Dot Dot Loans

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Company Information

  • Company Name:
    Dot Dot Loans
  • Website Address:
  • FCA IP:
    713984
  • Business address:
    Kingston House, Centre 27 Business Park, Birstall, Batley, WF17 9TD
  • Phone number:
    0330 045 0725

Dot Dot Loans (https://www.dotdotloans.co.uk) may well be a new name in the market but the parent companies have been around a while. Dot Dot Loans is a trading name of Shelby Finance Limited and are owned by Morses Club PLC which according to their website have over 130 years experience in the loan arena.

APPLICATION REQUIREMENTS:

Most of the requirements in order to determine eligibility are fairly standard. For example, you will need to be 18+, have a UK bank account with debit card and be a permanent UK resident. On top of that you will need to have an income of at least £10,000 per year paid into the bank account you specify during the application process. You’ll also need to provide a valid e-mail address and phone number – both verifiable.

LOAN AMOUNT AND CHARGES:

There are no hidden fees associated with Dot Dot Loans. The amount you pay will be your desired loan amount plus interest. The total interest paid will be determined by both the loan amount and the period you take the loan over. Dot Dot Loans offer a maximum loan amount of £600 for new customers right up to £1250 for existing customers.

The amount you are offered may be less than that requested as Dot Dot Loans will perform their own afford ability checks based on the information you supply them with along with a regular credit check.

PROCESS:

All you need to do in order to take out a payday loan with dot dot (providing you meet the eligibility criteria) is head over to their site and fill in the online application form. Assuming your application has been successful you’ll then be asked to confirm the loan.

If you’re applying within the hours of 08:30 and 16:30 – your loan will be sent to your designated bank account within the hour. If you apply outside of these hours you may receive your loan the following day.

PAYMENT:

The initial loan is paid directly into your bank account once processed and subsequent repayments are made directly from the same bank account on a monthly basis via the Continuous Payment Authority system. This is similar to a direct debit. You can specify your repayment date but it would usually be assumed to be the date you get paid from your employment.

17 Reviews of Dot Dot Loans have been submitted - read the latest 3 below

When my phone was broken I needed to take out a small loan to replace it. Dot Dot Loans were my first choice because they offer fast loans with reasonable application requirements. The interest rate is determined by how much you take and how long you decide to pay it back. I paid my loan back over 2 months so it was really cheap.
The application form on the dot dot loans website is easy to fill out and I knew I had been accepted later the same day. I was really happy with my loan from dot dot as they make it easy and affordable to take out a loan.

Review posted by Jacqueline Preston

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I needed a loan quickly and Dot Dot Loans got me it. The application is really simple and I knew I had been accepted the same day applied. I needed the money fast and I had it less that 2 hours after I applied because I applied before 4:30.
The loan is easy to repay as they money is taken from your bank directly every month. You don't need to manage the payments just make sure you have money in the bank. Dot Dot Loans make taking out a loan extremely easy. The process from start to finish takes less than a few hours.

Review posted by Ben Cowie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Dot Dot Loans helped me pay off my bills when I was really struggling to stay afloat. I borrowed £400 over 3 months to cover my bills and I had the money later that same day ready to spend. The application requirements are fair and easy to meet.
Dot Dot perform a credit check and affordability check so you know if they offer you a loan you van afford it. I would recommend Dot Dot loans to anyone after using them. The whole process was easy. The repayments are taken from the same bank your loan went into every month. It is easy to manage all you need to do keep enough money in the bank.

Review posted by Gareth Jones

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money