PiggyBank

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Company Information

  • Company Name:
    PiggyBank
  • Website Address:
  • FCA IP:
    651003
  • Business address:
    DJS (UK) Limited, DJS House, 9 Kingfisher Business Park, Headlands Business Park, Blashford, Ringwood, BH24 3NX
  • Phone number:
    0800 206 1560

PiggyBank is a provider of instalment loans that help UK residents to overcome short term financial burdens. These are small loans that can be quickly paid back. The application process is simple and quick, and consumers don’t need perfect credit histories to be approved. Customers of PiggyBank can be sure of fair and reliable service thanks to the fact that PiggyBank is authorized by the Financial Conduct Authority.

APPLICATION REQUIREMENTS:

In order to be approved for a short term loan from PiggyBank, applicants need to be employed. They also need to be UK citizens with UK bank accounts. When determining eligibility for an instalment loan, PiggyBank will look at an applicant’s finances to determine whether or not that applicant can afford to pay back the loan. Although applicants don’t need to meet very strict requirements regarding their credit histories, they should be able to show that they are currently able to maintain both their previous credit commitments and the new PiggyBank loan.

LOAN AMOUNT AND CHARGES:

Loans from PiggyBank range in amount from £100 to £750 for new customers. However, returning customers could be eligible to borrow as much as £1,500. The repayment period on a PiggyBank instalment loan varies from between two to six months. The shorter the loan repayment period, the less money the borrower will pay out in interest charges. A typical interest charge for a 30 day loan of £250 will be £60. This loan would have an interest rate of 292% and a representative APR of 1270%.

PROCESS:

The process of applying and being approved for a PiggyBank loan can be carried out entirely over the Internet. This means that customers don’t have to go in to their offices in person or wait in line.

The applicant simply needs to submit an online application detailing some basic information about his or her address and employment situation. Once approved, loan funds can be immediately deposited into the applicant’s account within only an hour.

PAYMENT:

Customers will be contacted to be reminded of their repayment date. They encourage customers to pay back their loans early so that they can pay less in interest. Repaying an instalment loan from PiggyBank is just as easy as receiving loan funds. Customers can make payments using their bank account by either calling in to talk to someone over the phone or taking care of their payments online on their website.

114 Reviews of PiggyBank

I work part time and the money I earn goes into my personal bank account so that I can use the money for things like xmas and birthday presents for my husband and the kids. My husband earns a good salary and so we can manage to pay all the bills and have a week in Spain or somewhere else nice and sunny every year. So money has never been too much of a problem for us as a family. But I have started getting the occasional loan from PiggyBank to help my sister out who is a single parent struggling to get by and payday instalment loans just aren't an option for her. I don't mind doing this to help her as I know she would have done the same for me if the roles were reversed. I have told my husband what I am doing and he is fine with it provided I don't ever get into problems making the repayments from my bank account. My sister has just found herself a nice boyfriend so hopefully she wont need my financial help for too much longer.

Review posted by Diane W.

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I like using PiggyBank for my occasional instalment loans. I like the fact that they aren't too strict with their credit history checks and I like that they remind me not to forget to make my repayments each month which I have done with previous loans companies and had to pay extra for late payment fees. PiggyBank loans may not be suitable for everyone wanting to borrow money quickly but they suit me and until my personal finance circumstances change I will continue to use PiggyBank loans to help me out when my bank balance is looking a bit empty and pay day is still a few days away.

Review posted by Maria B.

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I've started using PiggyBank loans again after a break of a few months when I tried out a couple of other loan companies. They were ok and I didn't have any real issues with them but sometimes its not just about which loan company has the lowest interest charges charges. Other factors can be more important and that is why Im back with PiggyBank. They know my credit history well enough now and I think I get a better service from them because I have proved I am a reliable borrower and haven't missed any repayments with them although that is probably because they remind me each month.

Review posted by Fiona T.

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When I asked my friend how she could afford to keep up with the latest fashions and always buy really nice clothes from the expensive shops whereas I have to rely on Primark and other cheaper shops, she told me all about payday loans and admitted that she uses them all the time.

Her current loan company is PiggyBank and she suggested I give them a try. I thought I might as well give it a go and she helped me with the online application as I had never done it before.

I didn't apply to borrow too much and I was really happy when they approved my loan with repayments that were well within my affordability. When the money hit my bank account within hours of making the application I was very impressed. The next thing I did was to go clothes shopping and not to Primark this time.

Review posted by Viv Scott

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I use PiggyBank for my payday instalment loans because I like the fact that even if your credit history hasn't been so good in recent years PiggyBank will still consider you for a loan provided you are currently not having any credit debt problems. When I was younger I did get into trouble with credit cards but I have sorted all that out now.

PiggyBank are also good at reminding you that your repayment is due and so I have never missed a repayment with them which I have done with other loan companies and ended up with late payment fees on top of the interest charges which made the loan even more expensive to repay.

I am going to keep using PiggyBank for the time being because it suits me but I do check other loan companies out from time to time just to make sure I am not missing out on a much better loan deal.

Review posted by Anne Reeve

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I have a good job and earn a reasonable salary but by the time I have paid all my bills each month I have enough to get by but never enough to splash out on anything wildly extravagant like a designer handbag or a spa weekend with my friends.

But that has all changed now since my best friend convinced me to follow her example and take out the occasional payday instalment loan. I didn't realise it but she has been using these kind of loans for ages and her current loan is with PiggyBank and so I did as she said and applied for a loan with them.

I'm really happy with the loan agreement PiggyBank gave me and I am looking forward to the spa weekend I have booked with the money but I don't think I will use loan companies as often as my friend does unless they suddenly reduce the interest charges a bit. But for the occasional treat to myself I will certainly use PiggyBank loans again.

Review posted by Kim Conway

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Whenever I get invited to a hen party weekend away, which seems to have been quite a lot this year, I always use an instalment loan with PiggyBank to help me pay for it. The current trend for hen partys seems to be to go to Marbella or Ibiza and I have just been invited to one in Dubai. So to be able to afford the flight let alone anything else I have to borrow the money. Some of the girls I am going with are doing the same as me and getting loans from PiggyBank and other loan companies. So long as we can all make the repayments each month I don't think we are being irresponsible with our finances. It just seems to be what the younger generation do when they need some extra cash.

Review posted by Denise B.

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This is my first loan with PiggyBank although I have used other loan companies before. I just wanted to say thank you to the customer services guys for helping me sort things out when I got myself in a bit of a muddle about the repayments schedule.

I needed them to clarify things before the first repayment was due so that I didn't get charged a late payment fee and they were really helpful and dealt with my query straight away. I would also like to say that I appreciate the fact that PiggyBank remind you when your repayment is due each month as I have forgotten repayments before with other loan companies.

Review posted by Zoe

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When my boyfriend lost his job recently he was really down in the dumps and needed cheering up so I decided to get a loan from PiggyBank who I had used before, and pay for him to have a racing day at Brands Hatch. He is car mad and has always wanted to do something like this and so I knew he would be thrilled, especially when it included him being able to drive a Ferrari round the race track.

It was lovely to see the smile on my boyfriends face when I told him what I had done. The racing day is next Sunday and I am going along to watch him in action and its all thanks to PiggyBank loans.

Review posted by Chloe M.

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It can be really difficult when life surprises you with an unexpected expense. In our case we had the washing machine and the boiler break at the same time - and we simply didn't have enough money on the side to replace both, but with a newborn we couldn't go without either!

A friend recommended PiggyBank and I have to say it totally saved us. The online application is really easy to fill out and the response was super quick. Yes you end up paying more than you borrow, but sometimes that's much better than being in a pickle or in fact sometimes your only option! I also like that they only lend you what you can afford, making it much easier for you to budget accordingly (and in our case selecting the right washing machine that was within our price range). I recommend PiggyBank.

Review posted by Nadia Miller

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My PiggyBank loan helps me to afford the extra things I have to buy some months such as birthday presents for my family and friends. September is the worse month for as I have a total of 5 birthday presents to buy for my mum, 2 sisters and a niece and a nephew.

I work out how much I want to spend on each present and try not to borrow more than I need, that way the repayments are never too much and I can easily afford to make the repayments each month. My loans with PiggyBank are ideal for this sort of thing and that's why I use them regularly.

Review posted by Tommo

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PiggyBank loans might not be the best loan company for some people but because their credit history policy is not as strict as other loan companies that's are why I chose them for my current loan. I had been declined a loan with other companies because of some credit card debt problems I had in the past even though I had sorted them out and didn't owe anything now.

PiggyBank seem to understand that people can make mistakes with their finances when they are younger and are willing to give them a second chance. It's a pity more loan companies don't have the same attitude. But as long as I can get a loan with PiggyBank I am going to keep using them.

Review posted by Jaz

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All my mates are going skiing at the end of the year and as usual I am skint after blowing loads of money on my summer holiday in Ibiza. If I wanted to join them I had to get the money quickly so that I could book my flight and pay towards the cost of the chalet and hiring ski gear.

My best friend Jed said he had been in the same position as me but had got a loan with PiggyBank and suggested I did the same. Luckily for me PiggyBank approved my loan and as soon as the money was in my bank account I booked by flights and paid my share of the other costs. I'm really looking forward to it now and hope we have some good skiing conditions with lots of snow.

Review posted by Benji

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Every time I have a cash flow emergency I use a PiggyBank loan to help me out. The amount I borrow varies depending on what the emergency is and I try not to borrow more than I need even if I know I can afford to make bigger repayments. I don't want to get used to borrowing higher amounts as I just think it will encourage me to spend more than I need to each month.

My PiggyBank loans work for me because I am sensible and disciplined with making sure there is always enough money in my bank account to make the repayments without any problems.

Review posted by Laura

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I always wait until the kids are back to school and then I get busy on the internet looking for cheap last minute holiday deals. Its not that I don't like kids but I just don't want to be surrounded by them when I am trying to relax on a beach or by the hotel pool.

When I find the right deal I then work out how much money I need to borrow from PiggyBank to help me pay for the holiday. So far PiggyBank have always approved my loans and as long as they continue to do so I will use them to help me get my last minute 'kids free zone' holiday.

Review posted by Vanessa D.

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Some friends of mine were selling their leather sofas because they were downsizing houses and their new living room was too small for them to fit in. As they were in really good condition and I knew I could never afford to buy leather sofas of that quality new I siad I would have them and asked them to hang on to them until I could raise the money. As they were due to move at the end of this month I had to get the money quickly and my husband said we should get a loan with PiggyBank. We had used them earlier this year to pay for our holiday in France. Thankfully PiggyBank were as efficient as ever and we got the loan quickly with repayments we were happy with and I am looking at the leather sofas in my living room as I type this review.

Review posted by Sinead R.

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When my wife's car broke down and the cost of repairing it was going to cost more than the car was worth we decided to scrap it rather than waste any more money on it. I had to get her another second hand car as soon as possible because she needs to have one to get the kids to school and get herself to work as well.

I have been using PiggyBank loans for a while and decided they were my best option for getting the money I needed quickly and they didn't let me down. As soon as they transferred the money to my account I was able to get the wife a nice little hatchback just in time for when the kids went back to school.

Review posted by Aidan

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I never take out a payday loan if I need money but can get it elsewhere, which usually means rummaging through the loft and finding things to sell at a car boot sale. But when there is no other option but to get a loan I have been using PiggyBank loans.

I have got used to making the online applications and if I have any problems I contact their customer services and they always sort it out for me. PiggyBank interest rates may not be the best but their repayments schedule are always affordable for me and that is the most important reason why I use them.

Review posted by Laurence M.

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I am self employed and so my salary fluctuates throughout the year but my wife works full time and so when we need to get a loan when we are having the occasional cash flow problem we do the loan application in her name.

PiggyBank loans are our current favourite and that's because the wife's sister recommended them and I certainly wasn't going to argue with either of them. But I have to say Piggybanks terms and conditions do suit our requirements and for that reason I am happy to continue using them or should I say the wife and her sister are!

Review posted by Colin W.

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This is my third loan with PiggyBank and so far I haven't had any problems with them and never struggle with making the repayments each month. Now that I am a returning customer I can borrow double the amount of a first time borrower and that is what I am doing now so that I can afford to go on a cruise with my sister who was widowed a couple of years ago and wanted someone to go with her on her first cruise without her husband.

I am so pleased PiggyBank have approved my loan for this much money and that I can still afford the repayments without struggling and I will definitely be taking advantage of my returning customer status again.

Review posted by Hannah W.

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I am one of those spur of the moment people but don't always have the cash to back them up and that is why I use payday loans regularly. I have a full time job and earn a reasonable salary for someone my age and because I live at home with my parents I don't have too many monthly bills to pay so I can justify using payday loans and the interest charges that come with them. My parents keep a discreet eye on my finances and would say something if they thought I was getting into serious financial difficulties with these loans. But the fact of the matter is I am not because I never borrow more than I can afford to repay each month and would never let my spur of the moment decisions override common sense.

Review posted by Jamie P.

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Apart from what I give my parents each month for 'board and lodgings' as my dad likes to put it, I don't have very many other debts. In fact my only other regular outgoing is on the one credit card that I have which is permanently up to its maximum so not much use to me at the moment.

Thats why the occasional instalment loan works out really well for me. Now that I use them instead of my credit card I will eventually be able to reduce the credit card by not using it for a while and should have it paid off in full within the next few months.

In the meantime when I need to get my hands on some extra cash I just go to Piggy Bank and take out an instalment loan. I prefer them to payday loans because they are cheaper and much easier to pay. I can't think of why I would choose a payday loan over an instalment loan ever again because this really is the best way of getting an affordable loan in a hurry.

Review posted by Daniel Isaacs, Finsbury Park

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Piggy Bank Loans really are like having a piggy bank that never runs out of money. Well so far, I've had two loans now and they have both been really easy to get and pay pack. Obviously if that were to change and I got refused a loan by them I would have to look for another instalment loan which would be a real shame because I like using Piggy Bank for my loans. They are really straightforward and easy to apply for and when you get the approval your money is in your bank account before you know it. I don't ask for more than that from a lender and I have got that with Piggy Bank so I hope it stays that way.

Review posted by Sandra Freidman

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Thanks Piggy Bank.

I do not have the best of credit but when i needed to borrow some cash fast piggy bank helped me.

I filled out the online application and was surprised it was three easy small steps.
I filled in some information about my self, my job and my bank account details.
Took me less than three minutes online felt like seconds.
The Terms and Conditions pages are long, i did print this out to go over in full detail later.

Once confirmed i just waited on a decision.
It was a little nerve racking waiting took a few hours but the whole process and money transfer was done the same day.

Review posted by Debbie

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Everything online went smoothly and i was accept pretty fast!
I was happy with that part of the service as this took no time at all.
My loan was £400 to keep me ticking over till pay day, this was only for 18 days.
I set everything up online and when pay day came and no money was not taken from my bank account i had no idea what to do.

Contacting piggy bank was trouble, after searching and going threw there online website i got a customer service number.
They service is 24 / 7 as advertised but not easy to contact.
Very helpful customer service department.

Should advertise contact details better!

Review posted by Wendy Brady

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What more can you ask for?

The service online was self explanatory, If you have ever applied for something online before its just as simple as this.. Application is a few simple box's to fill in then all that's left is the waiting on the credit check. This only took a few extra minuets.
Everything accepted online and repayments were set up. An this was all done in less than half an hour. I was impressed!
Further more to my delight when i got confirmation that i was accepted the money took less than one hour to be in my bank account.
The service piggy bank gave me is the exact service they advertised. Great!

Review posted by John Scott

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When needing cash quick after being left short one month piggy bank stepped him and helped me.
I applied online on a sunday night and was a little disappointed when i was told i would need a manual approval.
I was told someone would contact me with 24 hours.
I thought great and applied with another company as i didn't want to hold my breath.
Monday afternoon came and i got confirmation from piggy bank that i was accepted and money was in my bank account. When i looked i couldn't believe it, i did not even need another company.
Sorry i ever doubted you and thanks for helping me

Alex

Review posted by Alexander

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If i ever find my self in a financial situation again i would contact piggy bank first.
Fast and supper easy online service made things that much better for me when applying for alone. The application was extremely fast and money was in my hands 1 hours after i clicked online to apply.
Very very lucky!

The thing i love the most was when i called up piggy bank it wasnt to thank them, i was having a bit of a issue paying back my payment.
Staff actually listened to me, understanding staff and helping me set up a new payment so i can pay off my loan with piggy bank with no extra charges.
Outstanding Customer Service !!!!!!

Review posted by Russel

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I felt after having great service i needed to write and say thank you to all the lovely staff at piggy bank.
Thank you so much for making me feel like a person and not a number and taken the time to listen to me and my problem and helping me.
Piggy bank not only borrowed me the money to help me out with college expenses, they also helped me out when it came to paying back the loan due to money issues.
In ended up with a payment structure and this was better for me and worked out for both of us in the end.

Review posted by Laura Thomson

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I wanted a new mobile and when i didnt have enough cash and was not accepted on a pay monthly price plan. i still wanted a new mobile phone. So i needed to buy one, and they are not CHEAP! especially Samsung S4.
I applyed online and thanks to piggy now i have a new mobile and in 3 affordable payment installments, all paid back my phone is all mine!

Just want to say a thank you to piggy bank , your rates are not the cheapest but are competitive and i was accepted so i was not caring.

Would use again

Review posted by Sammy

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I would love to Steal from the rich and give to the poor but i cant! This is why i ended up here borrowing money from piggy bank.

I am very involved in my local community theater for the past 16 years. I have been helping but mostly i am out of pocked as we find sometimes the budgets for each production don't always stretch as far to cover costume,make up and props for each character.

I have used piggy bank several times and they have always helped me with the money i need over a short period of time. Fast service and Rates not bad!

Review posted by Robin Hood

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Money in a Hurry....

The application process online was a little bit of a mess for me. I ended up calling customer service due to some mix up with my job details wouldn't confirm.
Anyways Customer service were friendly and polite, put me threw to the correct department where i went threw the loan application.
The whole service was friendly and i had a nice chit chat while waiting for my decision.

Everything was accepted and i was even contacted a few days early to see if i wanted to pay my loan off faster and save some extra cash.

Great Service !

Review posted by Vicky

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Its not ideal having to be in the mess to take a payday loan, but for me this was the only option at the time. I'm grateful to Piggy bank and my anon friend who put me on to them.
They helped me out when i needed a little help and this has now put me in a better financial situation and i am have a better control of my money.

The service the offer and the dedicated staff who take the time to go threw every option with you to understand everything. I honestly felt they had my best interest at heart!

Fantastic service

Review posted by Lucky

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Piggy Bank helped me when other lenders wouldn't.

I felt so much pressure when trying to borrow money else where i was so skeptical when i was on hold to piggy bank, feeling they would pressure me into taken more money over along time.
This is what happened to me previous.

The hold time was average around 10 minuets and the customer service was friendly.
The application process and waiting on a call back on decision was all done with in a few hours.
The money got to my pretty fast,
I can not fault the service.
It helped me when i needed help and was all done in less than a few hours. Thank you again
Very very fast and efficient service

Review posted by Helen

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Wanting to add a little spark back into my relationship i wanted to take my boyfriend Dean on a weekend getaway, some where Romantic and FABULOUS !!!! Not to far away, but some where we could be alone.
Dean loves this old Country Manner in Sussex but with rooms at £145.00 a night is hmmm pricey!

I Applied on the Friday morning with Piggy Bank and was Over the moon when i was accepted the same day.
Online service is a wiz , super easy to use and simple to understand.
They helped me borrow enough cash to book my little surprise and i had a wonderful weekend. Thanks guys

Review posted by Paul

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I prefer to speak with someone when i am talking about something as serious as money.
So when trying to call piggy bank and the hold time was ridiculous i send an online message.
With in a few hours someone had replayed to me and arrange for someone to call me, I was please with this service and extremely satisfied with the reply time.

I was called when it was convenient to my self like agreed and it was the same girl Emma from the emails that contacted me her self. Emma was very professional and done a great job of understanding my situations and my needs for borrowing. I did like the fact it was Emma who contacted me and not someone else i felt special as a customer.
I have since been in contact with Emma and paid everything off early and saved myself some money.
The customer service with Piggy Bank is the best i have had hands down!

Review posted by Sarah

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Always Reply..

I have borrowed numerous times from Piggy Bank in the past and never had to call.
Efficient online service does everything i need and more.
Last week i wanted to pay my outstanding balance of early and i wasn't sure how to do this online, first time for everything, right.

I sent an online message and i was very happy with my reply and my replacement had been taken and my loan was closed.

I didn't even have to call and wait in a Que or on hold , the online service is user friendly and fast , everything is done at my own speed.

Review posted by Mrs D Murphy

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I have used pay day loans in the past to help me get threw harder months.
It helps me short terms loans but it is still not something i would recommend unless there is no where else to borrow, as the rates are high.

That is the only problem with short term borrowing it helps you out when you need help but rates are not always as promised.

No problems with the service, customer service always willing to help. Non judgmental staff. Dont ask to many questions.

Thanks again for helping me out of a tight situation.

Daniel , West Lancashire , England

Review posted by Daniel

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Getting pulled over by the police who then nicely pointed out my M O T was out of date. Turned into a bit of a mess.
Needing my car to get to work and back i have no options but to look to borrow cash.

I done a quick search online for a pay day loan and piggy bank came up on a few different comparison websites.
So i decided to have a look at there online website. Liken how easy everything seamed i decided to give them a try and applied for a loan.
Pleasantly surprised at how fast everything came back to me and i was happy i was accepted.

Rapid Service!
Thanks again piggy bank

Review posted by Isabel Mitchel

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Great Customer Service and Great Value

Piggy Bank customer service team are extremely knowledgeable and helpful individuals.
I was surprisingly shocked to learn how easy it was to borrow money short term with out all the fuss.

The whole application process was extremely informative for me. There were many options available to me due to my circumstances in-witch the representative took the time to listen and acknowledge my situation and my financial needs.
As a customer i felt extremely happy with he level of service i was given and i felt the best solution was found for me.

I would recommend Piggy Bank 110%

Review posted by Madason

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  • Value For Money

I have used pay day loans in the past and always find the rate are more or less the same but i always end up getting hit with extra charges some where along the line. When looking for another pay day loan i was worried about this.

So i am happy to say with piggy bank i did not get any hide charges. The rates were also not to bad!

Trying to be environmentally friendly i done the application online. Was very fast and user friendly.
Anyone could use piggy bank online it is simple.

Fast response time and money with you relatively fast also.

Review posted by Link

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I borrowed £500 over 3 months with piggy bank and was happy when they agreed to loan me the money.

When i called and explained my situation over the phone to the adviser, who then took the time to go threw the options available to me.
Given the circumstances paying £500 within one month turned out to me a little tricky for me to do.

So agreed upon a 3 month repayment plan. Everything was set up on the same call, so didn't need to call back to chase anyone or make any payments. Everything was made easy.

Customer Service are very understand and accommodated to my needs.

Review posted by Gavin

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  • Ease Of Use
  • Value For Money

With piggy bank i felt like they picked me.

I have been in love with pigs since school, ever since i saw the film "babe" i have loved pigs and piglets ever since.
When looking to borrow some Mula i done a few comparison searches. Most of them said more of less the same and the apr rates were pretty similar too.

I went with Piggy Bank not only because i love pigs and is cute, i don't the research and asked around they are pretty reliable as a lender.

Thank you piggy bank for helping me out when needed

Review posted by lil mini

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  • Flexibility
  • Ease Of Use
  • Value For Money

GREAT CUSTOMER SUPPORT

Since first contacting piggy bank i did qualify for the loan due to minimum work hours and payment requirements.
I though there is no way i would be accepted for a short term loan. The adviser gave me some great advice and after a few weeks i picked up extra hours at work and applied again with piggy bank.

I don't know if i would have been accepted the first time, but i feel i made the right choice taken the adviser advice and meeting all the requirements and not leaving my self financial stuck. Piggy Bank have qualified and understanding staff and i feel my situation is not the same as most i was thrilled in how i was dealt with as a customer.

I was even more Thrilled when i was accepted and the cash was in my bank account to cover my rent.
Thank you

Review posted by happy customer

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  • Ease Of Use
  • Value For Money

Dont break your piggy bank....

I needed £300 when i backed my car in to my neighbors early one Sunday morning.
I had the money in my savings account but this effects the % when i make withdraws.
So i though why not try a pay day loan. Since i was not a lot of money i had a look at my finances online and i could afford to borrow £300 and pay it back and still live comfortable next month.

So i applied and was accepted. Was actually extremely easy.

I didn't need to break my piggy bank and lose out of 1 years worth of interest thanks to piggy bank.

Review posted by Christine

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When applying for ant type of lending there is so many things to take in to consideration so i asked my friend for advise.
I was recommend to piggy bank and everything i told good about the service turns out to be TRUE!

My application was fast and the decision was in less than 1 hour.
The cash then followed promptly and i could spend as i wished.
Customer service was polite and helpful on the phone.
Not to many prying questions about why i wanted the money and the payment back process was all set up for me.
Everything was arrange so i didn't need to call back.

Review posted by Jackie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My first Experience with Piggy Bank was easy and simple it was all done online for me. I filled in my details an the computer done the rest! it was that easy.
But this time was different i was looking to borrow more money so i wanted to speak with someone to get advise.

Customer service was so helpful and as i was a returning customer i could apply for more than a new customer with a slightly longer payment plan, there was so many more options available to me and the Rep took the time to get thew everything.

Thank you piggy bank for making me feel like a valued customer and helping me out yet again!

Review posted by Angela

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My first Experience with Piggy Bank was easy and simple it was all done online for me. I filled in my details an the computer done the rest! it was that easy.
But this time was different i was looking to borrow more money so i wanted to speak with someone to get advise.

Customer service was so helpful and as i was a returning customer i could apply for more than a new customer with a slightly longer payment plan, there was so many more options available to me and the Rep took the time to get thew everything.

Thank you piggy bank for making me feel like a valued customer and helping me out yet again!

Review posted by Mrs Jackson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Having my First job in the UK has been great and i have been renting a small room in a shared house,

When it came the time for me to move to my own place i needed a little help in getting started.

I applied for a small loan online to help me with everything and i was accepted.

I was very happy with this. I have only been in the uk 2 years and so much this country has helped me with.

I am so happy to have my new house and my job and this new life here.

Mario.

Review posted by Mario

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Cons with Piggy Bank is the APR rates are high , there are more or less the same with any short term lender.
As a customer i wish this could change as pay day loans are helpful.
Maybe someone could look into this,..haha...

Pros the application online was easy. If your good with a comp it takes minuets.The details asked are simple and basic. Nothing to heavy.
Decision came back nearly instant so was quick like advertised and money was the same, fast into my bank account.

Ok service.!
nothing out standing with piggy bank it did everything it said it would do.

Review posted by Peter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Piggy Bank was easy to apply online. Got my answer quickly and the funds were transferred into my bank account within an hour.
I was also able with this service to pay back my loan early saving me on interest , this didn't cost me any extra charges and i was happy to do this. I was very please with the full service.
I also did prefer doing the app online as it is more tree friendly.

If i had to use this service again i would do, without any worried!

Thank you PiggyBank i am very pleased with your service and will recommend you

Review posted by Jim Davidson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Money.Money.Money.

I loved having the money in my account so fast after being accepted. The whole process was easy from the first click on apply to my last submit click, click.
Took me seconds , maybe 10 minuets but was so fast i was happy.
the repayments were optional between 1 month and 6. I felt this gave me the time to pay back the money i borrowed in a reasonable time without getting into any money problems.
Repayments were all set up online and have been taken out of my bank monthly with no problems.

I would use again in the future as the service is conveniently at my finger tips

Review posted by Miss Lisa Gibson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I couldn't believe the money lender I ended up choosing was called Piggy Bank, because if I just managed to actually keep some money in my 'piggy bank' I wouldn't be needing a loan in the first place. Anyway, money hadn't exactly worked out in the way I had hoped in recent months, and like it or not, I did need a loan. Piggy Bank came up on top on the comparison site I used, so I went ahead and got a loan with them. I have to say I'm really happy, and got a plan that will suit my needs and help me out financially for the amount of time I was looking for.

Review posted by Bruce Limely

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I only needed a loan for five or six months, and some of the options I had been hopeful about required me to take out the money for a longer term than that, which just didn't make sense. Piggy Bank were the ones that suited my needs perfectly, so when they said yes to my application I was over the moon. It has been great to take out the amount I want, for the time I want, and not have to pay a ridiculously high interest rate that I don't want. In fact, Piggy Bank has been everything I could want from a money lender, and I am one happy customer.

Review posted by Samuel Wellsing

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have been a customer of Piggy Bank on more than just one occasion, and I really like that they make the effort to reward customer loyalty. Not only was it much easier second time around to get a loan with them, but they already had all my details so the application process was even speedier than before. On top of that, the limit on the amount I could borrow was lifter to 1,500, rather than the previous 750, which means that I can do more things with the money – however they are a responsibly lender and do state several times throughout the process that you should only borrow an amount which you can afford to repay.

Review posted by Cici Hoppel

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  • Ease Of Use
  • Value For Money

Well getting an instalment loan from Piggy Bank certainly is a better option that raiding my teenage daughter's piggy bank which would surely make me the worse mother on the planet in my daughter's eyes at least. She obviously gets her money saving trait from her father and not me. But her father had the quality of being a tight wad to help him stash his money away, which was one of the reasons I divorced him.

I wanted a decent holiday this year and in fact I deserve a decent holiday this year having put my daughter's needs before mine for the past 16 years. So if it meant taking out an instalment loan to pay for it that was precisely what I was going to do.

I chose Piggy Bank because they were one of the most competitive of the dozen or so I looked at on the loan comparison website and the application process seemed pretty straightforward. In fact I think it would have been harder getting into my daughter's piggy bank which she keeps under lock and key in her bedroom!

Anyway, I've got my loan now and I shall be booking my holiday and as for my daughter, she can go and stay with her dad and spend their time together comparing notes on how to save money.

Review posted by J. Hargreaves, Middlesex

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Piggy Bank Loans couldn't make it any easier for you to apply for an instalment as I have just discovered for the first time and if this is typical of their service I will almost certainly be using them again. I haven't had call to use a loan for many years but these days there are so many affordable loans to be had that it isn't a bad way of affording something that you would normally have to save up for. That's my new philosophy, life's too short to save for something when you can just get an affordable instalment loan from someone like Piggy Bank.

Review posted by Gordon Thresher, Finchley

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I took out my first instalment loan with PiggyBank last year and was really happy with how it all went. So this time when I needed to borrow a bit more money to help with the purchase of a new car I decided to try PiggyBank again to see if they would allow me to borrow a larger amount. Because the previous loan had gone so well I was hoping this would mean that PiggyBank would agree to the new loan. I was relieved when they agreed to the loan and now that it has been approve and I am just waiting for the funds to be deposited into my bank account I thought I would post a review to say how pleased I am that I will definitely use PiggyBank again for future instalment loans.

Review posted by Jack Moore, High Wycombe

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  • Ease Of Use
  • Value For Money

A friend of a friend was selling his car and I needed to replace my own car. This friend of a friend needed to sell quickly because he was getting married and wanted the cash in a hurry so I didn't have time to hang about or I would miss out on the opportunity to buy a really nice second hand 3 series BMW at a knock down price. I got straight on to the internet and looked for affordable loans and decided against a payday loan because it would cost me too much in the end and the car wouldn't be such a bargain then. My instalment loan from PiggyBank is much the better loan and I chose them because they could let me have the money within an hour of getting the loan approved. So in one day I managed to get my first instalment loan to borrow the money and get my first ever BMW and it just doesn't get any better than that!

Review posted by Leighton Baxter, Shoreditch

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  • Flexibility
  • Ease Of Use
  • Value For Money

I knew all about PiggyBank because I've used them before for payday loans. This current loan is basically the same as a payday loan but they allow you to repay it in instalments which for me means I can afford to borrow a bit more than I would normally do with a payday loan. I think its really good that PiggyBank offer this instalment option because on a number of occasions when I've had just a regular payday loan I've found it a bit of a stretch to make that one off repayment if I borrow more than a couple of hundred quid. Now if I think I need to borrow a bit more I'm just going to opt for their instalment loan instead and not have that worry at the end of the month. Really like using PiggyBank so I'll be sticking with them for now.

Review posted by Alan Chatterton, Sidcup

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  • Flexibility
  • Ease Of Use
  • Value For Money

I use PiggyBank quite a bit for loans and depending on how much I need to borrow it can either be a payday loan or an instalment loan. Both of them work really well for me but it is mainly payday loans because I usually only borrow very small amounts to help me through to the end of the month. There instalment loans come in really handy for things like putting the deposit on a holiday which is what I have just done with this current loan and I'll have repaid it by the time Christmas is here so I will probably do my usual and take out another instalment loan to buy my 2 kids some new bikes which they've been going on about since last Christmas!

Review posted by Claudette Davies, Maidenhead

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  • Flexibility
  • Ease Of Use
  • Value For Money

With PiggyBank loans I like that the whole process is done online. I used another loan company once before and I had to get the loan finalised at one of their branches which was a bit inconvenient to say the least. I'd gladly pay a bit more in interest rates to be able to get my loans sorted quickly without having to leave the house. Piggy Bank offer that convenience and they also offer the option of payday or instalment loans both of which I have tried out and been happy with the way they have gone. This is my second instalment loan from PiggyBank and I am borrowing quite a bit more than I normally do but the instalment loan option makes it affordable for me so I don't have any worries about not being able to make a repayment.

Review posted by Liam Shaw, New Addington

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  • Ease Of Use
  • Value For Money

I am a starting writer of novels and new in the world of publishers, editors and promotion. At least, that is what I experienced. New style publishers don't pay the writer at forehand which meant for me having difficulties ordering 50 copies of my own book.

All copies became sold in no time, but the idea of not having enough money to cover this type of unexpected expenses still follows me, until I found PiggyBank's website.

Not much questions asked and a few hours later I found myself borrowing £650! Unexpectedly, as I estimated a much lower loan myself. The most convenient part of all was that the entire process was carried out over the Internet. Now I can continue ordering even more books to be sold! I experience PiggyBank as very useful and convenient.

Review posted by Mark M

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  • Ease Of Use
  • Value For Money

I have been a customer of Piggy Bank's money lending service for a while now, and my loyalty to them has meant that I can now borrow more money with them than a customer who is using them for the first time. Having said that, even the first loan I took out with Piggy Bank was a very good deal, with a low interest rate in comparison to some of their competitors. I really appreciate that they value their regular customers and portray this by offering them great deals. If you think you will need to take out loans in the future, and not just this once, I would recommend Piggy Bank as the best option.

Review posted by Pauline Grettin

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  • Ease Of Use
  • Value For Money

So here's my story and testimony about Piggy Bank.
I would like to start off by saying a big thank you for the help and to the staff that kindly took care of me through the process.
I am a single mother of one and have worked in hairdressing for years, but for the past year I've decided to give university a shot.
So having one job, one kid and paying for Uni has sometimes been complicated. I recently found myself short on money and needed a loan. And a friend recommended I tried Piggy Bank. So I did.
It was so easy to use and I couldn't be happier. The money was put in my account in minutes after applying online.
Great service, highly recommend Piggy Bank.

Review posted by Vicky Simmons

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  • Ease Of Use
  • Value For Money

One thing that really appealed to me about the services of Piggy Bank, was the fact that one hundred percent of the loan process could be done online. With lenders that I have used in the past, I have needed to wait for the forms to be sent out by post, for me to sign and send back. Or with a lender my friend used, she had to wait for a letter also by post just to know if her application had been approved or not. With Piggy Bank, I filled out all the forms on their website, and got an approval the same morning, and then the money was transferred to my account that afternoon.

Review posted by Miranda Herford

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  • Ease Of Use
  • Value For Money

I took out a loan with Piggy Bank several months ago to help me through a tough time financially. I cannot fault their service at all, and there were a few extra details which really set their service apart from some others I have used in the past. One example is that they contacted me every month just before my monthly repayment amount was due to be made. This gave me the time to make sure that I had sufficient funds in my account, and ensured that I was never late with a payment or incurring extra fees due to missed payments.

Review posted by Clare Bogills

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  • Ease Of Use
  • Value For Money

A lot of people want to change the way they look, and I've always thought having my teeth sorted is just a superficial thing that I can't afford. A few months ago at my dentist appointment, I was informed about some special promotions they are doing for Spring this year - new year, new smile kind of thing. Looking at the great loan options Piggy Bank were offering made me decide to finally go for it, after all, you only live once. Now that I've started my treatment, I really wish I'd done it years ago. Taking out this loan has made me realize that things I've thought would never be within my reach, actually aren't so impossible. The repayments I'm making are easily affordable, and my new smile has made me so much more confident.

Review posted by Suzie Grey

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  • Ease Of Use
  • Value For Money

PiggyBank is the thing for me! Friends call me a big spender as I'm always in short of everything by the end of the month. Before I knew the company I always borrowed from my friends but after a while they referred me to try it with Piggybank, and they were right!

No matter what it is I need, from a new watch to a pair of nice shoes, its affordable without the need for asking my pals to help me out again. With Piggybank I'm independent from them and at the same time it improved my relation. It isn't maybe the best but at least one of the easiest to deal with.
Thank you, PiggyBank!

Review posted by Kevin Starr

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  • Ease Of Use
  • Value For Money

I've recently moved in to my own place, and definitely underestimated the monthly living costs. Until now I'd lived with my parents, so finally standing on my own two feet has certainly been a shock to my finances. I decided the best solution to help me right now was a short term loan, until I can find someone to rent the spare room and contribute to the costs. With the move and everything, I've had to take time out of work as well, so when I thought about applying for a loan, I wasn't sure I'd get approved as my monthly income isn't that substantial. Piggy Bank surprised me, and after just a few questions, my loan was approved. The money was even in my account the same day.

Review posted by Helen Grove

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've been using PiggyBank loans for a while now so I am able to borrow the maximum amount if I need to. I started off using PiggyBank loans for small payday loans and paid them back in one go at the end of the month when I got paid but recently I needed to borrow 1K for some car repairs and that's the first time I used PiggyBank as an instalment loan facility and it has worked out really well for me. I couldn't have afforded to get the repairs done and my car back on the road so quickly without this loan so I am really pleased PiggyBank offer such a flexible loan repayment. It has certainly helped me out big time getting my car back on the road.

Review posted by Lyndon Burns, Hornsey

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  • Flexibility
  • Ease Of Use
  • Value For Money

Both my partner and I rely on loan facilities like the one PiggyBank offer. Between the two of us we have tried most of the online lenders but we have been using PiggyBank for the last year or so and we both really like the PiggyBank set up and find each time we use them they always process our loans quickly and without any problems. We've never had to wait more than a few hours for the funds and that's one of the things we really like about PiggyBank especially my partner who is always doing things on the spur of the moment and is quite impatient. So for the moment we don't feel the need to change lenders and we're more than happy with PiggyBank.

Review posted by Russell Hicks, Reigate

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  • Flexibility
  • Ease Of Use
  • Value For Money

Having tried a number of these online loan companies I think I can say with some certainty that PiggyBank is one of the most convenient and flexible type of loans available at the moment. The fact that they are offering very competitive rates as well makes them my preferred choice at the moment and I think that would only change if PiggyBank were to suddenly hike up their interest rates. I hope they don't because I really like using them and have got used to their website and how they operate which just helps to speed up my loan applications each time. I'd be happy to recommend PiggyBank based on my experience of them.

Review posted by B. Whitmore, Stoke-on-Trent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Because I use Piggy Bank for payday loans all the time I knew they did instalment loans which are basically just a payday loan but with longer time to repay it. So I didn't bother to look at any other lenders before taking out this instalment loan because I figure they will all be roughly the same with their terms and rates so it was easy to just stick with Piggy Bank. My last payday loan was only about 5 weeks ago so I knew what the current rates were and they were still good for the amount I wanted to borrow. If it had been a while since I last took out a Piggy Bank loan I would have checked the loan comparison website again before applying just in case there was a better rate being offered by another lender but as it turns out Piggy Bank were still my best option and as a first ever instalment loan with them I am quite pleased with what they have arranged for me.

Review posted by Rebecca Pace, Edgeware

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

What started out as a usual payday loan ended up being an instalment loan and that's one of the things I like about using Piggy Bank. They offer you both depending on how much you need to borrow and how much you can afford in repayments. So basically I couldn't afford the one off repayment of a payday loan for this current loan so they set up an instalment loan for me instead. It's going to work out really well for me and if I'd gone with another lender I might not have been so lucky to get an alternative loan option and might have had to start my search again. With Piggy Bank you have both choices already available to you and it saves you a lot of time and effort. I won't use another lender if I can get my loan from Piggy Bank its as simple as that.

Review posted by Neil Appleby, Forest Hill

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  • Flexibility
  • Ease Of Use
  • Value For Money

This is the first time I have used Piggy Bank loans but its not my first instalment loan by any means. I have to rely on this type of loans quite a bit because I have two daughters by my ex wife who are always needing or wanting something and I hate having to say no to them.

If I can get the occasional instalment loan to help my ex pay for things like holidays and clothes for the girls then I'll do it without hesitation. I have decided to give Piggy Bank a go this time and so far I think they are going to be a good choice. Its only for a 3 month period and the repayments are not too much at all so it is a good way of trying Piggy Bank out and if they work out ok I'll probably use them again.

Review posted by Ken Murray, Islington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is my first time using Piggy Bank and while I am not a big fan of so called 'payday' loans I really do like the instalment loan option that Piggy Bank offer. I think it is a great alternative to people stretching themselves too far with a payday loan and having problems with the subsequent repayment. This instalment loan has let me borrow far more than I could ever think about borrowing on a one repayment payday loan, instead I've got instalment repayments that are very affordable for me and I just know I can make those repayments every month without compromising myself financially. So a Piggy Bank payday loan maybe not for me but an instalment loan is a definite yes every time.

Review posted by Clive Symons, Guildford

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  • Flexibility
  • Ease Of Use
  • Value For Money

This is my first loan with Piggy Bank and I don't usually take out loans but the car failed its MOT and 4 new tyres were needed if I was to get it through the next one and back on the road.

I chose a 6 month period for this loan because on top of the car needing new tyres my wife's car needed a new radiator and so I borrowed enough to cover both expenses. The monthly repayments are not too much so its the best solution all round for me and now that I have used this type of loan I will certainly consider them if I need to borrow some money at short notice again.

Review posted by Chris Pandayo, Woodford Green

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  • Flexibility
  • Ease Of Use
  • Value For Money

I got a loan with Piggy bank when I needed money in a hurry to pay the vets bill when my dog was ill and needed surgery. I can't afford more than the basic pet insurance which only covered me up to a certain amount and left me being several hundred pounds short.

I had used Piggy bank before and as I had been very satisfied with them previously and I really didn't have time to search around for another loan company I went back to them. Fortunately Piggy bank was still a good choice for an instalment loan and so I went with them again and they didn't let me down.

Review posted by Leslie Cahill

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  • Ease Of Use
  • Value For Money

My wife took out an instalment loan with Piggy bank to buy my 60th birthday present which was a brand new set of golf clubs which I am delighted with so I thought I had better be as generous with her 60th birthday which was approaching shortly.

I decided to use Piggy bank as my wife had been quite up front about how she got the money to afford the clubs and I was more than happy with the loan she had got and wanted a similar deal. Piggy bank approved an almost identical loan agreement for me and I was able to buy my wife a very special birthday present, not her own golfclubs but I beleive these particular items are supposed to be a girls best friend!

Review posted by richard Dunningham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I often have to rely on loan companies to help out when my salary just wont stretch any further and I need to pay for something that I hadn't budgeted for. My current favourite for this kind of loan is Piggy bank who I have used several times now. I like to stick with things that I know and that I am comfortable with. Uncle Buck hasn't let me down yet and I as long as they continue to approve my loans with terms and conditions that I am happy with I don't see any reason for changing things at this present time.

Review posted by victoria amels

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I took out my first loan with Piggy bank just before Christmas last year to help with all the usual extra expense that Christmas brings. It was my first Christmas with my new wife and I wanted it to be special and didn't want to have to scrape by on just my regular wages for once.

As I managed to pay back the loan in easily affordable repayments I have decided to do the same this Christmas and to give me a head start with the nightmare of shopping for the wife's presents I am applying for the loan now. Actually I have just applied before posting this review and Piggy bank have already approved it and I am just waiting for the money to be transferred into my bank account.

Review posted by Harv Gunman

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  • Flexibility
  • Ease Of Use
  • Value For Money

Being short in money means PiggyBank time for me. A month can end in two ways: in debt or with a credit on my balance but usually its on the debt side as I like to please myself now and then as a compensation.

This is where PiggyBank helps me to realize my small and bigger 'projects' as I call them, usually the purchase of clothes, shoes or other items such as music DVD's.

I take care not to borrow an over-excessive amount of money but just what I need. In this way In this way I'm in control of my budget, leaving the realization of everything to PiggyBank, once approved. I can recommend PiggyBank to others in the same situation as me. What still counts for me is to have a satisfying job and a just as satisfying life next to it, allowing me to do and to buy the things pleasing me. Without PiggyBank I wouldn't feel so comfy as I do now.

Review posted by Colin Callander

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  • Ease Of Use
  • Value For Money

Don't judge all loan companies the same when it comes to negative press. I did until I had no choice but to take out a loan recently when I had a family emergency and needed to get some cash in a hurry.

My friend recommended Piggy Bank when I told him how much I needed to borrow and how quickly I needed to get it. I took his advice and was over the moon when Piggy Bank approved the loan. The money was in my account with 24 hours and I was able sort out the family emergency much to my relief.

Review posted by Tom Jones

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Having just made the final repayment on my instalment loan with Piggy bank I just wanted to say how impressed I am with how easy and straightforward it was for me to apply for the loan online. Im not as good as the younger generation when it comes to doing this sort of thing online.

Piggy bank's website is easy to understand and everything is explained in plain English without loads of legal jargon which can be a bit confusing for someone like me. Piggy bank really seems to have tailored their website and their loans to appeal to ordinary people like me and for that reason I will definitely use them again.

Review posted by Monica Ascherel

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My finances were in a bit of a mess and I had borrowed money from family and friends to try and sort things out but it seemed to be getting me nowhere and I was beginning to get stressed as I couldn't see a way out of it..

When I was talking to a work colleague about my dilemma they were very sympathetic and said they had been in a similar situation about a year ago and managed to pay off the people they owed money to and have a bit in reserve by getting a loan with Piggybank.

After checking out Piggybank online I didn't hang about and applied for an instalment loan with them. I am relieved to say they approved my loan and within less than a week I had paid back everything I owed to family and friends and my bank account was still in the black thanks to Piggybank.

Review posted by Nicola Harding

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  • Flexibility
  • Ease Of Use
  • Value For Money

My grandson introduced me to piggy bank loans when I told him I wanted to upgrade my old computer. He explained how these sorts of loans work and the pros and cons of taking one out. I had more or less made up my mind but wanted a bit more time to make a decision.

After thinking about it for a day or so I asked him to help me apply for an instalment loan online which is apparently how these things are done these days. I was very pleased when piggy bank gave me the loan and I am typing this review on my new computer that my grandson helped me to choose.

Review posted by Lilian Baker

  • Customer Service
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  • Ease Of Use
  • Value For Money

A Piggy bank instalment loan has helped me out of a bit of financial trouble a few times now and I don't worry quite so much when the usual bills start landing on the doormat. I know I can pay them and if my bank balance is running a bit low and there are other expenses that I need to take care of I go straight to the Piggy bank website and apply online for a loan. So far I have been very lucky and they have approved my loans with repayments that I have been able to afford and as long as I can continue to borrow money this way without any problems I will continue to do so.

Review posted by leo

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  • Ease Of Use
  • Value For Money

My finances have always been fairly stable and I hardly ever go overdrawn with my bank account so I pride myself on managing my money very well. However sometimes things happen that you can't always predict or plan for so when I recently needed to get my hands on several hundred pounds in a hurry the only practical option open to me was to get an instalment loan.

After checking out several loan companies online I decided that if I could get an instalment loan with Piggy bank that would be the best one for me personally. Fortunately Piggy bank gave me a loan with instalment repayments that I could manage easily and once the money was in my bank account I was able to sort out my little cash crisis.

Review posted by Stella Peters

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  • Value For Money

My kids persuaded me to get a loan with Piggybank so that I could buy a flat screen TV for the living room of my new house which was quite small and there wasn't much room for my old bulky TV and stand. I had to agree with them but the move had already used up most of my spare cash and a loan was the only option.

We checked several loan companies but decided on Piggybank because they seemed the best for my particular needs. I knew how much I wanted to borrow taking into account the interest charges and I worked out that I could easily afford the repayments on an instalment loan with Piggybank. They approved the loan and I had the money in my account with a couple of days.

Review posted by simon hertsford

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  • Flexibility
  • Ease Of Use
  • Value For Money

I have just made the final repayment on my Piggy bank loan and wanted to post a review to say that I was very satisfied with their service and wouldn't hesitate to recommend them to my friends.

It was my first loan of this sort and I wasn't sure about it at first but once I realised how straightforward it was and that there were no hidden extra charges over and above the interest charges I was happy to agree to the terms and conditions and go ahead with the loan.

Being able to make the repayments by phone was very convenient for me as I sometimes have problems with my computer.

Review posted by Pearsons

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My sister suggested I apply for a loan with Piggy Bank when I said I couldn't afford to go with her to her daughters hen weekend in Majorca. She admitted that because she was paying for some of the wedding expenses she was a bit strapped for spare cash also and she so she had applied for an instalment loan with Piggy bank herself and said I should do the same.

Reluctantly I took her advice and made the application online but I was delighted when Piggy bank approved the loan and couldn't believe how easy and straightforward it was. I will definitely think about taking out another loan with Piggy bank without waiting for my sister to suggest it.

Review posted by Vashdy Lincoln

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  • Ease Of Use
  • Value For Money

My wife and I took out a Piggy bank instalment loan so that we could go to a friends wedding in France. It was a bit short notice and we hadn't got much money to spare but we really wanted to especially as we both love Bordeaux where the wedding was taking place.

Our son suggested the loan with Piggy bank and helped us make the online application explaining everything as we went along. We were delighted when Piggy bank approved the loan and we just want to thank our son and Piggy bank for helping us get to the wedding.

Review posted by Carter Evans

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  • Ease Of Use
  • Value For Money

I was able to put a deposit down on my new flat thanks to an instalment loan from Piggy bank. The flat became available suddenly and I didn't have time to get the money any other way as I hate asking family or friends to loan me money no matter how small the amount.

I would definitely recommend a Piggy bank instalment loan to anyone in a similar situation to me as it really is a very straightforward way to borrow money with no hidden extra charges to give you a nasty shock as everything is made clear to you on their website and reiterated when you apply for the loan.

Review posted by Andrew Bullot

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  • Ease Of Use
  • Value For Money

My brother uses Piggy bank loans all the time to help him out when he needs some extra cash in a hurry. Neither of us are very good at saving and so when I found myself yet again having to miss out on a holiday with my friends because I didn't have any spare cash my brother persuaded me to try Piggy bank for an instalment loan.

I am delighted to say Piggy bank approved my loan after doing the required checks and I was happy with the repayments I had to make. I don't often admit to it but my brother was right for once.

Review posted by jessica

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  • Flexibility
  • Ease Of Use
  • Value For Money

A Piggy bank instalment loan has helped me out on several occasions and that is why I use them all the time now for times when I need to get some extra cash in a hurry. I can always justify the interest I pay on these loans because of the relief I feel when I have that money in my bank account and I know I can sort out whatever debt or unexpected expense I have to deal with. It might not be everybodys ideal way to sort out a financial problem but it is for me unless I can guarantee I'm going to win on the lotto some day soon!

Review posted by Harold0101

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

There are so many loan companies out there that it really isn't difficult to get a loan that suits your particular needs and financial situation at that time. I have had several loans with other companies and been fairly satisfied with all of them but my loan with Piggy bank is the best so far for a number of reasons.

Being able to borrow the amount of money I needed and make the repayments as agreed or pay it off earlier without incurring extra fees was another deciding factor for me. I will use Piggy bank again most definitely and have recommended them to several friends.

Review posted by derek allured

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  • Ease Of Use
  • Value For Money

Piggybank is the title of one of my favourite movies and when I was looking online for an instalment loan I was immediately drawn to the Piggy bank loan company.

However I chose to use them for a loan because they were offering the right loan for my particular needs and wouldn't have done so otherwise.

I was able to borrow the amount of money I needed and I was not worried about the repayments as I knew I could definitely afford them.

Being able to make the repayments by phone was also an advantage as I'm a mobile beautician and can't always get to a computer to pay online.

Review posted by Bella Montgomery

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use different loan companies depending on how much money I want to borrow and I am happy to use this kind of loan facility as my financial situation is fairly stable but I occasionally need a bit of a cash boost.

PB's instalment loan is my current loan and I chose them because I hadn't used them before but a friend had and said they were very good. I have to agree with my friend and I am particularly pleased that I am able to make repayments over the telephone as I work away a lot and don't always have access to a computer. Like my friend, I would definitely recommend PB for this type of loan.

Review posted by Cindy Walker

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  • Ease Of Use
  • Value For Money

I have cottoned on now that payday loans dont really suit me. but I still need to borrow money from time to time so I thought I'd look at instalment loans and see if they would be any better for me. There are quite a few on the loan comparison website to choose from but I chose Piggy Bank to get me started.

They are proving to be the better option because I have had a quote for a loan for the same amount I would normally borrow on a payday loan and I could have paid it over 3 months so I decided to borrow a bit more and paying it back over the 3 month period means I will hardly miss the repayments coming out of my bank account unlike the payday loans which always hit me hard and meant I had to be really frugal for the next couple of months to catch up. Not any more with instalment loans and Piggy Bank are definitely one of the best at the moment.

Review posted by Jemma, Romford, Essex

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  • Flexibility
  • Ease Of Use
  • Value For Money

I like that I can use PiggyBank as either a regular 2 repayments payday loan or a 6 month instalment loan depending on how much I need to borrow. After using payday loans for a couple of years I found PiggyBank and have stuck with them ever since. I like how easy their loan application is and how quickly they can approve the loan for you. Once you get those stages over and done with you get your money usually within an hour. For me personally, there really isn't a better loan company than PiggyBank and I would definitely recommend them to my friends.

Review posted by Jenna Mowbray, Swindon

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  • Flexibility
  • Ease Of Use
  • Value For Money

Money issues are part and parcel of most working class people's lives and I am no exception to that. I try hard to budget my wages carefully every month but sometimes things just happen that put a spanner in the works and leave me needing to borrow extra money.

This is the most convenient loan comapny for me as it gives me quite a large loan but allows me to pay it back over several months at a rate that is very easily affordable to me and therefore I don't struggle making the repayments which defeat the object of the loan if that was the case. It proves that responsible loan companies can be a real help to working class people like me and that you dont have to earn a huge salary to be considered for their loans.

Review posted by mick

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  • Flexibility
  • Ease Of Use
  • Value For Money

Piggy Bank instalment loans are a far better loan option for me at the moment. I had used payday loans before now and they were a bit hit and miss, mainly miss if I'm honest. But paying a small loan back in instalments doesn't hit your pocket as hard as the payday loans do.

From now on I will only use instalment loans when I need to borrow the occasional few hundred pounds and I quite like using Piggy Bank loans at the moment because they are one of the most competitive lenders at the moment and their website is really easy to use. So I think I'll stick with them for the time being. Anything for an easy life, thats me!

Review posted by Cerys, Swansea

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  • Ease Of Use
  • Value For Money

I have found PiggyBank to be one of the most flexible of all the lenders I have used over recent years. My circumstances tend to change with each loan that I take out and so being able to adjust the amounts and the repayment periods to suit my circumstances at that time are very important factors for me. I haven't come across another lender that is quite so convenient for me although I always make a point of checking out other lenders before I take out a loan. So until that changes and there are more lenders offering such flexible terms for their loans, I will happily stick with PiggyBank for the time being.

Review posted by Colin Yates, Bournemouth

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  • Ease Of Use
  • Value For Money

I use PiggyBank payday loans all the time for small amounts but once in a while I need to borrow a bit more than I would easily be able to afford with a one repayment only payday loan and that's when PiggyBank's instalment loan option comes in really handy for me. It's great that I don't have to go to another lender for these larger loans and apart from a slight difference in interest charges, the loan procedure is pretty much the same and just as quick as a regular payday loan. I have looked at other instalment loan companies but none of them are offering a rate that is so good to make me want to change from PiggyBank. I also think that by sticking with the same lender I can avoid any confusion and as PiggyBank always remind you when a payment is due I never ever get caught out with a late payment fee. That's another good reason for me to stay with PiggyBank.

Review posted by Sophie Randall, Leytonstone

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  • Ease Of Use
  • Value For Money

I loved having the money in my account so fast after being accepted. The whole process was easy from

the first click on apply to my last submit click, click.
Took me seconds , maybe 10 minuets but was so fast i was happy.
the repayments were optional between 1 month and 6. I felt this gave me the time to pay back the

money i borrowed in a reasonable time without getting into any money problems.
Repayments were all set up online and have been taken out of my bank monthly with no problems.

I would use again in the future as the service is conveniently at my finger tips

Review posted by Lisa Thumpton

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  • Flexibility
  • Ease Of Use
  • Value For Money

PiggyBank loans have been a great help to me in the past couple of years and I alternate from time to time and use their instalment loans when I have to borrow a larger sum of money. There's not a lot of difference between these instalment loans and their payday loans you just get longer to repay them. So if you are looking for PiggyBank you can find them on either the instalment loan section or the payday loan section of most of the loan comparison websites. If you're not 100% sure about taking out an instalment loan with PiggyBank you should try their payday loan option first and see what you think of them. That's how I got to know them and I really like using them for both types of loan and wouldn't use another lender while PiggyBank are still offering such good rates on both their loans.

Review posted by Conrad Huxton, Biggin Hill

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  • Ease Of Use
  • Value For Money

Piggy bank is my favourite loan company for several reasons but the main ones being that their maximum amount of loan is much higher than a lot of the other payday and instalment loan companies.

They also offer more repayment options which is a big plus for me as I dont always want to repay my loan by the same method. Generally the CPA method is the most convenient for me but that isn't always the case.

Also I like that in most cases when I take out a loan with Piggy bank the money is in my bank within hours which is such a relief when you need the money in a hurry.

I would recommend Piggy bank whenever some one asks me about loans and already have to my family and friends.

Review posted by Tony Mullucks

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  • Value For Money

Thanks to PiggyBank for giving me a quick response to my loan application I was able to buy a mates car before he traded it in when buying his new one. He wasn't happy with what the dealership were offering as a trade in price but he wanted to get rid of it and was about to agree to the deal when I said I'd take it off his hands for a 100 quid more than he was getting from the dealer. Up to now I'd had only ever used PiggyBank for small payday loans but I knew they offered these instalment loans on bigger loan amounts so I just went to them and luckily it all went through just as easily as my payday loans do and I got the money in time to buy my mates car which I am going to do up and give to my daughter who has just passed her driving test. Thanks PiggyBank!

Review posted by J G F, Beaconsfield

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  • Ease Of Use
  • Value For Money

All my friends use payday loans and are always saying how they couldn't get through to the next pay day some months without them. I had never used a loan company before but that doesn't mean I haven't been struggling some months and could do with a little financial help.

When my boiler finally packed up a few months ago I couldn't afford to replace it and had to get by without hot water and heating. My friends were getting fed up with me popping in to say hello and have a bath as well.

So I finally decided to get a loan and chose piggy bank would were brilliant and ave me my loan without any hassle and set repayments at a very affordable rate for me. I have my new boiler now and a new friend called Piggy bank.

Review posted by Leah Patterson

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  • Value For Money

Both my husband and me have full time jobs but with a mortgage and bills to pay and 3 kids to feed and clothe before we can even think about luxuries like holidays and xmas and birthday presents we really do rely on our regular loans with Piggy bank.

We have got used to the way Piggy bank applications are approved and we are always fairly certain that our loans are going to be approved. That makes things so much better for us as we don't have to waste time looking for the best deal as we are happy with the deal we get each time with Piggy bank.

Review posted by Sandra O'neil

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  • Ease Of Use
  • Value For Money

I started using PiggyBank for payday loans but quickly switched to their instalment loans because they have worked out to be a much more affordable and convenient option for me. I don't necessarily borrow a great deal more with the instalment loans but it does mean that if I plan it right I don't have to take out as many loans. The biggest benefit for me is that I can repay the amount in very affordable monthly instalments that don't make such a dent on my pay packet each month. Piggybank instalment loans are definitely the best option for me and I'll keep using this instalment method for as long as I need to.

Review posted by Terry Marchant, Brentwood

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I needed to get to America in an emergency to see my brother who had been involved in an accident and was seriously ill in hospital out there. If I hadn't been able to get this instalment loan from Piggybank I don't know what I would have done. I don't have any family here that I could turn to for the money but a colleague at work told me about Piggybank and suggested I try them. He'd used them several times for payday loans and instalment loans and said they were a really reliable lender that operate very efficiently and get your money to you the same day in most cases. I had nothing to lose and so I tried them and to my immense relief Piggybank approved my loan and got the funds to me within hours of me applying. I got straight onto booking my flight and was able to get a seat on a flight to Seattle for the following day. I won't forget the name Piggybank in a hurry and I know who to turn to if I need money in an emergency again.

Review posted by Linda Paskell, Trowbridge

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  • Ease Of Use
  • Value For Money

I'm paying for my holiday to Marbella with the help of this brilliant instalment loan from Piggybank. Up to now I have only ever used Piggybank for the occasional small payday loan and they have never let me down so when I needed to borrow a bit more money this time I just went with Piggybank because they do instalment loans as well which is the only way I could afford to borrow this amount of money. If this loan works out as well as my payday loans I might well use the instalment loan option again next year as my mates are talking about going to Vegas which I would hate to miss out on. If I can get a similar loan to this one then I won't have to.

Review posted by Davey Newstead, Hornchurch

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  • Value For Money