Barclays

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Company Information

  • Company Name :
    Barclays
  • Website Address :
  • FCA IP :
  • Business address :
    1 Churchill Place, London E14 5HP
  • Phone number :
    0800 716 5982

If you are looking for a loan between £1,000 and £35,000, Barclays Bank (Barclays.co.uk) offer something called the Barclayloan Personal loan. The loan terms offered are between 24 months (or two years) and 60 months (five years) so this is a fairly short term loan in the grand scheme of things. Good things about this particular loan include the fact that the money is transferred to your account instantly once you are accepted for the loan.

Barclays also offer a price-match guarantee as a great way to make sure that you are not overpaying. The offer is that if you can find an exact like for like loan elsewhere but with lower monthly repayments, Barclays will reduce the cost of your loan and give you £50 for your efforts at the same time. It is also worth bearing in mind that you have the legal right to repay your loan early if you happen to come into some extra money. There is a charge equal to 30 days of interest that is applied if you choose to do this.

The eligibility criteria for this loan are that you are over 18 years of age, are a UK resident and have a Barclays current account. You will also be subject to credit checks in order to ensure that you are unlikely to default on this loan. The interest rate on the loan is the same no matter what you are using the money for and Barclays specify that you may use the loan for almost any purpose. This does not include, however, starting or running a business, investing, purchasing property or repaying gambling debts.

Unlike a homeowner loan, a personal loan is unsecured and you therefore do not necessarily need to own a home or a car in order to take one out. Also, compared with credit cards or overdrafts the interest rate of these loans is generally lower. Overall, a personal loan may be right for you if you are seeking to make a mid-sized purchase or consolidate a number of other loans. Some of the things that people commonly use this kind of loan for include purchasing a car, home improvements or consolidating debts.

265 Reviews of Barclays

I took out a Barclays personal loan recently because I wanted to consolidate a number of debts that I had taken out with credit cards. I had around 4 credit cards, all of which I got when they were 0% interest but when I couldn't pay them off as quickly as I expected I ended up paying an amount that was considerably higher. I was really struggling to make the monthly payments when I figured out that I could roll them together into one monthly payment that also had a lower interest rate.By taking out a Barclays personal loan, I made it simpler to pay off the debts and also reduced the amount of interest I was paying significantly. Now, I'm paying way less per month and it's all coming out in one direct debit instead of four and I only have to deal with one company's customer service rather than a number of them.Once Barclays had told me that I qualified for the loan the money appeared in my account right away. I then immediately paid off all my other debts and everything was sorted. Dealing with the customer service was easy and I applied for my loan in the branch while I was paying a cheque in. There's also an online form and a phone number but I found doing it in person more convenient.I have shopped around to try to make use of the price match guarantee but haven't managed to find a cheaper deal when the loan term and amount are taken into account. It seems to me that this is a reasonably priced loan given the market at the moment and I am more than glad that I took it out. It has saved me a lot of money in the long term and made my monthly payments more bearable in the short term.

Review posted by Anna Henderson

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I have no hesitation in saying don’t go to Barclaycard! Whilst you are tempted in with some very good deals, the way in which you’re dealt with is offhand at best, negligent at worst. My partner and I have been having a difficult time at work and just wanted to get away for a few weeks, so I thought it would be easy just to apply for a quick loan- not a very big one, in fact one of the lowest amounts they do- and we could book the tickets and fly off! Easy? No! I don’t know if I caught them on a bad day, or if they just can’t be bothered with a small loan because they don’t make enough money, but the paper work was delayed, the staff uninterested on the phone and the money took its own sweet time to arrive. I kept complaining as we only had a short time in which we could both go away and in the end, we had to postpone the holiday, so the whole loan was pointless. Even my complaints weren’t dealt with efficiently. I wish I’d not bothered. Sad thing is, when I finally got a reply from them after complaining for a third time, the person who phoned was great. Perhaps I was just unlucky- my partner said it was probably someone’s last day so they weren’t doing it properly. Whatever, it was a horrible, stressful experience- exactly the opposite of what I wanted.

Review posted by Max Osborne

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I just started out with Barclays and I must say that I was slightly sceptical when i joined the group. It was not the bank itself that make me uneasy, it was the bad experiences that I had in the past that made me feel a little uneasy about trying someone new. In only a short while, I realized that this was the bank for me!The way that I was treated from the very beginning made me feel as though I was their one and only customer. Taking out a personal loan through Barclays was by far the most simple thing that I have ever had to do. I had thoughts of having to sit for hours filling out forms, but that was not the case at all. I simply had to fill out an online application and wait for my prompt response. Not that I am saying other banks are bad, but I will stick with Barclays for as long as they will have me!

Review posted by Amber Archer

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A loan from a bank is the traditional place to go but they are notoriously hard to get, particularly for somebody who may have a poor credit rating or who simply does not have a credit rating because they have never owned a credit card. The best thing to do with a bank is to visit in person, however, they do have an online form available to do if you are too busy.Barclay's bank may need more information that is needed from other websites but the loan they offer is well worth the wait and the scrutiny of the banks employees. With a representative APR of 4.3%, they are very competitive and once the loan is given out, the bank is well known for offering a flexible service when it comes to paying the loan back.The beauty of loaning from a bank is that they are very experienced and will look into each case individually. You may claim that they are wrong for denying you a loan but the fact is, if they don't think you can pay it back, then you probably are going to struggle. A slight downside to this loan is the fact that there is a minimum loan period of 24 months, when many offer 12 months so perhaps this company is better suited to those people looking for larger loans. This is another key feature when it comes to Barclay's, they offer a massive maximum loan amount of £35,000 when most companies offer only £25,000, this can be a massive bonus for those people who need to laon a lot of money.

Review posted by Amelie Godfrey

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I was pleasantly surprised by the ease I found when I took out a Barclays personal loan. I think it was a lot easier because I am a Barclays customer and had been pre-approved for a loan, based on my current account information.I borrowed £10,000 over a four year term and the money was in my current account within hours of receiving approval to the loan. Absolutely first class service.After I was granted the loan I did conduct a price match, as Barclays guarantee to match any lower loan rates currently on the market. I found a loan 1%APR less than the Barclays loan, which eventually came in at 5.9%APR. Barclays reduced my monthly repayments on my loan to match those of the more competitive loan and reimbursed me £50 for my troubles.I would definitely stay with Barclays if I have any future loan requirements. The service has been transparent all the way through and the customer service staff pleasant and helpful.

Review posted by Natasha Pratt

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Barclays are the other high street bank that offers an APR representative rate of 4.3% for loans of £1,000 to £35,000. Loans can be taken out over a period of 24 to 60 months. Unlike many supermarket and online lenders Barclays does not offer the option of paying a loan over 12 months; however, the lending amount does have a threshold of £35,000. If a loan of £8,000 were taken out over a 60 month period, then monthly payments would be £150.73 and the total amount payable would be £9043.69. The representative APR on a loan of £8,000 would rise to 4.9% because of the amount borrowed. Importantly, if you are searching for a higher loan amount then Barclays should come into consideration. Nevertheless, if you are looking at lending less than £10,000, the APR percentage will rise the less you borrow. Barclays are a trusted high street bank and do offer exemplary customer service. Customers have commented positively upon the flexibility of the loan rate and the amount of time they can be taken over. Another factor to consider if you do intend to take out a loan with Barclays is their credit card offers. If you already have a credit card with the bank, you may be able to negotiate a loan that is specifically tailored to your personal circumstances. Barclays are a recognisable brand simply from seeing their logo and their loan services always seem to have customer's interests in mind. Low rates accompanied with high customer satisfaction are the reasons why Barclays is one of the leading high street lenders.

Review posted by Sarah Price

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I recently took out a personal loan with Barclays for a few various things but mainly decorating and getting the garden done. After exhausting many savings and credit options to get our new home in the first place, we felt it was the only option left. We have had a couple of personal loans before with other companies, but we bank with Barclays so we thought it the easiest option to apply with them.As we were already signed up with online banking through our personal and savings accounts, it was really easy to go through and apply for finance with them. Last time we took out a personal loan, we were told we could not get the representative APR, and given a higher rate, which was fine as we paid it off quicker than we intended. Due to this, we did expect this time that we may not get the advertised APR, but we did qualify for it. It seems that if you bank with Barclays and keep all of your accounts in check, it is easier for you to be accepted and get a better interest rate.As soon as we were accepted, the money was in our account instantly. In fact, we were so shocked at how fast it was we were not prepared for exactly how much we wanted to spend on what and actually ended up earning interest on it the first month it was in our banks! The repayments come out by direct debit, and we can see all of our finances when we log onto online banking with Barclays so we know where we are.I think a lot of people get nervous about potentially having all of their finances under one roof as banks can just go in a take late payments at their leisure, but if you are already thinking about not being able to repay a loan before you apply then maybe you are not in a position to have finance anyway.

Review posted by Elizabeth Hale

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I needed to get a loan for a new lawnmower (we moved to a bigger place and I needed one I could drive around in) so I found a few providers and actually got a few pretty good quotes from some of the high street banks. But then I saw the Barclayloan Personal Loan advertisement on TV and decided to give them a call because they said they would match any price.I told them about my situation and also told them the best offer that I got and they said they would match it straight away. On top of that, they gave me a bonus of £50 because I decided to go with them! They approved it on the phone right away and the money was in my account the next morning at 11am.Another great reason to go with Barclays is because they only make you pay 30 days of interest for repaying the loan early. Most providers are penalising you for at least two or three months.Also, I heard that you can’t use this loan for some purposes, mainly business-related, so if this is what you need it might not be right for you. But for me it was perfect and I would go with them again if I needed some cash quick!

Review posted by Lewis O'Neill

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I have always wanted to own my house. I was, therefore, excited when a friend called telling me of a good house on auction. Its price was lower than the prices of similar houses on the housing market. I knew that if I let that opportunity slip it would take me much longer before I could buy a house. Unfortunately, I could only raise around 70% of the needed amount. To raise the other 30%, I decided to take a personal loan. I immediately went to Barclays Bank's for online loan application.I was really amazed by their efficiency and simplicity. All the instructions were written in very simple and clear language. Within minutes, I had finished the application. I thought I would have to wait for a day or two before getting feedback from them. Surprisingly, I was informed only minutes later that my application had succeeded and the money was to be in my account that same day! With all the needed money, I was able to buy the house. I now happily live in my house thanks to Barclays Bank's loan. I definitely recommend Barclays to those in need of fast loans.

Review posted by Andrew Brookes

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This is one of the oldest financial institutions in the UK with presence in all continents. It has been tested and proven over the many decades. It has been in operation as a reliable financial partner when in financial need. To stay relevant in changing times, it has introduced personal loans which can be applied online.Barclays guarantees that you get the cheapest loan in the market with its price-match tool, whereby if you can get a cheaper loan equivalent to the one they are giving you anywhere else in the Market within the UK, they will give you £50 as a reward for your hard work and reduce the cost of your loan. The loans are unsecured with a representative APR of 4.3%, which is pretty low compared to other institutions’ rates.No other lender beats Barclays in the amount you can get for a personal loan. You can borrow from £1,000 to £35,000 in the Barclayloan Personal loan, which is more than £10,000 what other lenders offer as maximum loans. The repayment period is between 2 years to 5 years, but that doesn’t mean you have to pay it throughout the whole period for there is the option of early repayment at any date of the loan with only 30 days of interest as the only charge you get for early repayment. The moment the loan application is approved, the money gets in your account immediately so you don’t have to wait for it.The requirements for these loans are 18 years old, UK resident and Barclays current account holder. If you have those, then the next thing is checks on your credit worth and financial ability to repay the loan. The interest rate is fixed, hence no fluctuations in rates paid. The loans cannot be used for these purposes: repaying gambling debts, starting/running a business, purchasing property and investing.

Review posted by Mason Baldwin

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Barclay’s seemed like a safe bet when I took out my loan. They have a decent reputation and are a large organization. I just have the impression that some of the smaller and more radical lenders don’t always play be the rules or have very clear interest rates.I did all of the organization over the phone. I was in a reasonable hurry as the loan was to pay off my credit card before the honeymoon period ended! The plan succeeded and I avoided the increased rates. The actual APR of the loan was good, it seems like a lot of the lenders have the same rate at the minute. Barclay's did the trick for me and I have had a good experience using their services. I think the competition in the market has probably boosted the standard of customer service on a product like this. A company with the experience of Barclay's would have the resources to devote to putting them ahead of the field in this area I imagine.I had been switching credit cards at regular intervals before taking the loan. It does work for a while, but it's easy to forget. I'm a busy person and I expect a lot of people are in the same situation. A loan is just more manageable and easier to keep track of.

Review posted by Phoebe Hall

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I've always noticed in the past the Barclays are amongst some of the biggest providers that offer the best rates, however I was a little concerned with regards to all the bad press they've has recently. As I was still considering using them I thought I'd contact them via their online web chat feature prior to application, the representative was very friendly and happy to answer the (many!) questions I had regarding the loan and explained all the guidelines in place that effectively protected me. I think this experience coupled with the concise explanation cleared everything up for me and helped give me that final push to deciding to go with Barclays.As I needed to borrow a large amount, the biggest concern for me was the rate of interest as even an extra 0.1% APR can make a huge difference on a loan of this size; in comparison with other quotes I had received I feel that the rate I was offered from Barclays was more than fair. What really impressed me as I was applying for the loan was the Barclays website, everything was explained and laid out very well, one feature I made good use of was the 'sliders' which allowed me to set an amount and term to work out the APR, total and monthly repayments – very useful!

Review posted by Benjamin Glover

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Barclay's bank offers personal loans for several purposes. If you need to consolidate debt or achieve other goals, it should be possible for you to apply for a loan via Barclay's once you are 18 years of age or older. Barclay's offers loan terms of between 2 and 5 years. Your loan rate will be calculated based on several criteria and you may check that by using your mobile phone. You do not have to apply to Barclay's to get an idea of what your loan rate would be like. You can do a price quote and credit check without affecting your credit score. Your loan application is processed quickly and once you are approved, the money will be put into your account at once. Barclay's rates are among the highest in the industry. Plus, your term cannot be below 2 years. Barclay's is a well-known lender. However, at 5.9% APR, their rates are among the highest in the UK. They will not offer a loan with a term of less than 2 years. In addition to that, they are the UK bank with the most complaints from customers. For these reasons, they are not recommended.

Review posted by Bailey Carroll

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Well, what can I say about my experience of getting a personal loan from Barclays Bank. The main thing I would like to advise everybody about is to think twice about applying for a loan at Barclays Bank. I found out the hard way that their rates are more often than not higher than most other lenders and this isn't a good thing as it means you have to pay more back over time in interest. My ordeal began when the rate that was displayed to me online when actually applying for the loan was different than the actual rate that I got for my loan. After completing the online application a decision was made and a declaration appeared on my doorstep. Being excited that I could finally do the things I always wanted to do I quickly signed the declaration and sent it back. Little did I know that I was making a huge mistake. I just feel cheated by Barclays and I feel stupid about myself for signing a thing which I thought was something else. As with all companies like this be sure to read everything thoroughly before signing. Otherwise, you could also be stuck with a debt and end up paying more than you ever expected to. For myself, I will be very wary about which lender I would apply for in the future as I don't want to make excessive repayments over a small amount of money in the long term. My advice to anyone reading this. Do your research thoroughly before fully committing to anything.

Review posted by Ellie O'Neill

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Barclays are a well known brand on the high street, and offer competitive interest rates on their loans, rivalling those offered by some of the less prestigious brands. They also are able to lend amounts as low as £1000 (perfect for a short term bail out) or a staggeringly high £35,000; an upper limit that really does set them apart from most other companies, and also meaning that you don't have to shop around or beg to get a few extra thousand. Their APR is not as cheap as some of their competitors, but it's only a negligible difference of around 0.1% to 0.2%, and on a £35000 loan, you are unlikely to find anything which comes as close. Reports of the release times are very positive; current Barclays customers have reported being able to apply for a loan time at the same time as carrying out day to day banking, and finding the cash in their account by the time they have left the branch! With this virtually unrivalled speedy service, there is also the price match guarantee, meaning Barclays will beat any like for like high street quote; so if you do manage to find someone else who will lend as much as Barclays can, they will do their best to match it, but with competitive figures like these, you'll be looking for quote some time to find someone who can beat Barclays for high value transactions.

Review posted by Thomas Hilton

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I decided to for Barclay’s Bank not only for the reputation they have achieved over the years for excellent banking services but the flexibility of their loans. I wanted an urgent loan to finance a new car.I decided to go to them because they are able to lend up to £30,000 as an upper limit, which is one of the highest amounts, can ever get from any lending institutions in this country. Although their APR is not the cheapest, the negligible difference is about 0.1%. The upper limit of £30000 is an inducement to apply for their credit facility.The application process for their loans is simple. I easily filled application forms online and sent it to them for quick processing. It does not take time for them to approve the loan in principle. The papers arrived at my house in less than 24 hours. I found the cash in my account the same day after submitting the document. You can hardly find any other bank that can beat the excellent lending services of the Barclay’s bank.The customer service is excellent. I had a true value for the money I borrowed from them. The repayment terms are also good. The repayment period ranges from two to 5 years. Their interest rate is always fixed which means you would not be subjected to the fluctuations in the financial market.If you want to borrow from the bank, you have to read their terms and conditions as their certain transactions you cannot carry out with their loans such as running a business, repaying for a gambling business, purchasing and investing in properties and so on.

Review posted by Morgan Clarke

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I have been a customer of Barclays Bank for over a decade. I heard that they run different terms for existing customers and needed some money to pay off my Barclaycard balance. I applied online and got a call back from one of the advisors. She was very helpful, explained the process, and told me how much I could save.I asked the agent to pay off the Barclaycard for me and transfer the rest of the money for my other debts into my account. This happened in one day. I was very impressed with the service. I was expecting them to call the credit card department or send over a letter and the balance transfer taking over a week. I feel much better knowing that I only have one loan and no credit card balance.I am really happy with the service, and would recommend that all existing customers go down this route. I had everything arranged in a day, my loans and credit cards are now paid off, and I pay much less on the loan now than I used to.

Review posted by David Lane

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Found Barclays secured lending to be the most unhelpfull bank. We all take out loans over lengthy periods in time. Some of use will become ill terminally or thru disability which ever is the case Barclays are not the they claim to be At every corner they have delibretly misled my wife and myself even down to trying to put words in our mouths they have also failed to uphold the consumer credit act by failing to provide default notices just a text that you had to guess what they are trying to say one would be better off going to wonga

Review posted by malcolm morgan

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The reason why banks can differ in certain small details has never been clear to me, even such big and established banks like Barclays where I have an account with. When one bank allows a repayment in 12 months, Barclays don't.A great development is that nowadays banks are into price-matching which is beneficial for us, customers. Barclays is one of them. Spoken in overall terms, banks seem more to compete with each other having different plans for every single purpose. The tendency changing from secured to mostly unsecured is another good development in terms of customers protection. In this way even starters have a fair chance.Barclays is a well-established and one of the oldest banking institutions in the UK which is one of the major reasons why I'm still with them and I don't have intentions to change in the first coming years. I'm planning to buy my own house and consider to have it financed with Barclays.

Review posted by Joel Hood

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Having my old Vespa scooter replaced was for me like loosing an old friend. The good thing is that they're still manufactured nowadays, with a stronger motor but with the same looks which I like.It took me a while thinking how to finance a new one, pulling my brains out and having lots of sleepless nights. I just couldn't think of how to manage.Just when I intended to give up I came across a brochure from Barclays I found at the local electronica store. At home I decided to call them: (0800 731 0200) and asked them for more information, in particular about the interest I need to pay and what happens when I forget to pay a term.They, the people from Barclays were extremely helpful and very friendly, giving me a very detailed explanation in a kind way. Nothing stressful or upset, just as it should be.At my ease it appeared to be that Barclays has a special offer for homeowners like me that the eventual loan I take up is unsecured so I can keep my house at anytime. The interest is low and is even lower when I pay back earlier which is fine. Forgetting a term is not possible through their direct debit system. I only receive a notice when its not possible to deduct the money from my account. Very easy!All in all the loan turned out to be a good plan, so is the new Vespa. I hope that many people who read my review will have the same experience with Barclays as me.

Review posted by Richard Callahan

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'Ease of use,' that is how I would like to express my best experiences with Barclays Bank.Of course, there are always matters to argue about. The way a bank calculates its interest, for instance. That's something that still keeps me busy and I guess it belongs to those fuzzy instruments a bank uses to gain a little more over the others. Heck, that's the way it is.At the other side I haven't met a bank with so much expertise regarding things like establishing and maintaining a healthy personal contact with its customers, for me a reason to stay with them, in my case the Barclays again.If you're looking for a quality bank with an attractive interest rate do like me and go to the Barclays website. This isn't a commercial for them. Only a honest review.

Review posted by Franklin Newville

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Since being widowed 5 years ago I have had to suddenly take charge of financial things that were always the domain of my late husband. Up until his death I had never even so much as paid a utility bill although I did always manage to pay the window cleaner with cash.As we had been banking with Barclays all our married life I saw no reason to go elsewhere when I needed a personal loan recently even though my friends said I should shop around for the best deal. The simple fact of the matter is Barclays offer a price match guarantee and so I knew without a doubt that the loan they have just approved for me is fair and competitive.

Review posted by Denise B.

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When I decided to get a personal loan recently I did go through some other loan company's profiles on the comparison website first and was actually quite relieved when Barclays personal loan option was one of the best deals available.Because I bank with Barclays and generally like to keep things simple and uncomplicated it suited me to take out the loan with my own bank and also the fact that they offer a price match guarantee it meant that I hadn't missed out on a better deal with another loan company. It just made the whole process much easier for me and because I have a good relationship with my local branch I know I can approach them if I have any problems or queries and they will do their best to help me.

Review posted by Annie Gardiner

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I have used other loan companies in the past but generally only for small payday type loans. When I needed to borrow a substantial amount of money over a period of several years I did initially check out other loan companies but eventually went to Barclays who I have been banking with all my working life and they approved a personal loan that suited me very well. Comparison websites are all well and good but if you are with a bank that you are used to and they know your personal finances better than the other companies then it stands to reason you are going to get a loan that is tailored to suit you better. I definitely feel that was the case for me and so I'm glad I stuck with Barclays.

Review posted by Mike Conway

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I was very pleased when Barclays approved my personal loan with them. My daughter is getting married and my wife and I wanted to contribute as much as we could towards the cost of the wedding reception which was getting bigger by the day each time the headcount for invite acceptances were done.I knew if Barclays didn't approve my loan I would almost certainly get a loan elsewhere but I doubt it would have been as competitive and at the end of the day I wanted Barclays to reward my loyalty by approving my loan and giving me the best deal possible. I am happy to say they did and I just want to say thanks to them for their continued good service.

Review posted by Geoff C.

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I know banks in general are having a bit of a hard time with regards to their overall image but I think that bad press is directed more at the institution of banking itself rather than the local High Street banks like Barclays who I have been with for over 30 years. In my experience they have always been very honest and transparent in their dealings with me and so I had no hesitation is going to them first when I needed a personal loan recently. Not only did they give me a loan that I thought was very competitive but they also offered me a price match guarantee to back it up which just confirmed to me that I had made the right choice in going with them even though there are loads of other loan companies to choose from.

Review posted by Andy O.

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My parents opened their first bank account in the UK back in the 60's and they chose Barclays so it was a natural choice for me to go with Barclays also when I first started work. Over the past 20 years I have had a very good working relationship with them and so when I needed a personal loan to pay for some home improvements I chose to go straight to Barclays who were their usual helpful self and approved a very good loan for me and my wife. They also offered something called a price match guarantee which just proved I was getting the most competitive rates at the time which was a big plus for me.

Review posted by Dev Rahindra

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I work really long hours in the fashion industry and hardly have any time to relax let alone scour the internet for loan comparisons. So when I needed a personal loan to help furnish my new house after years of living in a one bed basement flat I just went straight to Barclays who I have been with since leaving school. I have always had a good relationship with my local branch manager and so with her guidance I made the application and before I knew it I was getting a call to say that it had been approved. Within days I had the money in my account and I have managed to find the time to go shopping for new furniture. Well after all I am a female and shopping is something we are very good at.

Review posted by Patti Selhurst

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I am getting married at the end of the year and my partner and I both decided we would get separate personal loans to pay for the cost of the wedding. After checking out the loan comparison website I realised that I might just as well go to my own bank for a loan as they seemed to be just as competitive as most of the other loans on offer and I liked the idea of keeping the whole thing simple and uncomplicated.As I bank with Barclays and my partner is with another High Street bank I told them to check out their bank first before they looked elsewhere and to my surprise and delight Barclays were offering a much better deal. Such a shame that my partner doesn't bank with Barclays but I get the feeling that might change when we get married.

Review posted by Jo Paige

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I have been banking with Barclays for more years than I care to mention and have always used their loan facility rather than go to these new online loan companies.My children are always pulling my leg and saying I need to move with the times but my usual retort is if something isn't broken don't try fixing it. That's how I feel about my relationship with Barclays and when I took out this most recent loan with them I was sure I had been given a very competitive deal and so when they confirmed that by offering me a price match guarantee I couldn't wait to let my children know.

Review posted by Les Drayton

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I haven't had to use any sort of loan facility for many years and so when I decided to get a personal loan to buy a boat I took my kids advice and checked out loads of loan options online. I did find the comparison website helpful but at the end of the day I wasn't just looking for a loan with the lowest interest rate. It was all about getting the right overall package and so I wasn't too surprised when I ended up going to Barclays who I had been a customer of for nearly 30 years. Their interest rates were not the lowest but we were only talking about a few extra pounds in the overall scheme of things but I did like the fact that I was dealing with a company I know and trust and that is why I went with them.

Review posted by Robert Chapman

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I was in the process of shopping around for a personal loan , not realising that in my case, the best option would be to approach my own bank, namely BARCLAYS. I needed about £8000 to do some renovating and refurbishing in my apartment. The apartment was really taking strain being all of 16 years old. Fortunately the mortgage was paid up and after less than the usual credit checks, my loan was approved. I suppose they knew me well enough. The service at Barclays was really good and the money was in my account as soon as the loan agreement was signed with me opting to repay over 60 months. Of course there was also the option to repay earlier and save a bit on the interest. I'm really thrilled with BARCLAYS right now.

Review posted by Norman Weston

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Recently I sat down with my wife trying to find a way to lower our expenses as we were over stretched. Between our home loan , credit cards and car re payments the vast majority of our wages dissapear every month. We finally reached the agreement that if we consolidated all our debts into a personal loan we could possibly save a big amount everymonth, as we both knew that credit card interest is very high as are car loans. WE played on line with the figures of Barclays Bank personal loans and worked out that if I borrowed £35000 and my wife £5000 we could pay all the debts in full including our mortgage which was almost totally paid off anyway, and save a very exciting amount wich would take the pressure right off us. We both applied on line and were delighted to be granted the loans. In five years all our debts will be fully paid. I feel this was a good move.

Review posted by Thomas Mc Farden

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I borrowed £3000 form Braclays bank last month as it was my wedding anniversary and I wanted to give my wife a super anniversary gift. She loves jewellery so I got her something really special. I borrowed the money from Barclays as I did not want to touch my savings and saw that the interest was not too high. I came to this conclusion as I read on their information section that they would beat any other banks quote, and even offer a £50 gift if we could find a cheaper rate. That convinced me that I didnt have to search other banks. I took the loan over a 24 month period. The cash was deposited at once in my bank account once approved. Pleased.

Review posted by Floyd Smith

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Im a 19 year old young man . I have a job , a motorbike to get me to work and back and have recently left home to live with my girlfriend into a 1 bedroom apartment. We share the expenses of water, lights, gas etc, so it is quite affordable for both. As we had to pay the rent plus deposits and also wanted to buy some new furnisher , I found myself a little short this month. I approached Barclays Bank to ask for a £1000 personal loan, over a period of 24 months. The decision to grant me the loan was quick as was the deposit into my account. I have no complaints about Barclays and thank them.

Review posted by Colin Munroe

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I approached a few institutions to ask for a £1000 loan. I was refused by a few on the grounds of being of considerable risk on account of being only 19 years old. I also was accepted by a bank who, due to my credit rating being none existant, wanted to charge me very high interest. It just isn't fair. How does one get a first loan...? I finally tried Barclays bank. I was not too hopeful, but the fact is I meet all their requiremnets, of being over 18 and having a steady job earning an average wage. I have no expenses as I live with my parents, so I guess Barlays realised this and did approve my request. Ill pay them over 24 months, which makes it a very affordable instalment. Thank you for giving me a chance!

Review posted by Barbara Sinclair

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I had heard about the Barclayloan Personal Loan and felt I needed to have a chat with them about a loan to build a beautiful wall between our house and the neighbours.. My idea is actually to provide a bit more privacy. I'm told the value of the house will increase too. The neighbours have also given me written permission to do so. I know they see the advantages as well. The builder's quote for the job in it's entirety is £8000.So in I went to my branch and as always they were really helpful. I applied for the loan and after their credit checks they approved the loan. The beauty is that it's an unsecured loan which basically means my house is safe should I default on the loan. That is not going to happen and the repayment schedule is 60 months which suits my pocket perfectly at a very good interest rate.Thank you BARCLAYS BANK. It's why I bank with you.

Review posted by Roland Walker

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I have never been to the branch so I could not comment on the service from them. I have deal with customer service online, i messaged through internet. Banking online is quick and helpful, also phone calls to customer service great. (Never long hold times) I have been banking with Barclays for 7 years now and my salary always go into Barclays bank account. My Mortgage and my personal loan is all with brarclays aso, i would never think to use another provider as barclays have provided me with everything i need. I even opened a saving account for my daughter, i feel appreciated as a Barclays customer.

Review posted by Kelly McGraph

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Barclays..... The staff at the Ealing branch will go out of their way to help if you ever need anything. I have the most respect for them as they actually try to get to know all their customers. I have been dealing with the same bank, same staff for more than eleven years. Never have they been pushy. or never have they tried to sell me anything. Over the years I have moved all mine and my children's accounts to Barclays and I have been really happy with the service provided online, over the phone and in branch. I would not go else where purley on the level of service i have for in Ealing and more so last weeks service from our new financial planning manager. Myself and my wife paid a visit to the local branch last week to inquire and apply for a loan as our oldest daughter is planning to get married in the summer of 2016. I feel comfortable and safe that the loan application is in the best hands and i am waiting on m funds to be delivered any day now.

Review posted by Mr Leon Smith

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My daughter and myself wanted a loan to start up a new business project. The whole Buiness idea would cost around 50 k but our family were happy putting in 25k to help. So we contacted our bank to help with the other 25k. Meet business managers all seemed to be going ok if not a bit slow, then after our senior manager went of sick from the local branch all communication slowed to a stop. We were a little confused about the whole situation and we were stuck in limbo waiting to a decision. I have never used an online application but i decided to try and see if we had better luck than waiting on the branch, Who kept telling us he would contact use when he was back at work. It took 48 hours for an email response to come back to me to advise i was accepted for a loan of 25k. Online service was helpful as a back up option. Would still rather go in to bank.

Review posted by Pamela Frances

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I took my Barclays Credit card 2 Christmas ago with a 0 % interest rate was great at the time and i used the offer to the max. I have also a OD with my current account and when going threw my monthly out goings i relieved i am paying more than 28% interest on 2 products combined. I felt like % was taken up all my wages so i popped into local branch to organised a meeting with a financial planning manager. Less than 2 weeks later. My credit card balance was £0.00 and my Overdraft was paid off and removed from my account. Stephen in the branch organised everything for me and sorted out my bank accounts again. Now i am less than 8 % a month and i have opened a small ISA with a DD set up off £35 a month so i am saving money every month. Extremely helpful and friendly employees.

Review posted by Adam

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Barclay's was the Bank i used in 2004 when i went under the knife for my first cosmetic surgery procedure. I have since then had a further few nips and tucks to keep the work touched up and my look up to date. In my line of business , looks are/ can be extremely important, some say looks can be everything and well we all know it can be very expensive. When i came to the more expensive up keeps i looked into using Barclay's service again to help me with this. I applied online to borrow £6,500 over 1 year and was accepted automatically. Always can depends on Barclays Bank to help me, never been disappointed in there service.

Review posted by Thank you Cleo

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My wife and I are due to celebrate our 20th wedding anniversary and we wanted to go somewhere special, somewhere we'd never been so we decided on two weeks in sunny Cape Town, South Africa.After doing all the necessary homework re the flights and hotels etc we thought we'd take out a personal loan of £5000 using the Barclayloan Personal Loan. This was just so that we wouldn't have to use too much of our own savings. Being clients of Barclays it was a simple matter to visit our local branch and apply for the loan. After the customary credit checks the loan was approved at a favourable rate too, I might add. Before long the money was transferred to my account. We decided to pay back over 5 years and now look forward to our ''second honeymoon'' all thanks to Barclays Bank .

Review posted by Jordan Gray

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After getting myself into some serious financial problems in my younger days and compounding those problems with payday loans from very irresponsible loan companies, I have now got myself back on track and for the past 3 years my bank account has been looking very healthy.My new healthy credit status was put to the test when I decided to ask Barclays for a personal loan to buy an engagement ring so that I could propose to my girlfriend on her birthday. I was thrilled and very relieved when they not only approved the loan but guaranteed the money would be in my account the next day which enabled me to purchase the ring in time for the proposal which I am glad to say she said yes to!

Review posted by Harry C.

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When our son announced he was splitting up from his wife of 4 years my wife and I were very upset and to see our son struggling emotionally as well as financially after the very acrimonious split was even harder to cope with.In the end we decided the best thing we could do for our son was to help him get back on his feet financially and get himself a place of his own rather than have to live with his parents at his age. We didn't have much in the way of savings but we both still work part time and after speaking to our local branch manager at Barclays who we have been with for over 25 years, we were able to take out a personal loan for enough money to pay for the deposit on a nice one bed flat for our son.He has only been in his new flat a few weeks but we are already seeing a glimmer of his old happy self and we are very grateful to Barclays for helping us to do that.

Review posted by John and Leslie Barton

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I recently moved into my first ever flat and I love everything about it except the hideous 70's style kitchen and bathroom. Mum and dad had given me the deposit to buy the flat after they had sold our large family home and downsized to a rather stylish new townhouse and every time I visited them I was becoming more and more obsessed with their fabulous bathrooms and kitchen and wishing I could have something similar in my flat.When I mentioned this to dad he suggested I take out a personal loan with Barclays as he knew I had a good relationship with them and my credit history was fairly good. He wasn't so keen on the idea of using one of the many online loan companies but thats mainly because he is a bit set in his ways with regards to certain things.Anyway I took his advice as all good daughters should and contacted the loan advisor at my local branch who was very helpful and talked me through the whole loan process before verbally approving the loan. Within days I had the approval in writing and more importantly the money in my account. Now the fun begins when I start looking for my new kitchen and bathroom and I don't mind admitting I will be taking some ideas from mum and dad's new house.

Review posted by Selina P.

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When I told my daughter I was thinking of asking Barclays for a loan she said why on earth would I do that before checking out all the other loan options on the internet. She explained about a loan comparison website and showed me how to use it.Well I took her advice and checked out all the other loan options available to me and I am pleased to say I still went to Barclays for my loan because apart from the fact they were just as competitive as the other loans on offer they have been my bank for more than 25 years and when you are talking about a personal loan I think 25 years of getting to know your customer makes it a very personal loan indeed.

Review posted by Noreen Coyle

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My girlfriend and I have just got engaged and moved in to our first home together and on top of that we are expecting our first child early next year.Our house is in pretty good condition structurally but the decor is dire and what will hopefully be the nursery is the room we most want to get sorted before the arrival of our baby.While we are still both working we decided to get a personal loan with my bank so that we could get all the decorating done sooner rather than later. In previous years I had taken out short term loans with payday loan companies and I really didn't want to do that again and when I checked out Barclays Personal Loan website I realised they were a much better option for me.Their response to approving the loan and transferring the money into my account was just as fast as the online loan companies but I have the added back up of knowing that because Barclays price match guarantee I know for certain I have got the best deal possible.

Review posted by Jason Coleridge

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After spending several hours on the internet looking at various loan company websites I finally gave up and switched the computer off. I thought these websites were supposed to make getting a loan easier but instead I just became more and more frustrated.So the next morning I decided to go back to basics and ask my bank for a loan. After spending about 15 minutes on the phone to my local Barclays branch we had pretty much agreed on a suitable loan and the next day I popped down to the branch to finalise things and sign on the dotted line. The money has just been transferred to my account and I just felt like saying that sometimes the old ways are the best ways, well certainly for people of a certain age like me.

Review posted by Marcus Gardiner

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When my flatmate said she was moving in with her boyfriend I freaked out a bit and spent several days worrying about how I was going to manage to pay all the bills myself until I could find another suitable person to share with.Truthfully though in some ways I was relieved because much as I love her as a friend she has got to be the worse person to share a flat with when it comes to tidiness, doing her share of the household chores and worst of all hogging the bathroom for hours at a time.After thinking things through I decided to try and manage living on my own for a while and to help with the transition period I asked my bank for a personal loan to help with the bills etc. They were really very helpful and set up an affordable loan schedule for me and transferred the funds within a couple of days so that I was ready to start paying the monthly bills on my own when they stated arriving.I may eventually get another flat mate but for the time being I am enjoying living on my own thanks in part to Barclays Bank and to my old flatmates' boyfriend for being brave enough to take her on!

Review posted by Laura Pensham

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The boiler had packed up the same week the wife's car decided to breakdown and coupled with the expense of setting our daughter up for her first year at university I was struggling to get the money together and for only the second time in the past 10 years I decided to get a personal loan.The last loan had been with Barclays and I saw no reason to look elsewhere when I all the comparison websites indicated that Barclays were still as competitive as ever.Within a week of applying over the phone and paying a visit to my local branch I had the money in my account and two of the three problems sorted. The wife's new car is proving a bit of a stumbling block because she still can't decide on what colour it should be.

Review posted by David Morrell

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Without my loan from Barclays Bank I would have missed out on a great opportunity to get involved in a small property development project.My parents were moving abroad to retire and they decided they would try their hand at property development before they left for sunnier climes. This meant applying for planning permission to demolish their existing bungalow which was set on a rather large plot and build a block of three townhouses. They were fairly sure they would get the planning as a couple of other bungalow owners in their road had done the same thing.They got planning as hoped but were short of funding for the building work and suggested I get a personal loan for the rest of the money needed and then be able to share in the sizeable profits when the building work was completed and the houses sold.After discussing it with my wife we decided we were up for the challenge and so were Barclays by the sounds of it as they were very keen to give us the loan. We got the loan within a week of applying and with the building work well under way we have already sold one of the houses off plan. I couldn't think of a better reason to get a personal loan and I am so grateful to my parents for giving me the chance to share in such a profitable venture and to Barclays for helping me make it happen.

Review posted by Jack Fleethurst

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Being a divorced woman and the only child of two elderly parents with dementia I have had quite a difficult time recently and I don't think I could have coped without the help and support of my two wonderful children and their equally lovely partners.It was coming up to my 60th birthday and I knew the children were planning a surprise party for me even though they thought I was completely in the dark about it. But what they also didn't know was that I had been planning a surprise of my own which was a weeks holiday for all of us in Orlando.I still work full time and earn a good salary so getting the personal loan from Barclays was just a formality and they have even given me great advice about holiday insurance specifically for when visiting America which was most appreciated.The 'surprise' party is next weekend and I can't wait to give them my surprise and seeing the look on all their faces will be the best present ever.

Review posted by Sally Ashton

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Unlike 99.9% of my friends I do not have a credit card and whilst this very occasionally causes me minor problems, in general it has helped me to avoid getting into unnecessary debt. Right from when I left school and got my first job I earned relatively good money as a secretary working in London and I always managed to afford to have a good standard of living without having to resort to credit facilities.Everything changed when I stopped work to have a baby as a single mum and all of a sudden money became tight and every spare bit of cash was spent on my baby.Well my baby is now a 12 year old and I am back working as a single mother. I still manage to give us both a good standard of living but without the benefit of the occasional personal loan from Barclays I would not be able to give her some of the things she deserves such as nice holidays every year and lots of presents under the tree at Christmas.I am lucky to have such a beautiful daughter and I am also lucky that I bank with Barclays who have never discriminated against me for being a single parent when it came to approving my personal loans. Its a pity some other institutions don't have the same policy.

Review posted by Trish Packham

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After living together for 10 years my partner and I decided to make it official and get married on the anniversary of when we first met. We really should have given it a bit more thought before announcing it to all our friends and family because the actual date we met was only three months away and we didn't have much spare cash to speak of.After dismissing the idea of waiting another year we decided the only way we could afford it was to get a personal loan and my immediate go to was Barclays who had been my bank long before I met my partner and who had proved to be a reliable and responsible bank on many occasions.They were true to form and approved a great personal loan for me which has enabled me to give the' wife to be' the go ahead to start planning the wedding and I just hope she doesn't get too carried away with things and leaves a decent amount in our account for a nice honeymoon which I have been given the task of arranging.

Review posted by Steve Randall

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Without the occasional loan from Barclays I really wouldn't be able to have half as much fun as I do. I earn a really good salary for my age but it goes on paying all my bills and rent. After all the bills are paid I can usually manage to socialise several times a week and still have a bit left over but when I suddenly have to find the money for hen weekends in Spain or ski trips to Austria I have to rely on my faithful friend Barclays to help me out with one of their personal loans.I don't have the time or energy to trawl the comparison websites for the best deal and I don't need to because Barclays offer a price match guarantee on their loans so I always know I am getting the best deal with them.

Review posted by Lucy Floxton

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I only ever take out personal loans with Barclays Bank. I have been with them for over 30 years and I wouldn't feel comfortable going to anyone else for a loan. I have a great relationship with the staff at my local branch and when my husband died a few years ago they were extremely sympathetic and helpful with all the legal issues I had to deal with at the time.You may well get a slightly cheaper loan with one of the many loan companies that you see advertised on the TV these days but in my opinion they will never be able to compete with the personal attention you get from being a long standing customer with a bank like Barclays.

Review posted by Mary Newton

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I really got in a panic when my sister suddenly reminded me that it was our parents 50th wedding anniversary next month and I had promised to pay half the costs of the surprise party she had been planning.I always knew it was never going to be a small gathering because both my parents come from large families and they would be very upset to find we had missed out any of them on the invite list.After a sleepless night of worrying about where I was going to get the money from my husband said don't panic we'll just get a loan from Barclays.So that's what we did and I can't believe how easy and straightforward it was. After an initial online check to see how competitive their rates were we then contacted our local branch and did the rest of the loan application with them. Within a week I had the money for my share of the party costs and I told my husband a little white lie and said I needed a bit more so that I could treat myself to a nice outfit for the party.

Review posted by Sarah D'Souza

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I had managed all these years to get by without borrowing money with the exception of the mortgage on our house. Both my wife and I are careful spenders and don't have particularly expensive tastes. But we do have two teenage daughters and they are a whole different kettle of fish.Firstly they both decided to have driving lessons at the same time and then to compound matters they both passed their driving tests at the same time. I had always promised them both I would buy their first car when they passed and now I was at a bit of a loss as to how to afford two cars.My wife took charge and got straight on to Barclays and asked if we could take out a personal loan and to her delight and my immense relief they said yes. Within the week we had the money and next weekend I have the pleasure of going shopping for cars with three females who don't know the difference between a spark plug and a brake pad. Beam me up Scottie!

Review posted by Keith Bensford

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When my brother and his wife were expecting their first baby they had to change their current car, a nice little two seater sportscar, for a more family friendly one I said I was interested in buying it from them. I was told I could do so on the condition I came up with the money asap as they really couldn't hang around too long because the baby was due any time.My dad flatly refused to lend me any more money, whatever that means, and told me to get my act together and sort out a personal loan with my bank if I really wanted the car that much.Well I really did want the car that much and so I got straight online to check out Barclays loan website and then rang my local branch the next day to apply for their Barclayloan Personal Loan. They were very helpful when I said I needed the money quickly and did their best to speed up the loan process.Within a week I had the money in my account and I 'm now the proud owner of my brother's old sportscar. They also have their new family friendly car and they are still waiting for their baby to arrive so I don't know what all the panic was about.

Review posted by Joe Sheppeard

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After a couple of bad experiences with payday loans I decided to get my finances in order and that meant many many months of not going out every weekend and blowing hundreds of pounds on fancy restaurants and nightclubs. After a year of saving money and paying off all my debts I had got back on track and surprisingly my credit history rating hadn't suffered too much.By this time I had decided to move out of my parents house and get my own flat and that's when I realised the importance of managing your money well because it can have such repercussions on your future if you don't.Fortunately Barclays bank were not too bothered by my past debts because I had always managed to keep my account in the black and so the personal loan application I made was approved fairly quickly after some initial discussions with my local branch loan advisor. They were careful to make sure I was only borrowing an amount that they felt I could easily afford and they also gave me sound advice on how to continue managing my money on a monthly basis. I do believe that you get much more for your money when you take out a loan with your bank rather than a faceless online loan provider. Its not just about getting the lowest interest rate and Barclays price match guarantee is also something to bear in mind when weighing up the pros and cons of a loan.

Review posted by Will Tidemore

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Round about this time every year I take out a personal loan with Barclays to pay for my post Christmas skiing holiday and to book my Summer holiday well in advance to make sure my wife and I get the best deal on our favourite holiday resort in the Algarve.We prefer to afford things this way rather than run up huge credit card bills which end up costing far more in the long run as we have found out to our dismay in previous years.Our local branch of Barclays have got to know us now and we only have to pick up the phone to speak to their loan advisor and within days we are signing the loan agreement and the money is in our account.This form of borrowing may not always work for us but for the time being we are more than happy with the way things are and don't see any reason to change it.

Review posted by Owen Langham

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I have been with Barclays Bank for more years than I care to remember and all that time I have only every used them for basic day to to day banking. So when my wife's 60th birthday was coming up I decided to throw caution to the wind and take out a loan with them to pay for us both to go and visit her son in America. She hadn't seen him or her grandson for nearly five years and I knew she was missing them terribly.Barclays were great when I told them what the loan was for and did their best put together a loan that would suit my budget. They even helped with the travel insurance and currency matters.I have just presented my wife with her birthday card that included all the details of our trip to America and I don't think I have seen her smile so much since our wedding day so I would just like to thanks Barclays for all their help.

Review posted by Chris Coleridge

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It was time to buy myself a new car. I was sick and tired of my old Volkwagen and as I'm doing so well at my job and making good sale commissions it was time to improve my lifestyle. Besides I deserved it, as I'd been tying the belt for too long. My living expenses are low as I live with my boyfriend and he pays most of the bills, apart from the rent which we share, so no big deal to ask for a loan and make myself feel good. Barclays seemed like the obvious choice as I'm a client of theirs and have been for 5 years. Their interest rates seemed average to me and besides, rather the devil you know, than the one you don't...right? I filled in the on line application, asked for £9000 over a 3 year period. I'm sure they must have done a credit check on me as they gave me the loan. I was pleased about 1 point, I can pay back the loan if I want to, before the time and only pay a penalty equal to 30 days of interest. This seems fair. Tks for the quick response Barclays!

Review posted by Sophie Frank

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I am a cyclist and absolutely love the sport. A good bicycle costs a lot of money and I have been the proud owner of one for 2 years. Last month unfortunately I had a fall and damaged mine. This meant I had to buy another on short notice. As I didn't have enough money of my own I applied to Barclays for £1500. I am a client of theirs, they know I have no debt , but I didnt get mad when they said they would do a credit check to minimise my chances of default, as I'm sute there must be many bad payers out there. They gave me the required amount and transfered it to my account rather quickly. I will pay them over 12 months as I want to keep the interest down. They were efficient and professional, I thought. Tks guys!

Review posted by Mathew Evans

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My wife and I were newly wed and had just moved into our first rented apartment having lived with my parents for the last two months. The apartment was fully furnished but unfortunately not to my wife's satisfaction. The landlord agreed to remove everything we didn't want and the next step was to approach Barclays Bank for a personal loan. We were both Barclay's clients and everything was completed very quickly and without much burocracy.We asked for £8000 repayable over 60 months and as we were both employed and didn't plan any children for at least 3 years it suited us perfectly. Only the regular credit checks were carried out and within days the funds were in our account and my wife began her shopping spree. Thank you BARCLAYS.

Review posted by Conrad Sloane

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I needed £8000 a few months ago to help me finance my daughters wedding, as there were too many expenses involved and it would have drained our savings. As we are clients of Barclays, we felt the best route would be to borrow from them. We took out a personal loan over a 5 year period, which meant repayments of just over £150 per month. This amount can be paid back with little effort and make no dent on our wages, yet, the money provided my daughter a wonderful wedding party and brought her much joy on the most memorable day of her life. I must thank Barclays representatives as they were very professional and quick at approving the loan and making it available. Grateful.

Review posted by Roger Hardy

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I always wanted to take a nice long holiday to California in the USA. Finally I made the decisio to do it, closing my eyes to what the costs would be. I had been saving for a long time but felt I did not have enough as the standard of living there is high and once on holiday we tend to overspend. I called on Barclays to give me a little extra as a backstop. I applied on line for £3000, as I was going on holiday for 6 weeks, due to having accumulated leave. I was pleased to see that the loan is unsecured and I did not have to put my house up as collateral. They subjected me to credit checks, but I must have passed those, as in no time the funds were released into my bank account due to approval of my application. I think they were efficient.

Review posted by Walter Reid

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Who doesnt know or have heard of Barclays even if they are not a client of theirs? So when one needs a loan, it is only natural that they tend to consider Barclays as their loan company. It is what I did when I needed some help recently. I asked for £6000, but quickly applied to 2 other institutions too...as Barclays claim to beat or equal any other loan offer that is excatly the same...and offer you £50 as compensation if you do. I did not find another bank to beat their offer, so accepted their agreement. The interest was fair and I was pleased that I have the option to pay back the loan before the end, by paying just a 30 days interest charge penalty. At least you know that if you receive unexpected money you may do so. They confirmed with my employers my wages and did some background investigation on me, but I guess I passed with flying colours as I've never defaulted. I think this bank was pretty fair and answered me in an acceptable period of time, so no complaints.

Review posted by Sheila Mc Carthy

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What convinced me to apply to Barclays bank for a personal loan, was their offer of a price-match guarantee, which challenge you to find someone who can charge you less than them, if the loan is for the same period of time and same amount, promissing to give you a £50 bonus and match that offer. This cocky statement made me believe that I should look no further and as I'm a client of theirs anyway, my choice was easily made. They lent me €3000 to refurbish my cottage which I'm happy to pay back over 24 months. Also if I win the euromillions I can pay back the loan before the end. Lol. Once they approved the loan the money was in my account instantly, so that was rather professional. Not a bad bank to approach I guess!

Review posted by Melanie Normington

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My parents and my grandparents have always been clients of Barclays Bank. I am only 20 years old and followed their footsteps opening an account with them myself. They've never spoken badly of this bank, so when I needed £3000 to go on a cruise with my girlfriend this summer, it felt right to go to them ,rather than to another institution. It was my first ever loan, but I've never had any debt and do not have many expenses either as I still live with my family. My salary is not bad and after they did a history check on me, they decided to give me the loan. Im happy they did as I had the most fantastic holiday in the Med!

Review posted by Mike Harrison

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I know people will say I'm a lunatic and irresponsible and too young...but I do like my gadgets...my Iphone, my Plasma TV, my Playstation.... Mine are all a little outdated and I've had them since I turned 18. Now, at 23 I felt I should spoil myself and buy everything new. After all I have been working hard since I turned 18, and apart from clothes I'm very careful with how I spend my money. I borrowed £2000 from Barclays bank asI have a current account with them, by applying on line and requesting the loan over 2 years. My work colleague had borrowed from them before and assured me I would battle to find a better deal, so I trusted her judgment. I was thinking maybe they would not authorise it as I am rather young, but they did. I m sure they double checked the information I gave them and saw that I earn decent wages and can afford the repayments. Im so happy that it was granted. I ran to the store to buy everything. I guess working has its positive points afterall.

Review posted by Fiona Dearden

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I am a 43 year old mother of 3 , am divorced and self employed. My children drain my finances as they are so demanding, as are most teenagers, but I do not spoil them too often. However Xmas is around the corner and I would rather shop for presents now than wait till December. I feel we can get better deals and there is no stress. As all my kids are sport orientated this year I'm getting each of them a bycicle. I applied online with Barclays, as I searched long and hard for which I felt was the best loan company around and in the end decided they possibly were due to their price-match guarantee. I applied for £2000 over 24 months. Once they verified the information I provided, they made the decision pretty quickly and the money was credited at once. Tks Barclays!

Review posted by catherine Cormack

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Hello, My name is Wendy and I am a 68 year old lady who looks very good for my age, so I am told very often. I have quite a lot of money invested in property and shares across Europe but lately have been finding it quite difficult to come up with a lump some to buy this lovely t1 apartment in the south of Portugal so I can stay there during my Christmas Holidays and maybe rent it out during the rest of the year.I dont need much as the British Pound is quite strong, and easily overpowers the Euro there in Portugal.I requested for the maximum amount with Barclays Bank of £35,000 which basically covers the whole apartment.I am glad that I was approved and next week I am traveling back to the most South-Western country in Europe to buy my flat cash.

Review posted by Wendy Bird

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My wife is a dog lover and recently acquired two new dogs to add to the one we've had for about 3 years. The problem is they jump and very high and on a daily basis we have to fetch them after they scale the fence. I applied online for a loan from Barclays for £6000 to build a new wall around the house. We believed the value of the house would go up as well. We visited our local branch and that same day we had the loan approved and the money was soon deposited into our account. We chose to repay over 3 years and felt comfortable about that. The builders are almost finished and my wife's beloved dogs will now remain homebound. They only go out when we walk them. Thank you BARCLAYS BANK.

Review posted by Brennan Johnson

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I think there comes a time in eveybody's life when it seems that everthing is going wrong and all at the same time. The car breaks down, the tree falls and crushes our exterior fence and our daughter has a car accident and she's to blame, although thankfully nobody was hurt. One never budgets for this sort of thing so we were compelled to take out a personal loan with BARCLAYS BANK.They were so helpful. We applied at our local branch and applied for a personal loan of £8000 and after their criteria was met the loan was approved and soon thereafter the money was transferred to our account. We signed the loan agreement and chose to pay back over 60 months which was very good. It seemed our luck had changed and everything has been sorted out thanks to Barclays Bank.

Review posted by Francois Jenner

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I wanted to consolidate my credit card debt and decided, as I have a Barclays account, that I would pursue obtaining a personal loan through my bank. I looked on line at the Readie comparison site and found that Barclays criteria and interest rates were quite favourable.So I completed an application for a personal loan and was happy to learn that if I came into extra funds I could pay it off early, although interest would be charged for a period of time. But that would be a normal procedure I guess. The application process was pretty straight forward, I had a couple of questions and was given satisfactory responses by a nice lady in customer service. I was successful in acquiring a loan and the funds were in my account all most at once, this was extremely satisfying and I was able to pay off my cards.

Review posted by Betty H.

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I needed to remodel the kitchen and thought that I would take out loan to do so, if I was approved by my bank. I have a savings account with them, but did not want to use that money for this project. Barclay's must have looked favourably upon me, as they took no time at all to approve my application. The application form was simple and I had no problem meeting the bank's criteria it would seem.I was really surprised when only after a very short time the money was in my Barclay's account and I could not procrastinate any more about getting the remodeling started. My wife is very happy that the project got started so quickly. I highly recommend applying for a loan with Barclay's if you have an account with them.

Review posted by Simon F.

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I have been with Barclays Bank for too many years for me start looking elsewhere when I need to borrow money. If I can't get a competitive rate with my own bank then I must be going wrong somewhere.The fact of the matter is I am not going wrong, certainly not with my choice of bank anyway, because every loan I have taken out with Barclays over the years has been as competitive as all the other banks and lenders that have emerged over recent years and the personal loan I have just been approved proves that.Barclays are keeping up with the competition as far as I am concerned and I don't think the personal attention I get from my local branch in particular is something to be ignored as I am sure I wouldn't get that from any of the online lenders I have looked at out of curiosity before getting my loan with Barclays.Because of my relationship with Barclays Bank I feel I get a loan that is tailored to suit my personal needs which means a worry free loan and affordable repayments.

Review posted by Ian Davidson

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Christmas and next year's summer holiday is sorted for me thanks to my personal loan from Barclays Bank. Maybe I shouldn't say this, but I really don't know why more people don't do what I do when it comes to affording some of the more expensive things in life.If I waited until I had saved enough money I probably would never get around to having a decent holiday abroad and as for being able to afford Christmas presents for all my family, well I'm afraid it would probably mean limiting it to cheap stocking fillers. So just for once I wanted to be able to splash out a bit and spoil everyone including myself.This affordable personal loan means I can book my holiday well in advance and take advantage of early booking discounts. And when it comes to the stress of not being able to afford the presents I really want to give my family, well that's what the rest of the loan is for. All that's left for me to do is make the easily affordable monthly repayments and who knows, maybe in a couple of years when the loan is paid off I might just do it all over again.

Review posted by Ashleigh R.

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My wife and I have just moved into our new house, which is actually pre 1940's in age. We bought it because we both loved all the original features such as fireplaces and parquet wood flooring that the previous owners had thankfully kept.However, one of the things we really didn't love but hadn't taken into consideration when buying the house, was the awful bathroom complete with it's huge cast iron bath that took ages to fill and wasn't very comfortable to lie in.We had to do something about it and the sooner the better. So we got on to Barclays Bank to discuss the possibility of a personal loan to enable us to put in a new bathroom suite and within less than a week we had the loan approved and before we even had the money in our account we were already looking at some amazing jaccuzzi baths which may not have the charm and character of a 1940's bath but they are certainly a lot more comfortable and dare I say it, fun!

Review posted by Robin Bolton

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I'm a 41 year-old care attendant, my wife a nurse. Our house had been on the market but not selling for our asking price and we received the same feedback a few times... bathrooms and kitchen needed work to get what we really wanted.We figured it better long-term to do the work rather than lower our asking price. I compared Barclay's to a few others and looked like they were all relatively competitive. My deciding factor was definitely the fact that they price-match (however, many banks do these days) and they are obviously a reputable bank and company. We've been really pleased with the result, no problems with the loan application or process and now optimistic that the house sale will allow us to pay it off earlier.

Review posted by Francis Marsden

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Geez.... had no idea there were so many options for loans until I started looking into it! I started getting really overwhelmed with it all, but when I saw Barclay's rate, combined with the fact that they price match (AND will compensate you for the work if you find a better rate!) I felt pretty good with going with them. I have yet to actually find a better rate, but I check regularly to be sure, and have been paying back about £125 a month, which has been manageable. I like companies who compete, and generally tend to be loyal to them whether it's getting a loan or purchasing a TV.

Review posted by Becci Archer

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This was way easier than I would have imagined. Even did it all via my phone! I have an issue with waiting in banks for tellers so I tend to avoid it and do 99% of my banking online or via mobile. Goes without saying I was impressed I could even do this whole process that way. I can't speak to their phone or in-person customer service but electronically this one ticks all the boxes! Everything was transparent, there was nothing unexpected or later sprung on me and the rates are competitive so if you want little hassle I'd recommend using them, especially if you already bank with Barclay's.

Review posted by A. Rotheram

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One of the reasons for ignoring all the other lenders and just going to my own bank is because when you get to my age you like to stick to what you know and what you are comfortable with.In particular, for money matters I will always go to my bank because I have been with Barclays for nearly 40 years since leaving college and getting my first job. In all those years I have never really had any issues with them and so it never occurred to me to go elsewhere when I wanted a personal loan recently.As I am now a widow I only have my son to advise me on important issues but he agreed that because Barclays offer a price guarantee on their loans I can be fairly certain that I am getting a competitive deal with them.Also, because it makes sense for Barclays to make sure they are giving their customers an affordable loan with regard to monthly repayments I just know this personal loan is going to be good for my personal needs and I don't think some of the other lenders would have given me that much consideration.

Review posted by June Beresford

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We hadn't had a holiday in nearly 5 years because all our spare time and money had been used to renovate our house. At the beginning we didn't mind making the sacrifice because we were enthusiastic about doing most of the work ourselves and just got stuck into it.Now that we have got to the final stages of the renovation with just a few little jobs here and there we decided to give ourselves a break and go off to some far flung sunny beach and relax for a fortnight.That's where our bank came to the rescue because we didn't have the cash having spent every spare penny on the house. We applied for a personal loan with Barclays and judging by how quickly they approved it and got the money into our account, it would seem they thought we needed the holiday as much as we did.As usual, Barclays were able to give us a very competitive rate on the loan and set easily affordable monthly repayments for us which is why we always go to them first when borrowing money.We are about to set off for a fortnight of relaxing in the sun and we just wanted to thank Barclays for helping us to go on this much needed break.

Review posted by Keith W.

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My wife is convalescing from a serious illness and the doctors have said she is well enough to travel. So I have decided to take her to Australia to see her brother and his family before Christmas.I had a bit of money put by but it wasn't enough to do this trip First Class which is how I wanted to travel so that my wife would be as comfortable as possible. So I approached my bank Barclays to see if I could get a personal loan.Not only did Barclays do their very best to approve a loan that was affordable for me but they also gave me very good advice regarding travel insurance and that has put my mind at rest to know that should we need medical assistance during our trip we will be well covered for it.My wife is busy planning for the trip and I just wanted to post this review to say thank you to Barclays bank for all their help in making this trip happen.

Review posted by Bob Langton

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My daughter is the apple of my eye or so everybody says. She is an angel and is studying so hard. I think the study loan is hanging heavy on her shoulders and she wants to make the best of this opportunity. She has a driver's licence but does not have a car and her mother and I want to rectify that. We sort of know the car she likes ( info from her brother ) and approached our local BARCLAY'S branch for a personal loan of £8000 to make this all happen. We've had an account there for many years and they were super helpful. The necessary credit checks were carried out and the loan approved. Within a day or two after very little burocracy the money was transferred to our account. We have 60 months to repay which suited us.The look on our daughter's face when we told her the car parked outside was her car, was priceless.Barclay's Bank you have helped to make somebody very happy. Thank you!!!

Review posted by Bertram Travers

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My daughter recently got married and as her and her fiance did not have a lot of spare cash, as they had spent a lot on buying and furnishing their new apartment. It was my responsibility to pay for the wedding. It was a smallish wedding, yet we still needed close on £8000, which is what we applied to borrow from Barclays bank. I thought I would be paying like £200 to £300 per month for the rest of my life, because of the interest rates, but was pleasantly surprised when I used the calculator on line and saw the repayments would be about £150 over 60 months. It was a big relief and I applied. The loan was approved and I would like to thank Barclays for making possible that my daughter have the most beautiful wedding. Grateful!

Review posted by Fernando Green

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I needed to start doing my Xmas shopping as already it is November and before we know it Xmas is here. As I deslike too much confusion I opted to shop now. I considered buying all the presents with my credit card, but when I phoned Barclays bank to confirm the interest that is charged on my card, they told me, but suggested I take out a personal loan as the interest is considerably lower. This I did, I applied on line for £2000 and when it was approved in the matter of a few days, I went shopping, to my delight with no crowds. Thanks Barclays for the advice . It was nice that you were honest and guided me.

Review posted by Alicia White

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I have banked with Barclays for some years now and have always been very satisfied with their services and banking practices. I looked into obtaining a personal loan for the purchase of a newer vehicle as my car was on its last legs. I talked to a customer service rep at my branch and obtained the information I needed to apply for their Barclayloan Personal loan which seemed a good thing to go for.The customer service person was very helpful and informative I was suitably impressed with their professionalism and applied there and then for a loan. We completed the application and after a short while I was offered a decent interest rate and affordable repayment plan, which I accepted. A few days later, the money was in my account. What a simple process and very easy to do.

Review posted by Sara F.

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I recently applied for a personal loan at my Barclay's Bank and was really impressed with the speed that they responded. I could not have been happier when they approved my application and gave me a really good interest rate and repayment plan. I was quite nervous about applying as I had not done this before, but I need not have worried at all.I needed some extra money to help with my son's wedding so the fact that Barclays came through so quickly was extremely helpful and we were able to get on with planning his big day. I can highly recommend anyone going to Barclay's Bank if you have an account with them, they were so friendly and helpful.

Review posted by Louise C.

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Better the devil you know, is what I often say and after going on the internet and seeing so many loan companies with all different APRs and repayment options I got quite confused and was about to give up when Barclays name appeared.I thought about switching off the computer and just going to my local branch to apply for a loan but my daughter told me to give it a go using their online application and before I knew it I had made my very first online loan application and fortunately Barclays approved it without having to meet me face to face.Now that I have the loan I thought I would follow that with my very first review and I suppose it is just a modern way of writing a thank you letter without having to bother about finding a stamp and then posting it.

Review posted by Beryl T.

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Now that the loan with Barclays has been approved, the paperwork signed and returned, I thought I would just say by way of this review, how happy I am to still be banking with Barclays after all these years and to still be getting such a good service from them.It took me a while to get used to these new ways of doing things and the computer is now my best friend instead of the thing I dreaded switching on but thanks to my kids encouraging me and to Barclays for having such an easy website to deal with I am now a big fan of the computer and the internet in particular.I am sure I would have got just as good a competitive loan had I gone to my local branch but with the way the weather has been lately, doing the application online was a much better option than having to trudge down to the town and do it and I never thought I'd hear myself say that.

Review posted by Les Hill

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I've been banking with Barclay's for a number of years and found it necessary to ask them for a personal loan of £8000 to sort out a private matter that I had been putting off for a number of years. Although I had this amount and a bit more in my savings I just felt that due to the nature of what I wanted to sort out it would be best to use a loan. And thats just what I did.I applied in person at our local branch and was delighted when the loan was approved without much fuss. I was also very comfortable with their repayment structure over 48 months and with their rates. I was pretty well known at the branch and my credit history was well known so the money was in my account the next day.Thank you Barclays Bank.

Review posted by Ben Forbes

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I am a client of Barclays and have been for a long time and whe the time arose to replace our current vehicle I thought a personal loan from Barclay's Bank would do the trick and it certainly did. I requested a personal loan of £8000 to be repaid over 4 years and once my credentials had been checked the loan was approved and it then just required that I sign the loan agreement.The wonderful thing about the loan is that it is unsecured and using a direct debit I won't forget the instalment either.We now have our new car and that's all thanks to BARCLAY'S BANK.

Review posted by Geoffrey St John

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I've been a current account holder at Barclay's Bank for many years and I know that it is very difficult to beat their rates when it comes to personal loans and that is the main reason that I went straight to my branch a short while ago when I needed a personal loan for a very private matter I asked for £6000 to be repaid over 24 months and the loan was approved without much fuss. Obviously they do a credit check to ensure you do not default on the loan. Once this was done the money was put into my account and I appreciate dealing with efficient and professional people who really care about their clients.

Review posted by Preston Michaels

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The moment I have been waiting for has finally arrived and I can now do something I have been promising myself for quite a while. It's nothing for anyone else to get excited about and I am not planning anything daring or adventurous but the fact of the matter is I have finally paid off my mortgage, I don't have any outstanding credit card debts and therefore I am going to put my hard earned monthly salary to good use and buy the car of my dreams before I get too old to appreciate it.Of course I couldn't afford to do this without the help of a personal loan from Barclays Bank but judging by the competitive and affordable loan they have just approved for me I think they agree that I deserve to be treating myself to my dream car and they are happy to help me do so it would seem.

Review posted by Wanda V.

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It took a bit of negotiating and several calls back and forth to the Barclays loan adviser but I have eventually been approved the personal loan that I set out to get a couple of weeks go.I don't do things is a rush especially when it concerns large sums of money and so when I decided I needed to borrow a considerable amount of money to pay for my daughter's wedding I relied on the help and advice of Barclays to make sure I ended up with the best possible loan for me.So I feel it is the least I can do to post this review to say how very happy I am with the continued good service Barclays have given me over the years and this personal loan is nothing less than I had hoped and expected from them.

Review posted by Irfan Mohindra

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I've been banking with Barclay's for quite some time and have never taken out a loan of any sort, other than the mortgage on our house and the loan on our car. When my wife suggested we take out a personal loan and go on a cracker holiday to celebrate our 20th wedding anniversary I jumped at the opportunity.We both popped in to our local branch and requested a personal loan of £6000 to be repaid over 2 years. We met their criteria and the loan was approved and structured just the way we wanted. Within a day or two the money was in our account and the wife started planning our holiday. I left it all in her capable hands and what a time we had. It was our second honeymoon and all thanks to BARCLAY'S BANK.

Review posted by Michael Sturridge

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My name is Peter Spencer and my son is a very good football player. I want to put him into an academy as I think he has the ability and the potencial to hopefully become a professional player. It is expensive and it didnt suit me to use my own finances although I could, if I chose to. I bank with Barclays Bank and have done for the last 12 years of my life, therefore made the decision to apply for a personal loan. I requested £8000 and offered to pay it over 48 months, as it would mean a viable monthly installment. I believed they did a background check on me, as they approved my loan and the money was instantly transfered to my bank account. I expected it to be approved but thought it would be a lenghtier process. Now my son can go try to be a star.No pain no gain!

Review posted by Peter Jolie

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My name is Joan and I am a single parent. My husband and I got divorced a few years ago and I look after our 8 year old child. He pays alimony and he is generous with his child but he certainly doesnt approve of " luxury" holidays as he calls it. Therefore when I chose to take Tim to Disneyland, I certainly wasn´t going to ask him for money. I asked Barclays bank to lend me £3000, which I could comfortably pay back over 2 years. Although I am divorced that did not seem to worry my bank. I know they checked with my employers that the salary I claimed to earn was correct and I guess they mustt have done a credit check. They said yes to my application and tks to them I enjoyed a wonderful week with my son.

Review posted by Joan Beckett

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My wife and I have 3 credit cards. The interest is extremely high and its costing us a fortune. Furthermore my son has a personal loan , which he has not yet paid off. Last week we sat down and worked out the repayments on all these accounts and realised they were very high. We considered the possibility of a consolidation and went on line at Readies.co.uk and started comparing how much we would pay every month if we borrowed the £6000 needed to consolidate. Barclays Bank was one of the best deals and as we have a current account with them, we opted to apply with them instead. We are very pleased as the application was accepted. We got the loan , paid off all the other debts and now only pay one amount to Barclays which is almost £200 less per month!

Review posted by Alex Mayhew

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I recently found a bank that was willing to give me a loan of 2000£ over 24 months. The interest rate was quite low and the repayments affordable enough for me. Before I commited to that bank I had a look at a few others, which had similar offers. I then came accross Barclays bank who I have banked with for 8 months now, and did a quote with them too. It worked out that they charged £4 per month more than another bank willing to give me the loan. I contacted Barclays, told them that, and they matched the other offer and gave me a £50 gift. I was most happy and took my girlfriend for dinner! So check out Barclays, when you comparing...you never know.

Review posted by Warren Scott

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I'm not one to take out loans. I rather save until I have enough and then pay cash for whatever it is I want. Only this time I had to apply for a loan for the simple reason that the car I wanted to buy was a collector's piece and the price it was being offered at was a real bargain and I knew it would be sold within a week.As it was a private sale and coincidentally we were both members of the same automobile club I offered him £5000 in cash to hold it for me for one week. He kindly agreed and that same day I went to see my branch of Barclays Bank and requested an unsecured personal loan of £15000 to be repaid over 60 months. They carried out the usual credit checks to confirm my creditworthiness and soon afterwards the loan was approved. The next thing was to sign the loan agreement and two days later the money was in my account.I had explained the urgency and they had really been helpful. I now have the vehicle I used to dream about and proudly use it on weekends only. My special thanks to Barclays Bank.

Review posted by Oliver Hawkins

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I needed an unsecured loan for a very special surprise I had planned for my wife. She always tells me the place she spends most of her time in is the kitchen. I agree with her so I decided to redesign the kitchen without her knowing which meant we'd go away for a week and her sister would take care of the dogs etc and the kitchen would be done at the same time by kitchen designers. I am a Barclays client so asked them for a personal loan of £10000 and asked to pay it off over 3 years. My credit rating was quite high and the loan was approved. I signed the loan agreement and the debit order and the money was transferred to my account. It was going to be a lot harder to keep this a surprise than getting the loan.Thank you Barclays

Review posted by Lawrence Fullard

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I do bank at Barclays and have done for some time and I just decided that a Mediterranean cruise would be just right for my new wife and I. We've been married for 8 months and we've both been married before so it was to be our second honemoon. I had some money saved but thought it better to request a personal loan from Barclays. So I went into the branch and within a matter of hours I had the £6000 transferred into my account. Barclays are just so efficient and professional and really care about their clients. They even assisted in structuring the monthly repayments over a 2 year period at the best rate possible. Well done Barclay's Bank.

Review posted by Owen Phillips

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I needed a cash bailout a while ago simply because I'd been overpaying debts for years and losing a considerable amount of money. Being a client of Barclay's Bank for years I decided to visit my branch and ask for a personal loan so that I could settle all these silly debts and then just pay one instalment. The main problem was the three credit cards that I was paying off without even using them. I asked for £12000 which I knew was a substantial amount but I was employed earning an above average income and I'd never defaulted on a loan payment and before long the loan was approved. A credit check was then carried out and confirmed my credibility. The money was transferred to my account and I signed the loan agreement opting to settle the debt by way of 60 monthly payments which was less than I was paying at the time.I feel as if I've been given a new chance and thank BARCLAY'S BANK.

Review posted by AustinMcClachlin

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My son graduated at the end of last year and had studied really hard and still had his study loan hanging over his shoulders. He had put away a little bit of money and that was to celebrate his graduation by going to MIami for a few days with his mates and that was well deserved.His mother and I decided to buy him a car which would be a token of congratulations from us.We thought because we both had current accounts at BARCLAY'S BANK it would be a simple matter just to take out a personal loan and buy a second hand car for our son. And so it proved. We visited our local branch and asked for a personal loan of £8000 and also asked to pay off the loan over 3 years. This all seemed acceptable as the loan was soon approved and after a little bit of normal burocracy the money was transferred to our account. When Gareth got back from Miami he was really so pleased and now drives to and from work and all thanks to BARCLAY?S BANK.

Review posted by Sean Bellamy

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I am and have been a client of Barclay's Bank for a number of years and to date have not really made use of the services that benefit actual clients. So we decided to give it a go. We own our own home and for a while have considered doing some renovations and refurbishments. We've had a number of professionals come in and give us quotations and following our decisions we applied online for a personal loan of £12000 and accepted that if more was required we would then use our own savings. Also we would pay off the loan over 5 years.We went in to our branch of Barclay's and they were ever so helpful. It was a relief to find out that our loan would be unsecured. As soon as the little bit of red tape was sorted out the loan was approved and the money was made available soon thereafter. We start work on our home soon and thank Barclay's Bank for their help and guidance.

Review posted by Russell Stander

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My wife and I had planned a holiday to remember. The last time we had taken a serious break together had been some years ago and we both work so hard. Although we had no idea at the time what we were going to do or where we going to go, we knew that it would be quite expensive. A cruise came to mind or maybe an African safari or maybe Scuba Diving the Great Barrier Reef.Being Barclay's Bank current account holders we decided to visit our local branch and ask for a personal loan of £8000 with a 3 year repayment schedule.Barclay's were very efficient as they've always been and approved the loan straight away. Whichever credit checks were carried out must have proven positive because the money was in our account in a matter of a few days. All we have to do now is plan the holiday of a lifetime and that's all thanks to BARCLAY'S BANK.

Review posted by Graham Mortimer

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Having to fork out the cash to buy a new car a month before Christmas is not an ideal thing if you have a tight budget like mine and half a dozen grandchildren to buy presents for but that is the position I found myself in.My wife told me to stop panicking and to get a loan from our bank and so that is precisely what I did. Barclays have been my bank for the past 20 years and I have built up a good relationship with the staff at our local branch so I didn't apply online for the loan but that's because I like to ask a lot of questions when I am dealing with money and the personal attention I got from our loan advisor was first rate. She was able to answer each and every question I had before we finally settled on a very agreeable loan package.By way of a thank you my wife suggested we write this review and I am happy to do so because I think its the least we can do after getting such good service from the lovely staff at our local branch in East Grinstead. Thank you all and a very merry Christmas.

Review posted by Frank Abbot

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Within less than a week after I had applied for a personal loan from Barclays Bank to see me and the family through the Christmas period I had the money in my account ready for the wife to get the shopping done before the stampede starts in the run up to the big day!Without wishing to sound like Scrooge, it is all a bit of a fuss for just one day but the family look forward to it and it means I have all my children under one roof for at least one day of the year. Our eldest daughter and her husband are moving to America next year and so this Christmas is going to be extra special for us and so we wanted to push the boat out a bit with the presents and things. Thanks to this loan we will be doing just that and I shan't be uttering a single Bah Humbug otherwise my wife will be throwing me out with the turkey carcass in the new year!

Review posted by Mr J., London

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Christmas was looming and all the shopping still had to be done. We decided that this year everybody would get something really nice to put under the Xmas tree but that the wife and I would show off a bit with our new car under the tree. We'd get it bto fit, one way or the other.Now for all this to take place we needed to take out a personal loan with Barclay's Bank so the wife and I visited our branch and requested a personal loan of £12000 which would very nicely cover the price of our car and christmas as well.Having being clients of theirs for many years they knew our credit history very well and approved our loan without much fuss and we also opted to repay over 5 years which was also acceptable. We had the money the next working day.We are looking forward to an outstanding Christmas and well deserved too after the long year we had at work.Oh! And a big thanks to BARCLAY'S.

Review posted by Ryan O'Shea

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Thanks to the price match guarantee that Barclays offer I knew I had got the best deal possible on my personal loan with them. It made the whole process so much easier and less stressful for me. Like most people I have to watch my finances carefully and it was important that I got the most competitive APR possible on this loan to ensure that I was not getting myself into any difficulties with the repayments. Consulting with the Barclays Loan Adviser helped to make sure this loan was right for my personal situation.I can relax now and look forward to the new year with the knowledge that my current financial situation is stable and my loan with Barclays is going to ensure 2016 gets off to a great start.

Review posted by Felicity M.

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In my opinion it pays to stick with a good bank and build up a good relationship with them. That is exactly what I have done over the past 25 years and I am pleased to say that Barclays have not let me down yet.This recent personal loan is to pay for some urgent repairs on my elderly mothers house and without the loan I would have had to consider the option of selling up and putting her into a retirement home.My mother is still very mentally active and enjoys life but just needed a few home improvements to help with her mobility and the loan will see to that. She will be spending Christmas with me and the wife while the works is being done but she is very excited about getting back into her own home and we both want to say a big thank you to Barclays for helping us to achieve this.

Review posted by Andrew K.

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I had a few debts that were beginning to annoy me as I seemed to be getting nowhere with them. Pay every month and the balance just seems to stay the same.There was really only one thing to do and that was to take out a personal loan and pay all the debts off and that way save quite a lot of money AND take control of my life.Being a BARCLAY'S BANK current account holder it was easy enough to go into the branch and discuss it with them. They were great and agrred that I take out a personal loan of £10000 and pay it off over 4 years and if possible even sooner.They just had to make sure that the instalments would not be defaulted on and the loan was approved.I've since settled all those ugly debts and now just pay BARCLAY'S one instalment.Completely pressure free and easy. Glad to be a client of Barclay's Bank.

Review posted by Clinton Grant

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I have been with Barclays for many years and they have seen me through some difficult times so my loyalty to them as a bank has never been called into question. But as a self employed business man I have to be sensible and watch the finances carefully and so when I needed a personal loan I would not have gone with Barclays if they hadn't been able to offer me the competitive deal that they have.I did my research online first before approaching Barclays so I knew the kind of offer I was hoping to get from them and I am very pleased to say that they didn't let me down. They really did pull out all the stops to give me a personal loan that suits me right down to the ground and that is one of the reasons that I have remained a customer of theirs for so long. They don't treat my like just another account number and to prove that I even get a Christmas card from them each year. Maybe I should start sending them one too!

Review posted by Mike Davies

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A personal loan should be be just that, 'personal' to the person taking it out and not just a 'one size fits all' approach that a lot of these new online lenders have.I might be called old fashioned, but that is why I prefer to go to my own bank when I want to borrow money. Barclays know me better than any of the loan companies I looked at (more out of curiosity than anything else) and being able to compare them easily on the loan comparison website just made my decision to go with Barclays that much easier.I am a great believer in moving with the times, but if I am happy with something that has been working for me all these years why would I want to change it?

Review posted by Jonathan W.

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We couldn't be more pleased with the personal loan Barclays have just approved for us and we don't usually do this sort of thing but we wanted to write this review to say how much we appreciate all the advice and help the Barclays loan adviser gave us before we made our final decision to take out the loan and agree to the terms and conditions of it.It had been a number of years since we last borrowed money from our bank and that was to pay for our daughters wedding back in 1999 and so we felt we were more than ready to take on another loan but this time we were going to be spending it on ourselves in the form a of a world cruise to celebrate our joint 60th birthdays.Barclays have always been a very good bank as far as we are concerned and this recent personal loan just confirms that for us despite what the critics might say about high street banks in general.

Review posted by Mr & Mrs J

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My dear wife and I are so very grateful to Barclays for this loan because without it we would not be visiting our family in Poland this Christmas. My wife's parents are very elderly and can no longer travel so the mountain must go to Mohammed as the saying goes.We have been customers of Barclays since we came to Britain 12 years ago and we have always had a very good relationship with our bank manager so we were not in the least bit worried when we applied for the loan because we knew they would do their very best for us as they have always done.They say hard work is always rewarded eventually and I am glad because my wife and I have always worked very hard and we shall continue to do so to make sure this loan is paid back fully.

Review posted by Ivan W.

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I am currently a Barclay's customer and when I was in my branch a while back, decided to ask about getting a personal loan. I have not done so before so was a little hesitant about how the process worked. The customer service representative was most helpful and reassured me that getting a loan was an ever-day occurrence and they had a good reputation for servicing loans.I needed to do some home improvements and the price tag was more than I could afford either from my salary or my savings account. I really wanted to make this project happen, so I did apply for a loan.The application seemed pretty straightforward and was easy to complete, after I submitted the form I talked again to the customer service representative and they said I would hear from their branch in a couple of days. I was accepted and offered the loan I needed, the money was in my account in a very short time and I could begin my improvements right away.

Review posted by Penelope Waton

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I had previously paid off a loan I had before with Barclay's, so when I needed some money for a newer car, I did not hesitate to go back to them again. They are an excellent bank to deal with, very friendly and their customer service is exceptional.I suppose it helped to be in good standing with the bank, but nevertheless after applying for another loan, they qualified me immediately and the money was in my account within a few days. I cannot praise them highly enough, they are a quality company to work with. The interest rates they offer are competitive with other loan companies and their process is very easy and comfortable.

Review posted by David L.

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I have been with Barclay's Bank for many years and have always found them to be very efficient. I therefore did not hesitate to apply for a loan with them when I needed to consolidate some credit card balances. Their interest rates were more favourable than the ones I had with the credit card companies so it seemed the prudent thing to do and get a loan to payment them off.The Barclayloan Personal loan is a short term loan and would fit my needs so I filled out an application at my branch and submitted it in the hope that I would be successful. Within a few days, I got a call that said I had qualified for the loan and I went back to the branch to look at the finer details of the loan. The repayment amount was doable within my budget and I accepted the loan to pay off my cards. Big relief to get rid of those balances and do it with comparative ease. Good old Barclay's.

Review posted by Mike W.

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I decided to write a review because of the very cool experience I had with Barclay's in obtaining a loan. I wanted to go on a skiing trip with friends but did not have the extra money to do it. I did not want to touch my savings or put the expenses on a credit card so I decided to go into my Barclay's Bank branch and see if I could get a loan.The Barclay's staff are so helpful and when I explained my needs, they advised me to look at a short-term loan. They helped me fill out the application form and we worked out what the repayment amount would be with different interest rates, not knowing which I would be offered. This was an easy process and I was very grateful for their assistance. Within a few days I heard back from Barclay's and they had qualified me for a short-term loan. The money was in my account after I signed off on the documents.

Review posted by Lara Wilson

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My wife and I had decided to put an extension on the back of the house to make another room. Our family was expanding and we needed more space. It was going to take more than we had in savings and I really did not want to use those anyway. We have banked at Barclay's for ever and it was an easy decision to go into our branch and ask about getting a personal loan.We have always had a good relationship with our Barclay's branch and applying for a loan with them seemed an easy option. The loan officer was helpful and explained the process they went through. We filled out the application with him and he answered our questions satisfactorily, so we went ahead and asked him to submit our application for a short term loan. We liked the idea of being able to pay off the loan early if we came into extra cash, so for us, that was a bonus. This was, once again, a good experience with Barclay's.

Review posted by Stephen Boles

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It was a car I was after. Actually we needed to upgrade our current vehicle. We'd seen the one we wanted and the dealership offered an interesting deal which included a healthy trade in on our vehicle. I just felt that being current account holders at BARCLAY'S BANK we might be able to get a better deal. And so it proved. We visited our branch and asked for a personal loan of £12000 and favoured a 60 month repayment period. Their usual affordability checks were carried out and the loan was approved. We were astounded at the improved rate we were given as opposed to the dealer's offer. We have our new car and we feel that we have managed to get the best deal that we could have.Thank you BARCLAY'S BANK!

Review posted by Sam Berry

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Our only daughter is getting married on Christmas Eve and we are giving her the most amazing wedding reception thanks to our personal loan from Barclays Bank.We always knew we would be footing the bill at some point but she met and got engaged to her husband to be within the space of 3 months and rather caught her dad and I on the hop. Then when she announced that she wanted a winter wedding we held our breath and hoped she meant winter 2016 and not this year but she didn't!So that's why we made a hasty application to Barclays for this loan to help with the budget for the wedding and thankfully Barclays were more than willing to oblige.We have been with Barclays for over 20 years and we feel that they have looked after our finances very well over the years and this loan is just another example of the excellent service they have given us.

Review posted by Donna M.

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My parents opened my bank account with Barclays for me when I started college and although there was never very much money going into the account each month I still managed to maintain a good relationship with my bank manager. That was 15 years ago and although there is a lot more money going into that same account each month, unfortunately most of it comes out just as quickly to pay all the bills.I took this personal loan out because I have just been given a pay rise and it means I can afford the repayments on the amount I needed to buy my wife a special present to celebrate our 5th wedding anniversary. Traditionally it should be something made of wood but I don't think that would go down very well. Anyway, thanks to this loan she is getting the diamond ring she never got when we got married and just to tease her I am going to conceal it in a box of matches and gift wrap that.

Review posted by Kelvin B.

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The opportunity arose for me to get out of my dingy basement flat and move to a 2 bed modern flat that was nearer work and in a much nicer area. I knew I didn't have much time to secure it because these flats are few and far between and usually get snapped up the moment they come on the letting market.When I told my parents about it they very kindly offered to lend me the money for the deposit and first 2 months rent but said I had to pay it back before Christmas because they would need the spare cash.So I know I have left it a little bit late but I eventually got a personal loan from Barclays and have just paid my parents back. I made sure I borrowed a bit more than I owed my parents because they are not the only ones that need a bit of spare cash over Christmas.I took the loan out over two years instead of one because I didn't want to have to find too much each month for the loan repayments because this nice new flat in a much nicer area also comes with a much higher rent and until I get a much overdue increase in my salary I am going to have to watch the pennies for a while.

Review posted by Connie

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Our Barclays Bank personal loan is the first loan we have taken out as a married couple and we didn't rush into it because we certainly didn't want to start married life with unnecessary financial burdens. But the fact of the matter is we didn't have a proper honeymoon and thought we would just do without one and get stuck into using our spare time and cash renovating our new home together.By the time the last of our close friends had returned from their summer holidays sporting tans and feeling refreshed and ready to brace themselves for the winter months, both me and my new husband were ready to throttle each other. We really, really needed a holiday and it was daft of us to think we could get through to next summer without one.So we have taken out this personal loan to pay for an all inclusive holiday in the Maldives and the renovations on the house can wait until we get back. It's nice to know that as a couple we can agree on such an important decision. Agreeing on the colours for our living room walls was much much harder!

Review posted by Stella & Simon

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I always check the competition before going to Barclays when I want a loan and let's face it there are loan companies springing up all over the place. I must have looked at dozens on the various loan comparison websites before going to my own bank yet again for this current loan. It had been a few years since the last one and I had to remind myself of what the competition was offering.Barclays offer a price match guarantee which is great but you still need to know what other deals are out there to be able to take advantage of this service. So I would advise people to do their homework first and check out other lenders, even if they are happy going with their own bank. After all, it doesn't hurt to keep them on their toes knowing you could always go somewhere else for your loan.

Review posted by George Y., Maidstone

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This personal loan from Barclays Bank is my first really major financial commitment and I didn't make the decision lightly when I applied for it.My parents always instilled in me the value of money and I have never taken it for granted. I work hard and get paid fairly well and I am financially in a position to afford the repayments on such a huge sum of money.Barclays loan advisers were extremely helpful and worked with me all the way to make sure I got a loan that met all my requirements and didn't compromise my credit rating which has been very good all my working life.I can go into the new year knowing that this loan is going to help me achieve what I want and I won't be worried about paying it back because Barclays have made sure this loan is tailor made for me.

Review posted by Amber P., Nuneaton

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My personal loan from Barclays Bank came with a price match guarantee so I know i have got a very competitive deal from them. I had done my research online with the help of the loan comparison website so I knew what I wanted from Barclays and I am happy to say that they didn't disappoint me. But if I hadn't bothered to check out what was on offer from other lenders it is nice to know that Barclays Bank were not going to take advantage of my ignorance. I think all lenders should offer this service because not everyone has the time or access to the internet to do the research before committing to a loan. I think it says a lot about banks like Barclays that they offer this service and I am pleased to be a customer of theirs.

Review posted by Liz M., Southend

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I really liked that my personal loan with Barclays Bank came with a price match guarantee because it put my mind at rest that I wasn't paying over the odds to borrow the amount of money I needed. Even though I have been a customer of Barclays for many years you still have to have your wits about you when it comes to money and especially what you are paying in interest rates because that can make all the difference to what you finally end up paying back. I am more than happy with what I have agreed to with Barclays and the terms and conditions are clear and so I know what I have signed up to and I won't be getting any nasty shocks further down the line.

Review posted by Dennis W.

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On strict instructions from the wife I'm posting this review to say how delighted we are with our personal loan from Barclays Bank. She is currently up to her elbows in flour and is dictating this to me but I am in fact typing my own words.You see this loan was to pay for a new kitchen in time for Christmas and we had our fingers crossed that it would be approved because we had chosen the new kitchen units and appliances and had the workmen all lined up ready to get stuck in. If the loan hadn't happened we would have had a very grumpy wife and not a lot of baking going on.Now that she has the new kitchen I can't stop her baking but at least it means I can get the odd round of golf in without her moaning that she never sees me. Now I'd better submit this review before she reads it!

Review posted by Jerry Mc.

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It would seem that Barclays have got this personal loan business covered from all angles. They even offer a price match guarantee which I found very reassuring and it saved me a lot of time when I was doing my online search before applying for my loan.I have been a customer of Barclays for many years and was hoping that would have some bearing on the loan and I am pleased to say it did. Barclays have given me a more than acceptable interest rate which is in line with some of the most competitive lenders that I looked at on the loan comparison website.So I didn't feel the need to look elsewhere for the loan and I think Barclays realise that loyalty works both ways and that is why I have been given such a good loan agreement

Review posted by Nick R., Chichester

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We have one family car and that was fine until our two eldest children got their driver's licences. They were both at university and had study loans that they would be paying off for years. We therefore needed another car and the only way was to ask our bank for a personal loan.We went in to our local branch of BARCLAY's and asked for a personal loan of £8000 as we'd already seen the car that we'd all agreed on.We were really pleased when the loan was swiftly approved and we agreed on a 3 year repayment schedule. We now have a second car and believe me, our problems are not over yet as very often the two kids are out with the two cars. I still thank BARCLAY'S for their professional assistance and financial guidance.

Review posted by Randall McAvoy

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I am pleased to be starting the new year with a personal loan from Barclays Bank. It means I can sort out the credit cards, pay the oustanding balance on my catalogue shopping for xmas presents and still have a decent amount in my bank account to meet this months bills.I don't make a habit of taking out loans but over the years I have found that the occasional loan can help me consolidate all the other debts that have accumulated without me really noticing them until it's too late. Borrowing sensibly from my own bank means I can rectify all that irresponsible spending and just have the one easily affordable monthly repayment to deal with.Simplifying my debts this way is a sure fire way to reduce the stress levels and make my day to day life so much easier. If Barclays weren't offering me such a competitive rate on my loan I would have looked at other lenders but I am glad to say that Barclays have kept up with the fierce competition from the other high street lenders and given me a loan with terms and conditions that I am very happy with.

Review posted by Maureen P., Edgeware

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My wife and I really should have been a bit more careful with the family planning. Having just got over the expense of Christmas we now have three of our childrens birthdays within the next couple of months and the eldest will be celebrating her 21st which is going to set us back a bit as we promised her a big party.We had already given some thought to getting a personal loan and even though we looked at lots of loan companies on the internet we went to Barclays because we knew that with their price-match guarantee we would be able to get a competitive deal with them.The loan has just been approved and we will be busy planning our daughters 21st birthday party but my idea of making it a joint party for all three siblings went down like a lead balloon, so we won't be making any savings there, but it was worth a try!

Review posted by Nigel S., Brentwood, Essex

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Barclays price-match guarantee is a very clever bit of marketing because even though I have been with Barclays for many years I wouldn't necessarily go to them for a loan because there are so many loan companies on the internet to choose from. But having that price-match guarantee means that I can shop around and find what the best deals are in terms of lowest monthly repayments and then go back to Barclays and ask them to match it.I haven't had to put that price-match guarantee to the test because Barclays have already given me the best quote on this particular loan but it is nice to know that I could have used it in my favour . Like I said, its a clever bit of marketing especially when they don't have to use it because they've already given the customer what they want.

Review posted by Paul Shipman

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What a great start to 2016 this is going to be for me. I applied to Barclays Bank for a personal loan, my first in all my working life, and that means I'll be able to purchase a new car which will be another first for me. I am fed up driving around in old bangers and the neighbourhood where I have just moved to is very grand and my current car is such an eyesore compared to all the fancy cars in our road.My boyfriend and I are going out to buy my new car and it wouldn't be happening if I hadn't got such a good deal on my loan from Barclays Bank so I just want to post this review to say thank you and that is another first for me.

Review posted by Rowena Lennox

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I'm really glad that I managed to get my personal loan through Barclays Bank instead of having to apply some where else because I didn't want to have to deal with an unknown quantity when it came to managing this loan and I knew that if Barclays approved it for me then things would be much easier all round.Don't get me wrong, I still wanted to get the best deal available but Barclays offer a price match guarantee which I used to my advantage and I ended up getting a slight reduction on the monthly repayments. But every little helps as they say, oops that's a different company altogether who also offer loans but they couldn't beat Barclays on this occasion!

Review posted by Andrea Simpson

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After a bit of a rocky start when I first opened an account with Barclays Bank we have finally got to a good place and they have come good with this personal loan that has made it all worthwhile.I tend to think the grass is always greener with certain things in life and for a while i thought that about my bank but this personal loan was very very important to me and I am so grateful to Barclays and their loan adviser in particular for all the help and advice they gave me during and after the loan was approved.This is a big financial commitment for me and being able to turn to them with any little doubts and queries I had before signing the loan agreement made me feel a lot happier about my ability to pay it back without the worry of defaulting. In this case I can certainly say that the grass is green enough for me on this side of the fence.

Review posted by Russell C., Bexleyheath

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I made an appointment with the loan adviser at my local branch of Barclays Bank after first checking out the loan comparison website readies. I wanted to get my loan through Barclays but only if it was as good if not better than the other high street loans that were being advertised.Using the readies website was a great help to me because it gave me a good indication of what Barclays had to compete with if they wanted my business.It wasn't a wasted hour out of my working day because I came away with a basic loan plan that I had to give some thought to before making a final decision. I went back on the internet and checked a number of the other lenders once more before contacting Barclays to say I accepted the loan agreement they were offering me. They had managed to tweak the monthly repayment figures a bit to bring them into line with what I said was my maximum affordability and that was the deal clincher as far as I was concerned.If Barclays had dug their heels in and not been flexible with regard to this important factor I would have been very disappointed. But their willingness to accommodate my specific requirement on this aspect of the loan was very much appreciated by me and that's why am I am pleased we were able to end up with a loan that was mutually agreeable.

Review posted by Annette Burrows

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I would have felt somewhat let down if Barclays had not been able to offer me a competitive loan after having been a loyal customer of theirs for the best part of 30 years. But I am glad to say they didn't disappoint me and they came up with a rather better deal than I had expected.Before my appointment with the Barclays Loan Adviser I had done some research online and came prepared with facts and figures as to what other high street banks were offering and was going to insist that they at least match them.But I didn't haver to show my hand because Barclays were already prepared with a competitive loan that was more than agreeable to me. It made me a very satisfied customer but also saved them paying out on their price-match guarantee which I was all ready to put to the test. Oh well never mind. Maybe I'll catch them out next time!

Review posted by Charles L., Stevenage

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Being a current account holder at Barclays for a number of years I chose to use their facilities and apply for a personal loan to sort out a few debts I had that had become a bit of a burden. I did the maths and worked out that if I settled the debts, the monthly instalment I would pay to Barclays would be a lot less than I had been paying and the settlement period would be years shorter.So i went in to see the local branch manager and within days I had the £12000 I needed in my account. I agreed to the 4 year repayment period and Barclays were wonderful in the way they assisted me with everything. Total efficiency and professionalism. Believe it or not doing this has been almost life changing and I'm really pleased to be a client of BARCLAY'S BANK.

Review posted by Leonard Moran

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Thanks to Barclays bank I was able to secure a loan of £5000 just before the new year. My new year´s resolution was to start 2016 with basically no debts, so I decided to ask for one loan from Barclays in order to pay off all the other loan I had. This meant starting 2016 with only one debt to this bank and only 1 installment rather than 4 or 5. I´ve been a Barclays client for a few years and had no problem being granted the loan. The interest rate seemed fair to me so I have no qualms. Also it is a fact that paying to one bank rather than a few, reduced my installments by almost £100 per month which is very significant to me. Good decision I made and I recommend it.

Review posted by Don Kalil

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For Xmas last month i decided to buy my wife a small new car. I fist went to the dealership and applied for a loan there, but the interest rate they tried to charge me was well over the top, so I contacted my bank, Barclays, to see how it compared. I was pleasantly surprised to see that it was considerable less what I would pay monthly, so I applied for the £4000 loan that I needed. I had some money in my savings so did not need the full amount. They did a credit check on me , but once that was out of the way they transfered at once the money to my account. I was able to surprise my wife with her special Xmas gift and I am grateful to Barclays for approving the loan swiftly. No complaints so far.

Review posted by Peter Mundy

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This past Xmas was smashing. We enjoyed a wonderful holiday in the Algarve , South of Portugal, tks to the bank that we are clients of, Barclays, lending us £2000 on short notice. I was concerned that the interest would be too high, but as we are paying them back over 24 months, it is so affordable that I reckon it wasn´t that high after all. They double checked all the details I gave them, prior to approving the loan, but once they did, they granted it immediately and transfered the cash, well in time for us to enjoy our Xmas aboard. We are all pleased with Barclays this time, as a few years ago we did not have such a good experience. They obviously improved :)

Review posted by Bruno Mathers

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Frequent trips to and from Spain to visit our daughter who lives there and is currently going through a messy divorce has depleted our savings . We normally go on our annual cruise with several of our friends in the Spring and we really didn't want to miss out on it this year so I decided to get a loan from our bank, the first for many years.Applying for the loan with Barclays Bank was a bit of an experience because we had never used their online facility before and we did make a few mistakes before finally getting our loan approved. However, we were glad to find out about their price match guarantee because it meant we were getting a competitive rate on the loan without having to shop around.All in all, we quite enjoyed the challenge of using the internet in this way and we hope to be able to do our banking online from now on because it really is much more convenient once you get the hang of it.

Review posted by Robin P., Warminster

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We did look at lots of other loan companies on the internet before going to our own bank for a personal loan. We were under strict instructions from our son who is a financial adviser to shop around for the most competitive loan and to pay particular attention to the APR before accepting any deal.Well I don't mind admitting that my wife and I soon got fed up with the whole business and went on to Barclays Banks website and applied for our loan with them. We've been customers of theirs since our son was a nipper and they haven't given us a bad service so far. We knew they would give us the best APR they could and so long as it was inline with the other high street banks then that was good enough for us.Barclays Bank offer a price match guarantee so we knew our son couldn't find fault in our choice. Actually, he was suitably impressed with us and with Barclays Bank. So my wife and I have our loan and everyone's happy, including our son.

Review posted by Larry B., London

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I am a current account holder at Barclay's and have always been satisfied with their service. Over the last couple of years I'd run up a few bad accounts including a few credit cards that were very dear and I took it upon myself to ask Barclay's for a personal loan. The idea was to settle all the debts and then only have one monthly instalment to Barclay's.I went in to the local branch and had a chat to the manager. I asked for £12000 and wanted a 48 month repayment schedule put in place. Knowing my credit history the loan was approved and the money made available very quickly indeed. I've since settled all the irritating debts and it's taken a huge weight off my shoulders. Thank you BARCLAY'S BANK!

Review posted by Thomas Waterman

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I am glad Barclays Bank approved my personal loan because if they hadn't I would be most annoyed and would probably have written a very stern letter to my local branch manager. I have been with Barclays Bank for very many years and expect to be treated with a bit of respect and consideration for my years of loyal patronage.I think my bank manager knows that because he took the time to call me personally when he realised I had made my loan application online rather than visit him at our local branch. He even took the time to explain that because of Barclays Bank offering a price match guarantee I could be assured that I would be getting the most competitive loan compared with the other high street banks.Well of course I already knew about that but I let him tell me anyway. I may have been with Barclays Bank for more years than I care to count but that doesn't mean I don't keep up to date with the competition. I'm not going senile yet and Barclays Bank better remember that when dealing with me!

Review posted by George Drew

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One of my New Year resolutions was, firstly sort out my finances and secondly see how much I could afford to spend on this summer's holiday.Well I did the first which was to sort out the finances but it didn't leave much for the second and so a third resolution came into play which was to get a loan to pay for the summer holiday.And Ta Dah! I've managed to do it with this loan from Barclays Bank. I was looking at other lenders but when I saw that Barclays were offering just as good a deal with interest rates that it was just easier to stick with my own bank. Better the devil you know and all that!I haven't got the money in my account yet but it has only been 24 hours since they approved the loan and as soon as the cash is available I am going to get my holiday booked before I am tempted to spend the money on another New Year resolution of mine which is to take up golf. Although I think I might just wait a bit longer until the weather is more agreeable to outdoor activities.

Review posted by Kate Ashton, London

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I have enjoyed banking with Barclays they are a really professional organization. I have been with them for several years. There was no hesitation on my part to apply to them for a personal loan.I wanted to trade in my small car for something slightly bigger and did not want to be dealing with the car showroom's credit people.I applied to my branch and requested the Barclayloan Personal loan which is a short term loan and if you qualify, the money is paid straight into your account. Within a couple of days, I was notified that I had qualified for the loan and the money would be in my account within a few days. I like working with my Barclays bank.

Review posted by Sandra Hogan

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I needed some extra cash to take my girlfriend on a special trip, and propose to her at the same time. An expensive deal, but it would be worth it. I did not want to touch my savings so decided to apply to my bank for a personal loan. Barclays have always been a pretty flexible bank to work with so I figured I would make an application and see what the outcome would be.I had figured out how much I was going to spend on the ring and the travel plan so when I filled out the application I plugged in that amount. I talked with the loan officer at the bank because I had some questions and he helped me complete the forms. Within a few days, I found out I had qualified for the loan amount I needed and the interest rate was very reasonable. The repayment was doable so I was happy and excited. I am glad I stayed with my bank for my financial needs.

Review posted by Tim L.

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I had received a loan from Barclays several years ago so when my neighbour offered me his newish vehicle at a reduced price, I went straight to my branch to see if I could borrow the money to buy the car. Barclays have always been good to work with and I remembered that the interest rate and terms of the last loan were quite favourable.My neighbour was having to move abroad for a new job so I knew it was a legitimate offer to purchase his car. It was such a good deal I could not look the other way. I was lucky that Barclays saw fit to qualify me for a personal loan and I had the money in my account within a few days. So hassle free dealing with Barclays, they are great.

Review posted by Hilary Lang

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When I contemplated making some home improvements I did not think to research or look elsewhere for a financial institution to borrow the money. Banking at Barclays has always been a good experience and so it was an obvious choice to apply to them for a personal loan.The application process was pretty easy and after I submitted the application form I figured it would be a few days before I heard anything. I knew they would have to do some background checks and credit history checks. Surprisingly enough it did not take them long at all to get back to me. They qualified me for a personal loan and the terms were quite good. The interest rate was just a little better than the market rate and the repayments were acceptable. I was really pleased with Barclays and cannot say enough about them.

Review posted by Henry Green

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Our daughter was getting married in several months time and we could see that the budget was getting beyond our savings, and means. We decided to apply for a personal loan at our Barclays branch and hoped they would qualify us for a Barclayloan Personal loan. This was a short term loan so it would not drag on and on and the money would be in our account pretty quickly.We lucked out, they qualified us, gosh what a relief. The process was so easy too and it did not take them long at all to let us know. It was a good idea to stay with Barclays and not go elsewhere, they are a good bank to work with.

Review posted by Jane West

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It might seem a bit of an old fashioned approach but I always think it is best to go to your own bank for things such as a personal loan if at all possible because after all that is why you have a bank account surely?Not if they aren't offering you a competitive rate on your loan my son said when told him this. I assured him they were because I had checked on the loan comparison website and Barclays Bank were holding their own with all the other high street lenders and they were good enough to offer a price match guarantee to lenders to reassure them that they were not paying more than they need to for their loan. That pledge was good enough for me and so that is why I went directly to my local branch and applied for my loanI am writing this review to say thank you to Barclays Bank for their continued good service and long may it continue, which I'm sure it will in spite of my son's scepticism!

Review posted by James Elwright

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I am very happy with the overall service I get from Barclays and this personal loan has prompted me to say thank you to them for their help and advice over the years with regard to my personal and business finances. They have been extremely helpful especially since my wife passed away last year.I am taking out this loan to pay for our daughter's wedding and Barclays were most helpful with the whole process. The wedding will be this June and the plans have already started and I want to make sure the money to pay for it is ready to hand for my daughter and her fiance to pay deposits and things as and when they are required.It will no doubt be a very emotional day for us all but knowing that we will have given our daughter the wedding that my wife had always wanted for her only daughter will make things bearable for me and if I could wish for anything it would be to have her mum at her side. But on a practical note, some nice sunny weather on the day would be nice.

Review posted by Nicholas J., Borough Green, Kent

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I'm glad Barclays have made it much easier for their customers to apply for loans. I can still remember all the fuss and trouble my late husband and I had to go to to get our very first loan from Barclays nearly 40 years ago. It was almost enough to put us off completely but obviously we needed the money and had to persevere with the whole process of it.That's not the case any more and being able to manage this loan all by myself is an achievement that I think my late husband would be very proud of me for. Half of the problem for me was not being able to assess what is or isn't a good APR for the amount of money I wanted to borrow but because Barclays now offer a price match guarantee I knew that whatever APR they were charging me it was in line if not better than what I would have got some where else and that I wasn't being overcharged.I don't suppose it is likely that I shall need another loan after this one, but if I do I won't be at all nervous about applying for it online like everyone else who is familiar with the internet and all it's advantages.

Review posted by Harriet B., Winchester, Hants

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I have my occasional moan about Barclays, but it's mainly about banks in general and I've never been unhappy enough with Barclays to consider moving to another bank. And I think the way they have managed my recent loan application is an indication of what I think Barclays do best.Whilst they may occasionally mess up on the small day to day banking matters, they come into their own with the more important, life changing things such as borrowing large sums of money.My wife and I have borrowed rather a lot of money to pay for our daughter's wedding and we are delighted with the service we have received from the Barclays loan adviser at our local branch. She really has gone above and beyond to help us get the best possible loan that is competitive but also affordable and convenient for us.Barclays get a 10 out of 10 for this loan and I'll be happy to let them off any minor gripes I might have in the future but not for too long because they need to be kept on their toes as all banks do.

Review posted by Jeremy Lawson

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Barclays offering the price match guarantee helped me when I was considering taking out a loan. I didn't have a lot of time to spend looking for the most competitive loan but I didn't want to just go to Barclays because of that and end up paying over the odds for the loan if there was a much better deal to be had elsewhere.I think that is why Barclays offer that guarantee so I felt happy that my final decision to go with them for the loan was justified. Most of the high street lenders were offering more or less the same type of loan with very little difference in the overall cost so I didn't feel the need to challenge Barclays on their offer. So their price match guarantee was a safe bet for both of us it would seem!

Review posted by Donna Fairbrother

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Managed to upgrade my current car and buy the missus another designer handbag to add to her collection but as it was her 40th birthday it was much cheaper than if she'd wanted her car upgraded as well so I think I got off pretty lightly.I had been planning to get the loan for the car upgrade for a few weeks and when I realised the missus would be celebrating her 40th birthday in January when I applied for the loan I added on another grand because I hate to say it guys, but that's the average price of a designer handbag these days!Still its cheaper than a new car so as long as the missus is happy with bags instead of cars each birthday I'll make the most of it although I've got a feeling when its her 50th birthday I won't get off so lightly!

Review posted by Oliver M., Bromley

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This loan for a rather large amount is to pay for my daughter's wedding. Fortunately, I only have the one daughter so this loan will be a one off unless I decide to do something crazy later in life and buy a Harley Davidson!I'm divorced from my daughter's mum but we get on well and even though her new husband offered to contribute to the cost of the wedding I wouldn't hear of it. So the personal loan from Barclays Bank was the ideal solution for me.I have managed to agree some very good terms for the loan and the monthly repayments will be affordable so I have no regrets about declining the offer of financial help from my wife and her partner.Barclays do offer a price match guarantee so I am sure that I won't be paying over the odds for this loan. I looked at other lenders and did some calculations but stuck with Barclays because they were the best option for me.

Review posted by Jeremy Markham

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When I got the quote for my loan from Barclays Bank I did challenge them on their price match guarantee because having done rather a lot of online research I did manage to find a more competitive loan with a well known high street store's banking division.It was only just slightly better but Barclays still honoured their promise and reduced the loan for me and credited my account with 50 quid, which is a nice little sum of money and not to be sniffed at. It paid for a nice meal out for me and the wife.I really only did the research to satisfy my own curiosity so getting the reduction on the loan and the free meal was just a nice little bonus on an already competitive, affordable loan. Well done to Barclays Bank for keeping to their promise.

Review posted by Bob Collingwood

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Well I have to say I am very happy with the loan I have just been given by Barclays Bank. It is not often I feel inclined to say a public thank you to anyone but this personal loan is a very important thing for me and without the help and advice from the Barclays Loan Adviser at my local branch I might have ended up with the totally wrong loan plan.Using the modern method of online applications for a loan is all well and good if you know exactly what you want but I didn't and got myself into a bit of trouble. So I decided to ditch the modern method and just go to my own bank where they sorted me out with this very good loan in no timeI told them how delighted I am with the loan they have sorted out for me and I also told them I would do the very modern thing of posting this review to say so publicly.

Review posted by Gordon Jarrett

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We had been talking about it for a few years but never seemed to get around to it but now we have, finally!We applied for a personal loan with Barclays Bank and we are having a beautiful conservatory built in time for the summer.We will be celebrating our 40th wedding anniversary with a garden party but even though it will be June we can't be guaranteed the weather. So we thought that as an early anniversary present to ourselves we would finally get the conservatory we have always wanted and if it rains on the day of our party we can all just move indoors into our conservatory and continue the party.I know we could just have hired a marquee but that would be money wasted whereas our new conservatory will be a beautiful investment and far less draughty!

Review posted by Linda Gardiner

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Being a current account holder at Barclays Bank it was logical that we approach them for a personal loan when we decided on the renovations at home. We needed an extra bedroom and bathroom and the plans had been approved a few years ago and it was now time to do the work.We went in to our branch and applied for the personal loan. We needed £12000 and requested the maximum repayment period. Knowing our credit history it didn't take too long and the loan was approved. We appreciated the fact that it was an unsecured loan which took all the pressure off.Happy to be a BARCLAY'S client.

Review posted by Jeremy Burton

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My relationship with Barclays Bank is as long as my marriage and like most relationships and marriages, they have their ups and downs. But I am still with my wife after all these years and still with Barclays Bank. And the reason for both of these long partnerships is that I know when I am on to a good thing.Barclays have been my bank through a few financially turbulent times for me and have never let me down whenever I have turned to them for help. I wouldn't dream of going elsewhere for this loan even though those financially hard times are behind me.With help and advice from Barclays over the years I am now approaching my retirement in a very stable and secure financial position. This loan is to pay for our daughter's wedding and we can afford to pay it back is a relatively short period of time which is what we wanted. But we also wanted as competitive a rate as possible which we were guaranteed would be the case with Barclays and so we simply went with them and they gave us what they promised.

Review posted by Geoff D., Maidstone, Kent

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It didn't take very long at all for my loan money to come through. Just a couple of days from the time I made my telephone call to our local Barclays Bank loan adviser in fact.It helps that I have been with Barclays Bank for many years and I have know the staff of our local branch on first name terms and they know me and my wife when ever we go in. I like to build up a relationship with people that I have to deal with regularly and I think it makes life much easier.This current loan is to pay for some renovations to our house and we had the loan all set up ready for when we got planning permission. Barclays were very co-operative and went along with the plan so that our loan didn't commence until the work was about to commence. It's that sort of co-operation that I think you only get from your own bank and that is why I am still a satisfied customer of Barclays.

Review posted by Steve Cauldwell

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I used a loan from Barclays to buy my last car over 10 years ago and I went back to Barclays again for the loan to buy my next car. I don't mess about with other lenders as I like using my bank because why else would I have a bank account? Thats what your bank is there for surely.Barclays Bank are always competitive enough for me and there are no fancy gimmicks to persuade you to get your loan from them. They just do what you want a bank to do and that is give the best possible rate and the lowest repayments so that you can just get on with it and buy your new car or whatever you want to do with your loan and not worry about anything else.

Review posted by Reg G., Barking, Essex

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I opened my bank account with Barclays Bank when I came back from living in Australia 12 years ago. This is the first time I have borrowed money from them although I have used several of the payday type of lenders for small loans in the past.This loan is to pay for a new bathroom suite and a bit of renovation work to make the finished bathroom larger so that we can include a nice big shower cubicle. It will be lovely for us after years of using our old, outdated cast iron bath and it will definitely add value to the house.Barclays seem happy to lend homeowners money for anything that will increase the value of their property so it really wasn't too hard getting them to approve the loan and they have been careful to make sure we can easily afford the monthly repayments which we are very pleased about.

Review posted by Dessie Matthews

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When you have been with a bank for many years you expect to be able to get the best offer from them when you are looking for a loan unless you have a bad credit history or don't have enough income to afford the repayments on the loan.I am lucky not to be guilty of a bad credit history and I am still in full time employment earning a good wage. So why did Barclays refuse my loan? It's simple really, they thought it was my 17 year old son Frank junior who also has an account with them,applying for the loan and thought he might just be a little bit of a loan risk.We did laugh about it later but at the time I was ready to lambaste my bank manager. Maybe that's one of the only drawbacks of applying for a loan online - computers don't have eyes. If I'd popped into my local branch and asked for the loan in person my rugged good looks would have left them in no doubt that I was Frank senior!

Review posted by Frank Hudson

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Just got off the phone from Barclays Bank and I am very pleased with the final terms and conditions for the personal loan I applied for. We spent a bit of time thrashing out figures and eventually came up with a loan that is mutually agreeable.I don't know that I would have been able to negotiate such a suitable loan with another lender and I didn't want to take the chance anyway. I like using my own bank for my financial needs and they seem to appreciate that I feel some kind of loyalty towards them. A bit of mutual respect I would say and there's nothing wrong with that.

Review posted by Warren Kenward

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Im a 23 year old young girl and I live with my boyfriend in a small but cozy apartment near Manchester. I love our apartment which we bought with our parents help almost 3 years ago. As they helped us with the deposit for the mortgage back then, and we put down 50%, our repayments are low and affordable. For this reason I have nagged my boyfriend to have the kitchen redone and upgraded. This required £5000 which we couldnt afford to pay outright. We approached Barclays for a personal loan. The procedure to apply is made very easy, so online we filled it all in. We offered to pay over 48 months to be sure we could cope. Barclays said YES and thanks to their swift decision, next week the work starts. Im quite impressed with how easy it was to get this loan, so am letting others know of my experience.

Review posted by Peter Carter

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I just wanted to post my comments about my recent loan application with Barclays Bank. I hope it helps other Barclays Bank customers to make up their minds about taking out a loan with this bank instead of going with another lender.My experience has shown that Barclays are more than willing to do their best to give their customers the most competitive deal they can, based on that customers personal situation. Their price match guarantee is a very good indication of Barclays commitment to their customers.Potential borrowers shouldn't forget about that guarantee when they start making their choice. I nearly did but remembered just in time and that's how I ended up getting my loan with Barclays and not one of the other high street lenders.

Review posted by John C., Brighton

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Barclays Bank have just approved our personal loan which means my wife and I can get started on our plans for our ruby wedding celebrations. We are really going to push the boat out and have a splendid party inviting all our family and friends and when the last party balloon has been popped we are going off on a wonderful cruise and leaving our children to clear up the mess.We have been planning this celebration for the last few years and we knew we would get our loan from Barclays because we will be celebrating the same milestone with them as we opened our bank account with Barclays the same week we got married and somehow it just wouldn't seem right getting our loan from any one else.

Review posted by Rob Challis

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I promised I would treat myself to a lovely conservatory before I retired from my job as a teacher. It was something my late husband and I always wanted but never got around to organising it. So this conservatory is as much for him, in his memory so to speak.My local Barclays branch have a lovely young man who is their loan adviser and he helped me to arrange it all. Without his help I might well have put it off for another few years.Now I just need to find the right company to build my conservatory and I hope I find it as easy as getting this loan from Barclays Bank was. I shall have to spend a bit of time researching on the internet because this conservatory has got to be just right and any old one just won't do!

Review posted by Margaret A., Bishops Stortford

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We thought we would post a review to say how happy we are with the personal loan Barclays Bank have just approved for us.We have taken out a loan to pay for a new kitchen and also a new driveway. Both have been long overdue and the driveway in particular has given way to weeds and potholes making the front garden look very neglected.Once we knew how much both these projects were going to cost we got straight on to our local branch's loan adviser and asked them to give us a quote. We already knew what our maximum affordability for monthly repayments was and we were hoping that it wouldn't exceed that.To our delight the quote came with a much lower monthly repayment and a very reasonable interest rate so we didn't wait we just said yes we'd like to proceed with the loan. Within a about a week we got the paperwork sorted and signed and we have just been informed that the funds are in our account.We are going to start work on the new kitchen and think it best to leave the driveway until the Spring once the worst of the weather is past. Barclays have been very helpful and the loan is better than we could have hoped for.

Review posted by Chris W., Dartford, Kent

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Personally speaking I don't think any loan could be described as value for money but the most important factor about any loan is how much extra you are paying for the privilege of being handed a large sum of money to use as you wish.My loan from Barclays certainly isn't value for money but I do feel that Barclays have done their best to give me a competitive loan that is in line with the other high street lenders. These things have to be kept into perspective and at the end of the day, banks have to make a profit like any other business.

Review posted by David Butler

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I have been with the Barclays Bank for many years and have always had a good relationship with my local branch. I did not even think of going elsewhere for a personal loan when I decided to upgrade my vehicle. I was trading in my current vehicle but knew I would need to find the difference in funding the newer car. I preferred to have the cash and pay back the bank rather than the dealership's credit company.This was the right decision because after applying for a personal loan, Barclays offered me very good terms and a lower interest rate than I had expected. I am glad I stayed with my bank and did not go to another lender.

Review posted by Sally Toms

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When I decided to take out a personal loan to consolidate some debts I was paying out for, there was no hesitation on my part. Barclays Bank has always been a professional outfit in my eyes and it was the obvious choice to apply to them for a loan.Several years ago I applied for a loan with Barclays and they gave me such good repayments and interest rate, I knew I would be on a winner with them. So I filled out the application and all the necessary details and within a short time I was granted a personal loan at considerably good rates. Once again, Barclays came through for me.

Review posted by Derek Storey

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I was going to make some home improvements and thought I had enough money saved. When I started to price up the materials I was in shock at how much they would cost. The house definitely needed these projects done so I could not change my plan. I looked on line at my bank's web site to see what sort of loan I might be able to obtain. Barclays has been my bank for quite a while so I automatically went to them.I have always trusted Barclays and when I read up on the website what they needed and the sort of loan I might be able to get, I went ahead and completed the application for a personal loan. I was not disappointed. They came back with an offer of a loan with a pretty decent interest rate and certainly the payments were doable. They are a good bank to work with, I was very pleased.

Review posted by Lance Storey

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My student loans were really getting on my nerves, they never seemed to go down in the balances. I talked to my parents about them and what I should do. They suggested that as I was now working and had a pretty good job, I might consider going to my bank for a loan to pay them off. I bank with Barclays and have done since school days, never taken out a loan before with a bank so was a bit nervous.I went into my local branch and talked with the loan officer. He was very nice and helped me through the process of what it meant to take out a loan. It made me feel more confident and together we filled out the loan application. I was really pleased when I received a response a few days later. Barclays extended a personal loan to me to pay off the student loans. The interest rate was much better that what I had on the other loans. I was a happy Barclays customer.

Review posted by Daphne S.

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I went for a Barclayloan Personal loan a few months back and was extremely impressed with the professionalism and courtesy that was extended to me by Barclays Bank. I have not been with them very long and did not know if they would even entertain me. I needed to pay off my credit cards as the interest rates were really high. I figured I could do better and decided to apply to Barclays.I submitted an application for the loan on line and provided all the necessary details. They must have dealt with my application right away before by the end of the week I had been granted a loan, at special rates, and the money was in my account. As I said before, pretty impressive.

Review posted by Peter Franks

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I have been happy more or less with my Barclays Bank account and haven't felt the need to look at other banks unlike a lot of my friends who are changing their banks on a whim. Most of them changed because they were refused a loan and went looking elsewhere for one.I haven't had to do this with Barclays because I was pretty certain I would not be refused a loan based on my credit history and the chances of me defaulting on a loan. I only have one seldom used credit card and I have never had a loan before that I might have defaulted on.In fact, I would go as far as to say that as far as Barclays are concerned I'm a model customer and more than worthy of one of their personal loans which is probably why they gave me such a great deal on this one. I will be really careful not to default on the repayments because I don't want to ruin my perfect credit rating and my great relationship with Barclays.

Review posted by Megan Brewster

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I've banked with Barclays for over 20 years and have both a personal and business account with them. We seem to see eye to eye on most things and I have never had any issues with them when borrowing money either for business or personal purposes.This current personal loan is no different. I have been given a competitive interest rate and the money was in my account almost instantly after I got the call to say it had been approved. There were no problems with the terms and conditions and no delays, so once again I am a satisfied customer and long may it continue.

Review posted by Gerry McAllister

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Being with Barclays Bank for so long means we have a tendency to take them for granted especially when it comes to taking out loans with them which we have done on several occasions over the years. We decide we want a loan and we just assume that Barclays will say yes. So with this recent loan we thought we should have a look at some of the other loan options open to us in case we have a problem with Barclays.It was quite an informative afternoon for us spent looking on the internet and we made a note of a few lenders that we thought might suit us if need be but I'm afraid that's as far as we got with them because we are delighted to say that Barclays have once again approved a very affordable loan for us and when we told them we had hedged our bets and looked at other lenders they were fine about it but told us not to worry about taking them for granted because that's what they're here for. Now isn't that nice!

Review posted by George Isaacs

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The terms and conditions of my loan with Barclays Bank have just been ever so slightly adjusted to give me a lower monthly repayment by several pounds. This came about because of the Barclays price-match guarantee. I don't feel bad about taking the 50 quid that came with it because if Barclays offer such a thing as a price-match guarantee then they should put their money where their mouth is when they are put to the test. Apart from that I just want to say that I am very happy with the loan and I'm sure it won't take Barclays long to recoup that 50 quid from somewhere else.

Review posted by Jeffrey Hulstone

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Cars are toys for boys and I happen to be one of them. I upgrade my car every two to three years. It is quite an expensive hobby but it has it's benefits. The main one being that the vehicle is always under guarantee so you never have repair or workshop costs and the vehicles tradein value is always quite high. Also the girls like men with nice cars.I always use BARCLAY'S BANK as I've been a current account holder for quite some time. This time I wanted a personal loan of £10000 to be repaid via 36 equal monthly payments. The APR is excellent and the customer service is tops.It took only a few days and I had the money and of course, my new dazzler. I'm really happy to deal with BARCLAY'S BANK!

Review posted by Justin Reed

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We looked around for a bit before going to Barclays Bank for our personal loan. Ideally we wanted to use them as they've been our bank for quite a few years, but if we'd found a more competitive rate with another lender we would obviously have gone with them.The price-match guarantee that Barclays offer made it easier as well because if we'd found another lender that we could compare with Barclays offer we would have taken advantage of that price-match guarantee to make sure we got the lowest possible rate.Fortunatel,y we didn't have to use that as Barclays were offering us an unbeatable rate for our loan and so we didn't have to play our trump card.

Review posted by Chris Heaton

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Once the excitement had died down over the news of our daughter's engagement, my husband started his usual panic about money and how on earth we were going to find the money for it in less than a year. No long engagement to gives us time to save. But the truth is we would have to get a loan no matter how much time we had because we just aren't that organised with our budget to be able to put a great deal of money aside each month. What we could do though was afford a personal loan from our bank and so that's precisely what we did.The staff at our local Barclays branch were extremely helpful and once we'd had a meeting with their loan adviser we came away with the wheels set in motion for an affordable and competitive loan. We were able to give our daughter an idea of how much she could spend on her big day and once we had that sorted my husband could relax a bit and leave the rest to the women.

Review posted by Wendy Drayton

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I'm very pleased that Barclays Bank were able to furnish me with this personal loan. I don't know where else old codgers like myself would go for a loan if not to their own bank. I supposed that is a bit of an old fashioned outlook but because its been quite a while since i had the need of a loan I am a bit out of touch with things. But a s long as I can approach my own bank for matters like this then I am not too worried but if I do need a bit of help coping with the modern way of things I can always go to my grandson who delights in telling his old grandad how to do things. He'll probably tell me I am doing this all wrong!

Review posted by Malcolm A., Barnet, Herts.

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We've only ever had our loans through Barclays Bank, even our mortgage so we don't see that we need to look elsewhere provided we continue to get the great service and of course competitive rates.We are taking out this current loan to pay for a cruise, so it's not a huge amount of money but we still like to try and get as good a rate as we possibly can if only to prove to ourselves that we are no pushovers when it comes to negotiating.When you've worked hard for your money you don't like to give it away too freely and the same goes for getting a good deal on a loan. If Barclays weren't giving us such a competitive loan we might not like to, but we would most certainly look for another lender.

Review posted by Mr & Mrs Walker

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We decided to use our own bank for this loan because it is more than the usual small amount of money that we borrow from time to time with the online loan companies that give quick, short term loans.Barclays Bank gave us our mortgage and we have had no complaints whatsoever with how that has been handled and so we are hoping to get a similar service with this loan which we are hoping to purchase a new car with.Everything has gone smoothly so far and we are more than happy with the interest rate Barclays will be charging us. We will still be much better off purchasing our new car this way than if we had used another lender or heavens forbid taken out some sort of car finance arrangement with the car dealer that we hope to get our new car from.

Review posted by Ron Adams

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I like to get the most out of my bank and that is why I assigned the loan adviser at my local branch of Barclays the task of sorting out a personal loan for me. My dad would always say 'why have a dog and bark yourself' and I couldn't agree more.My reason for posting this review is to say that Barclays have done a very good job at completing this assignment in less than a week and they have managed to put together a personal loan that has my seal of approval.Credit where it's due is another thing my dad used to say and this time the credit must go to the loan adviser at my local branch who has done a really good job at putting together the perfect loan agreement for me.

Review posted by Erica Moore

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Five years ago I took out a loan with Barclays to help pay for my new car. Its finally paid off and I am still really pleased with my car which still looks brand new because I wash it regularly and I am a careful driver.Now that the car loan is paid off I am in the process of taking out a second loan with Barclays to pay towards my wedding and between me and my fiance both taking out loans we hope to get enough money to have our dream wedding.I think because my car loan went so well and there were never any problems with the repayments Barclays were only too happy to give me this loan and they are giving me a really competitive rate as well which just makes it even better.I will be keeping my own Barclays account when I become a Mrs and if my fiance doesn't get as good a deal with his loan he just might be joining me at Barclays.

Review posted by Becky., Dartford, Kent

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I haven't always used Barclays when I've needed to take out a loan even though I've been banking with them for a long time. I do find that Barclays aren't quite so competitive when it comes to small, short term loans.But they are very good when it comes to borrowing larger sums of money, when it really does make a lot of difference what interest rate you are paying and that's why I have gone to Barclays for what is probably the largest loan I have taken out since my mortgage.I'm buying my daughter a pony and we are having a small stable block built on our very large back garden. The council have approved the planning and that is what was holding us up. Barclays have been keeping my loan application on hold and now that we have the planning permission we can go ahead with the purchase of one not so little pony and the building of its new home. I shall also have one very, very happy daughter.

Review posted by Allyn Jones

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Because I have a Barclays account I thought I would take advantage of their personal loan package, when trying to purchase a car. My old beat up car was not going to provide much of a down payment, so I knew I would have to come in with pretty much all the cash for purchasing the new car. I was opposed to using the dealerships credit company, so cash was the only option.I went into my local branch and sat down with the loan officer. He was helpful and knew his way around the loan business for sure. We filled out the application together and he submitted if for me saying I would hear back after credit checks were made. He called me that afternoon and said I had been approved and that the money would be in my account by the next day. Gosh I was so surprised that it would be that quick. I like my bank, they are really cool.

Review posted by Stuart Collins

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I have been a Barclays customer for several years but I have never applied for a loan before, although I was contemplating it. I have always been happy with my bank so did not think about going to another lender. I needed some extra cash so that I could pay off some loans I had, I thought it better to put them all together in one payment and see if I could get a better rate of interest.I applied to Barclays feeling a little hesitant, not knowing what to expect. I need not have worried, the staff were very helpful and put me at ease. We did a short term loan and the interest quoted was much better than what I was paying. I was approved for a personal loan by Barclays and am so pleased that I decided to stay with them. Jolly nice people at my bank.

Review posted by Daphne Wells

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I found myself needing some extra cash to fund a school trip for my daughter. Typical of kids they tell you important things with short notice. I did not want to let her down as all her friends were going on this trip. My savings did not cover the costs without me spending everything in the account. Not a good idea I thought.I have an account with Barclays Bank and several years ago, I did obtain a loan from them so thought maybe I could obtain one for this issue. I went on line and looked at what they needed these days to be approved for a loan. I qualified with all that they required so went ahead and applied. I was lucky enough to be approved again and really liked the repayment terms and interest rate. Barclays made it an easy process for me and I am happy to be one of their customers.

Review posted by Julie W.

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I have always enjoyed being a Barclays customer they are a very efficient bank with good staff and know their business. I was considering taking out a personal loan with them when I had decided to buy a second car for the family. I just needed a small vehicle nothing with bells and whistles, just basic, so it would not cost a lot. I figured a short term loan would do the trick so I applied.They did not take long to get back to me after the obvious credit checks they have to make, so I was not hanging around for days. I was approved for a personal loan in the short term and happy with the terms and conditions they applied to my loan. The money was in my account within a day or so, I was able to go car shopping quickly after making the decision to apply. Good banking ethic with Barclays.

Review posted by Bernie S.

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I was looking on line to see what loan companies needed these days for anyone to apply for a personal loan. They had varying conditions and I did not like some of the terms they had to offer. In comparison to my bank, Barclays I decided I could not do any better but to stay with them.I needed some extra funding to take care of a special purchase, and a short term loan would fit the bill. I had read that once approved, the money would be transferred into my account instantly, well you can't beat that really. Just as well I stick with them. So I applied and provided all the necessary information for them to do a credit check. The next day I heard back from the loan department that I had been approved, so that was pretty swift, I did not have to wait long which was pleasing. The terms offered were doable in my budget so I went ahead and accepted their offer. I am glad I stayed with Barclays, they are a good outfit.

Review posted by Colin Stephan

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Being able to borrow 35K from Barclays Bank and pay it back over a five year period was the ideal loan for me. It will enable me to do the renovation work on the house my wife and I have just bought. We are downsizing so there was no mortgage on this house but we still needed a bit of extra cash to do some important and necessary work before the house is comfortably habitable.We plan to spend our retirement in this house , however long that will be for and being able to do the work and have the loan paid off in just 5 years means we can go into retirement relatively debt free and spend our twilight years in a beautiful, comfortable home.

Review posted by George, Borough Green, Kent

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Me and the wife wanted to consolidate most of our debts before we retire from working life in the next couple of years for me, and five for her. All the kids are grown up and left home and we want a simple life with few outgoings each month so that we can spend our pension money on some nice holidays and such.We went to our loan adviser at our local Barclays bank and had a chat with her. She put together the perfect loan to suit us personally. She worked out the most cost effective way of reducing our debt and gave us some invaluable advice along with this loan.We have started the process of paying off the list of debts and already we are feeling the positive effects of this really great loan . By the time we retire we will have more money to spare than we ever did when the kids were all at home and draining our resources for one thing or another.

Review posted by Mr F.C., Maidstone

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Paying for our only daughter's wedding was a huge financial commitment for my wife and I and we placed our trust in Barclays Bank to help us find the funds to do it. We had some saving s that we really wanted to avoid using if at all possible. So we decided a personal loan would be the better option for us provided we could get a competitive one and one with affordable monthly repayments.We had put out the feelers with our local branch loan adviser a few months ago and they seemed fairly sure they could offer us a competitive rate on the amount we wanted to borrow subject to all the credit checks being satisfactory. So because we know we are a fairly safe bet in that area we were confident when we applied officially for the loan this month.We were indeed given a good rate on the loan which is being spread out over a 3 year period which suits us very well as that means the monthly payments are very affordable for us. The loan will be paid back in plenty of time for us to maybe take out another one in time for our Ruby Wedding when we might finally get around to doing the world cruise we have always fancied.

Review posted by John M., Peterborough

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Since we first made our application for this loan from Barclyas Bank we have had no fewer than 6 phone calls from our local branch to keep us updated on the progress of the loan application.We really are very pleased with the service we are receiving with regards to this loan. We have always had a fairly good relationship with the staff at our branch so I suppose we shouldn't be too surprised at the personal attention we are getting.We've not had a loan for a few years so we weren't sure just how Barclays would fare against some of the new lenders that are offering loans but we have to say we couldn't be happier with them. They have even offered us a price match guarantee which shows their commitment to giving the most competitive rates they can.

Review posted by Mr & Mrs H., Bexley

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I needed to do some debt consolidation for the simple reason that I was paying a fortune in interest that was absolutely unnecessary and a colleague of mine who was in a similar situation told me all about BARCLAY'S BANK and how he took out a personal loan and settled all his bad debts and now only pays BB once a month at a far better APR and it's changed his life.Fortunately I was also a BARCLAY'S BANK current account holder so I did exactly what my co worker did.A personal loan of £10000 was approved and I settled all the debts that were hurting me and I chose the 60 month repayment schedule to take all the pressure off and now life is rosey once again.All thanks to BARCLAY'S!

Review posted by Gregory Marsden

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I often hear my friends and family talking about getting great loans from all sorts of weird and strange named loan companies. Why don't they just go to their bank for their loans. That's what they are for surely. I would think I had gone wrong with my choice of bank if I had to look elsewhere for a loan. And if my bank couldn't offer me a competitive rate on a loan then they would be failing in their duty as my bank.However, not everyone is lucky enough to bank with Barclays, who offer their customers a price match guarantee. If I thought for one minute that I was overpaying on a loan from Barclays I would soon let them know. So maybe these people are right to get their loans from weird and strange named loan companies or maybe they should just open an account with Barclays.

Review posted by Marian R., Guildford

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Getting my personal loan from Barclays Bank didn't happen overnight, in fact it took a bit longer than I would have thought was a reasonable length of time to wait. I had to make several calls to my local branch to enquire about the progress of my application. It turns out the person dealing with my loan had been off work with good reason, his wife had just given birth to their first child and it was all panic stations because it was not due for another couple of weeks.I think this is one occasion when I can be forgiving because the baby was delivered safely and mother and baby are doing well. As for my loan, well it finally got passed on to the new father's colleague to complete and I have now got my loan and a very good one it is too.

Review posted by Philip A., Knightsbridge

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I had my credit card with Barclays and it is very close to its 3000 pound limit I was give when I took the card out in 2007. I make payments but I never get the limit down lower than 2000 and I sometimes always comes up and I need to spend more on it again and I have been in the same situation for years now. I decided since I am with Barclays I would contact them to look at a consolidation loan to pay off there credit card and make it a more construction way of lending with a loan and pay this all off. Having a loan with Barclays was better for me because having a loan I can pay it off monthly and not spend more money as my credit card has been closed.Barclays had no problem getting me the loan and they used the money and set it up to pay there credit card off and cancel the card. They have been more than helping and the 2 year loan I have taken will be paid off fast than having my credit card with them and always spending more.

Review posted by Lisa Graham

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Now I have been approved and recieved my loan with Barclays I have put in motion the payments to be taken to pay of the last of my 10 year student loan and also my small 800 over draft. I have been paying back my loan and paying my bills and rent and also I have been trying to get my over draft down , it was originally 1500 and slowly I have got it down but the interest I'm paying on so many diffrent payments is killing me. Some months I can't even make payments to my overdraft and most months I live in it and it's starting to get to me so I contacted Barclays.I noticed online they offer personal loans with low interest and it's alot less rate that my own bank offered me a few months ago when I applied with them for a loan. They said I could apply with a 6.3 % on a loan but Barclays offer 4.3 and approved me at 4.3 %.Very happy and very impressed with Barclays personal loans.

Review posted by Steve Speedy

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I applied with Barcays personal loan and it didn't take long at all for the loan money to come through to myself. It was just a few days from the time I made my telephone call to Barclays Bank and spoke to a personal loan adviser I was being told the words I wanted to hear , your application has been approved.It does help that I have been with Barclays Bank for a couple of years now and I have know where the local branch is so I can always nip in if I need to speak with them in person.This current loan I have taken with Barclays is to take myself and my two kids on a small holiday to see there grandparents who live in pathos cyprus in greece.

Review posted by Diana Forsyth

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I wanted to buy another car and in the past I'd always just saved up until I had enough to pay cash for the vehicle. But times change and I wanted a car that was a bit more upmarket. I saw the car I wanted and knocked back the credit offered by the dealership. I then visited my branch of BARCLAY'S BANK and asked for a personal loan of £10000 which I'd repay over 4 years. They knew my credit history and approved the loan very quickly. I was given £3000 for my old vehicle and the new one cost £12000 so everything worked out perfectly.It helps being a BARCLAY'S client.

Review posted by Stavro Gordon

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My dad has been teasing me about selling his BMW X5 He has been saying for ever that he is going to sell this jeep and never does , but this time he did put a add online for £11,750 and that is way way to much money and he know this. I have been asking him the lowest price he would take from me and he has said £8000 from me but he wants the card sold fast. I have a look at my monthly bills and played around with what I could afford and where to borrow from. Once I had this figured out I apple for the loan I needed to make this small dream of mine owning my own BMW X5 jeep my dream car. Once I was accepeted I called up my dad screaming wash and wax the car as your money is on its way for my new Jeep. He was surprised I actually gone threw with it and he told me to keep £500 pounds for myself. I love my dad

Review posted by Mrs Joana

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My credit card debt never goes down , I pay the minimum each month and sometimes more if I can afford it but it's a pain always paying it off and the balance never goes down. The interest looks liked it keeps going up and up each month and I have throwing the card away as I haven't used it in months. Getting stressed out about it every month I decided to do something about it once and for all and pay the card off with a loan I took out for Barclays. It was a Barclays credit card after all and this way each month when I make my payments the loan comes down and the interest does not change. I wish I never got a credit card years ago in the first place.

Review posted by Rose Miller

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I originally contacted Barclays for a credit card but after spending time on there website I soon relised that a credit card was NOT the best option for myself. I never know Barclays offer bank accounts and insurances and loans as well as credit cards I thought I was only plastic cards with them. I applied for a payday loan as this was alot better than the apr on a credit card , the loan was not as flexible as a credit card but the apr rate on the loan was far to good to turn down. At the end off it all I got the money I needed so that's was important but I do feel I made the right choice in taken a personal loan.

Review posted by Jim dimensãou

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My current bank turned me down for a personal loan 2 months ago and told me to leave it 6 to 8 weeks to try again. Something to do with the credit check so I have been holding off and waiting to apply again as I need the money to pay some long overdue bills. I was going to apply with them again online but I had my doubts about everything I went threw the last time so I applyed else where. Barclays approved me for the loan and the money I needed, I'm greatfull and thanksfull for this and I wish I had came to them 2 months ago and the start and maybe I would have not had to go threw the whole thing. I really had no where else to turn so that you so much Barclays !!! :-) :-)

Review posted by Marc Low

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I have had so much problem with debt in the past at one point I had to take a debt consolidation loan or I would have had to go bankrupt , and I didn't want to do this.The loan was paid off and I never missed a payment when I had the loan I could not for 3 years take out anything on credit at all. Not even a mobile phone or sky TV bills I had to keep my outgoings and my money in check. I have done great and I have gotten past that time of my life and I am glad that it is all behind me.Taken out a new loan and the first one I had to apply for since all the drama before and Barclays made it encredibly easy for me to do. Everything application wise was done online , and this was good. Barclays did call me and ask for more information and some background information but they did not treat me any diffrently after I exspalined everything to me. After a little hesitation I felt on there part the finally agreed to give me the money. Great company Barclays Bank

Review posted by Christina

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With out sounds over the top I have had nothing but good things to say about Barclays Bank. I moved my bank accounts over as my wife is a customer with Barclays and after we got married we opened a joint account. Threw out time I have moved over other accounts to Barclays and they have always delt with my requests profesionaly and quickly. Even my new loan account I applyed for with Barclays online and they handled everything alot better than I had exspected and faster then even opening my joint account with my wife at the start. They sent paper work record delivery and it made things a whole lot fast to complete.

Review posted by Barry

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Olá ,The day I have been waiting on is here and I have checked online and BOMB the money I applied for from The Barclays Bank is here. I have made alot of changes at home and started to redecorate the living room as it is the room we all spend most of our time in at home. So I decided to go all out and get a new tv and dvd player and a new old style fire place put back in like when I original bought the place. I hope the kids are going to love it and now with the money I can get all the bigger things I have planned like first off sofa shopping.!

Review posted by Kirsty Rossington

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I called up Barclays to apply for my personal loan and i have somehow managed to agree a loan with very good terms and conditions I can stick too. When the loan approval got to me it was important that the repayments were affordable so I have no regrets about taken the loan and no worried later down the road.Barclays do offer you protection insurance with the loan to cover you from sickness and miss payments if I can not work , this was great ! Also they offer a great a price match guarantee on there loans. I am sure that I made the correct choice goinf with barcleys bank for my loan.

Review posted by Lesley

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My family and i was in need of a holiday a little escape from reality for a few weeks and a personal loan has helps us get this much needed break. I decided then too apply for my first ever loan on-line with Barcleys bank and I was happy with there website. The offer a fantastic service that is very quick and easy to apply online direct for a loan.The interest rate was 4.9 % and I must say after reading threw there terms and conditions I feel I made the safe choice taken my money with Barclays Bank. It only took 5 days for my application to having the funds arrive in our joint account and after getting the money in such a fast time I would definitely recommend barcleys bank as a good company to borrow money from.

Review posted by Miss Carina Black

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I have been going back and forth in with my self am I going to borrow money to go or do I put it on my credit card. I was trying to look at the best option available to myself so I wanted to check out the loans barcleys offered as I know my credit card rates. After I found there loan calculator it all stated to make sense to me borrowing the money in a loan would be alot better financial to take a loan and not pay the credit card apr rates. I applied for my loan with barcleys and I am waiting to book my holiday too American I have so many places I want to go visit. I have put in to take 3 weeks holidays from work as well.

Review posted by David Low

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I went to barcleys first to look at there credit cards to see if they have a 0 percent option. I wanted to bring mt credit card best over to a new card in hope to pay it off faster with 0 percent interest. Now where had a 0 % deal going on or even a 0 % tranfer rate to a lower apr. I could not find nothing I was looking for to help me , but knowing I can't get out of debt with such a high apr rate I looked for the next best thing. A personal loan with barcleys. I was not what I started out looking for but it has alot lower apr rate that I was looking for and it will help me pay of my cedit card debt faster. Thanks braclays

Review posted by Erica Johnstone

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I was really happy at how easy Barclays have made banking online. Not only have they made online easy they have also manage to keep it safe and secure for a online banking system. I have had my accounts with barcleys for a while now and I am always using Internet banking , as i have family loving abroad and I can send money to them myself. Online they keep approving there services to make customers like myself more easyer than going into a branch like I used to have to do to make these kind of payments. I recently have applied threw Internet banking for a personal loan with barcleys as I would love to fly to my family and see them and not just send them money to help out. Now I can go visit them with the money barcleys has given me once it is deposited into mt account I will be booking my flights.

Review posted by Sean O'leary

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I was pleased that I got my loan through my own bank. It just makes life a bit easier for me. I did look on the internet, but more for the purpose of seeing what other lenders were offering by way of interest rates. If I was going to take advantage of the Barclays price-match guarantee I had to know what the other lenders were quoting for the same loan amount. There wasn't too much wrong with the quote Barclays gave me and it would have been churlish to argue the point over a few pounds but I mentioned it anyway and to Barclays' credit they took my 'tongue in cheek' comment seriously and adjusted the final loan amount by a couple of pounds which I accepted with the good grace with which it was given. Apart from that, the loan process went through with the usual speed and efficiency that I have come to expect from Barclays so it goes without saying that I am very satisfied and happy with the terms and conditions of this loan.

Review posted by William D., Carshalton, Surrey

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Now that we have signed and returned the paperwork for this personal loan with Barclays we thought we should make some comments about the overall service we received with this very first loan from them.We very much appreciate the time the Loan Adviser at our local branch gave us when we first applied for this loan. We did an initial online search to see what Barclays were offering in terms of interest rates but after that we chose to take the more personal route and went into our local branch to apply for the loan.We are so glad we did because we were given some very good advice and Barclays more or less tailor made our personal loan for us which probably wouldn't have happened if we had just used the online facility. We feel we have been given a much better loan because of this personal touch and it made us feel liked we were valued customers of Barclays which is a very nice feeling.

Review posted by Mr & Mrs Wheeler, Slough

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I have banked with Barclays my entire life, so it just made sense to go to them when I wanted to apply for a loan. I went into my local branch rather than just applying online, because I always worry about the security of my computer as I'm nearly always operating on a shared network. It was great to have a one on one real life conversation about my particular financial needs, and to have a whole tailor made plan set up just for me. To anyone considering taking out a loan, I definitely recommend taking the time to go into your local branch to speak to an adviser.

Review posted by Ivy Fairfax

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Something that Barclays offer which I have never found anywhere else, is a monthly price match guarantee. This means if you can find a better deal elsewhere, even after you've taken out a loan with Barclays, they will reduce the cost of your loan, and even give you 50 pounds as compensation! This was a win win situation for me, and it's great to feel secure and confident that you are getting the best deal on the market. It also means Barclays are always keeping up to date with their competitors, and doing their best to provide the most competitive rates.

Review posted by Lucinda Stevey

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Having taken out several pay day loans in the past, I felt my debt was mounting up, and I was really struggling to keep up with all the repayments. I decided the best solution was to take on one single larger loan, to consolidate all my smaller debts, and then just have one monthly repayment come out of my account by direct debit each month. This way there would be much less chance of me defaulting on the loan, or making late payments and therefore incurring fees. The loan I got with Barclays was perfect, and allowed me to get to grips with my finances again.

Review posted by Leanne Manley

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The fencing around my property has needed replacing for quite some time now, but it's quite a big investment which is why I've been putting it off. One of the local garden companies in my area is offering really great promotions this month, so it made sense to take advantage of this. Taking out a loan with Barclays has been great. When I calculated what I am saving by paying for the fencing during the promotional period, this more than covered the cost of the interest on the loan. So not only can I get my new fencing right away, it's not costing me an arm and a leg either. If I hadn't taken out the loan and waited until I had the funds, it would have worked out worse financially.

Review posted by Paula Dainton

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I had been refused credit with a few of the money lenders I found online, so in the end I decided to go in to my local bank as a last resort, but wasn't particularly hopeful about my prospects. I must say it was nice to speak to an actual person about my situation and my money problems, rather than just entering my details in to an automated system. I have done my banking with Barclays for quite some time, so although my credit score isn't fantastic at the moment, they know my entire financial history, and I was given the opportunity to explain why my finances hadn't been so great recently. To my surprise, they approved my loan application, and I am so excited to get back in control of my money again.

Review posted by Lanai Crickworth

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When I began looking at what personal loan options were available a few months ago, it all seemed so complicated. Each different money lender had different terms and conditions, and various eligibility criteria. In the end I just found it all too confusing, so gave up with looking online and made an appointment at my local Barclays branch instead. I've banked with Barclays for twenty two years now, so know that they are a financial provider I can trust. My adviser sat down and took the time to explain all the complicated terms to me that I had found confusing on the internet, and even helped me to fill out the application. Great personalised service.

Review posted by Gabbie Terwin

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It will be my husband to be's birthday next month, and he seems to be panicking about turning forty. I hope I'm not about to have to deal with a mid life crisis or anything, that's just what I want before the wedding! We have been saving for the wedding of our dreams for about the past three years, so even now, money is tight because we are focusing on the big day. I wanted to be able to take a break from the saving, and spoil him on his birthday, so I took out a personal loan with Barclays. They even let me take out a bit extra too so that we will definitely have enough to cover all the wedding costs as well. Paying the loan back will seem easy in comparison to the savings we've been used to making, as Barclays gave me a really affordable repayment plan.

Review posted by Trecia Poppins

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I did research competitive personal loans on the internet but was very happy when my own bank turned out to be offering one of the best deals. I haven't always been happy with the service I have received from Barclays over the 30 years I have been a customer of theirs but when it really counts Barclays seem to come out on top and that is probably why I have stuck with them all this time. When you are borrowing a large sum of money it is important to be getting the most competitive rate on your loan because it means you can potentially be saving yourself hundreds if not thousands of pounds and I am definitely make a great saving with this loan from Barclays and I am delighted to be able to say so.

Review posted by Cliff W., E.Sussex

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Within a week my loan from Barclays was approved and processed meaning I had the money in my account within days. I really couldn't fault the way in which Barclays have handled this loan for me. From the start I have had their full co-operation and the loan adviser at my local branch kept me informed more or less on a daily basis as to the progress of the application.I am equally pleased with the very competitive rate they are charging for this loan and the price-match guarantee they offer with their loans is a very reassuring feature as it means I don't feel that I could be missing out on a much better deal elsewhere. All in all, I am extremely happy to be a Barclays customer when they are offering such a good service with their personal loans.

Review posted by Jacci Perkins, Fulham

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Thanks to the wonderful loan Barclays have approved for me I am taking the family to visit relatives in Italy this Summer. We have not been back to Italy since I met and married my wife from England. She has not met even a small amount of my many family relatives and I want her and our son to see as many of them as is possible on this trip.My bank is a very good bank and I use them for my business as well as personal and so they were happy to give me such a competitive rate for this loan and so it made it possible for me to afford it. My wife and son are counting the days to when we fly to Italy and I am also counting but I pretend to be too busy working to have time to count the days.

Review posted by Anton Barlini, Highgate

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Barclays have been my bank for too long for me to start thinking about changing them. So I had hoped they would step up to the plate with a decent rate on this personal loan and they haven't let me down. I haven't had a loan from them for many years and so I had to do a bit of homework first to find out what the going rate is for small personal loans. Barclays were well within what is considered competitive and so I went ahead and applied for this loan. Applying online was a new format for me but it worked well as I am fairly competent with a computer.I have my loan now and I don't know if or when I will require another one but it will almost certainly be from Barclays unless they do something daft and go out of business. Well it's not unheard of is it!

Review posted by Charles Addington, Bexley

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Thanks to the price match guarantee I was fairly sure I was getting the best deal on this personal loan from Barclays because I don't think they would offer it if they thought their figures were too much out of line with the other lenders. But you still have to check out other lenders' websites so that you can make the comparison as Barclays will only honour that guarantee if you have found a better deal elsewhere.It's a very time consuming task trying to make the most of this price match stuff and I don't think I would have bothered if I had realised how very little difference there would be in the other loans I compared Barclays one to. But in the end I was more than happy with my loan from Barclays and give or take a few pounds, I don't think I could have done better with another lender.

Review posted by S. Miller, Luton

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I haven't had a personal loan from Barclays for several years now and I can't even remember what sort of rate they were charging at the time but it must have been relatively favourable one would hope as I don't think there were very many other options open to borrowers back then and you basically had to take what was being offered or go without.These days it's a different world and there are so many lenders vying for your custom that you would be unfortunate to end up with a really uncompetitive loan. Barclays know the competition is fierce which is why they offer the price match guarantee.My loan from Barclays suited me in all respects so I didn't feel inclined to go to the trouble of testing them out with the price match guarantee but its nice to know that the opportunity was there if I wanted it.

Review posted by Cameron Sinclair, Ealing

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I tried to take advantage of the price-match guarantee Barclays offer with their personal loans but found it hard to find another loan that was worth the effort. It seems that Barclays are holding their own with regards to offering the most competitive loans at the moment, so as a longstanding customer I found that quite reassuring.I am taking out this loan not specifically to consolidate my debts but I will be using some of the money to clear a few of them. The main reason for the loan is to give my son some money towards the cost of a new car, something I promised to do when he passed his driving test so I couldn't let him down and fortunately Barclays didn't let me down either and this very affordable loan is going to be put to very good use.

Review posted by Brenda Holloway, Brighton

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Barclays have redeemed themselves in my eyes with this excellent personal loan. I haven't been entirely happy with the service I have received from them in recent years and this personal loan was a make or break situation for me. If they hadn't been able to offer me a decent rate on this personal loan I would have gone to another lender and I think that might have been the slippery slope to me eventually changing banks. So I have given Barclays a well deserved reprieve based purely on the way they have handled my loan application and the competitive rate they are charging me for it. I do hope this loan is a sign of better things to come from them.

Review posted by Richard N., Folkestone

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Barclays are my bank and have been since I left school back in the early 90's so why would I bother to look elsewhere for a personal loan especially as Barclays offer a price-match guarantee on their personal loans. They know people can go on the internet and look for competitive loans so they offer this price-match guarantee to save their customers the time and bother, or so I thought.I ended up getting a really good deal on my personal loan from Barclays Bank which I am delighted with but the only problem is I did have to check out what the other banks and lenders were offering otherwise what would I be expecting Barclays to price-match their loan against? That guarantee can be a bit misleading if you don't read it carefully.

Review posted by Tracey Evans, Cirencester

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I don't know when I last took out a personal loan with Barclays Bank but it was probably nearly 20 years ago so I expected things to have changed a bit. I had no idea that it would have become so much easier to get a loan and not even having to go to my local branch to discuss it first with an adviser was a real surprise for me. All that formality and paperwork seems to have disappeared much to my relief and getting this current loan to help my godson with driving lessons and to purchase a new car was one of the easiest things I have done. I have two more godchildren to sort out with cars if and when the time comes so it is nice to know it isn't going to be any trouble at all provided neither of them decide they'd rather have flying lessons!

Review posted by John Barlow, Brent

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Barclays Bank sorted out this personal loan for me in record time compared to the last loan I took out with them. I don't what has changed so much to make this loan seem so much easier to acquire but I am not complaining. I needed to borrow some money to pay for my mother to have her hip operation done privately and she was in such pain that if Barclays had not been so quick to approve the loan I would have had to look elsewhere and probably pay far more in interest rates just to get the loan asap. thankfully that has not had to be the case and my mother is due to have her operation in two days time much to our relief.

Review posted by M K Jensen, Ealing

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My brother is getting married in Cancun at the end of next year and as much as myself and my hunny tried to save we just couldn't get the funds together, of course we couldn't not go to my brothers wedding so after much thought of how to raise money we looked into all sorts of different loans out there, we chose Barclays bank because we had heard great things about them. And they didn't disappoint the staff are friendly and there to help out in anyway, quick and very easy to approach. after being accepted for a loan it was super easy from then on. we have now managed to book everything for the wedding so we can attend. We're very very happy

Review posted by Steph M

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I went away last month to visit my aunt in Spain, while I was over there I was using my phone like I usually do at home.. Calls, going online, texts etc. I stupidly thought my phone contact company would switch me to a decent roaming pack.. They didn't and I ended up with a massive phone bill. One I could not afford. So after a little brain stormin I decided to look into a personal loan. I was amazed how easy it was and how I could do most of it online. I managed to pay my huge bill in time, I was so relieved!

Review posted by Phoebe holk

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As I'm sure everyone knows who live in the uk, dentists are crazy expensive! Unless your lucky enough to to get a decent nhs one! Any how, long story short I ended up having to have a huge amount of dentistry work done this year due to a rugby injury. The hospital patched me up but I seriously needed some full on dentist work doing! I was impressed with Barclays because of the amount they had to offer with lending, interest rate and length of loan time. There procedure was simple and my loan came through within a week or so. Getting my teeth sorted was definitely worth the bit extra you pay on top of your loan.

Review posted by Darren J

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We went for Barclays when we needed to replace our children's bunk beds for big kids beds. The price of decent beds that will last can be pretty expensive so buying two in one was a big pinch. We went to out local Barclays to ask about a small loan and they were really friendly and helpful. They showed us how to apply for it all online and gave us all the information and terms of a Barclays personal loan. We had a really great lady called Carol who pretty much helped us step by step and with no stumbles along the way. I'm sure we would use them again in the future.

Review posted by The Price Family

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I am so pleased Barclays were able to offer me such a good rate on this personal loan. I was fully prepared to have to start searching online for a better deal if Barclays let me down but they didn't and what's more they offer a price-match guarantee to ensure that you really are getting the best possible deal. Of course I would have to check that out for myself to be 100% sure but I trust Barclays enough to know that their price-match guarantee is a genuine attempt at making sure their customers are happy that they really are getting the most competitive rate for their loan. That price-match guarantee was good enough for me and I am genuinely very pleased with this loan from them.

Review posted by Carol Bannerman, Hackney

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Have to hand it to Barclays they have surprised me with this personal loan. I am not usually one for posting comments but this personal loan is so good I had to keep double checking that I hadn't got my figures wrong. It helped that they were offering a price match guarantee because that just confirmed to me that Barclays were pretty confident about just how competitive their rates are. I'm not going to argue with them I am just going to make the most of the fantastic loan they have given me, most of which is going to be spent on upgrading my current car.

Review posted by Daniel Chester, Sydenham

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Thanks to Barclays approving this personal loan for me at a very competitive rate I am going to be able to clear some debts and still have plenty of money left over to take my girlfriend on a holiday to Ibiza. She's been ill recently and not been able to work and I had already planned to get a loan to clear these debts but I thought if I could afford to borrow a bit more it would be worth it to see my girlfriends face when I surprise her with this holiday to Ibiza. I've just booked the holiday and haven't told her yet but I just wanted to thank Barclays first for this great loan.

Review posted by Simon Wealdon, Derby

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Even though Barclays offer a price-match guarantee with their personal loans, you still have to do your research beforehand because it's up to you to find out if Barclays are giving you the best deal. I think that's a bit of a cop out because I really didn't have a lot of time to do some research before applying for my loan but the loan comparison website did help me a lot. I was able to compare loans with about half a dozen other high street banks and lenders so I feel fairly certain I have got one of the best deals around but as for having the best deal, well I think I would have to have done a lot more research to make sure and at the end of the day life's too short to quibble over a few pounds here and there. Barclays have given me a loan that I am reasonably happy with and it's affordable which is the main thing. If the monthly repayments didn't suit me I would definitely have looked for a better deal.

Review posted by Jane Denham, Guildford

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I like that Barclays have this Barclayloan Personal loan for their customers that gives you the funds instantly once the loan has been approved because in my particular circumstances I needed the money fairly quickly and if I had been able to get a cheaper loan somewhere else but had to wait longer for the money I would have had a real dilemma. As it turned out the Barclays price-match guarantee helped to reassure me that I wasn't just getting a quick loan I was also getting a loan that was as competitive as the other banks and high street lenders were offering as I figured Barclays wouldn't be offering this price match guarantee if they didn't think they were unlikely to have to follow through on it. A clever bit of marketing maybe but I trust them to have offered this guarantee in good faith. I am satisfied with the rate I'll be paying and just really pleased to have got the funds the same day I applied for the loan.

Review posted by Ben Easton, Chigwell

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Barclays have always been a good bank in my personal experience so I am not really surprised that they have given me such a great loan. I think it is nice that they offer this price match guarantee and maybe i should have taken advantage of it and checked out all of the other lenders to see what they are offering with their personal loans but I didn't have the time to do a proper research of loans but I did make use of the loan comparison website Readies which my daughter had told me about. I was able to get a general idea of what other banks and high street lenders were offering with their loans and Barclays were definitely amongst the top 5 so that was good enough for me.

Review posted by Diana Burroughs, Henley-on-Thames

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I took the easy route and went with Barclays Bank for my personal loan. They offer a price match guarantee on their Barclayloan Personal loans so I figured they would be offering one of the most competitive rates to be able to offer that guarantee with some degree of confidence. I had a rough idea of what the going rate is for personal loans of the amount I was looking at and what Barclays came up with for my loan was well within that range and was more than good enough for me. If for some reason Barclays had declined my loan application I would have had to do a lot more research and comparison work so as I am a lazy person by nature I was glad to get the loan approved with as little time and effort on my part required. I have a full time demanding job, so when I am not working I really want to be NOT WORKING if you get my point. Thanks Barclays!

Review posted by Clodagh Mulherne, Kilburn

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  • Ease Of Use
  • Value For Money

I didn't realise that Barclays were offering such good rates on their personal loans otherwise I could have saved myself a lot of time and effort searching the internet for a competitive loan. I'd checked out quite a few of the online lenders before finally getting to Barclays and I was pleasantly surprised to see that not only were their rates very competitive but they also offer their customers a price match guarantee so that you can be sure you are not paying more for your loan than is necessary. In the end Barclays rates were good enough for me and I much preferred getting this loan through my own bank anyway so I am more than happy with the outcome. It's a shame I couldn't catch them out on the price match guarantee though because the 50 quid would have been a very nice little bonus!

Review posted by Steven Dwyer, Ashford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Barclays have made things so much easier for customers wishing to take out a personal loan since the last time I did. That was about 15 years ago when my daughter was getting married and I wanted to help with the cost of the wedding, as is the tradition. Today my loan was all done and dusted within 3 days and I didn't have to leave the house to do it. I did everything online and apart from a brief phone call from one of their loan advisers to verify a few points I didn't have any human contact throughout the whole process. I will however, make a point of popping into my local branch just to say thank you for the speedy and efficient service I received. Modern technology is marvellous isn't it.

Review posted by M. Sargeant, Marlow, Bucks

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I chose to go with my own bank Barclays for this loan because at the end of the day I had tried to go with one of the online lenders but some wouldn't approve a loan for more than 25K and those that would were charging a much higher interest rate than Barclays. It really is as simple as that, Barclays were just the best option for me and with them also offering a price match guarantee I really did feel confident that I was getting the best possible deal on my 30K loan which is very reassuring when you are borrowing that amount of money.

Review posted by Nigel Hislop, Welling

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I really don't think I would have felt happy going with another lender for this personal loan. I have built up a very good relationship with my branch of Barclays and the staff there are brilliant. Whenever I have any problems with my account they are always on hand to help me sort things out. When I needed this loan to get some much needed work done on my home I went straight down to my local branch and enquired about getting this loan. They told me I could either apply online or make an appointment to see their Loan Adviser but I thought I'd be brave and attempt the online application. I did quite well with it and only had to make a couple of calls to verify a few details. I had my loan and the money in my account within 3 days of applying and I really couldn't be more pleased with the outcome. Thank you so much Barclays Bank from one very satisfied customer.

Review posted by Annette Morgan, Sittingbourne

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

When I mentioned to people that I was looking to take out a personal loan most of them told me to steer clear of the banks and try one of the many online loan companies. Well I did take their advice and gave all these online loan companies a good looking over with the help of the loan comparison websites, but the fact is I ended up going with my own bank for the loan in the end. Barclays Bank were offering a price match guarantee on an already very competitive rate and so I didn't see the point of going with another lender when my own bank were ready and willing to give me the loan I needed at a very acceptable rate. That's all I have to say on the matter really.

Review posted by Colin Jefferson, Lewisham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money