Wonga

Visit Site

Company Information

  • Company Name:
    Wonga
  • Website Address:
  • FCA IP:
    611974
  • Business address:
    WDFC UK Limited, 88 Crawford Street, London, W1H 2EJ
  • Phone number:
    0207 138 8330

Wonga (Wonga.com) is an online short-term loan lender based in London, United Kingdom. It was founded in 2006, and the company website was launched the following year. Wonga boasts of being one of the country’s premier credit providers. To its credit, the company was named the number one company in The Sunday Times’ Tech Track 100 list in 2011; the article noted a fivefold increase in loans from the previous year.

APPLICATION REQUIREMENTS:

Wonga requires that you are 18 years of age and older, a resident of the UK, have a bank account with accompanying debit card, and own a mobile phone for loan eligibility. The company does not recommend that you apply if you have long-term financial issues.

LOAN AMOUNT AND CHARGES:

As a first time customer at Wonga, you can borrow up to £400 for a time period of up to 39 days. Interest and fees depend on the loan amount and the time period; it can vary from £5.57 to £163.65. Existing customers, or people who have paid off their first Wonga loan, can borrow up to £1,000. However, that maximum amount is determined by your trust rating. There’s a £5.50 transmission fee and £10 extension fee, and Wonga charges you £30 when you miss a payment date.

PROCESS:

Once you send in your details in the loan application, Wonga will review it and send you one of three decisions on-screen: Approved, Denied or Referred. With the Referred decision, Wonga needs more details before issuing an approval or denial. If approved, the funds are usually sent 5 minutes after approval, at any time or day of the week; it takes up to 15 minutes for the money to appear in your account.

PAYMENT:

Wonga recommends that you ensure that the funds are ready in your account by 5 a.m. on your due date. The company automatically collects the repayment from your debit card. If you are having difficulties making the payment, you can file for an extension.

160 Reviews of Wonga

Editors Pick
As the most well known payday loan company out there, Wonga seem to get most of the media attention when any negative news stories pop up about payday lenders. In my personal experience of getting a payday loan from Wonga, I think this attention is a bit unfair. I found Wonga to be very easy to use, fair and their customer support team were always helpful and friendly.

When you first get a payday loan from Wonga, you can get up to £400, which was exactly the amount I needed. I’m glad I couldn’t get more than that or I might have ended up not being able to repay on time. I only needed a small amount at the time, so I didn’t end up having to pay an extortionate amount of interest. A feature I really like about Wonga is the way you can pick your own repayment period- anywhere up to 39 days. This gave me the chance to get my next paycheck, pay my bills and sort out my money before paying Wonga back.

I was a bit worried that I wouldn’t be able to meet the payment in the time frame I set with them so I called Wonga up and they were really kind. They helped me arrange an extension with just a small increase in interest and I managed to pay it back just a couple weeks later. They didn’t push me to rollover and take out an additional loan, and they were very understanding on the phone about the whole thing.

I was very happy with my experience with Wonga, and I’d encourage people to do their research and compare the different companies before taking out a payday loan- sometimes the most popular one is popular for a reason!

Review posted by Karen

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I don't know why wonga has gotten so much bad press recently.
From my exsperance with them they are just as good if not better than any other payday loan company out there.
I have always turned to wonga when my car broke down and when I lost my mobile and needed a new one. For all these little things I need help to replace wonga gave me the money to do that.
I have not used them for a few months now as my last loan with them has been paid.
I just wanted to let others know that wonga are a good company and when I need money I know where I could rather go than any other company that offer payday services.

Review posted by Michael Graham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I forgot all about my repayment of my loan with wonga and I got a email reminder the day before and I had no money in my account.
The next day I checked and they didn't try to take any money so I rushed about to tranfer the money I needed from my other account into this one I used with them.
They have taken the payment out my account now and I have been checking to make sure they don't charge me for being late but I think I remember something saying they won't but I will keep a eye on my account just incase.

Review posted by Mr Bill Beogan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I had been on the hunt for a new car for a while, as my first car was an old banger and it had got to the point where I was embarrassed to be seen in it. I had saved up some money each month so that I would be able to find something newer. Last week I went to visit a car that I really liked the look of, but the only problem was, the owner wasn't willing to negotiate on the price as much as I was hoping. I really wanted the car, and I knew he already had other people waiting to see it. As it was only slightly out of budget, I decided to take out a payday loan and just go for it. Taking out a loan with Wonga was no big deal, and the repayment will just come out of my account on my next payday.

Review posted by Tasha Collett

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have read a lot of bad press about payday loans, and even seen some articles that demonize the providers that offer them. I will admit that I have been skeptical about them in the past, but after my positive experience with Wonga, I am happy to report that my mind is changed. I can understand how some people are put off, it can just seem like a small but expensive loan. The greatest advantage for me was being able to get the money really quickly without all the hassle that would have been involved if I had chosen another option. I guess you have to weigh up the factors before deciding on which loan and which lender is for you, and if you think your financial situation isn't going to improve for some time, then maybe a payday loan isn't the way to go. But that wasn't the case for me, I just needed some money right now, and paid it back a few weeks later.

Review posted by Saphron Barrington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Tried 3 times and they denied every single one. Probably because of my young age or because i am unemployed. But anyways, it sucks. Tatyanna

Review posted by Tatyanna

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm no stranger to payday loans, and it's not an ideal way of managing your finances, but sometimes it just has to be that way. I've had some good experiences and some bad, with various different lenders. Because of this, I'm very careful about who I do business with. I did a bit of research on Wonga before deciding to take out a payday loan with them, and read several positive reviews which helped sway me towards choosing them. This is why I also felt the need to leave them a review, because the service I received was great. I didn't have quite enough money to repay the loan on the initially set date, so they gave me the opportunity to 'roll over' until my next payday, and were very friendly about it.

Review posted by Lynne Sheers

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Applied for a loan for the first time in 2011 and it was accepted. Already apllied for another one last year. I'm pleased with the attending.

Review posted by Jonas Lowe

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am gonna be honest with you. I was a little bit concerned about the bad reviews i was reading but i have discovered that i had nothing to worry about. My loan was approved. I will definitly recommend to my friends and family.

Review posted by Frozen Lonnie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I think is a very handy service that gives you an instant decision and they are honest in which concern the costs.

Review posted by Petra

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Quick reliable and extremely easy. I have recommended to my family and friends.

Review posted by Flower Pot

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I applied for a loan of £300. Got approved.

Review posted by Big Black Derrick

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hi my name is Anália and i am 55 years old. I emigrate when i was 24 and worked as a cleanning lady. I fought cancer and i won but I can not work and as i never got sons or daughters i do not have anyone to take care of me.I asked for a loan but they did not appoved and because of that i will probably lose my house. They should help people who really need their help.

Review posted by Analia

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I loved how quickly I got the funds into my account.

Review posted by Petrus1983

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Fantastic service. Would recommend to friends or family.

Review posted by Dave

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

great company will use again

Review posted by wayhay1980

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Poorly efficient and the staff was arrogant. don't let them fool you

Review posted by Stormin Norman

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I wasnt feeling safe applying for a loan on-line but everything went well.  Recommend

Review posted by Kara

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Is a very handy service

Review posted by Paul

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Not very good - probably the most expensive lender out there. They are a trusted name though I suppose.

Review posted by Steven Alsopp

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Sent me money same day, very nise

Review posted by StarryEyes1982

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

easy reliable and quick

Review posted by Pedro

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Great when accident happen and you have no friends to help you

Review posted by Omar

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

The loan was easy to arrange and was in my account almost immediately

Review posted by Suzie D

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I paid the entire amount and two months later I receive a letter saying my account was past due. Really???

Review posted by Mary Beth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

They were rude and I will never EVER recommend them to anyone!

Review posted by Jermaine

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Its a expensive way to borrow Money.

Review posted by Cliff

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I applied for a loan for the first tima and found their rates acceptable and low.

Review posted by Danny Porter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We applied for a loan. First we got approved and then we weren't.. Just like that. They are fucking kidding me.

Review posted by Idiot

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This lender is crap. They are by far the most expensive one you can use, the apr is ridiculous.

Also they wont let you keep rolling over the loan like others do. I ended up having to take a loan from another company to pay Wonga off lol.

Review posted by Raj

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

After reading some of the reviews I was a little worried but applied anyways.. Got approved.. Anything can happen

Review posted by Mary-Anne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I had a previous loan and my second one was approved. Recommend to everyone.

Review posted by Arlene Gillespie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Took too much time to receive an answer and when i finnally received it, it was not the positive answer i was looking for. Bunch of crapp

Review posted by Mike from Glasgow

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Second time using instant loans from WOnga. I recommend.

Review posted by Sarah85

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My mom told me about this web site and i thought “why shouldn’t i give it a try”. Wasn’t approved.

Review posted by SchumacherIsDead

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Just want to say thank you for your help. I was, how we say in my country, with the rope around my neck, and your loan really really helped me.. Thank you so much.

Review posted by Miguel

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I applied for a loan with Wonga and in my opinion they provided an excellent and effective service.

Review posted by Tracy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

The loan was processed really fast. I’ll do it again if necessary.

Review posted by Fancy Pants

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I’m really impressed with them. Quick response and already got my money. Would recommend.

Review posted by Judy Rayes

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

had read the reviews over and over again. Was afraid to apply but i didi t anyways. Everything went for the best and i realised i shouldn't have been worried at all. Vincent

Review posted by Vincent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Just asked for a loan and got approved at first time.

Review posted by mr X

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Excellent enterprise. Great support. Five stars company. Beatrice Gordon

Review posted by Beatrice

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hi there friends, just got the response to my loan. Was approved. You should try :) eh eh

Review posted by Kate1990

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Approved! Richard Weaver

Review posted by Weavy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My loan has been approved and my payments are on time. So far so good.

Regards
Ronnie

Review posted by Ron Taylor

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Applied for a loan here and didn’t had any problems. Would do it again if need to.

Review posted by ismokeweed

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Brilliant work, continue this way.

Review posted by Beaver Hunter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Didn't need much but was in a bit of a tight jam when my daughter's school started and she made the volleyball team. Not only had I just bought her supplies and books, I needed to fund a new uniform, tournaments, and the gas to drive her to/from practice five days a week.

A few minutes on Wonga's website and I had my plan in place - £380 over 35 days took me comfortably through most of the season and I would have enough to last. I would only mention to be sure you can pay on time as there will be a hefty fee of £30. All things considered, I'd say go Wonga...

Review posted by Molly M

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have been holding tight my finances, even with my paycheck i was waiting for things for come around but was desperate still. So i tried to ask for a loan. I got it and it really helped my life. Thank you.

Review posted by ChickenFuka

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Previously used Wonga for a small loan when I was travelling, had no problems with the process and paying it. Though loans scare me a bit, that experience showed me it wasn't such a big deal. Since I have used them before, this time I was approved for enough to purchase a new Macbook (desperately needed when my screen became 75% black!). I just wanted to pay for the laptop up front and not worry about installments as I anticipated a lot more expenses towards the holidays. This was a quick way to do it and I had the money to pay back once my birthday arrived (Happy birthday to me! New Mac :). Second good experience, likely to be with Wonga as a third if need be.

Review posted by Shannon Shelton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I wasn't sure about giving my info but i really needed the money. And i had it the next day. Thank you so much. I recommend.

Review posted by Shuvit Rightupye

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Found the loan application very simple.

Review posted by Gordie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I am very pleased by the service that I have received. I have already shared with my friends and family.

Review posted by Simon Cowell

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Found this loan on a compare site. It was very quick and simple to apply and the loan was approved immediately.

Review posted by Jonty1992

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wow this is the first time I have used a payday loan service and as I had heard of Wonga from the telly ads I just went with them to see how I got on. They are a really easy company to borrow from and they aren't charging the earth for the couple of hundred quid I am borrowing. I might use them more often now that I have experienced what it is like to take out a loan this way. It beats going to my parents to ask for a loan anyday and they don't even have to know I am borrowing money this way. They'll just think I am being better at managing my salary each month!

Review posted by Kelly Bristow, E.London

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use Wonga all the time to help boost my cash flow at the end of month when I need to a few extra quid to get me through to payday. Wonga are one of the easiest lender to borrow from as they have a really easy straightforward online loan application system that I don't ever have any problems with. I'll keep using Wonga until that changes but in the mean time I would recommend them to any one wanting to borrow a few pounds in a hurry. I've had my loans come through sometimes in less than 20 minutes which is great if you have left it to the last minute to apply for your loan. I have had many great weekends thanks to a quick loan from Wonga on a Friday afternoon!.

Review posted by Steve Newley, Exeter

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wongas prices are really fair. O.K they do put extra costs on thing,s but at least they say that from the start.

I wouuld deffinatly use it again.

Review posted by sandra02

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I think they live up to their name. I found them vey helpful and easy to use. They are extremley accessibl and helpful.

I can´t complain really. They did me a good deal and the whole process I found was just really simple.

Review posted by corrie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was on my way to work, when I realised I was goona need some extra cash fo the weekend.

I contacted Wonga and they were so quick I had the money just after lunch. Just in time for the weekend.

Review posted by olly

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wouldnt recommend to anybody they are the most unhelpfull people to talk to.

Review posted by Amber

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

If you have trouble paying they will eat your soul through the phone.

Review posted by Worrysome

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

the advert put me off wonga

Review posted by Nicole White

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Good rate, even though negative reviews i have no complaints

Review posted by Katya

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

After reading so many bad reviews i was apprehensive about applying. I applied and in a few days received the response saying the loan had been approved.

Review posted by Pedro Mendes

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was intrigued with the idea so I applied for one. Did not went well.

Review posted by PakistaniMan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Tried to get the loan, have waited for too many days, but finally got an answear. A positive one. Hope never dies… :0

Review posted by Jools

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I borrowed £200 from Wonga and the Money was in my account in a very short time. Im pleased with this company.

Review posted by Danielle

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

seen the advert and needed to try them and found them ok

Review posted by john1

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've never used a payday loan company before as I just manage to get by on my earnings. I have seen lots of ads for Wonga and they seem to be one of the most responsible payday lenders so I did something outrageous for me and that was apply for a small loan two weeks before pay day so that I could buy a dress that was in the sale at my local boutique. The dress would almost certainly have gone by the time I got paid so I had to have the money straight away.

This really is a one off and I will probably never do it again but I have got a really beautiful dress that I am planning to wear for a friends wedding in May and the money I saved on getting it in the sale more than covers the interest on this payday loan. I don't think there is anything wrong in using payday loans for this purpose and Wonga seems to be a really responsible lender so if I do ever need another payday loan I will go to them but I won't be making a habit of it.

Review posted by Brenda F., Otford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I met a gorgeous girl in a bar after work one evening and asked her for a date. she said yes and that was that until I realised I was skint and so good old Wonga came to the rescue again. I don't mean I take out Wonga loans every time I ask a girl on a date but I do sometimes run out of money before pay day and unless I can borrow a few quid from my dad I have to get a Wonga loan. I never borrow more than a couple of hundred quid so paying it back is never a problem. If this girl is worth it I might have to take out Wonga loans more often. We shall just have to wait and see!

Review posted by Declan Sinclair, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I heard about Wonga the first time on TV and therefore immediately made a mental note to use them if I ever needed a loan until pay day.
Getting the loan approved and the cash into my account was quick and the procedure extremely simple.
Since my first loan, as Ive borrowed at least 4 times now, Ive always been astounded by their swiftness.
I have a good job and am well paid, Ive never had financial problems and therefore didnt expect a loan to be an issue. Im sure any other company would lend me the funds, but again I use them because its always so quick.
To pay back, I have no worries as they deduct the payment from my debit card each time.
I can recommend them.

Review posted by Steven Frost

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My name is Monica Mogford and I have used Wonga on three ocassions, as sometimes making it from one pay day to the other can be a challenge when you have three teenage children.
One of the reasons why I like to use them and no other loan company, is that if one is unable to meet the payment in time, they do give you a chance to pay it later, provided we pay a small fee.
What is important is to contact them before you realise that you will not have the funds in your card in time for them to whithdraw them. This way an extension is granted and it doesnt affect your credit rating.

Review posted by Monica Mogford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

MY name is Steven Kalil and I am not a UK citizen as I was born outside the UK. However I am a resident and have lived and worked in this country for the last 20 years.
Ive never in my life had to apply for a loan but recently my car broke down and the damage was very high.
This caught me unprepared, so I was forced to apply for a loan for about 20 days.
I was very happy to see that I was treated the same as everyone else.
My loan was granted, OK, I only borrowed £350, but it sure got me out of a tight spot.
I was quite happy to pay the fee for this loan.
Thank you Wonga for your professionalism as you were fast at making the deposit so I didnt have to go without my car for long.

Review posted by Steven Kalil

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Im a young lady living on my own. Normally I make it comfortably from one pay day to the other, but not so long ago my sister ran into trouble as she overspent on her credit card and if her husband had found out she would be in serious trouble.
She asked me for help, but it was close to pay day, so I was a little short myself.
I decided to take out a loan to help her out and approached Wonga.
It was my fiirst loan application, but after checking a few details, like where I worked, what my salary was, etc, Wonga approved my request.
I was shocked to see the money available in my bank in a few minutes.
I guess Im not used to this, but admit I was dumbfounded. Hope not to need to use them again, but if I do, now I know the process.

Review posted by Susan Barnes

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My name is Teresa Bates and Ive put in requests for loans with Wonga a few times now.
I find them to have an easy concept, the process is simplified so that even people who arent too good with computers can apply without confusion and theyare very quick at accepting or refusing an application.
One thing I never quite understood is why they insist that applicants must own a mobile phone as I had to go buy one on purpose, the first time I applied!
People my age, I am almost 59, dont all like new technology, though we live surrounded by it, but these are their rules.
The fee they charge is very close to what all the others charge, a little more but its worth it due to the above as I mentioned.. Do away with the mobile rule please.

Review posted by Ann Lewis

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga is well knowing name , even before I hear about payday loans I knew the name Wonga , there all over the Internet and widely advertised.

I was really easy to check them out online and everything I needed to know. As soon as you click on there website it comes up warnings about payday loans before you even get to see what Wonga has to offer.

Once threw the doors they have alot of helpful information and tools to help you decide what's better for you money wise and time wise. They give you all the gorry details upfront before you apply. Like Apr and terms and conditions so your are not blindfolded going into the agreement for the payday loan.

Once I had the money I was free to spend it any way I wanted as long as I re pay on time I am pretty sure I won't have a problem with wonga , or them with them.

Review posted by Debra

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I prefere to use Wonga online , there was no phone calls or paper work.
You just need to be off age and live in the uk and have a bank account what I think every one has now a days.
It was a little weird that the ask if you own a mobile phone as a condition but I thing again everyone now has one of them monthly or pay and go.
So I could apply easy and I did thanks to there application and how easy wonga has made it to fill in and submit.
When they approve you they give you a few minuets before you have to accept and sign the final contracts with them so you have time to change your mind but not alot. I didn't need time but I thought it was a nice touch.
Once I had the money I didn't need to worry about wonga again. All very easy.

Review posted by DaN the Man

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have Been driven trucks up and down the uk for over 26 years and never taken the time to really enjoy and appreciate the open road.
When your working you have times to stick to and breaks to take on time due to tracking laws for safety and over the years the company has got more stricked and I don't get to enjoy the trips anymore.
Recently I took a trip over to Ireland and I enjoyed the drive and rhe ferry ride so I thought I would take my wife.
We have not been away together in 4 years and it's not so far from us so why not make the trip.
I'm going to drive our car but make many stops and enjoy the time and maybe even have a few hotel nights together.
I had a few hundred tucked away for a rainy day but to make a little more special I needed a little more just to be safe.
So I applied for a payday loan knowing I could afford to pay the money back once I was paid as I would be back to working all the time and no time to spend my money.

Review posted by Bobby

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Everything was fine with wonga , I used there online service and it was quick.
I spent the money and I ran into a bump when It came closer to paying them back. I thought I could scrap by and make the payment but I was short so I called them up to let them know they took the payment due with 20 quid less and I'm due to pay them that next week.
With no charges or grey credit as I did ask them about being a mark against my name , very helpful in a sticky situation.

I would recommend wonga for how fast there website is and also how fast rhey are in getting you the money you need.
Also I big recommendation to there staff at there credit services department for there help and not just let me get into more trouble.

Review posted by Samuel

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

had the cash 400 pounds in the bank within the hour and paid them bank on time no problems for me

Review posted by john2

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I work as a chef in a small bar in Wigan and I enjoy my job from time to time. Sunday pub lunches are my busy times ans I get paid extra working weekend so I make ok money , covers the bills.

I was off sick last weeks and one of the benefits of the job is I get sick pay but it is not full pay. I didn't relised how much would be missing till I got paid on Friday and it wouldn't not cover what I needed to pay.
That's how I ended up applying for a loan with wonga. There was alot of information to take in when applying for the loan but one thing that stood out to me was payments anytime you want and save interest. Because I work weekly I can log in online and pay what I can each week untill the loan is paid off. As long as it's paid with in the 30 days they don't have a problem with you making as many payments as you want.
Makes wonga great in my books. Never ever heard of anyone else letting you do this before.

Review posted by Mia

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I applied for a long with wonga last year around the same time and I have used them since twice now I think or maybe this is the tired time anyways.
They have also been there when I am down on money and they fill my purse back up each time.
It's really a good service they have going on at wonga , everything done online and handled by professional that know what they are doing to get the job done really fast.
Done in no time at all , give them a try for your self and you will see just how fast it can be.

Review posted by Milley

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I teach traditional dancing part time at our local community centre and I don't make much money but I love it.
I work also at a resturant in town 5 nights a week and the pay is not great but the tips are good and it makes up for the bad pay. Plus tips are tax free so customer service and looks at big properties at work to get better tips.
As much as I love dancing I have turned down many jobs in the past and still do as dancing does not cover the pills unless you are famous or a stripper and my boyfriend woukd not approve of this. Ha ha

I want to improve my dancing so while I'm working away I have been looking into cource and classes I can take to add to my dancing resmey. There is a few coming up not far from me but with my job will take some time to save the money so I applied for a loan so I didn't miss out on this opertunity.

Wonga were very honest and thurrow when dealing with my application and handled it very professional and I had the money in no time.
Very impressed with everything they have to offer , thanks for helping me out wonga.

Review posted by Maria Georgiou

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I was worried at first when I choice wonga . I found them online and applied as rhe make borrowing money sound like a walk in the park and even better the make it sound likes is a sunny day , sounds so easy.
So once I applied and I was waiting to find out what was going to happen I started to look at reviews online and got more worried. So many bar story's and I wasn't sure why because wonga is advertised hugely compared to other company's. So I was surprised to see some bad reviews and them some decent ones too.

In my experience I am satisfied with the service they have to offer , they get my approval! !!!!!

Review posted by Ruby

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I needed cash quick as my washing machine broke and if I lived alone it would be ok , but I have 2 kids and a wife to look after so I need a new one A.Sap.

Wonga was a company my wife had used before so I thought I would look into them first and after I read a few things online I didn't waste any time applying for a loan with them.

It all worked out and I have 4 days worth of washing to catch up on now. Next time I have a crisis I will turn to wonga to help me again if they still are this good when the times comês.

Review posted by JoJo

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've only ever used Wonga for small loans usually a week or two before I get paid so I am never paying a lot in interest rates and I always make sure the funds are there so that the repayment goes through without any problems. So far this has meant I have never regretted taking out a Wonga loan and have even recommended them to friends which is not something I would normally do. I always point out that there are risks with any payday loan especially if you are late or miss a repayment but if like me you stick to someone like Wonga and always make sure you repay the loan on time they can work out to be a really good way of getting yourself through to payday when you are low on cash.

Review posted by Fran Carr, Gillingham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hello people of wonga

I am here to tell you about my experience with wonga as a payday loan company.
I came to use them when my car was smashed into and I could not afford to get it fixedthe whole thing was a total mess and it needed alot of work.
I sat down a figured out how much I could afford to spend now and then spend again once I am paid again in a few weeks and I can afford to get it fixed then.
I didn't need to wait as wonga gave me the money I needed now so I didn't need to and I can pay them back when I'm paid or anytime before then.
Thanks for helping out

Review posted by Travis

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I know there are loads of payday lenders out there but I keep going back to Wonga because I like how easy their loan application is and how quickly they can get your money to you once the loan has been approved. You know within minutes if your loan has been approved or declined and I have never yet had a loan referred so I don't know how much longer it would take if I did get a referred response. I always seem to be able to get my loans easily but maybe it's because I don't borrow a lot each time. So far I have not had to pay for an extension on any of my loans and I'd like to try and keep it that way because it just makes the loan a lot cheaper if you can avoid any extra charges.

Review posted by Jamie Beadle, Runcorn

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When I think of payday loans I immediately think Wonga. It's the same for most of my mates too. We all use payday loans quite a bit and most of the time we use Wonga. If you get refused a loan from Wonga you can pretty much assume that most payday lenders will refuse you or charge you a really high interest rate. Wonga are a really fair lender and my loans never cost me a great deal more than it would if I had borrowed the money from a mate and then treated them to a few pints down at the pub as a way of thanking them. Personally I prefer to use Wonga as it is a lot less hassle than asking a mate.

Review posted by Steve, Beckenham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I finished college around 5 months ago and been working in a bank ever since.
I thought spending extra time at school and learning more I would get a better job but nope. Working min wage with people who are straight out from school making the same money.
I should have stayed at school longer if I knew this was what the working world was like , I work darn hard.
When I was in school I used Payday loans to help me out for school supply and supply to help me study.
I have not needed to use a payday loan since but after the week I have had at work I wanted to let go and park and maybe forget all my troubles so I borrowed money and I plan to take my friends out and get us all wasted.

Review posted by Bullfly1993

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga didn't turn up number one when I was looking for a loan. I found other company's that had a lower Apr rate but didn't meat other import things.
Don't be silly when borrowing money sometimes what looks like the cheapest option is not always the best it all depends on everything you are looking for.
Wonga was everything I was looking for.
The money in the time I needed. Check.
Easy application process. Check.
No hidden charges. Check.
Average Apr rate. Check.
The offer many more things online.

They are not the cheap option so please be carefully borrowing money can land people in more trouble.
I found wonga to be perfect for me when borrowing money. Judge for yourself.

Review posted by Hasam

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When push comes to shove , when no one else can lend me money I have me own little secret super hero I like to call Wonga.

It's all done with a few clicks of an online application threw my own personal account with then and sometimes we are talking seconds / minuets and I have the money on its way to my personal account.

I could not ask for a better company when it comes to borrow money. A company I can rely on to help me with money and keep it all hush hush.

I recommend wonga with high regards when dealing with money I would trust no where else.

Review posted by Black Jack

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hello Wonga Online ,

I am writen to tell you after I used your service how very handy I found the whole thing.
I applied online and found them quick and reliable when it comes to given you a fast decision.
The money that was to follow was the amount I asked for so I'm glad they approved the full amount no questions.
I can say the money is now with me after checking and I'm happy to report I am please wonga held up to there side of the deal.
I will also hold up to my side and use the money and pay back when promised.

I don't need pesty reminders so I hope I do not get in before I have paid them back it's all set up so let's hope it ends as well as it started.

Thanks wonga

Anne from leeds

Review posted by Anne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Me and my brother Paul were out last weekend at the casino and I lost big time.
I had to borrow £200 from him and I told him I was good for it and I would pay him back later.
Later came and my bank account is empty I think I spent way more then I wanted before I even borrowed from him that night.
Running out of time to pay him back and not wanting to fight with my bro I decided the best option way to take out a payday loan.
First time for everything but getting him the money back I lost out of drunking stupidity was the first thing I wanted to do.
So I applied and got the loan to pay him back.

Review posted by Shaun Walker

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I borrowed money with Wonga online and I had no problem what so ever.
I don't know what all the fuss is about with payday loans really.

I applied online to borrow £90 and I asked to repay over 7 days. That was no problem. When I was applied I placed in the repay date for 7 days time and the loan was approved with only £5.04 to pay in interest.
It was a easy way of borrowing money and it was a very easy way of paying them back and I would use them again if they stay this cheap.
Who would not want to use a service with how little it costs and how easy it's done online I would recommend them to family and friends.

Review posted by Agent young 007

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I borrowed £190 to pay my phone bill after using it on holiday in Spain I didn't want it to get cut off and pay a conectiong fee so I applied with wonga.
Once the approved my loan I had to pay back the £190 I borrowed with £22.80 interest. As I took the loan over 24 days to match my next wage cheque to makes this easyer on myself.
It's not to costly but it's not as cheap as I would have liked but it's alot better than I thought it was going to be. Goes to show you can't always beleive what people are saying got to go check it out for your self's.

Review posted by Sonia

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have used Wonga a few diffrent times now and I am happy with the service they have always given me. It probably why I have never bothered to look else where.

They could do a little more for customers to keep them coming back a little promo but how ever I used them again as it's convenient.

Each time I have borrowed diffrent amounts of money and I find its better to take it over a less a time as possible to save your self alot of interest.
The helpful extra payments means you can add back to the loan at anytime but I found in my exsperance it doesn't really make a diffrence.
So borrowing long term of the full 30 days can be really costly depending on how much you need to borrow so watch out.

Apart from that very good service wonga has to offer.

Review posted by Kevin Smith

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I got a virus on my laptop from watching movies online threw an American site and my laptop stoped working.
I needed to get this fixed so I took it up to pc world and sent it to repairs last week. They have now told me it will be £120 to fix and to send a cheque to them or go back into store and pay.
I don't have £120 to play around with and had no idea it would cost this much to get the thing fixed.
Wonga were happy to let me borrow the money and I paid it back over the 30 days it's costly but I paid the loan back with the £39.36 it cost me to use there services.
So in the end it cost me £160 to get my laptop fixed I could have got a new one for close to that price. Ahh well.

Review posted by Mina Lockheart

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm a cleaning lady and I work for my aunty business that one day soon will all be mine.
We do houses and private offices and even some fancy events and business has been great.
Last night at work I misplaced a hover and not just any hover , with out going into to much detail its work alot of money and my aunty is fuming and wants me to pay it back.
It's going to take me a really long time give these things can cost thousands so I had to get a loan to help me atleast start to pay her back.
Wonga me was easy to find only and easy to apply with for a loan so I was only happy when they approved me for the money I needed and so desperately wanted to get my aunty of my back.
I am defo going to be working a hell of alot more over time and double shifts before I hear the end of things from her.

Review posted by Buffy1981

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm a cleaning lady and I work for my aunty business that one day soon will all be mine.
We do houses and private offices and even some fancy events and business has been great.
Last night at work I misplaced a hover and not just any hover , with out going into to much detail its work alot of money and my aunty is fuming and wants me to pay it back.
It's going to take me a really long time give these things can cost thousands so I had to get a loan to help me atleast start to pay her back.
Wonga me was easy to find only and easy to apply with for a loan so I was only happy when they approved me for the money I needed and so desperately wanted to get my aunty of my back.
I am defo going to be working a hell of alot more over time and double shifts before I hear the end of things from her.

Review posted by Buffy1981

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I grew up with not having the best of things on life even though my parents worked hard I always ended up with my sisters hand my down and in the 80's I was tested. My friends snd kids at school called our family the Brady bunch like her tv sho with the horrible clothes and laugh at us.
I didn't want to let this follow me into college so when I started to work I only wanted to buy the best of things. The biggest brands and the nicest clothes and I ended up in credit card debt.
After that I had so many pretty things but not enough money to pay for them all so it took me along time to pay it all back.

After learning a hard lesson I watched my money more carefully now but I do on occasions like to treat myself and this was one of these special occasions.
I applied for a small loan so I could get myself a new watch , but not just any watch I got a candy apple red juicy watch cost me a little but it's beautiful.

Thanks Wonga

Review posted by Tiffany Brady

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Use Wonga by all means but just be on the ball, don't borrow the money and then forget about it. What started out as a relatively cheap quick way of getting some extra cash fast can turn into a nightmare if you break some of the golden rules of taking out a loan with Wonga.

1. Don't miss a repayment 2. make sure your bank account has the funds on the day the payment is due. 3. If you think you are not going to be able to make a repayment on time then apply for an extension which will work out cheaper than a missed repayment fee.

I've made all these mistakes but I still use Wonga because I have learned my lesson and never slip up with my repayments which means my Wonga loans are still quite a cheap way of borrowing small amounts of money in a hurry.

Review posted by James, Chichester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Du to a problem with the trains out of Waterloo Station I got stuck in London over the weekend with no spare cash and none of my credit cards on me. I used a Wonga loan to borrow enough for a cheap hotel and dinner that night before paying for a taxi to get back to the hotel which wasn't in the best part of London so I didn't want to risk walking too far on my own.

I've used Wonga loans before for this sort of cash emergency but I wouldn't recommend them or any of the payday loans for that matter as a regular source of borrowing. But they really are great for these sort of emergencies and so I will always bear them in mind when I need cash in a hurry.

Review posted by Carron F., Fleetwood, Hants.

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use Wonga all the time but I have two rules for using them and so far I haven't been tempted to break them.

1. I only ever borrow 200 quid maximum so that I am not struggling with the repayment.

2. I always pay it back within a fortnight

If I follow those rules it means I am only ever paying approximately 10% interest on the loans and that is about as much as I am prepared to fork out for the privilege of having some extra cash in a hurry.

If I stick with these sorts rules payday loans like the Wonga ones can be a real help without hitting my pocket too hard.

Review posted by Calum, Grays, Essex

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Oooer! this is my first ever payday loan and I have chosen Wonga because they are the company I see advterised on the telly all the time and so I feel they must be quite a reputable lender to be able to pay for advertising on TV and not get any bad press.

I have only borrowed a small amount, just a couple of hundred pounds to pay for a new mattress after my dog pee'd on my old one and I couldn't wait two weeks before replacing it. The repayment is all set up to come out of my account via my debit card so now that I have the money I can just get myself a new mattress and not worry about the loan any more. I am going to put a lock on my bedroom door though to stop my dog getting in there again when I'm at work!

Review posted by Sarah, Bexleyheath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

They had this really special deal on down at the travel agents the other week, and I was gutted when I realized it was to Spain as it's where I go every year and I wanted to go again this year. Knowing that I wouldn't have enough money to book something until my next payday, I thought I would have to miss out on the discount offer. Then I heard an advert on the radio about payday loans. Even though they had a catchy jingle, I couldn't remember the name of the lender, but managed to find Wonga online and they looked pretty good. I got a loan with them no problems, and booked my week in the sun right away.

Review posted by Justine Hansen

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I don't like feeling not in control, so running out of cash was a feeling that really didn't sit well with me. I knew that taking out a loan was probably my only realistic solution, but I really only wanted a short term deal to help me for a few difficult weeks. The payday loan deal that Wonga offer suited my needs just fine, and they made it very clear on their website what their loans are suitable for, and also gave details of other types of loans for different scenarios. It was nice that they seemed to care about their customers choosing the option that was most suited to their personal specific circumstances.

Review posted by Charlie Spooling

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

What I absolutely loved about Wonga was their honesty. I mean where else do you find statements like 'our loans are for short term use only and may not be the cheapest option'. They were very upfront about the service they were offering, and clear about exactly how much I would need to pay for said service. I believe some other lenders would just go ahead and approve your loan anyway, and then hit you with a load of late charges when you realize it wasn't the right option for you - but Wonga wasn't like that at all. A what you see is what you get service with clear t's and c's.

Review posted by Elisabeth Pinhal

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I needed £180 for a new set of tyres as my car failed its MOT. I applied online with Wonga. I was a little worried they were going to phone me at work, but they didn't. The money was in my bank by the end of the day, and I got my car fixed as planned.

Its not ideal having to borrow money like that but it done the job as I wouldn't have been able to get to work otherwise. I would recommend using them, as long as you genuinely need the money. I didn't really feel comfortable asking friends or family to lend to me so I'd rather just pay £20 interest to Wonga to be honest!

Review posted by Carl

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I didn't waste mt time looking around for rhe so called best rate for a short term loan because to be honest , all of the company's are the same.
The only thing you need to look out for is extra charges as this is where things can get bad.
I knew about wonga from friends in the past so I knew where to come to get money thanks to them.
I didn't look else where and I didn't need to as wonga approved me for the money I needed with drama I got the loan I needed. They even let me decide when I wanted to pay them back so I did that and set it up automatically.

Review posted by Mother dearest

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga don't have a high limit when you first need to borrow money with them and I was a little let down at first.
They had a good rate compared to other company's so I wanted to go with them so I applied for the max limit and then once I paid this back I applied again threw there easy app and got another 400 pound again.
It all worked out in the end but they should offer a bigger limit as they are a good company and this short loan works very well they should make it easyer for people who want more money.
Simple.

Review posted by Jenny Peal

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga offer a nice and easy service online , it's the best way to borrow money fast.
I was a little worried the first time I had used them due to people talking bad about them but I soon relised it was just talk and nothing to worry about.
I have used them again and again when ever I needed to get money fast it has always been sent to me the same day , every time with no problem.
They are a good company when it comes to borrow money fast and over a few days and on my exsperance with wonga i would recommend them to others.

Review posted by Anne Graham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have been working since I left high school in 2014 I left school and I got a job at my uncle office and I answer calls and make appointments.
I get paid good for only being 19 years old I always have money to go out and go to cinema and see my friends all the time.
It's all ways me running around with them and driven all the time as I can afford petrol but I want a night where I can drink and get a cag.
Taxis from my house town the best clubs is 45 pound each way and then club price drinks and entrance fee. I get paid good but I am not a celebrity or anything like that so I told my friend we are going out and I will cover the taxi cost.
They don't know where the money came from but I did have to borrow a little from wonga , thanks for being there.

Review posted by Chrissy Woo

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have just got bad news that a friend of mine has passed away in a accident.
I am still shocked even as I write this rhat I won't see his face again.
I get paid in 10 days times so I need the money faster as the funeral is in 3 days time and I need to fly up north.
I can always remember growing up right across the street from him and playing football in his garden with him and his sister. We were really close as kids and I have not seen him in a few years since I took a job down south.
It's a sad times just now 2016 is not been a good year for so many people at least wonga didn't give me any problems and made it easyer to get back home.

Review posted by Francis Davis

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When dealing with wonga I have found them to be responsible lenders.
I applied for a loan for £400 pound and I was approved but not for that amount.
They emailed me to explain about fair trading and good practice laws they do not lend if if they do not feel you can repay the loan they take it very seriously. That's the impression there email gave me and I was happy to accept they £250 payday loan so I logged in online like the email instructed me to do and I signed and approved the loan.
I got the money a few hours after I done this in my bank and I have a few things I now can take care off.
Thanks wonga for helping me it may not have been as much as I needed but it is a real good start.

Review posted by Emma Elise

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga prices for there payday loan service are ok , they don't add charges onto the service so it makes the rate with them ok when borrowing money.

I have used them in the past also and I have never had any charges or issues when borrow money with me so I was happy to apply with them again.

I don't remember my old details as it was so long ago so I had to do a new application and they called me straight away to make sure I was who I said I was and after some security questions and checks they gave me all my old log in details and I could again control the lending and borrowing from wonga online.

It is a very good service to use in a time of need they are extremely fast in getting you the money you need.

Review posted by Amberley

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I got fired a few weeks ago and final found a new job so I am making money again. I thought I had hit the bottom when every feel threw at my last job and I was close to being out on the streets I have soon really good people around me who gave me advise and pointed me in the direct off Wonga.
It wasn't easy coming to the choice to use them but since I did and I have paid them back I am back on my feet again.
They helped me with that little bit of cash to tide me over untill wages started to come in and I could afford my rent and bills slowly again. I'm on a payment plan with my electricity and it has been turned back on with the help of wonga loan.

Review posted by Zara

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hello Wonga ,

I was looking for a payday loan and it was late at night so many of the competition didn't offer 24 hour services so I have a choice of a few company's.
After noticing some small feés with the others I decided to go with wonga.
Having heard mixed things about them I thought a payday loan it's self it's a risk so why not.
I applird around 11pm at night to borrow for 17 days till my next pay day and I was approved. OK not straight away but wasn't much off away maybe 20 or 30 minuets and the money was with me in the morning. Went to fill the car up on the way to work and took the cash our the atm.
No problem at all when using wonga and I would recommend you give them a try , regardless what u may hear they do there Job.

Thank Jon

Review posted by Jon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I like wonga , they really helped me out when I needed money.
I found them online as they were really easy to find and I called them up to apply for a loan.
I spoke with a lady called Angela at customer services who was more than willing to help me. She was very smart and gave me all the information I needed. We had a very nice conversation while doing the Loan application at the same time she made it all so easy and fun. Was more like a phone call with a friend than a loan company I was really impressed with the level of service wonga gave me thanks to angels customer service skills.
She is a great asset to wonga !
I am left with a very good I'm pression thanks to Angela she should get a raise !

Review posted by Claire Smith

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I had no problems using wonga as i needed the cash for my own emergency and they gave it to me

Review posted by john3

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

wonga worked for me :) :)

Review posted by john4

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I find that wonga offer a very handy service online. I applied for a loan with them and was approved almost instantly. I was asked to set up a count information and I can keep and eye on my loan on my mobile threw there app.
It lets me make payments or apply for more money also.
I can see what's going on with wonga if they have any promos or offers going on.

They have made borrowing money beyond simple and basic it's easy! And it's all at your fingers tips on your phone. I had no idea untill wonga that borrowing money was this easy I maybe would have borrowed money before hee hee

Review posted by Matilda

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I didn't plan on taken a loan with wonga.
I was refused by two other company's and I needed the money so wonga was my last change.
I was approved for the loan and everything was done ok, money on the same day into my account and it was easy to do.
It just was not cheap.
They do what they said they will do and that's great but there are many other company's out there that offer the same service at a better rate.
I didn't get approved with them I know and I'm glad wonga approved me I really am , but could be less interest. That's all I'm saying.

Review posted by Todd

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga is my preferred payday lender because so far I have never been declined or even referred for my loans. So far I have been given a resounding Approved each time and then the money is in my bank within less than an hour. I really like this upfront instant decision because it saves you wasting time and if you do happen to get refused you can move quickly on to another payday lender. I would be surprised if I even got a referred decision now as I have been using Wonga quite a bit and my finances are in pretty good shape.

Review posted by Jamie Powell, Thurrock

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hello I am Mario
I work in a chip shop and I organise and prep all the pizza and pasta dishes. We are busy most days after school finishes so we have closed in the afternoon now due to the crisis we were lose money.
So I lost some hours at work and some money. I needed money as I am going home go see family in Italy and I want to have money to spend.

I hear about wonga and I find them online and it was easy to apply for a loan with them to help me.

Now I can go see my family and spend money with no street.

Thank you wonga

Mario

Review posted by Mario

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I used Wonga because its the only name I recognised because I see there TV ads sometimes. They were ok not too bad with there charges and I only borrowed a small sum of money just enough to pay my train fare to Edinburgh to see my friend who is getting married. I may use them again because there was no problems but maybe I should give other lenders a try to see if they are better or worse than Wonga. Work colleagues tell me to try other lenders but I always forget the names. Wonga is easy to remember I think, its a funny name meaning money.

Review posted by Marice Landophin, Earls Court

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I'm happy with my service from wonga.

Wonga online gave me the privacy of a pay day loan that I wanted.
I didn't want anything in the post or any phone calls at home as I didn't want my wife to know I had borrowed money.
I can afford to pay them back so the privacy wonga gave me helps me do this and no one is non the wiser.
The loan application was very simple and the money they were happy to send in to my own account not my joint account , so again privacy is key and wonga gave me this.

Review posted by Dave Richards

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hiya Readies

I am writen to say thanks to you guys I found the best loan for me. I just had a look and hit comparison option on your site and many options came up.

Wonga was the one I decided to go with and it all worked out. I applied with them and was approved pretty quickly. I now have the money and arranged my payments with me for the best time for myself to pay them back. It was all easy and they left alot of the big decision up to my self.

I may not have found them with out readies so thank you guys.

Review posted by Wong Lee

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Thanks for helping me wonga.

I found them online and there was a few things I found I liked with them.
There was telling you upfront about the costs (btw affordable at best)
How fast they send the money if approved and also there credit check procedure.

After check them out and finding out how much it would cost me I applyed for the loan with them. I took it out off a little time as possible so I could pay them back and save money. The Apr is affordable if you pay it back fast it works out to be crazy costs if you borrow longer than 15 or 26 days. 30 days I couldn't afford that and live next month.

Just be sure when borrowing money that's all I am going to say , apart from this wonga are food at everything else they say the offer is true.

Review posted by Casey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Everything with wonga worked out thanks to Sarah at customer services.
I took out the loan a few weeks back and it's due to be paid off on my pay day.
I arranged for the loan to be paid on the 28th but now I relised it's a Saturday and my work usaly pay early on Friday so I asked to make sure before calling wonga to make changes.

After being told we will be paid on Monday I called wonga and Sarah helped me. She told me recently wonga had changed there repayments and the offer a 3 day grace on late payments.
So I could make the payment on Monday when I am paid with not getting charges the 15 pound but I have only untill Monday close of buiness to pay them back.

thanks sarah and wonga for all your help and it's good to know in future that wonga will help customers and not penalise them for silly mistakes.

Review posted by Daisy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I use Wonga loans a lot but my rules to myself are keep the loans to a minimum and always make sure you have enough in your bank to cover the repayment 24 hours before it is due. Wonga even state that you should have the money before 5 am on the due date so why take the risk for the sake of a couple more hours. I always get my salary paid on the last Friday of the month so I make sure my Wonga loans repayments are due on the following Monday. It just isn't worth chancing your luck especially as I use Wonga loans 5 or 6 times a year. It could work out expensive if I kept getting stung with a late or missed repayment fee.

Review posted by Terry Peters, Dartford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've got the hang of Wonga loans now so I use them instead of other payday loan companies. As its usually a last minute thing taking out a payday loan its easier if I have used the lender before and know how their loan application process works. Wonga are also getting to know me now and I am able to borrow larger amounts which I have used to pay for my holiday deposit this year and once I got really cheap flights to Spain because I was able to get the money from Wonga. If I'd waited until the end of the month those flights would have been much more expensive. So I think thats a very good reason for using Wonga payday loans.

Review posted by Kayleigh Weston, Croydon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My girlfriend is always springing last minute things on me and I never have the money so that's how I have got into the habit of using Wonga payday loans. Before I met her I had never used a payday loan. I never needed to because I was earning enough to keep myself in beer money and the occasional stag weekend away with my mates. Now its all weddings and christenings that require a suit and a gift and without Wonga loans I'd be in big trouble. I don't really mind because my girlfriend always keeps an eye on my finances and makes sure I never miss a repayment and on several occasions she has even offered to take out a Wonga loan herself as she knows most of my payday loans are to keep her happy.

Review posted by Mick Henderson, Forest Hill

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I had a few problems with wonga the first time I used them and I sent a small complaint to there customer services. There customer resoulting team took around 2 days to handle things but it was all taken care off and restored my faith in wonga.
Now that has been a while now and when I needed money again I thought I would try them and make sure everything was corrected and I had no problems.
Smooth as a baby bums. They found my details and my home a dress and there was no issues like last time rhey would fine me and approve me loan.
This time it took only hours last time it took days so I'm glad wonga stick to there promises.

Review posted by Roden

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is my first time using Wonga and I really found it very easy especially when I got an almost instant on-screen approval. If my loan had been referred I might well have just given up and tried another payday lender. So I am not sure when I might need another payday loan but I think I will probably go back to Wonga and just hope I keep getting approved straightaway. Their rates for small loan amounts are very reasonable so that would always be what I look for first in a payday loan but getting a quick approval is also a priority for me.

Review posted by Rachael Brookes, London

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I needed money to get my daughter special glasses she is only a 8 months old and we noticed a few days ago some thing wrong with her eyes and took her to the doctors for tests we next went the following day to the hospital for more tests and yes she needs glasses and we have been advised to get them as soon as possible so he's eyes do not get worse and will improve her sight. We have ordered her a special fitted pair from the hospital and I wrote a cheque while waiting on my wonga loan to clear.
Everything cleared snd was taken care off in time , thanks to wongas fast service and now I am just waiting on the glasses to arrive.

Review posted by R J

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

every time i apply for a wonga loan my heart is in my mouth waiting for the approved and not the denied word to appear. so far i have always got the approved and i once had the referred but got that sorted quickly. if i ever get a denied result i will be gutted because i like using wonga and i've used them so many times now i just find it so easy. if i have to start looking for another payday lender it will be a real pain in the neck. so please wonga just keep giving me the approved word and i'll be a happy bunny.

Review posted by Lauren J., Harlow

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga are one of the best payday lenders in terms of processing your loan application quickly. Also their rates are usually always one of the most competitive which is why I have been using them for recent payday loans. I have tried a few of the other lenders and not always been entirely happy with the service but so far Wonga have worked out okay for me and I haven't been caught out with late or missed payment charges which can put a dampener on things. If Wonga were to suddenly increase their rates that might make me change to another lender but until that happens I will keep using them as it saves me having to keep searching online for a cheaper loan.

Review posted by Martin P., London

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

wonga is deffinatly over rated. and their are alot more other up and coming short term lenders with better policeis and less extra costs

seriously shop around.

Review posted by fiona

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Let me start buy saying thanks wonga.
I applied for a loan of £250 when I needed money and I had no one else to ask so I needed a loan.
They offered me 30 days to pay the loan back and I had to pay wonga £310 due to interest.
I did this as promised and it did work out like I said everything went to plan like wonga told me it would.
It helped me out and for this I am glad.

But in sharing my story I want to let others know yes payday loans can help but it is at a cost. Cost me £60 quid !!!

Review posted by Owen

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

i did a stupid thing taking out a payday loan for a friend who said they would pay me back when they came into big money in a few weeks time. they never did and i got myself stuck with some one elses debt even though i never saw of penny of again. now i just keep payday loans for myself if my mates can't get them thats there problem not mine. since i started using wonga i have had no problems and dont borrow to much because i dont want to be refused a loan so its better to borrow less and get a yes than try to get more money and be refused the loan. that makes sense doesnt it.

Review posted by Kerry Malone, Canning Town

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

i love the fact that you can just borrow a tenner if you like off these guys, ok it doesnt compensate you as much as bigger loans due to the transfer fees etc.

but we all know sometimes that extra tenner makes all the differnce

Review posted by victor

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

the fact the the pay day for these guys is 39 days later. for those of us that get paid weekly it makes life so easy.

i got myself in to a bit of mess but wonga has helped me sort it right out.

Review posted by darrel

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My best friend sconce school Laura was getting married to once of our closet hight school guy friends and I have been asked to be part of the bridal party.
We are getting married pretty close to each other so money was a little of a worried knowing 2 weddings and 2 hen nights to plan.
I wanted eveeything to be big and romantic and very classy so when money was running short I needed a little top me up.
Wongas loan application made it so easy to apply with them for the money and I'm glad I found them online as they approved my application and now I can get back to enjoying my time with my friends.

Review posted by Mrs L Whitelaw

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

People are usaly a little shocked when I tell them I have 11 mouths at home to feed and I am the only one working.
Usaly the clam down after I tell them I live with my elderly parents on our farm house and I have man animals to feed as well as my family and myself.
I have found as the years pass my mum and dad are getting to old to run the farm so they cut down on the work and I help before and after work.
I have to travel into town for a job that makes decent money and soon I hope my boyfriend will move in a help more but does every weekend he's up there helping with the horses and the fields.
Winter was a hard time this year us we got alot of bad weather and we had to keep alot of the animals in door and feed and heat the barn to keep them warm used up all our savings.
So I applied for a payday loan. My parents have no idea and I don't think they would understand if I told them. My mum is old school and think mobile phones drive you crazy so it's best they didn't know.

They money came in handle and just in time to help , thanks wonga.

Review posted by Josephine

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My dalmatian Roscco passed away a few days ago. He was very sick and in pain with his age due to his back legs given way so we decided they best thing would be to lay time to rest.
It's only been a few days and my heart is still breaking.
I was not sure what to do with the body and paid the vet will of £180 and I still need to pay for the cremation.
I found a nice website online from somewhere in England I can send my Rosccos ashe's and they will be turned into a nice ring for myself something to remember him and he's always with me.

Wonga provided the loan I need for this so I could get everything organised.
I was glad it was done online as I don't think I could handle speaking to someone yet about my poor boy Roscco.

Review posted by Hope

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

If you haven't heard of Wonga you must have been living under a rock for the past few years. For those not in the know, they're the ones with those animated old people who intrude your TV set whilst you're watching Jeremy Kyle. Still, the service, if you cut through all of the over-advertising nonsense is actually quite good, very good in fact.

I was a bit skint and needed £150 for 3 days (until Friday) - a small amount I know but money is money and the service is the service! I applied online and got the cash in my bank in around 45 minutes or so. I was spending it 15 minutes later too - but that's not important. Overall, they seem reputable and if they're on TV they must be good right! Well, they provided the service I need, nothing went wrong and they were easy to deal with. What more can you ask for!

Review posted by Roger

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My big sister has had a hard time of things recently , and with out telling you her situation I can tell you she well deserved a break and some time away.

I looked into a small b and b in London for the weekend and do some shopping and drinking and let her get away from her problems and hopefully emprove her mood.

I booked the hotel last week when I was paid and I told her I have a surprise so to keep next weekend open and pack a bag. She seamed ok about it so let's hope she's in better spirits soon.
I want to cover all the costs and treat my sister to everything I can afford so I have a few hundred put aside but I feel I can used a little more just incase.
Women to shop so I thought best to borrow a little to be safe.
I applied with wonga and it's worked they approved me for a extra 300 bucks to spend shopping in London ! Woohoo !

Review posted by Sisters

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When I was younger I got my first loves name tattooed on my back and I have been thinking about getting it covered but never get around to it.
Now I am married i think it is the best time to get it covered as I'm not going to name my children after my ex and it's not my husbands name.

I went to see a tattoo artist and he gave me a price to get it covers up and I have loads of choice as it's small. He also gave me details to get it remover with lazer.

After looking into both options I decided to have to removed and have a tattoo free back so I booked so see a consultant and was told it would cost me around £55 each treatment and to book 4 to be sure that it's gone.
So I did around nd I'm going on Friday for my first appotiement and it better not hurt to much.
Wonga online approved my loan so that I can go ahead and start the treatment to get this name removed.

Review posted by Mrs L J Peal

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga is the most knowing payday lender out there and in my opinion the best.

I always turn to wonga .com for help and they are always there to answer.
I asked wonga again but this time for more than I have needed to borrow and this time I was a little worried they would say no or approve me for less.
I applied non the less in hope the would approve me once again.
They needed a little more information to make sure I could handle this much a re payment and I assured him I was due to get some extra money this month and I could afford the repayment.

In time they approved the loan and sent me the money , fast as always.
I know I may have pushed my limites asking for more money but it's what Wonga is there for.

Review posted by Lesley Speedy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

It would be nice if they loan out more funds than what they do.

Review posted by Poky

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga helped me.
I don't have the best pay or the best Job but it pays what I need to pay and covers the costs of small things I need.
I wanted a new jacket and I was tired of shopping at premark or new look so I needed money.
I applied for a loan so I could get the money I needed and I fancy a new jacket a river island or even at zara if I am luck or next.
We will see but thanks to wonga I'm shopping for a nice winter jacket and it won't be just any old jacket it will be something I can keep and show off when I next go out.

Review posted by New jacket

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This was the story of my life.. I hit the rock bottom and never thought i would need to apply to a loan company but life has this things,right? I applied and was accepted and im already on my feet. Thank you so much.

Review posted by Julie

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I have just found out I am pregnant and I am a little excited but nervous to tell everyone.
So I decided to get a baby cake. When you cut into the cake it tells you if it's a girl or a boy.
The cake is pink or blue sponge inside and I hope everyone will understand at the time and be excited for me.
Everyone will be coming over on Sunday and I will make something for lunch and pick up the cake on sturdy afternoon and pay for it.
It's costing me only £80 so it's not so bad and the loan I only needed to take out over 9 days untill I am paid.

Review posted by Miss K Brand

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

56. Although a personal loan is a quick and easy way to apply for online, it still is one of the most expensive and riskiest loan options. I tried and didn't went well. They wanted me to pay more than what i was suposed to. They weren't honest and they can fool you if you're not paying attention to your bank account. Joaquim Mendes

Review posted by Joaquim Mendes

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My name is Stephen Mc Phee and I work in London. Im only 22 years old but I do have a decent well paid job.
Last month I got a £300 speeding fine and was very short of cash to pay it, so I decided to apply to Wonga for a loan. I dont like to owe money so wanted it off my back.
I wasnt sure who to apply for a loan from, as there are so many companies offering pay day loans, but as I read that Wonga had been operating since 2006, I figured that they must be reliable.
I found it very easy to apply with them on line and was impressed that they approved the loan so quickly.
In future I know who to approach. Thank you Wonga

Review posted by Stephen McPhee

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Wonga provide a very handy way off borrowing money , simple and uncomplicated.
Everything managed and debt with online and it makes borrowing money easy and a little fun.
After I applied and waswaiting to find out the answer I was on another website added items to my shopping cart in antisipation that I would be accepted by wonga.
Never let me down and had no doubt they approved my loan and once money is sent I can check out and wait for my new stuff to arrive.
Easy as playing around on facebook to borrow money with wonga ha ha

Thanks for the money

Review posted by Peter Fraser

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Some of the guys from work put money in and place a coupon for the food ball results every weekend and I have never really been into it as it's throwing money away.
It's become more and more of a thing and I was starting to feel felt out especial on a Friday shift at work it's every where in the office so I decided to buy in this week.
A few guys were off sick so rhey asked me to put in £100 to make up the chances and I really didn't want to but I did anyways.
Not having enough money to even get to work after making rhat stupid choice I needed to borrow money online to help me out.
I hope one of the coupons pays off and I get something back.

Review posted by Alan Shields

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I found wonga very easy to use and easy to find my way around online. After taken out the loan I also learned rhat staff are nice at customer support and friendly.

The rates at wonga are ok they are fair and rank ok on the market that's out there for payday loans.
Wonga let you pick the amount you want to borrow and how long for and also let you pick the exact day you pay them back on.

I got the money I needed just in time and the repayment will come out in a few days so all well that ends well.

Review posted by Darren

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I found wonga very easy to use and easy to find my way around online. After taken out the loan I also learned rhat staff are nice at customer support and friendly.

The rates at wonga are ok they are fair and rank ok on the market that's out there for payday loans.
Wonga let you pick the amount you want to borrow and how long for and also let you pick the exact day you pay them back on.

I got the money I needed just in time and the repayment will come out in a few days so all well that ends well.

Review posted by Darren

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money