Hitachi Personal Finance

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Company Information

  • Company Name :
    Hitachi Personal Finance
  • Website Address :
  • FCA IP :
  • Business address :
    Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP
  • Phone number :
    0844 375 5500

The Hitachi Group (hitachipersonalfinance.co.uk), founded in 1910, is one of the world’s largest corporations, with products that encompass a massive range of fields and sectors. Hitachi Personal Finance is the financial service branch of the Hitachi Group. Hitachi has become widely respected for its lending services, with a range of loans on offer with competitive interest rates and an approach that includes personalised treatment for each customer. Every application is considered on its own terms, and Hitachi Personal Finance is even known to offer interest rates below the advertised rate for certain qualifying customers.

APPLICATION REQUIREMENTS:

In order to receive a Hitachi Personal Finance personal loan, you must be at least 18 years old and a permanent UK resident for over a year. You need to have an account with a bank or building society, be permanently employed, self-employed, or retired with a pension. You should also have a positive credit history.

LOAN AMOUNT AND CHARGES:

Hitachi Personal Finance has unsecured personal loans on offer from £2,500 to £25,000. The loan can be repaid over a term of two to five years, and there are no arrangement fees or hidden costs involved. Hitachi’s personal loans can be used to help you achieve any goal or ambition you have in mind, whether you want to upgrade your home or cover the costs of a major life event.

The interest rate attached to a personal loan from Hitachi will vary depending on your financial circumstances and the amount borrowed, but some customers will be able to access a very low 4.1% APR representative on personal loans between £7,500 and £10,000.

PROCESS:

Applying for a personal loan from Hitachi is easy – you can use the website for a quick personalised quote and then apply for an immediate decision.

PAYMENT:

If your loan application with Hitachi Personal Finance is successful, the loan amount could be in your bank account within 48 hours. Regarding repayment of the loan, your payments will be made monthly, with the first repayment being made one month after you sign your loan agreement. It is also possible to make over-payments and early repayments on your loan free of charge.

285 Reviews of Hitachi Personal Finance

I took out a personal loan from Hitachi Personal Finance a couple weeks ago. The service was very professional and efficient from start to finish, so I’m glad that I went with Hitachi rather than taking out a loan from my normal bank or one of the more popular UK lenders.I wanted to take out a loan to help cover the costs of my daughter’s gap year. She had saved up a fair bit of cash through a summer job but it wasn’t quite enough, so I took out a loan with the understand that she would help me pay her back when she returned home and began part time work again. I know some will think I’m spoiling her but I never had the chance to travel before I started university and I think it would be a valuable experience for her and a good investment in her future. I also used the process of applying for a loan to explain how it works to her and help her to understand financial planning and management.I used the Hitachi Personal Finance website and applied for a loan. I’ve never used Hitachi for any other finance products but you don’t have to be an existing member to apply for one of their loans, and the website is very easy to use. I got an instant response saying that I had been approved, and I was then able to sign the agreement online rather than having to wait for documents to arrive in the post. It was extremely fast and simple, and I had the cash in my bank account the following day.Another great feature of the Hitachi personal loans is that you can make overpayments at any time during the loan term with no additional charges. I’m hoping that I’ll be able to do this in certain months when my expenses are a bit lower, so I should be in the clear again soon enough. A very good service and really efficient, I highly recommend Hitachi Personal Finance and their loan products.

Review posted by Mary Ann Warrington

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I would never thought of Hitachi for loans – TVs, hi-fis maybe but loans? But I saw their details online and thought I’d explore it a bit further. Man, am I glad I did! They were excellent. It was the speed of the process that was most impressive. I applied on Monday and was spending the money on Wednesday- which was great because it was kind of an emergency. I couldn’t believe it! I hardly had to speak to anyone either- I applied online, got my decision straight away, they did whatever checks they do and the money was in my bank account ready to spend. There was someone available if I needed to ask questions, but I’d had loans before and so knew what to expect. Though having said that, this was better than any other bank or financial service I’d ever used. So simple! And quick! I’m still in a bit of shock. You can also get a better deal if your credit history is good. Mine was and so I got an awesome deal too. Mind blowing! It really was easy to get the money. Of course, I have to repay it, but I know from this process, if I have to contact them again it’s going to be plain sailing. I don’t usually write reviews but it was so good I wanted to tell people so they could have the same.

Review posted by Victoria Watson

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I took out a loan from Hitachi last month and I am so glad that I did. There were many other personal finance companies in the UK that I could have chose from, but I decided to go with these guys for a change. A friend of mine had told me about the fantastic service she had received from them and I think that is what made me look into what they had to offer.The whole reason that I took the loan out in the first place was to send my parents on a much deserved holiday. They dedicated their lives to looking after my brother and I, and since they had never left the country, I wanted to send them to the place of their dreams for a couple of weeks. It all had to be a surprise, so I had to make sure that I actually got the loan before telling them what I was planning.I applied for the loan with Hitachi online and I got a response within minutes. They had approved my application and all that I had to do now was sign the agreement online. How simple is that? I was so impressed with how fast and easy the process was that I am now recommending them to everyone I know. My parents got to go on their dream get away and I can look forward to payments that I can actually afford to pay back!

Review posted by Kai Steele

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Hitachi personal finance also offer very competitive loan rates. They, like many others have a competitive 4.1% APR and have a wide range of the amount of money you can loan out, from £1000 to £25000, which is fairly standard.One great thing about this company is their flexibility. The company is dedicated to allowing you to try and pay back your loan as fast as possible, regardless of how long the loan period is. This therefore means that a loanee can overpay on any given month, if they just happen to have some extra funds or their expenses have simply been slightly lower that month. Many companies will charge if you want to pay more than the required amount, but Hitachi doesn't as they want what you want, for you to successfully pay off the loan, in full as quickly as possible.Like many others, Hitachi offer a maximum period of 60 months, which is competitive, however, their minimum period is 24 months which means those who are looking for a quick loan should probably look elsewhere, but in terms of the service and the ease of paying it back, Hitachi offers a fantastic service.

Review posted by Rachel West

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REVIEW FLAGGED AS FAKE - TO BE DELETED Eventually, I did apply for a loan of £10,000 with them a few weeks ago and my application was not approved. I had a message on screen to say the loan had been referred and later that day I received a personal email from Hitachi Personal Finance saying my loan application was not approved due to problems with my credit score. I double checked my credit score with Experian and it was still in the "Excellent" (961 to 999) range. I have absolutely no idea how this company could have rated me so poorly or what criteria they use to assess credit scores. Of course, this application for e loan with Hitachi Personal Finance will now be noted on my credit file and will have a negative impact on my overall credit score, so I lost out both ways when I applied to this shoddy financial institution. I tried to call telephone customer services at Hitachi Personal Finance but managing to actually speak to a real person is well nigh impossible. So it is impossible to discuss how they rate loans and the criteria they use to approve or deny customer applications. I would never apply to this company again for any financial products. They do not know how to treat customers properly. Strangely, I received another email invitation to apply for a loan from Hitachi Personal Finance just the other day.

Review posted by Jasmine Bradley

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Hitachi are another online lender that offers an exceptional low 4.1% APR representative for loans of £2,500 to £25,000. Loans can be taken out over a period of 24 to 60 months. If an amount of £5,000 was taken out over a period of 24 months, then monthly repayments would be £236.62 and the final amount payable would be £8518.32. Hitachi also prides itself on having exceptional customer service that delivers on its promise. Hitachi have an extremely strong online presence and often come up first when searching for a loan online. Customers are looking for a loan company that offers a low interest rate, low monthly payments and second-to-none customer service - Hitachi tick all three of these boxes effortlessly. Another advantage of taking out a loan with this online lender is the amount you actually end up paying after the termination of the loan period. In the aforementioned example a customer would only end up paying just over £500 at the end of the agreement. Hitachi also have an easy-to-navigate website, where the lending process is explained and made straightforward. Hitachi are also are trusted associate of many high street chains. If you do take finance for a settee from DFS or maybe an engagement ring from H. Samuel, then you may find you mind your monthly payments are made to Hitachi. Hitachi is therefore a trusted lender who is trusted by major chains to deal with some of the financial packages they offer. Clued-up customers want companies that have a proven track record and Hitachi definitely achieve this.

Review posted by Tia Burke

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I recently used Hitachi personal finance to cover some costs for my sons university fee's. Although his actual course was covered by his student loan, it didn't leave a lot for living costs and the intensity of the course meant he would get barely anytime for a part time job.I hadn't actually heard of Hitachi personal finance until I did a search engine search, but the application process looked quite easy online. I was a bit worried, my credit rating was not great when I was younger, although it has been great for the last 5 years or so. I think in the search and comparison, it was the 4.3% interest that grabbed me, and luckily I qualified for it.The application process online was really straightforward, and within 2 days I had the loan (although I was very efficient in getting them all of the information they asked for anyway). One thing in the terms and conditions I really liked is that I can pay it off or make overpayments without any fee's or hassle.In this day and age it still doesn't make sense to me that some companies basically penalize you for wanting to pay off your credit. My husband is self employed and some months we are more 'flush' than others. All in all, although they seem like a relatively new, small fish in a big pond, I really would recommend them.

Review posted by Hannah Greenwood

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We got our Hitachi Personal Finance loan when we were buying a new computer on the Apple store. We picked out our computer (27” iMac), but then realized that there wasn’t enough money on the debit account and I would not be able to go into sort it out until Monday morning.We couldn’t wait for our new computer and really wanted to order it; they said they could deliver over the weekend by Fed-ex. So I looked around a bit on-line and found the Hitachi service as it was recommended for electronics. We filled out our application on-line and they wanted to see some payslips and bank statements as evidence, which I had already scanned and simply had to send when they contacted me by e-mail.The loan was approved within a few hours and we had the money on our account the next day. It even arrived on a Saturday, so we were able to order the new iMac without a problem over the weekend! The one catch I noticed that might be a problem for some is that they need a perfectly flawless credit history, but we’re fine so it worked out. Good luck and I can highly recommend them!

Review posted by Zoe Hartley

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Perhaps Hitachi's greatest strength is their efficient method of communication with customers. While with other banks you have to keep making enquiries about the progress of your loan application and when the money will get into your account, Hitachi uses an efficient email system. When I made a loan application with them, every step of my application was done via email. At no time did I have to pick the phone and call or go to their local branch. It is not just the communication that is efficient, even the speed at which the money was deposited in my account was fantastic. I had expected the money to be in my account about a week after my loan approval. However, within two days, I was informed to check my bank account. True to their word, the money was already in the account. In addition, their APR is also quite low. In fact, it is one of the lowest in the market. The combination of low interest rate, efficiency and helpful and courteous customer service makes getting a personal loan from Hitachi simple and stress-free.

Review posted by Abby Adams

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The reason you are looking for a personal loan is because you need the cash now, not after some days. Most of the personal loan lenders make that possible, but after a few working days. With Hitachi Personal Finance, which is a member of the Hitachi group, you can have that cash in a matter of hours at one of the lowest APRs you will find in the market. The interest rate is dependent on the applicant’s qualifications.The representative APR from Hitachi is 4.1% for loans between £7,500 to £10,000, but it will depend on the amount and the financial circumstances of the client. The amount you can borrow is from £2,500 to £25,000, which excludes those who are looking for a small loan. The payment period is 2 to 5 years for this unsecured loan.This personal loan is open to adults of all ages, for as long as they have been permanent UK residents for the one year preceding the date of application. The other requirement for these loans is either to be self employed or permanently employment with a bank account or an account with a building society. Those who have already retired can apply for this loan but only if they have a pension. If you fit in this category, go to their website and use their tool to get a quote. After that, the next step is to apply for immediate decision, which if successful, then cash is released immediately to your account, accessible on the following working day.

Review posted by Thomas Newman

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A quick review to give others an insight into the product and service provided by Hitachi. There were a few niggles in my experience, but there were good points too.On a positive note, the process was very simple and convenient. I did the whole thing online and was able to provide electronic signatures. Not sure how other lenders handle the signature side of things but I certainly didn't want to wait to have documents mailed to me. It was a very smooth process though and all was made very clear to me. I was worried about hidden costs, and interest rates seem a little mysterious to me. Everything was explained fully though.The slight downsides were that the APR seemed a little higher than other providers. This was offset for me by the ease of getting the loan though, so I overlooked it. The service also seemed a little perfunctory. It was an efficient yet slightly robotic experience. Not enough to put people off I guess but I’m trying to give a balanced review.To sum up. The experience was fine. There are areas for improvement but they weren't severe enough to put me off. In the (unlikely) event that I take another loan, I would certainly consider Hitachi, but I would look around as well.

Review posted by Samuel Brookes

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REVIEW FLAGGED AS FAKE - TO BE DELETEDThe main issue for me wasn't so much the rate of interest which was more or less the going rate, although it possibly was at the higher end of the spectrum, it was more so the minimum term of the loan, which was 24 months! The amount that I wanted was just £3000, which was just over the minimum amount that I could possibly borrow, I could easily have paid this back in under the two years so I was disappointed in the lack of flexibility in terms of repayments, plus I didn't want to face any penalties for early repayment. Knowing what I know now would I use Hitachi again? If I needed a kitchen appliance then maybe, a personal loan? Not so much.

Review posted by Mohammad Davey

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REVIEW FLAGGED AS FAKE - TO BE DELETED Over payments can be made free of charge. You may also make repayments early without being charged for doing so. Applying online only takes 10 minutes. Even when you apply by speaking to a representative on the phone, funds for an approved personal loan can be made available to you in just 48 hours. Hitachi Personal Finance offers a shorter term on personal loans than some of the other banks in the United Kingdom. Their maximum loan term is five years. There are also other cons of doing business with Hitachi: A recalled debit costs £22 Each recalled cheque costs £25 A default notice costs £50, one of the highest costs in the UK Customers report that service is poor Customers are charged for loan applications even if the application is declined Hitachi Personal Finance is not a good option for consumers who want to borrow £1,000 or £2,000. They also require borrowers to pay back money for a longer minimum term than several other banks. Their minimum loan term is 24 months. This means that you will pay back more interest. Due to their poor customer service and high fees this lender is not recommended.

Review posted by Corey Andrews

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Things in my life were getting a little out of hand due to so many debts with various credit card companies, something had to be done. That's when I turned to the extremely helpful people at Hitachi Personal Finance. Essentially, I applied for a loan that would consolidate all my existing credit card debt into one payment. I applied for the loan and was surprised to be accepted straight away and was also offered a rate of 7.8% APR. While it isn't the typical APR, it was the rate of APR I was offered and it was certainly much better and easier than trying to manage so much debt spread over so many credit cards. The overall service was extremely straight forward. Everything was so clear cut and so well informed before I actually signed for anything. Everything they said will happen did happen, and I received the funds in my account within the time they stated. With the sufficient funds available it allowed me to clear my credit cards debts and then close them down.

Review posted by Jay Thomson

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Hitachi are quite new to the personal finance market; most people associate them with mid priced electrical products. Nevertheless they are quickly winning people over with their new and modern business model, less paperwork than competitors and a competitive rate of interest. Customers have reported very quick turnaround times between application and the release of funds, with the added bonus of being able to sign the loan agreement online. The loan period can be for as low as 24 months, and up to 60; perfect for a longer period to allow for lower monthly payments, still with a nice low APR. The added appeal of Hitachi over others is that they won't financially penalise you for paying off the loan slightly quicker; come into some money, and they will allow you to make extra payments and clear the balance without incurring fees and negating any savings. It looks as though Hitachi will quickly become a very popular lender.

Review posted by Archie Gough

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Hitachi is one of the best financial lending institutions in this country. I used their services six months ago when I borrowed money to finance my wife’s new shop. The most interesting thing I liked about their services is not just their flexible services, but also their efficient communication method.The application process is easy. I applied through their website. It does not take me time to fill out the online application form. Even the loan agreement papers were signed online. It saves the time of sending the papers through the post. After signing the process, I got an immediate response that my loan application was granted.I got the money I applied for in my bank account within the next twenty-four hours. The process is simple and fast. Another interesting thing I like about the lending institution is their flexibility as I can make overpayment within the loan term without attracting further charges. Their communication system is commendable. Every step I passed through the loan application was carried out through email communication. This makes things easier for me, as I was kept guessing on what I will do next.There is nothing like phone calls or visiting their branch for enquires. Moreover, the speed with which they deposit money to your count is unique and commendable. Not only that, their 5.4% APR is low. It is obvious that with their effective customer services, flexible loan services, ease of use and value for money, Hitachi is the most user-friendly lending institution in this country.

Review posted by Logan Fitzgerald

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I applied for a loan with Hitachi Finance back in August, as I needed some car repairs to be done. I heard that they had a good rate and they approved people who have missed a few payments in the past. I did not even try applying with my bank. When I filled out the application, I got a response online that I would receive an email when a decision is made. I got the email in the morning, and got a link to click on. When I reviewed the terms, I saw that the company approved the application at a different rate. Instead of less than 7 percent, I was offered 11 percent APR. I called the customer service number, and the advisor went through the details and indeed explained that the different rate only increased my repayments by 11 pounds a month. Indeed, she helped me stick with the budget and we adjusted the repayment to 22 months instead of 24. The advisor was very knowledgeable, even though I did not get the advertised rate.

Review posted by Liam Gough

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A stranger in a banks paradise, this loan company of Hitachi. Nevertheless I'v got a pretty good impression from them, reading about their services, conditions and such. Originally Japanese, this company knows how to treat its customers well. There are plans for employees, self-employed people and even for retired UK residents.Asking them for a small loan of £2,500 teached me they are capable of processing it in a short range of time with little or less queries asked about my personal whereabouts which resulted in a deposit to my account in only 24 hours, after I made a quote on their website and applying for a decision.In my case it was successful, not sure what to do if not, but I bet the service will not be worse than if my loan was not approved.

Review posted by Adam Sandler

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I'm Henry, 28 years old and born in Nigeria. Originally from Africa I can say I'm a newcomer to the world of finance, especially regarding personal loans as in Nigeria most banks are corrupt and estimate bizarre high interest rates.I must state that things are entirely different in the UK. Honesty and service are the most important services of every bank it seems so I find it weird to see a Japanese electronic manufacturer as Hitachi stepping into a non-core business.My work as a Call Center employee satisfies me, although it haven't brought me the capital I need to set up my own business yet. But with a little help from a loan company such as Hitachi I'm sure it will work.As of now I am illegible for a loan of £10,000, going for a loan provider with the lowest possible interest. Which is Hitachi, among a few others. The only drawback is I'm not permanently employed...yet, but that will come soon I'm sure. This year already, I hope.Immediately following the day I am appointed I visit the Hitachi website: http://www.hitachipersonalfinance.co.uk/As of now I can only recommend you to do like me.

Review posted by Henry Olamide

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Ever saw a happier person than me (if you could)? Impossible. Not that I'm planning to scream it from the rooftops but I'm really satisfied this time.My girlfriend from Australia is coming to see me this summer and I like it! Finally some time for our own without our parents or family. I'v planned to take her out to the best places in the UK while staying in a hotel or similar.To pay for that all I decided to go for a personal loan from Hitachi this time. The very low interest I calculated was the reason why I choose for them but also the fact there are no other 'sneaky' costs involved which usually comes as a unpleasant surprise afterwards with some other banks.What still strikes me is the convenient way of applying through their website which is really easy with an instant decision afterwards. The other day already I found the 2500 quid on my account which never was so fast! Next time it'll be Hitachi again for sure.

Review posted by Justin Franks

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I am happily going to share my experience with Hitachi loan company. I was in a bad financial position after a few unexpected events in my life popped up. I was in desperate need of a loan, so I started looking around at the loan company options were. I did find a lot of them, but after reading all the terms and conditions I went with Hitachi.Hitachi gave me the chance that no other lender would. My credit wasn't great and I fell on some hard times. But I needed money to pay my rent and bills or else I could end up having to be out on the street and even lose my job. The process with Hitachi was very simple and the customer service was great. The person who I spoke to over the phone was so caring and understanding. I feel lucky to be able to access such good services like this one. Hitachi helped me keep it together and now I’m back on my feet again.

Review posted by Ivan Roberts

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I had pretty bad credit so I figured that I was out of luck for getting a loan that didn't include horrible interest rates. I knew that the only way to pay off my bills and get back on track financially was to ask for a loan. A friend of mine recommended Hitachi to me, and I got in touch. They were lovely to me and the whole process was so easy. I gave Hitachi a try, because I really needed the money and because my friend who had used it was so happy with the outcome. What a pleasant surprise. They gave me a loan at such low interest! I guess my credit wasn't as bad as I thought. I also have a good work history. I will be recommending Hitachi to all friends and family who might be in need of a loan, great customer service, great all together. 5***** I will happily use them again if I ever need another loan. Thank you

Review posted by Yulia Innova

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Hitachi where have you been all my life!? I was stuck in a bad place financially and decided to have a go with payday loans when a friend told me about Hitachi. I am so glad I actually listened!The application for a loan was so easy and straight forward. No silly questions asked, just simple questions to why you need a loan. Now I'm paying off one personal loan and it’s much easier than I expected it to be. Hopefully, now I will be able to relax a little as I am not short on money or in a bad place any more.Its great to be helped like this. Thank you soooo much Hitach Personal Financei for the loan! The experience was eye-opening.

Review posted by Sharon

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I had never needed a personal loan for any kind of reason. Financially, I’ve always been secure and have never felt short on cash. But, sadly, not long ago I lost a lot of money due to personal matters that I feel are unnecessary to share on here. The fact is, I was very short on money and needed a loan to be able to get myself through this bad situation.In the world of finance, for too many people, the only choices are banks. But the world of personal loans is such an upgrade, depending on if you chose the right one. Hitachi represents a great alternative. They combine the speed and convenience of personal loans with realistic repayment periods and interest rates that are much lower, too. Plus they don’t fool people around with rollover that make loans bigger instead of smaller. They actually try to help people improve their credit so they can qualify for better loans. I can easily rate them with five stars. Definitely recommend

Review posted by Michael Phillips

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I own a farm and it was time to have everything there fixed, replaced and upgraded. I needed better enclosures for the animals, repairs on the stables, etc. I came to Hitachi for a personal loan because alongside all the bills I already have to pay all these extras were going to be quite expensive.My experience with Hitachi was great. Process was quick and easy. No hassle. Called a customer rep with a question and she was very polite and professional. I am truly pleased with this company. When needing a quick, easy loan this is the place to go. I am very happy with the whole process and over the moon to be able to fix everything at the farm. Thank you.

Review posted by Adam Reign

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After seven long years of owning the same car, I decided that it was time to buy myself a new one. I have worked in the same company for many years so, financially I am in a good place. Even not being short on money, buying a car always requires having quite a large amount of money, especially if you want to buy it all in one go. I found Hitachi online and applied for a loan.My experience has been exceptional with this company.. I completed my application online along with the verification, and almost immediately after approval, the funds were deposited into my account the same day, THAT SIMPLE!! The payments on my loan are also very affordable which allows me to pay it back with financial ease...Thank you Hitachi for the loan. I am very, very happy to have chosen you for my loan :-)

Review posted by Helen McAdams

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I was behind in paying a few bills so looked into personal loan companies to see if it would be a good thing for me to try. I went online and did all my research and found quite a few companies that would be good for me. But the one I chose to go for was Hitachi.Love love love this loan company! I looked and tried all over for a loan and this company was so easy and the customer service was so excellent and the loan was given to me within a matter of days with no trouble for me.I would recommend this loan company to anybody at anytime. Definitely the best experience I've ever had trying to borrow money, even over my parents!

Review posted by Bianca Faith

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I was so desperate to find a solution to my money problems that I had bitten my fingernails until my fingers were bleeding! I had never been so stressed in my entire life. Then I found out about Hitachi and how they help you dig out of debt with their loans that have pretty good interest rates and great payoff terms.I went on their website and found out all about them and their service and did the application form, it was a very easy process. The customer service was great also.I have grown my fingernails back and am getting my finances in order. I am very thankful for the loan and would come back to use this company if I ever need again.

Review posted by Yomie Jin

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I was short on money and had been looking for the right personal loan company for a while. I found Hitachi Personal Finance and thought “Why not”, what did I have to lose? I'm so glad I did. I filled out the application online and got a response within a couple of hours. I then called the office and was a little concerned because although the email said I had been approved the representative sounded as though it was a pre-approval.She was very polite and walked me through each step and thoroughly explained everything. Everyone I spoke to over the phone made me feel very comfortable, and the whole application process took a short amount of time. I had filled out the application for 5,000, and that’s exactly the amount I received. And the monthly payments I could easily afford. I would recommend Hitachi Personal Finance to anyone.Thanks

Review posted by Jasmin Finch

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I had never been in a bad financial position before, always maintained a close eye on my finances to make sure I would never struggle or be put in a bad position. Being a single mother doesn’t make it easy but I have always fought for the well-being of my kids and made sure they could have anything they need.Unfortunately, my mother passed away not long ago. It is being a very hard time for me and my kids, as she was always around helping us out and being the best mother to me and the best grandmother to my children. After my mother passed, I needed to find a personal loan company due to some unpaid bills, and luckily I came across Hitachi.I got in touch and explained to them my situation and they were and are so very helpful. The loan was explained fully and I was given all the options available to me. My loan was taken care of so quickly and easily. After such a hard time for my family, this was just so helpful. I have referred family and friends.

Review posted by Taylor Springs

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This business really cares about you as a customer. I wanted to purchase a caravan that I found because I travel a lot with my wife and our caravan was very old and we wanted to replace it. They worked with me and I let the seller know about the loan to make sure we could get into it right away so the seller did not have to wait or sell to anyone else.The whole loan process was done very easily, and the workers there are great. They care to help you get what you want and work with you. They did not have to work so hard or stay in contact so often. I was in contact with them from start to end. It was a good experience and I never thought that getting a loan like this was so easy. So, I would like to give a big thank you to Hitachi company and a bigger thank you to all the staff I spoke to.

Review posted by Martin Green

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I contacted Hitachi after doing the online application. I told them how much was I seeking. I was offered more than I was asking. But I stuck to the original amount I had asked for, just because I did not want to ask for more than I actually needed. I have had a loan by another company before but Hitachi out-shined it by far. The company is GREAT, there was no hassle - just straight to the business at hand. Where were you guys years ago? So sorry I'm just hearing about you, but perfect timing is everything. Not to mention that I am very satisfied with the customer service provided to me. It was all just a great experience. Thanks so much for your service and your professionalism.

Review posted by Gary LaVerne

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I received great customer service and a wonderful lending experience with Hitachi Personal Finance lending group. They were patient, courteous, and overall I felt great about the whole lending process. I was able to pay off my car and receive a loan at the same time. I completely appreciate all of the help and hard work that was endured to get us a loan that we desperately needed! I would recommend Hitachi to anyone that is looking for any kind of loan. Thank you Hitachi for all of your help, everyone was very friendly, genuine, and took an interest in doing the best they could for me! God Bless!

Review posted by Julie Thyson

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I was in need of acquiring a personal loan and when I contacted Hitachi they not only advised me on what to include in my request but showed me the best options to get the most out of what I was trying to accomplish.Without their expert advice I would not be enjoying the fruits of our labor. The way that the whole process is done makes it so easy for people like me who have never experienced something like this before. The team was very courteous, knowledgeable and caring for me and my situation.It's always so nice to know that there are companies out there helping people through tight financial situations and it just makes lives easier. I thank them.

Review posted by Lynn Winters

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I recently applied for a loan with Hitachi and found the experience to be quick and painless. So often, the loan process can be degrading and downright depressing. I was very surprised when I worked with the Hitachi professionals.I was treated with kindness and professionalism. In the situation I was in all I wanted was for the process to be quick and hassle free to be able to pay off all my debt as quick as possible. They had my loan processed very quickly and within no time the money came through. I highly recommend Hitachi for your next borrowing needs and would have absolutely no problems at all in using them again. Thank you

Review posted by Mark Felton

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My wife and I were looking around for a loan and had looked into quite a few lending companies and their websites. After searching for a while we decided to go on and select the company that we thought worked best for us. The one we chose was Hitachi Personal Finance. I talked over the phone with one of the staff members. He was very pleasant and helpful.He guided me every step of the way and let me know all my options. He talked me through the application form that we had to fill in and it turned out to be a really easy and simple process. After my request was approved the money went into my account by the next day.It was quick, easy and done under the greatest of friendliness I have every received. Hitachi has the best customer service I have seen for a long time.

Review posted by Wesley Johnson

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It seems like everybody is in the market for giving out loans these days. Supermarkets are the most common High Street lenders after the usual High Street banks so when I checked out the loan comparison website I shouldn't have been surprised to see Hitachi but I was. I was even more surprised to find that their personal loans were very competitive so based on that and the fact that Hitachi are well respected company that has been trading since the 1900's I decided to apply for a loan with them. After getting the online quote I was keen to get a decision from them and I am glad to say they didn't mess me around. Within two days I had the loan approved and the money in my bank. People laugh when I tell them I got a personal loan from Hitachi and I'd like a fiver for every time one of them said they sell TVs don't they?

Review posted by Leroy Wellington

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I wonder how many people realise that you can get a personal loan from Hitachi? I must admit I didn't realise they did anything other than sell electrical goods until I checked out the loan comparison website when I needed to borrow some money and saw Hitachi's profile.I suppose I am a bit of an oddball in as much as I like to be different and so I quite fancied being able to tell my mates that I had a personal loan from none other than Hitachi. Of course I am not so much of an oddball that I would go for a loan that wasn't a good deal and Hitachi proved to be a very competitive lender so I went with them and was very pleased when they approved my loan and got the money to me within 36 hours of my application. So on reflection my choice of Hitachi wasn't such an oddball one after all.

Review posted by Barry Jones

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At first I thought I might not be doing the right thing in applying for a personal loan with Hitachi instead of one of the more traditional lenders but after reading their website profile I realised they were quite an impressive company and had been trading for over 100 years so I thought they must be doing something right.And it would seem that giving people like me personal loans at a very competitive rate is one of the things they are getting right. I am very impressed with their speed and efficiency in processing my loan and transferring the money into my bank account. So now it's nice to be able to recommend Hitachi for something other than their TVs!

Review posted by Colin Saundersfoot

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After a very acrimonious divorce from my husband I was left to pick up the pieces from his years of money mismanagement and general lack of any financial control over our money. We both worked full time and I actually earned more than him but was stupid enough to have only a joint bank account and let him control all the household bill paying etc. which turned out to be the last thing on his mind when I suddenly started getting final demands and legal letters for non payment of things.Now that I am back on my feet again and enjoying my single life I wanted to go on a nice long cruise around the Mediterranean and fortunately Hitachi were one of the few lenders that hadn't black listed me because of my ex's behaviour. So I just want to thank Hitachi for judging me on my own financial merits and giving me a very competitive loan.

Review posted by Diana Cresswell

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It might seem a bit ironic now but I initially stated looking for a suitable personal loan company so that I could upgrade our TV and hifi system. I particulary wanted the biggest TV with surround sound that I could fit in my living room in time for the Rugby World Cup. So when I checked the loan comparison website and saw the Hitachi were actually in the business of giving loans I was immediately curious as to how competitive they would be. I was more than pleasantly surprised which is why I have just taken out my loan with them and thanks to their fast and professional service I was able to watch the opening ceremony of the Rugby World Cup 2015 on what is probably the biggest TV screen in our street which is why half of the neighbours wanted to watch it with me.

Review posted by Phil Mathers

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Of course all of my friends had heard of Hitachi but not one of them realised that Hitachi were in the business of lending money. And to be honest I didn't either until I was looking online for a competitive loan so that I could afford to buy my ex's half of the static caravan that we jointly owned.She was being difficult and said if I didn't come up with the money soon she would just let her layabout son go and live their until he found his own place, which I knew wasn't going to happen any time soon.I had no had very good experiences with the usual loan companies and so I thought I would try Hitachi and I'm glad I did because they approve a loan for me which wasn't the most attractive in terms of interest rates but I was guaranteed it within hours of applying and the money was in my bank by the end of the following day and that was good enough for me.

Review posted by Ed Morley

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My daughter thought I was having a senior moment when I told her I had just got a personal loan from Hitachi to pay for my trip to New Zealand to see my brother and his family.I let her ramble on a bit about being sure to write things down before I forgot them and then I showed her my loan agreement with Hitachi and just sat back and watched her going very red in the face. I may be the wrong side of 60 but I'm not quite ready for the knackers yard and I am glad to say that I think Hitachi feel the same way.

Review posted by Janice Hopkins

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When I was looking for recommendations for a personal loan I did what I always do which is to listen intently to all my friends and family's good advice and then go and do my own thing.So far I haven't lived to regret not taking their well intended advice although the fact that I chose Hitachi for my personal loan did raise a few eyebrows when I told people.The fact of the matter Hitachi offered me a very competitive rate and guaranteed the money would be in my account by close of play the next day and that was important for me as the money was needed rather urgently.

Review posted by Analise Smythe

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I know a lot of people reading this review might think me a very vain and superficial person but the fact is the loan I took out with Hitachi was to pay for a cosmetic procedure.After having a miserable life as a teenager because of my insecurities about my personal appearance I decided that as soon as I got a good job that paid well I would get a loan to pay for the procedure.Well I am in my early twenties now and with the loan I got from Hitachi I am about to fulfil my dream of getting the body I want and not the body Mother Nature lumbered me with, so I just want to thank Hitachi for making that possible.

Review posted by Jodie Wellsbrooke

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If I had not been introduced to the modern concept of a loan comparison website by my son I may well have never considered a company like Hitachi for a personal loan. To be honest apart from the obvious High Street banks and building societies I had only heard about a couple of big supermarkets that were now in the business of giving out loans.But at the end of the day I do know enough about interest rates and affordable repayments to know that the loan I have just got from Hitachi is as good if not better than most of the more traditional lenders and it would seem that Hitachi have been trading for well over a hundred years so that is a very good endorsement as far as I am concerned.

Review posted by Peter Langton

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I am a 51 year old entrepreneur and work for a very good company. My salary is high but when I needed £22000 recently to make home improvements to our pool I decided it would be better to take out a personal loan rather than use my own cash. I approached the Hitachi Group as I do believe they are an institution operating since 1910. This has to give them some credibility, as, were they not straight; I guess they would be out of business by now. I took out the loan over 4 years, so that I could afford the repayments comfortably and the repayments would not make much of a dent to my wages. I liked the personalised tretment I received and the fact that the interest rate was pretty much the same as in others banks.

Review posted by Alan Mc Dermott

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I paid for my grand daughters graduation party. She deserved it.! She passed with very high marks and I was very proud. The party had 60 guests, more than I had at my own wedding, so the costs were rather high. I expected this , so before I offered her this gift I applied for a personal loan of £1500 with Hitachi. I am retired but receive a good pension. I was granted the loan in two days and the money went into my bank account 24h after approval. These people were professional. I also feel that the interest rate was within the norm. So far so good.

Review posted by Carl Stephens

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I'm not a youngster. In my life I've had to unfortunately borrow money from banks before. Interest rates are often excessive, there are many hidden costs and I ended up paying a lot more than I had been told. The fear of being handled again, made me search carefully, when this time I needed to borrow a quick £2000. I searched and compared the rates and fees of various banks and finally decided to go with Hitachi, as their track record of more than a century, impressed me. The procedure was as promised. Simple, quick and no red tape. They checked me out and asked a few questions, then the same day approved the loan. I was pleased as my friend had been refused before, so I knew my credit rating was ok and my salary and expenses justified the approval. Good go !

Review posted by John Herbert

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I guess I'm not the only one to borrow money to go on holiday. My parents always taught me to save and use my savings for luxuries...but I guess I didn't learn. I so badly needed a break, and when I saw that the repayments on £1000 loan were so low, specially as I opted to pay over 12 months, I could not resist! Fly now, pay later...sounded good to me. The Hitachi rep treated me in a special way, was helpful and experienced. She guided me through the proccess and the loan was approved. So uncomplicated. Thank you Laura for your help!

Review posted by Marie Collins

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I was really under the impression that if I took out a personal loan I would pay huge monthly instalments. I'm not one to borrow and rather like to live within my means. Sadly my son ran into some trouble and needed £3000 suddenly, so I had to go to his rescue. After all, isn't that a fathers duty? I applied for a personal loan with Hitachi, got help from him to fill in the application on line as I'm not too technical, and was surprised to see my loan approved within a couple of days as well as the cash in my account. I'm not black listed, never borrowed before, so I guess that must have been a plus. Still I was impressed at the simplicity of it. Thank you Hitachi!

Review posted by Malcolm Reid

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My husband and I used to play tennis and we were younger. Almost daily. Then along came the kids....the extra hours at work and we slowed down. Recently as my wife retired, we decided to build our own tennis court. It was not too expensive and we had some cash to use towards it, so really only had to borrow from Hitachi £4000. We used them because they are a household name. Since I was a little girl I see their logo everywhere, so decided rather the devil you know than the angel you don't. They've lived up to their reputation so far. Happy!

Review posted by Ann Phillips

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I got engaged to a lovely girl. It was sudden, I really did not expect it. She obviously deserved a ring as pretty as her, so I had to borrow some money to buy something really special. We went to a jeweller together and the one she chose was a little over my budget. The lady selling it mentioned that one of her previous clients had requested a loan from Hitachi and it had been granted, so maybe I should consider trying them too. I did just that, applied on line for £2000 and asked to repay it over 24 months so that I would not suffer too much with heavy repayments. I've been paying for the last 4 months now, and am pleased to see they've not once charged me any hidden fees. I can recommend them to others.

Review posted by Rhys Anders

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I am a 22 year old man, living alone in a shitty apartment. Couldnt afford more as my wages were not too high. A few months ago I was surprised with an unexpected promotion and a significant raise. I decided it was time to move to a modern apartment, buy some nice furnisher and move up in life a little. So a few weeks ago I started searching on readies.co.uk for a good institution to borrow £3000 from. I opted for Hitachi as they seemed to have years of experience, credibility and be highly spoken of. I was happy as they treated me as a person, not a number, and upon checking all the information I gave them and doing a credit check, they said yes to my loan. Ill soon be moving to my new place and am over the moon!

Review posted by Peter Evans

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I was under a lot of stress last week when my car broke down on way to work. Very frustrating as I work shifts and public transports don't run at that time of the morning in our area. The car repair quote was £900, money that I did not have in my back pocket. I decided it was time to say goodbye to my car and buy another one. I used it as a trade in and thus only needed £4000 more to buy something newer and more reliable. I decided to ask for a loan from Hitachi. I had heard from my parents that they were a fair group and that they had in the past, twice before borrowed from them. Upon their advice I requested the loan over a 5 year period. I pay back an affordable amount, thus I opted for this length of time rather than like 3 years. I'm grateful to them for the loan and understand now that bad things sometimes happen for good reasons, as I now have a lovely car.

Review posted by Stuart Body

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I was in need of a personal loan to buy my 18 year old son a second hand car. The reason for this is twofold. Firstly, it would stop him using my car and mine is new. Secondly he has applied for numerous loans and been turned down. His age and credit rating were against him. It was his idea to approach HITACHI PERSONAL FINANCE. All done online and after the usual credit checks the £6000 that I asked for was made available at a really good rate of interest. I chose to repay over 48 months. My son said he would help with the payments, but that remains to be seen. All in all I'm really happy with the new arrangement and all thanks to Hitachi Personal Finance.

Review posted by Gareth Green

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Brilliant personal loan company. It's all online and took me about 1 - 2 hours to be accepted and a few days for the money to go in my bank! I accidentally didn't leave enough money in my bank for a couple months so they couldn't get payment, but the staff were really helpful and after a couple of emails I was sorted. Fortunately I'd over paid up until this point (which is free to do online btw) and only owed them an extra 20 quid!Great interest rates, responsive customer service and really simple to use. I would definitely recommend them, so much so that I never usually leave reviews, but these guys are good! Will use them again if needed. :)

Review posted by Mark

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One thinks about the name HITACHI to be linked with Hi Fi systems, computers and all sorts of hi-tech products. So when I saw online that they were also involved in the world of banking I knew that they would be competitive and possibly have more advantages than the regular banks.I did in fact need a personal loan and applied online for £6000 as I needed to do some refurbishing at home and some longawaited repairs to our car. I knew I had a very positive credit history, was gainfully employed and therefore the loan was approved almost immediately. I chose to repay over 3 years as I'm not the type to be bound by debt for too long. Very little red tape and the money was in my account within a few days.HITACHI are really good at what they do and really friendly too.

Review posted by Desmond Ashton

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My husband and I decided to re-furnish our house. We went to a furnisher store near us and could not resist all the lovely stuff they had on sale. We started by wanting to buy a nice dinner table and chairs, but ended up with a lot more. including 2 bedroom sets. The total was just over £6000 and we only had £1000 available cash. We returned home and applied for a on-line personal loan with Hitachi. We borrowed £5000 over a period of 36 months and were pleased that the monthly repayments were around £150 per month. It was a worthwhile sacrifice as otherwise we knew we would never buy it, were it not with a loan. The interest rate we were given was fair so we feel we were not mislead. The procedure was simple and the approval was quick.

Review posted by Malcolm Kihberg

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Some people spend money on alchool, drugs and cigarettes and I spend it on clothes. I'm often critisised by my friends and family but I like to look good and feel good. Rather than buying bits and pieces occassionally I prefer to go on a shopping spree and really go a little crazy and come back as if it were Xmas. Last month was one of those months and I borrowed £1500 from Hitachi just for clothing. I had the time of my life chosing loads of outfits. When I applied as it was my second time with Hitachi I asked for an imediate decision. I had it! And 48h later the money was in my account. What I pay back monthly is very little as I opted to pay over 24 months. I know the interest is higher this way but I can hardly feel the repayments. Im very pleased.

Review posted by Patricia Wicksted

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What a nice summer my family and I had thanks to Hitatchi. My wife and I wanted to take the kids to France to an incredible camping site that has everything one can think of for kids. Huge swiming pools, opposite the ocean, meaning the beach right there, and nice restuarants and bars. It set us back £2500 but it was worth every dime. Hitachi lent us the money. We will be paying it back over 24 months to keep the interest affordable and lower, but its OK as we both work. I'm sure they looked at our credit history, but that is acceptable as I guess they have their fair share of defaulting clients. Next time I need I'll approach them again as all went smoothly.

Review posted by Peter Green

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I have always wanted to buy a boat to go fishing, but never could afford it , neither did I have the time. Now that I retired I decided it was time to unwind, relax and enjoy life. My wife likes to camp, so it was the perfect combination. I had heard about Hitachi, but we are not too computer inclined, so it was my grandson who helped us apply on line. We requested a £5000 loan over a period of 36 months, paying less than £200 per month which on our pensions we can afford. Thanks to their swift reply and approval we went fishing one week later. I never thought it would be so easy to apply. Im grateful to them.

Review posted by Roger Witmond

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Last Christmas I waited until the last 2 weeks to go buy all the presents. The stores are crowded and we are under so much pressure that we end up buying things that we normally would not buy. This year I thought it would be better to shop peacefully, slowly, taking my time to buy the perfect gifts, so I started shopping at the end of September. As I had not received my Xmas bonus yet I took out a loan with Hitachi. I know it is a widely respected lending group so felt safe with them. With £2500 I bought wonderful presents including a bycicle for my son and an Ipad for my daughter. I also bought a set of new sofas for our lounge which were on sale. I'm happy I decided to shop early. All presents except the sofas are hidden in the garage and these will be delivered Xmas eve. Delighted with both the early shopping and the loan as the interest rate is fair. Thank you Hitachi, now whilst everyone is stressing before Xmas I'll be watching them relaxed.

Review posted by Maureen Green

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I went going scuba diving this summer when we travelled by 4x4 to Croatia. What an incredible experience it was! It had been a dream of mine for many years, but the equipment is expensive so I kept delaying it. I had scuba dived before and always rented the equipment, but as I have friends who live in Croatia, it is cheaper to buy my own stuff as I visit them every year and so does my brother, so we share. I borrowed £2500 from Hitachi and agreed to pay them over 4 years as this way the instalments are very low. They were professional and although they checked me out, where I worked, how much I earned et, the fact still remains that they approved my loan with no fuzz. I'm thankful to them for this so had to share it with others.

Review posted by Tracey Acke

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Hitachi is not normally the name one associates with banking and loans etc, but a friend told me they were the best and I took his word for it and am so glad I did.My daughter has just moved into a new little cottage in the countryside with her two little children . It's really beautiful there and so peaceful, but my word, the cottage needed some serious attention and because I love them so much I took out an unsecured loan of £5000 with Hitachi to make her cottage liveable.It was all done online and so quickly. After the usual checks the loan was approved and the next thing the funds were in my account. The loan agreement had been signed with me agreeing to repay over 48 months. Anything for my daughter and grandchildren. And they're not too far away either. Thank you so much HITACHI PERSONAL FINANCE.

Review posted by Jack Robertson

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I have a bank account with one of the better known high street banks and still, following a good friend's advice, decided to take out an unsecured loan with HITACHI PERSONAL FINANCE. I was after a second hand car and was offered credit by the dealership but decided instead on an unsecured loan with Hitachi as the dealership's credit deal was a bit laughable It was all done online and so quickly with very little red tape.The usual credit checks, employment and residential details and the loan of £8000 was approved repayable over 5 years. Fantastic and efficient. I would recommend HITACHI anytime.

Review posted by Desmond Gething

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A short while ago I needed a personal loan and went online to investigate all the different banks and institutions that that I mihght approach. I couldn't really make up my mind because they were pretty much the same. I had no idea which way to go until my sister's boyfriend told me to ask Hitachi for the loan.I followed his advice and am so pleased I did. It was so simple and straightforward. The application was done online and my request for £8000 was approved almost immediately and the 5 year period I accepted to pay over was a blessing as well. As soon as I'd signed the loan agreement the money was made available. All they needed to know about me was that I had a bank account and had a positive credit history. Hitachi Personal Finnce are the best.

Review posted by Bruce Fallon

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When my wife gets something into her head there is no stopping her and she wanted a new kitchen or at least a remodelled one. She did all the investigating herself and came up with a quote in the region of £6000 and even went one step further and told me to apply for a personal loan from Hitachi Personal Finance. And so simple it was too. An online application, a credit check and then approval for the £6000. The debt was also to be repaid over 4 years which suited our pockets and the kitchen has made my wife very happy indeed. The interest rate on the loan was also really competitive. HITACHI PERSONAL LOANS are to be recommended.

Review posted by Bradley Davidson

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I was in urgent need of a personal loan. Something unexpected and personal just came up and I had to sort it out urgently. My son told me about a few of the loan companies I could consider but after going through them with a fine toothed comb I applied online to Hitachi Personal Finance for a loan of £6000. All the necessary requirements were met and the loan was approved with me having to pay back over 3 years at a really good interest rate. This suited me just fine and the money was soon transferred to my account. Thank you HITACHI for your efficiency and professionalism.

Review posted by Alex Maidstone

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Whenever one needs a loan of any sort the important thing is that you pay what you've signed for. It's the hidden costs that are not mentioned and extra charges that appear, that get you down.To be honest this did not happen the last time I took out a personal loan of £5000 with a company called HITACHI. A name really well known for a host of other products.It was simple. An online application and approval almost immediate. Credibility checks as is the norm and then a loan agreement which is signed and almost immediately thereafter the funds are transferred to your account. I opted to pay back over 3 years and the interest rate was really competitive too. They really try to help their clients. HITACHI are to be congratulated.

Review posted by Godfrey Moore

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I was after a personal loan not too long ago and had no idea how to go about it. I do have a steady job with a positive bank balance but needed some extra cash just to do a few things around the house without touching the savings.A friend at work pointed me in the right direction. He suggested I apply for a personal loan with a company called HITACHI PERSONAL FINANCE. I followed his advice and applied online for a personal loan of £6000 and no sooner said than done the loan was approved and the next day after i signed the loan agreement the money was in my account. Really helpful and 36 equal monthly instalments also helped to take the pressure off.HITACHI are highly recommendable.

Review posted by Dominic Faller

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Not too long ago I got a message from my daughter who lives abroad to inform us that she was getting married. Her mother and I were not too surprised as news travels very fast in our family. Of course everybody was invited but obviously only the ones who could really afford it would be there.My future son in law offered to cover our expenses but I kindly knocked him back as her younger brother and sister would also have to be there. I applied online with HITACHI PERSONAL FINANCE for an unsecured personal loan of £8000 after my wife had checked out hotel prices and flights for that time of the year and we were quite pleasantly surprised. The loan was approved very quickly indeed and the funds made available with the minimum of red tape. Iwas really impressed with Hitachi. They were great.Their flexibility and professionalism even in structuring the repayments over 48 months was amazing. I would certainly use them again and would recommend them to anybody. Well done HITACHI.

Review posted by George Newton

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I have always been really apprehensive when it comes to loans. My Dad always taught me to only borrow money you are one-hundred-percent certain you can pay back on time. For this reason, I had worked through college in order to pay my tuition and graduated without any debt. Once I had found a secure job, I felt better about taking out a loan. I moved into a new place and decided it was time to have a young professional's apartment with a nice bed, couches and appliances versus a student's sorority apartment. I began to research different banks and terms (initially a bit overwhelming!) and what I felt comfortable with. When I found Hitachi, I started playing with the calculator tool and found a plan that I thought was quite reasonable, according to my monthly budget. None of my fears came true, I wasn't hit with extra charges/fees later and everything was straightforward for a first-timer. Fast to apply, and I had my money in three days. I'm finding it quite manageable month-to-month and once paid off, I'd definitely consider taking out a similar type of loan for future expenses with Hitachi.

Review posted by Emily Shelton

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I had the summer of weddings, with four of my closest friends getting married in three different locations. I was not exactly in a position to be able to afford the travel expenses, wedding gifts, and taking leave-without-pay from work. But I had a hard time thinking I would miss such an important day so I bit the bullet and went for it. Surprised to find Hitachi now does loans, but the interest seemed comparable to other unsecured loans and I decided the minimum £2500 would get me through comfortably, and I could put any extra towards some home improvements I had been putting off. Easy peasy, and I felt good knowing I could change the payment schedule no problem if I couldn't keep up. I've had no problems and a positive experience, would recommend to anyone with an expensive but important event you don't want to miss! It is possible :)

Review posted by Lauren Swift

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Not too long ago I needed to take out a loan as their was a tragedy in the family and I had to fly to South Africa to pay my respects and spend some time with the bereaved. Believe me this is something one never budgets for and I just felt that I should not use our savings.Someone at work told me about HITACHI PERSONAL FINANCE so I hurriedly approached them online and after their credit checks the loan of £3000 was approved. A little while later the agreement was signed and the money deposited into my account to be repaid over a 2 year period. I was really impressed at their efficiency and will certainly use them again if the need arises.

Review posted by Garth Sandford

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Medical bills are one thing, but when your beloved family pet gets really ill and the vet advises you to put it down because the surgery and after operation costs are too high, what do you do?I went to HITACHI PERSONAL FINANCE and requested a personal loan of £3000 to keep Benji alive and give him a bit more time with the family.All so simple. An online application and almost immediate approval. I am permanently employed and have a positive credit history and before long the funds were in my account and I chose to pay back over a year although I could have extended it if I wanted. HITACHI are so helpful and highly recommendable.

Review posted by Keith Sherwood

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I had heard some good things about the Hitachi Group from some friends and as I was looking to finance a project I decided to give them a try to see if I was eligible for a personal loan.They did treat me as an individual rather than just an applicant among many, so I was pretty impressed with their customer service and their response to my queries on the application. I requested a personalized quote and applied for an immediate decision. I was pleasantly surprised at the speed with which they replied. And, the funds were very quickly deposited into my bank account for immediate use. I would highly recommend giving them a try if you are thinking about getting a loan.

Review posted by Sara W.

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I wanted to write a review on the Hitachi Group because I found them to be an excellent company to work with. It's always a bit of an anxious time when thinking about getting a loan, but I needed to fund a special project and decided to give Hitachi a try.I have to say that I was pleasantly surprised with the way their online application made me feel at ease. It was an easy process and I was impressed with their process. I received a personalised quote fairly quickly and when I requested an immediate decision it did not take long at all to receive it. The money for my project was in the bank within a few days, so I was able to go ahead and get started on my project without delay.

Review posted by M. Lawson

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If like me you have had a few problems with your finances over the years and have fallen out of favour with your own bank then I would definitely recommend you give Hitachi Personal Finance a try if you are looking for a personal loan.Whilst Hitachi didn't ignore my past credit history they were still willing to give me a personal loan based on my current financial standing and overall affordability. It wasn't a case of me having to fit into one of their loan packages but more a case of them creating a loan package around my specific circumstances and needs.If only I had gone to someone like Hitachi for some of my previous loans I might not have got myself into such a mess over the years. Still it is never to late to learn from your mistakes and with a lender like Hitachi willing to give me a second chance with my recent personal loan I don't think I will be getting myself into any more mess when it comes to managing my money.

Review posted by Jacob C.

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Life would be a whole lot easier if all loan companies and banks had the same approach to the business of lending money that Hitachi has.They don't try fitting a square peg into a round hole when it comes to approving personal loans. Instead they do their best to tailor each loan to suit the individual that is borrowing the money.Because of that I have just been approved a personal loan for the money to buy myself a fully equipped home gym which is soon to be housed in my redundant single garage that has only ever been used for storage space since I moved into the house 5 years ago.Because of my job as a personal trainer a lot of banks and other lenders considered me too much of a risk because of my fluctuating monthly salary but Hitachi didn't and simply considered my average monthly earnings over a 12 month period and based their loan on that which is all I ever wanted in the first place. So thanks Hitachi and a big thumbs down to those lenders that refused me a loan.

Review posted by Simon Burke

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Now that my loan with Hitachi is confirmed and the money is due to reach my bank account within the next 24 hours, I can relax and start planning what I wanted the loan for.I am a self employed landscape gardener and I really wanted to expand my business into other areas of garden landscaping such as custom built gazebos and summerhouses and quirky garden ornaments and sculptures.The loan from Hitachi is enabling me to attend an international garden landscaping convention in Italy and I just know I am going to come back with some brilliant ideas for my business which I am hoping will give me the edge on some if not all of my local competitors.So whilst this might just seem like a nice holiday to my wife who persuaded me to let her join me, it really is a chance for me to invest in my business and keep me doing the job I love.

Review posted by Lewis L.

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One never thinks about getting a loan from HITACHI. They normally deal in hi-tech equipment and the like. So when a friend, knowing that I was after a loan, advised me to try Hitachi Personal Finance, I did.It was so straightforward. An online application. with a prompt approval after their affordability checks and then the loan agreement which covers the repayment structure etc. and the money was in my account. I had asked for £6000 and they allowed me the option of repaying over 3 years with no hidden costs, which was great.They are super professional and very helpful. They really care about their clients. HITACHI are to be recommended.

Review posted by Duncan Stuart

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When I went looking online for a personal loan to help with the purchase of a new car the one thing I didn't want was to be left waiting for days to find out whether or not I had got the loan. So when I read Hitachi's website profile, especially the last paragraph, I decided to give them a try first. I had seen the car I wanted to buy, had a buyer for my old car and I didn't want to hang around too long in case any of that changed.Hitachi didn't mess me about and when they approved my online application almost immediately and then confirmed the credit history check had been satisfactory, I only had to wait another 24 hours for the money.So I have got my new car and my old one has gone to a friend who is just as happy as me so thanks to Hitachi for making it happen so quickly.

Review posted by Dean Thompson

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I didn't know Hitachi did loans but I am glad I found out because they have just approved a personal loan for me that my own bank had refused and not only that, their APR is way better than my bank were advertising.I don't think I would have found out about Hitachi if it weren't for the loan comparison website, so I would definitely recommend people use these websites before choosing a lender and even if you end up getting a loan from your own bank at least you know there are lenders like Hitachi who can help to keep the banks on their toes and step in with a competitive loan offer when your bank is refusing you.

Review posted by Laurence Beechamp

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Who would have thought that when I started looking for a personal loan the answer had been staring me in the face for ages.Yes, my television is a Hitachi and until I went online to look at loan comparison websites, I didn't know that Hitachi were in the business of giving loans.Not only are they offering loans but their APR of 4.1% for the loan amount I wanted to borrow is one of the lowest available and that is what made me decide to go with them.The only hold up with the loan process was the credit history check which took a couple of days but I was ok with that because for the amount I was borrowing I wouldn't expect anything less than a thorough check before approving the loan.I am now in possession of the funds and just wanted to thank Hitachi by way of this review and to recommend them to other people looking for a loan who may not have a Hitachi TV to remind them.

Review posted by Andy M.

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Goes to show that sometimes even the review centre could be corupt, where has my review gone explain that , as stated on my original review got declined yet no reason why when ppl on there website where bankrupt and more so worse yet ppl like me who's score is good get declined, so came back to say tell hitchia to stuff there loan and rates I went to my bank low rate low interest and didn't bat a eyelid ....APPROVED within hours so shows how hitchia obviously want to only accept those that have bad credit , will never reccommended this company to anyone I thought they be good but it was rubbish

Review posted by Michelle

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Who would have thought it possible 20 years ago that I would request a personal loan from a company called HITACHI and be granted the loan within a matter of days without any ridiculous red tape. I certainly would not have believed it, but it happened. I approached them online and after their credit checks the loan was approved. I asked for £5000 and agreed to repay over 2 years and the money was in my account in a matter of days. What pleased me immensely was their competitiveness as far as the interest rates were concerned. Times have really changed and they were so helpful too. I would recommend HITACHI to anybody.

Review posted by Corbin Latimer

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Well were do i start absolutely amazing service instant application accepted money recived next day i dident even have to speak to any body just when I wanted to.so easy to use would recommend to all my family i love the service i just hope when I've paid my loan of i will get a phone call offering me anuva? Ive read so many bad reviews and I can't understand y there best with 2 stars i will personally see to that every body i ever meet I will mention hitachi loans as long as I can get another when I've paid mine of in 4 years thanks so much for the loan i love you hitachi xxx

Review posted by Diana M.

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Decided that I wanted to cut my credit card debt and looked at first at the 0% balance transfer option. Basically I wanted to shift £3000 and pay less than the 19%APR I was paying.Two companies offered me 0% cards, one for £2300 over 12 months then a whopping 24.9%APR. The other for 26months then 25.9% APR BUT ONLY £1000.The offers on the websites were for 31 months and 18.9% !Finally looked at a personal loan and a comparison website suggested that Hitachi would be my best bet of acceptance.The application took a few minutes to complete, and I was accepted immediately at a rate of 7.8% APR.So OK this was not the typical APR that is advertised, but lets face facts I was unsure if I was going to be accepted at all, and any rate below what I am already paying is a bonus.I went ahead and the funds were in my account within 2 days as promised.Personally I am overjoyed with the offer I got. I will be paying less per month, with the option of paying additional amounts if I want to to close the aggreement earlier and save interest. I also have a clear view of when the loan will be paid off and I will be paying a lot less interest than my CC provider.I give Hitachi 5 stars for what i think is a very easy process to a loan paid quickly at a fair rate.)

Review posted by Timothy Maxwell

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I'm still confused by all the other bad reviews that people have given Hitachi personal financeThe service was very straight forward to use, iirc I did see that the apr starts from 4.3%, I applied for a loan through them and was approved, the apr jumped to 9.9%, Paying the loan back over 3 yearsPeople forgot that applying being accepted or declined is based on a very complex formula based on the persons abitly to re-pay and circumstances.So far I am happy with the service I have received so far, everything is well informed before anything is signed for.So thank you hitachi personal finance for your help and service :)

Review posted by Katiuska Peixoto

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I really needed a personal Loan because I just got engaged and concluded that I needed extra funds as I was going to get married abroad. I then decided to apply online with Hitachi Personal Finance and everything was 5 stars. They were friendly and so comprehensive and treated me just like family. I don't understand problem people have had with this company, they have got really low rates, loan dealt quickly and money in account next working day. Would use again. Kept informed via email of everything that was happening in the process. Excellent Service, I highly recommend to all my friends and family!

Review posted by Jason Blake

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Hitachi were used for 0% apr against a designer watch I purchased. So happy with the service from them. Every month my payment is taken from my bank with no problems and every month I log into my Hitachi account online and pay off as much or as little extra as I wish... So simple and no fee for paying any extra.Do not understand how people are saying such bad things about this company, maybe they are the people that are not keeping up with their agreements... If you borrow money then you have to pay it back!....simple.Would 100% recommend this company

Review posted by Susana Williams

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I applied for a loan on the Saturday and the money was in my account by the Wednesday at a great APR. I was unsure about applying after reading the previous reviews but it has been an easy application their system is very good and the two people I spoke to were helpful & polite. Faultess service so I am suprised to read negative reviews about them. The online application form took about 5 mins to do and got an almost straight away answer, even tho I am self employed. I highly recommend this company, as they helped me when I was in need. Today it was with me but tommorow it could be you, so give them a try and don't waste time with other greedy companies.

Review posted by Fiona Davidson

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Applied for £4500 at an APR of 8.5% over 3 years to pay for an upgrade to my photography kit, my application was referred for a decision at 1pm, I had a yes decision by 7pm for £4500 at a slightly higher 9.5% APR instead, being referred for an underwriter decision is pretty normal when your self-employed. The money was in my account two days later, great service in every respect, having been turned down by Tesco for no apparent reason despite having a perfect credit score I didn't know what to expect but I have been very impressed by Hitachi. I do recommend to all friends and family and everyone reading this review!

Review posted by Serena Gomes

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I really wanted to buy a Mikael Kors watch for my girlfriend's 21st birthday, but I didn't have enough funds to. I didn't choose them but the place I bought the watch from did. I have read all the bad reviews and I don't understand it. I have never needed to speak to them and they don't ever need to speak to me. So they take their money every month and my debt goes down and thats it. I never miss a payment or give them reason to bother me. I will also add they dont try to cross sell products or send annoying texts or e mail offers.All in all I think they are the best loan company I've ever dealt with.

Review posted by Stefan Forster

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I was in need of a personal loan as my fiancé had just proposed to me weeks ago. I am now getting ready for the big "I Do" day and am not capable of sticking to a budget. At that moment I could consider myself a nervous wreck or Bridezilla, under alot of pressure and stress all to make the best day of my life perfect for me and my guests. I then decided to apply for a loan with Hitachi Personal Finance as I was recomended by one of my bridesmaid's a.k.a bestfriend. It was the best thing I did, even not asking for much they gave me a great apr rate and they were really friendly and calmed me down making me feel in peace. I highly recommend now to other people in the same situation as me or even worse. No harm in giving them a try. Thanks Hitachi, you will make my day more than perfect!

Review posted by Sabrina L.

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If like me you have come to rely on the occasional loan to help you out from time to time then over the years you become a bit of an expert at spotting a good deal without having to do too much research.Hitachi jumped out at me immediately when I clicked on the loan comparison website recently and my gut instinct proved to be right yet again because I have just been approved a very competitive loan at a little over 4% APR and the monthly repayments are no where near as high as some of the other lenders had been quoting for the same loan amount.I don't know when I will next be needing a loan but I just hope when that time comes my gut instinct is still working.

Review posted by Gordie

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It's all very well for lenders to state 'if your application is successful, the money could be in your bank account by the next working day'. But if you applied for your loan on a Monday and it took until Friday for you to have your successful application confirmed subject to credit history checks etc., by the time you have waited all weekend the money doesn't actually reach you until a full 7 days from when you first applied..That was the situation I found myself in when Hitachi approved my recent personal loan. But that is absolutely the only thing I can complain about because the actual loan package is great and I am delighted to have been able to borrow such a large amount of money at such a competitive rate.

Review posted by Selma Jaihpur

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My grandson told me that because I am very happy with the personal loan I have just got from Hitachi that I should write a review to say so.I told him that as it was him that picked Hitachi for me that maybe it should be him writing the review. But he just said 'Nan it is you that is going on a wonderful cruise around the Caribbean Isles thanks to this loan from Hitachi so I think it is only right that you should post the review'.So that's precisely what I am doing and I hope other people read this and decide to get a personal loan from Hitachi too with or without the help of a grandson!

Review posted by Esther K.

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I found myself in a bit of a jam because my best friend suddenly decided to get married abroad. This was something I hadn't budgeted for and I couldn't expect him to foot my bill even though he asked me to be his best man. I went online to see if I could maybe take out a personal loan to cover the travel and hotel costs for the long weekend they'd chosen for their big day. I liked the look of HITACHI PERSONAL FINANCE and straight away filled in the online application. I was steadily employed and had a pretty good credit record. I asked for £3000 and to repay over 2 years, to put no pressure on myself. The loan was approved very quickly and with the minimum of burocracy the money was in my account. So I'm off to Portugal soon for my mate's ''big day'' all thanks to HITACHI.

Review posted by Gordon McEwan

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Nobody thinks about a company like HITACHI to approach for a loan, but that's exactly what I did when an urgent personal matter arose. I'd been putting it off for years but it was starting to get to me psychologically and it had to be done. Unfortunately the costs were high and I needed £8000. I appled online with Hitachi Personal Finance and seeing that I was permanently employed and had an active bank account the loan was approved. I opted to pay off the debt over 4 years and appreciated the fact there were no hidden costs. There rates were very competitive and they were really friendly. As soon as the loan agreement was signed I had the money and this is sure to change my life. I recommend HITACHI to anybody.

Review posted by Derek Locke

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I had worked with the Hitachi Group before and found them to be a professional outfit. Their loan process was simple and it was a no-brainer to choose them again for a personal loan. I needed to finance a home project and as I had had a good experience with Hitachi I went on to their website to look at what they are currently offering.I was pleased to see that the interest rate they were offering for the amount I wished to borrow was still market comparable. I completed the application with ease and asked for a personalized quote. They came back almost immediately with a positive decision. I accepted their terms and requested they go ahead with the application. The funds reached my bank account within two days. Excellent service.

Review posted by Robin Attley

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I needed to find a loan company that could act quickly as I had an emergency situation. I looked on line researching various institutions, banks, lenders etc. and liked what I read about Hitachi. I pulled up their website and felt I met their criteria. I completed the application with an explanation of my emergency and requested a personalized quote.Their response asked for a few more questions to be answered and I believe they provided me with personalized treatment due to my circumstances. I requested an immediate decision. They came through for me and I was successfully accepted for a loan. The money was in my bank the very next day, I couldn't be more delighted, I am a very satisfied customer.

Review posted by Gerald L.

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I don't know why Hitachi got into the business of lending money, maybe it was so that people like me could borrow the money to buy one of their expensive TVs.That's not why I took out a loan with Hitachi but it was to enable me to get some much needed repairs done on the family home and in particular to sort out the leaking roof before it caused too much damage.I managed to borrow the money at one of the lowest APRs being advertised by any of the lenders at the moment and make the repayments over a 3 year period which was very important for me because I wanted to make sure it would be paid off in time for my retirement. By the time I hang up my work clothes for the last time I want to be able to relax and enjoy my retirement without worrying about paying off a loan.Hitachi are by no means the most conventional of lenders but I wouldn't hesitate to recommend them.

Review posted by Edward Butler

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Before I forget and get carried away with all the things I am going to buy with my loan from Hitachi I just wanted to post this review to say a huge thank you to them for approving my loan.My boyfriend and I have just bought our first flat together and as the mortgage is coming out of his salary each month I said I would get another loan to enable us to furnish it and make it a comfy place to relax in.My bank wasn't offering a very good APR and so I went on to Readies loan comparison website and found Hitachi amongst all the more well known lenders. They approved a loan with really competitive APR and very affordable repayments and it will be paid off well before I start think about giving up my job to start a family.But for the moment the most important thing is getting our little flat furnished and I suppose it has to be a big flat screen Hitachi TV at the top of the shopping list.

Review posted by Carly Fletcher

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A little while ago I needed a bit of cash to sort out something of a personal nature. I knew that a personal loan would sort it out and so I went online and searched for what I thought would be the best deal for me. I knew that my credit score would be fine as I am steadily employed and earn an average income. However I needed quite a big sum so I filled in the application online with HITACHI PERSONAL FINANCE and asked for £8000 and for the longest repayment period which was 5 years.The loan was approved very quickly indeed. Obviously they needed to confirm residential and financial info to make sure that you could cope with the instalments. As soon as that was done the loan agreement was signed and the money transferred to my account. I am pleased that a direct debit is being used for the monthly payments so I don't forget. I thank HITACHI for their promptness and efficiency.

Review posted by Mark Milner

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Having worked really hard all my life and never really enjoyed an extended vacation, I felt that I had probably disappointed my wife very much. One evening I saw her reading the Daily Mail and noticed that she had spent quite a long time looking at the different cruise vacations on offer.I then dropped the bomb and told her that I would really like to go on one of those cruises. She was so excited but the fact we'd just spent a large chunk of our savings on our daughter's wedding meant we would have to take out a personal loan, which is what we did.I'd heard from a friend at work about Hitachi so we went online and applied for a personal loan of £6000 to be repaid over 36 months. We were pleasantly surprised as there were no hidden costs and the loan was approved and after signing the loan agreement the money was ours. The only burocracy was checking our financial status and employment details to confirm creditworthiness.We went on a Mediterranean cruise and it was wonderful, something we'll remember forever and all thanks to HITACHI PERSONAL FINANCE.

Review posted by Daniel Massey

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Having in the past taken out a few loans and finding them really convenient at the time, I found myself in a similar situation only this time needing a somewhat more substantial amount. I'd used the normal High Street loan institutions and this time decided to take someone's advice and apply for the personal loan of £8000 with Hitachi Personal Finance.The application and everything that followed was all done online.They carried out their checks to find out if I would pose any risk when it came to repaying the loan. I was steadily employed and so was my wife and we owned our own home. This must have been enough for them as the loan was approved and the next thing was to agree and sign the loan documents wherein I agreed to repay over 3 years. There were no hidden costs and the money was made available soon thereafter. Promptness, professionalism and a good deal was what I was after and I got it all at HITACHI.

Review posted by Melvin Collins

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I am about to move into my new flat and I have Hitachi to thank for it. I had registered with an agent who was looking our for the right flat for me and when he called to say one had just become available I had to act fast to get the extra money needed to secure it. I had misjudged how much money I needed to save and was caught on the hop so to speak.Hitachi were one of the first lenders I looked at online and because I was more than happy with the APR they were quoting I didn't mess about and just went for it once they had given me a firm quote and approval.I had thought about going to my own bank but I doubt very much they would have been as competitive and I know they would not have been able to approve the loan as quickly as Hitachi did. That was the most important aspect for me.I am about to move into my new flat in Islington, one of my favourite parts of London and I might well have missed out on this flat if it hadn't been for Hitachi.

Review posted by Brendan Lauchlan

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My personal loan from Hitachi came about when my friend from way back contacted me and said they were going to be visiting the UK after living abroad for many years and could they come and stay with me. I immediately thought "we do have hotels here why don't you just book one of them" but of course I simply emailed back "of course you can, it will be lovely!" and that's when the panic started.First off, my two bed flat is really a one bed with an oversized cupboard as the second one but try telling the estate agent that. Secondly it was currently being used as that oversize cupboard and didn't even have a bed in it. I had no option but to get my hands on some money and do a makeover on it before my friend arrived.I managed to get a really good deal on a loan from Hitachi who I hadn't even realised did loans until I found them on the loan comparison website. They were advertising an APR of 4.1% that caught my attention and so I decided to give them a go.There's a TV program about 60 minute house makeovers and thanks to Hitachi I think I could give them a run for their money with the makeover I have just done on my 'cupboard'. Now I am looking forward to my friend visiting and this time I really do mean it will be lovely.

Review posted by Una McCreish

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I needed a sum of £8000 to replace the vehicle that's been draining us in repairs. I have to be honest though, it was pretty dependable for a long time. We looked around for a bit and found one that the dealership even offered a line of credit on. I just felt that a better deal was to be had elsewhere so I appled for a personal loan from HITACHI online and had the loan approved really quickly. My credit score must have been positive as all that was left to do was sign the loan agreement in which I elected to repay by way of 48 equal monthly instalments which suited us fine as long as there were no repair bills to pay.I have to thank HITACHI PERSONAL FINANCE for thrie promptness and professionalism.

Review posted by Brent McPherson

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I don't want to sound obnoxious but I've been living in our house for 12 years and eveything was perfect until the neighbours moved in opposite. I don't mind them at all but they have 3 or 4 little terriers that bark at the slightest movement. In other words if we walk into our front garden and they see us, we get barked at. And they are loud. At present we have a wooden slatted fence that is low and see through. My plan was to build an attractive brick wall in the front of our house so we wouldn't see them and they wouldn't see us.I'd heard about HITACHI and applied for a loan of £6000 that would more than cover the cost. It was really simple. An online application, certain credit checks and then approval. Even the monthly repayment schedule was made easy by them and no hidden costs either. I'd recommend HITACHI any day

Review posted by Winston Duffett

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My girlfriend is studying abroad and I haven't seen her for about two months so I'm really pleased that she has a two week vac in a short while and I plan on taking a week off to meet her in the south of France. It's something we both need to do to kind of light up our relationship again.All I needed now was a personal loan of about 4K so as not to penny pinch while we're on this holiday.I'd used them once before and was very satisfied so i once again approached HITACHI PERSONAL FINANCE and asked them for a personal loan of £4000. The loan was approved almost immediately and after just confirming a few details they already had, the money was transferred to my account and I was able to book my flight. I did not miss one payment with the last loan and that is probably why they were so quick. Well this one is being debit ordered so I will not miss a payment here either. This was very important to me so thank you HITACHI.

Review posted by James Littleton

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I needed to do some construction work at home. Our carport needed to be changed into a garage and there was also space enough to build an outdoor living area attached to the garage. I had the plans approved and now all I needed was the money. I had quite a few companies quote and the best one I received for the whole job was £12000. A work colleague had told me about Hitachi Personal Finance so we went online and asked to lend the full amount. The loan was provisionally approved with repayments being by way of 60 equal monthly instalments due to the fixed interest rate which was great. After certain credit checks were carried out showing a positive credit record the money was put into our account. Work has already begun on our garage and looking forward to the completed project.Thank you HITACHI.

Review posted by Xavier Reed

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I had just finished university and had already lumbered my parents with so many expenses and they'd paid all my study bills. I just didn't have the heart to ask them for more money and I needed a car to get to and from the new job I'd started. Public transport is useful but unfortunately my hours were not suitable. So without discussing it with them I applied online for a personal loan from Hitachi Personal Finance and requested £8000 which was the full price of the good second hand car I'd picked out. The loan was approved although there was a bit of red tape I had to go through as this was my first job. I had to sign a few documents to ensure there would be no defaulting the instalments which were 48 monthly payments to be debit ordered. After this the money was mine and I now proudly drive my own car. Needless to say my parents were impressed too. My special thanks to HITACHI.

Review posted by Anthony Morgan

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A few months ago I needed to do some refurbishing at home as things were really starting to fall apart. For a start a new lounge suite and lounge curtaining would set the tone and then the kitchen. I had a savings account but just felt that maybe a small personal loan would do the trick. A colleague of mine mentioned the Hitachi group and so following his advice I applied online for a personal loan of £6000. I have a steady job with an above average income and must have fitted the bill as the loan was approved almost straight away. I asked to pay back over 3 years and this was also accepted. There were no hidden costs and the money was deposited into my account soon thereafter. I found HITACHI PERSONAL FINANCE to be efficient and professional.

Review posted by Terrence Madson

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A short while back I was not too pleased at all the bills I was paying on a regular basis. I was paying off two credit cards and a bank overdraft as well as an IPHONE and a car and a friend told me I could save a lot of money and hassle if I were to consolidate all the debts into one and just pay I loan.I have a pretty good job with a fair income and have never defaulted on any of the loans, so with confidence I applied online for a personal loan of £12000 from HITACHI PERSONAL FINANCE. I realised that it was a sizeable loan and that my creditworthiness would have to be checked out. They were pretty quick and before long the loan was approved and the repayments structured over 60 months which was a dream because the instalment was a lot less than I was paying at the time. A short time thereafter I had access to the money and settled all the debt I had and still had a bit left over. Doing what I did was lifechanging and for that I have HITACHI to thank.

Review posted by Kendrick Gardener

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There are a few things that a person just never budgets for. A couple of months ago my two Dobermans were very close to death and that would've broken my heart because they are my children. In fact they are better behaved than my other children. They got ill at exactly the same time and when I called the vet we rushed them to his surgery and the diagnosis was that they had been poisoned and hopefully accidentally.I knew that this would be very expensive but the vet loved them as much as I did and he did what he had to do regardless of cost.They were ill for close on three weeks and I was forced to apply for a personal loan of £2500. I went online and chose HITACHI PERSONAL FINANCE. It was really quite simple. Everything was done online and after their credit checks the loan was approved and I then signed the loan agreement to repay over 24 months. This suited me perfectly but most importantly I had the funds in my account very quickly.My dogs are now recuperating and doing fine. The police are also investigating, but a big thanks to HITACHI for their promptness.

Review posted by Jacob Murphy

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My children were growing up so quickly and the house just seemed to be getting smaller. I called in a few construction experts and we came up with a plan to break down a few walls that were not needed and add a few walls that were needed. In other words a new bedroom and a study would be the additional features.We had some money saved but I thought it better to take out a personal loan. So we investigated for quite a while and thought that the best and most flexible personal loan was from HITACHI. We went online and applied for a personal loan of £12000 which was more than enough even to cover just a bit of refurbishing at the same time. We do have a positive credit history and my wife and I are both gainfully employed.I suppose because of that the loan was approved and it didn't take too long for the money to become available. They even advised that we choose the 5 year repayment plan which wouldn't put too much pressure on us. Their interest rate was really good too and the house was being well improved. So thank you once again HITACHI.

Review posted by William Delaney

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I finished university and got myself a really good job so I'm really grateful for the opportunity to study further. However during the 4 years at university I never took the time off to have a real holiday. It was always a weekend here or a weekend there. The reason being I had a study loan that I wanted to get rid of as soon as possible so whenever holidays came along I would work in a pub or at live shows to put some cash together to reduce my loan.So after working for a year I decided to have a real holiday and go to Miami for a fortnight. My credit rating was high and I'd heard about HITACHI so I applied online with them and asked for a personal loan of £5000 which was approved very quickly indeed.I also asked that the loan be settled over 24 months and this was great. A couple of days later I had the money in my account and had the time of my life in Miami all thanks to HITACHI PERSONAL FINANCE.

Review posted by Damien Franklin

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Recognising the name Hitachi and linking it to other household and technical products, I never dreamed that one day I would approach them for a personal loan and succeed without a ton of burocracy that is normally thrown at one. I went online and filled in the application and asked for £4000 to be repaid over 2 years. Clearly they have to know that you are creditworthy and that you can afford the repayments, but as soon as that was ascertained the loan was approved and once I'd signed some documents, I had the money and without hidden costs. I was amazed and would not hesitate to use them again.

Review posted by Harold Butler

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My wife and I had been invited to my best friends's wedding. Unfortunately they decided the wedding was to be held in Mauritius. I almost decided not to go but then my wife insisted saying we ourselves could have a long overdue honeymoon and stay a few days longer. The onle way, and she agreed, was to take out a personal loan and enjoy ourselves. We went online and found the most unlikely loan company but liked their rates and their flexibility and filled in the application online withHitachj Personal Finance asking for £7000 to pay back over 3 years. Our loan was approved and after the credit checks and just a little bit of burocracy the money was in our account. There were no hidden costs at all and the loan was unsecured making one feel a lot more secure.We'd never been to Mauritius, only ever heard about it. HITACHI PERSONAL FINANCE made it real for us.

Review posted by Stephen Watkinson

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It wasn't too long ago that I urgently needed some cash for a pretty urgent personal matter and searched online for the best personal loan deal I could find. They were all pretty much the same and not too flexible with unimpressive interest rates until I saw HITACHI. The name took me by surprise too but I nontheless applied for a personal loan online requesting £5000 and filled in all the details they required which was financial and residential history etc.Once this was confirmed the loan was approved and it awasn't too long with just a little bit of burocracy for the money to be transferred to my account. What was also good was that I chose to pay off over 24 months via a standing debit order at a really good rate.HITACHI PERSONAL FINANCE are to be commended.

Review posted by Jerome Chisholm

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I was looking for an unsecured loan that offered flexibility as well as competitive interest rates. So like most I went on line looking for this company and settled very quickly for HITACHI PERSONAL FINANCE. They seemed to be exactly what I was looking for. The next step was to go online and fill out the application in which I asked for a personal loan of £5000 with the monthly payments being over 2 years. A credit check was carried out which is the norm and I do have a positive credit history so I wasn't too surprised when the loan was approved and .after the minimum of burocracy the money was made available and with no hidden costs.I was really impressed with HITACHI

Review posted by Harvey Forde

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My son had spent his last money on a car that we all thought was a bargain. He felt top of the world when he got the vehicle as he'd saved quite a while. He drove the car for about 3 weeks and the bottom fell out of his world. The engine seized and I still don't know if it was negligence on his part or if the car was faulty. He had bought the car privately so there was no guarantee either and I really felt sorry for him.He had it towed to a workshop and they told him he was looking at nothing less than £4000 but then the car would be like new. I did him a favour and took out a personal loan with HITACHI for £4000 and they approved the loan as soon as they'd confirmed my financial status. I opted to repay the loan over 2 years and as soon as I'd signed the documents the cash was in my account.My son now has his car back and true to their word it's going really well and all thanks to HITACHI PERSONAL FINANCE.

Review posted by Marcel Lingfield

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I needed a sum of money as I was abslutely sick and tired of paying the ridiculous interest I was paying on the loans I had. Taking a friend's advice I took out a personal loan with a company called HITACHI for £8000 because I'd calculated the amount I'd need to settle all the expensive debt I had. It was a kind of consolidation whereby I'd only have one debt to pay. Hitachi were excellent. I filled in the loan application online and they were true to their word. There were no hidded expenses and the loan was approved very quickly. I did have a pretty good job with an above average salary. Also I had a good credit score and all this must have helped because it didn't take too long for me to have the money.I'm paying of the debt via a debit order over a 36 month period and the one instalment I now pay is much less than the combined amount I was paying and those debts are gone.Thank goodness for HITACHI!

Review posted by George Bertram

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Trying to find the right loan company these days is not as easy as you think. There are so many of them and choosing the right one hinges on one or two little details that a lot of people are not even aware of. I chose HITACHI PERSONAL FINANCE for my personal loan for a few reasons. I'd like to name some of them. 1) There are no arrangement or hidden costs. 2) The loans are unsecured. 3) The interest rate varies depending on the client's personal financial circumstances.Also the customer service was outstanding and prompt which is exactly what I needed at the time. Once my positive credit history was confirmed the money I'd requested was in my account.I would recommend anybody use HITACHI.

Review posted by Ray Wilson

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My mate at work recommended Hitachi when I told him I was looking to take out a personal loan. I thought he must have got it wrong because i hadn't realised Hitachi did loans but after checking them out on the loans comparison website I could see he was right and that Hitachi were definitely worth giving a try.I got my loan approved by them and within 3 days I had the money deposited into my bank account. I was very very impressed with them and have been telling everyone else about Hitachi loans. With Christmas just around the corner I bet quite a few of my mates will be taking my advice and giving Hitachi a go once they've checked out the website to see that I'm not making it up!

Review posted by Dave Andrews

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After trawling through all the loan companies on the Readies comparison website I ended up with a loan from Hitachi. Because of the amount I was borrowing I was eligible for a very competitive 4.1% APR and that was the main deciding factor for me.If it hadn't been for the comparison website I am sure I wouldn't have realised that Hitachi did personal loans and when I told my friends they were as surprised as I was. But now that I know Hitachi do more than sell TVs I shall be recommending them to anyone who is looking for a personal loan. After all its the very least I can do to say thank you to Hitachi.

Review posted by Mel D.

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As a rule I tend not to take the traditional route in most things and so when I was looking for a personal loan recently the traditional high street banks, my own in particular, were not my first choice.When I went online I was surprised to find the name Hitachi on the loan comparison website and after I read their profile I decided to give them a go.Not only did I get my loan approved almost immediately, but they were quoting a very favourable APR which helped me make up my mind and now that the funds are in my bank account I thought it would be a nice thing to post this review to say thanks to Hitachi, a rather unconventional but extremely competitive lender.

Review posted by Simon A.

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My girlfriend didn't believe me when I told her I had got a personal loan from Hitachi. To be honest when I first saw their name on the loan comparison website I thought it must have been a mistake. But it wasn't a mistake and I am glad because they have just approved a very competitive loan for me that means I can replace my old car before my girlfriend and I drive up to Scotland for Christmas where I plan to propose to her. Buying an engagement ring was another reason for the loan and I am doubly grateful to Hitachi for making that possible.

Review posted by Stuart Barnes

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I had been travelling to and from work for a long time using public transport and found it cost effective and convenient. But recently I changed jobs and the public transport then became a bit of a drag especially when the whether was not so good. So I needed to buy a car and therefore needed some financing. I found the car I wanted and the dealership were good enough to offer a line of credit. However I felt that I could get a better deal elsewhere.A new colleague advised I approach a company called HITACHI and ask for a personal loan. And that's exactly what I did. It was straightforward enough and everything was done online. I asked for £8000 and opted for the three year repayment plan which was affordable. The loan was approved and it was nice to see there were no hidden costs. Before I knew it the money was in my account and I now travel to work in my own little wonder and all thanks to HITACHI!

Review posted by Cecil Kingston

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Experience has taught me not to put all my eggs in one basket, so when I needed a personal loan recently I didn't go to my bank. They do a good enough job of looking after my salary each month before it quickly diminishes once all my bills are paid. But they were not the best option when it came to getting a competitive loan.The convenience of the Readies loan comparison website made my search so much easier and it introduced me to some lenders that I had not heard of before. I don't think I would have ended up with a loan from Hitachi if I hadn't used the website.I am really glad I did because Hitachi have just approved a very competitive loan for me and being able to secure a loan with a 4.1% APR made me realise that there is some serious competition out there for the traditional high street lenders, my own bank in particular. I think this is a good thing because the traditional banks need to be kept on their toes and lenders like Hitachi will certainly help do that.

Review posted by Will Seacrest

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You went to Hitachi for a loan, I thought they did TVs. That's what my wife said when I told her I had just got us a personal loan from them. But she was so delighted that I had managed to get the loan and that meant we could go ahead and get our new kitchen installed in time for Christmas.Why do women insist on having things in time for Christmas but only give you the shortest notice to make it happen? Fortunately, Hitachi seem to understand the urgency and they approved our loan and had the money deposited into our bank account within less than a week. Now my next problem is to make sure the kitchen installers get a move on and if need be my wife is threatening to lock them in until the work is finished in time for the next task which will be fitting the turkey into our new oven.

Review posted by Oliver B.

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I wanted to write a review on the Hitachi Group because they were a really good financial institution to work with. I had not taken out a loan from anyone before and was feeling a bit concerned about it.I needed some extra cash to finance a trip for my family and our savings did not cover the cost, plus I did not want to deplete our savings to that extent. I started to research on line who to apply to and having read about The Hitachi Group, decided to ask them for a loan. Their website was self explanatory and they provided good information to help me make a decision. I completed their application and asked for a personalised quote and immediate decision. I was successful and the money appeared in my account within a few days.

Review posted by W. Lawrence

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The Hitachi Group were a good outfit to work with, so I had to write this review. I applied for a loan to cover the cost of some house repairs. They treated me on a personal level and not like I was a number. They took into account my credit history and I was offered a very good interest rate.Their application process was simple and the form was not difficult to complete. I was able to see what the repayment amount would be and when they gave me the quote I asked for an immediate decision. They were really speedy at coming back to me and as I was successful in my application, the money was in my bank the very next day. Super people to work with.

Review posted by Devon Tulley

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I wanted to surprise my wife with a new car for her birthday and so did not want to touch our savings. I decided that if I applied for a loan, I could do this without her being aware and it would still be a surprise. I was not sure how to find a loan company and find the best deal, so I researched on line and found the Readies website. This proved to be very helpful and I chose The Hitachi Group from their list of loan companies.While the wife was out shopping, I went on the Hitachi website and made an application for the loan amount I needed, I received a personalised quote pretty quickly and the interest rate and repayment amount was comparable to the market values I had seen. So I asked for an immediate decision. Nice surprise for me when they said yes and I asked them to deposit the money into my bank, which they did within a few days.

Review posted by Frank Talon

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My husband and I always wanted to go travelling and therefore had talked about buying a trailer. We did not want to touch our savings so decided to apply for a loan to achieve our goal. I have a really well paid job so decided to make the application myself. I had heard from a friend that the Hitachi Group offered good rates and gave you a very professional service. So I decided to apply to them to see what the outcome would be.We went on the website and studied the information. I filled out the application and submitted it, asking for a personalized quote. The interest rate and repayment amount that was quoted seemed very reasonable so we requested a decision and were happy to accept their offer. Within a very short time, they came back with a positive response and said the money would be deposited into our account within a few days, and it was. Great institution to work with.

Review posted by Ann Marie Torey

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I wanted to renew all the appliances in my kitchen as they were getting on in years and I knew they would not last much longer. I thought it would be lovely to have them all matching. I had been looking at different sets of machines so knew how much I needed. The amount was beyond my cash resources so I decided I needed to take out a loan to achieve what I wanted.I had also been looking on line at different financial institutions and the one I liked the look of was The Hitachi Group. They seemed a very genuine company with comparative rates and no hidden fees. So I went on line and pulled up their application which looked fairly simple. I completed the form and asked for a quote. The quote came back really quickly and the interest rate was not bad at all. The repayments were also within my budget so I asked for a decision. I was thrilled to be accepted and within a few days, I was able to go shopping to fit out my kitchen. Jolly nice outfit to work it.

Review posted by April Little

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Despite having some reservations about Hitachi actually being in the business of lending money I went ahead and checked them out online after a friend had told me about them.I must admit I was pleasantly surprised to find that they were more than a match for most of the more conventional high street lenders. I decided to go with them because I needed a competitive loan and I needed to have the funds sooner rather than later. Being able to do the whole loan process online was a great help but having the all important 'yes' decision within an hour of applying followed by the money being deposited into my bank account within 24 hours was absolutely amazing and that is why I am taking the time to post this review.I really couldn't have asked for more from Hitachi and I will definitely be recommending them to my other friends and I am really grateful to the friend that recommended Hitachi to me. I owe her big time!

Review posted by Selma Nadeen

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Hitachi giving loans seemed a bit strange to me at first but now that I have taken the plunge and got my first ever personal loan through them I really feel like telling everyone who is in the process of looking for a suitable lender to start looking outside of the box so to speak.If I hadn't found Hitachi on the loan comparison website I don't think it would have entered my head to even consider them but having been rejected by my own bank I was willing to give some of the less traditional lenders a go.I hope Hitachi get a lot more business due to word of mouth recommendations from people like me because they really do deserve it if my personal loan is anything to go by.

Review posted by Davina Johnstone

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I recall the Summer being very short in the UK this year and following the weather on the Net it was quite amazing that even during the month of October there were typical summer days in the Algarve and the wife and I thought we'd take advantage of it.We took out a small personal loan with a company called HITACHI following a colleague's advice. We didn't need too much as all the prices are a lot cheaper this time of year including hotels and flights. So the £4000 which we asked for was plenty and we could repay it over 1 year. Hitachi were so user friendly and everything was done online. As soon as the credit checks were carried out the money was available.We were off for a week in the Autumn sun thanks to HITACHI.

Review posted by Gordon Morrison

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Thanks to my loan from Hitachi I have my new set of wheels in time for Christmas. My girlfriend and me are driving to Cornwall to spend Christmas with her family and the last time we did that journey my car broke down 3 times and we ended up coming back on the train. I was determined that wasn't going to happen again and this loan has helped me buy a really nice, reliable car that her family especially her petrol head brother are going to be well impressed with.If I hadn't got the loan from Hitachi I might have had to accept the loan that my own bank had offered but they were charging such a high APR that it would have really bugged me but thankfully I didn't have to resort to that and it means I have a bit more in my bank account each month and considering the amount I am spending on petrol every time we go to Cornwall I am grateful for every penny I can save.

Review posted by Dean French

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I wasn't having much luck getting a personal loan until I came across Hitachi on the loan comparison website. I needed a competitive loan because I wanted to borrow quite a large sum of money and the lower the APR the better for me because I had a limit to how much I could afford in monthly repayments. I didn't mind taking out the loan over a longer period but the monthly repayments were the most important factor. I didn't get the 4.1% Hitachi were advertising but it was still much lower than my bank were quoting me and most of the high street lenders were higher as well. Hitachi might not be the best lender for everyone but they certainly ticked all the right boxes for me and my loan requirements and that's why I am so pleased that I discovered them on the loan comparison website.

Review posted by Tasha K.

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I got a great deal on a loan with Hitachi that means I can book my ski trip to Meribel in January. If I don't get my annual ski holiday I can be very grumpy and not much fun to be around, so my girlfriend tells me. I don't necessarily agree with her but I certainly feel a lot more invigorated after a ski trip, it must be something to do with all that Alpine fresh air.So it really is for the sake of my girlfriend that I am taking out this loan and provided I don't come back with any limbs in plaster I think she will be glad I went. I do invite her to join me on these trips but she is far too worried about breaking one of her nails and much prefers to spend a few days at a Spa hotel with some of her friends. Oh well, each to their own!.

Review posted by Jake, Essex

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I only discovered about Hitachi doing loans when I looked on the loan comparison website so that is the second thing that is good about using the internet when looking for a loan. Without that I would probably have ended going to my bank and paying far more in interest rates.Apart from the fact that I don't like going to my own bank if I can avoid it, being able to make the loan application online and getting an immediate decision means I haven't had to take too much time out of my working day and as I get paid on a an hourly rate that is very important to me also.I am going to have paid this loan off by this time next year and so I will definitely consider Hitachi for the next loan which will be to pay for my parents to go back to Sicily for their 40th wedding anniversary which is where they met and my dad proposed to my mum. I think it will be a really cool thing to do for them as I know they couldn't afford to do it themselves but it would be just what they would have chosen to do if they had the money.

Review posted by Dave C.

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Money comes and money goes! Unfortunately in our family it goes quicker than it comes. The wife and I have been saving for a while and everytime we think we're getting somewhere a huge chunk of our savings is needed for something. Last time it was some serious renovations at home. And now my daughter is getting married and I feel it's my duty to help financially as much as we can.We decided to leave our savings and this time opt for a personal loan. We chose a company called HITACHI and filled in an online application asking for £6000 with a 24 month payback plan. We also submitted all our financial and residential details and he loan was approved.All this took place with the minimum of burocracy and before long the money was in our account. Needless to say the wedding was a complete success. I have a lot to thank HITACHI for.

Review posted by James McCorkindale

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My first Christmas in my new flat is all down to Hitachi approving my loan in the quickest time ever. When the flat I am now happily settled in to came on the rental market at the beginning of December I had to get moving quick with the finance of deposit and 3 months rent that the landlord wanted.My friend suggested looking on the loan website and with her help I found Hitachi were the best option for me. Getting such a good APR was just a bonus for me because the most important thing was getting the money in time to make sure I didn't lose out on the flat. I have also been lucky enough to get a monthly repayment plan that isn't going to cause me any problems and so for several reasons I am very very happy with how 2015 is ending for me and I hope 2016 gets even better.

Review posted by Katrize

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When Hitachi approved my loan and told me the funds would be in my bank the next day I was able to get straight on to looking at flights for my wife and I to fly to India to visit her parents. It is my present to her for all the hard work she has put in in helping me to set up my new business and I couldn't have done it without her.Once the business is making more profit I will hopefully not have to rely on getting a loan for these such things but for the moment I am making more than enough profit to be able to afford the monthly repayments on this loan.Hitachi were offering a very good APR on the amount I needed to borrow which as a business man myself I was eager to get the lowest rate as possible. Not even my own bank could match that rate so I was in no doubt that I was doing the right thing by using Hitachi for the loan and would definitely recommend them to friends.

Review posted by Nabir, Hounslow

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I was after a small loan just to sort out a few family matters and went online to look for the best deal. All the companies were pretty much the same and so I guess it came down to customer service in the end. Due to their well known name I chose HITACHI PERSONAL FINANCE. I filled in an online personal loan application and asked for £4000 to be repaid over two years. I was checked out as is the norm in terms of financial and residential stability and as soon as this was confirmed I had the money transferred to my account. I was also impressed with their very reasonable APR. and would not hesitate to use them again.

Review posted by Keith Broady

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I'll be honest and say I didn't realise Hitachi did loans until I saw them on the loans comparison website. Even then I thought it must be a printing error but I am glad to say that wasn't the case as the personal loan I have just got from them is better than I expected to get from any lender with an APR that even my own bank weren't able to offer me in spite of my many years of being a loyal customer of theirs.I have just recommended Hitachi Personal Finance to a work colleague of mine and I wouldn't normally do that sort of thing if I wasn't 100% satisfied with the service. My new year is going to start with a very healthy bank balance even after I have paid off all my credit card bills from their excess use in the past couple of months and it's all thanks to my loan from Hitachi.

Review posted by Kelsey G., London

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Our unplanned but very much loved new arrival has proved to be very costly and we wouldn't have been able to give our new little son all the things we want him to have without the help of the loan from Hitachi.We were shocked when I discovered I was already 6 months pregnant and we had just about saved enough for Christmas presents for our 12 year old twin daughters so we knew we would be struggling to afford all the new baby stuff having long since got rid of our daughters baby things.we found Hitachi on the loan comparison website and decided to apply for a personal loan and were delighted when we got an immediate yes. By the end of the week we had the money in our bank and we were able to get all the baby's things without having to spend any of the Christmas present money. So our daughters were happy with their presents and I think they would have been happy with just their new baby brother but we didn't want to take that risk!

Review posted by Melinda Parry

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When Hitachi approved my loan I was very relieved because the personalised quote they gave me seemed too good to be true and I was fully expecting to be told it was a clerical error. I don't know why I was so disbelieving because as far as my financial profile goes I am pretty much a very good credit risk and my years of being prudent and paying my debts on time have obviously paid off.Hitachi have given me one of the lowest APRs available for the amount I am borrowing and that is going to make a lot of difference to the monthly repayments which I was expecting to be a lot higher. So all in all, I have to say that when it comes to personal loans Hitachi are a big hit with me and I will be telling all my friends about them because I don't think that many people realise that Hitachi do loans.

Review posted by Jake Riordan

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When you are looking to borrow several thousand pounds it pays to shop around and using the Readies loan comparison website is a very good way of doing that. That is how I found Hitachi because without that website I would never have known that Hitachi did loans.The potential 4.1% APR was what attracted me to Hitachi and even though I didn't expect to strike lucky and get the 4.1% I would have been happy if I got quoted an APR that wasn't too much higher than that figure. So you can imagine my delight when I actually got my loan with the 4.1% APR. It really made my day and was a great way to end the year.I won't be looking for another personal loan for a while but if and when I do I will definitely give Hitachi another go and hope that I strike lucky again.

Review posted by Mark P.

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I had a personal cosmetic procedure needed and the longer I put it off the more conscious of it I was becoming. I wanted the best specialists and therefore it was always going to be very expensive.I realised that I would be compelled to take out a personal loan and with that in mind started searching online for the best deal.I stopped at HITACHI and filled in the online application and asked for a personal loan of £8000 which was approved after my creditworthiness was confirmed. The repayment period of 3 years via a monthly standard debit order was also comfortable.The money was made available very quickly and I've had the surgery and must thank HITACHI for the way I was treated and I will recommend them to all.

Review posted by Lucas Wilson

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Once I got the personalised quote and saw the potential APR I could be getting if I went with Hitachi for my loan I didn't hesitate to make my application online and just hoped I wouldn't be disappointed with what they came back with.Well I didn't get a nasty shock and whilst the APR is not as low as the potential 4.1% that Hitachi were advertising for loans in the range that I was looking at, it is still a very competitive 4.9% and I am more than happy with that.The overall agreement is ideal for my requirements and making the monthly repayments is not going to be a problem at all and so I am delighted to have found Hitachi on the loan comparison website and even more delighted that they approved my loan.

Review posted by Gary Adams

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I just want to wish all the people at Hitachi Personal Finance a Happy New Year and long may they continue giving people like me competitive and affordable loans.I found Hitachi on the loan comparison website and was surprised that they were also a loan company and once I read their profile and saw how competitive their loans were I just went straight ahead and made my application.I now have my personal loan confirmed and the money is being transferred within the next 24 hours which means I will be starting off 2016 with a lovely sum of money in my account which is going to do so many things for me that I don't really know where to start but saying a big thank you to Hitachi might be a good one.

Review posted by Helena Constiani

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Who would have thought it that I would get such a competitive loan from someone like Hitachi. I was surprised when I found them on the loan comparison website and when I told my wife about them she said I must be wrong and to put my proper reading glasses on!Well of course I wasn't wrong and she is as delighted as I am to have got this personal loan with such a competitive APR because the amount we have had to borrow for our daughter's wedding is a very big financial commitment for us and we have to make sure we are getting the very best deal and more importantly an affordable one.Hitachi have managed to give us both those requirements and we are confident that we have got the most suitable loan for our circumstances. Our daughter was concerned that we might be overstretching ourselves financially but we have been able to reassure her that we aren't and that she should just go ahead and plan her wedding with our blessing and support.

Review posted by John Edwards

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We have just got approval on our loan from Hitachi and that means the next few months are going to be hectic and a lot of upheaval while we are having the extension on our house built.We had to wait until we got planning permission before we applied for the loan but once that approval came through we couldn't wait to get started on the work and fortunately for us Hitachi didn't make us wait as long as the local Planning Department did!Within a week of our online application for the loan we have confirmation that the funds will be in our bank account within the next 24 hours and we can give our builders the go ahead to start the work immediately. We just hope the builders are as quick and efficient as Hitachi have been because we don't want to have to put up with too much upheaval for too long.

Review posted by Kenneth Wicks

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I hope I don't need another loan any time soon because I only seem to get loans to deal with emergencies and this one is no exception. My daughter needs some urgent cosmetic dental work done after a bad fall from her horse and the cost to restore her lovely smile was going to run into several thousand pounds.I chose Hitachi because they are offering one of the lowest APRs and that is going to make a considerable difference to the overall cost of the loan. The monthly repayments are not really an issue it was more important that I secured the loan as quickly as possible so that we could get the treatment started as soon as possible before my daughter returns to school.Hitachi were fast and efficient with the whole process and that made all the difference to us especially my daughter who was really quite distressed about the whole incident and being able to reassure her that she would be back to normal soon was worth every penny of the loan.

Review posted by Paddy W., Kent

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Thanks to the readies loan comparison website I found out that not only do Hitachi give loans they also give one of the lowest APRs as well.I chose them hoping to be able to secure the lowest rate possible but wasn't expecting to get the 4.1% they were advertising. But I did and I am absolutely delighted because it is going to make a lot of difference to the final cost of the loan and that was the most important factor for me when I was deciding on how much to borrow for the purchase of a new car.This will be the first time I have bought a brand new car and being able to get the best deal on the loan means I can look at models that I thought might be out of my affordability before.

Review posted by Reece Ashcroft

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Getting the loan we wanted with such a low APR was a dream come true for us. We couldn't believe it when we found Hitachi on the loan comparison website and we are so glad we took our friends advice to use the website because we had no idea there were lenders like Hitachi available to us.Our first loan for such a large amount of money was a big step for us but we needed the money to pay for a new kitchen in the flat we have just bought and we know it will be money well spent because it will undoubtedly increase the value of our flat. As we don't plan on spending more than a couple of years in it we are hoping the increased value will have cancelled out the cost of the loan by the time we come to selling it.Getting such a great APR will go a long way to ensuring that because we have worked out that we have already saved several hundred pounds compared to the loan our own bank quoted us for. Hitachi is certainly a name we didn't expect to be dealing with when it came to getting a loan but we won't be forgetting them in a hurry.

Review posted by Siobhan O'Sullivan

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Thanks Hitachi you have restored my faith in the finance industry. After several bad experiences of borrowing money over the years I am finally able to say that I have been given the most competitive and affordable loan that I just didn't think was going to be available to someone like me.That was until I found you on the loan comparison website and it just goes to prove how valuable these comparison websites can be. They really do serve a great purpose because without them I wouldn't have found it so easy to find Hitachi and get such a great deal with this loan. I honestly didn't know that Hitachi did loans and such competitive ones at that. Well you certainly live and learn dont you!

Review posted by Richard A., Colchester

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I was after an unsecured loan as the family needed to visit an ailing relative in Miami. We used to see each other on a regular basis with him doing most of the travelling. Unfortunately age and failing health meant he couldn't travel so much and we've not seen him in 5 years.To remedy that we decided to visit him and applied for a personal loan with a company called HITACHI about whom we'd heard through the grapevine.It was quite simple, really. We did everything online and obviously there were certain criteria that had to be met. Our loan of £6000 was approved and also our request to settle the loan by way of 24 equal monthly payments. The customer service was really special and they helped us so much.Within a matter of days the money was available and we booked our flights to Miami. We thank HITACHI for their efficiency and promptness and will not hesitate to use them again.

Review posted by Paul Randall

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I bought a great car about 2 years ago and had no trouble until now and the fault was really my own. Certain high performance vehicles need to be serviced regularly and I was a bit neglectful in that department. The timing belt snapped with dire results and the cost to get the car roadworthy again was in the region of £3500. I didn't have that kind of cash available so I applied for a personal loan from HITACHI. They were the same company that gave me the original loan. I still owed a small amount but I'd not missed one instalment and they were great. I asked for £4000 and they just added it to my balance and worked out the new instalment.The money was available very quickly and I soon had my car back again as good as new.HITACHI PERSONAL FINANCE are helpful and professional.

Review posted by Preston Monahan

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I never normally bother with reading or posting reviews but that was before I got this amazing loan from Hitachi. I said if I got anywhere near the 4.1% APR they were quoting I would post a comment and thats just what I am doing now.Hitachi were a bit of a surprise to me as I only ever associated them with electrical goods such as TVs but when I read their profile on the readies loan comparison website I was intrigued and the 4.1% APR was definitely worth investigating further.Hitachi have made my day with approving the 4.1% APR on my loan and I never thought I would be lucky to get such a great rate on my loan but I appear to have fulfilled all the required criteria to be eligible for such a good rate and I am not going to argue with that. Hitachi obviously know a good borrower when they see one!

Review posted by Rowan Clegg

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I hope Hitachi continue offering such great rates on their personal loans because I have been recommending them to loads of my friends and family since getting my own great deal on my personal loan.I hadn't realised that Hitachi did loans until I started looking online for my loan just before Christmas and I was immediately drawn to Hitachi when I read their profile and saw the potential 4.1% APR they were offering on certain loans.I knew I wouldn't get the 4.1% because I was borrowing less and over a shorter period of time but they were still much more competitive than my own bank and most of the other high street lenders so I decided to go with them and I haven't been disappointed.Like I said at the beginning of this review, I hope Hitachi continue offering such great rates, because I really don't want to have disappointed all my friends and family with a bad recommendation.

Review posted by Pete Latimer, S.E. London

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With Xmas and New Year on the way we were a bit short of funds and decided to take out a personal loan so there'd be no problems over the holiday period. We went on line and used Readies as a guide and found HITACHI PERSONAL FINANCE to be just what we were looking for and filled in the online loan application and asked for £3000 which we'd settle over 12 months. Our credit history was positive, which we knew, and very soon the loan was approved and the money transferred to our account.I thank HITACHI for their efficiency and customer service. I will certainly use them again.

Review posted by Colin Lomas

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I applied to Hitachi for a personal loan a few months ago and needed to pass on what a great experience I had with their financial services. I meant to have written this review before now but life gets in the way sometimes. I needed to find some extra cash for a special project I was going to undertake and the only way to succeed was to obtain a loan. I had read about the Hitachi Group and saw no reason why I should not apply.In the process of the loan application I felt like I was treated as an individual with personal circumstances that they accepted, I believe I was given a really good interest rate to consider and at the end of the day, when they gave me a quick personalised quote, I asked for an immediate decision, which I received, and I accepted their offer. A really good finance company to work with, I appreciated the treatment I received.

Review posted by Taylor D.

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My family and I decided to send our parents on a special trip for their wedding anniversary and as I am in a good job with a very decent salary, I was nominated to take out a personal loan which we would all then share. My brother had read about the Hitachi Group and suggested I go on line and apply to them for a personal loan, so I did.I was able to afford a repayment on my own, but the family insisted on paying towards the trip. I went on line and looked at the terms and conditions they required one to fulfill, that seemed reasonable and the interest rate would depend upon an applicant's circumstances. l liked the sound of that, it made it more personal. So I filled out the application and submitted it. Within a few hours I had a personlised quote and they requested me to apply for a decision if I liked the quote. I asked for a decision and all was agreeable. The money to fund the trip for the folk was in the bank within the next two days, brilliant. What a super lender to work with. The family were delighted.

Review posted by Linda Baxter

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I had occasion to apply for a personal loan with the Hitachi Group after reading about them and their financial range of products. I wanted to consolidate my credit card debt and figured it would be a good idea to get a personal loan to do it.I wanted to let the reader know that my experience with the Hitachi group was outstanding. They really did treat me as an individual, taking into account all my personal circumstances and they gave me a very good interest rate and a repayment amount that I could afford. It certainly was better than the interest I was paying on those cards.The money was in my account within a matter of days and I am one very happy customer of the Hitachi Group. I can highly recommend them to anyone who is contemplating a personal loan.

Review posted by Shawn Fletcher

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I recently took out a personal loan with the Hitachi Group to cover the expense of a new car. I was not sure how my application would be accepted, but I need not have worried, they were very obliging and understood my personal circumstances. So I am here to report that the Hitachi Group did me proud. They became my personalised lender, treated me with the utmost respect, were very professional and can high recommend them.After submitting my application the time frame was really quick in letting me know what sort of quote they would go with, and, after I accepted the quote and asked for a decision, that also came back swiftly. I was able to access the money within a day. Super job Hitachi.

Review posted by Alan Kemp

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For the special lady in my life I wanted to buy her a really nice engagement ring for when I popped the question. I decided on a figure to pay and after looking in some jewelry shops believed I was on the right track. I thought a personal loan would be an ideal way to go about this purchase, then I could pay back the loan over a period of time and at an amount I could afford. I had heard from a pal about the Hitachi Group so decided to do a little research.I looked on line at a comparison website called Readies and the Hitachi Group looked like a very good option. I decided to try them for my personal loan.They were an extremely professional outfit and I was treated graciously with a personalised service. They were very thorough with their details and asked a few questions, which I was happy to answer. A personalised quote came through almost at once and I accepted the quote and applied for an immediate decision. I was not disappoiinted and within a few days had the funds to go shopping for that ring. Brilliant.

Review posted by Bill Turnbull

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I am very satisfied with having chosen Hitachi to apply for a personal loan with.It was my son´s 21st birthday and not only did I throw him a nice party, I also bought him a pool table as a gift.Hitatchi helped me out with the £3000 loan that I required and approved it instantly.The cash was in my building society´s account the following day after the decision.The interest rate was an acceptable one and all went very well.I had heard from friends that Hitachi was a good lender to work with but I was unsure. Now I´m convinced.Thank you Hitachi

Review posted by Stephanie Window

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It was my daughter 18th birthday and I know how much sjhe loves to Ski.My wife and I decided to surprise her with a weeks holiday in Switzerland.Not cheap, so I had to apply for a loan of £2500. I decided to opt for Hitachi as you do not have to bank with them to qualify for a loan. It is sufficient to have a bank account which ofcourse I do, although with a different bank.I did not want to apply with my bank as I compared the installments and at Hitachi the monthly saving was rather attractive.I applied on line and found it to be easy.The loan over 2 years is something that is affordable, so I went ahead.It was granted and I am a satisfied client.

Review posted by Johnaton Pierce

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I have had a previous experience with Hitachi, when I borrowed £3000 4 years ago to help me with the shortfall, to buy a car cash.I was happy with our relashionship during the 24 months whilst I paid them back the loan, as no incidents ever occured.So, last month it was time to use them again, so I applied for £8000 over a 4 year period.The interest rate I was offered was the lowest I could find, as I had shopped around a little, and therefore I was pretty pleased.Again they were quick on their decision and at transfering the cash, upon approval to my bank account.I recommend them.

Review posted by Jean Hartung

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I could sit down now and write a long comment on why I was happy with Hitachi´s professionalism their interest rates , the fact that they charged me no hidden fees etc, but what REALLY impressed me was the fact that they treated me like an individual and not a number.I think this is important as most banks don´t treat you this way.So, Im writing to say, it was worth applying to Hitachi rather than any other institution just for this. Their personalised approach.Thank you Hitachi for this and ofcourse for the quick approval of my £4000 loan over 3 years.Keep it up!

Review posted by Bruno White

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Getting 4.1% APR on my loan with Hitachi has prompted my review because I think getting such a competitive rate deserves to be highlighted. A lot of lenders lure you in with the promise of low rates but by the time they have finished if you are not careful you end up with a loan that is far from competitive even if the lender is telling you otherwise.My sister and her husband got caught out that way when they recently took out a loan with a very well know high street lender and they are living to regret it. So I made sure that wasn't going to happen to me. I hadn't realised Hitachi did loans until I did my homework and researched all the lenders on the readies loan comparison website. I am glad that Hitachi turned out to be as competitive as they were advertising and that I wasn't wasting my time with them.It's a shame I didn't discover Hitachi before my sister took out her loan because we both wanted a similar loan but she ended up with a raw deal which could have been avoided if she'd taken a bit more time and done some research like I did. Hitachi may not have approved her loan but it would have been worth a try.

Review posted by Brian Fisher, Ealing, London

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Since I had never taken out a personal loan before now, I wasn't sure what to expect with regard to getting a competitive rate. I asked for advice from my dad but he wasn't too sure either because he always went to his bank for loans and that was more out of convenience than anything else.There was nothing for it but for me to get online and start looking at what was on offer from all the regular high street lenders and base my own requirements on those findings.I had a look at my own bank first and they were disappointingly much higher than a lot of the other APRs being quoted and when I came across Hitachi I immediately picked up on the 4.1% APR they were advertising. It was for loans higher than the amount I wanted to borrow so I didn't expect to be quoted 4.1% but anything in that region would be ok and as long as it was lower than my banks APR that would be a good place to start.As it happens it was a good place to finish as well because I got approval on a loan from Hitachi with a 4.5% APR and more importantly the monthly repayments were below what I had budgeted to be my maximum affordability.So after a bit of time spent searching online I have ended up with a very satisfactory loan from a most surprising lender. Surely I can't have been the only one that didn't know Hitachi did loans?

Review posted by Danny Foster, Edgeware, Middx.

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Using the readies loan comparison website was a great idea with hindsight because I wouldn't have even considered Hitachi for a loan as I don't even think I would have believed they did loans if someone told me so.Seeing the evidence in black and white on their website was proof enough for me and the great 4.1% APR they were advertising on loans in my price range was all I needed to persuade me to apply for a loan with them.I haven't been disappointed with my choice even though I didn't get the 4.1% APR because that has been balanced out with a really affordable monthly repayment which is probably more important to me. It's still a really competitive deal and I would definitely consider them again in the future.

Review posted by Tamar D., Bromley, Kent

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Hitachi were a very surprising discovery for me. I mean in terms of loans of course because I already knew they made electrical goods and such stuff. But giving loans was totally new to me and I only found out about them when I used the loan comparison website.My loan didn't get the 4.1% APR they were advertising but I am not borrowing such a large sum of money and so I wasn't expecting it, so no real disappointment there. My only slight disappointment is that they took so long with the credit history check and that meant my loan wasn't given the go ahead for nearly two weeks. Maybe it was because I applied for the loan just before Christmas and things were taking longer in general because of that because I new there wouldn't be any problems with my credit record otherwise I wouldn't have wasted my time applying for the loan in the first place.Anyway the loan has come through eventually and the cause of the delay remains a mystery to me but I am pleased to finally have the funds in my account which is the main thing.

Review posted by Roger Collins

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I am really happy with my loan from Hitachi and I am so glad that I decided to use the online loan comparison website because it helped me find the right loan for me and that wouldn't have happened if I had not used the website because I didn't know that Hitachi did loans. I was going to apply for a loan with my bank but they refused my brother a loan a little while back and he ended up getting a loan from one of the other lenders which he found on the same website as me. It wasn't Hitachi but he was just as happy with his loan and so I think if you can't get any satisfaction from your own bank it is good to know that there are other options for you. My bank might have given me the loan but I didn't want to rub my brother's nose in it by telling him I got a loan from them and he didn't because he can be quite sensitive about things like that and would probably sulk for ages. He can't be upset about my Hitachi loan because it was down to him that I found out about them giving loans.

Review posted by Morgan Blandford

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Oh man I cant believe I got my loan from Hitachi. it means i can buy my car and it wont be the one iI first thought about buying because I was able to borrow much more than that and so the car I am going to buy is one that my mates are going to be so jealous of and it will teach them a lesson because none of them have steady jobs and they are always joking about me being boring in my 9 to 5 job but they'll be laughing on the other side of their faces when they see my car and will be begging me to get them a job at the place where I work but I'll just tell them you have to go back to school and learn to read and write first!

Review posted by Rayden L.

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First time I've ever taken out a loan before, and it was a big one, for a new car! The money was straight into my bank. The customer service was absolutely brilliant, if I had any worries or problems I know I could ring them and would get answers. My circumstances changed and I had to sell my car, so then I was able to pay a big lump sum off my loan, which was a big help and relief, some loan companies don't let you do this, so I think this is an amazing bonus! Thank you hitatchi would definitely recommend you and use you again!!

Review posted by lucie

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Hi my name is Tommy and I was looking for a personal loan a little while ago to buy my son an inexpensive car. He had already seen the car he wanted and unfortunately he doesn't have the best credit rating hence me applying for the loan. Readies gave me a shove in HITACHI's direction because I liked what I saw and so I filled in an online application asking for a personal loan of £5000 which I'd settle over 2 years.After they did their credit checks and confirmed my credit rating the loan was approved and a little while later the money was transferred to my account and we were able to get the car my son wanted. I must say it was a real bargain at the price and all thanks to HITACHI for their efficiency.

Review posted by Thomas Bracewell

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Despite not being eligible for the very low 4.1% APR that Hitachi were advertising I am still very happy with the loan they have just approved for me. It's still much more competitive than the quote I got from my own bank and better than a lot of the high street store lenders too.I really like the online facility that most lenders now offer and it beats having to spend ages ringing different lenders or visiting your own bank. If it weren't for the loan comparison website I wouldn't have know that Hitachi did loans so that's another good reason for using the internet when looking for loans.I wonder how long it will be before we don't see any physical banks on our high streets anymore and lenders like Hitachi are on a par with the big banks. Maybe not as long as you might think if this loan is anything to go by. Hitachi seem to have found their niche in the lending market.

Review posted by James Pritchard

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I never thought I'd be buying my new car courtesy of a company one normally associates with TVs but that's precisely what I will be doing thanks to this loan from Hitachi.I never knew Hitachi did loans until I went online and checked the loan comparison website. I did a double take because I thought I had misread the name. Still if people like Tescos can give out loans why shouldn't Hitachi. They're as well established as all the other high street lenders with just as good a reputation.My loan from Hitachi comes with a very competitive APR of 4.5% which beats my own bank hands down. So I am really pleased I found out about them and will definitely be mentioning them to my friends when they ask how I can afford a new car so soon after Christmas!

Review posted by Rachel Mortimer

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I was looking for a small unsecured loan with a 2 year payback period. The reason was a bit personal and I was hoping that I wouldn't have to divulge all the reasons why I wanted the loan. Somebody told me about HITACHI PERSONAL FINANCE and without hesitation I approached them online and asked for a personal loan of £5000 with the 24 month payback schedule. What I liked was that there were no hidden costs and as soon as my credit rating had been checked out the loan was approved and a short while later after the minimum of red tape the money was in my account. The interest rate was truly competitive and their customer service notable. My thanks to HITACHI!

Review posted by Darren Mitchell

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When I said I was applying for a loan with Hitachi my wife thought I was going daft and said I must have the name wrong because Hitachi sell TVs and I said but Tescos sell food and they give loans so whats so strange about Hitachi doing the same.She took my point and left me to get on with it without saying another word. She knows I like to get a good deal so as Hitachi were advertising an APR of 4.1% I was hoping to get a quote somewhere in that region which would beat the quote my own bank gave me and I would have considered that a very good result.Hitachi turned out to be a good choice and they were very quick once the loan was approved in getting the money to me. I will make a point of recommending Hitachi to family and friends if my wife hasn't already. She's a great one for starting a conversation with the words "you'll never believe it but......"!

Review posted by Bernard F., Croydon

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I am really happy with the loan I have just got from Hitachi although I would never have dreamed that I would end up getting the money to buy my new car from a company like them.My first thought was to go to my own bank but they were not very competitive and the amount of money I wanted to borrow meant that I had to try and get the lowest APR possible. That's why I did my research on the loan comparison website and found Hitachi.I was delighted when I got my quote and the APR was 4.1% because it meant I was getting a really good deal and would be saving quite a bit compared to some of the other lenders, my own bank in particular.I would definitely recommend Hitachi to people especially for the type of loan I have just got because that 4.1% APR really is one of the best out there at the moment.

Review posted by Craig Ashcroft

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Bills, bills and more bills. We work and try and budget on a monthly basis so that we can comfortably allow our earnings to cover our expenses. And guess what? It just never works. So we then go off and get one pay day loan after the other. It stinks!I had come up with an idea and hoped it would work.I applied for a personal loan with HITACHI PERSONAL FINANCE for an amount of £14000. I knew it was a substancial amount but the idea was to settle all the bad debts I had and then only have one principle debt to concentrate on.They did a thorough credit check and my rating was high which I knew. I had never defaulted on a payment. The loan was approved and also the 5 year payback option was accepted. It wasn't long and after a little bit of red tape the money was in my account and really put to good use. My whole life has changed and all thanks to HITACHI!

Review posted by Basil.Lawton

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I've just been given a great loan with Hitachi and felt it was worthy of a positive review from me. I am not usually one to bother with this sort of thing but there's a first time for everything I suppose.Hitachi were one of only a few lenders that were offering such a very competitive APR of 4.1% and it wasn't just a marketing ploy because I did get that APR on my loan. I was prepared to accept an APR slightly higher so getting the 4.1% was a great result for me.Hitachi also managed to approve and process my application very quickly. The thing was over and done with in less than a week from when I got my online quote. The funds were deposited into my account, as they said they would be, on the next working day.There's not really much else I can say except that Hitachi were competitive, efficient and fast with my personal loan and to think that I only ever associated the name Hitachi with TVs, well that's not the case any more.

Review posted by Ronnie Lawson

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I just want to say thank you to Hitachi for a great deal on my personal loan.I found Hitachi on the readies loan comparison website and was surprised that they did loans but the 4.1% APR they were advertising made me choose them over the other lenders. My own bank weren't even in the running, so to speak. The APR they quoted me was laughable and I told them so in no uncertain terms but they weren't budging on it and that's why I looked online for a better deal.Being able to use the internet to find Hitachi and get the best loan was really convenient for me and my bank better watch out because I am beginning to wonder just what it is they actually do for me. Giving competitive loans certainly isn't one of them.

Review posted by Mike Burton

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My best friend had decided to tie the knot and that was great . The only problem was that his wife decided the wedding should take place somewhere in Portugal, somewhere in the Algarve.Now that's really cool. Even my wife thought so and she said we were going come hell or high weather.This meant taking out a personal loan and the company we chose was HITACHI PERSONAL FINANCE. It was all quite simple. An online application filled in and then almost immediate approval. Credit checks followed and then the £4000 we asked for was put into our account and we also arranged to pay it off over 2 years by way of equal monthly instalments.Our thanks to HITACHI! Your customer service was wonderful.

Review posted by Leonard Weller

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I was after a change in car and urgently needed a personal loan. The car I was after was an absolute beauty and the dealership did offer me credit which was a joke really. I knew that I could get a much better deal elsewhere. Online was the answer and a good friend of mine told me about HITACHI. I fiiled in the application online and asked for a personal loan of £8000 to be settled over 4 years as I wanted no pressure with the instalments. I furnished them with all the relevant details and once they'd decided I was creditworthy the loan was approved.A minimum of red tape followed and the money was transferred to my account. I was really grateful to HITACHI because it would have been a shame to have lost out on the car.

Review posted by Angelo Marcelo

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I found Hitachi on the loan comparison website readies. I didn't know about Hitachi doing loans before that but there were a few names on the website that were new to me so it was good to use that particular website before choosing a lender otherwise I might have missed out on this good deal with my personal loan.I have told a few of my mates about the readies website and told them about Hitachi doing loans and they were as surprised as me that Hitachi did loans but now that I will be able to buy a car with this loan money I think a couple of my friends will be giving Hitachi a try themselves and I hope they get lucky like I did and get a great deal on their loans too.

Review posted by Dane Pritchard

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I was getting fed up trying to find a lender for the personal loan I wanted to take out to pay for some cosmetic surgery. I didn't want to get the loan through my own bank so I went online and started looking at all the loan companies that were advertising on the loan comparison website. That's how I came to find out about Hitachi doing personal loans.When I saw that they were advertising a 4.1% APR I got really excited because that was one of the lowest APRs I had seen so far and my loan had to be as competitive as possible so that I could afford the monthly repayments. Getting an APR of 4.1% would definitely make a lot of difference to the overall cost of the loan because of how much I wanted to borrow.My loan was approved after I accepted the online quote and I missed out on the 4.1% APR but only just and the 4.2% I will be paying is still going to make my monthly repayments easily affordable so I am really happy and will be booking my cosmetic surgery appointment straight away before I get cold feet and change my mind.

Review posted by Roxanne Whitemore

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I am an avid flying fan and had the dream to get my LAPL which is a small aircraft pilot licence. All that was stopping me right now was the money required for the course which was in the region of £7000. A colleague of mine suggested a company called HITACHI as he was currently paying off a personal loan to them and was totally satisfied with their service. I took his advice and applied online for a personal loan of £8000. My credit record is positive and after being checked my loan was approved. To be comfortable with the repayments a 48 month repayment schedule was arranged and soon thereafter the money was in my account.HITACHI PERSONAL FINANCE was going to make my dream come true. Very soon I would be in the clouds AS FREE AS A BIRD.

Review posted by Daniel Malone

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Firstly, let me say what a great website 'Readies' is. It made the search for a loan so much easier. We could do with more websites like this.Secondly, I only found out about Hitachi doing loans because of the 'Readies' loan comparison website. If they advertise on other forms of advertising I haven't seen them. But that is not important now for me because I chose them for my personal loan and I am pleased to say that I got approval on a very competitive loan and it took less than a week. As soon as the funds were transferred I decided to post this review to say how impressed I have been with everything.The next time I am looking for a loan, two names will spring to mind - Readies and Hitachi and I might not have to look any further than that.

Review posted by Mike Leigh

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I can just about manage to post this review by myself but thats as far as it goes with using the computer. I had to get my sister and her boyfriend to help me find my loan online because Id never used the internet for something like a loan before. Mind you I have never taken out a loan before now.But I am so glad they helped me find Hitachi on the loans website because they have given me a really great loan with a really low interest rate compared to my bank. It means I can buy a car and get some hair extensions done before I am bridesmaid to my best friend.I have told her all about my loan from Hitachi and she said she would consider them for a loan because her wedding funds are running out and she still hasn't booked her honeymoon. I told her she better get a move on or she'll be having her honeymoon in Clacton-on-Sea!

Review posted by Liza Randall

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I wanted to report that the Hitachi Group did me proud a couple of weeks ago when I applied to them for a personal loan. What a great outfit to work with. I wanted to do some home improvements and rather than go to a high street bank, decided to go off the grid and try another kind of market.The process was simple and understandable. They treated me on an individual basis, not just a number. I did have a pretty good credit record going in so I am sure that helped. But the interest rate I was approved for was really good and the repayments were very doable. They are a professional organization and I am glad I found them during my research.

Review posted by Tony Stott

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Our wedding plans were coming along nicely but when we started adding up the deposits needed and the down payments we were going to be over-extended for a while. I said I would look on line at different lenders and see what kind of interest rates were being offered. I actually found the Readies website which helps with comparison information on several lending institutions.Having read up on all those listed, I decided upon Hitachi because they seemed a pretty good outfit. Their range of loans and competitive interest rates drew me to them and I filled out an application and submitted it for a personalized quote. They came back with an immediate decision which I accepted and asked for a final decision. They granted me a personal loan with a good interest rate and terms, so I was well pleased.

Review posted by Craig N.

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I applied to Hitachi Group on the off chance that they might grant me a personal loan. I had not applied for a loan before and was a bit hesitant although my credit history was not bad. I needed some extra funds to take my children and parents on a special trip,for the parent's anniversary. We had talked about it for some time but my savings did not quite come up to the amount I needed.I found the Hitachi Group on line and liked what I read about them and the wide range of loan products they could offer. I sent off the application and pretty swiftly I received a response. It was a personalized quote which was very doable in my budget so I asked for a decision. The money was in my bank by the end of the week. Amazing how simple this was.

Review posted by Vicki S.

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My daughter was about to be a single parent and I just had to be there for her and help where I could. The best help I could give her was be able to afford all the baby stuff you need when a new born arrives.I had heard about the Hitachi Group from a friend and that they were really good to work with when applying for loans. I looked them up on the computer and read about what they had to offer. It all seemed very reasonable. I had a good job, my credit was in fair shape, so I decided to apply to them for a personal loan.I am so glad I did, they were really kind and helpful and responded with a quick personalized quote which I accepted and asked for a decision. Within a few days, my bank account showed a deposit that allowed me to start buying baby things, fantastic.

Review posted by Sue Nichols

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My elderly father needed surgery and I insisted that he go to a private hospital to take care of his ailment. I decided to take out a loan to cover the cost of the hospital stay and surgery, rather than let him wait for several months before being taken care of.I knew about the Hitachi Group because I had taken out a car loan with them before, several years back. They had been a good organization to work with and I recall their terms were very reasonable. So I looked them up on the web and read about their latest terms and conditions, things had improved actually and they were offering very competitive rates. So without further hesitation, I sent off an application.A swift response was received in the form of a quote which was good in terms of interest rate and repayment amount, so I accepted and asked for a decision. The deposit was in my bank within a couple of days. Truly a good organization to do business with.

Review posted by Andrew Beck

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I bet hundreds of people have posted reviews saying they didn't know Hitachi did loans until they saw them on the loan comparison website. I am one of those people and I wonder why that is? Is it supposed to be a well kept secret or do Hitachi need to up their advertising?I am glad that I found them though because I have got a really competitive deal from them that beats my own banks current deals. I nearly took the easy option to go with my bank but my girlfriend insisted I do a bit of online research before making a decision and that is how we came across Hitachi.I even called my own bank to tell them what Hitachi were offering and if they could match it. The guy on the phone just said no we can't but if you are being offered that you should take it because it is a really competitive deal.So I did and now that I have my money I thought I would let people know about my introduction to Hitachi.

Review posted by Baz J.

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No one I know has had a loan from Hitachi and that is what stopped me from applying for my personal loan at first. I am not very good at spotting a good deal, or so I thought, and I just wanted some one to say that they had taken out a loan with Hitachi and that they would recommend them.In the end I trusted my gut instinct and went with Hitachi because they have a good reputation for their other business of electrical goods and the online reviews were mostly positive ones.I was right to trust my own instincts because they haven't really let me down in the past and with this great loan from Hitachi it would seem I am still my own best adviser when it comes to money and I am happy to add one more positive review to the Hitachi website.

Review posted by Carla Preston

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Not too long ago I needed to do some urgent work at home after some terrible flooding and the damage was really bad. I'd used some of our savings but needed a personal loan to cover the rest. I went on line and had a look at Readies. I certainly got the info I needed and the next step was to apply for a personal loan of £6000 from HITACHI PERSONAL FINANCE. The application was filled in online and approval followed very quickly indeed. A repayment schedule was arranged whereby I pay by way of a debit order over 36 months which suited me.The money was available promptly and we've almost completed the work at home. I appreciate what HITACHI have done for me.

Review posted by George Thornton

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I have to say I was most impressed with the Hitachi loan I have agreed to. The name Hitachi didn't spring to mind when I started my search for a competitive loan but fortunately I didn't have to look for long before coming across their name on the loan comparison website.I must have been a bit out of touch because I didn't know that Hitachi did loans and I may well have just gone with one of the more well know high street lenders if it weren't for the Readies loan comparison website I found Hitachi on.My loan has been approved and the funds should be in my account by close of play tomorrow and that is excellent considering I only discovered Hitachi did loans a week ago. They certainly can't be accused of dragging their feet!

Review posted by Mike Eggerton

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I got the money to buy myself a car with a loan from Hitachi and I was sure they were the people who make TVs but it seems they give loans as well.My friend helped me apply for the loan on the internet website for Hitachi after we saw them on the loan comparison website and when I got a quote back from Hitachi really quickly I was excited and couldn't wait to make the proper application so that I could get the money as soon as possible.The sooner i can buy myself a car the sooner I can start doing my evening classes to train as a nail technician and manicurist. I'm going to one day have my own salon and Hitachi have helped me get nearer to that ambition.

Review posted by Ms Claudette P.

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It was my 50th birthday due and my wife was the one who suggested we do something special. I'm not really one for birthdays as all you know for sure is that you're getting older.My wife thought a luxury Caribbean cruise would be ideal as the weather would be good and we could have a total break without mobile phones ringing every two minutes.We'd saved a bit of money for just such a situation but we thought we'd hold on to our savings and take out a personal loan instead. We'd taken out loans with the high street loan companies in the past and this time we chose HITACHI PERSONAL FINANCE and they were wonderful. Excellent customer service, excellent rates and total efficiency.We asked for £6000 and it was no problem at all. Just the normal red tape and in less than a week we had the money. We signed a debit order so that the monthly instalments could be taken from our account each month over a 3 year period.We had a great holiday all thanks to HITACHI!

Review posted by Trevor Markham

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I nearly missed out on getting such a great loan with Hitachi because I didn't know they did loans and I was just going to take the lazy way out and go to my own bank for this loan. My friends said I was crazy to do that because the loan comparison website makes finding a loan that's right for you much easier than you think.I knew they were talking sense and so I did what I don't always do, I took their advice and that's how I found Hitachi. I really wouldn't have know about them doing loans and I am not sure my friends knew either but we all know now and I have a great loan from a company that I thought only made TVs!

Review posted by Jennifer Morris

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I found Hitachi on the loan comparison website and did a bit of a double take and I bet I am not the only one to have done that. Once I realised my eyes weren't playing tricks on me I had a look at the Hitachi website and liked what I saw.I was keen to get as low an APR as possible and the 4.1% APR that Hitachi were advertising was very appealing. My personalised online quote came through with the all important 4.1% and I was delighted. I applied immediately for the loan and got the approval within minutes and yes the 4.1% was still on the table. I just had to accept the t&c's and then hope my credit check went OK. It did which is why I am taking the time to post this review because I am so pleased with the deal and wanted to let Hitachi know they are offering a really good service and I hope other people read this and consider Hitachi for their loan.

Review posted by Andy Furloe

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Despite saving for a few years to upgrade our car we were still quite a bit short when we were forced to buy another vehicle as ours had just stopped. A visit online that could push us in the right direction followed and we very much liked the look of HITACHI PERSONAL FINANCE.We then approached them online and requested a personal loan of £8000 and lo and behold after a short while the loan was approved. A bit of red tape followed as they needed more info in terms of our financial and residential status. We accepted that this was the norm and a few days later we had our money and the new car.We'd never borrowed before and HITACHI were absolutely perfect.

Review posted by Samuel Lasker

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My loan from Hitachi has enabled me to snap up a fantastic bargain at auction. My wife and I have been big fans of purchasing things at auctions. It is a great way of buying unique items and if you're lucky and the bidding goes your way you can get the most amazing items at a fraction of the price.To make the most of bidding you have to be confident that you have the funds to support your bidding and that is why we took out this loan before we went to the latest auction where we got our beautiful Georgian dining table and chairs. We'd earmarked it in the auction catalogue and went armed with our loan funds ready to bid for it.We got it and it is thanks in part to Hitachi approving our loan and getting the funds into our bank account so quickly. Another couple of days and we would have missed out on our latest auction gem which will now become our family heirloom and will no doubt increase in value as the years go by.

Review posted by Roland Peters

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I applied for this loan from Hitachi to help with the purchase of a new car. I didn't plan on borrowing quite so much but the online quote was looking so affordable I decided to up the loan amount and see what my maximum would be whilst still keeping within my monthly repayments affordability.I think this is a really good way of borrowing money because you know more or less exactly what you are going to be taking on before you even make the formal loan application and it helps you avoid any problems with your credit history being affected if you by chance get an refusal based on that initial off the record quote.I made my official application with confidence and I have got my competitive and affordable loan and will be buying a car with a lot more added extras than I originally thought I could afford.

Review posted by Ms R., Bromley, Kent

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I wanted an unsecured loan a while ago and went online to READIES to compare deals offered. They all seemed to offer much the same and then I read some of the reviews and most people were satisfied with HITACHI PERSONAL FINANCE. I then went online and applied for a personal loan of £4000 and a 2 year repayment plan. I also furnished them with all my credit details and thankfully my history was untarnished.Within a short while my loan was approved and the funds were made available. What I liked was the lack of the usual burocracy one is normally faced with.I will use HITACHI again and inform others as well.

Review posted by Jack Brenner

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I took out this loan with Hitachi to help buy my car as my bank were asking a really high interest rate on the amount I needed to borrow. They said they would match any like for like for like loan but as far as they were concerned Hitachi were not considered to be a comparable lender probably because they aren't one of the typical high street bank lenders.I think that is a bit unfair but at the end of the day it is my banks loss because I went with Hitachi in the end and I am more than pleased with the loan agreement I have signed with them. They may not be your stereotypical bank but as far as I am concerned they are offering just as good a financial service and I wouldn't think twice about recommending them to my friends.

Review posted by Freddie Knight

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I found the Hitachi website after a quick run through of the readies loan comparison website and it didn't take me very long to compare their loan offers with my own bank and a few of the more well know lenders.Within a week of applying to Hitachi I have got my loan approved and the money in my bank account. I am very impressed with Hitachi and I think I have made a very good choice of lenders. My friends are a bit surprised that Hitachi do loans but so was I until I looked at the website and saw they have been in business in one form or another since 1910 and they wouldn't have survived this long if they weren't good at what they are doing. I feel I am in good hands with this loan agreement and I am pleased I came across them on the loan comparison website.

Review posted by Leo, Palmers Green

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I needed an unsecured loan to buy my fiancee an engagement ring. I wanted to ask her to marry me while we were away on holiday and with so many immediate expenses I was almost compelled to ask for a personal loan. I had a good job with a fair income and good prospects of promotion so a little debt didn't bother me too much.I went online and found HITACHI PERSONAL FINANCE and submitted my application online. I asked for £7000 so I'd easily have enough and pleasingly after my creditworthiness was checked out the loan was approved as well as the 2 year repayment schedule I opted for.It took a few days and the money was made available and i was able to sort out the most important thing in my life. HITACHI WERE WONDERFUL.

Review posted by Nicholas Mercer

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My personal loan from Hitachi is to pay for dental treatment. I am going abroad to have the work done because it is going to be much cheaper than the UK but I still needed to get a loan to pay for it. Obviously the flights had to be included but even with them it is still working out thousands of pounds cheaper. It makes sense to get the work done abroad and the dentist is coming with a good recommendation from a friend who had her teeth done at the same clinic.I asked my bank what their best rate was for the amount I needed to borrow and they were not at all competitive. There were several lenders advertising much lower rates so I did a bit of research and came up with Hitachi. They were advertising 4.1% APR on their website and so I did their online application for a personalised quote and liked what they came back with. Not as low as 4.1% but much lower than my banks rate so I went for it.As soon as I got confirmation that the loan was approved I set about making my appointment with the clinic and then booked my flights as soon as the money was deposited into my bank account. It only took just over a week to get the loan which was brilliant because I wanted to get my treatment started as soon as possible because it will take about 5 or 6 months for the treatment to be completed and it will mean two or three visits but I will make sure I get the cheapest flights possible and I will be staying with a friend when I am there to keep the costs down.Soon I'll be able to smile with confidence and in time for my wedding in August and I wouldn't have been able to plan all this without this loan from Hitachi.

Review posted by Sandy Whittaker

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A good friend of mine put me on to Hitachi when I told them I was looking for a good deal on a loan to buy a car. He'd use Hitachi for the same reason and thoroughly recommended them.After speaking to him I went on to Hitachi's website and checked them out and liked the 4.1% APR they were advertising. Although my friend didn't get the 4.1% so I wasn't holding out too much hope of me getting it either. But to my surprise and delight I did get it and my loan has turned out to be even better than my friends so I can't thank him enough for pointing me in the right direction for this loan. I owe him a pint!

Review posted by Ian Hutchinson

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After looking online for a while I have got a great loan from Hitachi of all people, which is going to sort out my credit cards and my boyfriends birthday present. It's a bit of a pain him having his birthday so soon after Christmas and just before Valentine's Day but at least it means we have all Summer with just my birthday for him to concentrate on.I've got a really nice present in mind for him but if my Christmas present from him is anything to go by he had better seriously up his game this time or else I'll be taking it back and his new set of golf clubs that he got for Christmas and selling them on eBay.

Review posted by Cassie Matheson

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Not only were we surprised to find that Hitachi did loans but we were surprised to find that they were so competitive. We soon forgot about going to our own bank when we saw that Hitachi were advertising 4.1% APR on loans in the range that we were looking at.We felt quite excited when we did the online application and got our quote with 4.1% but we waited until the loan was formalised and we had agreed to the terms and conditions before we really celebrated getting such a great deal from a lender that we wouldn't have considered if it hadn't been for finding them on the loan comparison website.

Review posted by Judy., Mitcham, Surrey

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A friend put me on to Hitachi, he'd used them for his loan after finding them on a loan comparison website. Probably this same website that I checked them out on. I wasn't sure if he'd got the name right but if he'd just said the company that makes televisions I would have known straight away.Once you find out that Hitachi do more than just make electrical goods you begin to see that they are quite a competitive lender and that's all that counts really. My loan was approved with a 4.1% APR which made it the lowest quote I had been given so it was an easy choice to go with them.I am very pleased with the overall package I've got with this loan, but you'd think with the amount I am borrowing Hitachi would throw in a nice TV as well!

Review posted by Greg, Stamford Bridge

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I suppose most borrowers want a competitive, affordable loan and they want to be able to get it without too much red tape and paperwork. I did and that is why I couldn't be happier with my choice of Hitachi for my loan.I found them on the readies loan comparison website and hadn't realised that they did loans until then. But their profile was very good and they were advertising a really low 4.1% APR for their middle range loans which is what I was after.I went ahead with their online personalised quote and liked what I got back so I applied for a loan based on that quote. I didn't have to wait long for the approval, within an hour I had it approved and 24 hours later they contacted me to say the funds were being transferred to my bank account.So within 3 days I had my competitive, affordable loan without the red tape and tons of paperwork and I have Hitachi to thank for it and I never would have believed it a week earlier.

Review posted by Sam K.

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The Hitachi Group were on the top of my list when applying for a personal loan. I had received a loan from them previously, some years back, and they had been a good company to work with. They do treat you on a personal level looking at your circumstances and credit history. I liked that.I wanted to obtain some extra cash for some home improvements I wanted to make, I had been planning this for some time. Now the time was right and I sort to apply to Hitachi for that extra money. I went onto their website for the quote they offer to give you after completing the forms and filling out all the relevant details. I was not disappointed, they came back with a very good quote which I agreed to and then asked for a decision. Hitachi came through for me again.

Review posted by Phil Stevens

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Some pals of mine had told me about Hitachi and that there were a personal finance organization. They had obtained a loan from them and it had been a good experience. As I was in the market for a personal loan, I thought I might just look them up and read about them.They came across as a personal outfit and seemed like they would treat you as an individual looking at your circumstances. I decided to give them a try. I did not need to borrow a large amount and thought if it was for a short term, I could get some good rates. They did me proud, after completing and submitting the application, they came back with a really good quote and then a decision. I readily accepted and was glad I went to Hitachi.

Review posted by Steve Turner

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I approached the Hitachi Finance Group a few months back to try and refinance some existing loans. I was not happy with the interest rates I was paying and believed I could do better. When I looked on line at different lenders, the Hitachi group seemed to come out on top with the things they offered, hence applying to them.I was on line and filled out the application. I met the conditions they required, so felt confident that I would be successful. My credit score was pretty good too. They responded with a personalized quote which I reviewed and felt it was doable. The interest rate was better than I had. I waited for the final decision and was pleased when they granted me the loan. A good outfit to work with the Hitachi Group.

Review posted by Beryl Spencer

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My wedding was fast approaching and as I have a higher paid job than my fiance, I decided to apply for a personal loan to Hitachi to boost our expense account. The longer we waited to make deposits it seemed, the prices kept going up. We had to do something about it, a personal loan - a injection of money would do the trick.I heard about Hitachi from a friend and they had enjoyed the experience of applying for a loan. A recommend goes a long way sometimes. My guy and I went on line to look at their website. We knew the amount we would need so we plugged in the request and filled out the rest of the form. Within half and hour we received a personalized quote and were very happy with the terms being offered. The decision came through an hour or so later and the money was in our account by the end of the week. We were extremely impressed by the Hitachi process.

Review posted by Stephanie Green

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I had occasion to take out a personal loan a while back to help my elderly parent with some dental work that was crucial to her well-being. Dentists bills are so expensive these days, but my savings did cover the cost so we had to have a plan B.I read about the Hitachi Group in a magazine advertisement and was impressed with what they had to say about providing financial help on a person's own merits and situation. I felt it would not hurt to give them a try. I had noted the website address and put it in the computer. I ticked all the boxes on the application and provided a brief explanation. My credit history had been good in the past so that was a bonus.I was so pleased when they came back to me with a quote. I could afford the repayments and the interest rate did appear to be very reasonable. I accepted the quote and asked for a decision. They approve me for the loan, what a relief, I was very thankful to Hitachi.

Review posted by Cindy Newman

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I chose Hitachi from the long list of lenders on the readies loan comparison website. They weren't the only lender offering a potential 4.1% but they seemed to be appealing to my age group because they were offering loans to people 18 or over and most of the other lenders you had to be 21 or over. I'm just turned 20 so a lot of lenders weren't an option for me.I didn't get a 4.1% APR for my loan but it was still in line with the other main stream lenders and the monthly repayments are well within my budget so I am just happy that I could get a loan at my age and one that is easily affordable too. I've already recommended Hitachi to some of my friends who have similar problems getting loans because of their age.

Review posted by R. French

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Unless you know your own bank is going to be able to offer you a really low interest rate on a personal loan you would be well advised to go to one of the loan comparison websites and have a look at what there is on offer from other lenders. I did just that and that's how I ended up getting this really great loan from Hitachi.I would never have thought of Hitachi for a loan if I hadn't used the loan comparison website. Because Hitachi aren't a conventional bank you might not know they do loans and I certainly didn't until now. I have told my friends about Hitachi and only a few already knew they did loans so I am spreading the word!

Review posted by B. Powell

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I am trading in my old car and buying a new one with the help of a very competitive loan from Hitachi. I found Hitachi online when I looked through the loan comparison website readies. They were a surprise to me as I am sure they would be to a lot of people who probably only know Hitachi for their TVs and stuff.It turns out they do very competitive loans as well as good quality electrical goods. If I have any cash left over from my car purchase, which is a possibility if I can negotiate a good price, then I might treat the family to a nice new TV, a Hitachi one of course!

Review posted by Ray W., Dorset

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Hubby and me have just got a great loan from Hitachi and i won a fiver into the bargain. I told hubby that Hitachi did loans because a friend at work told me about the great loan she got from them. Hubby insisted I had got the name wrong and I bet him a fiver I hadn't.We went onto the internet and started looking for our loan and when we came across the Hitachi name my hubby 's face was priceless. It's not often I can get one over on him and this was one of them. I'd have paid him a fiver just to take a photo of his face.But seriously though, we have got a really good deal with this loan and hubby is more than happy to be proved wrong because we got a competitive rate for this loan and our own bank couldn't match it so we feel really pleased with the outcome.

Review posted by Leslie C., Bromley, Kent

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I'd applied for a personal loan with quite a few different companies but had been knocked back by all for some reason until HITACHI PERSONAL FINANCE came to the rescue. My wife and I both worked so we felt that if the monthly instalments were reasonable there'd be no problem. We asked for £6000 to be repaid over 3 years and they approved our loan with just a small amount of burocracy.The entire process was done online and within a short while we had access to the money. I also signed a debit order so there'd be no defaulting on the loan.Thank you HITACHI!

Review posted by Wilson Ballard

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I found Hitachi on the loan comparison website and immediately got a personalised quote after reading that they offer a potential 4.1% APR on some of their loans. That was one of the lowest rates I had seen advertised so I thought I'd give them a try to see if I got quoted anywhere near that figure.I didn't get the 4.1% but I wasn't disappointed because I wasn't borrowing enough to be eligible for that rate. However, I did get a really good 4.4% for my particular loan amount which was lower than what my bank had offered me so I was more than happy with it and went ahead and made a formal application for the loan.There wasn't too much paperwork and once they had completed a satisfactory credit check on me I was informed that my money would be arriving in my account within 24 hours. This all happened much quicker than I thought it would because a previous loan I had taken out with my own bank took a couple of weeks with a load of paperwork and they seemed to take ages doing the credit check. That put me off a bit which is another reason why I decided to look for an alternative lender this time.I really like they way Hitachi have handled my loan and I would certainly consider using them again if they continue to offer such good rates.

Review posted by Dean G.,

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I had been looking around for a couple of weeks but ended up choosing Hitachi for my loan because my parents had recently taken out a loan with them and they said they had received excellent rates and the overall service Hitachi gave them was very good.I wanted to borrow a bit more than my parents did so I was hoping that I would get as good or even better rate because it would make a big difference to the monthly repayments. Not only did I get the 4.1% they were advertising which I was thrilled with but I got the loan over a 3 year period which means the repayments are going to be more than affordable for me.

Review posted by Alice, Hornchurch, Essex

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Hitachi are a bit of a dark horse when it comes to loans. Maybe they should have that dark horse as their logo and not another lender I know that isn't quite so competitive with their loan rates.I came across Hitachi on the Readies loan comparison website and liked what I saw. Their rates are better than a lot of the high street banks and their loan process was really simple and straightforward in comparison to the more formal banking institutions that I have dealt with over the years.In short, Hitachi are not only a dark horse, but they are a breath of fresh air when it comes to applying for and getting approval on a competitive loan. You might think that's one too many cliches, but I can't think of a better way to sum them up.

Review posted by Hugo F., London

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How would I have know that Hitachi did personal loans if I hadn't looked on the loan comparison website. I've never seem an advert for Hitachi loans on the TV or in the newspapers. Not everyone uses the internet so Hitachi were lucky that I do.But I am lucky also because Hitachi have approved a really great loan for me with an APR that is one of the lowest that I have seen advertised anywhere. Maybe Hitachi save so much money on their virtually non-existent advertising that they can afford such good rates on their loans. I am not complaining because I know about Hitachi now and don't need any advertising campaign to remind of how competitive they are.

Review posted by Ms Renatti, Notting Hill

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My daughter decided almost out of the blue that it was time to get married. Her and her boyfriend had only been together for about a year and she'd had a few of these relationships in the past and none of them led to marriage so I was stunned when she even gave us the date and all the details. We had some savings but still applied online for a personal loan of £8000 with a company called HITACHI and we were surprised at how easy it all was.We were pleased for her because we really liked the husband to be and the bottom line was that we wanted to do this to help cover some of the expenses.We knew our credit history was positive and so it proved as the loan was approved with a very good APR and we were able to make our daughter's special day a bit more memorable.Cheers to HITACHI!

Review posted by Ryan Molineux

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My wife and I had been invited to our godchild's wedding in Miami. It was an invitation that unfortunately we couldn't turn down. We also felt that a break would do us the world of good. We had some savings but decided instead to take out a small loan and opted for HITACHI PERSONAL FINANCE after going online to research a few loan companies.An online application followed in which we asked for £6000 to be settled via 24 equal monthly payments. Our credit status was checked and the loan was approved. The efficiency of Hitachi is to be commended as within a matter of days we had the money and needless to say the wedding was special and our trip memorable.

Review posted by Graham Bucknor

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I'm a part time musician and i needed a new guitar but not just any guitar and a musician I knew was selling his FENDER STRAT and I wanted it but needed some money so decided to take out a personal loan of £5000 from a company called HITACHI that was recommended to me by a friend.I applied online and it all went down very smoothly. A few credit checks were carried out to confirm my credit rating and also I suppose to make sure that there would be no defaulting on the payments which were to be over 24 months.The loan was approved and within a matter of days I had the money and the guitar. I can vouch for HITACHI PERSONAL FINANCE.

Review posted by Jimmy Mancini

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Applied for £14000 and rate Jump to 8.9% instead of 3.9% promised. because they leave a entry on my credit report. Applied again £12000 and rate jump to 12.9%. I have equity in my house about 60k and no other loan but they still offering me that high rate. Talk to customer services but they said they have no control on the APR its computer generated. They are a cone artist. During the application process they say that if your application is not approved, we will not leave any mark on your credit report but they are doing the opposite. Never ever recommend to anyone.

Review posted by Abdul

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It was my wife's birthday and our 20th wedding anniversary and we just felt it was time for something really special. Time goes by so quickly and for us to wait another year just didn't make any sense so we went online to look for the best personal loan deal and with READIES help we opted for HITACHI PERSONAL FINANCE and approached them for a personal loan of £8000 for us to have the holiday of a lifetime to celebrate these two important events.It was quite simple. All done online and within a matter of days after our credit rating had been checked out, the loan was approved and the money followed shortly thereafter. We also accepted the 48 month repayment plan.We thank HITACHI for their professionalism and needless to say we had the holiday of a lifetime.

Review posted by Simon Walker

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Hitachi Personal Finance was the loan company my daughter told me to use. Apparently my son in law had used them a few times and said they were straight and efficient.I needed a small personal loan to sort out a personal matter that had been lingering over the family for a number of years.I applied online with HITACHI and asked for a personal loan of £8000 which I'd settle over 3 years. My wife and I were both gainfully employed and I believe that was the reason the loan was approved so quickly. I also signed a debit order so there'd be no defaulting on the repayments. Sometimes it's good to follow someone's advice. HITACHI were great and I would definitely use them again. I also feel so much better that our problem is finally sorted out.

Review posted by Frank Moncur

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I had to do a double check when I saw Hitachi on the personal loan website as I had no idea they did loans and thought it was a printing error. How long have they been giving loans? I'm not sure but Hitachi have been in business in one form or another since 1910 according to their web page so that was a good enough reference for me.I can't believe I'm saying this but Hitachi have knocked spots off my own bank and a lot of the other high street lenders with this personal loan. I feel I am not worthy of such a great deal as I don't even own a Hitachi TV. I jest, I am worthy of this loan because everyone deserves to get the best deal they can when borrowing money but as a way of thanking Hitachi I might just buy a new TV, a Hitachi one of course!

Review posted by Carol Ashton

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I'm 100% satisfied with this brilliant personal loan from Hitachi. They're not even a bank and yet they can offer such great deals on loans that my bank can't or won't.High Street banks better watch out now that there are so many other options for people looking for competitive loans and Hitachi look to be one of their biggest threats if my loan is anything to go by. Not that I give two hoots. My bank can go whistle now that I have got my loan from Hitachi approved and I'll bet a lot of other people who get their loans from Hitachi will be saying the same as me.

Review posted by Jack G., New Addington

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Whenever I have taken out loans in the past, it's been quite a lengthy process with a lot of forms to fill in, and then normally a considerable wait for the paperwork to arrive by post in order to be signed and returned. Hitachi first appealed to me because a friend of mine informed me how you could do the whole process, from loan application right through to the money transfer, all online. It was so much easier than the traditional old fashioned method, and faster too. In this day and age, it's nice to see business's making the most of the technological solutions available to us.

Review posted by Nicky Gravely

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After looking at the rates Hitachi were offering on their website, they seemed quite reasonable, so I made my loan application with them. To my surprise, when they received my application, they offered me an even better rate than what was initially advertised. I'm used to getting a nasty shock when it comes to financial services, such as hidden fees or hard to read small print conditions, so this was really a nice change. So my advice is don't be put off if you think the advertised rates aren't that spectacular, because they may well offer you something better when you apply.

Review posted by Sally Henman

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What impressed me the most about the financial services from Hitachi was the really wide range of loans they had on offer, looked like something to suit everyone. I guess they're one of the big names in the business, so have probably expanded their services over time, but it makes you feel confident as a customer to choose a company that knows their product so well. After spending some time reading about the different loan options, I found one that met my requirements perfectly. Everything about the process was easy, and it was great to have so many options available to me.

Review posted by Ruby Crawleys

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When one of my girlfriends told me she was getting married, I was so excited for her. I knew she wanted the big white wedding, and I couldn't wait to help her plan the perfect day. When she decided on a hen weekend in Ibiza, I didn't really know what to say, as in the back of my mind I was just thinking how am I going to afford that. Not wishing to put a dampener on things, I decided to take out a short term personal loan. I've got a steady job with a reasonable income, so knew that paying back the amount I needed wouldn't be too much of a problem. With Hitachi Personal Finance, I was able to opt for really small repayments too, which meant I was able to go on the holiday without feeling worried about money.

Review posted by Helena Insalaco

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This is a great loan from Hitachi. I've looked at loads of other lenders websites and none of them appealed to me as much as this Hitachi loan did. It only took minutes to get a quote and the approval took even less time. By the time I had the funds in my bank account less than 24 hours had passed.Now I have had loans in the past and they were never that easy and quick to get and added to the fact that Hitachi have given me an almost unbeatable APR for the loan amount I am borrowing, I really couldn't have asked for more from this loan and I will certainly be looking at Hitachi first if I ever need another personal loan.

Review posted by Maria Norton, Kent

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I got a fantastic personal loan from Hitachi and it wasn't to buy one of their TVs. It was to buy a second hand car and pay the deposit on my summer holiday but I have a bit left over and I might just push the boat out and treat myself to a new TV as well, a Hitachi one of course.I found Hitachi on the loan comparison website and until then I didn't know they did loans but I am very glad they do because I couldn't find a better deal than this one even my own bank weren't able to compete with Hitachi. I think that is why companies like Hitachi are doing so well and long may they continue!

Review posted by Oliver Powell, Rickmansworth

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I have been together with my girlfriend for five years now, and I know she's desperate to get married. I have been trying to save up for an engagement ring, but I know that she's really fussy and I'm better off not getting one at all unless it's absolutely perfect. I was chatting to one of the guys about it, and he told me that he taken out a loan with Hitachi Personal Finance when he proposed to his girlfriend a couple of years ago, so I decided to look into it.The good news was that they approved my loan and gave me a great rate, then the even better news was that she said yes!

Review posted by Richard Painsley

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When my mother got sick last year, I ended up having to take a considerable amount of time off work in order to be able to give her the care she needed. My husband suggested putting her in a care home, as I was struggling to cope with work and caring for her, but this is an idea that I was totally against. The added time off work really put a strain on the finances, and as I didn't need the extra stress and wanted to be able to concentrate on my Mum, I took out a loan with Hitachi Personal Finance. I have used them in the past, so the application was really easy as they already had a lot of my details on record. The process was fast and just what I needed to take the pressure off.

Review posted by Jillian McManus

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When I found out my husband had been gambling behind my back again I was absolutely furious. He already got us into serious debt by doing this before about ten years ago, but I really thought that was behind us now and that he had conquered his addiction – apparently not. We sat down and had a serious talk about it, and he agreed to close the accounts, but with his bad credit history, I was the one left to deal with the mess. Taking out a loan with Hitachi Personal Finance was really straight forward, and they were more interested in my credit performance than what the money was for, so I was lucky enough to receive a speedy approval.

Review posted by Sophy Davies

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My fiance and I have both taken out loans with Hitachi to pay for our wedding in August. We decided not to put the burden on our parents and it also has the added bonus of allowing us to plan the wedding we want and not what our parents think we should have.We both have good jobs and we already have our mortgage sorted so these two small loans will be easily affordable for us both. Because we wanted to keep our mortgage separate we chose not to go to our bank for these loans and finding Hitachi on the loan comparison website was the perfect solution for us.We are really impressed with how competitive they are and we both said what a shame it is Hitachi don't do mortgages. Who knows, maybe they will as they seem to be making a great job with the personal loans they are offering.When these small loans are paid off we are thinking of taking out a car finance loan and we will definitely be seeing what Hitachi has to offer.

Review posted by Liz Fletcher, Sidcup

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Brilliant loan from Hitachi! I can't believe I hadn't know beforehand that Hitachi do loans. I only found out when I went online to compare lenders and found Hitachi listed along with the more well known high street lenders. They are even in the top five for competitive rates which just made the choice so easy for me. I have borrowed enough to splash out on a ring for my girlfriend and I hope to propose to her this weekend if all goes to plan. I won't be going down on one knee to propose because I broke my leg skiing earlier this year so my proposal is going to have to be pretty memorable to make up for the lack of tradition. My best pal has suggested firing me out of a cannon but that would probably result in me breaking the other leg and a few more bones too so I think it will have to be something like a cryptic note scrawled on my leg plaster maybe?

Review posted by Aaron Wyatt, London

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I'm still surprising people by telling them that Hitachi do loans and not just TVs. I was surprised myself when I came across them when I was looking online for a personal loan. I had to make sure I wasn't seeing things. But no I wasn't and so to also find that they were offering extremely good rates for their loans was a good enough reason for me to investigate Hitachi loans further.After a bit of calculating all done with the help of their handy loan calculator I applied for a personalised quote. It came back in minutes and I took even less time to accept the quote and apply for a loan. Within 48 hours my loan had been approved and a further 24 hours later and the funds were in my bank account.Now I wonder how many banks can claim to process a loan as quickly as that, not too many in my experience so I think I might well use Hitachi againif I need another loan after such a good experience with this first one.

Review posted by George Galloway, Basildon

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How on earth did Hitachi ever get into the business of giving loans, and very competitive ones at that? I don't really care how they did to be honest, but I am pretty glad they did. I have just been approved the most amazing loan from them which is going to help me fulfil a lifelong ambition. It's not an ambition any one else need know about although I am sure it will leave my family agog when they eventually find out. I have always intended growing old disgracefully and thanks to this super loan from Hitachi Personal Finance I am going to be doing just that.

Review posted by Nina Hollingdale, Fulham

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Hitachi may not be the most conventional of lenders but that didn't matter a bit to me once I saw what sort of rates they were offering on their personal loans. The word conventional went right out of the window and was replaced by this very good alternative type of loan. Hitachi have proved to me that you don't have to be a traditional bank with years of banking experience and I never thought I'd be saying that at my age. But the fact of the matter is there are so many great offers to be found online with the help of loan comparison websites. That's how I found Hitachi and I am very pleased indeed that I did.

Review posted by Phillip Walters, Sudbury-on-Thames

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I am amazed that a company like Hitachi do loans. But I found them on the loan comparison website and double checked that there hadn't been an error. There had been no error, Hitachi were in fact a bona fide lender and appeared to be offering all sorts of loans at extremely competitive rates.I didn't waste any more time and just went straight on to their website to get a personalised quote. When the quote came through and I liked what I saw I immediately applied for a personal loan based on the quote. I had to wait until the following day to get my reply from Hitachi but once they have approved the loan and I agreed to the terms and conditions, my loan was finalised and the funds transferred into my account within 36 hours.In total it took less than 4 days from start to finish and here I am now posting my review to say a massive thank you to Hitachi for such a great loan.

Review posted by Maureen Shawcross, Ealing

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We're having a new conservatory built, the work will be starting next week thanks to this personal loan from Hitachi. We really were quite surprised to find that they did loans and even more surprised to find that they were a darn sight more competitive than the personal loan our bank offered us. We nearly took the bank loan but decided to give the internet a bit of a search just to see what else was available and that's how we came across Hitachi on the Readies loan comparison website. My wife is delighted to be finally getting her new conservatory and I am delighted to have found a really great loan to pay for it.

Review posted by Reg Watson, High Wycombe

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Have just had my personal loan from Hitachi approved and I am so delighted that I thought I should post a nice review to say how pleased I am with the whole experience of applying for a loan with them. They put my own bank in the shade when it comes to straightforward, competitive and convenient loans. I can't imagine me ever bothering with my own bank again if I need another loan. And to think I would never even have known that Hitachi did loans if I hadn't made a big effort and searched the internet first before automatically going to my own bank!

Review posted by Susie Beck, Rochester, Kent

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Im still waiting for my personal loan to be funded but thanks to the very helpful staff at Hitachi I already know it's been approved! Very happy with the experience and staff who answered all my questions making the whole process easy. Thanks to them I can now afford to upgrade to a bigger and newer car for when baby comes along in 4 months, pay to have our office turned into a nursery, buy the rest of the baby items and put the rest of the money aside to pay for our wedding/honeymoon in Mexico which we hope to do next year!!

Review posted by Jane Milton

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I'm so relieved I decided to go for the hitachi loan it was an excellent loan for us due to its reasonable interest rates and with a payment plan I can afford. By signing up for this I was able to restructure my credit card debt and pave a way that will have me debt-free by retirement in a few years. Customer service was friendly and informative, and gave accurate and reassuring information. My wife is already reaping the benefits too by being able to consider an early retirement and we are even thinking of looking into a move abroad to sunny Spain.

Review posted by Henry Butterworth

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I’m a former banker who has over 20 years experience with a national bank so know all about loans however, those banks should be worried because the ease of use with being able to use my Iphone for most of the application and closing process made this the easiest loan I’ve ever had to deal with both personally and professionally! Locked up a fixed rate to consolidate 2 accounts which lowered my monthly payment from £690 to £300 and will save me thousands and help our money go further as a family. A great experience with Hitachi so far and would highly recommend to family and friends.

Review posted by John Bennett

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  • Ease Of Use
  • Value For Money

My daughter made a massive mistake and missed the deadline to sign up for her student loan, I was already over my head in outstanding bills and her student accommodation needed paying too. As a single mother with only one income I wasn't sure what I was going to do. I called Hitachi after reading some of their reviews in a bit of a panic and was met with a really lovely gentleman on the end of the phone named Steve. He was so calming and took all the stress away, he got right on it and helped me get a loan within 24 hours. I was so worried about the thought of taking out a loan but I needn't have been the process was easy!

Review posted by Kate Pope.

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  • Ease Of Use
  • Value For Money

A couple of years ago I did one of those Christmas schemes where you pay a little every month for all your food, gift vouchers and all the trimmings but I wasn't very Impressed with the out come so decided to look into personal loans last year so I'd have more of a say in what I wanted to have and get. So I went on the comparison site and found this company I'd never heard of before but it had really good testimonials and it seemed to fit the bill so to speak. So I went ahead and all was pretty good and straight forward. I got what I wanted and managed to have a fab Xmas! Ive since told me family about it and they have used them too.

Review posted by Isobela Lee

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  • Flexibility
  • Ease Of Use
  • Value For Money

I chose to use hitachi personal finance when myself and my partner decided to do a few Home improvements. We had been trying to save for a few years for various things that we wanted to do around the place but inevitably we seemed to need to dip into our savings for other day to day unexpected expenses. We started to get rather down about the lack of things we'd planned to do about the place when a friend of ours used this finance company to do an extension on their property, leading us into the same thinking. After researching Hitachi and contacting them about the possibility of a personal loan we decided it was the right move for us. We had a good experience with the team and are very happy with our repayments and the work we have now been able to start. Many thanks!

Review posted by Jake and John

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My boyfriend has been desperate for a pedigree pup for quite some time now so as our anniversary was looming I decided to look into getting some financial help in order to get him his dream puppy. I looked on a number of sites until I came across this one and eventually Hitachi. They had a good Apr percentage and I could borrow over 36 months at a decent and affordable monthly payment so I decided to go for it and apply for a loan. My personal finance adviser over there (penny) was super helpful and did pretty much all the work for me. I had the money in my account before I'd even found the right puppy!

Review posted by Mikey Charles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

I think Hitachi Personal loans is brilliant when you need to buy something now. I wanted a new bathroom but could never save enough money to re do it. I needed everything changing from the bath, toilet and sink to the tiles and flooring.. it was going to be a big job plus the labour as it needed a professional.. But I applied to Hitachi online application calculator and had an instant answer. The money was in my bank account within a week and I had my new bathroom within a month. It was so easy I would recommend them to anyone.

Review posted by Mark Grey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hitachi have always been there to help me out when needed and the customer service has never disappointed. I had previously taken out a loan with them and was able to get my car fixed and some other bits I needed doing with my house so I had no qualms in taking out another with them. My niece lives in America and I was desperate to be able to go to her wedding, thanks to the fast and flexible loans hitachi offers I am able to go! The staff are always friendly and on hand to explain everything thoroughly, the payment plans are fair and once approved the money is in your account within days. Can't fault them!

Review posted by Catherine M

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  • Flexibility
  • Ease Of Use
  • Value For Money

Recently we've been doing up our garden and it's almost finished but we really wanted to do something special for the kids, so we looked into getting a wooden swing set and play area. They are quite pricey but we think it's worth it, we've done so much in the garden for grown ups pleasure it seems silly not to finish it all off with a swing set even if they are over £800! For this extra treat we knew we'd need some help so we decided to contact Hitachi about a personal loan. It was so straight forward and hassle free, we did it all online with a few calls in between. We were told the money would be in our account within 10 working days but it only took 6! Very happy with our experience!

Review posted by Jennifer Low

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Cheers to Hitachi for sorting out this brilliant personal loan for me. They make my own bank look pretty pathetic now and I am seriously fed up with how they have been performing lately. If I'd known about Hitachi first I wouldn't even have bothered approaching my bank first for this loan. I feel like I want to go into my local branch and have it out with their loan adviser but I think it would just go right over his head. At the end of the day he still gets paid for doing his job and its not him that makes the final decision, it's probably a case of 'the computer says no'. Don't shoot the messenger my wife said so instead I am just going to say a huge thank you to Hitachi for approving an excellent loan for me.

Review posted by Gareth Petersham, Orpington

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  • Flexibility
  • Ease Of Use
  • Value For Money

Hitachi loans have been a very well kept secret all this time and we only found out about them when we started looking online to compare rates with our bank and other lenders. We had to look twice to make sure we weren't wrong but we weren't, Hitachi give out really great loans and appear to have been doing so for quite some time. We've told all our friends about them and none of them knew Hitachi did loans either so it wasn't just me and my husband that were in the dark. Anyway, we know all about Hitachi loans now and if we ever need another excellent loan we are going straight back to Hitachi provided they are still offering such great rates.

Review posted by Leslie Brookes, Weymouth

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  • Flexibility
  • Ease Of Use
  • Value For Money

I really think the big high street banks should sit up and take notice of what Hitachi are offering with their personal loans. My own bank in particular could learn a thing or two about making more of an effort to help their customers rather than making life difficult by being inflexible and not very competitive with their loans.Hitachi have just approved a 3 year loan for me with an APR of 4.5% and really affordable monthly repayments. They are still making a profit and I am really happy with the deal so why can't banks like mine do the same? They've lost my business to Hitachi this time and I wonder how many more customers will see the light and go to someone like Hitachi instead of their own bank?

Review posted by Robert Goodwin, Marlow

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  • Flexibility
  • Ease Of Use
  • Value For Money

I took out a loan with this company last year through Hilary Blinds, the agreement started to incur interest on 1st June 2016.I had planned to pay this off by this date so I didn't incur interest.I contacted Hitachi numerous times to change the direct debit and/or make payments.Instead today i was told that the money i had paid them was sat waiting in my account and that they only took it out at the minimum amount each month!! Of course.. this meaning that i pay them the interest they want!!I had to contact Customer Service EACH time because the website is utterly useless. Even on the phone with them this morning, the website kicked me out while on the phone.I find myself surprisingly enough told that i have incurred interest for the 20 days over (not through my fault) and it is a hefty £200!I asked for a complaints number and was told there is none. I asked for an email address and was told it was dealt with by the same team that i had issues with.The Customer Service person had absolutely no interest in listening to my side of the story, instead she told me that they had emailed me numerous reminders. i told her - i had received one in October at the start of the agreement and one on the 20th April - where i had assumed that they had taken out the money i was sending them.I then went on the website and found to my surprise a telephone number for the Complaints team. I then proceeded to explain the issue i had. Amusingly enough the story changed, apparently they have no record(!) of my email from the Account Online (sent when i did manage to get online at one point!). In the email i explained i wanted the final 3x payments taken on a certain date and closed out, figuring i'd rather get it done now.I then said, okay so i know i've mentioned this during the calls, can you check back on them? I'm told she'll 'try' but to note that they only keep recordings for 6 months.... i told her considering these calls were made less than 6 months ago.. there should be no problem!! I can see where this is leading.. I told her to go check the messages and call me back.. but apparently my paying interest on something that's a blatant lack of competence on their part is not important enough. She'll send me a letter.Utterly complacent and carelessness when dealing with customers and a blatant attempt at taking as much money from you as possible.I bet i will not hear from them again..!Additional note: i finally managed to sign back onto my account - and found that there is an additional payment showing for a further £377 today - not the amount mentioned as a final settlement! i've emailed to ask clarification and CLEAR, CONCISE detail on my payments - will wait some more.

Review posted by AshRJ

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  • Ease Of Use
  • Value For Money

A work colleague recommended Hitachi loans to me but before i took her word for it that they were the best people to go to for a personal loan I did check out the loan comparison website first. Sure enough Hitachi were one of the top lenders listed in the Readies loan comparison website and it didn't take much time to narrow my search down to them and two other high street lenders that were offering similar rates. In the end I went with Hitachi because I liked the idea of getting a personal loan from such a worldwide known company. Their reputation as being one of the largest corporations was very reassuring and once they gave me an instant approval for the loan amount I needed there really was no going back for me. Most of my friends and family have never even heard of Hitachi giving loans so I feel as though I am a bit of a trailblazer and I've been recommending Hitachi to everyone.

Review posted by Corinna DaCosta, Reigate

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  • Ease Of Use
  • Value For Money

Given that I only ever associated Hitachi with televisions before now I am quite surprised to have ended up with a personal loan from them. Not just a personal loan but one of the most competitive loans that I could find amongst the many loans that were available, according to the several loan comparison websites that I used to help with my search. Once I had done their quick online personalised quote and liked what they were offering in terms of APRs I decided to just go ahead and make a formal application. 4.1% APR was not something to turn down easily and the terms and conditions of a Hitachi loan were favourable too so it was a really easy choice in the end and I am absolutely delighted with the final loan agreement and have accepted it without hesitation. I know a good deal when I see it and I've definitely got one with this loan from Hitachi.

Review posted by David Ashburn, Chislehurst

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  • Flexibility
  • Ease Of Use
  • Value For Money

Hitachi are the biggest surprise to me looking on the loan comparison website and the really competitive APR they were advertising for some of their loans was a real incentive for me to go with Hitachi for my personal loan. If I could get anywhere near the 4.1% they were quoting for the amount I needed to borrow I would be more than happy I thought to myself and then hey presto I got just that which really made my day, week or even month because this loan was a really big deal for me and the better the rate I got the more it would mean I would be saving. So the 4.1% APR is like a dream come true for me and I am thrilled to bits with Hitachi and I am so glad I chose to go with them for this loan.

Review posted by Melissa Taylor, Felixstowe

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  • Flexibility
  • Ease Of Use
  • Value For Money

I've never been one to conform to stereotypes and the traditional bank loan was never going to be my first choice when I was looking for a personal loan. Thank goodness for the internet which is my go to first whenever I am looking for certain things. Finding Hitachi was a real coup for me because I didn't realise they did loans until I found them on the loan comparison website. The chance of getting a personal loan from them appealed to my non conformist nature and so I went ahead and applied. Hitachi were advertising really good rates so that was the first good point. Being able to apply and complete the whole loan application online was another great aspect and it really couldn't have been made any easier for anyone with a modicum of computer skills. In the end I didn't get the APR of 4.1% that I was hoping for but I am still really happy with the final agreement Hitachi have set up for me. I shall definitely be recommending Hitachi to my fellow non conformist friends or anyone who's just looking for a really convenient and competitive loan for that matter.

Review posted by Lawrence Ashcroft, Enfield

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  • Ease Of Use
  • Value For Money

Who knew that Hitachi gave loans? I didn't and none of my friends did either until I found their name on the loan comparison website Readies. Hitachi only did TVs and stuff as far as I was aware but it seems I was wrong. Not only do they do loans they do really good ones too. My loan has just been finalised and I am waiting patiently now for the money to reach my bank account. Honestly this whole experience couldn't have been easier and I am so pleased with the terms of this loan that I will definitely be recommending Hitachi to my family and friends.

Review posted by Siobhan Manning, Colchester

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  • Flexibility
  • Ease Of Use
  • Value For Money

I can't believe what a fantastic loan I have just got from Hitachi. I had heard that they did loans but never expected them to be so competitive with their rates. That was the first thing that struck me when I saw their profile on the loan comparison website. they were offering rates much better than some of the main high street banks, mine included so I decided to give them a go and see what they came up with in my personalised online quote. I was really impressed with the quote and went straight ahead and applied formally for the loan. That was 3 days ago and this morning I've been informed the funds are being transferred to my bank within the next few hours. I can't believe how simple and quick this whole loan process has been and will definitely use Hitachi again if they can guarantee another great loan like this one.

Review posted by Don Cleary, Sutton Coldfield

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  • Ease Of Use
  • Value For Money