Tide U Over

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Company Information

  • Company Name:
    Tide U Over
  • Website Address:
  • FCA IP:
    641564
  • Business address:
    Tide You Over Limited, 493a Caerphilly Road, Rhiwbina, Cardiff, CF14 4SN
  • Phone number:
    0845 838 8469

Tide U Over (TideUover.com) is a broker rather than a lender. This means that they can connect you with a wide selection of direct lenders to give you a better chance of finding a solution to meet your needs. They can help you get your finances under control in an emergency when you need money right away but are still waiting for your next payday.

APPLICATION REQUIREMENTS:

As a broker, TideUOver can cater to many different needs, meaning that their applicant requirements are quite diverse. Most direct lenders require that you are a UK citizen in permanent employment with an active UK bank account and a valid debit card to repay the payday loan. TideUover practice responsible lending. This means that they will not permit you to borrow money that you would find difficult to pay back.

LOAN AMOUNT AND CHARGES:

Their simple-to-use, on site, loan calculator will help you decide how much cash you need, ranging from £100 all the way up to £500. How much you can borrow depends on how much you can reasonably pay back by your next payday. Unlike a bank or conventional financial institution, TideUover is a direct lender. What this means is that they can provide an instant payout. If you were to borrow £200 for 28 days, the interest and fees would be £61, so you would repay a total of £261. The interest rate is calculated at an APR of 1734%.

They invite new customers to watch a short video on their site that explains how a loan based on an APR of 1734% is calculated. APR is an abbreviation for Annual Percentage Rate. This is the interest rate calculated for a whole year. It is annualised interest, rather than a monthly rate.

PROCESS:

TideUover will lend you money to tide you over until your next payday to help you handle unexpected bills or cope with an emergency. In order to apply, fill in their online application form. It will only take five minutes for a quick decision on whether or not they approve your request for a loan.

PAYMENT: 

Should you find that you are unable to pay the loan by the due date, they request that you inform them ahead of time. They will strive to be fair and will offer you an alternative payment plan to avoid negatively impacting on your credit score.

Their lending practices do not automatically guarantee a rollover. If you need a rollover, they will consider your request based on your financial situation. They will only allow a rollover once they are fully satisfied that it does not conflict with their responsible lending policy.

71 Reviews of Tide U Over

Editors Pick
Tideuover is the best payday lender I’ve ever used, and I’m happy to say that getting a quick loan from them was a pain-free and simple experience.

I really liked the Tideuover website, you can do the whole application process online and you don’t have to trek down to any shops or call and talk to someone to get your loan. Tideuover also offers really fair interest rates and is far better value for money than some other payday loan companies. Don’t be put off by the intimidating looking APR- that doesn’t reflect the real value of a short term loan because you’re borrowing a relatively small amount and (hopefully) paying it back quickly.

I needed a loan of £250 and my next payday was in eight days time, so I used the online calculator tool on Tideuover to calculate the interest. It was far better than I expected- they gave me £250 to pay back in ten days at a total of £280, which was very fair. I was happy that I could afford that so I filled out the application that took a matter of minutes, and I didn’t have to call to talk to anyone or send any paperwork in. They completed the credit check online and got back to me quickly. I had the money in my bank account that day and all was well.

It was overall an easy experience and I don’t have any problems with Tideuover. I’d happily use them again if I ever needed to, and would be confident that they’d provide me with exactly what I need.

Review posted by Cherry

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  • Value For Money

When I checked the balance on my account last week and realized I wasn't going to make it last until the end of the month, I started looking for a money lender that could help me out. I was looking for a direct lender that could give me a payout instantly, rather than having to wait around at the bank. I found this company called TideUOver, and their service was so easy to use. They even had a short video on their website explaining exactly how the process works, and what APR they charge. This made it really easy for me to understand what interest I would be paying on the amount I needed to borrow.

Review posted by Tilly Crossley

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TideUOver seemed different to other lenders because they really make an effort on their website to make loans understandable. They also state clearly that they are a responsible lender, only lending an amount of money that will be possible to pay back by the customer. Don't let this put you off by thinking that they won't lend you you're required amount, it just sets them apart from the sharks out there. It was nice to borrow from a lender that actually cared about my ability to repay the money, rather than just thinking late payments are a way to make more money. It only took me a few minutes to apply, and I received my approval in about the same amount of time.

Review posted by Dina Frexley

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When I first clicked on to the website for TideUOver, I already had an amount in my head that I thought I needed to borrow. After reading some of the information on their website about responsible lending, I felt encouraged to only apply for the amount I really needed. It was refreshing to deal with a company that cares about their reputation and their customers, rather than just making the maximum amount of profit. This meant that I saved some money because I needed to pay less interest, and found it easy to payback the amount that I had borrowed. I now definitely think it's better to take out a smaller amount, and you can always take another loan in the future if things get worse.

Review posted by Maggie Posham

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because i no all tide u over care about is how much you earn and how much you want to borrow thats the main reason i use them. if you earn enough but have lots of other monthly outgoings that gets taken into consideration as well. so I would of liked to borrow more but because i have to pay my car loan every month and a credit card tide u over would only let me borrow a ton which was better than nothing and if thats all i need to borrow each time then i wont bother to look for another lender because i no i can get the loan easy from tide u over. i might have to start looking for another sort of loan because a ton doesnt go far these days.

Review posted by Lee Fenwick, Canning Town

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Just got my first payday loan from Tide U Over and have been quite pleased with how it all went. Tide U Over make a big deal about not lending you money you would have difficulty paying back which is what all the payday lenders say on their website but one lender refused me a loan but Tide U Over said yes so I don't know why that should be the case. So to make things easy for me I will just go to Tide U Over if I need another payday loan in the future. I know how much I can afford to repay so it should be down to me at the end of the day but some lenders are more cautious about giving out loans and maybe thats why I got refused by another payday lender.

Review posted by Matt Howell, Dagenham

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my payday loan from Tide U Over wasn't really to tide me over it was so that I could buy a pair of shoes that were in the sale in Selfridges and if I hadn't got this loan they would have been gone by the time my salary reached my bank account at the end of the month. I would never take out a payday loan if it was going to cost me too much money in interest because then the price of the shoes I bought in the sale might not be such a bargain after all. As they were nearly half price, it was well worth the interest I will have to pay for this payday loan so I am really happy with this loan from Tide U Over and would definitely use them again to snap up another bargain in the sales.

Review posted by Cheryl Nanson, High Wycombe

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used tideuover to borrow the 200 for 28 days good value for the money as I needed a new washing machine urgently and the money arrived with no problems would use again

Review posted by Yasmin Chadwick

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It doesn't really matter how responsible the lender is, if you get a payday loan and are late with your repayment you will have incurred extra costs thus making the initial cost of the loan void. Only to be replaced by a bigger sum. My friend took out a payday loan and forgot he had taken it out and failed to make the repayment despite the reminders. He wound up owing them hundreds of pounds when the initial charge was only about 50 quid. what a wally. I use Tide U Over and never ever forget to make my repayment that is why they work for me.

Review posted by Craig, Leytonstone

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Tide U Over does just that for me but I have to make sure I don't get carried away and use them too often because even though they are one of the most competitive of the payday loan companies they are still a high rate lender compared to regular loans that you would get from your bank or one of the high street lenders.

I only ever use Tide U Over in a real emergency as most times I find I can scrape through to pay day even if it means not going to the pub after work on a Friday before pay day the following week.

Review posted by Josie Clarkeson

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I've used loads of different payday lenders since they've been about and my opinion of them in general is that they offer a really handy service to people like me. That doesn't mean I think all payday lenders are good because my own experience has proved that is not the case and there are one or two lenders that I will never use again. But this loan from TideUOver definitely falls into the 'I'd use them again' category. They seem to be a very responsible lender but I think that has a lot to do with the fact that they are a broker and not a direct lender and so I would imagine their reputation would be at stake if they were to set borrowers up with loans that just weren't right for them. I think thats how payday loans got a bit of a bad reputation a while back and its probably because of the payday lenders I have used in the past and vowed never to go back to for another loan. I will however definitely give TideUOver another go the next time I need some extra money in a hurry.

Review posted by Brendan Healey, Forest Gate

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TideUOver are new to me although I'm no stranger to payday loans. It's just that there are so many payday lenders now that you are spoilt for choice. But as I've found out that doesn't always mean you have a good experience with some of them. You really do need to do a little bit of a check on the comparison websites before you take out your next payday loan no matter how many you've had in the past. This industry is big and the goal posts are changing all the time due to the competition. I chose TideUOver for this current loan and I am happy with my choice but that could all change the next time I am looking for another payday loan.

Review posted by Tom Maitlin, Ashford

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Before I went with TideUOver for this payday loan I checked with my friends to see if any of them had used them and none of them had so I was tempted to look again and find a payday loan that my friends could give their opinions on. Then I remembered how many times these particular circle of friends had messed up with their own payday loans and thought to myself why on earth am I asking for their opinions. Then I used a bit of reverse psychology and thought if they have never used TideUOver then maybe that's who I should be getting this loan from as they seem like a good lender. And when it comes down to it, I'm the sensible one out of all my friends so it should be them asking me which payday lender to go with and I just might say TideUOver if this loan is anything to go by.

Review posted by Sasha Perry, Guildford

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I met this girl recently and you all knows what happens when you find someone who might just be the one.
I am happy, it is all very recent so I am trying my best not to ruin it all.

I thought maybe I should use my days off over the weekend and invite her to go for a 2 day brake at a nice 4 star hotel in the Isle of Man as I have friends there who we could meet up with.

Thought 450 pounds would be enough for our journey, hotel and food expenses.

As I was getting paid next week, I opted for a 7 day loan which meant lower interest.

We had a fantastic little weekend on the Island and I would really like to thank this company.

Tim

Review posted by Tim

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Seeing that I was running out of cash and still have over £200 in bills to pay before the end of the month I had no option whatsoever to go online and get a payday loan.

While searching on google, I came across this website that I had never heard of before. Well it looks very organized and helped me chose which company to apply for a loan with.

Tide U Over seemed like a decent company to go for, and for that reason I quickly filled in my application.

I got decent rates and the people who dealt with me were very friendly and professional.
Have nothing bad to say about these guys!

Ryan Watts

Review posted by Ryan Watts

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  • Value For Money

I like Tide U Over best out of all the many payday lenders I have used. I have used most of them over the past few years because I cant seem to make my money last until the end of the month even though I earn a good salary. my mum says its because I live beyond my means what ever that means. I just like going out and enjoying myself every weekend and if I haven't got the cash to do it I'll borrow it from a payday lender like Tide U Over. They seem to be the most convenient for me at the moment so I will stick with them for a while. Their one of the cheapest also so thats always a good point to remember when I am looking for my next payday loan.

Review posted by Sean Ryan, Dagenham

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Tide U Over really are one of the best payday lenders for me because they don't take ages to approve your loan and considering I usually only need a payday loan in an emergency that is a good feature for me. Its also idiot proof if your like me and don't understand how they work out the interest they are charging you. their video is worth looking at but I must admit I had to watch it a couple of times before I got the hang of how the APR thing works. I always know I can repay the loan so that is the most important thing for me in the long run otherwise I wouldn't take the loan out in the first place. But watching the video does help you to decide if you really can afford the loan so I would recommend you watch it first.

Review posted by Lyndsey Crowther, Mottingham

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found them to be very helpful and as i needed to use them for a second time it was much easier.

Review posted by john1

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its cheaper to borrow two hundred quid than it is to borrow one but if you cant afford to pay back two hundred plus the interest dont do it just go for the one hundred quid. thats where I kept going wrong and now I am always sure to keep it to one hundred so that I dont get in trouble and miss the repayment date or go overdrawn which causes even more problems for me. Tide U Over will try and help you if you are struggling to make a repayment but it will still cost you dearly so just play safe and keep your payday loans to a minimum.

Review posted by Frankie Nolan

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Tide U Over are so sweet, they got me out of a muddle when I took out my first ever payday loan with them and now I only ever use them for loans and I dont have any problems now that I know how they work. I have told all my girlfriends about Tide U Over and they have started using them now as well. They are even sillier than me at times so I bet they have got themselves in a muddle to with the repayment but I've told them to just make sure they contact Tide U Over straight away and let them sort you out.

Review posted by Saschia, Brentwood

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i found the tideuover website very easy to read as I am not very good on my pc and after a quick phone call i have the money in my bank

Review posted by john2

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I do not like when it gets to the middle of the moan any my bank balance is 0.00 or worse im in my over draft.
It happens to me, more than i would like to admit. I have used tide you over to do just that, tide me over till payday. This is the usal reason why i have re used this company and has helped me out loads.
It is not a fix to the fact i do not get paid enough or that i spend to much of my money on junk, but this is a company who does not judge me. A company i can trust to loan me a few hundred bucks when i need it.
Never had any issues and am sure to use again soon.
Thanks for always being here to help me out.

Sincerly
Alex Rogan

Review posted by alex

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I applied online as i only needed £80 till my wages were paid in to my account so gave it a try.
There Online cal was good and help work out the interest for the t days i needed to borrow over.
Having this online option is great and displays to you clearly the loan rates and borrow procedure. I like that there was no paper work to sign and send back. Was just a credit check online and a quick reply.
Money was with me the next day, this tuesday and i will pay back on friday and will be done.
Very simple service to use.

Review posted by kyle fallon

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i would first like to thank the friendly staff at tide u over for there great advise and good service.
I called up last month on the off chance they could help with some financia issues. Long story short ex wife and divorce dont come cheap.
There was not judgement or pressing questions about my situation, i felt like i was talking to a humanbein and there was no judgement on there part. I found them to be helpful and extremly profeshional threw out the full process.
Very happy with the outcome as i was accepted and the funds were very fast in being transfered to me personal.
I cant not faul the serive.

Review posted by John Edgar

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I was more than satified with the level of service provided to me by tide u over. I found them to be a reliable and honest as a direct lender.
Online lending has come a long way since when i first borrowed my first loan ten years ago. Now all you have to do is fill in there online form with your personal information, and it all taken care off. No middle man, no paper work and no cost for this faster an efficient service. Happy to see instant decisions give and the funds promptly follows.

Would reccomend this service to others

Review posted by Helen Shields

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There is alot of information and paper work usaly when borrowing money so i was happy to see this company was very well organised and all setup online.
I have never used this company before for a pay day loan but it did pop up on a number of comparison websites so i decided to give this a go. I am glad i did.
I have not yet made my repayment but it is set up to be taken next week and i am sure this will be taken with no issues, just let everything else.
I also think the update emails are a nice additional service.
I would use this company again.

Review posted by Rick

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I would not recommend a pay day loan as they are exspensive way to borrow money, but saying that i can not knock the fast service they provide.

Very nice customer service, who contact you with email updates as well as payment reminder. There online page is simple and easy for anyone to use.
They offer the service they promise and the money was sent to me promtly also.
Its a shame the interest rates are horribly high this is the issues when using any pay day loan company, not just this one. It is the only reason i would not recommend.

Review posted by tony boyd

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Tide U Over, i found not only to be your typical pay day loan provider but to offer some extra touches in service, that others do not.
Tide U Over.com offer you an immediate / instantly funded approval if you are accepted.
Myself it was around a ten minuet form application to be filled in, and then once i click to submit this is was maybe ten to fifteen seconds and it flashed up on screen a nice accepted message box.
I think got an email to tell me the funds would be send to me momenterly and this was infact correct. A few minuets later i did check my internet banking and the funds were cleared in my account.

As some one who has used pay day loans in the past (with another pay day loan company) I have never had Funds on the same day or even next day. So for me this was fantastic service that i have never seen else where.

I would recommend Tide U Over as the fastest Payday loan provider.

Review posted by David

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I am glad to see there are still trust worth and reliable services out there , when it comes to borrowing cash quick.
I would not go else where for this service, i have been loyal to Tide U over since they have started.
This is now my 3rd loan application and each time has been a breath of fresh air.

The loan application i have always done myself online and i find this easy to do, i am sure you will also.
Just take your time and fill in the information best you can. (if you miss anything someone will contact you to ask for any missing or extra information they need) This is the easy part.
Waiting to find out is a little nerve racking, but they do offer fast decisions so it does help the process.

The only issues i have came up against against this company is there roll over payment option.
The loan i recently applied for i could not afford my full repayment and it took me a handful of emails and phone calls before someone would give me a decisions on rollback payment to help.
I was only looking for a couple extra days, in the end they were able to help me, great! But would be easier to apply for this option.

Thanks

Review posted by Tina Woods

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Tide U Over .com were not our first choice when applying as there was other companies who did advertise lower APR rates, that were available to us at the time.
But when we applied with another provider we were told we would need to wait 24 hours for further checks to be made and to email in bank statements.
Annoyed as pay day loans offer a fast approved and turn around i decided to apply else where while we waited. ( we needed the funds asap for this weekend)
In this time i had applied for Tide U Over and was approved.

The APR is more but i got the money faster with them so i was happy to pay more. Sometimes when you really need a fast service you will pay for it.

Review posted by Edward Brice

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I was please with the service i received when i contacted TideUover.com

Very friendly customer service team, the hold time was not to long, and hold music was easy to listen to.
I found the member of staff i spoke with to be well mannered and very informative when going threw the loan process. They took there time with myself and answered all my questions professional and helpful, i felt under no pressure or in no rush threw out my deals with them whatsoever.
I would use this service again if i ever found my self i need of some financial help.
I liked that i spoke with someone who also is English and i got the feeling they are a small close team that work for Tide U Over.

Review posted by Miss Louise Brogan

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I borrowed from Tide U Over 3 months ago.
I was about to start my 3rd year at university at the time i needed a little boost to help with books, supplies and other materials.
The loan was approved at the time and has since been re paid and this service has been closed.
In saying this applying and closing the loan was the easy part. I had a few small issues in the middle (getting approved and funding)
Online i was told i would need a manual process and i got an email explain that i needed to send further information.
I sent 3 months worth of bank statements before the loan was approved.
It did say online in some cases this can happen and further checks may need to be done. but this did delay this immediate cash as promised.
It took me around 3 days to get the money.

Review posted by Donna Whitelaw

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Service with Tide U Over is easy to use, easy to understand and easy to do yourself online.
I borrowed £100 from them a few weeks ago and was told i had 10 to 32 days to pay this back to them
It is all set up online be direct debit so you don't need to contact them again and again and you wont forget to pay as you get email updated.
Its a good service they offer and it has helped me out.
It worked out at £100 over the 1 month i paid back £114
so £14 in interest how can anyone complain ?

Just check rates before you apply as can change

Review posted by Nancy Cambell

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I'll definitely be using Tide U Over again if this loan is anything to go by. I've used other payday lenders before and so far this has been the quickest and easiest payday loan I have ever had. For me it's all about speed because when I need a payday loan it usually means I need it yesterday so any lender that can get my money to me within a few hours or at the very least within 24 hours of applying then that suits me. I'll always make sure I am happy with the rate they are charging before agreeing to the loan and that will always be the priority for me but getting the money fast is still important and Tide U Over have not let me down with this loan so I'll definitely use them again and hope they stay true to form.

Review posted by Dean Southgate, Gravesend

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can't be sure if i will use this payday lender again but only because i like to try and use a different lender each time and i am working my way through the list that is on the loan comparison website. they've added a few more since i first took out my first payday loan so it might be while before i get back round to tide u over but they have been really good and processed my loan quickly and got the money to me within a few hours which is what i look for in a good payday loan so tide u over have definitely scored high on that.

Review posted by Leona Devitt, Theydon Bois

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This is my first ever payday loan so I can't compare Tide U Over to any other lender but as far as first time experiences go this has been quite a good one and for that reason I will definitely use Tide U Over again if I need another payday loan in the near future. Provided they are still offering good rates and their application process is still just as quick and easy to use then i don't see any reason for not giving them another go. I don't plan on using payday loans a lot but when I do I want to make sure I am using the current best lender at the time so I will always check out the loan comparison websites first.

Review posted by Chris Knowles, Barking

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I love it when payday comes along and I finally have enough money in my bank account again to be able to do the things I want with no worries again. However I make the same mistake every month, and go through my money too quickly, and then have to scrape by for the last week of the month until I get paid again. You would think I would have learnt my lesson by now, but apparently not. Normally scrimping towards the end of the month is just about bearable, but last time I had some things that I really needed to pay for before my wages would be put in to my account. Tide U Over did just what their name describes, and were even flexible about the repayment too.

Review posted by Vince Gadley

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I have always been adamant that I will never take out a loan, and will only spend money that I have already earned. I think this was a habit that was instilled in me by my parents, and of course in the perfect world, I would be able to live that way. As a junior doctor, it can be really hard to live within my means all the time, and I find myself getting quite stressed over financial matters. Last month it all got too much, and I just took out a payday loan with Tide U Over. Luckily I could do it all online, and won't be receiving anything via post or phone - so my parents will never even need to know about it (phew)!

Review posted by Tom Pelsing

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I am writing this review because I have been in the position you (the reader) is probably in now. I did not know who to turn to, and felt bombarded with information and different ways of making comparisons when I started looking on the net. I chose Tide U Over because of the reviews I read - I figured if they have a whole load of happy customers then they must be doing something right. The payday loan I took out was definitely right for me, and actually I think I will even be a returning customer. I feel like they deserve customer loyalty as they gave me a real problem free service.

Review posted by Aiden Farming

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Tide U Over is a responsible payday loan company but you have to be responsible as well. I use them all the time for emergencies but not irresponsibly so they work well for me. So far I haven't had any problems with paying these loans back but I can imagine if you take longer than you originally agreed with them you will end up paying way too much and thats when they become a bad option. If you have a family member or friend that you can borrow from then I would go to them first but if not then I would recommend Tide U Over but only as a last resort and only if you can guarantee you won't miss a repayment.

Review posted by Adam Dwyer

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This is the first time I have used Tide U Over and it seems to be a fairly good way of getting small amounts of extra cash quickly.

I needed to borrow the cash to pay for new tyres on my car when it failed its MOT and I couldn't wait until the end of the month because I needed to get my car back on the road asap. This is the sort of reason I would use a payday loan for because it is a genuine emergency and not just borrowing money for the sake of just needing extra cash to spend on a night out. If I haven't got the cash to spend socialising then I just don't socialise until I get paid again. Its as simple as that.

Review posted by J. Dixon

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I don't think I would use a payday loan very often but this is my first one and I chose Tide U Over because I found them to be one of the most straight forward. I worked out quickly how much it was going to cost me and it was cheaper than just using my credit card which had seen way too much use in recent months and was almost maxed out.

I only borrowed a hundred pounds so that I could go to a concert in London and if I'd waited until I got paid the tickets would all have been sold out. So I think this is a very good use of a small payday loan and would use Tide U Over again for this sort of loan.

Review posted by Malika, Penge

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I use Tide U Over and no other payday lender. If Tide U Over wont lend me the money it would mean that I am living beyond my means. I only ever borrow what I can easily afford to pay back the following month but even if I tried to borrow more I think Tide U Over would refuse me. I need a responsible lender like Tide U Over to keep me in hand. I've got friends that get themselves into all sorts of trouble with payday loans so I tell them to use Tide U Over in future. they'll only lend you what you can afford to repay and if you do find you have a problem making the repayment they will try and help you out with an alternative payment plan.

Review posted by John Tilbrook

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tideover saved me! i had the car insurence and the water bill come in within 2 days of each other.

i could pay it over 2 pay days but obviously those companies give no leeway. tide over lent me the money and i paid it back over the next 2 pay days. brilliant.

Review posted by joanna

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when i realised i couldnt pay tideover back on my next pay day i thought i was going to get my self into a big mess as they were a pay day lender and not a long term lender.

so i booldly contacted them and they were more then happy to reorganize my payment plan without me suffering more.

Review posted by david

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tideover are really good they are so easy to use and you can see that they try their best to help you rather then get you into more mess.

i have found cheaper companies however, but i was impressed with their service so i have used them again.

Review posted by jill

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i contacted tideover for a loan of £500 which i thought i needed.

when i contacted tideover i told them what it was for and they made me realise that i didnt need that much so i took out a smaller loan.

they were right i would have been in much more debt if i had taken out the original amount.

Review posted by sally

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after contacting tideover i had the money in the bank straight away.

they were great iv used them again since.

Review posted by steven

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i needed £500 so i contacted tideover i did my application and then they told me i wasnt liable to take out a loan that big.

i needed the money and knew i could pay it back. why wasnt i approved??

Review posted by mike

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i love tideover loans. its quick patch up money that leaves you in no bigger debt. i use them about every third month and still have good credit rating.

Review posted by sophia

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these guys are great value for money!!!

i found their application form a little difficult and extensive but once your registered your registered which make them easy to use again

Review posted by polly

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i found tideover really expensive and not that helpful.

i went elsewhere and found another payday lender that compansates alot more then this one

Review posted by karen

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i thought that using a short term lender would make things quicker.

i was quite surprised at how much of a backround check they did. im happy they did though it gives me more confidence in that i was doing the right thing.

Review posted by india

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the fees were a bit over the top but ok if you paid off on time

Review posted by john3

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i used for the firsy time and they were good lets hope i dont need them again

Review posted by john4

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Getting a loan with Tide U Over was extremely quick and simple. Had to go to their site and fill in a form. They then tell you if you have been approved. Luckily in my case I was! If you want the money they offer you then you just accept and they send it over to the bank you applied with. Unfortunately I'm not going to enjoy the money, it's just to pay bills etc but I guess it's a something less to worry about knowing there are reliable lenders out there who can help you get out of a jam if and when you need it. I've no issue recommending them or using them again personally in the future.

Review posted by Nelson Guest

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Good day All,

This company is safe, reliable and best of all they do everything how you want it. I wanted to borrow £300 for a couple of weeks until my wages came through as I've just started work after being unemployed 2 years. They sent the cash to my bank in about 45 minutes or so (yeah I was refreshing the balance). I've not paid the cash back yet as I've got a week or so to go until I need to so I'm going to enjoy myself with the rest and just clear it from my wages next week! Easy as! I can definitely recommend Tide U over if anyone else is in the same boat

Review posted by Darren Senn

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Hello people in need.
I have been where you are and Tide U over really did tide me over!
It all started with my power bill. When I fell a little bit behind on my monthly payment, I found myself extremely embarrassed. Having to ask my grown up children for some money to pay my bill was the last thing I wanted to do. After all, I do have my own little job. I work part time and I know nothing in life comes easy. I started an online payday loan search and clicked the Tide U Over payday loans on the extensive list of online payday loan service providers. I supplied my basic information, including my employer’s contact information. I was shocked when I didn’t even need to fax a single stitch of paper. I had the emergency funds that I needed to keep the lights on the same day in about 2 hours to be exact. They even gave me the option to pay the whole amount my next payday, or to spread the payments out over a period of time. I am so thankful for finding them. Since my first experience, I have checked out some other providers, and none of them compare with the professionalism and sincerity I found with them. I always seem to qualify for more than I need, and the process is so easy I could do it with my eyes closed

Review posted by Eliza Davis

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Recentely I was in serious trouble. Wont get into the gory details but put it this way i needed cash and quick!
Applied and the money went through around 2 hours later, and sent e-mail to confirm money had been transferred into my account. In less than 3 minutes you can answer questions such as your name, social security number, employer information, and pay cycle. They do not ask much about bank statements to prove income like some other loaners do, and their rates are absolutely doable. Your payday loan can be deposited into your checking account within 24 hours, and sometimes even within one hour. After having bad experiences with other pay-day lenders I sincerely advise people to use Uncle Buck

Review posted by sam robinson

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I used Tide U Ova and didnt regret! I was in trouble and they put me on the right track now its all paid and im all good

I was having cash flow problems, who hasnt?? On top of that i had a car accident that I didn’t expect eating up a lot of my income, so I rang up Tide U ova and explained the situation to them. Got the loan I applied for but had some problems paying the loan on the date we agreed on, so I went to the site, contacted them and we found a way to fix the situation. I strongly recommend this loan company.

Review posted by Sally Pippen

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Tide U Over are extremely safe, extremely reliable and best of all they really do lend you money! (Unlike some of the payday lenders who fill your TV ad breaks). I wanted to borrow £300 for a couple of weeks until my wages came through as I've just started work after being unemployed 2 years. They sent the cash to my bank in about 45 minutes or so (yeah I was refreshing the balance). I've not paid the cash back yet as I've got a week or so to go until I need to so I'm going to enjoy myself with the rest and just clear it from my wages next week! Easy as! I can definitely recommend if anyone else is in the same boat.

Review posted by Lois

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You can really feel how much they value their customers. They will do almost anything to help you as long as you value them as well. Like I knew before the due payment date that I wasn't going to be able to keep to it. I informed them where they were extremely appreciative of my contact, because I contacted them they were more than happy to help me. I have asked for a small amount the first time I had applied for a loan and they accepted. Asked for a little bigger amount the second time and surprisingly they granted me the money. I was thrilled.

Review posted by Billy Thomson

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I am 25 and a recently qualified teacher working full time. I have spent the last three years living hand to mouth on a very small amount every month! Between traveling to placement, rent, bills, food and a social life and there's very little left. I am living in one of the most expensive cities in the UK. I am sharing a flat with a colleague but our rent is still £1200 I am not left with a great deal. We just moved into the flat so had to pay the agency £2400, it is crazy money. We don't get paid till the 12th so I have even more days of being utterly skint. Today I asked for a loan from Tide U Over and I am SO PLEASED to say it took less than an hour! I can stop stressing! Thanks you really Tide Me Over

Review posted by Joan Beck

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I wouldn't say I am a big fan of payday loans but I do have to use them occasionally so I would probably say they are a necessary evil to some extent. However if you find a good lender like Tide U Over that offers decent enough rates and practices responsible lending to ensure borrowers don't get in over their heads with their loans then I don't think you can go far wrong. I have used Tide U Over several times in the past 18 months and each time my loan has been dealt with efficiently and I have had no problems with the repayments. For those reasons I would use Tide U Over again which is why I have just applied for this particular loan today.

Review posted by Mike Bradbourne, Grays

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IM a 32 year old young lady who borrowed money for the first time a few weeks ago when I ran into a sticky situation and needed to borrow 300£ overnight.
I had no idea how getting a so called "payday"loan worked, so I was so pleased that they provide a small video explaining.
I borrowed the money for only a 2 week period, and was happy to pay the requested fee, as it really helped me out of a difficult situation.
I requested everything on line and was amazed how quickly they replied with a yes answer.
Now I know I can count on them if in dire straits again.

Review posted by Dorothy Evans

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Tide U Over loans do just that for me, they get me through to the end of the month when I have overspent at the beginning of the month and find myself counting the small change in my purse to buy a coffee on the way to work!

I've only used Tide U Over once before but because it worked out really well for me I just decided to give them another go with this current payday loan and I am pleased to say they haven't disappointed me.

Same great service with the same competitive rates and the money in my bank account within 24 hours of getting the loan approved. Thats all I want from a payday loan and Tide U Over are giving me that at the moment.

Review posted by Sam Featherstone, Lenham, Kent

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I have not exactly been an advocate of the payday loan industry over the past few years but this month for the first time ever, my income did not match my outgoings. It was quite literally a month from hell. Things breaking, unexpected bills and people just generally needing paying for things added to my financial woes.

Thankfully, I found Tide U Over on the Internet and as the name suggests their mission is to tide you over until you get paid! I took out a loan for around £150 I think, maybe £120 or something but with the interest it was £150. I paid it back a week later despite having 30 days to clear it. All was well with the service and I can fully endorse them. There are lots of payday firms around I know but these guys seemed to be a cut above the rest. I needed money, they helped me, that's that. I cannot sing their praises enough!

Review posted by Keith

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If I am borrowing money until the next pay day I dont see why they have to give you an APR why not just tell you what you will be paying back in total. I can understand that more easily. When I see an APR of 1734% on payday loan websites it scares the hell out of me until I stop and think what that equates to for a one month payday loan. Come on guys, keep it simple for people like me who didn't get past 'O' level maths at school! If somebody tells me I'll be paying an extra 50p for every pound I borrow I can work that out in my head easily. Tide U Over your simple online loan calculator is good but it could be even simpler in my opinion.

Review posted by Dean, Tenby

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A good name for a good payday lender Tide U Over. I only ever borrow enough to tide me over so I don't get into trouble paying the loans back. As I rely on them quite a bit I don't want to mess things up by not being able to make a repayment. I know the younger generation use these payday loans willy nilly but I am older and wiser and only use them when it is absolutely necessary and only ever borrow what I can easily afford to repay. I have enough to cope with without having to worry about missing a payday loan repayment so that's my rule, keep the loans small and affordable and you won't get into trouble.

Review posted by Kathy H., Leigh-on-Sea

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I am experimenting a bit with my choice of payday lenders so this is my first payday loan with Tide U Over and this is also my first time at posting a review. I have only really done it in the hope of winning a Lamborghini or rather my boyfriend wins it as he has predicted the football results.

My opinion of Tide U Over as a payday lender is that I found the process fairly staightforward and I liked that they explained how they calculate the rate for your loan and what APR means. When you are borrowing money in a hurry you don't always bother to think about these things so it is nice to have it pointed out to you at the start of the loan process. From the word go you know exactly what you are agreeing to which is great. I will probably try another payday lender the next time I need a loan but that doesn't mean I won't go back to Tide U Over again in the future.

Review posted by Vicky Collins, Luton

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If you can manage your money every month and never have to rely on a payday loan then lucky you. But thats not the case for everyone so I think if you need to use a payday loan in an emergency I would say thats ok and I have used Tide U Over a few times now and they have worked out quite well for me. I think the big issue with payday loans is that if you miss or can't make a repayment you are going to run up a much bigger debt in a relatively short time. Some payday lenders are more forgiving than others so you should choose yours carefully like I did. Tide U Over practice responsible lending so I know they will never lend me more than I can easily afford to repay even if I do miss a repayment and incur a extra charge.

Review posted by Jim Locke, London

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