we have got into the habit of using loan companies and Peachy loans is the one we have just got our second loan with. We had paid off the previous loan with them and wanted to get out to Portugal to make the most of the their lovely sunny climate before we braced ourselves for another British winter.

Review posted by Fiona Halliday

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There are several things to take into consideration when taking out any sort of loan and for me the most important one is usually determined by how desperate I am for the money and how quickly the loan company can transfer the money into my account. Having said that, I would never be daft enough to take out a loan that I couldn't easily pay pack no matter how desperate I was as that wouldn't solve the problem and would probably end up making it worse. Fortunately loan companies like Peachy are responsible enough not to lend money to people that don't meet with their application requirements and that is why I use them.

Review posted by Gordon Isaacs

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When I need a payday instalment loan but don't have the time to look around for the best deal I usually go back to Peachy loans as I have used them before and haven't had any real problems with them.

Because I am familiar with their application requirements and their loan amount and charges I can fill out the online application quickly and I am pretty much certain they will approve my loans and get the money into my bank account usually within 24 hours and that is reassuring.

I would only stop using Peachy loans if I had a bad experience with them and fortunately that hasn't happened so far.

Review posted by Hannah Jeffries

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When I needed the money to get some emergency dental treatment but didn't have the money my friend at work recommended getting an instalment loan. I had never applied for one before and wasn't sure which loan company to use so she suggested Peachy loans as she had used them herself. There may well have been better deals with another loan company but for me at that time her recommendation was good enough and when Peachy approved the loan and I got the money within a day I was delighted. And the repayments on the loan are far less painful than the dental treatment I have just had!

Review posted by Irene Kerry

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My friend is getting married in the Bahamas and the only way I could afford to go is with the help of a payday loan. Peachy's instalment loan allowed me to borrow enough for the cost of the flight and hotel and left a bit over for spending on a new outfit. I could have borrowed more but I didn't want to compromise my finances before Christmas.

I know the loan will be paid off in time for Christmas so I am not worried about making the repayments and I will certainly use Peachy again for loans like this if I need to borrow money quickly.

Review posted by Joanne Landers

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I left it to my wife to choose a loan company when we decided to get a loan to help pay for the cruise we had been promising ourselves we would go on for our 25th wedding anniversary. We both work although my wifes job is only part time now and we would much rather go on the cruise now and pay for it later rather than trying to save up for it but only getting so far before we would have to dip into the money we had saved to sort some problem or another usually to do with one of our kids. My wife chose a Peachy loan and we were able to borrow the rest of the money we needed for the cruise and we are paying it back in easily affordable repayments which will be fully paid off in time for Christmas by which time we might decide to take out another loan with Peachy to sort the kids presents out.

Review posted by Ken McD

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My instalment loan with Peachy has just been approved for the amount of money I needed to borrow and I am happy with the repayments that are required each month for a loan that size. I can justify the interest I am paying on a loan this size because I need to borrow the money and that is just the rice you have to pay for this type of service. Being able to make the repayments over several months and having the repayments made in the form of an automatic charge to my debit card are good for me as I know the money will be available and I don't have to worry about forgetting a repayment and being charged a late payment fee.

Review posted by Liam Naughton

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Instalment loans like our current one with Peachy loans suit me and my wife as our lifestyle means we sometimes have to get our hands on an extra bit of cash quickly so that we can afford to pay for some of the last minute holiday deals that we like to take advantage of. We don't have many other luxuries in life so our two or three holidays a year are our one big indulgence. At the moment Peachy loans are helping us to do that but we have used other loan companies in the past. It just depends on who can offer us the best deal at the time and that seems to be Peachy at the moment.

Review posted by Mal Osman

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When my dad retired this year he kept promising mum that they would go to Australia to visit her sister but they still hadn't got around to doing it nearly six months later. So I decided I would book their flights as a surprise 40th wedding anniversary present but I needed a little bit of extra cash to make that happen and so that is why I took out an instalment loan with Peachy. I knew I could afford the repayments and I just really wanted mum and dad to get away from our British winter and spend time with her sister on some lovely beach in Australia. Both my parents have worked really hard all their lives and I felt they deserved it and I wanted to treat them.

Review posted by Neal Peters

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I get a payday instalment loan about this time every year so that I can visit my parents in the south of France. They retired there five years ago and I really miss them. They always pay for me and my brother to visit them once a year and then its up to us to pay for any other visits which both my brother and I think is a generous offer. My brother earns a lot more money than me so he doesn't have to rely on loans but I do and I am more than happy to use companies like Peachy to help me afford the flights.

Review posted by Olivia D.

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My new job requires me to socialise quite a bit with some of my clients and do a bit of business networking at the same time. Unfortunately a lot of this socialising happens on the golf course and my golf skills and my golf clubs both left a lot to be desired. I thought if I have to act the part I need to look the part and so I got a loan with Peachy to buy a nice set of golf clubs and I also booked myself a course of lessons with a golf pro at my local club. Hopefully it won't be too long before I can hold my own with the more experienced golfers I play with and I am able to generate a bit of business at the same time.

Review posted by Paul Reynolds

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My girlfriend uses Peachy Loans all the time to help her buy all her very expensive shoes and handbags and when I said I really needed some new suits for work but couldn't afford to spend that much money in one hit she suggested I apply for an instalment loan with Peachy. I took her advice and borrowed enough to get 3 really nice suits and some shirts to go with them and I am glad I did. It feels going in to work every day knowing you look really smart. It boosts your confidence and I am sure I get a few admiiring looks from some of the girls in my office but I haven't told the girlfriend that.

Review posted by Robin Tripton

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Unless I win the lottery one day I am probably always going to have to rely on payday loans every so often especially for things like holidays. But I don't have a problem with that because I think lots of people like me use payday loans and it is just the modern way of affording things that would otherwise mean saving up for which I am useless at.

I like using Peachy loans as I have got used to them and I know how they work and there are never any problems with my loan applications and the repayments schedules always work well for me. I would probably use a different loan company if I needed to borrow a lot more money but so far that hasn't been the case.

Review posted by Sam U.

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  • Value For Money

Borrowing money is something I try to avoid if I can but sometimes getting a loan is the most sensible thing to do when you need to sort out a temporary cash flow problem as I have had to do on a number of occasions.

That is why I use loan companys like Peachy who seem to understand why people like me have to take out these type of instalment loans and they do their best to help you by giving you the right amount of money with the repayments that they know you will able to afford. That has always been my experience with them and so I have no qualms about recommending them to my friends.

Review posted by Tim Vickers

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We, my wife and me, are used to a simple lifestyle without much luxurious items. Still, sometimes it occurs that some thing finally do get broken.

Washing machines, TV sets, heaters and such (we do not use a dishwasher) have a maximum lifespan and that's why we use Peachy for. Peachy allows us to spread payments over a longer period than most other installment loan companies offer. It happened already before that just in the time our faithful Miele washing machine broke down this occurred together with the loss of another appliance.

I would go too far saying I'd never change to another payday loan company but as long as Peachy 'does the job' for us we intend to stick to it. With the use of a debit card we are in full control over the budget and what we can spend or not. Peachy is a great alternative and worth to try.

Review posted by Pete Morrison

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I use Peachy for loans all the time as my wife and I both work full time but we don't earn a huge amount of money. So to help us out and to be able to buy our kids something nice at xmas and birthdays we take turns in getting out a loan for the extra money we need. I know this not the best way of affording some of the little luxuries in life but I know a lot of people like me and my wife who take out similar loans like us to help them when they are having some money problems and it seems to be the only solution for a lot of working class people. So I am grateful that we have this way of making ends meet.

Review posted by Alan C.

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  • Ease Of Use
  • Value For Money

I am a single mum with 5 children and even though I work full time now that all of them are in school and the two eldest have just started work I still struggle with finding the money for treats and birthday and Christmas presents for them all. I get some financial help from their dad but not much.

Peach loans was recommended to me by a friend at work when I told her I was struggling to afford things and when I got my first loan with them and was able to pay it back over several months without any problems I was really made up and because of that I now take out regular loans with Peachy to help with all those extra costs.

Review posted by Brenda Dingwall

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  • Ease Of Use
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I don't need to use Peachy loans for very small amounts of money as I can usually manage to scrape together the odd 50 or 100 quid but when it comes to finding the money for bigger things like getting the car fixed or presents for the kids birthdays or christmas then I must admit I couldn't get by without the help of a loan. As I have had several loans from Peachy now I don't have a problem with the online application and the direct debit repayments make sure I dont forget and so I never get clobbered with late repayment charges.

Review posted by Carl E.

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  • Ease Of Use
  • Value For Money

this is my first Peachy loan and so far it is the best one for me. i have used other loan companys before but this one suits me as the repayments can be spread out over a longer period than a lot of the other loan companys allow and paying by direct debit is also better for me as i know that as soon as the direct debit payment has gone out of my bank account i can relax and not worry. i would hate to get charged extra for a late repayment so this is ideal for me. i have recommended Peachy to my mates and i will using them from now on for my next loan.

Review posted by Dennis Fairbrother

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  • Ease Of Use
  • Value For Money

my wife uses Peachy loans all the time to help with all the expenses that ladies see to have like hairdressers and things like that. she works but only part time so rather than ask me for the money she prefers to get a loan and pay it back over a period of time.

as it was coming up to our 25th wedding anniversary and i wanted to buy the wife something nice i took a leaf out of her book and got a loan with Peachy and i am very glad that i did because the look on my wifes face when she opended her present and saw the necklace i had bought her was worth every penny.

Review posted by Eric Gatelely

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  • Ease Of Use
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my daughter told me about Peachy loans when i mentioned that i wanted to surprise her mum with a nice romantic weekend away to celebrate our wedding anniversary. apparently she uses Peachy loans all the time and she says they are the best thing since sliced bread for people like us that have jobs that dont pay particularly well. she helped me do the online application and when the loan was approved and the money came through she helped me book a nice hotel for me and the wife. its not often that i take advice from my daughter but i am glad i did this time.

Review posted by Frank H

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  • Ease Of Use
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all my friends use instalment loans and most of them prefer Peachy loans as the loan application process is easy and depending on how much you borrow the repayments can be spread out over as much as 12 months.

i needed to borrow some money so that i could go on holiday with my boyfriend to Spain and the Peachy loan sounded like the best way of getting the money i needed but not having to worry about being able to pay it back. Peachy gave me the loan and the repayments are spread out over 6 months and the direct debit is not a problem as i know the money will be in my account to cover them.

Review posted by Gemma Imrie

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the factory where i work is mainly female employees and so we all like to have a good old natter in our tea and lunch breaks in the factory canteen and that is where i first heard about Peachy loans. a few of the girls had been using them to get the money for a hen party weekend in Marbella and were raving about how easy it was to apply online for one.

when i got home i asked my son to help me check Peachy loans out on our computer which i hardly ever use so im not very good with it and with his help i made a online application and was chuffed to bits when Peachy said yes. when the money ws in my bank account i couldnt believe it and had to double check to make sure i wasn't imagining it. with the money im not going to Marbella with the girls at work but i am going to Tenerife with my husband next week!

Review posted by Helen Jewson

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with my wife's help i took out a loan with Peachy so that we could borrow some much needed extra cash to help out our daughter who is a single mum and was struggling financially. i don't normally take out loans as a rule because i think if you can't afford something you just go without. but when it is for your kids then that is a different matter. the loan from Peachy enabled me to pay off some overdue bills for my daughter and the rest was to treat her to a nice evening out with her friends while me and the wife babysat.

Review posted by Ian K.

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our family rely a lot on payday and other kinds of short term loans so we are always talking about the pros and cons of the different ones we have used. we dont always agree on them because our circumstances are not always the same and we need different repayment options. it doesn't always suit everyone to pay by automatic charges each month but it suits us and so at the moment Peachy loans seem to be the best option for me and my wife as we have used them a few times now and been very satisfied with them so for the time being we will be sticking with Peachy loans unless things change dramatically.

Review posted by Jack Lewis

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  • Ease Of Use
  • Value For Money

I chose to get my first instalment loan with Peachy because I didn't want to mess up and get myself into a worse financial situation than I was already in. Previous payday loans with other companies had just made things worse for me in the long run.

I felt confident that the loan Peachy approved for me and the repayments schedule they set up were just right for me and Peachy had done all the credit history and earnings checks and had calculated what they felt was a realistic loan amount and repayments period so that I would not be struggling with it.

Having the repayments done automatically from my debit card is also a good idea as I dont need to worry about missing a repayment as i have done with previous loans from other lenders.

Review posted by Ashley Hill

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  • Ease Of Use
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my job is very demanding and i dont have a lot of spare time to myself but i do need to rely on regular short term loans to help me through to the end of the month. so when i found a loan company that suits my pesronal needs and i am happy with their terms and conditions i see no reason to waste time looking elsewhere every time i need another loan.

Peachy loans work for me and i will carry on using them and i have recommended them to a few of my girlfriends and they seem happy with Peachy loans too. Maybe its just because we are female and know a good thing when we see it.

Review posted by kiera Mc

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I first used Peachy loans when I needed the deposit for a flat at short notice when my friend at work was moving abroad and her flat mate wanted someone to replace her quickly so that she wouldnt be struggling to pay the bills by herself for too long. she had a couple of other girls interested and I knew if i didnt get the money quick i would lose out on the chance of finally moving out of my parents house.

Thankfully Peachy gave me the loan and as soon as i knew the money was in my bank account i told my soon to be new flat mate that i was on my way to her with the deposit.

Review posted by Leanne Naiseby

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Of all the payday loan companies I have used Peachy has come across as being the most regulated and straightforward when it comes to responsible lending. I had had a few problems with other loan companies in the past and was cautious about choosing the next loan company.

Peachy were very precise about how much they were prepared to lend me based on my earnings and affordability and I really appreciate that because the last thing I wanted was to be struggling to pay back the loan. Their terms and conditions are structured to protect both themselves and the borrower and that makes good business sense to me.

Review posted by Bobby K.

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I love my job and although the wages arent brilliant I cant see me wanting to do anything else for the foreseeable future. so the chances of me earning much more is not very likely so to help me out throughout the year especially at xmas and birthdays I get the occasional loan from Peachy.

My sister recommended them to me a while ago as she uses them herself and i have to say they have been a really good loan company to deal with and i wouldnt hesitate to recommend them to my friends and maybe even some of my clients at the salon where i work.

Review posted by Mandy Outhwaite

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I needed to borrow some money to pay for a visit to Denmark to see my elderly parents in an emergency after they had a fire at their property and needed to be re homed.

Peachy loans were recommended by my flatmate who had used them several times and with his help I did the online application and got the loan approved and the money transferred within 24 hours.

I wouldn't have know which loan company to go to first but I am glad my flatmate recommended Peachy because the loan they have set up for me is good and the repayments are made automatically which is a great help to me.

Review posted by Claire D.

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My hairdresser recommended Peachy loans to me when we were having our usual catch up chat while she was cutting my hair. I like to get my hair cut and coloured as often as I can but it isn't cheap and I usually have to go much longer in between appointments which I hate as my roots grow through so quickly. She suggested taking out a Peachy instalment loan to pay for my hair treatments and said a lot of her other clients, without naming them, used these sort of loans for that very same reason. So I took her advice and my first Peachy loan has helped me get my hair looking fabulous and i know it wont be too long a wait for my next appointment.

Review posted by Nadine Patterson

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I was wondering how Peachy loans came up with their company name but a quick check in my dictionary told me peachy didnt just refer to the fruit. it also means superlative merit and I suppose that as I continue to go to Peachy for my instalment loans they must be getting it right and are therefore worthy of the name. Certainly in my experience they have provided me with excellent service and I haven't had any problems with my repayments each time. I dont generally recommend things as important as instalment loans to people as I think you should do your own research and choose the right one for your particular needs. But I do believe in letting other people know when I have had a good experience and that is why i am posting this review.

Review posted by David Callard

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I had heard my girlfriend talking about Peachy loans to one of her friends on the phone and it gave me the idea of taking out a loan myself to help me buy the engagement ring I had been looking at in our local jewellers. I had been planning to propose to my girlfriend as soon as I could afford to buy the ring and as hard as Itried I just couldnt seem to save enough each month but I really wanted to propose on our 5th anniversary of being together. I was really happy when Peachy approved my loan and as soon as i had the money I went and bought the ring and I have been hiding it until next week when I will stick to tradition and get down on one knee and just hope she says yes!

Review posted by Ollie Quernmore

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I took out a Peachy loan to buy a new outfit for my friends wedding. I knew it was going to be a bit of a posh do with all the ladies wearing big hats and I didn't want to feel awkward or stick out like a sore thumb.

The bride to be suggested Peachy loans as she knew my financial situation and admitted that she had been in a similar situation several times over the years and had no problems with using loans to help her out.

So when I applied for the Peachy loan and they approved it I was delighted and couldn't wait to go shopping and start trying on big hats!

Review posted by Pamela R

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My Peachy loan has just paid for me to go to Tenerife next week with my girlfriends. I had agreed to go with them months ago but had to pull out when moving into my new flat started to take up all my spare cash and I didn't have enough to book my flights let alone the hotel.

In a last ditch attempt to make it happen my best friend suggested the loan with Peachy as she uses them when she gets short on cash sometimes and so I took her advice and applied for a loan. I was so happy when Peachy approved the loan and as soon as the money reached my account I booked my flights and paid my share of the hotel room I was going to be sharing with my best friend. Tenerife here we come!

Review posted by Evie M.

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I use Peachy loans at lot mainly for holidays and buying expensive things such as jewellery and designer clothes and bags. i dont have a problem with using loans for this sort of thing as I work hard and have been in full time employment ever since leaving school. My job pays a good salary but not enough for me to be able to buy all the things I love to have. so as long as I can afford to make the repayments easily each month I will carry on using Peachy loans to help me buy the things that I just have to have.

Review posted by Rachel Tibbs

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The used to think that the name Peachy loans made them sound like a bit of a gimmicky set up but now that I have had a couple of instalment loans with them I can tell you that is not the impression I have of them at all. Its quite the opposite in fact.

Peachy loans are about as professional a loan company as you can get and their application requirements and repayment schedules make sure the borrower is taking out the best possible loan for their circumstances and there is nothing gimmicky about that it is just responsible lending.

Review posted by Felicity OK

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A recent Peachy loan helped me pay for my holiday to Portugal this summer. I had already had a week in Spain earlier in the year but the weather wasn't very good and to my disappointment I went back to the UK almost as pale as when I left and had to resort to a bit of fake tan before going back to work. When the opportunity came up to go to Portugal with my cousin I couldn't turn it down and immediately applied for a loan with Peachy on her recommendation as was thrilled when they approved the loan. I'm back from Portugal now and the weather was brilliant so I dont' need any fake tan this time.

Review posted by Sarah Unwin

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I have just made the final repayment on my first Peachy instalment loan and wanted to say how pleased I am that I chose Peachy. I really found the whole loan application process very easy and the terms and conditions suited me better than some of the other loan companies I had looked at.

I am thinking of taking out another instalment loan in time for xmas to help with usual extra expenses and will probably use Peachy again as I am very satisfied with how everything went first time round and hope I get the same results next time.

Review posted by Tracey Venables

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My Peachy instalment loan helped to pay for my trip to Canada which would not have been possible without the loan. I only take out loans when I am really desperate to raise some extra money in a hurry and when I got a call to say that my brother in Canada was very ill I knew I just had to get out and see him. My daughter helped me apply for the loan as she uses Peachy loans quite often and I was very relieved when they approved my loan and I was able to book my flight to Canada. I have just got back and I am glad to say that my brother is recovering well and he has promised to come and visit me next year when he is strong enough to travel. So I just want to thank Peachy for helping me out at a very difficult time.

Review posted by Ursula Winters

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My friend was moving abroad to Spain and was selling off most of her furniture as she would be moving into a furnished apartment and wouldn't need to take much of it with her except a few items of sentimental value. She needed the money quickly and I really wanted to buy her living room furniture before someone else bought it so I got a loan from Peachy who I had used before and had never had a problem getting a loan approved and I was able to buy my friends furniture and still have a bit of money left over to treat her to a bit of a farewell party.

Review posted by Alison Clegg

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I took out a loan with Peachy when my wife's car broke down and we needed to get it back on the road as soon as possible because she needs it to get to work. We don't have a very reliable bus service near us and it would be difficult for me to give her a lift as I work long hours.

My wife had used Peachy loans a little while ago when she needed extra cash for some dental treatment and so we went to them for the loan and I am pleased to say the approved the loan very quickly and got the money to us asap so that we could get the car fixed and my wife wouldn't miss any time off work.

Review posted by Bobby Drysdale

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I have just been approved my first loan with Peachy and I wanted to say how glad I am to have been given the loan as I don't earn a great deal and I thought I might be considered unsuitable for a loan like this. But when I filled out the online form and Peachy did the usual credit history checks and my ability to be able to afford the repayments they didn't take long to give me the goods news and to transfer the money into my bank account. I will definitely use Peachy again for any future loans now that I know they consider me to be a suitable candidate for their loans.

Review posted by Carol Edmonds

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The wife put me on to Peachy loans when I kept moaning about needing a new bike but couldn't really afford it after using all our spare cash on our sons 21st birthday. She admitted she had used Peachy a couple of times over the last few months to buy the sort of things ladies want but cant always afford. So I took her example and applied for the loan and as soon as the money was in our bank account I went and bought my new bike before the wife could spend the money on something else she just had to have.

Review posted by Don Feltham

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My wife chose Peachy loans when I asked her to find a suitable instalment loan for us when we decided to spruce up the house before putting it on the market to sell. The decor was looking a bit grubby and the estate agent suggested giving it a bit of a makeover before marketing it.

As soon as we had managed the online application and Peachy approved our loan we set about getting the place looking nice for the usual estate agent pictures and when we looked at the finished result we wondered why we were considering moving in the first place.

Review posted by George W.

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Peachy loans are a good way of supplementing your income when you suddenly find yourself with unexpected bills and other things that you hadn't budgeted for or if you just want the money to give yourself or someone you know a treat.

This has been happening to me and my wife a lot recently due to various family problems and the Peachy loans have been our only way out of the financial mess we kept finding ourselves in. Our finances are back on track again but it is nice to know we can turn to Peachy loans if we need a bit of help again.

Review posted by Eddie Grasmere

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My niece showed me how to make my online application for a loan with Peachy after my neighbour had recommended them to me. I had the opportunity to go on a cruise with some friends of mine but didn't have quite enough money put by but I really didn't want to miss out on the cruise as I'm not getting any younger and wanted to make the most of my middle age years. I was delighted when Peachy approved my loan and as soon as I had the money I booked my place on the cruise with my friends and I cant wait to go.

Review posted by Florence Highcourt

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Almost all my spare cash goes on my two kids and I wouldn't have it any other way but once in a while I like to treat the wife and myself to a nice weekend break so that we can spend a bit of time together and recharge our batteries. So that the kids dont' have to go without I take out a loan to pay for our weekends away and the Peachy loan has been our choice recently. I like the terms and conditions of their loans as they seem to suit my financial situation well and I have not had any problems making the repayments. So for that reason I will continue to use Peachy loans.

Review posted by Gary F.

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My sister had just got a loan from Peachy and was going on about how they were a real help to her when she needed some extra money in a hurry. It made me wonder why I hadn't thought to use a loan company like Peachy to help me when I have the occasion cash flow problem.

As it was coming up to my husband 50th birthday and I didn't have much money to spare but I wanted to do something special for him I decided to try for a loan with Peachy. So with my sisters help I did just that and Peachy have just transferred the money into my bank account which means I can start planning something special for hubbys 50th.

Review posted by Heather F.

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When Peachy approved my first ever loan with them I was so happy as it meant I could buy my first car after passing my driving test on the 5th attempt. Ididn't want anything to big as my parking was not brilliant so when I saw a second hand mini cooper for sale I decided that was the car for me.

I couldn't wait to get the loan approved and I was so pleased when Peachy approved it within 24 hours and got the money to my bank account almost as quick. I now have my lovely little Mini and my parking is improving day by day.

Review posted by Hannah Jamieson

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It was my girlfriends idea to get a Peachy loan after I admitted to her that I was having a few problems with my finances. She is very good at managing her own finances and so after we talked through all the debts I needed to sort out we decided on the amount of money I needed to borrow based on how much I could realistically afford to pay back each month. My application was approved by Peachy and the loan repayments worked to be pretty much what my girlfriend had estimated so that gave me the extra confidence to agree to the loan terms and conditions as I knew I wouldn't have trouble paying back the loan.

Review posted by Jamie Kennedy

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There is never a big story behind my loans with Peachy but just another month when the outgoings are a bit more than usual and I need a bit of extra cash to see me through to the next pay day. So I apologise if this review is a bit boring.

Lots of my friends use loan companies like Peachy for special things like holiday and stuff and maybe one day I will take out a loan for something like that but for the time being I am just content with knowing I can use a Peachy loan to make life a bit easier once in a while.

Review posted by Jacky Ross

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This month will see my first ever instalment loan with Peachy paid off and I just wanted to say that I was extremely satisfied with the loan agreement Peachy set up for me. Every aspect of the loan was suited to my particular requirements and it made the whole process of borrowing money a lot easier to handle.

In an ideal world I wouldn't need to borrow money but because I do have to occasionally it is good to know that I can go to a company like Peachy for a reliable and properly structured loan that is tailored to suit my needs.

Review posted by Kevin Mc

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My husband wanted us to go and visit his sister in Canada as she had just been diagnosed with Parkinsons Disease and he didn't want to leave it much longer in case she deteriorated too much and he would find it difficult to see her struggling with the symptons.

We decided to make a proper family holiday of it and take the kids with us before they were due back to school but we needed a bit of extra money to make up the short fall with our savings.

As I usually deal with all the financial things at home it was down to me to find a good loan company and my friend helped me look online before I opted for Peachy. They were the most suitable company for the loan I needed and I got straight on to making the online application. I am pleased to say that within 24 hours we had the loan and the money in our bank account so we went ahead with booking the flights.

We have just got back from Canada and I delighted to say my sister in law is handling her illness very well and most of the time she just seemed like her old self which was great.

I just want to thank Peachy loans for their no nonsense approach and speedy approval of our loan and we will definitely consider them again if we need another loan.

Review posted by Lorna S.

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  • Ease Of Use
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I don't know what it is in particular that I like about Peachy loans and maybe it is just the whole package that appeals to me but for whatever reason I continue to go back to them whenever I need an instalment loan.

I think if I were to have a problem with them at any time and they weren't able to help me resolve it then that would obviously change my attitude towards them but so far that has not been the case and therefore I don't see any reason to go elsewhere when I need an instalment loan.

Review posted by Mary F.

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My wife and I like to go away every September for a late summer break to Portugal when all the kids have gone back to school and things are a bit more peaceful and relaxed on the beaches and around the hotel pool. Its not that we don't like children as we have grandchildren of our own but we just don't want to spend our one holiday a year surrounded by them.

This year we had a few problems with money due to various unexpected bills and so for the first time in our lives we had to get a loan. My daughter had used Peachy loans and recommended them. So with her help I filled out the online application and waited to see what happened next. To my delight Peachy approved the loan and paid the money into my account that same day. My wife and I were able to book our favourite hotel again and we are off to Portugal next week and we can't wait.

Review posted by Nigel H.

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My girlfriend has managed to convert me over to Peachy loans after years of using another payday loan company. She said I was just being lazy by sticking with the same loan company even though I hadn't been entirely happy with them over the years and I suppose I couldn't argue with her on that one.

This is my second loan with Peachy and I am hoping it is going to be as easy and hassle free as the first one because being the lazy person that I am I don't want to have to start looking for yet another loan company.

Review posted by Paul Lloyd

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My daughter lives in New Zealand with her mum who I met and married here in the UK. After we divorced when my daughter was still young enough to move to another country and adapt easily I agreed to them moving back there.

Up until recently I never had a problem being able to afford to fly out to see her two or three times a year or I would pay for her to come to the UK but now that I have children with my new partner it isn't always easy to get the money and so that is why I have decided to make good use of a regular instalment loan with companies like Peachy so that I can see my daughter as often as possible.

Review posted by Richard B.

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I only ever need to get a payday loan to help with things that aren't a regular outgoing each month. I am pretty well organised and always budget carefully so that regular bills and expenses are covered before I start spending on other things.

If I need a bit more than for things such as a last minute holiday that I haven't planned well in advance then I have to rely on an instalment loan. This current loan is with Peachy because I my mum had used them and said they were very good. So far she hasn't been proved wrong and so I think I might be using Peachy more often.

Review posted by Sadie P.

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I overheard my mum talking about Peachy loans to her friend and didn't realise that she had even heard about payday loans let alone used them. But apparently she has and was actually recommending them to her friend.

The next time I needed to get some extra cash I decided to take my mum's advice on loans and so that is why I have just taken out a loan with Peachy to pay for my next ski trip. I was going to ask my parents to lend me the money so I have actually done them a big favour thanks to mums inadvertent advice to me.

Review posted by Tamsin O.

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I borrowed the money from Peachy loans to help my parents afford a trip to India to see their family before my mum gets too ill to travel. She has diabetes and amongst other things she is starting to find it a bit difficult to get about.

Because I have a good job and earn enough to qualify for a loan the repayments that Peachy have set up for me are not a problem at all and I dont really miss the money going out of my account each month but to find the full amount of money that I needed without the help of this instalment loan would not have been quite so easy so I am very pleased that Peachy me the approval for the loan.

Review posted by Wamur J.

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Before I retire in two years time I decided to take advantage of my ability to get payday instalment loans without any problems because they are based on my earnings and repayment affordability which wont be the same when I've retired and only have my pensions to rely on.

My current instalment loan with Peachy is to pay for a trip to the South of France with my husband for his 60th birthday. We have been to France many times but never to where I was born and spent my early childhood. I know my husband will be delighted when I tell him what I have planned and I am very excited about going back to my roots as the saying goes.

Review posted by Brigitte Stourbridge

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Safety is a huge concern for me when it comes to online transactions and banking via the Internet, so I spent a lot of time researching the do's and don'ts before taking out a loan on my computer. Firstly, I didn't know what sort of loan I wanted, so this site (readies) was actually a good resource in that department because they explained what loans are good for certain purposes. I then went to another site, I can't remember the name now, which told me what to look out for in order to find a secure website that wouldn't just pass my details on to any third parties without permission. Peachy looked like the most promising option, and even though I was entering very personal information on to their website, I didn't feel at any point that it was not secure or that my privacy was being compromised.

Review posted by Scott Mersey

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Just the other week I took out a loan from Peachy, and although they had a variety of different options, I went for an installment loan - I didn't need to borrow a load of money, and just wanted to pay it back at my own pace, so doing it in installments sounded like a good plan that I would be able to adhere to. When I made my application I had already decided on the amount I wanted to borrow, and the way I wanted to repay it, so wanted a lender that could offer me that, rather than trying to get me to choose one of their already defined payment plans. Peachy were great with that, and didn't mind tailor making the repayment programme to suit me.

Review posted by Elaine Barcoe

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My wife had our first child earlier in the year and before our little girl gets much bigger we wanted to show her to all our family in Turkey.

As you cam imagine having a baby is an expensive thing and we haven't had as much disposable income since she has been born as my wife had to stop work.

Because I have a good job and earn a reasonable salary I decided to get an instalment loan to pay for the trip as I knew making the repayments would not be too much of a struggle as having a baby also means we weren't going out so much to restaurants and things.

After looking at various loan companies online I chose Peachy loans because I liked their profile and their terms and conditions were very straightforward. Within hours I had the loan approved and the money followed very soon after that, which enabled me to get the flights booked and to let my family in Turkey know that we were arriving soon.

Review posted by Ahmed H.

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I needed £400 right away to pay to get my car out of the mechanics, and I had been hoping that the guy would let me pair for the repairs in installments, but unfortunately for me, he wasn't all that understanding. I didn't have much time to get the money together because I had a trip planned for the weekend which I absolutely needed my car for, so one way or another, I needed to get it out of the garage. I was lucky to find Peachy, who were a lot more understanding than my mechanic, and had no problem with speeding things up a bit when I told them that my needs were urgent. This meant that I didn't have to mess up my weekend plans, and can pay for the repairs on my car in installments as I had wanted in the first place, just via Peachy rather than my mechanic.

Review posted by Ashton Scholl

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Many of the money lenders I had tried to get a loan with previously required you to be a home owner in order to make an application, which seemed a bit crazy to me, as it was an unsecured instalment loan that I wanted, so thought my good credit history would be sufficient enough. Luckily I found Peachy, who just needed my email address and phone number, which was much simpler. Their whole loan application process was simple too, and I received the money I needed in no time at all. My repayments were stated clearly in the loan terms, and they are set out in a way that will be affordable for me.

Review posted by Natasha Curt

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I started looking at what Peachy had to offer because a colleague at work had recommended them to me. I have quite a good relationship with some of the people I work with, so I'd been honest with them about my terrible financial situation, so my friend Sarah suggested I turn to Peachy for a bit of help. After looking at the different financial options they had on offer, I came to the conclusion that an instalment loan would be best for me. It was simple to apply, and before I could worry any more about my finances, the money was in my account, and I could start paying my overdue bills right away.

Review posted by Lauren Jonson

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Making ends meet has been tough recently, especially towards the end of the month. I've been looking around for a second job in order to earn a little bit more and be under less financial pressure, but haven't been able to find anything suitable yet, so my cashflow is still under some strain. I found Peachy and applied for an installment loan to help me get through the next few months, and they approved me right away. Paying back in several small installments should be manageable for me, and with any luck, I will find the second job I'm looking for and may even be able to pay off my loan early.

Review posted by Elouise Bereham

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I can see why they call themselves Peachy Loans because if you follow all their terms and conditions and have a good credit rating then their instalment loans really are very peachy. This is my second loan with them and once again I have been given a great rate so I feel really happy about borrowing this much money to pay for a holiday when the alternative would be to stay in the UK and hope you get a few days of decent weather! Life's too short and so with the help of my 'peachy' Peachy Instalment Loan I am going to have a great time in Tenerife and won't have any difficulties repaying this loan when I get back to dreary old Britain!

Review posted by Paula Vernon, Stevenage

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This is the first time i have used Peachy Loans but not the first time I have taken out an instalment loan. I really like instalment loans as opposed to payday loans because I personally find it a much more affordable way of borrowing. With a choice of repayment periods you really shouldn't ever have a problem making the repayments especially as those repayments are made via automatic charges to your debit card. I always make sure there is sufficient funds in my account each month by agreeing to a repayment date that coincides with my salary going into my bank account so I never have to worry about missing a repayment or defaulting on the loan. Peachy loans offer good rates and convenient automatic repayments so that's why I chose them for this loan and will probably use them again in the future if their rates are still competitive.

Review posted by Richard Bryant, High Wycombe

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Thanks to this great instalment loan from Peachy I am gong to Marbella with my girlfriends instead of being stuck at home with my flatmate who is always as skint as me but refuses to take out loans not even a small payday loan which means she is always borrowing money off me which is probably why I am always skint! There is definitely a pattern here which I need to redress but not until I get back from my fab holiday to Marbella when I will be telling my flatmate to either start using instalment loans like the one I've just got from Peachy or sponge off someone else for a change.

Review posted by Jennifer Wright, Bromley

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My Peachy loan is just that a real sweet deal. I have borrowed the money to pay for my holiday this summer and I'll have paid it back before I am even boarding the plane. I know I am paying interest above the average rate but I am saving money on flights and accommodation by booking early and so I think it actually makes sense to pay for things like holidays in this way. Some of my friends disagree but they are the ones that never seem to go on holiday so I don't think their advice is particularly relevant.

Review posted by Thomas C., Malden, Surrey

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Lately, the end of every month has been hard. It hasn't been getting progressively harder, because my incoming amount each month is the same on average, and my expenditure doesn't normally vary that much either. It's just the last few days of each month before my paycheck goes into my account, I go to the supermarket and worry that my card will get declined, or I run my car on an almost empty tank, hoping that I won't run out again. I realised the only way to get myself out of this rut, is with a loan. After a bit of research, I found Peachy, and they've really helped me solve my situation. They listened to my needs as an individual, and came up with a loan and payment plan to suit me and my requirements.

Review posted by Erin Healey

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I've recently decided to change career, and although it's meant me taking a hefty paycut, it's what I want to do in life, and it's going to make me happier in the long term. The main problem has been, my salary has taken a cut, but my monthly costs still remain the same. I'm already looking for something extra on a part time basis, but in the mean time, I really need some financial help. When I found Peachy, I wasn't sure they would give me a loan because my monthly income has just taken such a hit. I filled out their online application form, and when they looked at my long term financial history, they approved my loan. I'm so happy to have the extra help to get through this difficult period.

Review posted by Adele Gray

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Close friends know me as someone who's very picky when it comes to the best offer, deal, the lowest price or cheapest insurance. The same with installment loan companies of which there are millions in a dozen, all promising the best deal.

But now it comes. Some time ago I was in short of some cash, weeks before the actual payday. My printer has given up, refusing to show any sign of life. Trying some local installment companies by comparison led me to Peachy.

Their APR of 7% in combination with the maximum period of 30 days did it. I'm still picky, but the assurance I could give myself that there's a institution that really strives to be the lowest in APR. Other targets like having the best customer care center do not have my interest, even if they do. What counts for me are bare facts and figures. That's why I appreciate Peachy.

Review posted by Vincent Stansford

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Peachy instalment loans are what help me get through the year. Until my boss has a brainstorm and decides to give me a pay rise I will have to rely on my instalment loans to help pay for things like my summer holiday and Christmas. I am not alone in relying on loans of this sort to get by. I know a lot of people who use instalment loans too. I like using peachy Loans because I have got used to them and find their website easy to understand and I don't usually have any problems with my applications. I usually stick to 3 month loan periods because I like a bit of breathing space between each loan, but if I needed to borrow a bigger amount it is nice to know that I have the option of 6 or even 12 months to pay it back.

Review posted by Michael Ebbets, Plaistow

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Back in the 50's and 60's I remember my mum referring to the tally man and a man in a suit coming to our house every week for his money. It was all above board of course, that's how working class people borrowed money in those days. Now we have banks but for some working class people that still isn't an option for them when they need to borrow a bit of extra cash. That's why I am a big fan of lenders like Peachy Loans, they're like an online version of the tally man and like my mum before me I have to rely on loans like this from time to time. Thats why I use Peachy Loans and I wouldn't go to my bank for a loan if I can avoid it.

Review posted by Diane Taylor, New Malden

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This is the first time I have used Peachy Loans as I am not usually one for taking out loans if I can avoid it. However I am not so good at being able to save up for things now that I have two daughters that are already starting to become 'high maintenance' at the tender ages of 14 and 16! So from now on I will probably have to rely on further instalment loans like this one from Peachy to pay for things like holiday especially as my daughters seem to have very firm ideas about where we should be going and we are not talking bucket and spade holidays in a caravan in Devon anymore. Oh well, only another 5 or 6 years before they are off my hands and earning their own money if I'm lucky!

Review posted by Paul Ryder, Cheshunt

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Both the wife and me find it harder to get about especially during the winter months so we have become very adept at using the internet for lots of things. Our latest achievement is getting this loan from Peachy Loans. We had a few attempts at it before finally getting it right but we made it in the end and we are delighted to say that we have just had our very first online loan approved by Peachy and we are very chuffed about it. It's only a small instalment loan to pay for a new 3 piece suite but as we have managed to choose that online as well we haven't had to venture out at all. We'll save our energy for when the better weather arrives, eventually we hope!

Review posted by Les Houghton, Penge

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I've not used Peachy Loans before but I definitely think I will use them again. I liked that they offer a choice of repayment periods up to 12 months which is what I have applied for with this loan. The money is to pay for a holiday that I couldn't otherwise afford but with the monthly repayments being so low I can easily pay them without having any problems. If this loan works out as well as I am hoping I will definitely use them again for another loan next year. If it means I can get two weeks in the sun every year it will be worth every penny.

Review posted by Carla Tewksbury, Darlington

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Well I didn't end up with a loan anywhere near what I expected. The advertised APR of 7% was just a rough estimate in my case because by the time they had taken into consideration all my requirements and my credit history I finally got a quote for a loan with an APR of 9.5%. I had actually dismissed other loan companies because their advertised APR was lower than that but higher than the 7% . I suppose if I had gone with one of them the same principles would probably have applied and I might have ended up with an APR even higher than 9.5% so I don't think I did too badly with my Peachy loan in the long run.

Review posted by Stephen Barker, West Wickham

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