Royal Bank of Scotland

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Company Information

  • Company Name:
    Royal Bank of Scotland
  • Website Address:
  • Business address:
    36 St Andrew Square, Edinburgh, United Kingdom, EH2 2YB
  • Phone number:
    0800 148 8331

The Royal Bank of Scotland (RBS.co.uk) is a member of the Royal Bank of Scotland Group. The bank is one of the largest providers of financial products and services in the UK, with current accounts, savings, insurance, mortgages and loans available to help its customers manage their money.

The Royal Bank of Scotland’s personal loan can be used in whatever way the customer sees fit – once the loan is in your account, it’s yours to spend, with no obligations as to where the money goes. Whether you’re looking to improve your home, cover the costs of an important life event or simply pay for a holiday without blowing your savings, the Royal Bank of Scotland’s loans are there to help make your dreams a reality.

Customers taking out a personal loan from the Royal Bank of Scotland could borrow as little as £1,000 up to £25,000. Loans between £1,000 and £14,950 can be paid back over a term of one to five years, while larger loans up to £25,000 can be repaid over seven years. The interest rate that you’re given when you receive your loan will be fixed for the entire term, meaning you’ll be looking at a predictable and affordable monthly repayment, potentially up to seven years.

The Royal Bank of Scotland personal loan is available to customers who have held a current account with the bank for six months or more, are over the age of 18, and are current UK residents. If you meet this criteria, you can easily find out how much you may be able to borrow and what sort of interest rate you’ll receive by using the Royal Bank of Scotland’s website’s “Quick Quote” calculator. This tool fills the necessary form in for you automatically and could give you an immediate decision on your loan.

If you are self employed or nearing retirement and want to apply for a Royal Bank of Scotland personal loan, you’ll need to apply in your local RBS branch or over the phone.

252 Reviews of Royal Bank of Scotland have been submitted - read the latest 3 below

I wanted to say how pleased I am with the personal loan RBS have sorted out for me and my wife. We wanted to celebrate our ruby wedding with a trip to Canada to see the wife's family and we couldn't have done it without this loan. We've always been very happy with the service we have received from RBS so it never dawned on us to go anywhere else for this loan. Why would we when we know we are getting a very fair rate for a very convenient and affordable loan. That's always been the case since we've been banking with RBS and I don't think it's likely to change.

Review posted by George Logan, Edinburgh

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My husband and I have taken out this small personal loan with RBS to help towards the cost of our daughter's wedding. She wasn't expecting us to pay for all of it, she's the youngest of 3 girls and we've already seen the first two married now. But we wanted to be fair and give her the same financial help that the other two had so we needed a loan to do that. Once again RBS have come up with a very decent loan for us and it's on a par with the two previous loans we've had. Fortunately for us the girls have given us plenty of time in between each wedding so we haven't had them overlapping and we've managed to repay each previous loan in plenty of time before taking out the next one. No more weddings we hope after this one and maybe we can use our next loan for something for ourselves. Maybe a nice cruise or something?

Review posted by Helen Anderson, Bankfoot, Perthshire

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It couldn't have been easier really getting this loan from RBS. Once I had used their online quick quote tool and knew what sort of interest i'd be paying on my loan I could tell right away that this was a very competitive quote and so I didn't waste anymore time, I just went ahead and applied for the loan. I wasn't in a particular rush to get the loan but I did want to get it approved so that I could focus on what I wanted the loan for which was to buy an engagement ring for my girlfriend who I am hoping will be my fiancee by the end of this month. Unless I've been reading all the signals wrongly, I think there's every chance she will be but I don't want to count my chickens. Let's hope the ring I've chosen will bowl her over and she just can't say 'No'.

Review posted by Nick Cardew, Hammersmith

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