Natwest

Visit Site

Company Information

NatWest (Natwest.com) is the UK’s largest commercial and retail bank, and a major provider of a range of financial services, including current accounts, savings, mortgages and loans.

NatWest’s Personal Loan is designed to help its customers solve any number of financial problems. The loan is available for existing NatWest current account holders who are over the age of 18, and offers flexible repayment plans to help customers meet their financial needs. There are no regulations on what you can use the loan for, and customers can apply for a maximum of £25,000 at a time.

For loans of £1,000 to £14,950, customers can repay over a maximum of five years. For higher loans of up to £25,000, customers can take up to seven years to repay. The minimum loan term is one year, no matter how much you take out. The interest rates vary depending on the amount of money you need, how long you want to take to repay, and on your personal financial circumstances. Your interest rate will be determined when you submit an application for a loan. NatWest’s website provides a useful loan calculator tool, where you can calculate how much your loan will cost over a period of time.

NatWest also provides a personal loan for home improvement. Home improvement loans that exceed £2,500 can be repaid over a maximum of ten years, giving customers plenty of time to repay the debt while they increase the value of their home.

If a NatWest customer decides to apply for a personal loan, they can do so quickly online. A quote can be received within five minutes, followed by an instant decision from the bank. If your application for a personal loan is successful, you could receive the money in your current account the next working day. Once you have your loan, you can manage the funds online through your internet banking.

229 Reviews of Natwest have been submitted - read the latest 3 below

I needed £2000 for my sisters wedding that was round the corner. Spoke to the guy within 30 mins he said I passed through the credit check. Soooooooooo helpful he was! It felt like I was talking to a friend. The money was in my account in 4 hours!!! Fantastic service and the interest was only £250 to pay back within a year.

Was apprehensive at first but nothing to be worried about. I have been banking with them for over 13 years, definetely would not change for any other bank. The process was straightforward. Probably because my credit rating was good. Thanks to NatWest for such an efficient service and a special thanks to the Manchester team which were ever so helpful

Review posted by Anon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My personal loan from NatWest was planned in advance because I like to do plenty of research before committing to something as important as a building extension. I wanted to make sure the loan would be possible and that it was at a competitive rate before I started employing architects and builders. I was in regular contact with our local branch's loan adviser and they finally sorted out a very good loan for me and once that was agreed I got on to the job of planning this extension. We'd already had the go ahead from the local council so it was all systems go once that all important loan was finalised. Sometimes it's best to deal with your own bank for such an important loan and I am pleased that I entrusted NatWest with my loan.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Hubby works abroad a lot and most of the day to day finances are left to me so when we decided we wanted to get a loan to pay for a new kitchen I was more than qualified to find the right loan. I made a big show of scouring the internet for competitive loans but I always hoped to get the loan through our own bank if they were quoting a competitive enough rate. I am delighted to say NatWest were and I've just had the loan finalised and the money deposited into our account. Now the one task I am 100% qualified to deal with is the planning of our new kitchen and hubby won't be getting any say in the design of a room he hardly steps foot in unless its to raid the fridge after a night out with his pals!

Review posted by Mrs Janet Walker, Luton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money