Lloyds Bank

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Company Information

  • Company Name:
    Lloyds Bank
  • Website Address:
  • Business address:
    25 Gresham Street, London EC2V 7HN
  • Phone number:
    0845 3000 000

Lloyds Bank (LloydsBank.com) is one of the UK’s largest and most reputable banks, with many happy customers who benefit from their savings and financial services. Customers of Lloyds Bank who hold a current account are eligible for the bank’s Flexible Personal Loan, a loan which has been designed to suit a wide variety of financial needs and purposes. Customers who take out a personal loan from Lloyds Bank can use it for whatever they see fit, whether they want to buy a new car, an engagement ring, or make improvements on their home – once the loan is approved, it’s yours to spend as you see fit.

If you’re looking to take out a personal loan from Lloyds Bank, you can use the bank’s website’s loan calculator tool to work out how much the amount you need to borrow will cost you over time. The interest rate will be set depending on the amount you want to borrow and how long you think you’ll need to pay it back. You can then go on to receive a more personalized quote through Lloyds’ online banking, and could then receive an instant decision on your application.

All Lloyds Bank personal loans fall between £1,000 and £25,000, and must be repaid over a period of one to five years. Customers can access longer term loans, but the interest rates will vary. To avoid paying back a higher amount in interest, it’s always cheaper to opt for a shorter term on the lowest possible rate. Customers will have the chance to pay back their personal loan earlier than expected without additional charges.

If you don’t have access to online banking, you can also apply for a Lloyds Bank personal loan by going into your local Lloyds Bank branch and speaking to a member of staff. You can also get more information and discuss loans by calling the bank’s contact number.

244 Reviews of Lloyds Bank have been submitted - read the latest 3 below

This is the first big loan I have taken out since my mortgage and I did a lot of looking on the internet before I eventually decided on going with my own bank. I was keen to get the very best APR I could for this loan and I was rather surprised to see that Lloyds Bank were amongst the top lenders for competitive rates. It also helped that Lloyds offer their customers a Flexible Personal Loan that allows you to tailor it to suit your specific loan requirements. For me it wasn't just about getting the lowest possible rate it was also about getting the shortest loan repayment period possible because I wanted to have this loan repaid before I ease myself into retirement within the next couple of years. I plan to reduce my working hours which in turn means a reduced salary and so having this loan repaid before that happens was a must for me. Lloyds were able to set up a repayment plan that will allow this so I couldn't be happier with the agreed terms and conditions.

Review posted by Ben Brigstock, Amersham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My loan from Lloyds TSB comes after several hours of research on the internet using all the available loan comparison websites, only to discover I'm better off going to my own bank for the loan. Well at least I am 100% sure I've got the best possible deal for my personal circumstances after checking out what was available from several other lenders. I have also managed to get a fairly flexible loan that might not have been possible with another lender. There's a chance I might be able to pay back the loan earlier than the 3 year period I have opted for and if that happens I won't be hit with any additional charges. That's good to know and is a real incentive for me to try and repay the loan in a shorter period.

Review posted by M Streeter, High Wycombe

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Lloyds TSB have a great loan calculator tool on their website which made it so easy to work out how much I could realistically afford to borrow before I took the plunge and applied for my personal loan. I think it's really great that banks like Lloyds make applying for a loan so much easier than it used to be. You feel more in control of the situation and there shouldn't be any nasty surprises when you get that final confirmation of your loan agreement. My loan has just been finalised and Lloyds have transferred the funds to my account. I was fully informed and well aware of every aspect of this loan before I signed on the dotted line and I am very pleased indeed with the outcome. It was definitely worth going with my own bank for this loan and I hope Lloyds stay as competitive as they are at the moment.

Review posted by Gerry Dennan, Mitcham

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money