Hitachi Personal Finance

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Company Information

  • Company Name:
    Hitachi Personal Finance
  • Website Address:
  • Business address:
    Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP
  • Phone number:
    0844 375 5500

The Hitachi Group (hitachipersonalfinance.co.uk), founded in 1910, is one of the world’s largest corporations, with products that encompass a massive range of fields and sectors. Hitachi Personal Finance is the financial service branch of the Hitachi Group. Hitachi has become widely respected for its lending services, with a range of loans on offer with competitive interest rates and an approach that includes personalised treatment for each customer. Every application is considered on its own terms, and Hitachi Personal Finance is even known to offer interest rates below the advertised rate for certain qualifying customers.

APPLICATION REQUIREMENTS:

In order to receive a Hitachi Personal Finance personal loan, you must be at least 18 years old and a permanent UK resident for over a year. You need to have an account with a bank or building society, be permanently employed, self-employed, or retired with a pension. You should also have a positive credit history.

LOAN AMOUNT AND CHARGES:

Hitachi Personal Finance has unsecured personal loans on offer from £2,500 to £25,000. The loan can be repaid over a term of two to five years, and there are no arrangement fees or hidden costs involved. Hitachi’s personal loans can be used to help you achieve any goal or ambition you have in mind, whether you want to upgrade your home or cover the costs of a major life event.

The interest rate attached to a personal loan from Hitachi will vary depending on your financial circumstances and the amount borrowed, but some customers will be able to access a very low 4.1% APR representative on personal loans between £7,500 and £10,000.

PROCESS:

Applying for a personal loan from Hitachi is easy – you can use the website for a quick personalised quote and then apply for an immediate decision.

PAYMENT:

If your loan application with Hitachi Personal Finance is successful, the loan amount could be in your bank account within 48 hours. Regarding repayment of the loan, your payments will be made monthly, with the first repayment being made one month after you sign your loan agreement. It is also possible to make over-payments and early repayments on your loan free of charge.

285 Reviews of Hitachi Personal Finance have been submitted - read the latest 3 below

I can't believe what a fantastic loan I have just got from Hitachi. I had heard that they did loans but never expected them to be so competitive with their rates. That was the first thing that struck me when I saw their profile on the loan comparison website. they were offering rates much better than some of the main high street banks, mine included so I decided to give them a go and see what they came up with in my personalised online quote. I was really impressed with the quote and went straight ahead and applied formally for the loan. That was 3 days ago and this morning I've been informed the funds are being transferred to my bank within the next few hours. I can't believe how simple and quick this whole loan process has been and will definitely use Hitachi again if they can guarantee another great loan like this one.

Review posted by Don Cleary, Sutton Coldfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Who knew that Hitachi gave loans? I didn't and none of my friends did either until I found their name on the loan comparison website Readies. Hitachi only did TVs and stuff as far as I was aware but it seems I was wrong. Not only do they do loans they do really good ones too. My loan has just been finalised and I am waiting patiently now for the money to reach my bank account. Honestly this whole experience couldn't have been easier and I am so pleased with the terms of this loan that I will definitely be recommending Hitachi to my family and friends.

Review posted by Siobhan Manning, Colchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I've never been one to conform to stereotypes and the traditional bank loan was never going to be my first choice when I was looking for a personal loan. Thank goodness for the internet which is my go to first whenever I am looking for certain things. Finding Hitachi was a real coup for me because I didn't realise they did loans until I found them on the loan comparison website. The chance of getting a personal loan from them appealed to my non conformist nature and so I went ahead and applied. Hitachi were advertising really good rates so that was the first good point. Being able to apply and complete the whole loan application online was another great aspect and it really couldn't have been made any easier for anyone with a modicum of computer skills. In the end I didn't get the APR of 4.1% that I was hoping for but I am still really happy with the final agreement Hitachi have set up for me. I shall definitely be recommending Hitachi to my fellow non conformist friends or anyone who's just looking for a really convenient and competitive loan for that matter.

Review posted by Lawrence Ashcroft, Enfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money