Clydesdale Bank

Visit Site

Company Information

  • Company Name:
    Clydesdale Bank
  • Website Address:
  • Business address:
    Direct Banking Timor House Mariner Court Clydebank Business Park Clydebank G81 2NR
  • Phone number:
    0800 707 6471

Clydesdale Bank (CBonline.co.uk) offers one of the lowest representative APR loans currently on the market at just 4.9%, with the loan available to both new and existing customers. The loan can be used for almost any purpose, and is fixed for the duration of the loan enabling you to plan your finances better.

While Clydesdale is a Scottish bank with few branches outside of its region, the loan is available online to anyone in the United Kingdom no matter where they are based. Better yet, a decision is made instantly based on your circumstances and credit profile meaning that you do not have to wait days to hear about the decision. If you are approved you simply need to sign and post paperwork, and the loan could be paid into your existing bank account from any bank in a matter of days.

Clydesdale offer fixed interest rates on their loans, meaning that even if the Bank of England increase their base rate substantially you’ll still be paying the same amount back each month. This is great for financial planning and removes much of the risk of taking out a loan.

If your financial circumstances improve, for instance if you receive an inheritance or you are simply taking the loan out to cover home improvement work before selling your property, then you can take advantage of Clydesdale’s early repayment options. This can be a full or part repayment, and you will be charged only an additional 58 days interest.

The loan is available for anyone aged between 23 and 74 who earn £15,000 or more per year, while Clydesdale customers can take the loan out from age 18. You can borrow between £1000 and £25,000 for between one and five years. The loan is unsecured, so your property isn’t used as collateral and you do not have to be a homeowner to take out the loan.

236 Reviews of Clydesdale Bank have been submitted - read the latest 3 below

I'm getting married next year, the important things like the church and the reception venue are booked so I am not panicking too much. But I did start to see that the money we have managed to save up for the wedding was diminishing at a vast rate of knots and so my fiance and I decided we needed a bit more if we were going to avoid having to cut corners and compromise on things at the last minute. So I took it upon myself to take out a small personal loan with Clydesdale Bank which is just for a 1 year period. I've got a really good rate for this loan and it will be paid back within a few months of married life so we aren't going to be burdening ourselves with too much debt at the start of our married life. I know once we have settled down and started our family we will be going without a lot of things so we felt we owed it to ourselves to have the wedding of our dreams before we start a family and our priorities have to change. Clydesdale Bank have been brilliant sorting out this loan for me and I just wanted to say thank you with this review.

Review posted by Louisa Gallagher, Dundee

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I wasn't really expecting Clydesdale bank to be so competitive with their loans so this has been a very welcome surprise for me. I was preparing to go with a different lender even though I would always prefer to use my own bank for a loan of this amount. Searching through all the loan comparison websites I could see that I really wasn't going to get a much better offer than what Clydesdale bank were quoting me so I felt happy going with my own bank for this loan and keeping everything simple and straightforward, which has always been my modus operandi!

Review posted by Gordon Sayers, East Kilbride

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

There'd be no wedding happening next June if we hadn't got this loan from Clydesdale bank so I want to say how grateful I am to them for arranging such an affordable loan for us. We're planning quite a big do because the family will be expecting it but if we'd not got such a good deal with this loan we might well have had to cut some corners. My partner has left the majority of the organising to me, surprise surprise and I have a feeling this is how married life is going to be if I don't knock him into shape before then. I wonder if I can even trust him to sort out the honeymoon!

Review posted by Laurie MacKinnon, Glasgow

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money