Lending Stream

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Company Information

  • Company Name:
    Lending Stream
  • Website Address:
  • FCA IP:
    689378
  • Business address:
    Lending Stream, Wisteria Grange Barn, Pikes End, Pinner, London, United Kingdom, HA5 2EX
  • Phone number:
    0203 365 0133

Lending Stream (https://www.lendingstream.co.uk/) are an alternative payday loans provider based out of the United States but with offices in the United Kingdom. Where Lending Stream differ from other payday loan providers is they offer repayment of their loan products over a maximum of 6 months as opposed to the regular 30 days like most lenders.

Lending Stream are one of the most well known and reputable companies in the business and have a 94% customer satisfaction rate.

APPLICATION REQUIREMENTS:

Whilst Lending Stream are a global company, if you want to apply for their UK offerings then you need to be a full time UK resident. You also need to be over 18 and have a regular income paid into a UK bank account. This account is where the loan will be sent (should you be approved) and also where any payments towards your loan will be taken from.

LOAN AMOUNT AND CHARGES:

Lending Stream allow you to borrow anywhere from £50 right up to £1500 (subject to status). As mentioned above, should you choose to, you can take these loans over a long period (up to 6 months) however interest is based on a daily rate so like with any loan, the quicker you pay it back, the less you will pay overall.

There are no application charges when applying but if you are late with a payment you will be charged a £15 default fee.

PROCESS:

Lending Stream have an extremely fast application process. You can complete the entire thing in around 5 minutes give or take as they only ask the most basic questions. Once you submit your application, their system will perform a credit check but also analyze your personal information to determine what loan amount to offer you. Should you be accepted you’ll be notified on screen and you can then decide whether or not to proceed with the loan.

PAYMENT:

All loan payments are sent same day to the bank account you specified during the application process. Repayments against your loan or the full amount should you decide to clear the loan early will also come from this bank.

17 Reviews of Lending Stream have been submitted - read the latest 3 below

i went to lending stream for a quick loan when I needed a lawyer. The loan service provided to me was fantastic. Just a few hours after applying online I had the money ready to spend. The loan was easy to repay with the per day interest rate.
The process was so fast which was great as I knew I had been accepted and could stop worrying about it. You also have the option to fully clear the loan early which would save you a lot of money. The loan from lending stream was great and I would use it again in the future.

Review posted by Theresa Richards

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Lending Stream provided me with a loan 4 weeks ago and I just paid it back. It was easy to apply for a loan, the online application took me less than 5 minutes and I had been offered a loan later that day. The money was transferred to my bank within 2 hours ready to spend. I was really impressed with how quickly I had the money.
The loan was reasonably priced too due to the er day interest rate. I was able to save a fair chunk of cash by making bigger payments to pay it off a bit quicker. I can't stress enough how easy the loan was.

Review posted by Danny Johnson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When I repaid my loan from lending stream I couldn't believe it was so easy. There are no application fees and the application takes a few minutes. I even had the money on the same day which was helpful as I didn't need to worry about it.
The interest rate per day means that I could save money by paying the money back quickly and it was really comforting as before hand I was wary of how expensive loans could be.
The loan was great I couldn't have expected a loan to be so painless. I would definitely return to lending stream.

Review posted by Fred Black

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money