PiggyBank

Editors Pick
I used Piggy Bank to get a short term payday loan recently and I was extremely impressed. As payday loan companies go, this is one of the most trustworthy and easy to use out there.

The first thing I’d like to say about Piggy Bank is how impressed I was by their website. There is a very handy calculator on the home page that makes the whole application so much easier than it could have been. Instead of going on a mission to find a lending shop or ringing up the company, you can just pick the exact amount you want (from £50 to £500) and then put in how long you need to pay it back (from 7 days to 42 days). The little calculator then tells you exactly what your interest and fees are, what your total repayment amount is and the date you’ll have to repay. This made the process so simple for me, and I was worried that it would all be a bit of a hassle and perhaps not worth the trouble.

I needed to borrow £340 to deal with some repairs to my car. I had a minor accident at an inconvenient time in the month and didn’t have enough cash spare to deal with it all at once. I put my £340 amount into the calculator, put in that I would be able to pay back in 20 days (that’s when my next paycheck was on its way) and it showed me that I would be repaying exactly £401.49 in 20 days time. That seemed fair to me, so I applied.

I put in all my details, which didn’t take more than around 10 minutes in total, and that was it. I received a speedy email saying I could have the loan and it was in my account 45 minutes later. I rushed my car to the mechanic and now I’m back on the road.

No issues or drama at all and all in all I’m a happy customer.

Review posted by Courtney

I understand that the competition is fierce out there to get a loan. Dozens of companies appear when you search on line, so its all a little overwhelming.
I finally decided on PiggyBank loans as when I read the information that they give on line, I realised that they are very direct, giving all the needed information upfront.
In other words you know before even applying that their criteria is quite strict, but they do not hide this.
I needed the loan for "yesterday" so they charged be an extra £4 which I paid gladly. As a 52 year old man that has experience in life I always look kindly on companies that tell it as it is.
Ill use them again.

Review posted by John Barnes

So I was naughty this year!
I had already gone on holiday to the Caribbean, after saving for a whole year, this year in June. It was a fantastic holiday and I had the time of my life, however I could not resist going to the Algarve for 7 days with my friends when I was invited this month.
It was my best friends Stag party, so I really could not dream of missing it.
I applied for a loan with PiggyBank, as I knew I could easily afford to pay it back on pay day and as you can take a loan to pay back 42 days later, I was under absolutely no pressure.

I think this is something that other lending companies dont allow.
Most give you only 28 days to pay, so Im very pleased that PiggyBank gives you more breathing space.
The stag party was great and it was worth every cent. I would gladly pay the lending fee again.

Review posted by Alan Murphy

I have been with another pay day company that asked me to send documentations and emails of banks account I formation to them to get a loan.
It took me days to even get approved and it was nothing like they made it sound like online and I have no idea why as they have told me nothing to as to why I had to do so much to be approved.
I needed the money so I did all they assessment in order to get the money and in the end after alot of messing around I did.

I was never going to make this mistake again and this time taken a loan I wanted the company to do all the work so I found piggy bank.
They charge a small fee to do a back ground check and I was happy with this , more than happy as I had no emails or no running around to do.
After i applied and paid the small fee they approved rhe loan with in minuets and rhe money I was promised would follow in a few hours and it did.
Now this is a service I can use again and a service I can trust.
More company's should be alot more like piggy bank and maybe piggy bank should be teaching them how to learn money and tdo it fast.

Review posted by Lucy

When dealing with a payday loan company I am yet to find someone who does not charge you in some way.
If it's not a credit check like piggy bank and a few others it's a fee to get the money fast or a fee to use there loan service and the few I have found that show no charges the Apr is way to hight that if you borrow more than 100 pounds your look at crazy Apr rates and could be paying double that what you borrow back.

So piggy bank they charge a little credit charge but it is the lowest charge out there and there Apr is very very reasonable.
So in honestly and for a all around charge for using a payday loan service piggy bank works out as not only the cheapest but the best.

Happy with piggy bank and happy to keep using there services.

Review posted by Melissa

It's all a little overwhelming borrowing money online if you are not used to the Internet as much as as rhe youngest are.

What you are reading makes it all sound so simplw but it can still be time consuming typing in all the details and making sure everything is correct.
After double checking everything on the application I then finished applying for a loan and they the rest in the hands of piggy bank online.

Online I put my movie number as rhe best way to contact me to be sure as I do not check my email alot as no one interesting emails me.

They called me to inform me the loan with them had been applied and I thanked them and waited on my money.

Review posted by Alice

this is a good service with no complants afterwards but the fact you have to pay them to do your backround check, is out of order.. is my interest not enough???

Review posted by gerard

its not ideal but every one i now does it and i'm not talking drugs here i'm talking payday loans. my mum keeps nagging me about it but i tell her i havn't messed up yet and missed paying it back so she shouldnt worry and just chill because if i didn;t take out payday loans from piggy bank i would be hassling her to lend me the money and she nows she wouldn't always get the money back when i get paid. but with piggy bank i always pay them back first before spending my hard earned cash.

Review posted by Connor Brody, Canvey Island

However hard I try I always end up needing a payday loan at least every 3 or 4 months. It's no big deal really because if you find a good payday lender like Piggy Bank and you are responsible and make sure you pay it back on time it can be quite a good way of stretching your salary some times if you find you need a bit more money. I never borrow a huge amount, usually just a hundred pounds but sometimes I need a bit more than that and that's when I am really careful not to miss the repayment because I don't want to have to pay late repayment fees which can really bump up the overall cost of the loan.

Review posted by Ben Johnson, Lewisham

good lender! I was borrowing money from other lenders before but they kept hassling me on the phone when i didn't pay them back. This one is no hassle... borrow money then i couldn't pay it so i took out another loan to pay the first one

Review posted by Chippy D

piggy bank loans really look after their customers.

they considered me even though i have a part time job, because of that i could only borrow a smaller amount of money. after they saw i was making continuous on time payments they alowed me to be considered for a larger loan

Review posted by harroldh

the fact that the a.p.r doesnt change on the size of the loan is great! it lets you calculate exactly what your going to pay if you are considering a larger loan

Review posted by hannah

i really had to get money quick i forgot it was my mums birthday and needed a present asap.

piggy bank loans were really friendly and very helpful, they completed my application in no time at all and the money near enough straight away.

Review posted by felix

piggy bank loans are good. i dont agree with the fact you have to pay for your application approval though.

Review posted by dale

i wanted to use piggy bank loans but the aount of time you are given to repay the loan is so short.

i chose to go somewhere else instead.

Review posted by ted

even though i had to pay for my proof of identification, i really appreciated the fact they did such an extensive check.

i didnt realise that i had real financial difficulteis, they took the time to look at my situation, i didnt get the loan but they advised me in how could make some solutions.

Review posted by wendy

i have no complaints about this service they explained everything so clearly.

all i can say is they were easy to use, helpful and good value for money .

Review posted by pat

i cant beleive they wouldnt even consider me because i have a ccj from ages ago.

i was gutted so i had to find another company

Review posted by kayle

I have done the online application and 2 or 3 days later i had the funds in my account.

Review posted by Dan The Man

So i applied for a loan and it was declined. I can't understand why. I paid my previous loan always on time and obviously was going to do the same with this one.

Review posted by Brian Wilkes

The first time I contacted PiggyBank was in July. I needed £450 to pay my mechanic. I really am a good client of his.
The loan was approved, and money was in after 12hours.
This month I needed £900 to pay off some other bills and having worked with PiggyBank back in July, this helped me receive the £900 without any problem. As I am paying them off in less then one month I got good rates.

This time I received my money in just a few hours. I see this company is improving day to day. Will use them again if in need and recommend them to friends and family

Jasmin King

Review posted by Jasmin King

Piggy bank loans suit me as a loan provider. I do not like being in debt for too long so when i applied to borrow from piggy bank i only asked for what i could afford to pay back, once i cashed my next payback I would pay them back first.

Piggy bank may charge a little bit more interest than other companies, but if you need money fast then you have to accept that you will be paying slightly more.

Personaly i would only recommend Piggy bank to people I know who need money fast but can also afford to pay them back.

Piggy bank I found to be very good at making sure they are not lending money to anyone who is going to struggle with the repayment and made this clear threw every step of the way online.

Nice service they provide

Review posted by Mr Brown

In this day and age I done know how anyone can afford to save anything.
With taxs constantly changing and the changes in the uk markets and bills upon bills, gas bill going up. Sky TV charges going up.
Everything going up but not my wages.
I honestly don't know how single parents can handle everything, we have two incomes and we still need a little help every now and then.
Piggy bank has always been my helping hand.
They are easy to get hold off at any time wheb I have needed a little extra and it's all done at first point of call and rhey take the funds weeks later when agreed.
It's so simple I have no need to contact them unless I need funds. It's super effective and wasy to use !

Review posted by Nicole

i found these guys through a friend.

theyre great value for money and so helpful. cant complain really.

Review posted by haley

I like piggy bank loans
I had no problems when applying with them or even being approved with the online services.

I like how easy piggy bank has made it to apply for the loans online and keep everything private and safe and to be approved was just as easy. I'm glad.

There is a few things with piggy bank I noticed that other lenders offer that they don't.
Piggy bank offer 28 days and other offer 30 or 31 days. Slightly longer.
Also other lenders may offer 0.02 % less and every penny counts.
It's only small things that's why I have marked them down slightly.

Happy customer

Review posted by Happy customer

I shopped around when i was looking for a a pay day loan I was not just looking for the best rate. I was looking for a company that I could trust and does not always judge customer on a standard credit check.
Piggy bank reviews I noticed all diffrent types of people were rejected and both accepeted. I also so they do many checks online and there website was nice with little pigs every where.

I did applied online as it is honestly the easiest option and fastest option available. No call calling up and waiting on hold and no someone else trying in ur details.
I applied and piggy bank took care of the rest.

Review posted by Scott T

I applied on Monday afternoon with piggy bank loans.
I used there online service, and it was fast and easy to complete.
I received an email on Tuesday to let me know further checks were being done and just to wait and someone would let me know what's going on.
Wednesday I tried to call up and the hold time was to long so I emailed back and I got a reply.
I was accepeted and they asked me to send a copy of my bank statements and I emailed them in on Thursday.
I have no revived the funds.
It was not as fast as I would have liked.
I am just glad I got the funds in the end and have set up to pay them back once I can.
Thank you piggy bank

Review posted by Tiffany

Piggy bank make borrowing money short term so easy and fun.
There website is cute and girly and I do pigs so it makes it more attractive to me.
I did look in to 2 other company's but piggy bank offered the lowest rate so I went with them.

I was worried as I have never used a pay day loan company before so I did read reviews from there own website and readies and also moneysavingsupermarket and there was more good than bad.

I have no paid the loan back in full and got an updated reminder for piggy bank there self.

Review posted by Alisha

I borrowed £145 from piggy bank loans online as I parted to hard last weekend and left my self with no money to get to and from work.
I borrowed £145 over 16 days that's why I am due to get paid.
I filled out the repayment date online and piggy bank has promised this will be the day they will re take the money from me.
I trust this will happen as they have done everything else they have promised.
I got the funds the night after I applird and was impressed with how fast they were.

Keep up the good work piggy bank

Review posted by Ali

Piggy bank was not as fast as I thought it would have been. I applied on a Thursday night online and was told the application was being refered.
I got many confirmation emails and update emails and I did respond but due to the weekend I had to wait till Monday to get the money.
This was not as fast as I wanted.
With out the weekend this would have been 2 working days but I had to wait 4 days.
With there was a better way of sending money all over the weekend to customer who need funds faster.

If I use again in future I would apply at the start of the week to make sure I got the money in time.

Review posted by Jonny

For mw piggy bank loan company are trustworthy and reliable.
They have helped me out many times with a short term loan.

They offer a safe and secure way of borrowing over the Internet. All secure and no information has never came back to me or sent to Mt personal address or work.

They offer a no spam no contact policy and you can select to deal with them only online so your borrowing can be private.

In saying this they offer customer service that are available also so if you are not up to do date with online.

I find it myself to have used both forms of contact when using piggy bank and never experienced any problems with them.

Piggy bank I would recommend them fully !

Review posted by Barry

My review is my way off saying "thank you so much Agnes"

I had some many small problems when trying to apply with piggy bank.
I recieved many emails and after I emailed back letting them know I didn't find online so easy Agnes called me.

Agnes was extermly helpful and kind.
Taken more than 45 minuets of her time to read over the contract and terms and conditions off taken a loan with piggy bank.
She also took the time to go threw my own financial back ground and my job to make sure I was eligible to apply.

After Agnes confirmed I was compatible for a piggy bank loan, I agreed to submit the application.

I was approved with Agnes over the phone, god bless Agnes for all her help and helping me make the right choice and make sure it was suitable for me.

Review posted by Nicole Douglas

Getting my loan with piggy bank was easy, very easy and I had no issues with this.
Coming to pay is back however was not so wasy for me.
I hit a wall and I called up customer service to see what they could do to help me.
I arranged to pay them back 4 days after the day we agreed and I didI called up on the day and spoke with someone who advised thwre was a flag on my account to take payment and remove the charge if I called today.
I did so all was good.
Just glad to see piggy bank are a company who are willing to help the customer and do what they say..
Very impressed with there customer service team keeping my loan up to date on there system.

Review posted by Jack

As payday loans go this was a lot of bother for me but it was only because I needed the cash in such a hurry that any payday loan would have seemed the same to me at the time of applying for it.

If you use payday loans regularly you are probably clued up to what information these lenders need but I didn't know what they would expect from me so I wasn't very well prepared. If, and its a big if, I use the services of a payday lender again I will probably go with Piggy Bank again because strange as it may sound, once we had got all the identification and verification stuff out of the way the loan was processed quite quickly and I got the money within hours.

Review posted by Petrol Head

I really like this guy I have been dating, we have been out 4 times now and rhe 5th date is usaly my special date.

So I wanted to look really extra nice and special so I went shopping. I over spent so much on a new dress and underwear so I looked online to borrow a little more for hair and make up.
Girly things..

Piggy bank came up on a dozen other sites as recommended. I looked at there website and was a little puzzled at how easy to all looked.
Piggy bank make there whole service easy to access and it all being online at my finger tips.
2 hours after I applird I have the money and book my hair appointment for 2 hours before our next date.
All excited :-)

Review posted by Samantha

I have used Piggy Bank loans twice now and the procedure isn't as bad as I thought it was. Once you know what they have to do before approving your loan you don't get so nervous about it and when the money finally reaches your bank account it was all worth while in the end.

I have used other payday lenders in the past but Piggy Bank loans work out cheaper for me and so I don't mind the extra wait before they approve the loan and saving a bit of cash for just a few minutes inconvenience is worth it I think.

Review posted by Chloe, Eastleigh, Hants.

I would tell anyone who needs money fash , from a reliable company that offers online protection to all customers taken a loan with them.

Piggy bank I have found to be safe and very secure.
Not only do they offer a basic easy to understand online website. They offer a small 3 step application when applying with them.
There service is so fast and I have no idea how many staff they have working in the back ground to make this as safe as it is.
There online serrvice reply time was incredibly fast and I got the funds the same day I applied.

I doubt there is a better pay say lender out there.

Review posted by Mrs Wright

It's all a little overwhelming borrowing money online if you are not used to the Internet as much as as rhe youngest are.

What you are reading makes it all sound so simplw but it can still be time consuming typing in all the details and making sure everything is correct.
After double checking everything on the application I then finished applying for a loan and they the rest in the hands of piggy bank online.

Online I put my movie number as rhe best way to contact me to be sure as I do not check my email alot as no one interesting emails me.

They called me to inform me the loan with them had been applied and I thanked them and waited on my money.

Review posted by Alice

Piggy bank ranked number 1 on many website at the time I was looking to borrow money.
I look at many options and spent around 2 hours before I decided to apply.
The offer a very low APR rate and this is very attractive to my when looking to get money, as most people every penny counts.
Thee is no hidden charges or fees for there service, but adding £4 extra to get the money the same day.
The service was quick!
But these extra charges can make there low APR add up how much you have to pay back.
If I borrowed more than a few hundred I may have found another company cheaper.

Thanks piggy bank for you help and hope to see lower rates in future please.

Thank you

Elizabeth

Review posted by Elizabeth

Applying for a payday loan with Piggy bank was the easy part because it was all done online by myself.
I filled everything the best and honestly as I could do and I left the decision and the hard part up to piggy bank and I went to work.
I check at lunch and I got a email around 12 oclock saying my loan with piggy bank would be approved and the money would be sent to my bank account today.
After work on the way home I check the atm and sure enough like piggy banks email said the money I asked to borrow was in my bank account , the full £250.

Thank you piggy bank for your help

Review posted by Scott

If you have to argue about paying the small administration fee then you really shouldn't be taking out the loan in the first place. I work in recruitment and so I know how time consuming it can be to do proper checks on people.

Some people don't understand how these loan companies function but I do and so that is why I use Piggy Bank for my occasional loans. They have my details on file and they can fast track the check and get the loan money to me much quicker. If I need a payday loan I usually need it like yesterday, so the quicker they can process my loan the better and I'm happy to pay the small fee they charge for doing it.

Review posted by Lucille R., Brentwood

I moved out months ago and hardly visit my parents. Weekly phone calls for facebook is the way we keep in contact.
I really have no excuse when I forgot it ws my dad's birthday this month and had no extra money to get him a gift.
My younger brother told me him and other students gave used Payday loan companies before to help them for time to time, so I gave them a try.
I looked at a few options and found piggy bank loans.
Turns out that thanks to Piggy bank loans that worked well for me, I wont turn up empty handed to my parents house next weekend.

Review posted by Thanks piggy bank

I have used piggy bank before a while ago and I came back to them again today.
I noticed some nice changes in the service with them as rhey have improved a all ready pretty good online serrvice.

The Apr rate is more or less the same , but the loan time for a payday loan is now exstended , not only can you borrow over month the 30 days you can borrow money over a longer time. And now they offer a payday a payday loan with 42 days to pay back just incase you need a little longer.

The application I was happy to see was still fast and they still offer a easy calculator tool to play around with so you know how much you can borrow with them and exactly how much you will need to pay back.
They are very good and I am happy to see piggy bank keep improving there services and making it even better for customers like myself.

Review posted by Malcom

Piggy Bank let me borrow a grand this time which is good in some ways but not so good in other ways. I could have got by with a pony but I got a bit carried away and borrowed a grand instead. When my brother found out he hit me for a score and he wouldn't have done that if I hadn't opened my big mouth and I know Im not going to get it back. In future ill stick to borrowing smaller amounts then people wont keep tapping me for a bung. I better spend this before my girlfriend finds out or else shell be wanting some of it as well. shes like the queen she never carries money around with her.

Review posted by Alex B., Chingford

Piggy bank loans has helped me out 2 times recently.
They are a easy to use service and they are reliable as many people have said.
I found them to also be very fast and happy to contact you if they need to find out more information.
I am glad they are there to help,there is only a few issues.

They charge you for sending rhe money fast and I didn't take this option as I was happy to wait till the 2nd working day.
Also there is a credit charge to check.your back ground. Other company's do not charge you this.I hope piggy bank in future keep there low appleing rate but not there small charges.

Review posted by William

I hear about piggy bank at work and I needed money so I wrote the same down and had a look online when I got home.
I didn't want my work to know I needed to borrow money so I didn't want to search on there computers so I waited and when I had time I had a good look at piggy bank.

I like what I was reading as they sound honest about there fees and honest about the way they lend money.
They let you apply for what you need and they will only give you that if they think you can afford to pay this back. There is a credit and back ground check involved to make sure to they do lend responsibly to there customers.

I was luck to be approved the full amount I was looking for but I do make ok money do I was condiment I could pay this back and the money did come fast so I was happy that they charge 4 pounds because the money was with me in around 1 hour or so after I was approved , very happy customer with piggy bank so far so good.

Review posted by Lisa Williams

Piggy bank loans offer me a fast service with no problems.

I applied 5 months ago with piggy banks to borrow £225 when I was declined by a number of other payday loan providers.

I understand they charge some fees that other company's do not, but the promise fast and clear decisions and the gave me this.

I had the money a few hours after I submitted my application and I was more than happy with this.

I applird 3 days ago for my second loan and again there was no problems and still offering a fast desicion.
For me piggy bank will always the company I turn to when I need to borrow some cash fast.
They have never let me down

Review posted by Mrs piggy

I went on holiday early last summer in may for 2 weeks to Canada to see some friends from university.
Since then I have not stoped working and I have holidays I need to take before March so I decided to book a last minuet holiday in febuary.
Booked a deal for me and my two friends to go to Spain for 1 week to get away from the rain and storms here in England.

It's all booked and we leave in a few weeks and I have been saving to go but I got my Mastercard bill from December and I need a little help.
My friend Darren told me about piggy bank he said they charge you a few bucks but rhe give you the money and they rates are low. Once I found them online I saw what he had told me was some what true to I applied to see if piggy bank could help me our with some cash and fast.

Mastercard bill has been paid than to piggy banks help and the money I have I am keeping for the lads break in febuary.

Review posted by Sean

The application was easy to fill in online, it's all my personal information so did not take me long.
The screen kept loading for a decision, this was annoying as I couldn't do anything else but wait around.
10 minuets... 15 minutes... then 20 minuets still nothing so I logged off.
I got a phone call asking me if I still wanted to go ahead with the application and I said yes.
I told them after waiting around I thought the Web page had stuck.
I finished the rest of the application over the phone and was approved.
The information was then sent to me threw email and I got the funds 24 hours later.

If I apply with them in the future I hope they have sorted out there online issues and maybe updated the website it's pretty basic looking.

Review posted by Beeny

I have always used piggy bank when I need to borrow money and given how easy they have made it I don't want to go any where else.

I have them programed into my phone and I just make a few clicks and I have rhe loan it is no problem.
Since my first time with them I was given log in details and I just keep re applying. I don't even have to pay the I'd check anymore as I am a long time customer now. They also let me borrow alot more money than new customers and the apr rate never changes.

It's a really good and really easy service to use.

Review posted by JT

I rate Piggy Bank Loans 5 star as I'm satisfied as a customer who has previously used ther services.

They promised to keep my up to date threw email and took payment when we agreed.
I got the funds in the time frame they promised and the application was easy as sugested online.
The service they advertise is the honest service they offer.

I was very happy and impressed with the service Piggy Bank Loans have to offer all ther customers.

I recommend and will continue to do so to my friends family and colleagues at work.

Thank Piggy Bank

Owen

Review posted by Owen

I have always wanted to have bigger breasts , I think i stoped growing when I qas 10 years old.
The problem is I could never afford to have surgery and now at my age I don't see the point I'm happy married with kids now and I got threw my teens and twentys with out them.
Still gets to me at times so I was happy when I found le Senza in Glasgow shopping centre.
They offer a triple added bra option for all sizes of women and I love them I had to get 5 pairs in diffrent colours and now I have a little confidence boost and I love it.

There are £39.99 each so it's alot cheaper than having the boob job I can't afford so I borrowed some money and I got myself 5 pairs that I can wear when I want to feel a little better about myself and it's a new surprise for my husband rhey make my real chest look amazing.

Thanks to piggy banks money and let Senza bras I feel confident and sexy even at my age.

Review posted by Joanne

Piggy bank loans
.

Things I liked.
Easy to use and fast so app service.
Calculator online was very helpful and gives you great idea of what you will be paying back.
The interest rate are low.
Instant decision. Email up date and no junk emails.

Things I did not like.
The fees. Small fees for credit check and history checks.
Also charging if you want the money more quickly I font like this as other company's offer 1 hour sending free.
Better if they offered a 24 hour service also thus might help with the extra charges if the offers a more to customers.

Review posted by Jillian

This is my first and hopefully last encounter with Piggy Bank Loans. Its not that I haven't been happy with the service I received with this loan but I just hate the thought of paying so much interest on such a small loan. If I hadn't needed the money in an absolute emergency there is no way I would have taken out the loan.

I had just ploughed the last of my savings into my new flat and then my boiler broke down the weekend I moved in which also happened to be the coldest day of the year according to the TV weatherman, not that I needed to be told! I just needed the money to pay for the boiler repairs and I needed it as quickly as possible.

Piggy Bank came up with the cash in less than 24 hours so I really can't complain too much. But I have now taken out a boiler repair and maintenance contract so hopefully I won't have to resort to another payday loan, so no hard feelings Piggy Bank!

Review posted by Ms Sharpe, Solihull

Should I really be taking out payday loans to buy my weekly food shopping. No is the answer and of courser I don't do this very often but just once in a while I overspend on other things and before I know it, the cupboards are empty and I have another week to wait for my salary to be paid. Not even the keenest dieter can go that long without food.

So I sometimes have to get a payday loan to feed myself and my poor little cat who never complains and that is why I use Piggy Bank who seem to be one of the fastest for getting the money to you. When your stomach is rumbling through lack of food that can be a very important factor!

Review posted by Erica, Beckenham

I saw an ad in our local paper for a second hand drum kit and had to get my hands on it. I had been playing in a band with some friends from my college days but my guitar skills weren't nearly as good as my drumming so I decided to get this drum kit whatever it took.

Actually what it took was a payday loan from Piggy Bank and because I had used them before I felt pretty confident I could get the loan and so I rang the number in the ad and said I would buy the drum kit. I had the money by that weekend and got the drum kit the same day. The other band members are really pleased but my mum and dad are threatening to kick me out if I don't get my room sound proofed asap.

Review posted by Kevin, Upton Park

After a wild weekend with my friends monday morning came and i went to put gas in my car on way to work and no money in my bank account. GRR nightmare!
I borrowed £150 over 8 days with piggy bank to cover travel costs until i was paid at end of month. This was fairly easy to do online and did not take long at all. The money was same day as promised and i paid the loan back within 5 days and saved myself on some interest. The best part of the service was to pay off early and im glad i was told of this option when applying for the loan.
Thanks Leanna

Review posted by Leanna Brandy

Would Rate 5 Star for it does what it says....
When shopping for a payday loan i did use comparison websites but i also used top10daydayloansonline.co.uk
this gives you an in debt detail of what type of company you are using and also why type of credit check they do on you.
I was impressed with piggy bank as a company and glad to hear that they don't do as hard a credit check on you, wont effect my credit scoring as much as other lenders. Piggy bank only check back 1 year on my history.
Would recommend Piggy bank

Review posted by Scott

I would like to say thank you.
Thank you to all the wonderful helpful staff at piggy bank. I have used piggy bank on two occasions now. First i cant 100 % remember the reason but it was due to higher than expected bills. Now this time due to a plumbing leak in my downstairs bathroom.
Toddlers will put anything and everything down the toilet and flush continually.
Customer service was very understanding and we had a little laugh at my situation. I could have not have asked for a better service did not take a mass amount of time over the phone and decision was pretty immediate.

Review posted by James Brent

I have never been a good saver. Whatever money came along, would just go as quickly as it arrived.
So when I needed a loan and was scrolling down readies I found this company quite interesting due to its name. As when I was a kid I had a piggy bank that I really liked but because it had a rubber opening at the bottom I never really saved much HAHA.

I asked for £250 because I was going to get my salary a few days later.

Customer Services was 5 star and they gave me the best rates and were very flexible.

Thanks PiggyBank and will recommend you to any friends in need.

Review posted by Leonard S

When our water tank broke in the house, I had no choice but to fix it or go without water until I got paid. Unfortunately I had zero left in the monthly budget for that, so I took out a £200 loan from Piggybank, to be repaid over 25 days.

Something that set this company apart for me was that they actually do a thorough credit cheque and if they believe that this will get you into an even worse predicament, they will refuse you the loan. Not all about getting them more money, they actually keep the customer in mind. I would recommend using them in an emergency similar to mine.

Review posted by Elise R.

In between jobs and a little stuck for cash i called up Piggy Bank to see if they could help.

Customer service went threw there terms and policy conditions and i did understand my situation was a little different.After i put in for volunteer redundancy i was waiting on my cheque to clear so i could use this money to put into my own bushiness, be my own boss. Customer service was very understanding and helpful, would love to say a big thanks to you i was accepted for a short term loan and this was paid off on time.
Piggy bank really helped me and with the re payment in 7 days the APR was reasonable.

Review posted by Jo Jo

Was scrolling throught the Payday Loans on readies and was undecided on which company to go for. PiggyBank caught my attention because I have always loved pigs. I live in a small village and my grandfather has a few pigs in his farm.

Despite liking their name, I liked their terms and conditions and found out to be that they were a good choice.
Because I was a first-time customer I could only request up to 500 pounds. I did that, and in less then 1 day my money was in!!

Glad I worked with you, and will used again if needed. Hopefully in the future I will be allowed 1000 pounds.

Sara

Review posted by Sara D

You will build up your trust with this company by paying all your loans on time and then when you need them most they will let you down, even though nothing has changed. i'm not stupid, it gets past the first check which is for credit score and then gets passed to manual underwriting where then they can't give a valid explanation of why you have been declined. First experience i have had with a company where being an loyal existing customer means nothing and get treated like crap. Will take my custom where is is appreciated.

Review posted by lockley

I found piggy bank online to be a great site to use, it offers a quick decision and after a phone call from a really nice man i was accepeted. (same day)
The rates are equal if not better than any other of the major pay day lenders out there. (all services are similar) Piggy Bank.co.uk were upfront and with no hidden costs the service was basically as promised.
All the details were easy to understand and i would highly recommended Piggy Bank .co.uk to anyone looking to borrow cash fast,easy and online.
Thanks Piggy Bank
Anon

Review posted by Short n Sweet

Piggy Bank online has been the simplest loan ive ever applied for.
Having user other providers in the past, i dont think i will be going back after the service i have had with piggy bank.

The loan itself was approved in no time, it was all done online and money sent within a day to my bank account.
No forms to fill in or invasive phone calls to be made, i would not have asked for a more simple service when borrowing some quick cash.
The found the interested rate to be brilliant and i would highly recommend this service.

Review posted by Jon Scott

I applied for a loan, was first accepted and then declined. Very very unprofessional. And their excuse didn't even make any sense. For Gods sake...

Review posted by Maryanne

Great service from start to finish with piggy bank.

Competitive rates and once agreed the finance is with you very quickly, i was impressed!

Cant recommend highly enough as a pay day lender.
Forget the pompous high streets banks ( I have been with my bank for nearly 10 years and there service is not a patch on that I've just received from piggy bank.Plus they do not offer a fast and easy way of lending, even despite many years of being a loyal customer and never stepping out of line they have never gone out of there way to help me )
Piggy Bank offer a fast and fair service, yes the rate is high but for this type of service, needs must.

Review posted by Mr Ben Fuller

I should have checked the reviews before I submitted an application.

Review posted by danny

I was dealt with a customer agent over the phone who did a great and fast job with my loan.
He was very pleasant and treated me like an individual rather than just another customer.
He understood that i need the money urgent and that i needed the application to be really quickly in being approved so i could get the funds same day.
The interest rate was not the best in the market but it was fairly descent and i could afford to pay it back.
Well done Piggy Bank, I will not hesitate to recommend your services to friend
Thanks

Review posted by Adam Smith

liked the name and liked the company

Review posted by Mr Piggy

Applied last Monday. Already had my response and the money is in my account. Excellent service, will most definitely use them again.

Review posted by Shamar

Have had previous loans and they have been great so i decided to use them again. If you need, ia trully advice you to try

Review posted by Jeanette

My mum told me to take out a payday loan a few weeks ago when I was running out of money before payday. I had never even thought about doing it to be honest, but she told me she had used Piggy Bank a few times, and never had any trouble getting the amount of money she wanted. I found them online and their website was easy to follow, I knew it would be if even my mum had managed to use it without any problems! I sent off my application and it didn't take a long time at all to get the money I wanted. Great ease of use.

Review posted by Gina Lunders

When I was down the pub the other night, all the boys started talking about money and loans. I was a bit embarrassed as I actually got refused when I tried to take out a personal loan a couple of months ago, so I just kept pretty quiet whilst this conversation was going on. Then one of them chirped up about payday loans, and how easily he had been able to get one. I remembered the name of the guys he'd used – Piggy Bank loans. I found them on the net, and the rest is history as they say. Got my money nice and fast, and it will come out of my account on the same day I get paid – easy as that.

Review posted by Fred Jolern

To be honest I had hoped by now that I would be earning enough money to not need to worry so much about making the finances last right through to the end of the month, but I didn't get the pay rise I was hoping for at the start of this year, and things haven't really gone to plan since then. I'm scheduled to have a meeting with my boss soon, where hopefully I can talk about my salary, but that didn't help me when I ran out of money last month. Piggy Bank did help me though. They provided me with a payday loan, with a very reasonable interest rate. Nice reliable service from them.

Review posted by Carl Gredlings

I have been doing cheer leading since I was in hight achool. Ever since hight school my mum found my classes I was obsessed with high school musical and the American life style so mum took me to lessons for 3 years.
Now I am older I still go and I am a coach now of a small team of 9 and 10 year old cheerleaders and we go to competitions all over the uk.
I stop competitions my self when I turned 25 and I started to helps and learn to coach and Claire our head coach of club is thinking about letting me taken on more responsibility and I am dead excited.

It's not much money we find the halls to rent and train and we pay alot of money our self's to help the girls get back and forth to places and even my mum helps out with the music as she was a dj in the 80's.

It's hard going and my work has been taken a back seat recently and they have started to notice. . Oops
So I have made a promise to put in alot of overtime over Xmas and new year and work seams a little more happy about that but I still have alot of hard work to do with the girls till then.
Running around and given people lifts is where I needed help and I don't take from the girls or the parents so I often use payday loans from piggy bank to help me out with petrol money.
It is easy to apply and easy to borrow from piggy bank and the extra helps me threw out the month untill I'm paid again.

Review posted by Sarah

I am the driver in my house , to and from school and take my boyfriend to work then pick him up. After I make my runs I get back to my own day off cooking and cleaning and laundry before I have to go out and pick everyone up again.
My car broke down a few days ago and I have had to pay taxis for the kids and trains for my boyfriend and I have been stuck in the house.
It's all been a waste of money on all these expenses and waiting on a final bill from the macanic it's not going to be pretty.
It's the first wage off the year and I know it will will not be nearly enough so I found a loan with piggy bank that suited my money needs and applied with them.
I'm in no real rush for the money as rhe cars still not ready yet so I'm waiting to go collect it when they call and pay the damages.
I hope once it's all done my life can go back to normal and I can get out the house.

Review posted by Miss Bean

I myself have used Piggy Bank many times when it comes to talking about payday loans.
I found them months back now maybe around 2 years ago when I was stuffing and getting back on my feet after a messy break up.
Since then I have used them as my rainy day fund , from time to time when something has poped up in the middle of the month that I can't afford Piggy Bank have been there to help me.
Given me the little extra money I need to make payments or afford things and it's has all worked out so far so very good.
Touch wood !
I have never had a problem or complicated that Piggy Bank could not fix and they have never said No to lending me money yet.
So I hope all the happy and easy service continues and we have a long lending friendship.
Thanks Piggy Bank

BILL

Review posted by Bill

Thanks piggy bank

I found you online and thanks to your helpful calculator thing it helps me see how much money you need and how much you need to pay back. But the best bit is you can choice your self how long you borrow with them. It can be days or weeks or a month if you need linger you need a diffrent type of loan.

It was good the calculator shows me everything I needed to know so I could make the choice if I wanted to apply with piggy bank or now and I did.
I applyed online after playing around with the calculator and the application was easy as it suggests.
All the details they need a personal to me and my life so I could fill this in and submit is very fast and wait for there decision.

I got a email as I did not give me this online but the email gave me everything I needed to know and it was the answer I wanted. So thank you piggy bank for helping me out this money really helps.

Review posted by Stephan

Looking on the loan comparison website there are so many payday lenders to choose from that the tendency is to just keep going with the same lender each time. I did get into a bit of a rut and had been using the same lender over and over again until a friend pointed out that I'd been paying way more than he had for the same loan amount with a different lender. that lender happened to be Piggy Bank and so that's why I went with them for this loan. I have to agree that the rate is better with Piggy Bank but technically you are paying for the privilege of getting your money the same day with their UK Faster Payments facility which I don't think you should have to. I know it's not a great deal of money but for me it's the principle. I'm not saying I won't use Piggy Bank again but I think it's worth drawing attention to this fast payment charge that should really just come as the norm with a payday loan.

Review posted by Darren Beaumont, East Grinstead

I have always been happy with My bank been with them for 18 years or more. I needed money fast short term and I was left disappointed as even in 2016 they still not offer short term lending options.

I turned to the next best thing I could find and that was a payday loan company and boy was there many.
After plowing threw may diffrent company's that offer payday loans and 3 months loan repayments options I was sure I had found the right company.

I filled in the information online and gave them my details and paid the small charge so I could get the credit check done.
After all this I got a phone call letting me know I had been approved and to keep a eye on my account as this would be 24 hours.

Review posted by Alan

Growing up I never had a piggy bank that I couldn't slide the money out of by putting a knife in the slit at the top and jiggling the thing upside down for a bit. My parents thought it was a complete waste of time me having a piggy bank because the money never stayed in it for more than a week before the knife came out of the kitchen drawer (usually mum's pallet knife that she used to ice cakes with) and I was jiggling away again to get the money for whatever magazine or LP I couldn't do without. So to find myself at the ripe old age of thirtysomething and relying on another piggy bank is a bit sad. But hey ho that's life and as long as I can get quick, affordable payday loans like this one from PiggyBank Loans (who else!) then I really don't think there's any need to reach for the pallet knife ever again.

Review posted by Teresa Salmon, Highgate

lucky i work over 16 hours a week as i needed the cash quick and piggybank helped in that way no complaints fro me

Review posted by john1

Taking out an small loan with Piggy Bank Online it was a last minute decision for me. Up untill now i have found muself whenever I need to borrow money I nearly always went to my parents for the help. Bnow I'm older I have found in recent years I have felt guilty about it because I knew the money was coming from their savings and there own small pension.

Taken all of that into consideration I took the advise of my close friend and I went to Piggy Bank for a payday loan.
I had just bought my first flat and needed to furnish it as i was tired from sleeping on a pull out sofa bed.

Piggy bank was happy to approved my loan with the repayment amount that were easy and affordable to myself. I am really glad I listened to my friend and went to piggy bank.

Everything was done online so my parents had no idea as no one called and no junk in the post , I did tell my parents who were shocked and touched with what I done but I waited till everything was repaid and the flat was set up and invited them over for dinner.
They were also shocked and surprised I cooked myself.

Review posted by Hannah

Not having enough money to go out and party with friends every weekend was my problem when I was in my twentys.
Now I am in my early thirty with bills and a mortgage and dogs to feed and work to do money just to feed us all and keep the heating on is my monthly problems.
I need a better job and I am always on the look out for the next big thing , but untill then I have a job and it covers most things and when I have a hard month I've taken to borrowing money.

Thanks to piggy bank loans online there website make it all so easy to ask and borrow money from me. I have never had a issues with them and they have always delivered on time the money I need.

Review posted by Help Me

Me and a lot of my friends use payday loans so I don't think this is such a big deal as long as you make sure you choose the right lender and don't borrow more than you are going to be happy having to pay back at the end of the month. One of my best friends continually borrows way more than she really needs and then moans when it comes straight out of her bank account plus interest at the end of the month. It just makes her spend more than she really needs to. I only ever borrow small amounts for a night out or something like that if it's a friends birthday and wouldn't just borrow money for the sake of it. Unless it's a special occasion I'd rather go without taking out a payday loan but when I do need one Piggy Bank is my favourite lender and I will always use them if they are still offering good rates on their loans. This current loan is because a girl at work is getting married and I've been invited to her henweekend for which I needed a bit more cash but I'll be happy to repay it at the end of the month unlike my friend.

Review posted by Georgia Pryce, Camberwell

I have worked for the same company for 14 years now and have worked in 3 diffrent departments and in this whole time and 2 diffrent cafeterias I have found low quality food , that was extremely over priced.

Last year we potitioned the management to have a staff room where we can cook our own food and press heat our own meals.
Once this was approved we then potitioned the management for a rest area and many other things but again the work cafeteria and the poor food remains 14 years and counting.

We havê made many sugestions to try and solve this problem and sometimes we do go of campus for food but the time and tragic eat into our personal eating time and it's like eating at our desk.

Mandy my friend and I had an idea to show our work the price and quality we can get in our cafateria and we have aranged a fun day.
We have planned many food tucks and local company's to come and sell there food and I hope it helps change the problem we have.
Also we have set up face painting and stalls with games and bounce castle and many other things it's a fun fair for the full day.
We have help funding for work and we all made our own conttabuitions leaving me a little skin.
That's why I am writen today my story
So that others can read and see how this company has helped me and hopeful this idea helps our work.
We have over 6 k employees and over 800 helping back this plan for change and my fingers and toes are crossed for change.
Thank you

Review posted by Wilma

Piggy bank have been great !

I applied for a payday loan with them and I could not be happier as I was approved.

The loan application was very easy and all handled online that was very painless to do taken my time before I applied.
After I was happy with what I was applying for I submitted the application and waiting for piggy bank to let me know.

One thing that's is good with them you can pay them back in time in one month and the Apr does not change no matter how much or how little you borrow.
It's good makes the Apr rate not so bad when borrowing big amounts of money.

I was approved with piggy bank threw email correspondence and I was happy when they approved my loan.

They offer a great and speedy service !

Review posted by Grant Ross

If you use payday loans regularly like I do then you tend to stick to the same lender if they suit your requirements. My requirements are a decent interest rate, easy application process and quick access to your loan money. PiggyBank deliver all three and have done since I started using them 2 years ago. I am not going to change lenders unless PiggyBank mess up and make it harder for me to get a quick and affordable loan. There are a lot of other payday lenders out there so I am always going to be able to get a payday loan its just a case of how easily and quickly I do get it and whether or not I am paying more than I need to in interest rates.

Review posted by Richard Aldwych, Streatham

I have never been skinny , even when I was younger I was never skin and bone.

Like most women we are never happy with the way we look ,or the size of our body or body parts.
I have been on diets and tried slimming pills and I still go 5 days a week to the gym and my body likes to stay the same.
I have tried small nip and tucks and it is a total waste of time and money, also far to much pain involved.

They opened in 2014 a boot camp with outside training in Bathgate and I want to join up, but I had no idea if this would just be a waste of money.
I asked my friend Lisa to come with me , she's my friend who has the same issued as me but she had success in gastro surgery.
We tried boot camp a few times and we decided to join reguaryl with me it took me a few times to get into it and used to the pain.
It is hard going and pushing me to limited the gym does not , so I booked 3 months lessons in advanced and paid for them with piggy help.

I needed £350 so it was paid and covered so I knew I would have to go in the end and I thought to my self f.....it I'm going to do this.
I am now booked in every Saturday and Sunday morning for the next 12 weeks and I am looking forward to being skinny.

If I could see and feel slight results after a few of there classes I will defo have a super star body in no time.

Review posted by Sue

I contacted piggy bank after finding them online I called them up as I was considering taken a payday loan when my cat for sick and I couldn't afford vet bills.

Piggy bank staff were supper friendly and super fast in given me all the information I needed to make a decision.
They also promised to call me back the following day to give me time to speak with my partner.
When they did I was more than happy to go threw the application with them and submit it for a payday loan.
I was approved over the phone also , very friendly and helpful staff I would recommend you give them a call.

Thanks you piggy bank

Review posted by Vicki

I have never used a payday lender before and always thought payday loans were for people who had financial difficulties or just couldn't manage their money properly. I seem to have got that wrong because I am not currently experiencing financial difficulties per se and I generally manage my money very well each month.

My reason for this payday loan is I simply that I needed the money now and not next month for something that came up last minute. Its a reason that may or may not crop up again in the future but if it does I won't think twice about taking out another payday loan with PiggyBank. I definitely have a different view on payday loans now and won't be so quick to judge in future.

Review posted by Stella Chaplin, Islington

I asked piggy bank for a loan when I had a small issued at home.
It all started when I came home from work and there was a few puddles of water on the kitchen floor having 3 dogs and it being late at night I asumed it was an acident.
The next day I woke up and same issue but being morning I could see better and now relied it was my fridge.
I opened the top part and full off water and but I could not open the freezer the full door had been frozen closed.
Total cofused about what was going on I called my friends boyfriend to come over and have a look. I had a burst pipe at the top of the fridge and would take a few days to get replacement and fix.
As it was a friend I was happy to wait and let him help me out but I didn't no exspect him to ask for £160 ... it took him less than 1 hour to change the part after it came as well.
Who knows maybe that is cheap just found it to be expensive as my fridge cost me £300 in the sales few years ago.

I paid my friend boyfriend a few days ago , cash but I could not have afford to do with out piggy. Piggy has helped me save face in front ofy friends and get my fridge fixed.
I have set up to pay them back in two weeks when I get paid.
I like how they will let me paid when I want to and I don't need to wait the full 30 days.

Thanks piggy piggy

Review posted by Barret

I didn't like the fact I had to pay for my own credit check with piggy bank.
I know most company's charge you in some way or another for the money or the use of there service but I thought since payday loans Apr are not low , they would not charge for the service but turns out everyone does in some way.

If I didn't need to borrow money fast I may not have used a payday loan company but finding our what is out there it'd alot cheaper paying piggy bank a couple pound to do a check than paying tens or pounds to borrow money plus Apr.

I hope if I need to use them in future I won't need to pay another credit check with them.

Review posted by CAROLINE

I always get Groupon emails and it is always full off junk when I read them.

U always see on facebook or hear from friends the great deals they got on nails or hair cuts , some even spa days or dinner groups , even one friend got a holiday deal.

Myself I have not been so lucky so I told my friends if they saw anything I wold like them please let me know.
I work 6 days a week and my day off I am so tired that I get to relax and I do not do much mostly visit family and relax on my sofa.
My friend tagged me in on a group on offer for drinks and a show in Edinburgh play house. I didn't like the show playing for myself but the offer was food that I decided to buy for my parents.

I applied for a small loan to cover me till my day day on the 11th of the month and piggy bank said they would supply me with the money untill then.

I was happy with this and happy I could do something nice for my family at the same time. The best part for me is my mum has been non stop talking about it ever since.
She even posted some fabby pics on her own facebook ha ha

Review posted by Billy

Hello piggy bank

My name is Kim and I'm from leeds , born and bred ha ha ha lol

I am only 20 years old and I study and work patty time and I was not sure I would be approved as I make minimum wage so piggy bank did ask me for more proof before they would let me borrow money.

I spend all my time and money on my band , been playing in local pubs since we all turned 18 last summer and I enjoy it. Been singing and playing the drums since I was 6 years old thanks to my grandfather.

We needed money as we need to make a new demo and it all cost money , money that we all don't have right now.
We split the studio time in 5 and it's made it a little better for most of us was we can afford it others who couldn't decided to take out a payday loan.
I applied last week with piggy bank and I was approved after using there online services.
We have booked studio time in the next few weeks and by then I will have paid piggy bank back.

My parents don't beleive in the music as much as I would like them to so asking them for help didn't go down well , but piggy bank took that chance of me and my music ha ha lol

Thanks

Review posted by Kim Wilson

Piggy bank is my bank I go to when I need money or I mess up and need a little help fixing it all out.

This time I done sumthing silly , in the past I have borrowed to help with bills or will late payments or even rent at one time.

I have not used a pay day loan and dipped into my private piggy bank in months , months.

I "borrowed" my sisters dress to go to a huge party with my friend and I spilled rose wine down the front.
My sister has great fashion sense and I wanted to look hot to get this new guys attention so i borrowed her dress.
Ruined it and had to borrow money from piggy bank to buy a few dress.

This was a while ago now and my sister has never noticed or even said a word about the dress , so I am great full and I have learned my lesson as I can no afford to ruin anything she owns lol
Who would pay 130 quid for a dress ?
Cost me nearly 160 with Apr grrrrrrrrrrrrr

Live and learn ... hu

Review posted by Erin Barrett

I'm one of the many managers in a call centre for a large tv based company in the uk.
I used to make good money around 5 years go with a main bonus scemes and I could afford to do pretty much anything I liked.
How times have changes over the last few years bonus become less and less then are cut down completely with capt limits.
Then from there taken away monthly to every quarter. The changes have been hard and I have managed to get buy with help from savings and money I have put buy.
I do like my job and I keep hopping once things in the uk even out after the financial crisis things will pick back up at work as we will have thundered of thusands of customers and the company is still standing strong in the uk market.

Untill then , unfortunately I will need help from others and when this help is needed I have a piggy bank that always gives me the money I need just in time to help me out.

Thank you all so very much

Lyn

Review posted by Lyn Inglês

I found out a few months ago Misty my poddle was sick and would need treatment.
I had spent most of my savings on the arrival of our first grandchild that I selfishly hoped that Misty would be ok and it would be nothing serious.

I spent £600 of my own money on the vets tests and creams and medication we have tried so many diffrent things but Misty is not the same.

The vet had sugested to try to change her food and give her extra attention and maybe some treats to see if that could be the issues as there was nothing physical wrong with her.
I am glad and greatfull that she is ok and I pray she always will be , she has been by my side for 8 years now.
I knew deep down I would have spent all my money to help her get better as she is my pride and joy.

I had no idea the cost of vets and medications and I took out a loan with piggy bank incase I needed to borrow mote money.
I did not as my Misty is fine now and she is back to her old self again , piggy bank money was tranfered to myself.
I called up and Exspalned the situation and they were happy to help me.
I had to pay the few days of interest that I had the money in my account and I though this was fair I just gave them the bank details again and they took the money back.

Very helpful company and came threw for me fast and we're my back up.

Thank you so much piggy bank

Review posted by Mrs Windle

I'm one of the many managers in a call centre for a large tv based company in the uk.
I used to make good money around 5 years go with a main bonus scemes and I could afford to do pretty much anything I liked.
How times have changes over the last few years bonus become less and less then are cut down completely with capt limits.
Then from there taken away monthly to every quarter. The changes have been hard and I have managed to get buy with help from savings and money I have put buy.
I do like my job and I keep hopping once things in the uk even out after the financial crisis things will pick back up at work as we will have thundered of thusands of customers and the company is still standing strong in the uk market.

Untill then , unfortunately I will need help from others and when this help is needed I have a piggy bank that always gives me the money I need just in time to help me out.

Thank you all so very much

Lyn

Review posted by Lyn Inglês

I liked piggy bank for many diffrent reasons that I will list below , this is only some of the reasons on why I have returned many times to use there services.
Even over the telephone customer service trained staff are always pleasant and happy to assist my every need.
Also is is nice to deal with a company that cares about there customers and offer a person but private service.

Very fast and easy online service.
Happy customer service team.
Secure online service.
Fast service as well.
I like how they send the money so fast minuets after they tell you it can take hours. I have never had to wait to get the money.
Approved with in minuets also makes piggy bank pleasing to use as they are a company who have never told me no.

Review posted by Eve

I have always wanted to get semi perm make up done. I have horrible eyebrows and I have been told all about 3 d eyebrows.
There is a few risk involved and I went in for a free consultation and got a skin test done and after 48 hours no rash no itchy Ness.
I can get my eyebrows done , so I applied for a loan to help me out with this as finance is way more expensive.
After I was told I was approved I called up and booked an appointment with Alison.

In 6 to 8 weeks I will have a lovely new set off eyebrows after all the scabbing has gone away.

Review posted by Shanel

I love moving home , you would think that I would given that I have moved 4 times in 2 years.
I have never signed a lease more than 6 months as it is easy option incase anything changes I am free to move more fast.
I am going to have a baby and I am looking for more security where I live now and I need to think of many things when planning the move.
School area , safe area , close to Dr and work ,also close to supermarkets and shops and important close to my family for there support.
I found many nice places in my budget but with 5 month lease for a 1 bed room and in time I would need to move again and I wanted to have a home to a house.

My aunty offers me to move into her boyfriends 2 bed flat close to where I was already looking and take over that lease if he moved in with her when she asked.

I planned for this for weeks and it all fell threw last minuet , my aunty is ok thank the Lord but I was in a pickle and I rented a 1 year lease for a 1 bedroom appartment. Not ideal but I will have to make this do.

I needed help with the deposits and my old deposit was not been returned to me yet I was told can take 28 days I asked piggy bank to loan me the money untill I got that back.

I took out a pay day loan for £380 over the full 30 days and o plan on calling to pay back every penny as soon as my deposit is paid back to me.

Thanks for your help piggy bank now I'm off to un pack some more.

Review posted by Pamela

I don't recommend payday loans due to the price of the loan. The Apr rate is very high for this type of service so do not taken to borrowing money lightly.

I didn't.

I did not have a lot of people to help me when I need money in a emergency and I don't have alot put away for this kind of emergency.
That is the only reason in this case I took out a payday loan.
I can say it was easy to do thanks to how easy piggy bank have made it online. The money really did help me out hugely so I am thankful for this.

Review posted by Frelisha

Thats 3 payday loans from PiggyBank now and none of them have been a problem for me. I said I would stick with PiggyBank for as long as they worked out ok for me. There are so many payday lenders to choose from on the internet that you don't have to put up with a payday loan that isn't right for you just because you need some extra cash in a hurry. It's so easy to search online for the right loan and the loan comparison websites like Readies do most of the hard work for you. It really is that simple!

Review posted by Gemma Lewis, Harlow, Essex

My mum and dad were a bit worried when they found out I had been using payday lenders to get extra cash some times. They said it was the slippery slope to getting a bad credit rating if I missed or was late with a repayment. I told them not to worry because I am fully aware of the implications of taking out any sort of loan and defaulting on it. My best friend has found herself in that position and is currently trying to get herself back on track before she does too much damage to her credit score. My credit score at the moment is very good and I fully intend keeping it that way because I want to get a mortgage in the next year or so and I want to stand the best possible chance of getting a really good deal. So my occasional payday loans are always with PiggyBank who I have found to be the most suitable and convenient for me and each payday loan is given priority each time and I will never be late or miss a repayment.

Review posted by Lexie Watson, Dulwich

After finding piggy banks calculator online I knew I would go with piggy bank for my pay day loan , and I did.

The calculator tool they have on there loan page tells you everything you need to know. The amount of money , how much to pay back you can decide how long you can take the loan back in the 30 days.

They tell you about all fees upfront also before you apply , so by the time I applied I knew everything about the loan before I ever had it.

The money has come in handle as I needed a few new things in the kitchen and piggy banked helped me do this and get more organised. No more take aways most nights now I can cook real food and health food most nights ha ha

Review posted by Samantha Lewis

Hello Piggy Bank

Thank You.
You borrow me the money I needed to go visit my family. I have been living in Manchester as a sports coach for 4 years and I have not have much time to go back home.
My family is in Italy and I miss my mother's home made cooking alot so I want to go for a visit.
I have always been sending money and my family have been here in Manchester many times to see me. I need to go see them in Italy I want to go visit my home.

I am looking forward for to this visit I have many friends to see and much family time and food to have.
I miss the Italian food there is nothing the same in Manchester or any place in England I have been it's not Italian food. They don't understand the flavours or the texture of the food we eat in Italy.

Review posted by Dimitri

I have a piggy bank loan and I can say from experance piggy bank loan company look after there customers.
I took the loan 4 weeks ago and there was no problems. I was happy with the application and how easy they have made it to do.
I had money when I came to paying piggy bank back and I was worried I waa going to end up with charged and more money problems if I didn't pay them back.

I didn't have anyone to borrow money from and I was declined when i applied for another payday loan so I have to call them up and tell them before it all happened.

They were at first a little annoyed and passed me threw to another person to see if they could help me. I was so upset by this time and I took a little talking to before I could relax and deal with the issues again.

There was no charge and no fees they helped me put back the payment date and get some money together and made me feel like if I have issues again I could speak to them.

Review posted by MunchBunch88

I really could not miss my friends husbands birthday party.
Ethan is turning 50 years old and he was really good friends with my husbands Brian and I'm still not sure if he will be attending.
We have all been friends since college and that's around 11 years ago and I still spend time with my friend and get kids just not so much her husband given the situation.

My friend has always been there for me and helped me out and I have been the same with her. We spend alot of time together when we can and I didn't want to miss out because my past.
If only my pass was my old option I am tight for money and I could not show up with absolutely nothing so I needed a little money help.

Piggy bank was the money help I needed , after I applied with them for a few hundred pounds to get a nice gift as turning 40 years old does not happen everyday , and a new dress also for myself. I can't help it if I want to look nice this weekend.

Review posted by Milky92

I needed to take out a loan with Piggy Bank as I moved into my new flat and it's nice I am really settling in.
I have leased the place for 1 year and it's my first place alone. It's full furnished but after being in there I hate the sofa it hurts if you sit down for longer than a few hours it really hurts your back.
I had a look online and I could get a new sofa small for 2 people for £180 and dad did he will go with me to pick it up.
I borrowed £200 with piggy bank till my next pay day and there interest works put alot cheaper than putting the sofa on my credit card it's nearly maxed out as it is.

Thanks you piggy bank

Review posted by Lin1986

The little calculator thing on piggy banks website sealed the deal for me to go with them for a loan.
I could move the amount and see the rate of interest all the time so I knew what I could be repaying with out even applying. I found it as a very good tool that piggy bank have to intise nee customers.
They are very honest about there credit check and how the process works so you exactly what you are getting for your money.
I am happy to took the loan with piggy bank they turned out to be very easy company to work with.

Review posted by Dan

I understand when looking to take out a loan and pay it back on payday there is a huge market out there.
I have noticed each time I have looked for a loan a new company name pops up offering a pay day loan service.
It's getting to be a very competitive market but I have found one thing stays the same the hight APR rates.
This does not change and there still in my option no one as good out there that would compare in my eyes to piggy bank loans.
I have always been more than satisfied with they service they have always offered me.

Review posted by Isabela

I took out my loan with piggy bank as a few years back when I needed to fix my car they helped me out and I didn't forget that. I still have the same car and it's running good after all this time.

I was happy to see they still offer a easy application process online and also a fast turn around in getting the money but I do not remember being charged for this service.
I feel now with all the competition out there why do you feel the need to charge and also done we pay enough in interest to then charge us.
I am not sure if other company's charge but since taken out the loan I have looked at payday express and they don't charge to credit check but they do to send the money so fast.

Just be careful when taken a payday loan as it is not a good thing to do if you don't have the money to pay it back it's works out toe be quite expensive.

Review posted by Jason

unfortunately because i didnt have a bank account they were unable to help me

Review posted by john2

Piggy bank Let you know up front that they have strict criteria and rules to stick to when taken out a loan with them.
You can also tell from there online information they are very stricked when it comes to the full repayments as well you can tell they are a serious company.
They also advise you alot of information to make sure a payday loan is the correct option for yourself there are many things to think about.
I needed the payday loan and I full understood all the information I was given so happy with it all and confident I would be ok and happy with piggy bank I applied.

No problems at all I was approved and the money has been sent to me. Very effective service at piggy bank.