Uncle Buck

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Company Information

  • Company Name:
    Uncle Buck
  • Website Address:
  • FCA IP:
    640978
  • Business address:
    Uncle Buck Payday Loans LLP, Building 707, Biggin Hill Airport, Westerham, Kent TN16 3BN
  • Phone number:
    0845 873 9985

Uncle Buck (UncleBuck.tv) is a leading pay day provider in the United Kingdom. Should you need any help, their customer service team will help explain their services to you. The customer service team will also help you with your loan application if you don’t understand the process. Since they have been in business for some time, they know what customers like and dislike about applying for a loan and repaying it. However, they still respect customer feedback on their performance. Their main business philosophy is that you know where you are with them. They try to be as transparent as possible and describe their lending practices in full on their website. They believe in the Good Practice Customer Charter and have a copy posted on their site.

They understand how a small sum of money provided for a short period like a month can ease some of life’s pressures and give you the break you need to get your finances back in order. However, they are only a short term solution. They don’t provide large loans to resolve a big financial crisis nor do they offer long term loans.

APPLICATION REQUIREMENTS:

To be eligible for a loan with Uncle Buck you must be: over 18 years of age, an employed UK resident, have a bank account which your salary is paid into, have a valid debit card for this account, have a valid email address and contact number, and not be in any debt management plan. As responsible lenders, they expect their customers to be responsible borrowers. This means that they will not offer a loan when they believe it would be difficult for you, under your present financial circumstances, to pay it back.

LOAN AMOUNT AND CHARGES:

Uncle Buck offers pay day loans for unexpected expenses. Amounts that customers can borrow vary between £100 and £1000. Suppose you need to borrow £200 for 29 days. Then you would need to repay the loan with a single payment of £269.90. The interest rate used to calculate the cost of your loan is 439.89% per annum (fixed).

PROCESS:

Applying for a loan is simple and easy. You can apply whenever you need money for a tight situation. The application process is clearly explained when you visit Uncle Buck’s website. They will carefully assess your application and make a fair decision about your ability to pay the full amount by the due date.

PAYMENT:

If your loan application is approved, Uncle Buck transfer money every 15 minutes between the hours of 08:00 to midnight, 7 days a week, so you should receive your money without too much waiting. However they do warn customers that if your bank does not support Faster Payment then funds may take up to 3 days to reach your account.

 

111 Reviews of Uncle Buck have been submitted - read the latest 3 below

This was easy, I applied online and it was all quite straight forward. The form was simple enough, and all the information on how much I would need to repay was clearly shown.

The payments came out my bank when they were meant to. So it done everything that it said on the tin. Perhaps a little expensive but it got me out of a tight spot. I hope I won't need to use a payday lender again but if I do, I'd use this one.

I don't think they contacted my employer so its all discrete too. Not that it matters too much but I'd rather they didn't know their poor pay cheque isn't enough to last me to the end of the month.

Thanks, John

Review posted by John

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Just wanted to post a review as I've never done one for a payday loan before and as I have so many loans during the year I think I should make an effort to say something nice about them, mainly Uncle Buck who I am using at the moment because they are offering good rates and their website is really easy to use.

Plus when the loan is approved you get your money in less than an hour which is brilliant if you are in a hurry and want the cash for a night out or something like that. Uncle Buck have got the money to me on time every time I've used them so far and that's why I'll be sticking with them for now.

Review posted by Lisa

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Most people I know who use payday loans regularly tend to find a lender they really like and stick with them provided the charges don't increase too much. That's how I like to work as well because once you've got the hang of a particular lender and how their loan application works you'll find you get your loans processed much quicker. I have been using Uncle Buck for a while now and so far so good. They've kept their rates down and always got my money to me quickly so I don't think I need to look for another payday loan company for the time being. I still make sure I check the loan comparison websites every now and then because rates can change overnight and I wouldn't want to miss out on a much better loan.

Review posted by Terry

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money