Credit Star

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Company Information

  • Company Name:
    Credit Star
  • Website Address:
  • FCA IP:
    675392
  • Business address:
    17 Hanover Square, London, W1S 1BN, United Kingdom
  • Phone number:
    020 3695 7544

CreditStar (https://www.creditstar.co.uk) is a payday loan lender based in London. CreditStar offer their services to a total of 8 different countries and define themselves as managing their client relationships with a positive tone, being respectful and friendly throughout.

CreditStar are a direct lender and are fully authorised by the FCA. They pride themselves on their customer service and 94% of their customers feel that they are a great help.

APPLICATION REQUIREMENTS:

To be eligible for a loan from CreditStar you need to be an employed UK resident at least 18 years of age, have a UK bank account with a debit card, a mobile telephone number and an email address.

LOAN AMOUNT AND CHARGES:

CreditStar offer loans of between £100 and £700 but first time borrowers are limited to borrowing £300. The interest rate on the loan can change depending on the amount of time you wish to borrow for, this can all be decided before you agree to the loan. There are no hidden fees and everything is straightforward and transparent.

PROCESS:

The application process with CreditStar is very simple. There is a slider on the homepage that allows you to choose the amount and duration of the loan. At the side the interest rate and total amount repayable is clearly illustrated. If you then apply you fill out a short form and then wait for an email to be sent to you. Once you have confirmed your email address you then need to fill out the rest of the application form.

PAYMENT:

If your application is successful, the loan can be transferred to your bank account within 30 minutes. Loans are only granted between the hours of 9am – 8pm, 7 days per week.

On the due date, the full amount of the loan plus any interest is collected from your bank account. You will receive a text message and email 3 days before the payment is collected to remind you that repayment is due.

There is a £15 charge plus a daily interest rate of 0.8% for late payments. If you have difficulty in making any repayment then you should contact CreditStar directly.

16 Reviews of Credit Star have been submitted - read the latest 3 below

My son just had his 18th party and I wasn't going to have it in my house so I booked a venue for him but I didn't realise it would be so expensive and I had to pay for damages that were done by his drunk pals as none of them will own up to who done it. My son can't even pay for it because he doesn't have a job.

I took the loan and 2 hours later I paid off all of the charges and costs. Thank goodness they pay you so fast because they were phoning me all day saying that they were going to start charging me more per day I didn't pay.

Thanks for the fast service credit star!

Review posted by MaryB

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Last month me and my partner moved in together into a flat. We have to decorate it as it was old and needed freshened up. I went to the shop and looked at how much it would cost for us to do everything. We estimated it would cost around £850. Because I have used credit star I could take out £700 and my partner applied for the first time to take out £150. We both got accepted and we had the money on the same day and started decorating on the next. Couldn't be happier with the speed of the loan and I don't have any complaints.

Review posted by Marcos

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

If I ever need fast cash I don't mind paying the interest rates on payday loans. Its not something I would do all the time but it definitely is a good option for occasional financial help. For how fast the service is I don't know how anyone can complain about the interest rates on payday loans when they are using money in your account in half an hour. Its crazy that there is a service that takes a matter of minutes to sign up for and in around 30 minutes you can have hundreds of pounds in your account ready to be spent on whatever you desire.

Review posted by Jeff

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money