Santander

Visit Site

Company Information

  • Company Name:
    Santander
  • Website Address:
  • Business address:
    2 Triton Square, Regent's Place, London, NW1 3AN
  • Phone number:
    0800 028 4055

Santander (Santander.co.uk) is one of the leading financial service providers in the UK, with a range of products available to its customers. Santander has a variety of loan products designed to meet its customers’ financial needs. The personal loan from Santander can be used for whatever the customer needs it for, whether that’s paying for a special occasion or covering unexpected expenses.

While using your own savings is generally the best way to cover costs, loans can be useful in a range of circumstances. Santander’s personal loan is an unsecured loan, so taking it out won’t put your home at risk should you fail to meet the repayments.

The personal loans from Santander have varying interest rates that are calculated based on the amount of money being borrowed, the length of the loan term and the individual financial circumstances of the customer. Customers can use the Santander website’s loan calculator tool to get a sense of how much their loan will cost them over time, and what figure they’re looking at in terms of monthly repayments.

Santander has personal loans available from as little as £1,000 up to £20,000, although the amount you can borrow may depend on your circumstances and how much you can afford to repay. Customers can pay back their loan over a course of 12 to 60 months. Overpayments may be possible without a charge, depending on the terms of the particular personal loan taken out.

Santander’s personal loans are available for Santander current account holders as well as new Santander customers. You must be at least 21 years old, a resident of the United Kingdom and have a gross annual income of at least £5,000. Customers do not have to have a Santander account, but they must have an account with a bank or building society that has a direct debit facility. Special lower rates may apply for customers who hold a Santander 123 Current Account or 123 Credit Card.

285 Reviews of Santander have been submitted - read the latest 3 below

Just got my personal loan from Santander approved and finalised and wanted to say how impressed I have been with how Santander have handled my loan application. After doing the initial application online I then followed through with a personal contact with my branch's loan adviser and she was extremely helpful and did her best to process the application as quickly as possible for me as the loan was needed in a bit of an emergency. She even pointed out that my 123 current account meant I was eligible for a lower rate which I had not even thought of. Can't say enough good things about Santander at the moment and in particular my local branch have been great.

Review posted by Nigel Ashcroft, Luton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

My 123 current account has definitely paid off big time with this personal loan. I got the best rate possible based on my personal credit status and that was helped along very nicely by the special lower rate that 123 current account customers are eligible for. Because the rate I'm being charged is so good I was even able to recalculate my loan amount and borrow a bit more which is great because it means I can clear a couple of credit card debts which is going to free up even more money each month for me and make the loan repayments even easier to afford. Definitely very happy with Santander at the moment.

Review posted by Gary Lindham, Welling, Kent

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Because I have a 123 Current Account with Santander I was hoping I wouldn't have to go anywhere else for this personal loan. I wanted to take full advantage of all the things Santander promise you when you open a 123 Current Account and this personal loan was going to be a real test of that. Luckily Santander didn't disappoint me and on top of the already very competitive APR I was given an even lower rate which made the eventual loan agreement unbeatable if my calculations are correct. I really don't think I could have got a better deal anywhere and I just want to say a massive thank you to Santander for making me glad I'd opened a 123 account.

Review posted by Lesley Moffat, Trowbridge

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money