Direct Money

Visit Site

Company Information

  • Company Name:
    Direct Money
  • Website Address:
  • FCA IP:
    621775
  • Business address:
    Chromevalue Ltd, Bemin House, Cox Lane, Chessington, Surrey, KT9 1SG
  • Phone number:
    08000 542235

DirectMoney is a respectable and ethical UK payday lender that specialises in getting quick cash to consumers who need it. They charge an interest fee plus a £5 fast processing fee for any consumers who receive an approval for an advance. The easiest way for a person to apply is by completing an online form.

Payday Loan Amounts

The first time a person applies with DirectMoney, he or she can receive up to £250.00. For subsequent lending, the company may lend a borrower up to £1,000. To receive a wage day advance in the UK, the applicant must be 18 years of age or older. The individual must also have residency in the UK, and a UK bank account. The reason a bank account is required is because DirectMoney will transfer the loan into your account once approved. When the time comes for that person to repay the advance, the company will withdraw the funds from the same bank account.

Speed of Service

Someone who applies for payday advance today may be able to receive the funds by 5pm the same day. DirectMoney works hard and fast to get its clients the funds they need for emergencies.  All DirectMoney cares about is getting that person the funds that he or she needs.

DirectMoney stands out from the rest of the lenders, because it is upfront about its charges and processes. The tool on the home page and the buttons with information about the responsible lending process and fee explanation help potential clients to develop a sense of trust in the company.

18 Reviews of Direct Money

Editors Pick
I’ve used Direct Money twice now. It’s very easy to get a loan from them as long as you live in the UK, have a job and a regular salary that goes into your bank account. You also need to have a debit card attached to that bank account. It’s all pretty simple, as far as I can see. They do a credit check and all the usual stuff when you apply but my credit rating isn’t fantastic and I was still approved.

The first time I applied for a payday loan from Direct Money I got £400, which is the absolute maximum you can get the first time. It worked out to cost £500 in total with the interest and fees which wasn’t as bad as I expected, and an extra £5 was added for the quick payment fee- definitely worth it when you get your cash in your account minutes after having your application approved. I had no problem getting the money back to them within the month, and it was completely fine all around.

Once you’ve had a loan from them once with no hitch they raise the amount you can get at any time, so when I needed a bit of cash a year later for the second time I got £800. That was all fine too, and I had no problems with Direct Money whatsoever.

What I like about Direct Money is that everyone on their site is clear, simple and straightforward. There’s no confusing small print and they explain everything properly so you don’t end up getting charged more than you expect. They seem like a good, responsible company and I’d most definitely use them again if I needed to.

Review posted by Dale in Swindon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

good will use agin

Review posted by Chris Brindle

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

i just wish banks were this easy and maybe the uk wouldt have as many problems

Review posted by john1

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

lost of job needed some repairs to my car and managed to get cash quick no problems using a quick loan company

Review posted by john2

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was hesitant to apply despite everything but I did and got fully funded.

Review posted by SillyBoy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

They were quick on let me know that they had denied my application for a loan. Better luck next time, I hope.

Review posted by Penniless Pete

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Staff is very helpful and professional.

Review posted by Pizzalover

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Easy to get a loan here. They do not ask much and you can get rid of them really fast.

Review posted by Terry Pritchard

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was really unsecure about applying for a loan in the here. A woman in my age do not understand this kind of business and was afraid to give my data and then being burglarized or something. But thank goodness everything went well.

Review posted by Mikaela Rosanova

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I highly recommend.

Review posted by Ursula

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Applied for the first time and asked for £300. I’m not sure how but I got it the next day.

Review posted by Petula

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Got refused. BS

Review posted by Angry Andy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Last Friday applied for the second time. Got declined the first time. Hope for a better answer now.

Review posted by Beer Money Needed

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I submitted an application and then checked out the reviews. Should have done it the other way around.

Review posted by Dave Gibson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have no complaints at all. Everything went well with my loan.

Review posted by Happy Chappy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

i needed a wage day advance and a work firend told me about this company and directmoney made it easy to apply online

Review posted by Lisa Finnegan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

i only needed 150 to go towards a car mot and direct money let me have to money to get my car back on the road

Review posted by Brian Roxburgh

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Applied, got it, paid it. Will apply again if necessary.

Review posted by Brent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money