Credit On Demand

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Company Information

  • Company Name:
    Credit On Demand
  • Website Address:
  • FCA IP:
  • Business address:
    Wisteria Camrose House, 2A Camrose Avenue, Edgware, Middlesex, HA8 6EG
  • Phone number:
    0203 286 5225

Credit On Demand is a provider of short term loans that create a safety net for clients when they are in need of extra funds. The convenient financial services offered by Credit On Demand help customers make ends meet and avoid overdraft fees.


To use Credit On Demand’s services, customers must be residents of the United Kingdom. They also need to be over the age of 18 and be employed with a regular income. The other major requirement is a bank account that offers internet banking features. Customers of Credit On Demand must meet these eligibility requirements, and they must also supply some personal information to be approved for a line of credit.


Credit On Demand offers a credit line of up to £500 to approved customers. Those who are approved can receive funds within about 15 minutes of approval, and repayment of the borrowed funds will involve a charge of 0.8 percent per day. There are no additional fees. The charge of 0.8 percent per day means that customers will have to pay 80p for every £100 borrowed each day for a period of 40 days or less.


Once approved, funds may be requested by the customer by logging into an account dashboard. Credit On Demand allows customers to avoid overdraft fees by linking credit line funds to a bank account. If the customer withdraws or charges enough money to the bank account to cause an overdraft, funds from the Credit On Demand credit line will be deposited into the bank account to prevent the overdraft.


It’s very convenient to pay back previously deposited funds when money comes back into a bank account. This means that those who use Credit On Demand’s services don’t need to do anything other than let deposits go into their account to take care of repayment. Credit On Demand automatically debits repayment from customer bank accounts. However, Credit On Demand will never take enough out of a customer bank account to cause an overdraft.