The Hitachi Group (hitachipersonalfinance.co.uk), founded in 1910, is one of the world’s largest corporations, with products that encompass a massive range of fields and sectors. Hitachi Personal Finance is the financial service branch of the Hitachi Group. Hitachi has become widely respected for its lending services, with a range of loans on offer with competitive interest rates and an approach that includes personalised treatment for each customer. Every application is considered on its own terms, and Hitachi Personal Finance is even known to offer interest rates below the advertised rate for certain qualifying customers.
APPLICATION REQUIREMENTS:
In order to receive a Hitachi Personal Finance personal loan, you must be at least 18 years old and a permanent UK resident for over a year. You need to have an account with a bank or building society, be permanently employed, self-employed, or retired with a pension. You should also have a positive credit history.
LOAN AMOUNT AND CHARGES:
Hitachi Personal Finance has unsecured personal loans on offer from £2,500 to £25,000. The loan can be repaid over a term of two to five years, and there are no arrangement fees or hidden costs involved. Hitachi’s personal loans can be used to help you achieve any goal or ambition you have in mind, whether you want to upgrade your home or cover the costs of a major life event.
The interest rate attached to a personal loan from Hitachi will vary depending on your financial circumstances and the amount borrowed, but some customers will be able to access a very low 4.1% APR representative on personal loans between £7,500 and £10,000.
PROCESS:
Applying for a personal loan from Hitachi is easy – you can use the website for a quick personalised quote and then apply for an immediate decision.
PAYMENT:
If your loan application with Hitachi Personal Finance is successful, the loan amount could be in your bank account within 48 hours. Regarding repayment of the loan, your payments will be made monthly, with the first repayment being made one month after you sign your loan agreement. It is also possible to make over-payments and early repayments on your loan free of charge.