Cahoot

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Company Information

  • Company Name:
    Cahoot
  • Website Address:
  • Business address:
    2 Triton Square, Regent’s Place, London NW1 3AN
  • Phone number:
    None

Cahoot (Cahoot.com) is a UK financial provider and the official online division of Santander, a major European bank. Cahoot financial products can be accessed through Santander or directly with Cahoot on their website or through their call centre. Customers can take out savings accounts with Cahoot or access the range of flexible personal loans.

Cahoot’s personal loans are unsecured, which means you won’t have to place any collateral against the loan, like your home. The personal loans from Cahoot can be used for a variety of financial needs – once you’ve been approved for the loan, you can spend it any way you like.

Customers can borrow anywhere from £1,000 to £20,000 from Cahoot, with the interest rates varying depending on your personal financial circumstances and the amount you need to borrow. When you apply for a Cahoot personal loan, the bank will run a credit check to assess what kind of rate to offer you and whether or not you qualify for a loan. Qualifying customers who apply for a loan of between £7,500 and £25,000 could receive a very low 4.2% APR Representative from Cahoot.

The loan can be paid back over a term of one to five years, and all repayments must be made by direct debit. Once you’re offered a rate, it won’t change over the course of the loan, so you’ll know exactly what your fixed repayment amount will be each month.

To apply for a personal loan from Cahoot, customers must be permanent residents of the UK and at least 21 years of age. You can apply for a loan online and call the Cahoot call centre line to have any questions answered or receive help with your application. Customers can also make queries about Cahoot’s personal loans through their local Santander branch or Santander’s phone line.

293 Reviews of Cahoot have been submitted - read the latest 3 below

This is a really good loan I've got from Cahoot and it isn't too much trouble for me to post a review to say how pleased I am with how this whole process has gone. Usually when you get a quote for anything the reality turns out to be a lot different and generally not for the better. That hasn't been the case for me with this loan. The quote Cahoot gave me was pretty accurate and I am more than happy with the final loan agreement they have set up for me. A really competitive APR of 4.7% with convenient and affordable monthly repayments is all I was looking for from a loan and that's exactly what Cahoot have given me. I'd definitely go to Cahoot if I needed another loan, they have been a pleasure to deal with and I'll be recommending them to family and friends without a doubt.

Review posted by P. Whitelaw, Southampton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

This is the second loan I have had from Cahoot and once again I seem to have struck lucky with the great APR they are charging me. 4.5% is a really good rate compared to what my own bank were quoting me and that's twice now that they have lost out to Cahoot. Next time I need another loan I think I'll just bypass my bank altogether and just go straight to Cahoot again. I really hope they can continue offering such competitive loans and if my own bank don't do something pretty soon to impress me I might consider moving my bank account to Santander and if I do I reckon I'll get even better deals on my loans. Definitely something to consider!

Review posted by Jon Bowman, Croydon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Of course I'd heard of Santander and I have friends who bank with them but I hadn't heard of Cahoot before now and was surprised to see they were the online division of Santander. I'm not sure why they chose to name them Cahoot but maybe it's because you don't have to be an existing customer of Santander to get a loan from them. Whatever the reason I am really glad I came across them on the loan comparison website. I applied online and got an instant decision and once all the checks were done and the loan was finalised my money came through in less than 24 hours. I can't say enough good things about Cahoot. They really were a very pleasant surprise for me and I am thrilled with the loan I have got from them.

Review posted by Danielle Roper, Edenbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money