Peachy (https://www.peachy.co.uk) is a direct lender based in Manchester, run by Cash On Go Ltd. Â They are fully regulated by the FCA.
Peachy pride themselves on “No hidden fees. We never had them, never will have”.
APPLICATION REQUIREMENTS:
To apply for a loan from Peachy, you need to be 18+ and a UK resident. You will also need a debit card, mobile phone and email address. They do not accept applications from people who have had a CCJ in the last 6 years.
LOAN AMOUNT AND CHARGES:
Peachy offer loans from as low as £50 up to £700.  The loan can be repaid over terms from 14 days to 12 months. There is no application fees or hidden charges; you only pay repay the borrowed amount plus the interest.
PROCESS
The process for getting a Peachy.co.uk loan is very simple. You just need to fill in the application form, which is 100% online. Typically you will get an instant decision then if your bank operates Faster Payments the money can be in your account within 15 minutes.
PAYMENT:
Your loan will be transferred directly to the account you provided during the application process. If your bank uses Faster Payments this will usually be within 15 minutes.
Repayments will be taken from your bank account automatically. You simply need to ensure you have enough funds in the account for the payments to clear.
If you are going to have difficulty paying your loan back, you should contact Peachy immediately to discuss what repayment options are available to you.
