Wizzcash

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Company Information

  • Company Name:
    Wizzcash
  • Website Address:
  • FCA IP:
    0642819
  • Business address:
    4th Floor, 7-10 Chandos Street, London, W1G 9DQ
  • Phone number:
    020 3740 7273

Wizzcash is a provider of short term instalment loans. These loans are designed for borrowers in need of a small loan to put towards any expenses that come up and create a short term cash shortage. Because Wizzcash is concerned with the financial well being of its customers, Wizzcash is devoted to responsible lending and offers straightforward advice regarding loan options. With a short term loan from Wizzcash, there are no hidden charges or misleading communication. Wizzcash is regulated by the Financial Conduct Authority to ensure fairness.

APPLICATION REQUIREMENTS:

Those interested in an instalment loan from Wizzcash should be aware of the few basic requirements that successful applicants must meet. Borrowers must be at least 20 years old. They also must be residents of the United Kingdom. In order to be approved, applicants need to be employed, and they need to be bringing home a monthly paycheck of at least £750.

LOAN AMOUNT AND CHARGES:

Loans offered by Wizzcash range in amount from £200 to £300 for new customers. However, repeat customers are eligible to borrow more. Those borrowing their second loan from Wizzcash can be approved for up to £1,000. The APR on a loan from Wizzcash will vary depending on how long the loan agreement is. Three month loans from Wizzcash have a representative APR of 993% while 12 month loans have a representative APR of 297%.

PROCESS:

Applicants can fill out a loan application online. The loan application will ask applicants for some basic information regarding the address and employment history of the borrower. After the application is submitted, a credit check will be run on the applicant. Then, a letter will be sent out that lets the applicant know whether he or she has been accepted. After being approved for a loan, loan underwriters from Wizzcash will contact the applicant to go over the details.

PAYMENT:

Borrowers will have either three months or 12 months to pay back their loan. Repayment is made in equal monthly instalments. If borrowers wish to pay off their loans early, they will not be charged a repayment fee. Paying off the loan early reduces the total interest charge on the loan and allows the borrower to save money.

115 Reviews of Wizzcash

Thank you very much wizzcash for the great service you gave me when I applied for a
loan with your company. I wasn't sure which loan option to would be best for me but your customer
services advisor recommended your instalment loan for my particular needs.

I have to agree with them that after they did my credit history check and verified
my earnings any other type of loan would not have been right for me.

I am able to make the required repayments easily because of having them spread out over
a longer period which makes a lot more sense for my particular situation.

It is very good advice and I would recommend that any one who is not sure about their
loan options to speak to these guys and get their sound advice first.

Review posted by Wanda

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

it's an easy choice for me when looking for an instalment loan recently
as i had heard several people in my local pub talking about them and saying how good they were.

I needed an instalment loan as I didn't want the pressure of a regular payday short term loan.
I did the online application and then spoke to their customer services to make sure I had
filled everything in correctly. They were very helpful and by the time I had put the phone down
they had confirmed the loan was approved and how much my repayments would be.
I was very happy with sum I would be paying back each month as I knew that would be well
within what I could afford to repay without causing me any problems.

Review posted by hazel york

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I applied for an instalment loan with Wizzcash to borrow some money to help pay for my sons wedding.
I know the tradition is for the bride's parents to cough up as they say. But the modern day way seems to be
for the couple to pay for the wedding themselves, albeit with a bit of help from both sets of parents.
I was happy for my wife and I to make our contribution but I did need a loan to give me a bit of help.

The staff were lovely so it had defo been a good choice and they approved my instalment loan
in no time and before I knewit I was handing over a nice little contribution to the happy couple
and I'm very happy that I was able to help them out.

Review posted by Sammy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am posting this review to say a big thank you to Wizzcash for giving me the loan.
I had never taken out one of the sorts of loans before but had thought about it lots of times.

My wife was recovering from an operation and I wanted to buy her something special to show how
much I loved her and that's what prompted me to get the loan.

I took an instalment loan on the advice of Wizzcash as they felt it would be the
best option for me and the repayments over a longer period would not be a problem for me.
I very pleased that I used them for the loan and I am not worried about paying the money back in the specified time.

Review posted by miKa.078

  • Customer Service
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  • Ease Of Use
  • Value For Money

My friend wanted me to accompany her on a trip to New york to meet her fiance for the first
time before they get married next year. She wanted so very badly for us to meet.
I hadn't had a holiday this year and so I thought it would be nice for me
too i've always wished to spend a month in NY.

I had some spare money but really wanted a bit more to make sure I could contribute my share
when dining out etc. and I also had to pay for a hotel which in New York isnt cheap.

wizzcash were able to loan me the money I needed on an instalment loan basis which suited
me very well so once all the application was approved I told my friend the good news and
we are now busy planning our itinerary for our trip to the Big Apple.

Review posted by Felicity Sanders

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My friend at my local bowls club recommended wizzcash when I said I needed to borrow
some money to take the wife on a once in a lifetime trip before I retire next year.

All the time I am in regular employment I don't feel worried about taking out loans provided
the repayments are within my earnings capability. When I'm retired the option of this sort
of loan won't be available to me so I was determined to make the most of my loan choices.

they gave me a great instalment loan and I was able to go ahead and book the trip for me and the wife straightaway. So I would just like to say thank you to them.

Review posted by carl lewisham

  • Customer Service
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Wizzcash is a very good loan company. I have used them several times for short term
and instalment loans and they have worked very well for me on each occasion and I think that
is very much down to their responsible attitude when lending money.

We've all been in a situation where what we have isnt enough for what we need and what i say is go to Wizzcash and they'll sort you out!!

Check this

They make sure you are not borrowing more than your earnings will allow you to
repay comfortably as they are not in the business of increasing peoples financial worries but
to try and alleviate them instead. I would have no hesitation is recommending them and indeed
I have done so on several occasions.

Review posted by Daniel

  • Customer Service
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  • Ease Of Use
  • Value For Money

My wife and I discussed getting a loan to help with the cost of a new kitchen.
We had been living in our house for over twenty years with the same tired looking
kitchen which my wife hated. She always blamed her cooking disasters on the cooker!

Wizzcash convieniently happened to be advertising on the telly one evening and that is how
we chose them. I have to say they lived up to their advert and gave us a very good loan
that allows us to make monthly repayments over a longer period and we are confident it
won't affect our week to week living standards, after all there's no point having a nice
new kitchen if there is no food in the fridge!

Review posted by Andre turner

  • Customer Service
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  • Ease Of Use
  • Value For Money

My girlfriends were planning a trip to Marbella and asked me to join them.
We didn't really have the money to afford it and so someone suggested
getting short term payday loans.

I was really upset when I couldn't get the loan with one particular company
but my dad suggested I try another company but go for an instalment loan this time.



wizzcash was my first choice and they were so helpful with the application.
I got the money I needed with an instalment loan and will be making the repayments
over a longer period which is much better for me.

Review posted by Jill

  • Customer Service
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  • Ease Of Use
  • Value For Money

I am most happy with the Wizzcash loan arrangement I have just agreed to as it has
allowed me to borrow a sum of money to help with some home improvements and also give my son
some money before he goes off to university.

I will not have a problem with the repayments as Wizzcash was happy that my salary
was sufficient to be able to make the repayments on the amount borrowed.
I will be very careful not to miss a repayment and incur any late payment charges.
will use Wizzcash again if I need some financial help again.

Review posted by gareth bailey

  • Customer Service
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  • Ease Of Use
  • Value For Money

Wizzcash immediately came to mind when I needed a loan, because that is precisely what
I needed to get me through a bit of a tricky period with my finances.
I didn't bother trying other loan companies first, I just went to Wizzcash.

Their instalment loan is uncomplicated and so long as you pass the credit check and
you are in regular employment you are pretty much guaranteed to get the loan approved.
With the choice of paying by direct debit or with your debit card each month it really
couldn't be more straightforward. I will definitely recommend them
to my friends if they ask for loan advice.

Review posted by Eleanor White

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I don't mind admitting that I am a regular user of payday loans and have tried several
different loan companies over the years. Most of them have been alright and a couple
were not so good and I would never use them again.

This is my second loan with Wizzcash and I opted for their instalment loan this
time as I wanted to borrow a bit more money and pay it back easily over a longer period of time.

As with my first wizzcash loan everything went through smoothly and I am very pleased
that they have continued to give me an excellent service.

Review posted by Regina George

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My Wizzcash instalment has been the easiest method of borrowing money for me.
Once the application was approved after the mandatory credit checks etc. the money was in
my bank account the next day and I was able to start organising the suprise trip to portugal for her 40th Birthday.

I chose to make the repayments by direct debit each month as I didn't want to risk missing a
repayment and incurring a late payment charge. It really has been the best loan experience for me and
the interest I'm paying is worth every penny for me and my wife to be able to relax and enjoy her
surprise trip to lisbon.

Review posted by Freddie nichols

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash approved my instalment loan without hesitation as they said my credit history and earnings
were more than sufficient to convince them that I was financially stable enough to borrow the amount of
money I needed.

I was so relieved as I had never taken out this sort of loan before and didn't quite know what to expect.
I desperately wanted the money to buy my daughter a new watch for her 21st birthday and don't know what
I would have done if the loan wasn't approved. I can't thank wizzcash enough for all their help
and would definitely use them again and recommend them to my friends.

Review posted by dawn osbourne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was really excited when Wizzcash approved my instalment loan as I had used payday loan companies
before for short term loans and sometimes it was a bit of a struggle to make the repayment and I found
it was just a bit of a vicious circle from month to month.

My mum suggested that I borrow money in future by using a instalment loan which would give me a
chance to make the smaller repayments each month whilst making sure I didn't create any further debts.
As usual mum was right and my instalment loan with wizzcash is working out really well.

Review posted by Amy Barrington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

After seeing one of their TV adverts I decided to try Wizzcash when I needed a loan recently.
The regular short term payday loans were not suitable for me as I needed to pay the loan back over a
longer period of time.

they have an easy to follow online application but if you have any problems following
it their customer services are extremely helpful. I agreed to the terms and conditions of the loan
and was absolutely 100% sure of what I was committing myself to.
So there were no nasty surprises when the first repayment was due to come out of my bank account.

Review posted by Massood

  • Customer Service
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  • Ease Of Use
  • Value For Money

Wizzcash is by far the most straightforward and best value for money instalment loan
company that I have used, having tried several others over the past couple of years and not
been entirely happy with any of them.

As someone who earns a good wage but needs to regularly boost my income with loans of one
type or another I have become very good at spotting the best deals and wizzcash
is currently my favourite loan company.

My current instalment loan with them is nearly
paid off and I am 100% certain that I will use again in the near future.

Review posted by ethan

  • Customer Service
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  • Ease Of Use
  • Value For Money

Its not ideal having to be in the mess to take a payday loan, but for me this was the only option at the time. I'm grateful to Wizzcash and my anon friend who put me on to them.
They helped me out when i needed a little help and this has now put me in a better financial situation and i am have a better control of my money.

The service the offer and the dedicated staff who take the time to go threw every option with you to understand everything. I honestly felt they had my best interest at heart!

Fantastic service

Review posted by Becky

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The application process online was a little bit of a mess for me. I ended up calling customer service due to some mix up with my job details wouldn't confirm.
Anyways Customer service were friendly and polite, put me threw to the correct department where i went threw the loan application.
The whole service was friendly and i had a nice chit chat while waiting for my decision.

The best lender ever honest to god you should use wizzcash if you are in need of cash in a wizz

Everything was accepted and i was even contacted a few days early to see if i wanted to pay my loan off faster and save some extra cash.

Great Service !

Review posted by Gregory Fulham

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Fergusson here,

Just came to give a good review to Wizzcash as they dealt so kindly and professionally with me from day one.


I would recommend this company to everyone in need of urgent money in account and low interest rates

I am very involved in my local community theater for the past 16 years. I, myself, have been helping but mostly i am out of pocked as we find sometimes the budgets for each production don't always stretch as far to cover costume,make up and props for each character.

I have used this company several times and they have always helped me with the money i need over a short period of time. Fast service and Rates not bad at all!

Review posted by Fergusson

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I wanted a new mobile and when i didnt have enough cash and was not accepted on a pay monthly price plan. i still wanted a new mobile phone. So i needed to buy one, and they are not CHEAP! especially Samsung S4.
I applyed online and thanks to wizzcash now i have a new mobile and in 3 affordable payment installments, all paid back my phone is all mine!

Just want to say a thank you to the staff at wizzcash, your rates are not the cheapest but are competitive and i was accepted so i was not caring.

Would use again

Review posted by Fleur Tittbell

  • Customer Service
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I felt after having great service i needed to write and say thank you to all the lovely staff at Wizzcash.

Thank you so much for making me feel like a person and not a number and taken the time to listen to me and my problem and helping me.
they not only lent me the money to help me out with college expenses, they also helped me out when it came to paying back the loan due to money issues.

In ended up with a payment structure and this was better for me and worked out for both of us in the end.

Review posted by Julie Atlee

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If i ever find my self in a financial situation again i would contact Wizzcash first.
Fast and supper easy online service made things that much better for me when applying for alone. The application was extremely fast and money was in my hands 1 hours after i clicked online to apply.
Very very lucky!

The thing i love the most was when i called up it wasnt to thank them, i was having a bit of a issue paying back my payment.
Staff actually listened to me, understanding staff and helping me set up a new payment so i can pay off my loan with Wizzcash with no extra charges.
Outstanding Customer Service !!!!!!

Review posted by Ashanti

  • Customer Service
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  • Ease Of Use
  • Value For Money

When needing cash quick after being left short one month Wizzcash stepped him and helped me.
I applied online on a sunday night and was a little disappointed when i was told i would need a manual approval.
I was told someone would contact me with 24 hours.
I thought great and applied with another company as i didn't want to hold my breath.
Monday afternoon came and i got confirmation from them that i was accepted and money was in my bank account. When i looked i couldn't believe it, i did not even need another company.
Sorry i ever doubted you and thanks for helping me

Review posted by Al barley

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  • Ease Of Use
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What more can you ask for?

The service online was self explanatory, If you have ever applied for something online before its just
as simple as this.. Application is a few simple box's to fill in then all that's left is the waiting on
the credit check. This only took a few extra minuets.
Everything accepted online and repayments were set up. An this was all done in less than half an hour.
I was impressed!
Further more to my delight when i got confirmation that i was accepted the money took less than one hour
to be in my bank account.
The Wizzcash gave me is the exact service they advertised. Great!

Review posted by Bridget

  • Customer Service
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  • Ease Of Use
  • Value For Money

Everything online went smoothly and i was accept pretty fast!
I was happy with that part of the service as this took no time at all.
My loan was £400 to keep me ticking over till pay day, this was only for 18 days.
I set everything up online and when pay day came and no money was not taken from my bank account i had no idea what to do.

Contacting was trouble, after searching and going threw there online website i got a customer service number.
They service is 24 / 7 as advertised but not easy to contact.
Very helpful customer service department.

Should advertise contact details better!

Review posted by anabelle tealey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I had a really good experience with wizzcash. The instalment loan process is quick and it is helpful in the way it is low interest, setting out a payment plan that is affordable and easily manageable. The loan will help me greatly as I have just relocated to Wales from Scotland and it will help me with getting settled in, decorating and buying buying all the things I'll need for the new flat. I'd never heard of them before but when browsing on readies they were by far the best fit for me and my financial situation, I'd use them again fore sure.

Review posted by S galling

  • Customer Service
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  • Ease Of Use
  • Value For Money

I’ve been using WIZZCASH off and on for a while now, they have helped me a lot especially when I need it for Christmas and with a new home to decorate. I recommend them to everyone would not get an instalment loan from anywhere else to be honest, I’ve been here that long with them I always get nice staff too they are polite. They can never do enough to help and will do as much of the leg work for you as possible. I don't usually leave reviews as I'm not an Internet user unless I really have no choice.. Ha! But I'm so happy with the WIZZCASH team I had to give them a shout out!

Review posted by Pene

  • Customer Service
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  • Ease Of Use
  • Value For Money

Wizzcash are Really good if you're short on a bit of cash. I had to do jury duty and then was sick from work, which meant a shortfall in cash. I'd never been in this kind of situation before and after trailing sites I came across READIES, then after having a gander at different loan companies wizzcash ticked all the boxes. Once I'd had my instalment loan accepted it was awesome service, they were really there for me. Their online chat advisors are also unbelievably helpful and understanding. Thanks Wizzcash Best short-term loan company! I would use them again if needed and have already recommended them to a few mates.

Review posted by Seb kenny

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  • Value For Money

I've used Wizzcash a few times but never posted a review before and as I always go back to the loan comparison website before applying for each loan I should really have said something before now. I really like using the loan comparison website because it helps me to decide which lender is right for me at the time and for the last 2 loans I chose Wizzcash because they are still offering one of the best rates for the 3 instalment loan period. I have only used the 12 instalment period once before but that was because I was borrowing the maximum of 1K and I wouldn't have been able to afford the repayments for that loan amount on a 3 instalment period. For smaller loan amounts the 3 instalment suits me perfectly and I find them much more convenient and affordable than a regular payday loan. Wizzcash are definitely one of my favourite lenders at the moment.

Review posted by Jane Daschley, Upminster

  • Customer Service
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  • Ease Of Use
  • Value For Money

I wouldn't call Wizzcash the quickest lender for getting your loan money to you because it took 3 full days for my money to finally arrive and maybe that's because it was my first time using Wizzcash. With hindsight I should have used a payday loan because it wasn't really that convenient for me to have to wait that long for a relatively small loan. I appreciate Wizzcash have to do the relevant checks to make sure you can afford the loan but surely it could all have been done online instead of me having to wait for a letter confirming the loan had been approved. I still had to wait for the underwriters to contact me before I finally got the loan money. The best part about this loan is the competitive rates. If they had been higher I would probably have not used Wizzcash because of the previous points I have mentioned.

Review posted by Don Francis, St.Albans

  • Customer Service
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  • Ease Of Use
  • Value For Money

I thought I should just say that I will use Wizzcash again simply because their rates are really good at the moment. The actual loan application could be better as it took far longer than other online loan companies most of whom can get your money to you the same day. I had to wait 48 hours after getting the original quote but if I had needed the money in a hurry that would not have suited me. If Wizzcash could improve on the time it takes to process their loans and get the money to you then I would use them all the time but for the moment if I need another loan after this one but want it the same day I won't be using Wizzcash unfortunately.

Review posted by P Massey, High Wycombe

  • Customer Service
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  • Ease Of Use
  • Value For Money

If I am taking out a loan to pay for a holiday I don't want to be repaying it over a period of a year. It might mean the monthly repayments are less but somehow I just don't like the idea of taking a year to pay for a 2 week holiday in Spain. Thats my sort of logic which drives my wife mad but I am much happier paying the loan back in 3 instalments and getting it over and done with. That is why I use instalment loans from Wizzcash. If the loan is for our holiday then its the 3 month option and if it is for something more expensive like the new kitchen the wife is insisting on having then its the 12 month option without question. Either way I am always satisfied with the service I get from Wizzcash so unless that changes I'll be using them again.

Review posted by Rob Alleyn, Poole, Dorset

  • Customer Service
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  • Ease Of Use
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This is my experience of taking out a loan with Wizzcash.

I had never used this type of loan before but something cropped up that meant I needed to get my hands on some extra cash in a hurry. I didn't think it was going to be possible to get a small loan from my bank in time so I went online and started looking for payday type of loan. When I saw there was an instalment loan option I decided that might be a better way of borrowing the money so I looked at various lenders before choosing Wizzcash.

At first I thought I would go with the 3 month option but then I decided to try and borrow a bit more and then use the 12 month repayment period to make it more affordable for me. Wizzcash made the online application very easy even for someone like me that doesn't use a computer very often and when I completed it and got the approval within 24 hours I couldn't believe it.

Then that same day I got a call from the people underwriting the loan and they went through all the terms and conditions of the loan and checked that all my details were correct. Once that was all done they confirmed the loan had been formally approved and told me to expect the money in my account sometime the following day which it was.

As a first time experience of using Wizzcash for my instalment loan I would say it was a very good one and I would definitely use them again if I need another loan.

Review posted by Kathy Ingrams, Southampton

  • Customer Service
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  • Ease Of Use
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Because I've used Wizzcash a few times now I was able to borrow the maximum amount. That's one of the reasons I have been sticking with them so as to build up a good reputation of being a reliable and risk free borrower and therefore being eligible for their maximum loan amount.

I made the mistake of using different lenders when I first started taking out instalment loans and when I needed to borrow a larger amount they wouldn't let me.

Now that I have got to know how Wizzcash works and they have got to know me a bit and can see from my past loans with them that I am a good risk they were happy to approve this loan and it all went through very quickly. Unless I encounter any problems with future loans from Wizzcash I think I will just stick with them as they work really well for me.

Review posted by Dee Parker, Leytonstone

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  • Ease Of Use
  • Value For Money

I like using Wizzcash instalment loans because the 3 or 12 month repayment period is ideal for me. If I'm just borrowing a couple of hundred quid then I pay it back over 3 months any amount larger than 500 quid I usually opt for the 12 months. Either way I never struggle making the repayments and for me that is the most important aspect of any loan I take out. The wife would kill me if I got us into debt problems so I stick to what I know works for me and what is still competitive with its interest rates. I do occasionally check out other lenders to make sure I am not missing out on a better rate but so far Wizzcash are still offering reasonable rates for the amounts I am borrowing.

Review posted by Geoff, Newton Abbot, Devon

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  • Value For Money

Taking out an instalment loan with Wizz Cash was so worth it. I started off applying with another company, but then before I went ahead and pressed submit, I thought I should have one last shop around to check that I was really getting a good deal, and there wasn't a better offer with someone else. Thank goodness I made that decision, because I saved myself a load of money by bothering to take the extra time to find these guys. What's that saying, it pays to shop around or something, it was true in my case - I learnt a valuable lesson.

Review posted by Liam Gorging

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  • Ease Of Use
  • Value For Money

I started looking at instalment loans on my lunch break at work the other day, but I wasn't really concentrating, and very nearly made an application with the first provider that showed up on my google search. The little voice in my head got the better of me, and I decided to take care of things when I was at home and could concentrate properly. I was lucky I did, because the deal I was going to go for was nowhere near as good as the one I eventually found with Wizz Cash. They might not be easy to find, but definitely worth the wait in my opinion.

Review posted by Ian Dockers

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  • Value For Money

I don't know if Wizz Cash just wizzed my request through, or if they're always this fast, but I was amazed. I thought I would be waiting a week or so for the money I had asked for, admittedly I don't really know what's normal and what's not because I have never taken out a loan before, but the speed at which it came through was simply brilliant. I definitely recommend you to use their service if speed is what you're looking for, although they gave me a good rate too, so they're actually pretty good all round when you think about it.

Review posted by Matt Baldry

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  • Ease Of Use
  • Value For Money

I have only used wizzcash for loans because I found them easy to deal with and it wasn't complicated or hard for me to work out. I only ever borrow the same amount each time also because I don't want to get caught up in large loan amounts with high rates. these small loans I take out with wizzcash I can handle no problem each time but if I went for the bigger amounts that I could borrow I just know I would be asking for trouble. So long as I can pay back the loan over three months I now I am not borrowing too much in the first place.

Review posted by Bethany M., Lewisham

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  • Ease Of Use
  • Value For Money

A short term loan with three easy instalments is about as complicated as I want my loans to get. Anything more than that and its not worth the hassle for me. I usually only take out these loans with Wizzcash if I fancy getting away for a bit with my girlfriend and when I get back I don't want to have to worry about how much money is still owed on the loan. If I can borrow the cash and have it paid back within three months it means I haven't been paying way too much in interest rates which always puts a dampener on any loan. Wizzcash are one of the cheapest lenders at the moment but if that changes I'll just go to another lender who are offering better rates.

Review posted by Richard., Bexleyheath, Kent

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  • Ease Of Use
  • Value For Money

It's the first time that I see a loan company state that they will only give loans to people over 20 years old. I was pleased that I had turned 20 one week before I needed a loan.
I had a good laugh about it and wondered if Wizzcash would lend me the £300 that I requested.
Fortunately I met all their requirements as I do earn more than £750 per month and have been working for the same company for 2 years.
They were very strict with their questions but I guess it was because of my age.
After about 4 days they finally approved my loan and once so, they were quick at transferring the money.
Fair play Wizzcash, Glad I made it with you!

Review posted by John Mc Court

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My husband and I have always wanted to go on a Safari and therefore 2 years ago decided to start saving to go to the famous Kruger National Park in South Africa.
We bought the flights and paid for them a few months ago but now that its almost time to travel we realized that we may not have enough spending money.
As we have borrowed twice before from Wizzcash and paid them back as stipulated and always on time, it was easy to get a £1000 loan approved.
We took the loan over 6 months which is a big chunk to pay monthly , but as we both work, we can cope.
Thanks to Wizzcash for being reliable we get to go in peace!

Review posted by Christine Dobson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My car started shooting water out of the radiator last month,, and a week later so did my wife's.
Incredible bad luck. Both ended up in the garage and there we were...no transport.
Apart from the inconvenience of having to take public transports on the weekend to go everywhere, as during the week we use public transport, it cost us a load of money to repair.
We had no choice but to again borrow each £300 from Wizzcash.
We are repeat clients and very pleased with their services as they've always been very clear about installments and never charged us hidden fees, so we opted for them for the forth time.
I really hope its the last.
Upset but pleased to have a reliable source to turn to.

Review posted by Peter Thomas

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Great stuff! Six months ago I lent my best friend £600 as she had a fight with her husband, walked out the door and moved into an apartment that she couldn't afford to rent, had it not been for me.

Two months later they made up, she moved back home as if nothing had happened and I'm still waiting for my cash.

I was forced to borrow from Wizzcash the £600 and got the loan approved as I had borrowed from there before, but its just not fair to be paying interest over 6 months because my best friend is a traitor.

Sick of it. Thank you Wizzcash for being there for me barely 1 week before my holiday or else it would have been ruined.
If she wants to remain my friend she'll also have to pay me back with interest, or else I'm done.

Review posted by Catherine Dearden

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Its holiday time again and the weather in the Algarve is fantastic according to Google.
I just couldn't resist another little break before winter arrives.
I have friends in Algarve so don't pay for accommodation thankfully, so I just booked my flight with money I had spare, but was sure that I wouldn't get by with just a few £'s spending money..so I quickly asked Wizzcash to lend me £200.
I was impressed that they approved my loan in 2 days and proceeded to make the money available immediately.
Tks to them I was able to enjoy some spectacular weather and the beach before the miserable weather we are soon bound to have.

Review posted by John Morgan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My last year's vacation trip to the Algarve became the best ever thanks to Wizzcash! My dad who's in the 90's now became ill. Bye-bye and no vacation for me this year I thought. Fortunately to me he recovered faster than expected. I asked him to join me and my wife for a 8-days holiday to enjoy the sun, sea and all other goodies Albufeira had to offer.

After his approval and that of the doctors we were ready to go, but I realized I did not had enough financial backup to have another person included.

Checking for the best solution and the best deal I finally ended up with Wizzcash, being the best in comparision with others at that moment. As of the period of the year prices dropped and I only needed
£300 to cover it all having my dad with us. Thank you, Wizzcash!

Review posted by George A.

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Summer is almost over and soon we will have to face the harsh cold weather.
As disappointing as it may be, I always enjoy to go shopping for new winter outfits.
Its never cheap when I go shopping and I wasn't happy to just spend £200 on new clothes, so I made the decision to borrow another £200 from Wizzcash.
The procedure of the online application is simple, the process that follows is swift and I have used them once before so know that there are no tricks.
I agreed to pay back in 3 months this way I'm not stretched in any way.
Good to know when we need there are doors to knock on .

Review posted by Marina Worth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is my second loan with Wizzcash and I have borrowed a thousand pounds over 12 months but I am fairly certain I will be able to pay it off a bit sooner than that. But its nice to know there is no pressure to do this. Thats why I came back to Wizzcash for this second loan. I used the first small loan as a trial run to see if Wizzcash would work for me because over the years I have come to rely on this type of loan to help me through periods when money is tight. I am fairly certain this larger loan is going to work out fine for me and if thats the case then I'll be using Wizzcash again.

Review posted by Tracey Critchlow, Stoke

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

It was my sisters birthday last month and I really wanted to get her some nice makeup and her favourite perfume.
She has expensive choices and I knew this would set me back more than £100 and just before payday I was really short.
The only solution was to borrow £100 from Wizzcash as there is no way that I was going to not give her these gifts.
The application was approved quickly.
I would like to thank my cousin for recommending them to me, as to be honest I didn't even know they existed as once before I used another loan company and was not overly impressed. I'm paying them back in 2 installments.

Review posted by Louise Evans

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm using Wizzcash for a loan to pay for my holiday this year. It will be the first big loan I've had from Wizzcash as I usually only borrow small amounts of no more than 200 and repay them over 3 months. This works out really well for me because the repayments aren't too much and don't take a big chunk out of my wages. I'm opting for the 12 month period to repay this larger loan otherwise it would be a bit of a struggle for me but because I'd like to pay it back before next summer I might try making a final repayment after the 6th or 7th instalment. Wizzcash dont charge an early repayment fee so it might be worthwhile me trying to do this if I can afford to. So far I have found Wizzcash an easy lender to deal with and that makes a lot of difference when you are taking out regular loans so I hope it stays that way.

Review posted by Ben Ardyce, Fordingbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Both of my previous loans from Wizzcash have been over a 3 month period and that seems to have worked for me in terms of being able to afford the repayments. I am borrowing the maximum amount this time and the 3 repayments option wouldn't have suited me at all because it would have used too much of my spare cash and the APR on a 3 month loan is much higher. So even though I didn't really want to take out a loan over a 12 month period I chose to do that and if I decide I can afford to repay the loan a bit earlier Wizzcash will allow you to do that without charging you an early repayment fee. So I feel as though I am getting the best of both worlds with this loan because the APR is much lower and I could have it all paid back within about 6 months if I budget for it carefully.

Review posted by Kate Callaghan, Southend-on-Sea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm a single mother of 2 teenagers.
My kids are wonderful and like most mothers I'm awfully proud of them.
However my 19 year old boy really made me angry recently when he ran up a £200 phone bill, calling his new girlfriend.
He was sorry, but It was mom who had to pay the bill, and after a nice long holiday I just couldn't afford it.
I had no choice and looked for a loan company.
I found many on line but Wizzcash caught my eye.
They seemed to be straight forward as everything was explained in detail on their page, and also I saw that they were FCA approved which assures me that they must be trustworthy.
They approved my application and explained the terms, interest rates and so forth in a professional manner.
Recommended!

Review posted by Monica Firestone

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm getting married next month to a wonderful man.
I'm not rich and I live from pay day to pay day and never have financial problems. My salary has always been enough.
My fiance is paying for the wedding. the food the drinks and even the bridesmaid's dresses, but I insisted on paying for my own wedding dress out of principle.
What I did not foresee was that the cost would be so high. How can they charge you £800 for a dress?
I was utterly shocked.
I had to borrow £300 from Wizzcash. No other choice.
I was so stressed...but thank the Lord this company was very patient with me and answered all my questions when I spoke to them on the phone.
The on line application was simple enough but I'm from the old school and like a friendly voice.
I'm paying them over 3 months so its no train smash.

Review posted by Paula Devon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I knew it might be a bit of a struggle paying back this loan from Wizzcash over a three month period so I have opted for the 12 month period instead. I think I may well be in a better position financially in the next 6 months in which case I'll be able to pay off the rest of the loan in one go.

One of the reasons I chose to go with Wizzcash is because there are no penalty charges for paying back the loan early. I always thought that lenders who penalised you for doing that weren't being fair and for that reason I would never choose to borrow from a lender that did that.

Wizzcash are a straightforward lender that is fair and competitive and so I will use them again if I need to and hopefully this loan might be paid off sooner and I won't be penalised for it either.

Review posted by Bob Ecclestone, Didsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I wanted to help my daughter out with some money problems she was experiencing and the only way I can do that is with a short term affordable loan for myself.

I used Wizzcash for the first time last year and borrowed enough to pay for a Summer holiday. I took the loan out over a 3 month period and had it paid off in time for Christmas.

I am doing the same with this loan because as much as I want to help my daughter I still want my annual Summer break to Spain with my partner and sticking with the 3 month periods that Wizzcash offer with their loans means I won't be taking on too much financial commitment at any one time.

Review posted by Veronica Mathews, Leyton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

What a wonderful weekend away we had on the countryside thanks to Wizzcash!
My girlfriend and I found a romantic spot near the lake and it wasn't even expensive.
We had been planning to go there since the beginning
of June, but expenses kept piling up so we kept delaying it.
Finally in August we booked and after borrowing £200 from Wizzcash we were able to enjoy this peaceful time without counting every penny.
The procedure and the whole process was very well explained.
It was clear to us exactly how Wizzcash works and we were delighted that everything happened the way they said would.
We decided to pay the loan back over 4 months as this way although we pay higher interest we don't feel it coming off my wages.
Its a company to consider if one needs a quick small loan.

Review posted by Alan Ashby

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  • Flexibility
  • Ease Of Use
  • Value For Money

I was so frustrated when my vacuum cleaner broke 1 week before my mother in law came to visit us for a weeks break!
I needed to buy another one rather quickly.
My sister couldn't lend me the money but pointed me in the direction of Wizzcash saying that she had used them before and they were hassle free, quick at approving or refusing loans and could be trusted not to lay hidden charges on me.
I did apply on line for £100 and was amazed how simple the whole procedure indeed turned out to be.
I only borrowed the money over 1 month and quickly paid it back, benefiting from a much lower interest rate.
Thanks Paula for recommending them!

Review posted by Linda Roberts

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  • Flexibility
  • Ease Of Use
  • Value For Money

Finally I found one loan company that puts it all down in black and white! No grey areas, no misleading and no tricking people with hidden charges and fees.
Its good to see, as I'm saturated with people not being honest.
I don't mind paying high interest rates IF I know before the time the figures and facts.
This is what I got from Wizzcash. Total transparency.
They lent me only £300 as it was my first application with them, but I paid exactly what they told me I would pay and on the exact day as stated. Great work. Thank you Wizzcash.

Review posted by Fiona Sestito

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I always prefer to use a company that I've heard good things about from someone I know and trust, rather than just reading their feedback, so when a friend told me about their positive experience with Wizzcash, I thought I should also take a look at what they could offer me. Their advice about which loan option was best suited to my needs was really uncomplicated and straight forward. They also informed me that if I decided to payback the loan early, then the total interest charge would be reduced, meaning that I could even save money if I managed to do this.

Review posted by Joanne Clark

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I first saw Wizzcash advertised on television. They advertised good representative APR rates, so I decided to check out their website. They met all the requirements of what I was looking for in a loan, so I decided to go ahead and take out an instalment loan. Their service was good from start to finish, but what impressed me the most was the speed at which I got the money into my account. Literally minutes after getting an approval on the loan I had applied for, the money was in my account. Exactly what I wanted, and when I wanted it - overall very good service.

Review posted by Gail Fort

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  • Ease Of Use
  • Value For Money

I don't go out much, neither do I long for a vacation. Staying at home makes me feel comfortable. However, sometime in your life you have to accept the fact that there's no escape. So when my younger sister and her fiancee planned to get married outside the UK I decided to follow them.

When she told me about her plan she must have noticed the 'dodgy' look on my face knowing me too well. 'If there was something'. After I explained her that my financial situation does not allow me to deploy a dissipating style of life she must have understood me very well.

Wizzcash is there to help you out, she said. I'd never heard of it before so I took a survey on the Internet which showed me what eventually was possible.

I went through the application form without much problems. Surprisingly I must say, as many parties do not accept my part-time job, but not Wizzcash. My long period of employment and credibility seemed to have done the trick. I actually found it quite useful for future 'expeditions'.

Ibiza is a great place, even for me. My sister had a perfect wedding and I didn't had a single moment of feeling homesick. Everything went well, for a great deal thanks to Wizzcash and their excellent service.

Review posted by Steward O'neill

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  • Flexibility
  • Ease Of Use
  • Value For Money

The only type of loan I had taken out in the past was a payday loan, as I needed money fast and wanted a no hassle, quick option. However, taking out payday loans has become a bit of a habit – because the money is taken out of my next pay cheque, I then don't have enough money to make it to the end of that month either. After a bit of research, I decided that an instalment loan would be a better option in order for me to solve my financial problems. Wizz Cash have really helped me with my cash shortage problem, and providing me with a different type of financial help has given me the chance to get back in control of my money.

Review posted by Abigail Craws

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  • Flexibility
  • Ease Of Use
  • Value For Money

I got my money from Wizzcash eventually but it took so long and by the time the money came through I really had got past the emergencie and was just using the money for no good reason now. In future when I apply for a loan I will tell them I need the money that same day or at the very latest a couple of days but having to wait a week was just a nightmare and I couldn't go to another lender because I had already agreed to this loan.

I should have looked properly on the loan comparison website and my girlfriend has said that she will do it for me in future but I suppose it's not really Wizzcash to blame its me for not checking them out properly. Maybe if I didn't need the money in such a hurry they would have been the right lender for me. So I am not saying they are a bad loan company.

Review posted by Wayne Dorney

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  • Ease Of Use
  • Value For Money

I decided that I needed a loan quite a while ago, but wasn't sure which type of loan was best for my situation. A friend of mine told me about an instalment loan they had taken out with Wizz Cash, and I thought this also sounded like a suitable option for me. What was great about Wizz Cash was that they didn't have a huge long list of requirements I needed to meet before applying for a loan, it was just an easy and simple application. Admittedly I probably wouldn't have turned to this company without my friends recommendation, but will certainly use their services again if needed in the future.

Review posted by Cecilia Adams

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm a busy person with a full schedule, so like to be able to do things efficiently in order to be able to have time to fit everything in. For this reason, when I was looking for a loan, the most important thing was that the application didn't take too much time and hassle. A couple of lenders I had looked at required me to print out forms and post them, or fill in forms the length of your arm. Then I found Wizz Cash, who offered the straight forward service I was looking for. I needed to wait for a letter verifying my approval, but that wasn't too much of a problem – I got the application over and done with in just a few minutes.

Review posted by Lizzie Carter

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  • Ease Of Use
  • Value For Money

I was going for a payday loan and went online to see what was available and then the instalment loan section caught my eye and I gave the website a quick look first. I am glad I did because the instalment loan option worked out to be a much better type of loan for me. I could just about have managed borrowing the amount I needed on a payday loan but the instalment loan I have ended up with from Wizzcash is so much more affordable and convenient for me that I will always consider one of these loans again when i need to borrow 2 or 3 hundred pounds again in the future. As I usually only take out one or two loans a year this could work out much better for me.

Review posted by Gary Cooper, Tonbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash is like a payday loan but with more affordable repayments over a longer period. I know it might work out a bit more expensive in the overall cost of the loan but personally I do find it a much more convenient way of borrowing small to medium amounts of money and I like using Wizzcash because they make the whole process as easy as a payday loan so I feel as though I am getting the best of both worlds. I think I would really only ever use a payday loan from now on if I was just borrowing a hundred pound or less.

Review posted by Lara Conway, Deptford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash are my favourite lender at the moment because up to now I have only ever used payday loans as a way of getting some spare cash in a hurry. I thought any other type of loan would take longer to get and when Wizzcash approved my loan quickly I didn't mind waiting a couple of days for the money to arrive but it is just nice to know that cash is on its way to you and that you have either 3 or 12 months to repay it depending on how much you have borrowed. I've only ever had a 3 month instalment loan so far but would definitely consider borrowing a bit more and repaying it over 12 months.

Review posted by Ryan Deakin, Beckenham

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  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash could do with speeding up their loan process a bit. I wouldn't call them Wizzcash more like it will take a while but we'll get there in the end. I know they are still a better option for me than my bank and their website is easy to use so I have no issues with any of that and maybe if I use them gain I won't wait until the last minute to apply for the loan in which case waiting a couple of days to get the approval won't be a problem. Their rates are fair and the 3 or 12 month repayment options are what attracted me to Wizzcash in the first place so for those reasons I would probably use them again in the future.

Review posted by Brendan Byrne, Stoke Newington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I wizzed through the loan application and found it very straightforward. I had to wait a bit for the loan to be approved which took longer than I thought it would but I think they are pretty thorough with their credit check and as I had not used Wizzcash before I suppose they have to be extra careful with new customers.

Now that I have used Wizzcash it means I should be eligible for a larger loan amount next time which might come in handy when I am looking for the money to pay for a holiday to Crete with some friends in September. So I had better make sure this loan gets paid back without any problems so that Wizzcash consider me favourably when I next apply for a loan. All in all, they seem like a pretty reliable lender with an easy to use website and competitive rates so I think I probably will go back to them for that larger loan in September.

Review posted by A Philpott, St Albans

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  • Flexibility
  • Ease Of Use
  • Value For Money

I'm going to Spain with a friend and we're going to be staying with her parents who live out there so we don't need a lot of money as bed and breakfast will be free I hope. We booked our flights ages ago and got really low fares so now what we do need is plenty of spending money as we will be hitting all the local bars and using the local taxi service a lot.

The only way I could get this money was with an instalment loan as a payday loan would just not be an option for me. I went online and found Wizzcash fairly quickly and it really didn't take me too long at all to get this brilliant loan which is just the right amount I need for spending money. I don't want to go overboard with the spending so the limit Wizzcash apply to first time customers suited me just fine and removed the temptation for me to borrow more.

I think I would use Wizzcash again as I found the whole thing very easy and convenient and I'm not paying too much in interest rates which was an important factor when I was choosing which lender to go with. It helped using the Readies loan comparison website which does a lot of the comparison work for you and narrows down the search for you. So I would definitely use them again.

Review posted by Caitlin Murray, Elmers End

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  • Flexibility
  • Ease Of Use
  • Value For Money

When I realised that I was short on money I had to do something about it. I had bills to pay and somehow my income that month would not cover all of them. So I looked into short term loan providers and found Wizzcash. After reading all their information, I saw that what they provide was perfect for my situation.
So I filled out the application form and went for it. I was a bit unsure about these kinds of loans as I had never tried them before. But now I am happy that I chose Wizzcash. It was really easy and they lent me the money so quickly. It just came right into my account. Now I can breath again as I have no debt.
Always going to recommend their service and if ever needed I will happily use them again.

Thank you!

Review posted by Veronica

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash are better than payday lenders because they give you much longer to repay your loan. I tried a few payday lenders but I could only afford to borrow small amounts that didn't really help me solve my cash flow problems. Once I found out about instalment loans I very quickly got on to using Wizzcash and they have been really great with both the loans I have had from them so far. This will be my third loan from them and I am borrowing enough to put a deposit on a holiday and I wouldn't have been able to do that with a regular payday loan. I'll definitely be using Wizzcash again even if I need a payday type of loan because they are much more flexible and their 3 month repayment option for small loans is perfect for me.

Review posted by Poppy Bleasdale, St.Albans

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I will definitely be using Wizzcash again after this loan. They have worked out a lot better than some of the other lenders I have used over the years. But I think in general loan companies have upped their game because there is so much competition out there now. Its definitely a borrowers market which makes a nice change.

I used payday lenders a lot when I first started working and they got me into some trouble but I am a lot more responsible now and wouldn't dream of taking on a loan that I couldn't afford to repay easily and fortunately with Wizzcash they make it even easier so I'll stick with them unless they change their rates or something or make it harder for you to get approved for their loans.

Review posted by Matt Carter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

If I plan ahead I use instalment loans instead of regular payday loans. Instalment loans are better in the long run for me because I can borrow a bit more and pay it back over maybe 3 months unlike the one off payday loans. I only use payday loans in a real last minute emergency because I prefer the instalment loan option and I have been using Wizzcash for this sort of loan. If I think I might need extra cash for the weekend I make sure I apply for the Wizzcash loan mid week that way I am guaranteed to get the money by Friday. I haven't used the 12 month instalment loan option yet but I wouldn't rule it out if I needed to borrow a bit more, say for a holiday or something. I am happy with the service Wizzcash give and I would recommend them.

Review posted by Gareth, Orpington, Kent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash is the current loan company I am using at the moment. I have tried several over the past couple of years, mainly for small payday loan type of borrowing. But this instalment loan option suits me much better. I don't tend to borrow much more than a couple of hundred pounds each time but occasionally I need just a bit more and the instalment loans that Wizzcash offer make it so much more affordable. It works out that you can afford to borrow more with an instalment loan but pay it back with 3 or even 12 monthly repayments. Its a good alternative to going cap in hand to your bank and I will definitely be using this form of borrowing gain and will stick with Wizzcash because I like how simple and straightforward the process is.

Review posted by Lisa Parker

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

A Wizzcash loan might not suit everyone looking for a loan but it was just right for me as my financial situation was such that the terms and conditions of a Wizzcash loan were tailor made for my requirements.

The application process was pretty straightforward and I made sure I had read all the company's profile before choosing them.

I don't know if I would use Wizzcash every time I needed to borrow money as my circumstances and needs may change from time to time but for the moment they are the ideal solution for my current cash flow problems and I am very pleased that Wizzcash approved my loan.

Review posted by Alan Carter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash certainly lived up to it's name when it approved my loan recently. I found the application process fairly straightforward but was worried that they would take a while to do all the required credit checks and earnings verification, but I happy to say that wasn't the case.

To my pleasant surprise Wizzcash completed the whole process the same day and the letter confirming that they had accepted my application arrived with a couple of days.

I will definitely use Wizzcash again and as instalment loans go they are a very good deal compared to some other companies I looked at.

Review posted by Barnaby Denham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am not saying that I would endorse installment loans per se, but what I am happy to do is say that if you really must use this form of borrowing money then you can't go far wrong with a loan company like Wizzcash.

I have just taken out an installment loan with Wizzcash and it is the first loan of this type that I have ever had but it had to be done and hopefully it won't be something I have to do on a regular basis. But I had to get some extra cash in rather a hurry and this loan from Wizzcash was the best option for me.

No rip off interest rates, no legal jargon to confuse me. Just a straightforward loan clearly stating what the repayments are going to be and what the length of the loan period is. So for the moment my temporary cash problem is solved and in 3 months time my loan will be paid up too.

Review posted by Barbara Appleton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My mate at work recommended Wizzcash to me when I told him I needed to take out a loan that allowed me to pay it back over a longer period than the usual payday loans.

He had used them several times and as he is in a similar financial situation to me I felt pretty sure I would be approved for their instalment loan.

I am glad to say I was right and after the usual process of credit history checks and earnings verification Wizzcash wrote to me within 2 days to say I had been accepted for the loan and the money was being transferred into my bank account that day. Excellent service from the very start and I would definitely recommend them to other people.

Review posted by Colin Egerton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have just finished paying off my first ever Wizzcash loan and wanted to post a review just to say how impressed with the efficient and professional way in which Wizzcash processed and approved my instalment loan.

I appreciated the help I got from their Customer Services team during the process and the advice they gave me allowed me to make a much better informed decision when agreeing to their terms and conditions. When they wrote to say I had been approved the loan I was very pleased and knew exactly what I had signed up to repayments wise. I would definitely recommend Wizzcash to my friends and family.

Review posted by David Ferguson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash does just that, after you complete your loan application and they do the necessary credit history checks and salary verification, if they are satisfied with everything they wizz a letter off to you and confirm they have accepted your application. Another wizz later and they have transferred the money into your account.

I like the word wizz as it means I am not hanging around wondering if the cash I desperately need is going to be available to me sooner rather than later. I will definitely use Wizzcash again in the future and have already recommended them to a friend.

Review posted by Edward Gray

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My instalment loan with Wizzcash has been a great help to my financial situation and it has helped me get back onto an even keel after several months of uncertainty regarding my ability to make ends meet each month.

The injection of cash from Wizzcash gave me the boost I needed to clear some overdue bills and start the next month with a healthy looking bank balance.

I would use Wizzcash again as it has worked for me and I know a few friends of mine that could do with the same help and so I have recommended Wizzcash to them.

Review posted by Frank Harmsworth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I just wanted to say thank you to Wizzcash for the recent loan they gave me. I needed to borrow a sum of money at short notice but couldn't afford the usual payday short term loans that are available. That's when I started looking for an instalment loan option.

After checking online I decided Wizzcash was my best option and I applied straight away. I was so happy and very relieved when they wrote to say that they had approved my loan and that they were transferring the money immediately. I will definitely use Wizzcash again if I need money in an emergency.

Review posted by Geraldine Isleworth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

A few days ago my laptop all of a sudden got broke. Totally dead. The motherboard I guess coz it just shows a black screen at startup. This usually occurs to me on a moment that I simply can't have it, financially spoken, so I panicked, more or less as I need it for my work every single day. I decided to talk it over with a colleague, asking him if in these occasions the company could provide me one, but the answer was no.

At last he advised me to have a look at Wizzcash for a short installment loan. At first this didn't seem a good idea to me as I'm not used to solve my debt problems this way but there simply wasn't another solution.

What attracted me was the simplicity of how it works and the few demands Wizzcash needs, so I decided to fill out the online application form still having this restraint feeling. At my surprise my request got honored within the same day! No annoying questions asked, just a few necessary to process the loan.

The result was even more surprising. Well, it was for me, as yesterday my loan was approved and I can continue my work as if nothing happened. Thanks to Wizzcash.

Review posted by Mr. Broke

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have used Wizzcash several times now and they have always been very satisfactory for the type of loans I need. I don't have the time to constantly search for better deals when I need to borrow money quickly so when I find a loan company that works for me I stick with them unless their terms and conditions no longer suit me.

I am happy to say that Wizzcash are still giving me the service I need and their terms and conditions are still acceptable for my personal requirements. I hope that continues to be the case for a bit longer.

Review posted by Helen Jefferson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have never used this type of loan company before and Wizzcash was recommended to me by a work colleague. I didn't want to waste time trawling through loads of loan companies online and was happy to take advantage of his personal experience with Wizzcash as I respected and trusted his judgement on matters such as this.

I am glad to say my work colleague's recommendation was spot on as Wizzcash approved my loan with terms and conditions I was happy to agree to and when they wrote to say they had already transferred to money into my bank account I was very impressed and very very happy!

Review posted by Ian Kiddiman

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash loans have been very helpful to me over the last few months and the instalment loan option has been a real life saver for me recently. I have a good job and earn a fairly reasonable salary but occasionally things crop up that I just cannot budget for in advance.

Taking out a loan has been my only choice and so when I used Wizzcash for the first time and found that they were a company I could trust I prefer to use them each time. Obviously if I ever have a bad experience with them then I would look at other loan companies for future loans. However, I am very happy to say that has not been the case so far.

Review posted by John Lambert

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Car troubles have been the bane of my life in recent months and the cost of repairs have dented my finances considerably. This in turn has created more problems for me and it was beginning to look like my bank balance was never going to recover from it.

I had never relied on loans up until now but I was coming to the conclusion that unless I had a nice win on the lottery there was no other option but to take out a loan.

I am hoping that this instalment loan with Wizzcash is just going to be a one off but I if I do need to get another loan I will definitely go to Wizzcash first as I couldn't fault the service I have had from them.

Review posted by Keith Mansfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am sure there are probably better loan companies for other people's requirements, but Wizzcash has proved to be the right choice for me. I have had two instalment loans from them in the past year and they have been the ideal solution for my occasional cash flow problems.

Once you have used a loan company and got to know how they operate it makes things so much easier when you are applying for another loan. So for me personally it makes sense to stick to what you are used to. I would recommend Wizzcash to friends if they asked for advice about instalment loans.

Review posted by Michael Peters

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My best friend suggested I get a loan with Wizzcash when she begged me to go on holiday with her after she had just split up with her boyfriend and I told her I really couldn't afford to take another holiday having just got back from Spain with my parents.

After plenty of emotional blackmail I gave in and applied for an instalment loan with Wizzcash and to my relief and my friends also, they approved the loan and transferred the money into my bank account.

We have just got back from our girlie holiday and guess what, my friend is back with her boyfriend, aaargh!!!

Review posted by Natalie Perkins

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I used my instalment loan with Wizzcash to treat my hardworking parents to a nice weekend away at a spa hotel. They have always been such good parents and I know how much they have sacrificed to give me and my brother the best possible start in life so I felt it was about time we gave something back to them.

My brother and I had both put some money by each week for the past couple of months but we still needed a bit more and as I had saved up the least it was down to me to get the loan to make up the shortfall.

Wizzcash was the perfect loan company as their terms and conditions suited me and I was happy with the repayments schedule. As soon as they wrote to confirm the loan had been approved I booked mum and dad's spa weekend and my brother and I took them out for a special meal with the money we had left over.

Review posted by Olivia Randall

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am writing to say thank you to Wizzcash for all the help their customer services young lady gave me when I was applying for an instalment loan recently. I was experiencing some problems with the online application process and had to call the Wizzcash helpline. The young lady was extremely helpful and didn't patronise me when I asked her to explain everything in simple terms as some company's customer services people have a tendency to do.

I really wish I could remember the young lady's name and I'm kicking myself for not writing it down but I am hoping she has read this review and knows it is her.

Review posted by Pauline Slattery

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have a very busy job and I am literally on the go all the time so when I needed to apply for a loan I didn't have time to waste checking out loads of loan companies online.

The name Wizzcash caught my eye and I decided to give them a try after reading their website profile and terms and conditions.

After the application process I was more than happy that I had chosen them so I was just anxious to know if they had approved the loan. To my surprise and relief I got a letter the next day to say they had approved the loan and were transferring the money into my bank account immediately. Now that is a company worthy of it's name Wizzcash!

Review posted by Richard Tremayne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I took out an instalment loan with Wizzcash to help me pay for a new boiler after my old one finally gave up on me . I was anxious to get the new replacement one before the winter and with our typical British weather it seemed as though we had fast tracked straight through Summer and were already firmly into a rather chilly Autumn!

I am pleased to say Wizzcash approved the loan and confirmed everything in writing within a couple of days enabling me to get straight on to the task of sorting myself out with a new energy efficient boiler in time for another great British Winter.

Review posted by Steve Underwood

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My wife suggested the idea of taking out an instalment loan when I insisted we couldn't afford to re vamp our kitchen yet again, having done it only 5 years ago. As she can be a bit like a dog with a bone I knew I wouldn't get any peace until she got her way so I did as she suggested and applied for an instalment loan with Wizzcash after enlisting the help of my computer mad son who, by the way, is writing this review for me as my typing skills are virtually non existent!

Anyway, to cut a long story short, I got the loan, my wife got her revamped kitchen and everybody is happy. I wonder how long it will last though!

Review posted by Thomas Vaughan Evans

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My elderly parents love nothing better than to settle down every evening to watch their favourite television programs and last year I treated them to a brand new flat screen TV.

However in recent months mum has been poorly and confined to her bed which meant she wasn't able to watch her soaps, Coronation Street being her all time favourite. So I decided I would do my best to find the money to buy them another TV for their bedroom. The cost of the new TV and paying to have an TV aerial point put into the bedroom was a bit difficult for me to afford but I didn't want to wait too long as they aren't getting any younger. My daughter helped me apply for an instalment loan with Wizzcash as she had just taken one out herself and I am so glad that I took her advice. Mum is up and about again and able to watch TV from the living room but she admits she occasionaly sneaks upstairs to watch Corrie, as she likes to call it, in peace and quiet without dad interrupting her

Review posted by Vincent Whitehead

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is my first experience of instalment loans and I chose Wizzcash on the recommendation of a friend who uses Wizzcash regularly.

I particularly liked their straightforward website profile as it was easy to understand and not full of legal jargon. Once I had read everything a couple of times and felt confident that I knew what I was agreeing to I made the application and waited for them to approve the loan or not. I am happy to say they wrote and said the loan had been approved and that the funds would be in my bank account the next day.

I was very impressed with the the speed and efficiency of Wizzcash and would certainly use them again if I need another loan.

Review posted by Wayne Aviemore

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My new dream flat had turned out to be a bit of a nightmare once I moved in. The main problem being the bathroom which had suddenly started to leak from every possible water supply, the shower being the worst offender. After several weeks of constantly having to mop up every time I had a shower I decided that I needed to spend some money on the entire bathroom and bring it into line with the rest of the flat which was in a much better condition.

I needed to get a loan fairly quickly but didn't want to rush into committing myself to one that didn't suit my financial situation as the last thing I wanted was to compromise myself financially now that I had the responsibility of a mortgage.

Wizzcash's instalment loan was just the right loan for me as the repayments for the amount I wanted to borrow and the loan period suited me perfectly and so I went with them and was very happy when they approved the loan.

I now have a very stylish non leaking bathroom and a loan that is almost paid off without any problems making the repayments.

Review posted by Alison Chumleigh

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

It took 3 days before i got my money so I'd hardly call it Wizzcash. more like hang around for a couple of days before you get approved for the loan and then get your cash. i prefer payday loans because you get your money quicker but i couldn't get the amount i needed on a payday loan so had to get this instalment loan instead. now that i have got the money its great and 3 easy repayments are better than the one big pay back with a payday loan but i just wish i could have got the loan quicker. maybe next time when i won't be a first time customer Wizzcash will be able to process my loan quicker. i hope so because i would use Wizzcash again instead of taking out another payday loan.

Review posted by Jason, Banstead, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My Wizzcash loan helped me to buy a bigger car when I needed to facilitate a new baby and all the stuff that is involved every time we leave the house. My parents helped out a bit with the cost of it but I still needed a couple of hundred quid to get the car I wanted. So that is why I went to Wizzcash as they had helped me out with a previous loan and I had been more than happy with them. I would like to take this opportunity to thank them for their help with both the loans I have had from them and I would definitely recommend them to friends and family.

Review posted by Billy Dalgliesh

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I chose Wizzcash because they let you have longer to repay your loans than a payday lender does but they are just as easy to apply for as most of the payday lenders and their much better than going to my bank for a loan.

Up to now I have been using payday loans but now that I have tried this instalment loan with Wizzcash I really don't think I would use a payday loan again unless it was a real emergency.

Wizzcash are fairly quick getting your money to you but they still take 2 or 3 days whereas a payday loan is usually the same day, thats my only criticism.

Review posted by Kelly, Bishops Stortford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My instalment loan with Wizzcash is now paid off and I am thinking of applying for another one to help me out with a few things I would like to get in time for Christmas, a dining table and some chairs for a start as it is my turn to have the family, which is fortunately not too large in number, for Christmas dinner and I don't they will be happy eating their turkey with a plate balanced on their lap! I have seen a really nice table and chairs advertised in my local paper and will apply for my loan with Wizzcash immediately after I have seen the furniture and decided it it is worth the money.

Review posted by Ciaran Edwards

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have used several loan companies over the past couple of years and not all my experiences have been worthy of me using the same company twice, but I have to say that is definitely not the case with Wizzcash.

This is my third loan with them and I really like their instalment loan option as it seems to be the ideal way for me to borrow money at short notice. Also there are benefits for repeat customers such as being eligible to borrow more which is a big plus point for me.

For the time being I am very happy with Wizzcash and will continue to use them unless their terms and conditions no longer suit me.

Review posted by Deborah Flintmore

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My mum told me about Wizzcash when I mentioned that I was thinking about taking out a loan so that I could buy my boyfriend a watch for his 30th birthday. She is very good at keeping up to date with all these sorts of things and is always on the internet checking out different companies and their products.

So as she had done all the tedious research work for me it seemed sensible to take her advice and go with Wizzcash and I am so glad that I did because they were just the right loan company for me and my loan application was approved in no time and as soon as the money was paid into my bank account I went a bought my boyfriend a really nice watch. Now he has absolutely no excuse for always being late!

Review posted by Elaine Greenaway

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is my first loan with Wizzcash and I am finding myself wondering why I haven't taken out a loan like this before. I didn't realise how easy and straightforward it could be and the repayment schedule for the money I am borrowing is much more affordable than I realised it would be.

The negative image that some loan companies have caused is definitely not deserved by a company such as Wizzcash as I can honestly say they have been excellent right from the word go and I will most certainly be using them again. I have even recommended them to all my friends at the local bowls club.

Review posted by Fred Hutchinson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have used instalment loans quite a bit over the past few years to supplement my salary and have generally been satisfied with my experience of them. So when Wizzcash went out of their way to accommodate me with recent loan application I felt that I wanted to write and thank them personally for all their help and advice. I feel they definitely went that little bit further with their efforts to accommodate my specific requirements and I just want to say a big thank you to everyone at Wizzcash for making my loan possible and it goes without saying that I will definitely be recommending them to my friends.

Review posted by Gayle Idemount

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am not one for posting reviews as a rule but I was so impressed with the treatment I got from Wizzcash when I applied for my first ever instalment loan with them that I felt I really should give praise where praise is due.

Wizzcash were absolutely wonderful when I explained that I had applied for a loan like this before and their customer services department were brilliant in explaining anything I wasn't sure about.

I truly am very grateful to them for all their help and advice and the fact that my loan was approved and the money paid into my account within a couple of days is an added bonus.

Review posted by Heather Johnstone

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I asked a good friend to recommend a loan company as I knew they used them regularly themselves and they always seemed to be financially stable and debt free so I figured they must be doing something right as we both get paid a similar salary and have similar outgoings each month but I am always the one short of cash especially just before pay day.

When they suggested Wizzcash I decided to check them out online first and was pleased to find that I agreed with my friend that Wizzcash seemed like a good bet. Suffice to say, I applied for a loan with them which they have approved and I am putting the money I have borrowed to very good use.

Review posted by Isabelle Kirby

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My best friend's hen weekend and wedding had seriously depleted my bank balance and I needed to sort out some unpaid bills before Christmas.

I started look online for a suitable loan company and liked the look of Wizzcash as their terms and conditions seemed very straightforward and easy to understand. After working out how much I needed to borrow and how much I could realistically afford to pay back each month I took the plunge and applied for the loan.

I am happy to say that Wizzcash were more than happy to approve the loan with the required repayments being near enough the same as my estimation and I have just had written confirmation of the loan and the money is being transferred into my bank account today. Yippee!

Review posted by Jocelyn Leyton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Well Wizzcash haven't been able to help me and i need help today, so i am not impressed at all. I am not keen on these automated Credit Checkers either as i think they are not so flexible as a human!!

Was re-directed to a Broker but i want a Lender, not a Broker as they keep sending you on a wild Goose chase!! Have had some dodgy emails too.... so my review isn't good!

Oh well, onwards and upwards as they say..... somewhere, but not with Wizzcash obviously! Shame about that.

However, you application process was pleasing to the eye...

Wish YOU could have helped me Wizzcash!!

Review posted by TechieOne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My car had just failed it's MOT and I needed to buy 4 new tyres.
I hadn't budgeted for such a big outlay and didn't have the spare cash to purchase them but
had to get my car back on the road as soon as possible because I needed it for work.

Wizzcash was able to offer me an instalment loan almost immediately after doing the relevant
credit history checks and guaranteed the money would be available to me the next day.

So I got straight on to the MOT centre and told them to fit the new tyres as soon as they
could so that I could get the car back on the road ready for work the next day.

Thanks! I wasn't inconvenienced with regards to getting to work as the
journey by public transport would have been a bit of a nightmare.
So I am very grateful to them.

Review posted by Bill

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I took out an instalment loan to pay for a trip to Marocco with some
friends of mine. It was a last minute thing so I hadn't budgeted for it, which is how I normally
pay for these sorts of things.

I really wanted to go as i had never been. Me and my friends have been on several holz together and had a splendid time so I was willing do to whatever it takes to get the money together.

I opted for the instalment loan as opposed to their short term loan as I didn't want to
put pressure on myself when the repayment was due with my next months salary.
This way I am able to make the affordable repayments each month and my bank balance is still
healthy and firmly in the black.

Review posted by sharon terringham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wizzcash provide a valuable service to people like myself who are very responsible
when it comes to money but because they don't earn a huge salary they are sometimes limited
in their spending through no fault of their own.

Just because I don't earn a lot that doesn't mean I can't take advantage of a loan facility
provided I can make the repayments without compromising myself financially.
That is why I always go for the instalment loan option as it allows me to borrow a decent amount
but pay it back in smaller repayments over a longer period of time.
It's commonsense when you just think about it and they seem to think they same way.

Review posted by Glenn McConnaghey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money