Wage Day Advance

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Company Information

  • Company Name:
    Wage Day Advance
  • Website Address:
  • FCA IP:
    623347
  • Business address:
    WageDayAdvance Ltd, Unit 7 Acorn Business Park, Keighley Road, Skipton, North Yorkshire, BD23 2UE
  • Phone number:
    0871 703 7777

WageDayAdvance (Wagedayadvance.co.uk) is a UK based company that offers payday loans to its residents. A payday loan is a short-term cash advance. The lender expects the borrower to return borrowed proceeds plus an interest charge on the date of his or her next payday. The company has been serving UK residents since 2004, and it is one of the area’s most successful and popular online payday companies. It is a member of the United Kingdom Consumer Credit Association. Clients can use wage day loans for a wide variety of purposes. Those who have trouble making it from one payday to the next can enjoy a fast cash advance to get them through the week. Consumers who have unforeseen emergencies may also use these funds for vehicle repairs, bill payments and home renovations. Additionally, the borrower can use his or her funds for savings, vacations and shopping.

APPLICATION REQUIREMENTS:

The individual must have a UK bank account with a debit card. The person must also be at least 18 years of age and live in the UK. The borrower has the right to spend the funds in any manner that he or she desires. WageDayAdvance does not govern the usage of the proceeds.

LOAN AMOUNT AND CHARGES:

An approved applicant can borrow as little as £80 or as much as £750. WageDayAdvance charges a fee of £29 for each £100 it lends. The amount the company approves depends on the income of the applicant. A WageDayAdvance payday loan can be borrowed from 21 to 57 days.

PROCESS:

WageDayAdvance is a trusted source of funds that practices safe lending procedures. To apply for this type of advance, the applicant must complete a brief online application that requests information about his or her income and employment.

PAYMENT:

Approved persons will usually receive their funds within three business days by BACS free. However, if a client wishes to receive funding faster, he or she may pay an additional charge of £15 to receive the funds the same working day. Those who wish to contact someone by telephone can call 0871 703 7777 for assistance with the application.

89 Reviews of Wage Day Advance

Editors Pick
I was badly in need of a payday loan so I shopped around for the best deals and what I thought would be the most trustworthy company to go with. I had never heard of Wage Day Advance- I see adverts on TV and hear about other payday lenders but this one was new to me. It turns out they’ve been around for years- since 2004- and are very well established, but I didn’t know of them yet.

I’m really glad that I found Wage Day Advance. The service was really very good and they offer flexible rates and a service that was exactly what I needed at the time.

Because I work as a freelancer my paydays aren’t set like many other borrowers are, so I needed to be able to set the timeframe myself for when I would pay the loan back. I used Wage Day Advance’s “FlexAdvance” service. This let me borrow the £250 I needed which I could then pay back over a longer period of time. All of the loan amounts and repayment amounts and interest rates were listed clearly on the site’s website in charts so I knew exactly how much I’d be repaying, which I found very helpful.

I ended up needing a bit more time than I thought because of some cash flow problems I was having and a car accident that I didn’t expect eating up a lot of my income, so I rang up Wage Day Advance and explained the situation to them.

Review posted by Randall

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  • Value For Money

Editors Pick
I was badly in need of a payday loan so I shopped around for the best deals and what I thought would be the most trustworthy company to go with. I had never heard of Wage Day Advance- I see adverts on TV and hear about other payday lenders but this one was new to me. It turns out they’ve been around for years- since 2004- and are very well established, but I didn’t know of them yet.

I’m really glad that I found Wage Day Advance. The service was really very good and they offer flexible rates and a service that was exactly what I needed at the time.

Because I work as a freelancer my paydays aren’t set like many other borrowers are, so I needed to be able to set the timeframe myself for when I would pay the loan back. I used Wage Day Advance’s “FlexAdvance” service. This let me borrow the £250 I needed which I could then pay back over a longer period of time. All of the loan amounts and repayment amounts and interest rates were listed clearly on the site’s website in charts so I knew exactly how much I’d be repaying, which I found very helpful.

I ended up needing a bit more time than I thought because of some cash flow problems I was having and a car accident that I didn’t expect eating up a lot of my income, so I rang up Wage Day Advance and explained the situation to them. The lady who helped me on the phone was extremely polite and helped me feel calm and reassured. We set a new repayment date and I managed to meet it on time.

Wage Day Advance offer such a good service, they’ve changed my viewpoint on payday loan companies completely. Thanks for everything.

Review posted by Alistair

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I used Wage Day Advance and didnt regret! I was in trouble and they put me on the right track now its all paid and im all good
I was having cash flow problems, who hasnt?? On top of that i had a car accident that I didn’t expect eating up a lot of my income, so I rang up Wage Day Advance and explained the situation to them. Got the loan I applied for but had some problems paying the loan on the date we agreed on, so I went to the site, contacted them and we found a way to fix the situation. I strongly recommend this loan company.

Review posted by Becky

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Getting a loan with Wage Day Express was extremely quick and simple. Had to go to their site and fill in a form. They then tell you if you have been approved. Luckily in my case I was! If you want the money they offer you then you just accept and they send it over to the bank you applied with. Unfortunately I'm not going to enjoy the money, it's just to pay bills etc but I guess it's a something less to worry about knowing there are reliable lenders out there who can help you get out of a jam if and when you need it. I've no issue recommending them or using them again personally in the future.

Review posted by Ren Lovell

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I would tell others to use this company as they helped me when I needed some money. I got a divorce and I had to move house which I hated as it cost me a lot of money which wasn't really fair on me as it was him who cheated. I found it really hard to pay my bills when I first moved house as my ex used to deal with all of that stuff. I got behind on a few bills and didn't know what to do. I called this company and they lent me £400 which really got me out of trouble. I would tell others to use them if you need money quickly as it came within a few hours as they said it would.

Review posted by Cassandra Hagus

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This one aint too bad like, borrowed a £300 loan when i ran out of money. got it in my account straight away and then i paid it back later. then took another loan and paid that too. It goes in your bank automatically, and it comes back out like that too so you don't need to think about it really. My mrs used them too and they seem easier to use than others ive tried, as they don't hassle you or nothing on the phone. I think they all cost about the same anyway.... i would recommend this company if you're a bit short of funds

Review posted by Dan the white van man

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This company is safe, reliable and best of all they do everything how you want it. I wanted to borrow £300 for a couple of weeks until my wages came through as I've just started work after being unemployed 2 years. They sent the cash to my bank in about 45 minutes or so (yeah I was refreshing the balance). I've not paid the cash back yet as I've got a week or so to go until I need to so I'm going to enjoy myself with the rest and just clear it from my wages next week! Easy as! I can definitely recommend if anyone else is in the same boat

Review posted by Stuart Nowell

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Hello, I have requested for many loans with loads of different loan companies and wasn't always satisfied. I finally found this company on Google and chose to test it. I have to admit that so far it was by far the best in all type of aspects. I believe that it is hard for any other company to compete with them. The People who dealt with me were superb, I managed to get everything ready in a few hours, and the money was in my bank account soon after. Very good value for money! I finally think that if I ever need another loan, I will not need to find another company. Congratulations !!

Review posted by Christine

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For me it was a piece of cake as they say. Applied and the money went through around 2 hours later, and sent e-mail to confirm money had been transferred into my account. In less than 3 minutes you can answer questions such as your name, social security number, employer information, and pay cycle. They do not ask much about bank statements to prove income like some other loaners do, and their rates are absolutely doable. Your payday loan can be deposited into your checking account within 24 hours, and sometimes even within one hour. After having bad experiences with other pay-day lenders I sincerely advise people to use Wage Day Advance!!!

Review posted by Dave

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I will not be considering taking any sort of loan from this company as I have heard they take a lot of money from bank accounts without permission and aren't very understanding if you need to go on a payment plan they aren't very helpful have read up on this and have left people broke on Christmas shame on yous. I think it's not fair at all especially on people that don't have very much at all and trying 2make ends meet and you's just come along and take the hole lot what's in their account. I have been scammed before and I hope I can make people more award of it because I no how I felt the day it happened to me it was awful

Review posted by Elizabeth

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Hello I have been where you are and Wage Day Advance really did help me out
It all started with my power bill. When I fell a little bit behind on my monthly payment, I found myself extremely embarrassed. Having to ask my parents for some money to pay my bill was the last thing I wanted to do. After all, I do have my own job. I work full time and I know nothing in life comes easy. I started an online payday loan search and clicked the Wage Day Advance payday loans on the extensive list of online payday loan service providers. I supplied my basic information, including my employer’s contact information. I was shocked when I didn’t even need to fax a single stitch of paper. I had the emergency funds that I needed to keep the lights on the same day in about 2 hours to be exact. They even gave me the option to pay the whole amount my next payday, or to spread the payments out over a period of time. I am so thankful for finding them. Since my first experience, I have checked out some other providers, and none of them compare with the professionalism and sincerity I found with them. I always seem to qualify for more than I need, and the process is so easy I could do it with my eyes closed

Review posted by Joe Carter

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I didn't quite know what to make of the loan comparison website. Were the loan companies in some sort of alphabetical order or were they listed according to some other criteria. I say this because I thought the top lender might be charging the lowest rates but their 'quick quote' turned out to be more than I eventually got charged with this loan from WageDayAdvance who were bottom of the list. Anyway, I am happy with the loan WageDayAdvance have given me and as it's my first ever payday loan I will make sure I remember their name if I need another loan in the near future. It would be a real help if you could use a quick way of finding the cheapest loan because I did find going through all the websites quite frustrating. Eventually choosing WageDayAdvance did make it worth it in the end because I am really pleased with this loan.

Review posted by Natalie Mason, Cirencester

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I have to say what a brilliant company this was in my hour of need. I want to say thank you to you for saving me. It is the first time I have ever dared to use a lending company because I thought it would be a major hassle and I would have to pay extortionate interest back that would make my situation even worse but it couldnt have been more different and Im so pleased I plucked up the courage to use Wage Day Advance. I am now back in control of my finances and its all thanks to you. From a very happy customer

Review posted by Reenie Towers

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I used to have a great boss at my last job that was always doling out payday loans to us and if we were late paying it back to him he wouldn't give you another chance. He never charged us interest on the loans but they were never more than a few quid to get us through to when the wages were paid so we had no excuses for not paying him back on time. That was in the days before payday lenders like WageDayAdvance so I wonder if he is still giving out those loans to his current employees, probably not so I wouldn't blame him when there is a relatively affordable way of taking out a payday loan if you haven't got a generous boss. I have used a couple of payday lenders since moving jobs and so far I have found WageDayAdvance the easiest and quickest lender to use. Their rates aren't too bad either if you are only borrowing small sums of money. I've not used them for a larger sum because I think that might work out too costly for me but if I needed the money in a real emergency then I would definitely give WageDayAdvance a go because they do give you the option of a longer period before you have to pay it back which would probably mean I could manage it.

Review posted by Jake Lambert, Spalding

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I went on Wage Day Advance website as I wanted some money to go on a hen do last weekend.
They gave me £300, which just about covered my train fare, a hotel, beverages and a lovely meal. I'd have liked to have had more but since getting my hours cut at work I've struggled a bit. I probably shouldn't have been wasting money on nights out at all, but given it was a hen do I couldn't really say no.
I've used Wage Day Advance in the past when I've not quite managed to make it to payday... they've always been good with me.

Review posted by Beth Meader

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If WageDayAdance can speed up the time it takes them to transfer your money to you then I would definitely use them again. However at the moment it takes up to 3 working days to get the money unless you pay an extra 15 quid to get the money the same day. I really don't think that is acceptable when you know banks can transfer money in minutes so these lenders should be able to do the same. A 100 quid loan plus the fee of 29 plus 15 to get the money the same day is way too much for a payday loan in my opinion.

Review posted by Peter Gardiner, Loughton

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ABSOLUTELY APPALLING COMPANY!!!I applied for a loan Saturday morning 15/7/2015 I rang as the desicion was taking a while to be confirmed. A lady I spoke to on the phone said she had contacted the underwriters to request I send my bank details I explained I don't get statements through the post but could provide screenshot from my online bank account and a letter from my bank also my works I'D badge the woman said this would be ok so I sent them email.

An hour later still hadn't heard anything so I rang back and was told I hadn't sent in enough screenshot so to go ahead and see d more and so I did. Still no response on whether I would be receiving the loan so again I rang back and was told it would take 4 hours so I waited and then found out your company had closed at 4.30pm so there was the first lie from your employee that I would be given a desicion within 4 hours not that we close in 20 mins.  

So Sunday morning I rang back and at 10am and was told it would take 4 hours for my desicion to arrive...4 hours later still no email from yourselves so again I rang back only to be told now that the screenshot I sent don't show a running balance on them which they clearly did and that you now can't accept screenshots and I would have to get a pdf file off the online banking and send to you and so I did only to be still waiting for any response from the company.
Emailed them told them to delete my loan application as there company are mis leading liars!!!!

Review posted by Hayley

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What I wanted was an advance on my wages. What I got was exactly that, with 'Wage Day Advance'. Bit of a no brainer really. I just gave them my details, told them how much I'm earning, how much I wanted to borrow, and when I could pay it back, and that was pretty much that. Saw the money in my account on the same day. There's not much else to say about them, couldn't fault this company in any way based on the service I got when taking out this payday loan, or wage day advance as they call it.

Review posted by David Jarvis

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Beware of this company in a big way, I paid off my sons loan with this company back in March 2016, My son then cancelled his direct debit thinking that his account was closed, but due to human error they didn't close his account and because they couldn't get any further payments from his account they then decided to take them from my debit card which I provided at the time of paying off his loan even though the balance on his loan account was zero, I was in no way ever linked to this company but they still took money from my bank account, so beware because as far as I'm concerned it's fraud, theft, whatever you want to call it.

Review posted by Ian turnbull

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Last minute lads weekend away meant a last minute payday loan for me and thats how I came across WageDayAdvance. If I need another payday loan I will definitely got to WDA first because this loan was so easy to apply for and within 3 days I had the money in my bank ready to book the flight and join my mates on this weekend's jolly to Marbella. I guarantee 99.9% of the lads will have had to take out a loan like mine to pay for this trip and it will be interesting to find out if any of them had the sense to go with Wage Day Advance. If not I'll be recommending they use them next time, and believe me there will be a next time!

Review posted by Gary, Chigwell

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When I needed to cover extra costs a few months ago, I wrongfully assumed that I would get the best value for money with my bank. As I've been a loyal customer to them for many years, I was hoping they would offer me a good deal. I went in and spoke to my bank manager, and was informed that due to my low income and without a substantial amount in my account, my financial options were very limited. I was disappointed to say the least. When I started to research my other options, I came across Wage Day Advance. After looking through their website and reading up on my options, I decided that a payday loan would be sufficient for my needs at that time. The interest rate wasn't as good as that offered with some other loan varieties, however I was able to get the money quickly like I needed, and the repayment would simply be taken out of my account on my next payday.

Review posted by Sasha Galloway

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I have been so concentrated on the future recently, I think I forgot about the present, especially when it comes to finances and bill paying. This meant that due to a late payment on one of the monthly household utility bills, an extra fee had been added. I stick to a strict budget every month, and the extra fee was not something I had accounted for. In order to deal with this, I decided to take out a payday loan in order to avoid getting myself into more trouble. Wage Day Advance were useful in just the way the name suggests, and offered flexible options that enabled me to borrow the small amount I needed, and as stated in the agreement, I will pay it back on my next payday.

Review posted by Clarissa Durrant

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After a depressingly bad week at work, I really needed a pick me up and something to look forward to. With the funds in my account from my last payday already accounted for in order to cover bills and expenses, I had no spare cash for such luxuries. I saw a great offer online for a weekend away on a special price promotion, and knew that being able to book it would help me get through this tough time at work. This is why I decided to turn to a payday loan lender for financial help. Wage Day Advance suited my requirements, and offered exactly the service that their name suggests. Now I've got something to look forward to, and the repayment will come automatically out of my next pay cheque.

Review posted by Andrea Washington

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I live in Leeds and a friend of a friend works for this company called Wage Day Advance, which is how I first got to hearing about them. Taking out a payday loan is not really something I had thought about much before, but when I ran into some problems about six weeks ago, this company came to mind. I found them online after just a quick search, and I have been more than satisfied with the service they gave me. Only problem now is, because it was so easy, I will probably take out a payday loan again in the not so distant future!

Review posted by Tory Bennet

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I met a fantastic girl on a night out in London and we really hit it off only to find out that she lives in Exeter of all places. I wasn't even sure where Exeter was but I knew it would be a trek to take her home! It turns out Exeter is in Devon and my thoughts immediately went to a Gavin and Stacey episode and when I told this girl she saw the funny side which proved she was not only pretty but had a good sense of humour as well.

Well the point of me getting this payday loan from WageDayAdvance was so that I could do the romantic thing of asking her out on a proper date for the following weekend and suggesting that she shows me the sights of Exeter in the process.

The date is tomorrow and I have booked my train ticket and a hotel, as I don't want to be presumptuous and assume she'll put me up for the weekend. This might only be a one off date but I like her enough to give it a try and see if we have more in common than just being fans of Gavin & Stacey!

Review posted by Ian Davies, Streatham

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I've had two very positive experiences with Wage Day Advance. The application process is simple and straightforward.The first time I registered I filled out the forms online which was followed up by a phone call to confirm the details. The payments were made very quickly and direct to my bank accout on both occasions. The customer service team have always been very helpful and pleasant. On the first loan I set up for a payment to be taken on my pay day so I didn't have to worry about anything. The second time around I repayed my loan early and was offered a very reasonable early settlement deal to my surprise. Great if you need cash in a hurry.

Review posted by Cara

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Most payday loan services I have seen before are quite strict with how much they will lend you and what amount of time they will lend you the amount for. Finding Wage Day Advance was a godsend because they are no where near as strict as their competitors in this sense, or at least that's what I found anyway. They were honest and the member of staff I spoke to on the phone told me how much they could approve for me to borrow, based on my monthly earnings, but I was allowed to borrow this amount for up to 57 days, rather than just until my next payday, which was great for me.

Review posted by Nita Cromwell

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Having to wait 3 days to get my loan money wasn't ideal but I hadn't read the terms of the loan properly so it was my own fault. I wasn't prepared to pay extra to get the money the same day so I scraped by until the money finally hit my bank account eventually.

If I do use WageDayAdvance again I will just make sure I apply for the loan in plenty of time if possible because apart from the time it takes to get the money the interest charges are one of the lowest for a payday loan and applying for the loan is quite straightforward.

My advice is if you are thinking of taking out a loan with WageDayAdvance just make sure you do it at least 3 days in advance of when you are going to need the money and then you'll be alright.

Review posted by Karl, Basildon, Essex

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WageDayAdvance gave me my first ever payday loan a year ago and since then I have had 3 more payday loans with other lenders but none of them were as cheap as WageDayAdvance. One of the reasons I stopped using WageDayAdvance was because I didn't like having to wait 3 days for my money but that was because I was leaving it until the end of the week to apply for the loan when I needed the money for the weekend. Now I have just decided that I am going apply earlier in the week and save myself a few pounds. It all adds up and I don't earn so much in a month that I can afford to pay more than I really need to if I can avoid it by just thinking ahead and applying for my loan sooner.

Review posted by Shelly Roache, Croydon

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I have probably tried all the current payday lenders at least once and as a rule I never use the same lender twice in a row. So its taken me a while to get around to Wage Day Advance again but i have to say I am still really impressed with how they operate and this current loan went through so quickly, only taking 2 days from start to finish, that I am glad I didn't opt for the same day money transfer. It might not always go through as quickly as this loan did, but I think I will be happy to take my chances and use Wage Day Advance again and see how I get on.

Review posted by Mark, Romford

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I have never had a payday loan before although I know lots of people who rely on them all the time. I don't ever want to have to rely on them so that's why I am really careful to budget my salary each month and pay all my bills before I spend any money on socialising or buying unnecessary stuff like perfume and jewelry. This loan was for a real emergency. I had forgotten that it was my parents 25th wedding anniversary and needed to find the money to buy them something suitable. Silver isn't cheap and the earring for my mum and the cufflinks for my dad set me back a couple of hundred pounds and without the payday loan I wouldn't have been able to buy them in time for the anniversary party we were throwing for them.

I think this is a really good example of how a payday loan can be justified and for me it was justified and worth every penny in interest rates.

Review posted by Natalie, West Wickham

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ok the online application was quick but i thought the whole point of using websites like this like this was for quick money

so i wasnt overly pleased with wagedayadvance, they took nearly 3 days to give me my money.

Review posted by dan

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it just wasnt possible to return the loan on my first payday- i needed more time then that.

so i wasnt able to use them, shame because they sounded promesing.

Review posted by VeraD

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i cant beleive they approved me for a loan when i said it was to buy the tickets for beyonce.

these guys will lend anyone money!

Review posted by gabby

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i cant beleive that you have to pay an extra charge on every £100 you borrow.

cant they see that we borrow it in order to help us, not put is in more debt.

Review posted by sally

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i cant beleive anybody uses wagedayadvance all they do is put a fee on everything you do a fee for every £100 you borrow £15, another fee for late payments.

guys this company just wants to put you in more troubles

Review posted by ben

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oh wagedayadvance were so helpful..

when i rung them up to say i couldnt keep to the payments they were so good they found me a solution, it involved in me taking out naother loan though

Review posted by bettyC

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Appalling customer service and extortionate rates, would advise using anyone but wage day advance. Paid what I believed to be the full amount but as there was less than £1 remaining unpaid I have now got an extra £50 to pay despite the agent telling me I was paid in full. After questioning what had happened I was told by the agent that the new laws surrounding pay day loans do not apply to them so they clearly believe they are above the law. adding insult to injury the agent I spoke to was extremely rude and unhelpful. Would advise anyone to try a company such as wonga instead as after using both companies it has become clear who the fairest of the two is.

Review posted by jenty

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DO NOT USE - THERE IS NO SUCH THING AS CUSTOMER SERVICE HERE!!!
Deliberately don't contact you following a missed payment and so additional interest is charged. Then when you notice on your account that the payment hasn't been made it is too late to change anything. I offered to pay the total amount that was agreed when i originally took out the loan, but all that they wanted was the additional interest because all that they care about is profit and not the customer service and the financial difficulty that i was in when i took the loan. They just make things worse despite acting like they are there to help

Review posted by AC

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This is the first time I have used Wage Day Advance and I am pretty impressed with how they have handled my loan application. I got the approval within an hour of applying and I don't mind having to wait up to 3 days for the money because I won't be needing it until the weekend. So I've saved myself a bit by not having to use the same day facility they offer. Maybe if I'd needed the money quicker I might not have chosen Wage Day Advance but as long as I can apply for a loan in plenty of time I think I would use Wage Day Advance again. They seem like a good all round payday lender.

Review posted by Kenny Davidson, London

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can I just say how pleased I am with my loan from Wage Day Advance. I had not used them before but I have had loads of payday loans before so I think I am a bit of an expert when it comes to payday loans. Up to now I have been using the same 3 or 4 lenders mainly because I have needed the money in a real hurry and getting the money the same day was the most important thing. This time I had a few days to spare so I could give it more thought and that's why I decided to give Wage Day Advance a go. I got my loan approved within a couple of hours and even though I could have paid a bit extra to get the money today I am just going to wait until the money arrives by the usual process which Wage Day Advance say will be within 3 business days so I could be lucky and get it tomorrow but at least I'm guaranteed it by Friday which is good enough for me.

Review posted by Luanne Barfield, Croydon

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wageday helped me get a new washing machine which i needed with 3 small children

Review posted by Jodie Archer

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Wage Day Advance is not a lot different from the other payday lenders I have used previously but because I rely on payday loans a lot I like to try a different one each time and rate them out of 10 so if they get below a 7 I won't use them again. This is the first time I have ever posted a review so I'm not sure how to rate Wage Day Advance using this 5 star system. But using my own they would definitely get an 8/10 so I think that should give you an idea of what I think about them. The loss of 2 points was because I had to wait 3 days for my money but everything else was good.

Review posted by C Mason, Guildford

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I applied for a loan last month with Wage Day Advance for the first time and I was accepted, the loan repayment came out my bank on the due date, the loan was repaid in full a few weeks ago. I applied for a loan today and I was declined! I don't understand! Also, the website is a mess, i had a lot of trouble just even trying to sign in to my account. And i have just tried to post this review and it would'nt let me because I had not written 100 words! What is that all about? Hopefully I have now!

Review posted by Tracey

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Wont be using Wage Day Advance again unless I can wait 3 days for the money because I am not going to pay extra to get the money on the same day. But if I can wait the 3 days then Wage Day Advance is quite a good company to use because their rates are fair and their website is really easy to follow. The 3 day wait is the only thing negative I van think of to say about this lender which is why I wanted to post this review. Maybe Wage Day Advance can try and improve on this part of their loan service in which case I would use them all the time and score them 10 out of 10.

Review posted by Natalie Corrigan, Preston

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So far I have been able to borrow small amounts from Wage Day Advance without it working out too expensive for me in the long run. The convenience of having that extra money in an emergency is worth the interest I am paying each time. That's the way I look at these payday loans I take out and if I don't think it is worth it I will stop using them. I don't just take out payday loans on a whim because I try to watch what I spend each month as I don't want to get into debt and ruin my credit rating. For me payday loans whoever they are from should only be for emergencies and in that case Wage Day Advance is a good lender to use.

Review posted by Michael Beaumont, Leeds

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The girls at work all use payday loans so I thought I would give one a try when I needed to find a bit of extra money to buy my boyfriend a present for his birthday. If I wait until I get paid he will be upset because it will have been nearly two weeks that he will have waited for his present and he'll not believe me when I explain things. He's a big kid when it comes to his birthday and Christmas so I have to find out from his mates what he wants and then make sure I give it to him on the morning of his birthday. My mum thinks he is a big kid as well and said he is just like my dad was so maybe its just men. They should be grateful we can go to Wage Day Advance and get a loan which is more than they would do for us I bet.

Review posted by Kelly Houghton, Wigan

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needed the cahs quick but they was a extra charge for same day payment so i didnt use them

Review posted by john1

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I am usually very good at managing my money and never find myself without money in my account just before my salary is due but this can't always be predicted. I had to find two hundred pounds to fix my car and there was not enough money to spare without going overdrawn with my bank. My work colleague saw my dilemma and suggested I take out a payday loan. How they worked was not known to me but he showed me how to find one on the internet using the loan comparison websites that can be found. I chose the company WageDayAdvance mainly because they have a number you can call to get help with your application. They were very good when I explained I had never taken out one of these loans before and before we had finished talking they had helped me complete the application and told me to expect my money within 3 days. I could have had the money the same day but chose not to pay for that option because I was very keen to keep the cost of the loan to a minimum so as not to create problems for myself when the loan repayment was due at the end of the month. As I would only use this type of loan again in an emergency I sincerely hope I don't have to but it helped me greatly and so I am very thankful to WageDayAdvance.

Review posted by Sadiq Kumar, Slough

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Staying with relatives for a week here in Newquay I found myself running short of cash and felt awkward about not being able to pay my way so when I got the opportunity I went online and applied for a payday loan. I used WageDayAdvance because they were a lender I had used before and i knew I could get the money the same day if I paid a bit extra. I had to be guaranteed the money would arrive in my account the same day so it was worth paying extra to ensure it did. I am able to pay my way tonight on my last meal out before heading back to London so thanks WageDayAdvance for all your help.

Review posted by Rick Ballinger, Newquay

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I am not usually one for taking out loans and I have never had a payday loan before now but something cropped up that required a bit more money than I could afford before payday and so I suddenly realised what these payday loans were all about. They really can be a lifesaver when you are having a bit of a cash crisis. I'm not saying I will become a regular user of payday loans but certainly this first loan from WageDayAdvance has been a bit of a learning curve for me and I can't rule out using them again provided they are still offering a reasonable interest rate. For helping me with this little hiccup in my finances it was worth every penny.

Review posted by Beverley Dawkins, Swanley

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WHAT A DREADFUL COCK UP! I applied for £200 which I only needed for 14 days.
I immediately received almost 30 emails from this company all saying I had applied for £150 (no I hadn`t) and could I send in the PIN number they had sent to my mobile. They hadn`t sent a PIN number. I emailed them to let them know and then I received an e mail telling me I had not been accepted for a loan. Honestly; I`d be ashamed to be employed by this shambolic load of rogues. Read down and you will see they can empty your bank account and have done on one occasion,on Christmas Eve. Vile, vile company; KEEP AWAY. As for the positive reviews, I don`t believe they are genuine, perhaps the company has made them up?

Review posted by Nelly

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wagedayadvance helped me out of a major problem when i needed quick cash and would have no probs using them again

Review posted by john2

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So I am a girl who loves to shop. I've always had everything I want and I'm a bit spoilt. I also work hard for my money so I think that it gives me the right to go a little crazy spending sometimes. I recently moved out of my parents and got myself an apartment, it's lovely but being out of mum and dads really does make it hard getting from one payday to the next. So I spent a little more than what I should have and didn't have enough for some bills. Oops! But I'd already heard of short term loans and payday loans so I gave this one (Wage Day Advance) a go. All I had to do was fill out a really basic form and that was it really. Waited a few mins for a reply and Voila! Got the money in my account. So I paid my bills and still went shopping for a few thing needed in my lovely new home. So nothing bad to say about this company. The service was really great. Now time to keep my spending addiction under control! Thank you!

Review posted by Kimberly Owen

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I needed a loan and was refused from literally every lending website around,
So I tried wage day advance and applied for £1000 over 6 months... But I was unable to borrow that much.. so instead of outright declining my application they offered me £300, which was better than nothing!
I respected the fact they didn't decline me.
So I went ahead with the application and had an email asking for some proof of ID which was ok so I emailed with a photo of my drivers ID card and a letter from the bank.
Expected the usual last minute "application declined" business but had a text to tell me everything was fine and told me when I would receive the funds (about 1 hour) and they were right.
Whole process was fast and easy with everything clear (future payments and so on)
Would recommend!!

Review posted by Thomas

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Hi everyone, so today I'm here to share my experience with WageDayAdvance loan company. The reason for me having to use this is because my 6 year anniversary is coming up with my gorgeous girlfriend, and I want to get her something really special. I have a great job, I love it and I'm never short on money, but recently I've had to pay some really big bills and so I didn't want to go spending a fortune on my girlfriends present, although she does deserve it. So that's when I thought about asking for a loan. I found this company and gave it a try. Went online and filled out the application and shortly after I received a message from them to let me know that I would receive the money in a short amount of time. And I did! So I've found a beautiful gold necklace for my girl, and I know she is gonna love it! You know what they say “Happy wife, happy life!”
Thanks

Review posted by Theo Radcliff

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I used a short term loan service for the first time recently (I used Wage Day Advance) and as I was so pleased with the outcome I decided to let everyone know about it and how it works.
I don't think it's necessary to let you all know why I needed a loan, but when I was short on money I was scared that I would end up in debt, so it was very worrying. I found Wage Day Advance online on the internet and so I got in contact with them. The over the phone conversation was very pleasant and the staff member told me all about how it works and all the details. So, already, I was very pleased with the customer service. Then I got on my pc and went online to fill out a form with my details and to explain the reason why I needed a loan and the amount I needed. Only took a few minutes and they didn't ask stupid questions. So then I got an answer from them letting me know that I would shortly receive the money and it would go into my account. So, after that, the money came. Paying back isn't an issue for me and the loan really helped. So, if anyone is needing a loan, here's my experience with WageDayAdvance. Hope this was helpful.

Review posted by Silvana

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I've used Wage Day Advance a few times now just for loans. It has helped me a lot when my income doesn't stretch until payday. I found Wage Day Advance about a year ago when I first needed a loan and have used it ever since. It's not exactly a habit of mine to take loans, but I have needed them a few times and WGA have made it easy every time. The staff are friendly and are always there to help and the rest is easy. So I know that whenever I need a loan this is where I'll come to for help. It's just nice to be able to have a service like this one that is always willing to help people that are in debt, or just need some extra cash. Very grateful for this service and even more for Wage Day Advance as it's the only one I've ever used and I don't see myself trying any other one.

Review posted by Richard Jones

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I have been hairdressing for a few years now in a local hair salon in my town. But now Im in the process of finally opening my own salon which is really exciting and fun but also can be hard at times. Not long ago I didnt have enough money to pay a few bills, and with everything going on I looked into getting a loan just to get me through this tough time. Looked online, did some searching and came across Wage Day Advance, at first I was hesitant about it because you can never be too sure about this kind of thing. So I got on the phone to them just to go over it all. After the phone conversation I felt like it was safe to go on and sign up for it. So I did. The cash was transferred straight into my account. I'm really happy that I found a good loan company, hope this was helpful to all readers!

Review posted by Sarah Diaz

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i've been travelling a lot around europe recently. Im a student but work at the same time. And luckily its a very flexible job as it allows me to travel and even just take my work with me and do it everywhere. I had just got back from spain to find that my house had been vandalised while I was gone. I wasnt at all happy w that. Especially not happy for having to go and spend money to fix the problem. So I didnt have the money right there and then and I couldnt wait for it to be done because there was graffiti right across the front of my house. I looked into getting a loan. A friend of mine had already used wage day advance and was happy with it, so thats the one I chose. It was easy to use and got the cash quickly. Problem solved. So id like to say thankyou to this company, hopefully I wont need another loan like this but if I do, this is where ill come. Thanks

Review posted by Ash

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Sooooo, this is my story with Wage Day Advance loan service. To start off, I have 3 kids, all little boys aged 2, 5 and 6. So you can probably imagine how hard it gets sometimes. One morning I was getting them all in the car, which is always so hard as you can imagine, and half way to where we were going my car literally died. So it was me and 3 loud kids on the side of the road waiting for help. Not fun. Got my car to a garage, and it wasn't good. My car was going to need a lot of expensive work on it.
I found Wage Day Advance through a friend. She helps me out a lot, so I gave it a go, and it really helped me out in a huge way. It was easy to use and fast.

Review posted by Veronica Mayers

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Wage Day Advance is in my opinion one of the better payday loan companies because they are not only one of the most competitive but they are also one of the most straightforward to use. It really isn't rocket science when you log on to their website and start you loan application with them. They also give you the option of having your money transferred on the same day which I have used a couple of times and felt it was worth the small fee they charge. It usually works out better for me if I can think a few days ahead when I apply for these loans because I can then borrow the money without the extra fee which means I really am getting one of the cheapest payday loans that is available.

Review posted by Ian Emmerson, Luton

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I always try to keep my finances and bill under control, but sometimes it can be difficult, as I am a young University student. Recently I tried out using Wage Day Advance for a loan of a small amount of cash just to help me trough the month. It was worth it because, being a student, working and paying rent leaves me without basically any money at the end of the month. And last month I needed to go shopping for necessary things I needed at home and some clothes. Everyone needs that kind of stuff just to live a decent life. All I had to do was fill in the online application and wait for a reply. The reply came through quickly and my request had been accepted, and then the money came trough. So, overall, it was worth it because I was able to buy myself everything that I needed. I recommend Wage Day Advance to those in situations like mine, or to anyone that just needs a loan.

Review posted by Joshua Morgan

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My boss is not a very kind person she does not have empathy with me and when I needed to visit my sick mother she did not pay me for the time I took off and she would not help with an advance on my wages. but friends helped and they told me to go to Wage Day Advance to get the money for toward the flight and so I did do that and now I have seen my sick mother who is much better and I still have my job but I dont want to keep working for the bad boss but I will stay until I pay back this loan from Wage Day Advance in 2 weeks time and then I look for another job with a nicer boss I hope.

Review posted by Renata Caselli, Soho, London

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Hello there, my name is Sally and I am a proud user of Wage Day Advance. I've used this company a couple of times just to help me out financially throughout the month until payday. It's a great way to borrow some cash to be able to buy/pay for what I need when my money doesn't stretch through the whole month. All you need is to fill out the little form that asks for a few details, and if approved, the money is transferred straight into your account. It's worked for me three times now. I've only borrowed small amounts, but it really helped me. I'm not in debt and don't have problems with paying my bills. I just use this if there is anything I really need or have some kind of special occasion and don't have enough money to spend at that time. So, overall I'm a satisfied customer and I have no problem coming back again if ever needed.
Thank you.

Review posted by Sally

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i paid my loan bank within the 40 days required and found them very helpful

Review posted by Azim

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My family owns a lovely Italian restaurant in London and we all work together. It's great to be able to work as a family and I just love my job. My fathers 60th birthday was last month and we threw him a huge surprise party at the restaurant. We all paid for the party, but I wanted to buy him something special for his birthday. So I wanted to send him and my mother on holiday together. Both my sister and I didn't have enough money for this so we came to WageDayAdvance for a loan. We both asked for the same amount. We did the online aplication online, it was pretty easy, and then just waited for a response. The response came soon after to let us know that we would receive the money as soon as possible. We were able to send our parents off to Italy for a romantic holiday and I know it was the perfect birthday gift for my father.

Review posted by Natalie Hernandez

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the only reson we need to use quick loans companys is because banking in the uk is so bad

Review posted by Lee Freeman

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I was really pleased with Wage day advance and so I'd just like to let you all know how it worked for me. I was behind with paying my bills and needed some extra £. So I came across Wage day advance online while I was searching for loan companies. I didnt need too much money so I found that it was probably the best option for me. I filled out the online form and got an answer back right after. The money was put straight in my account. So overall it was just an easy and quick way to get some money. Now I can pay off my bills and get my finances sorted out. It's nice to know that ther are companies like this one that does exactly what it says. It just lends the money and then you just pay it back when you can. But obviously it has to be done soon after. But it was a great experience and if I ever need this again I will use it, because its trustworthy. Thanks

Review posted by logan miller

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I've been looking around for a Bday present for my daughter who is soon to turn 18. It's a big day for her so I'm buying her a car. I have almost the right amount of money, but some bills came in and left me a bit short. Only a couple hundred short though. A work colleague of mine had spoken to me before about this short term loans company but I never really showed much interest because I had never needed it before. So I asked him what company he had used and he told me about Wage Day Advance. He told me what to do, so when I got home I basically just signed up for it. Quick and easy online application, no complications there. And then the money was put into my bank account. So I paid my bills and was able to buy my daughter a nice first car. Thanks for that Wage Day Advance.

Review posted by Anthony Barrett

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I moved to england when I was young but never had an easy life. When I turn 18 I left my home and looked for work. Its was very hard at first, and I never had a home to stay every night. It was a bad time for me. Now I have work and rent an appartment. One day I needed to ask for money so I found Wage day Advance. I called them on the phone first because I wanted to be sure what I had to do. A nice girl spoke to me and explain every thing. She told me to go online and fill the aplication. After that, I got a reply and the loan came to my bank. It is nice to have people help us in hard situation and it was a very good experience for me because I needed it very much. Thank you very much to the staff and to the company for the loan when I needed very much. Very good

Review posted by Romina

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Good afternoon everyone! Just wanted to leave my opinion about this loan company called Wage Day Advance.
So, I had never used a company like this before so I was very hesitant about it. But I needed the loan ASAP. I asked around, searched a bit online and came across Wage Day Advance. After reading about it I thought it was the best match for me. So I signed myself up for a loan. Went on their page, filled in the form with some basic information and sent it off for approval. Got an answer back letting me know that my request had been approved and that the money would be transferred into my account “shortly”. The cash came through and that was it. All done. I was pretty happy about that. I was hesitant at first but it came out to be a good experience and nothing went wrong.
That's it for my story, hope you can find this useful.
Ta

Review posted by Marcus Miller

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After a long period of travelling after finishing my studies I got back home to the UK and started working in an estate agent. I rented a house in the area with my “other half”, so my life was just getting back on track, back to the boring life in the UK. Anyway, one day after work I was on my way to the bus stop and tripped over. I ended up falling flat on my face, knocking out my front teeth and breaking another tooth. I felt devastated. I needed to fix my teeth. I was doing ok for money but what I had just wouldn't cover the work that needed doing on my teeth. So I looked for a loan company that would be willing to lend me the money to sort my teeth out. I found Wage Day Advance on the internet and I got in contact with them. I phoned them first just to ask some questions, and the staff member said that I was a perfect candidate. So I filled the application form that took me just a couple of minutes, and shortly after received the money.
I fixed my teeth, and now I can smile again.
Thankyou!!!!!!

Review posted by Tammy-Lee

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The name of the company says it all , I needed money and "wage day advance" the name does say exactly what it does.

The money came threw pretty fast after I applyed for them online , it is the easyer way to borrow money. It's 2015 and every single thing you need or want to find you can find online and I like that. It makes it more convenient to myself and I can keep using a payday company for anyone as it's all done threw my computer.

Everything worked out good with wage day advance , thank you guys for the privacy with my loan.

Review posted by Mrs Jones

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I got this payday loan from Wage Day Advance so that I can have a weekend in London with y two best friends to celebrate our birthdays that are only 3 days apart. Two of us born on the 15th nd the other on the 18th. We are all going to be 25 so we thought we should do something special and different so we are going to see a show and stay overnight in a hotel. Nothing fancy, just a Travel Lodge hotel but it means we can have a few cocktails at a nice bar after the show and then just fall into our beds at the end of the night without having to worry about missing the last train home. I haven't used Wage Day Advance before but they seem really easy to deal with so I think I would use them again if I need another payday loan.

Review posted by Keeley, Gravesend, Kent

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I have had so many issues in the past when it comes to borrowing money online.
I had been charged for services I have not asked for or not wanted to use and it has give me a bad impressing of company's that offer payday loans.
I have managed to stay away from them since then u till my son asked me for money to get his first car.
It was alot more than I had saved so I took a loan to get the extra cash as I will never let my son down. I don't want him to have to use a company like this I would rather I did and give him the money than have any problems.
This was the first time I used Wage day before and I was better than I expected them to be. They were ok it's better than I can say about many other company's like them.

Review posted by Big Joe Mon

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dont think i'll use this company again because it took 3 days to get my money and they said i could have it quicker but it would cost 15 quid extra. i needed the cash quick so i said yes and by the time i had my loan and they added the interest and the extra 15 quid i wished i hadn't bothered becasue i'll be paying back most of my wages to them after i have paid my car and phone. if you do want a loan from Wage Day Advance you had better give them plenty of notice, their so slow!

Review posted by Lincoln, Deptford

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This one aint too bad like, borrowed a £300 loan when i ran out of money. got it in my account straight away and then i paid it back later. then took another loan and paid that too. It goes in your bank automatically, and it comes back out like that too so you don't need to think about it really.
My mrs used them too and they seem easier to use than others ive tried, as they don't hassle you or nothing on the phone. I think they all cost about the same anyway.... i would recommend this company if you're a bit short of funds

Review posted by Grant Coe

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I have to say what a brilliant company this was in my hour of need. I want to say thank you to you for saving me. It is the first time I have ever dared to use a lending company because I thought it would be a major hassle and I would have to pay extortionate interest back that would make my situation even worse but it couldnt have been more different and Im so pleased I plucked up the courage to use Wage Day Advance. I am now back in control of my finances and its all thanks to you. From a very happy customer

Review posted by Indigo

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They offered me cash advances regardless of what my needs were. Will suggest to my friends.

Review posted by Vicky Damson

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Everything went well in both times I’ve applied. My daughter in law was the one who told me about them and everything went well for her as well.

Review posted by Susan Harrow

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Hello, I have requested for many loans with loads of different loan companies and wasn't always satisfied. I finally found this company on Google and chose to test it. I have to admit that so far it was by far the best in all type of aspects. I believe that it is hard for any other company to compete with them. The People who dealt with me were superb, I managed to get everything ready in a few hours, and the money was in my bank account soon after. Very good value for money! I finally think that if I ever need another loan, I will not need to find another company. Congratulations !!

Review posted by Jayne

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Hi, I have never applied for an Internet short term loan but I was thinking of applying for one now. Have all the right criteria but I am unsure because I am reading almost as many bad reviews as good ones. Can someone please advise me?

Review posted by Sammy Valentine

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I have no complaints, they have good rates, quick access to the simple website and explicit information. Didn’t have any confusion and the staff are very helpful.

Review posted by juliet

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To all in need of a quick loan…
Wage Day Advance is the loaner to go to!
I first found out about these guys from the telly, so I went and researched them. They looked pretty good, nothing was left untold and the price looked good. I got in contact with them and took out a loan. I was very happy until I forgot about a payment and that just led to a disaster. It ruined my credit rating. I did know that but I guess I just forgot. Now I needed another loan and they trusted me after problems first time round and this time it all sorted, no trouble at all. Repaid and everyone’s happy

Review posted by samantha bedding

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  • Value For Money

I have never needed a loan in my life. Always been quite comfortable but also very responsible with my money. Last week my car broke down and DAMN you should have seen the lump sum i had to give to the bloody mechanic. I live accordingly to my waves which lets me have a happy life. In other words I'm used to the better things in life and found myself a bit out of pocket to do a lot of things i like. I went online and checked out a load of loan companies. These were definitely providing the better deal so i applied. It really helped! Thank you WageDayAdvance

Review posted by Arnold Webster

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I hadn't used WageDayAdvance before and I don't think I'll be using them again any time soon. They were ok for a payday loan but they weren't as flexible as some of the other payday lenders I have used before. I try them all out to try and get the very best deal but even though this loan wasn't the most expensive loan I've taken out it wasn't as convenient for me and I don't like having to pay extra to get the money the same day. with modern banking they should be able to transfer your money quickly anyway and they are just bumping up their profits by charging for this.

Review posted by Penny, Nuneaton, Warks.

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I didnt have money to pay my rent, so me and my husband were going out of our minds, trying to get money together. Cutting out the small luxuries in our life. Until i came across an advert for payday loans. I was a bit unsure at first but after reading more about them and doing the application online, i received there approval and our problems were sorted. I could pay back in 3 separate payments and would be able to live worry free until my next salary. I was very happy and so was the family. Financial problems cause a strain on the best of us. But with this company there is no need. Its simple quick and comforting. You only know when you've been there. They made it very easy to carry on! I thank you

Review posted by Vanessa Barnes

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

You'd have to be desperate to use this lender for anything other than a real emergency. they aren't the right lender if you want some quick cash to get you through to payday because they make you pay to have the money on the same day you apply. Unless you can think ahead you either have to wait 3 days or pay extra 15 quid to get the cash straight away. I did pay the extra because I had to get the money in a real hurry but it is going to make my overall cost of the loan much more than I would have liked and it has put me off using them again.

Review posted by Carl F., Birmingham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money