Yorkshire Bank

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Company Information

  • Company Name :
    Yorkshire Bank
  • Website Address :
  • FCA IP :
  • Business address :
    30 St Vincent Place, Glasgow G1 2HL
  • Phone number :
    08447 368 368

Yorkshire Bank (YBonline.co.uk) offer one of the most flexible personal loans from any high street bank. They claim their personal loan, which has a representative APR of just 4.9%, is available for “any purpose”. This makes it ideal for circumstances that might turn up the noses of more picky lenders. With instant online decisions available, as well as the ability to go into a branch if you prefer a more personal approach, this is a good option no matter how you prefer banking. The loan can be paid into any bank account, so you don’t even need to be a Yorkshire bank customer.

Loans are available up to £25,000, but loans are more frequently made in the £7500 to £15,000 range. Typically loans are made for periods of between one and five years, although loans of £15,000 or more can be made over six or seven years when used to repay existing loans from Yorkshire Bank. Flexibility is a key factor when deciding on a lender, and thankfully Yorkshire Bank offer early repayment options should your financial circumstances improve with a early repayment charge of just 58 days interest or less.

Interest rates are fixed for the duration of the loan, so you won’t be a victim of changes to the Bank of England base rate or the whims of the bank. With most borrowers able to achieve a relatively low 4.9% APR interest rate this could be a great option for those needing a loan to make an investment in themselves or their property, or simply needing a way of reducing the interest they’re paying on other debts.

Eligibility requirements limit the loan to those between the ages of 23 and 74 – with the exception of existing Yorkshire Bank customers who can take the loan out from age 18 – and require the borrower to have a minimum annual income of £15,000 or greater. Interest rates will vary based on circumstances, as is the case with the vast majority of financial products, so ensuring your credit score is as good as it’s going to get before applying is always a good idea.

92 Reviews of Yorkshire Bank

We all know the feeling. Turning the engine on in the morning only to hear a growling sound emitting from our car that seems to express its dying breath. For me it was on a cold winter day, and I didn't fancy taking the bus to work when sleet was forecast. I'd set off early as I had planned on a trip to Currys who were having a digital camera sale, allowing me a bit extra time to sit down and apply for a car loan. Yorkshire came up cheapest so I decided to apply online with them. I'm based in Devon, so it felt a bit weird applying to a bank at the other side of the country for a loan, but they approved me nevertheless. I'd already got my eyes on a brand new Volvo but didn't like any of the finance options the garage was offering, so the death of my old Audi didn't quite feel like the end of the world. The application process was so quick that I was able to get into work on time still, although I did waste some money on a taxi to avoid having to take public transport.The money arrived in my bank account the next day, so I took a trip to the garage to buy the car. It wasn't in stock, so I had to wait a week or so for delivery, but the loan enabled me to pay up front and get the paint work and leather interiors I wanted.My loan rate is fixed, so I'm paying off the same amount each month. This makes it easy to plan, so I ensure I always set aside that amount from my pay cheque (actually bank transfer these days). I'm actually also setting aside a bit more - overtime's been good recently - and was able to pay off about a quarter of my loan early. The early repayment charge was a little annoying, but two months interest is better than not paying it off and therefore paying that interest for years. Overall I'm pretty happy, a great rate and a easy to use website. Wish we had a bank like that in Devon!

Review posted by Mike Smithson

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I am not one for leaving reviews on the Internet (usually) but I have been so impressed with how Yorkshire Bank handled my loan application from start to finish that I just felt I had to. I've wanted a new car for such a long time, too long in fact and when I finally got round to doing it, I realised I didn't have the savings I thought I did. I've tried to save for so long but month in month out there are unexpected expenses that simply come before the luxury of a new car unfortunately.I shopped around a bit, tried a couple of online lenders to no avail. Most of them were unhelpful and didn't seem to care about my business. That is until I spoke with a lady at Yorkshire Bank. After a brief phone call, she invited me into a branch and we discussed my financial situation. Within 15 minutes or so I'd been given a rough loan figure that they'd be willing to approve me on. Since then I have been browsing the web looking for my perfect car!

Review posted by Bez

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It is hard for a single mother to raise 2 kids, putting them through school, feeding them, dressing them, etc. I have a good job, but just dont have enough cash to buy a car. Contacting Yorkshire Bank was one of the best things I have done lately. I asked for a loan of £7500 so I could buy one of my favorite cars on the road. While requesting for the loan, I spoke over the phone with a very nice gentleman who helped me throughout all the "paperwork". I didnt get bad interest rates I guess, and I am paying them off over a couple of months...Thanks to Yorkshire Bank for the loan, You deserve to have me as a client. Monica S

Review posted by Monica S

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After being involved in an accident with my car it never performed the same again, giving me constant trouble.Engine strange noises, clutch, gear box problems....you name it. I couldnt take it anymore and in the end I had no choice but to scrap it.Unfortunately im not rich and didnt have enough funds to buy another one until Yorkshire Bank gave me a loan.As they kindly loaned me £ 6200, I was able to say good bye to my sick old friend and buy my new "baby". Everything ran quite smooth with the loan arrangements and application from the moment I picked up the phone until the time I received my money.No complaints.

Review posted by Marie Dobson

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After 2 years of a struggle sharing my car with my partner, it was just a total pain . We both just needed our own cars, as simple as that.So we had to bite the bullet and sacrifice! We made the decision to both ask YB for a loan.As they were approved, now we both have our own transport to get to work. It shouldnt be much of a mission to pay off the loans, as between us we both earn decent wages. Customer services were decent, flexibility was fine, didnt find it too easy to apply, but I think that it was worth it all in the end.

Review posted by Louis Pass

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I applied with Yorkshire bank when i needed to borrow £1500 for a new car. Looking at comparison websites i was shocked, due to the high amount i was looking to borrow i thought APR would be higher but the rates looked surprisingly low. Yorkshire bank online calculated £15000 over 3 years would be APR 3.8 % happy with this i decided to apply online there and then for this offer. I was accepted pretty quickly after taken the time to fill all my details online.I was contacted by phone the same day and informed of the money transfer and banking details.Happy with the Service from Yorkshire Bank

Review posted by Amanda Cooper

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I didn't want a sports car or a fancy kinda car. Just something that looks ok and can get me and my friends around. Maybe something they wouldn't laugh at to much.I done a comparison search online and my bank came up with a search for car finance. I knew my bank done loans but i didn't know they done car loans. Yorkshire bank online is simple as easy as i have online banking and this made is better for my when applying for a loan being a customer they had all my information. The rate i was given when accepted was higher than what i saw online so i wasn't to happy with the rate. The rest of the service took no time at all.

Review posted by Ben Bournemouth

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My old loan for my car was with an other company but when it came to selling my car and paying of the loan i had a few issues with them. So this time around i decided to go with me bank. Being a Yorkshire customer for years the bank helped me pay off my last car payment over the phone and talking with an adviser they told me they might be able to help me in the future if i got another car. Hearing this i arranged for a call the following week given me time to look into options.I did go threw with my application on the phone. Yorkshire Bank have wonderful and helpful staff. I cant thank my bank n enough for the service they gave me.

Review posted by Lilly

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Yorkshire Bank came up number one when i search online for car finance so i chanced my luck. I logged on to there website after looking at the online calculator and reading the credit check information i did meet the criteria so i just applied.My experience was great. It was quick and easy to apply online. Everything about my experience has been so fast and so easy!! So thank you!!I could not have asked for a more simple service the money was in my account the same day and i am shopping for a new car as i type.Thank you

Review posted by Alan Davidson

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Finally, A company that gets it right! This is the way it should be. From the application process to funding.This couldn't have been an easier or more user friendly process. With Yorkshire Bank I feel less like a customer and more like a community member. The documentation requirements are very reasonable, and all the steps of the application process can be completed online in your own time. I say Good bye to the mega banks and going in the Branch in person to deal with some one face to face, takes up so much time! Would Recommend this service its time efficient.

Review posted by happy customer

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My application with Yorkshire Bank Car Loan Online the whole process was easy and quick to fill out. There was good amounts of communication of what was being looked at and what documentation needed submitted after the initial application. I knew that my application was submitted and someone would be in contact with me and I never felt forgotten about. Once approved the money was there the next day! That fast! Getting a New car is a stressful thing, but getting help through yorkshire helped to remove some of that stress. And now I am going to get a new car faster!

Review posted by Melinda

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New Jeep.I have been saving for a while now for a new Jeep but me and saving does not really get on well. Something always comes up, and i end up dipping in to my savings and spending nearly it all. Tired of this happen and driving the same car for the past eight years i decided to look into my options.Had my licence 16 years now and i have always wanted a Jeep so this time i was going to get my Jeep. I have been with the Yorkshire bank since i can remember i couldn't think of any where else i would want to borrow money from and i didn't need to.I borrowed £3500 over 3 years and my repayments were more than affordable for my to still live comfortably.Thank you very much

Review posted by Dave

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Yorkshire Bank. I applied and was approved for the loan amount requested. :-)The system guided me through the necessary steps such as term length and what personal checking account to send the funds to and what information i needed to provide. I was advised a manual check would be needed and someone would contact me. This was fine. Numerous times throughout the day I received emails from yorkshire whenever they needed something the responses were quite quick, when I needed something the response was a little slow. The company lists the verification as a copy of your passport, paycheck stub and a bank statement. All of this was provided (actually even more was submitted to them) all substantiated the loan application. I borrowed £5000 Automatically being send into my bank account once the process of the manual and identification process was over. It did taken around 2 days in total. Pleasant Service.

Review posted by Miss Anne Madison

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I went to my local branch after receiving a terrible runaround situation with an online service and promised call backs. Yorkshire has been my bank for almost five years now (25 year old) and approved me instantly for a £7000 loan in branch! I wanted to take out at a much better interest rate than quoted by other companies (9.9% with £250 ish payments over 36 months)Customer service is excellent and they really try the best they can to get you approved in no time. I would recommend them to anyone, and it becomes even easier if you have a checking account as you can directly deposit the loan payments from your checking into the loan online instantly. Happy yorkshire customer

Review posted by Ian Williams

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My my wife was declined a car loan with good score and making over £80,000 per year , we don't even have a mortgage and she was going to take finance with the dealer at APR rate 6.4 % I was not going to let this happen.Yorkshire Bank is where i had my own car finance years ago so i gave them i call when it came to taken out new car finance. They are very helpful, knowable staff. Given them a few of my details they found my old account and the application process took no time at all. I am Glad i called Yorkshire as they are extremely reliable!

Review posted by Liam Anderson

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I have been living in the England for 6 years. I came here for school and to learn English as a second language. I plan to stay in England and last year i got married and now we have a small home together.Yorkshire bank have always been good to me and when i need any money i go to the bank. I did attempted this online application and gave up. I made an appointment and spoke with Donna our lending adviser. Donna is a wonderful women.I would always recommend my bank and i would always recommend Donna.Thank you

Review posted by Yamari

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I wish I had a fiver for every time my dad used to say what's "wrong with Shank's pony?" when I moaned about my car breaking down and having to cadge a lift from him to the nearest bus stop. Getting a lift all the way to work was never an option as dad worked in the opposite direction to me and there was no way he was going to drive too far out of his way not even for his one and only son!Anyway, if I'd had a fiver for every time he uttered those immortal words I might not have needed to get a loan to buy my new car but at least the car finance loan I got with Yorkshire Bank is a much better option than the finance deal that the car dealer was offering me and at least I can say the car is mine from day one unlike some of my mates who made the mistake of falling into the trap of letting the car dealers persuade them to take on a finance plan in conjunction with the purchase of their new car. Big mistake in my book!

Review posted by Denis W.

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If my wife has to get the bus anywhere she is guaranteed to be in a bad mood for the rest of the day. Since we moved out a bit further to be near our grandchildren she relies on her car more than ever especially when it comes to doing the weekly shop. So being without a car for more than a day or two is not an option for her, or me come to think of it. Like I said she can be in a mood that would turn the milk sour.When disaster struck and her car broke down for the umpteenth time we decided it was time to get a more reliable one and before I let the wife loose on the local car dealers I went to Yorkshire bank to make sure I could get a suitable loan to pay for it.We've been with Yorkshire bank since our children were babies and we have always had a good relationship with them and so I really wouldn't have wanted to get a loan elsewhere. Fortunately I didn't have to and we have just bought the wife another car with so many extras included it will probably take her a month to figure them all out but don't tell her I said that as I've only just opened a fresh carton of milk.

Review posted by Frank Benton

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I don't live anywhere near Yorkshire but my sister does and when she told me about her new car and started posting countless pictures of it on her facebook page I was ever so slightly envious and asked her how on earth she managed to afford it. That's when she told me about the great car finance loan she got with Yorkshire Bank. When did you start banking with Yorkshire Bank I asked and she said she didn't and that this fantastic car finance loan was available to anyone provided Yorkshire Bank are satisfied with the usual credit history checks.I gave our chat a bit of consideration before getting out my laptop and looking at Yorkshire Banks loans website and before I knew it I had applied for a car finance loan and got it approved within two days. So when I get the money in my account I will buy my new car but I'll hold off bragging about it on facebook because I just don't do that sort of thing.

Review posted by Lynda Drysdale

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My brother is in his early 40's and he doesn't own a car, never has and never intends to by all accounts. I used to wonder how he got by without one but over the years I've seen how manages to persuade anyone and everyone with a set of wheels to give him a lift. I suppose I should admire his ingenuity but I couldn't be like that. My car means a lot to me and without it I would struggle to do all the things I like doing.So when my car was stolen and the insurance company were dragging their heels to pay out for a replacement I had to take matters into my own hands and get a loan to buy a new car. I bank with Yorkshire Bank and that is why I went to them first. I had heard that they do a really good car finance loan and so thats what I applied for.Well today I have my new car courtesy of Yorkshire bank and the insurance company are still dragging their heels but if and when they cough up the money for my stolen car I can simply use the money to pay off my loan with Yorkshire Bank early or maybe just use the money to upgrade my wife's car instead. Either way I'm very happy with the outcome.

Review posted by Pete

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Since our daughter moved to the south coast with her new husband my wife and I having been doing an awful lot of mileage in our old car. So far it hasn't let us down but we had been thinking of replacing it a while ago and so now we decided not to tempt fate but get a new car before we drive down south again for Christmas.We are Yorkshire Bank customers and as this would be our first loan for many years we decided to stick with what we are familiar with and we were very pleased to hear that Yorkshire bank actually offer a specific loan for the purpose of buying a car.It took a while but we managed to do the online application without too much trouble and we couldn't believe how quickly it all went and before we knew it we had a loan and we have just bought our new car with a much bigger boot to facilitate all the extra luggage we seem to need to take this time, most of which aregoing to be Christmas presents I bet.

Review posted by Bob

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I suffer from arthritis especially in my hands and as the condition has got worse I was finding it difficult when changing gears whilst driving. I can't be without my car and so the thought of giving up driving was very upsetting. But my next door neighbour who suffers from the condition herself told me to get myself a car with an automatic gear box. I must admit I wasn't too sure what that actually meant but she said she would give me a spin around the block in her car to show me how it works and then let me have a go at it myself.Well for the life of me I can't imagine why anyone would want to be bothered with all that gear changing and clutch control when you can have a car that does it for you. I don't know why I never thought of buying a car with automatic transmission as the car salesman kept referring to it as, but thanks to a great deal when trading in my other car and a car finance loan from Yorkshire Bank I am now the proud owner of a rather splendid Opel Corsa with, of course, automatic transmission as well as a lot of other things that my old car never had, including several cup holders would you believe!

Review posted by Sheila Critchlow

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After my divorce I moved house, changed jobs and got myself a far more reliable companion in the form of a beautiful labrador puppy, and everything seemed to be going well. But as we all know puppies don't stay puppies for very long and it didn't take long for me to realise that my Mini convertible wasn't the ideal vehicle for transporting a big and sometimes very wet and muddy dog even a short distance.So I decided that as my adorable and now much bigger dog was here to stay the Mini had to go and so I started looking online for a suitable dog friendly car and when I found the right one I got straight on to Yorkshire banks website and applied for a loan to get the money to make up the difference in price for my new car.Within less than a week I got my loan from Yorkshire Bank and bought my new car. As for my puppy, well he really can't be called a puppy anymore because he is already as as big as my neighbour's cocker spaniel who is 8 years old!

Review posted by Karen Hargreaves

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I took out a car finance loan with Yorkshire Bank so that I could buy a car that was guaranteed to impress the ladies, but one lady in particular I hoped.I'd seen this girl at my local pub a couple of times and was going to approach her to ask for a date when I saw her leaving with her friends and getting into a very flashy car. There was no way I was going to ask her out until I could get a car that was anywhere near as good as that and so that is when I decided to apply for the loan.Within a week I had ditched the old car and with the money from my loan with Yorkshire Bank firmly deposited in my bank account I went to one of the local car dealers to look for a really sporty secondhand car. You could have knocked me down with a feather when I saw the girl from the pub actually working at the dealership and after I let her show me some of the cars I got talking to her and discovered the flashy car I saw her getting into was actually from the dealership and her boss's wife was the one driving it.I didn't end up buying my new car from that dealer but I did get to ask the girl out on a date and she said yes. She also helped me choose my new car so I think I might be on to a winner with her.

Review posted by Tom

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I love my new car so much, in fact I think I love it even more than I love my boyfriend, but I haven't told him that. I fell in love, with my car not my boyfriend, as soon as I clapped eyes on it at a car dealers near to where I work and as soon as I got back to the office I went online to see if I could get a loan to pay for it.I had never heard of Yorkshire Bank before but they were one of the most competitive loans on offer according to the comparison website and so I decided to give them a go. To my delight they approved my loan immediately, subject to credit checks and by the end of the next day I had the money in my bank.So within less than a week of seeing my car for the first time I was being handed the keys to it and the love affair was well and truly established. Can't really say the same for the boyfriend but that's life isn't it.

Review posted by Charlee B.

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There are so many great car deals on offer at the moment and I was beginning to think about trading in my old car to take advantage of one of those offers. The only problem was my old car wasn't worth more than scrap value and I was worried that the amount of money I would need to borrow to buy the particular car I had in mind would be outside of my affordability.However, just a few minutes on the car finance loan comparison website made me see that I could easily afford a loan and in particular the loan being offered by Yorkshire Bank. So without any further delay I got straight into doing the online application and to my amazement I had the loan approved within a few minutes.Yorkshire Bank have just confirmed that the funds are now in my bank account and tomorrow I am going to test drive the car I had in mind and if all goes well I'll have my new car by the end of the week.

Review posted by Brenda

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After 4 years of marriage my wife is expecting our first child and the little hatchback we have, mainly for getting us to and from our local train station, is not going to be suitable once the baby arrives.So after looking at our finances we have decided to keep the hatchback for the station runs which I will still be needing, and get the wife something a bit more substantial and roadworthy.Neither of us bank with the Yorkshire Bank but we did take out a small personal loan with them to help with our wedding and now that we have paid that off we just thought it would be easier all round to get the money for the car with another loan from them.This loan is for a larger sum of money and once the baby arrives and my wife's salary is reduced the responsibility of making the repayments each month will rest with me. So this particular loan had to be very affordable otherwise it would just create stress for us both.Thankfully Yorkshire Bank understood our concerns and they have put together a great loan for us spread out over a longer period than the previous one which means the repayments will not be a struggle for us on our reduced income and we can just get on with preparing for the new arrival and enjoying being new parents.

Review posted by Andy Culver

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My credit rating is pretty sound so I knew that if I took out a car finance loan with Yorkshire Bank I would almost certainly be eligible for their 4.9% APR. Just in case I didn't get that favourable rate I had lined up a couple of other loan options from companies that had given me similar quotes, neither of which were as low as 4.9% but only higher by about 0.1%.Luckily I didn't need to go elsewhere as Yorkshire Bank came up trumps with their market beating 4.9% APR. As soon as the loan was approved and the money in my account I started shopping around for as good a deal with my new car.

Review posted by Wayne

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I am a proud Northerner through and through although I have lived in the south of England for the past 20 years because of my job. So when I was looking online for a car finance loan recently I couldn't help but go straight to the Yorkshire Bank website after seeing their name on the loan comparison website.It was purely a sentimental thing to do but I am glad that I did it because I have ended up getting my car finance loan from them for the simple reason that they were offering me the best deal for my particular circumstances.I may be a bit sentimental when it comes to my roots but it is because of my Northern roots that I am very careful when it comes to my money and Yorkshire Bank wouldn't have got a look in if they hadn't offered me such a good deal.

Review posted by Jim Ashcroft

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Never being one to look a gift horse in the mouth, when my brother in law announced that he was selling his immaculately preserved 10 year old Mercedes and did I want to buy it at a very affordable family discount price, I nearly bit his arm off saying yes.That decision left me with two major problems, the first being where I was going to get the money from to pay for it and the second one, how was I going to explain it to the wife who was more than happy with our own little Vauxhall Corsa hatchback.Well as any man who has been married for a few years will know, the easiest of the two problems to solve was always going to be getting the loan and thanks to a loan from Yorkshire Bank which I have just applied for and been approved, that was the case for me.Dealing with the wife was tricky but when I told her the loan for the Mercedes meant she could keep the Corsa for herself she was much happier with the whole idea but said I should have negotiated a better price with the brother in law who has bags of spare money according to her!

Review posted by Eric Horton

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When I went online to look for a car finance loan I came across the Yorkshire Bank website and I felt a little twinge of nostalgia because my late father had banked with them for as long as I could remember and they were extremely kind and helpful when my mum was sorting out dad's financial affairs after his death.I am sensible enough not to let nostalgia or any kind of sentimentality cloud my judgement when it comes to money but as it turned out, the Yorkshire Bank were offering a very competitive car finance loan with terms and conditions that were far less restricting than some of the other loan companies I had looked at.So with my very sensible money head on I applied for the loan and when it was approved and I sat down to sign the paperwork, I am not ashamed to say I had a little tear in the corner of my eye thinking of my dad and what he would make of it all.

Review posted by Terry Philpott

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I had a look around before decided to give yorkshire bank a chance to help me with my new car finance. I had a look on comparison websites and yorkshire bank always came up top or at least top 3. I looked at yorkshire bank online and i wasn't sure what loan options would be best for me and the APR differs so i called up to get the accurate information. Their customer service sales adviser kirsty was extremely nice and helpful. Once my application was approved he helped me through the whole process and also knew current car values which helped with not being overcharged by dealerships . Kirsty was swift when sending out the paperwork and once I found a car and the payout was in my bank account within a couple of days. I would recommend yorkshire Bank to anyone looking for great help

Review posted by Adam Amels

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After being refused credit for a car loan with my bank i was not sure what i was going to do. I am ready to buy my first car i just needed to money. One of my friends at college told me he had a loan through Yorkshire Bank and to try them. I am 25 years old and not had any type of credit before and trying to get car finance caused me so much trouble. One call to Yorkshire Bank to see if they could help and get a Quote. I applied for £7800 over 24 months period. They approved and i got the documents signed, transferred in to my account, all done in under 7 days. Great work for Yorkshire Bank and thank you for taking a chance with me.

Review posted by Harvey Reed

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I found Yorkshire bank advert online when i was looking at car dealership website when shopping for my new Audi TT. There was a bunch of other Banks and loan providers links available and i did have a look at a few before decided to go with YB.I wanted to have the funds before i contacted the retailed to purchase the car, and YB auto reply service gave me confidence i could have my car much faster then i hoped. Funds were in my bank account 5 days after being accepted.I got a great deal on my personal loan and love the car. I'll certainly use YB again and have recommend it to friends since applying.

Review posted by Eva Victory

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Our car broke down last week. Mechanic says its not worth fixing it for the car that it is. Rather scrap it and buy a new shitty car. Me and my Girlfriend were thinking of getting in touch with Yorkshire bank and request a Car Loan for £5000 and get us a humble second hand car. We contacted them and they seemed quite professional over the phone. They helped us through the application filling out the form. They said that they would send some letters to our house for us to fill in and send back. In less then one week we had our loan! For the service we got the rates for fair. We now driving again Thanks to Yorkshire Bank Mckenzie and Hannah

Review posted by Mckenzie & Hannah

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I am now driving round in my lovely new car thanks to the hard work of the staff at Yorkshire Bank. I applied online and i do mainly use my customer log in on the website as i found this to be a brilliant service. I can keep track of all my accounts with Yorkshire Bank and make sure my loan payments and bill payments are taken care off. But i also need to thanks to Rob for his help when i did call up last week with a few change of payment date questions he was very helpful.The team really can't do enough to help and they guide you through the whole process step by step,.I can't recommend Yorkshire Bank Enough for an easy to use service. It makes banking at your finger tips too easy

Review posted by Greta Blake

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I was unsure of using Ratesetter as my banking provider seeing as no-one had heard of them. But after applying, being rapidly accepted and getting famimlliar with the terms and conditions i was well convinved this was the perfect loan for me.I have always want a A3 and always keep and eye out to see if i see anything i can afford. Few months ago i saw on facebook a friend of a friend had a nice oldish BmW for sale with a nice custom plate.RateSetter offered the best APR rate when i done an online search so i had to try them. I wanted the money fast but wanted to have the pay the least back on it. I applied online after speaking with the guy about buying his car after i went to see it. I had to make sure about the car b4 i got the money. I was told online i was approved so i called up to see the fastest way to get the money with out waiting around. Thanks RateSetter

Review posted by Carter

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So happy with my loan from yorkshire bank i cant thank them enough!!!Yorkshire Bank have repeatedly given me outstanding quality of service over the years. Hence me returning for the second time for the recent purchase of our new family vehicle. Not only was the service i received from Yorkshire Bank always top notch i find that competitor companies could not match the interest rates that they offered me.A BIG Thank you to everyone at Yorkshire Bank for always helping me and my family. and in doing this hassle free every time. I would recommend this Bank as they are always there to help

Review posted by Graham Carthorse

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I applied by phone so that things would be clearer to me when going over loans with my bank. I did not want any confusions or misunderstandings.I was no stranger to borrowing money, the only difference this time was i was borrowing to buy a new car for myself! This time it was all for me!I did not expect the whole application process to be so fast and to have a decision within minuets.It took no time at all for the money to be in my account.The loan amount i wanted i got and the interest rates were very competitive.The service was not out standing but was the service i was promised.

Review posted by jack.0123

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  • Value For Money

I had taken out a personal loan with Yorkshire Bank to help pay for my daughter's wedding a few years back and was very happy with it. so now that is has been paid off and I am not in debt to anyone else I thought I would make the most of the situation and get another loan to buy myself a new car.Now that all the kids were off our hands I could splash out on something a bit more sporty and the wife was already looking at brochures for convertibles which I was surprised about because she is always fussing with her hair.Because I have been a customer of Yorkshire bank for several years I didn't want to go elsewhere for the loan and so the APR wasn't the most important factor when I was choosing them but because they were still quoting a very competitive APR of 4.9% it wasn't an issue for me in the end. So with that and the very convenient repayments plan they arranged for me I ended up with yet another very good loan.We haven't made a final decision on what car we will be buying but unless the wife is willing to wear a hat every time we go out for a drive then I think the convertible is not going to be an option for us.

Review posted by Tony F.

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I have been a customer of Yorkshire Bank since I left school and even though I have moved down to the south coast with my new partner I will still continue to bank with them because most of my banking is done online now anyway.Living where I do now and having to make quite a few trips up and down the country to visit my parents I realised my current car wasn't up to the job and so I decided to get a loan to buy a new car.I did the usual online search to get an idea of what lenders were offering in the way of APRs and whilst my bank weren't the lowest they were still offering a very competitive APR of 4.9% subject to satisfactory credit history checks which I knew would not prove to be a problem for me.So I went with Yorkshire Bank for my car finance loan which I am very happy with and I will make a point of going into the local branch to say hello to the staff when I am next up their visiting my parents.

Review posted by Barbra Micklewaite

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I don't bank with the Yorkshire Bank but my girlfriend does and so when I asked her advice about getting a car finance loan she said I should get an online quote from them to see what sort of response I get.I did as she suggested and was very relieved when they gave me a quote based on an APR of 4.9% which I really didn't think I would be eligible for.But I am glad to say I did fall into Yorkshire Banks 51% of applicants that are approved a loan with that APR and without wasting any more time I accepted the quote and made my formal application.My girlfriend has always been very good with her advice on all sorts of things and this has been no exception so I will have to buy her something nice to show my appreciation. But it will depend on how much I spend on my new car!

Review posted by Mikel Z.

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I’m quite young and finished school not so long ago so I have only had a permanent job for a few months, although I earn good wages. Im very irritated as I was turned down by 3 loan companies.What a load of hypocrites making people believe they can get loans and then discriminating and refusing the loan.I was just about to give up and go back to the manufacturer to buy the car as they had guaranteed me the approval of the loan; higher interest rates but no discrimination... but as I was about to do this Yorkshire Bank said yes to my online application; gave me a good deal and an affordable instalment.Thank You!

Review posted by Graham T

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  • Value For Money

Ive borrowed £5000 from Y.B to buy a Smart for Four. I'm happy with the service, they charged me only 4.2% APR which was less than my own bank could offer me.My monthly payments are reasonable and they come straight out of my bank account so I don't need to do anything else.They didn't need to check much, the whole process seemed quick. I do have a good credit score though, I'm not sure if they accept people with bad credit as they turned my friend down a few days after.I recommended to him as I do to all of you. Just make sure you can pay it back!

Review posted by M S

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When I bought my first car nearly 20 years ago I paid cash for it and it wasn't because I was particularly well off but more a case of it was so cheap because it wasn't much more than a rust bucket on 4 wheels. But it served me well when I was first driving and so the odd bump or scrape wasn't anything to get upset about.However, I am a much better driver all these years later and I am rather fussy about the kind of car I am seen driving and so I have been using car finance of one kind or another to buy my last couple of cars. The main problem with the dealers car finance which I made the mistake of taking out the first time I bought a new car, was the car wasn't really mine until I had made the final repayment and somehow that made me feel as though I was driving someone else's car.I haven't made that mistake again and after having a very satisfactory car finance loan with YorkshireBank for my previous car I decided that was the best option for me again when I was looking to upgrade it recently.I had the money in my account after a very straightforward online loan application and as I already had my eye on a suitable upgrade it didn't take more than a couple of days to be the proud owner of my very smart new car.

Review posted by Terry Marks

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  • Value For Money

I'm with Yorkshire bank. I was in an accident and the insurance kept me informed all the way. I had a courtesy car and they brought the car to me when they collected my car. The service was great. I had to contact them to let them know that my car was written off and what options did i have with my insurance policy.This Bank helped me with a small afforadable loan so i would purchase a new car. I need a car for my work so i had no option but to buy another one, i am just glad that Yorkshire Bank was there to help.I have had excellent service from all parties involved. I had calls from each party keeping me informed of what to do. Really impressed with the service could not have asked for any better.

Review posted by M Cunningham

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When I passed my driving test I was not in the financial position to buy and run my own car, so was having to share a car with my parents, who also needed it for work and ferrying my siblings around! So most of the time I was limited to public transport and lifts after hours!I have just got a new job which is not on public transport routes so I needed to get my own car! I went to several banks and did an internet search! The Yorkshire Bank came up with the best deal for borrowing £2,000. The site was easy to use and the loan was easily arranged.

Review posted by Lacey Newman

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Dealing with Yorkshire Bank was a pleasure from initial contact through to me actually getting my car loan. As a customer i felt like nothing was too much trouble with all information given to me in an understandable context and explained in full. Terms and Conditions were exsplaned and sent to me through email. the person i dealt with was a legend of a guy, although the others I spoke with on a number of occasions were polite helpful and informative also. I believe the entire staff Yorkshire Bank actually pride themselves on providing a first class customer service experience. They always try to keep the customer happy i am yet to find an unhelpful employee, and as a customer i find this a refreshing change for other company's. I wouldn't hesitate in recommending them to anyone looking for car finance, keep up the good work guys! and a big Thank you for helping me out!

Review posted by W Redding

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Hello, I’m a happy Yorkshire bank customer. I see a lot of negative reviews for loans and bank products online a lot of the time and I think people often don’t think to submit a review when they’ve actually had a good experience with a bank for once, so I wanted to share my story.I had been driving around an old car that I inherited from my dad for several years, which, while it may have had sentimental value, was pretty much falling apart by this year. It had far too many mechanical problems to sort out without spending a fortune, so I decided to give up and find a nice new car that would be more reliable. Because I sold the old one at auction I had a little bit of cash (but not a whole lot) to spend on a newer model, so I set out to find my perfect new car. I finally came across a great new car and started looking for ways to finance the purchase without having to spend a fortune.The dealership did offer me a finance deal over a couple of years, but the rates were really high and I wasn’t that impressed by the offer. I decided to look around for a better deal and found it with Yorkshire BNK. I’ve banked with them for a few years now and keep getting loans with them, and I’ve always found the customer service to be of a consistently high standard.I applied by phone so that things would be clearer than online and got approved within just ten minutes. Because I already use them and hae always paid back in time no hassle, I got a really great interest rate that worked out far cheaper than if I’d stuck with the dealership’s offer. The adviser I dealt with on the phone was friendly and helpful which made the whole process far more pleasant. A big thank you to Yorkshire bank for the consistent service and high quality products. Highly recommended.

Review posted by Diane Rosebud

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I applied with Yorkshire Bank when i needed to borrow £1500 for a new car. Looking at comparison websites i was shocked, due to the high amount i was looking to borrow i thought APR would be higher but the rates looked surprisingly low. Yorkshire bank online calculated £15000 over 3 years would be APR 3.8 % happy with this i decided to apply online there and then for this offer. I was accepted pretty quickly after taken the time to fill all my details online.I was contacted by phone the same day and informed of the money transfer and banking details.Happy with the Service from Yorkshire Bank

Review posted by Dreia Claus

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Yorkshire Bank helped me when i was looking to borrow money for to buy my new car. I was looking to borrow around £7000 over a 5 year period and they came up with Great APR rates. This is what attracted me to them but i did have my guard up as i know rate can show at 3.6 % but u can accepted at double or triple this. I was accepted with a 4.1 % rate FANTASTIC !Really impressed with the service I have received to date from Yorkshire Bank. The application process was really straight forward and all arrangements were put into place very easily. I only needed to contact Yorkshire bank on my first initial call and there trained employees helped take care of the lot.

Review posted by Helen

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I contacted Yorkshire Bank, they seemed quite professional over the phone. They helped us through the application filling out the form. My car broke down a few weeks ago, and damage was so bad I had to scrap it.My mechanic said he was selling a really economical little run-around car (coincidence that a week prior it was this same mechanic that suggested I scrap my one) so I decided to check it out... I have serious trust issues and didn’t trust him after that so I decided its best I buy a new car if I can find one which’s reasonable priced.I got in touch with Nicki @ Yorkshire Bank and request a Car Loan for £5000 and get car that I had already seen and wanted.They said that they would send some letters to my house for me to fill in and send back. In less then one week I had a loan! For the service I got the rates for fair. I’m now driving again Thanks to them

Review posted by Leona Barks

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When I decided to buy a new car I did what most people my age do and went online to check out as many car finance loan companies as I could before making a choice.Then I did what most people my age don't do and went to my bank the next day and asked them for a personal loan. The fact of the matter is I have been with Yorkshire Bank since leaving school 8 years ago and they have been great. Buying a new car is a really big deal for me and I wanted to make sure I was getting a loan that wasn't going to cause me any problems and because Yorkshire Bank know my financial situation almost as well as I do, I knew they would give me the right loan and still be as competitive as most of the other loans that are available.

Review posted by Milly H

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I have owned quite a few cars, although all of them were used and well used to be sure. I thought it time to spoil not only myself but also my good wife as she was the one who spotted the beautiful SUV and fell in love with it. The dealership were really keen to do business with us and put to paper a deal that did not seem too bad. We own our own little home and have a mortgage wth the Yorkshire Bank and I recalled that personal loans could be obtained if you were credit worthy. Unbelievably without much fuss and a lot less red tape than usual we got the personal loan at far more favourable rates than we thought possible and we now have our dream car at a monthly rate that we will quite easily manage. Thank you Yorkshire Bank for your help and guidance. We will certainly tell all and sundry about you. Excellent.

Review posted by Mason Hughes

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Getting the car finance loan from Yorkshire Bank was one of my better decisions and even that isn't entirely correct because it was actually my wife who kept on saying we would be better off going to our own bank than taking a risk with another lender who didn't know us well enough to be able to offer a loan that really was ideally suited to us.We'd been with Yorkshire bank all our married life and yet time after time I made rash decisions when borrowing small amounts of money and ended up paying much more in terms of interest rates. If only you'd gone to Yorkshire Bank my wife kept saying and now finally I have taken heed of her and done just that.We have a really competitive loan with easily affordable repayments but the one thing I won't be taking my wife's advice on is what car we are buying next.

Review posted by Barney R.

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I've got my girlfriend to thank for the car finance loan I have just taken out with Yorkshire Bank. I had been too busy with work to find the time to look for a suitable loan myself and I asked her to go online and look at some of the loan companies and do a comparison for me. She didn't take long in coming up with Yorkshire Bank and when she told me what APR they were quoting I understood why she picked them.Lots of lenders were advertising lower APRs but when it came to the crunch that rate rose considerably once she had submitted my loan requirements and personal details.Only Yorkshire Bank were anywhere near their advertised APR of 4.9% when they gave us a quote and because they were also offering really affordable repayments I went ahead with the application and Yorkshire Bank have promised the money will be in my account by the end of the week.My girlfriend works on the perfume counter at Boots but I really think she is wasted there and I think she would make a very good Independent Loan Adviser but she just laughed when I suggested it and said she loved her job at Boots far too much!

Review posted by Adrian Furlong

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Hello All,I recently applied for a loan and it was very manageable. The rates are competitive and Yorkshire Bank really does go out of their way to helpIts hard for us all but being a grandmother at the age of 76 one would think that it would be even harder to get given any sort of loan. Because if anything happens to me who does the loan go to? I couldnt bare leaving this world and leaving my kids in debt!!!Anyway, because I heard Y.B gave old people loans, I approached them and decided to request for a car loan.I have a drivers license but havent driven in more than 2 years. They gave me a £4000 loan, and I quickly got my car...Hazel Borrows-Catton

Review posted by H.Borrows-Catton

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I have been in love with a nice 4x4 for the last 6 months and tempted to buy it. It is a bit of an extravagance but what the hell, we only live once and I can afford it. I debated which company to get a loan from as I had heard very good comments about YB but a bad one too. A friend of mine was furious with YB for refusing him a car loan, which seemed so out of character for YB...as my friend is extremely well paid and has a secure fantastic job. He was totally unimpressed with them and due to this I almost did not opt for YB. However when reading their terms and conditions I realized why he had been knocked back. I saw that they only lend money to people over 25 years of age...and my friend was 23... This cleared it...and as I'm 30, I decided to read carefully their rules and compare prices. I saw that they had plenty to offer and a low interest rate, so I applied and got the loan. Thank you YB, I'm pleased with your services but strongly recommend that you review your age limitation!

Review posted by Phil M

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Thank you to the lovely staff at Yorkshire Bank who dealt with everything with minimum fuss when organizing my new car loan.You were all so amazing and made life so much easier!!! My purse thanks you and so do i!It really was so easy to do this.thanks to them. From obtaining several quotes, making comparisons to what is affordable and over what length of time to choose from. Once this was decided i went through the application with a trained adviser and applied and was happy when i was told i was accepted and the money was delivered on time, like promised!

Review posted by Kylie Erinders

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I was in a bit of trouble last week and I requested a loan with probably half a dozen companies online and they all turned me back. I had just about lost hope when I saw an advert which caught my eye.I went home and spoke to my girlfriend and asked her what she thought about getting a car loan because ours had been an old banger for a long time, now it’s a carcass.She agreed that we would both pay off this loan. We went online and found where to apply via internet Yorkshire Bank instead of going to the nearest branch, so we went ahead. We were given an acceptable deal, fast and easy...

Review posted by Dandy J

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I am not usually one for giving out recommendations but I really wouldn't hesitate to recommend Yorkshire bank to anyone looking for a competitive car loan without all the hassle of comparing dozens of loan companies first.All you have to do is go online to their website and enter all your personal details and the amount you want to borrow over a period that suits you and then you can leave the rest to them. Within a week I had my loan sorted and the hardest thing for me was choosing what colour I wanted my new car to be.

Review posted by sean

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I’m quite young and finished school not so long ago so I have only had a permanent job for a few months, although I earn good wages. Im very irritated as I was turned down by 3 loan companies.What a load of hypocrites making people believe they can get loans and then discriminating and refusing the loan.I was just about to give up and go back to the manufacturer to buy the car as they had guaranteed me the approval of the loan; higher interest rates but no discrimination... but as I was about to do this Yorkshire bank said yes to my online application; gave me a good deal and an affordable instalment.

Review posted by Bianca Elizabeth

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After leaving college I got a job as an apprentice bricklayer and I am really enjoying it with the exception of the having to travel all over the place by public transport. As the building sites start working at 8 am it means having to get up at the crack of dawn sometimes depending on what site I am working on.So before we are into the winter months I decided to try and get a loan to buy a little second hand car or van and my boss suggested the Yorkshire Bank when I was discussing it with him. I thought he was pulling my leg at first because being the apprentice means I am the victim of lots of the practical jokes that happen on site.Well I am glad to say this wasn't a practical joke and when I got my loan from the Yorkshire Bank my boss offered to help me choose my new car which I politely declined because I didn't want to risk falling foul of yet another practical joke even though he assured me it was a genuine offer.

Review posted by Stan

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I remember years ago my dad buying his first car and never really enjoying it until he had paid the last instalment to the dealer and the car was then legally 100% his.Nowadays we don't have to put up with that sort of financing even though it still exists. But as far as I am concerned so long as I can get a competitive loan from someone like Yorkshire Bank that enables me to own my new car from the moment I drive it home from the car dealers forecourt then that is how I will always purchase a car.The loan Yorkshire Bank has just approved me is at a very acceptable rate of 4.9% and more importantly they have set easily affordable repayments to fit in with my monthly budget.Oh if only my poor old dad had bought his first car with a loan from the Yorkshire Bank he would have had many more years of happy driving.

Review posted by Brenda Caldwell

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I have to hand it to the Yorkshire Bank, they have continued to give me excellent service throughout the years no matter what aspect of my finances they are dealing with.This car finance loan is the second one I have had with them in 15 years and I am still very impressed with the whole procedure although this is the first time I have been brave enough to do the online application. I don't think I did too badly but I followed it up with a quick phone call to my local branch to make sure I had got things right. I didn't want any nasty shocks when the loan was approved and I am glad to say that wasn't the case.I don't think I'll be needing another car finance loan for a few years unless the wife decides she is fed up with hers. But for the time being I just want to say thanks to Yorkshire Bank and in particular the staff at my local branch who told me to post this review but only if I was 100% happy with the loan, which I am.

Review posted by Leonard Nesbitt

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I have been a yorkshire bank client for a long time now, probably since I started university, that was about 10 years ago. I am really happy the way they treat their clients, most banks just don't really care. I nedded to buy a second hand car in exchange of mine, mine was quite old and it was complicated comuting in it, as either it would break down or it would make really funny noises that I was actually scared of. I even got in to work late quite because of my car. I applied for a loan with my bank and it was accepted straight away with a great a.p.r rate... couldn't be happier!

Review posted by Marisa Crown

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I'm so greatful to yorkshire bank for accepting my loan. So me and my partner were planning on going to London so we could go and see his kniece whou had just been born, as he hasn't seen his sister for years he thought this would be a good time to pay a visit. The problem was our car... We knew it wouldn't cope such a long journey. We had to exchange our car asap, but of course we had to give a bit extra... We didn't have that extra but thankfully yorshire bank gave us the funds. I highly reccomend, their service is fast and easy and very very friendly!

Review posted by Dianne Stanfield

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I just got my drivers license the other day, and we all know how expensive it is in the UK to buy our first car, insurance, and all the other bills that comes along with it. I am only 19 years old and I dont have rich parents unfortunately. I was speaking to a friend of mine who also passed his exam recently and is now cruising around town in his new car! I was really jealous of him and I asked him how did he do it? He told me it was so simple. I just had to go online scroll down readies.co.uk and would find a list of companies willing to give a teen a loan.Thanks Tommy for the advice. I got lucky with Yorkshire Bank. They were ethical, very flexible and me being under 20 wasnt an obstacle. Hurray

Review posted by Mr. Banana

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When I decided it was time to treat myself to a new motor I never considered going anywhere else but my own bank for the loan. Yorkshire bank have been competitive consistently over the years with all the loans my family and I have taken out with them and I knew they wouldn't let me down with this car finance loan.As any good Yorkshireman would do, I always check what the competition are offering to be on the safe side but I'm never persuaded to go with another lender. Well not yet, so far.Unless I am unhappy with the car I am hoping to purchase I can't see me needing another car finance loan for a while but if I do I am pretty certain it'll be another loan from Yorkshire bank and no one else.

Review posted by Joe Ashburton

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Well I am sorry to say I have never been to "God's Own Country" and now that I have my new car, courtesy of a very competitive loan from Yorkshire Bank, I just might make a trip up to that part of the country and see what I have been missing out on.When I mentioned this to my wife she was all for the trip and said there were a few landmarks she would particularly like to visit. Nothing historic unfortunately, just some very famous TV locations with some very famous cobbled streets!Considering I got such a very good deal on this car finance loan and considering the wife was happy to let me choose the colour of the car, I think the least I can do is organise this trip up North for her. I don't think it will be too bad because I believe these TV locations are very true to life and you can actually get a very good pint in their very famous 'pubs'.

Review posted by Maurice Causton

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Gods Own Country, well I haven't heard that saying in a while but its true and always will be!I applied for my car finance loan with Yorkshire bank after being reminded of them when I went onto the Readies loan comparison website. I'd almost forgotten about them but its nice to know they are still in business and giving out very competitive loans as well by the looks of it.I may not bank with Yorkshire bank but I've always had respect for them and even more so since they approved this very fine loan for me to enable me to buy myself a new car after nearly twenty years with the same old Vauxhall. Its time for a change and Yorkshire bank are helping me to buy a new car which hopefully will serve me well for the next 20 years if I'm lucky.

Review posted by M Palmer, Corby

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Thank you very much Yorkshire bank for approving this loan and for not takeing a million years to do so. I cant understand why some banks make such a meal out of approving a simple, straightforward car finance loan. My son has been trying to get a car finance loan from his bank and its taking so long he might just as well have bought himself a car kit and built the blooming thing himself!I wont have to resort to that drastic action because within a week of my application Yorkshire bank have approved my loan and they've just told me the money is in my account today. Now thats what I call service!

Review posted by Joe Sedgewick, Cleethorpes

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I think it's quite common for a person to struggle to afford paying for a new car upfront, so consequently there are so many car loan providers out there to choose from. With so much choice, I was struggling to know who was best for me, so decided to start by going to my bank, Yorkshire Bank, to see if they could help me. At least that way I knew who I was dealing with and what level of service I would be likely to receive as an already valued customer. They offered me the whole amount I needed, and the process required very little administration as they already had all my details. That was also a big plus for me as I hate filling in lots of forms and paperwork, and it always seems to take so long.

Review posted by Tricia Berwood

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In the past I have found that to apply for a loan with most bank's, you need to already be a customer of theirs, and normally for a minimum of six months previously. I thought Yorkshire Bank would be no different, but they came up on one of those loan comparison sites so I thought I would just try on the off chance that they might be different. To my surprise, they did have different terms from the other banks I've tried, and were happy to offer me a loan, even though I have my personal account with a different company elsewhere. All I can say is don't tar all the banks with the same brush like I made the mistake of doing.

Review posted by Stella Macken

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I needed money for my car, and I needed it fast. It had broken down and I didn't have enough cash to cover the repairs, but waiting until I could afford it just wasn't an option as I needed to be able to not only get the kids to and from school, but myself to and from work everyday too. Waiting just wasn't an option so I immediately started looking at the financial options available to me. Yorkshire Bank gave me a great quote, even though I didn't do my banking with them, so I went ahead with them straight away in the hope that things would happen quickly. I had explained my situation to the adviser dealing with my case, and they made sure that the money was transferred to my account within less than an hour – exactly what I needed!

Review posted by Connie Mayford

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Getting such a great deal on a car finance loan from my own bank was a bit of a surprise but a very welcome one. It had been a few years since I took out a loan with Yorkshire Bank and I wasn't sure if they would still be as competitive now that there are so many loan alternatives available now.A quick look online at various loan comparison websites was all that I needed to verify that Yorkshire Bank were still offering very competitive rates on their loans so I just picked up the phone and spoke to my local branch loan adviser and set the wheels in motion for my car finance loan.That was less than a week ago and I have today been advised that the funds are being transferred within the next 24 hours so I'll be spending this weekend looking for my next car.

Review posted by Barry Stewart, Leeds

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Once again I have been given an excellent loan from Yorkshire Bank. This one is to finance the purchase of a much needed new car and because Yorkshire Bank have been able to give me a very competitive rate for this loan it means I can look for something a bit more spacious and comfortable than the little hatchback I have been driving these last few years.I've recently taken up golf so a nice big boot will be on the list of things I'll be requiring with the new car so that I can get my golf bag in easily rather than putting them on the back seat. I might even have a bit of money left over to pay for some golf lessons!

Review posted by Mr Vaughan, North Riding

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I always thought that banks only offered loans to their existing customers, turns out that's just a myth, and some banks offer financial solutions for everyone – that's what I found out with Yorkshire Bank anyway. I was not an existing customer of theirs, I do my banking with Natwest and always have done because my Grandma set me up an account when I turned 16. It never really crossed my mind that I might not be getting the best deal with my own bank, until I saw what Yorkshire Bank had on offer. It's actually been kind of nice keeping my loan and my bank account with seperate providers, that way nothing get's confused and I know where I stand.

Review posted by Kel Letterman

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Who doesn't dream about having a better car than the one they currently have. I'm sure most people probably do, and even if they say they don't, they're most likely lying. It is something I have fantasized about for ages, but last month I decided to dream no longer, and just go for it, by taking out a car loan with Yorkshire Bank. After all, we're here for a good time, not necessarily a long time! They provided me with a loan for the exact amount of money I needed, and I will make one repayment each month and pay off the loan gradually.

Review posted by Lee Hatter

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I had been putting off taking out a loan in order to buy a new car, because honestly I was hoping that my parents would help me out with the financial side of things. Unfortunately, I was wrong, and they wanted me to stand on my own two feet and prove that I was capable of being independent. I went in to my local Yorkshire Bank branch to speak to a member of their staff about my needs and what the bank could offer me. I was a bit nervous at first, but the friendly advisor I got to speak to put me totally at ease and helped me through the whole process. So it looks like I am capable of doing things by myself, and it wasn't even hard!

Review posted by Charlotte Gould

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Although I'm Yorkshire born and bred I don't bank with Yorkshire Bank but then why should I when there are so many banks to choose from? But I did choose Yorkshire Bank for this car finance loan and now that I have I am beginning to wonder why I don't bank with Yorkshire Bank. Their rates for all their loans seem to be pretty good and the way they handled this car finance loan for me was very impressive. Have I been missing out all these years? I may never know but for the time being I am just delighted to have got such a great car finance deal from them so I am counting my blessings.

Review posted by Gerald Hiscock

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Thank you Yorkshire Bank for this brilliant car finance loan. I've never stepped foot in Yorkshire but I am a big Nora Batty fan and would love to visit the Last of the Summer Wine location as it looks absolutely stunning. Now that I have my new car thanks to this car finance loan I might try taking a drive up to Yorkshire and seeing the view at first hand. There seems to be so much beautiful scenes to choose from I might have to make it a proper holiday and bring the hubby and kids along too. It will definitely be a nice change from Spain and as my husband hates flying I'm sure he'll be up for it. We'll just have to convince the kids!

Review posted by Nora Batty Fan

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I am not a Yorkshire Bank customer but I still managed to get a brilliant deal on a car finance loan from them. After doing some online research to see what the banks and other lenders were quoting in APRs for their loans I liked that the odds of getting a 4.9% APR from Yorkshire Bank were 51% in my favour. And would you believe it, that's precisely what I got! I was very pleasantly surprised as I didn't think I would be that lucky. It would seem my credit rating is better than I thought so I'd better make sure I keep it that way.

Review posted by Andy Sturgeon, York

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Getting 4.9% APR on my car finance loan from Yorkshire Bank was a great result for me. I was hoping that would be the case because I know I have a pretty good credit rating and I have been a customer of Yorkshire bank for over 10 years and always been very happy with the service they have provided. I've never had a loan for this amount of money before so I was anxious t get the best possible deal because it's going to be with me for the next 5 years so it really has to work for me and I think that's going to be the case with this loan. It's not only competitive but it is convenient and affordable ticks all the boxes for me.

Review posted by Peter Ecclestone, Manchester

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I've never been to Yorkshire so the claim 'God's Own Country' is open to debate in my opinion. However what I don't think needs debating is the very competitive car finance loan I have just been approved by Yorkshire Bank. With an APR of 4.9%, meaning I was one of the lucky 51%, I couldn't be happier with the deal I have just agreed to. My own bank couldn't offer me as good a rate which I was very disappointed with but finding Yorkshire Bank offered their loans to anyone in the UK and being able to apply online was great. When I get my new car I just might take a trip up to Yorkshire and have myself a nice little weekend away!

Review posted by Kevin Jones, Southampton

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I immediately went to the Yorkshire Bank website when I was looking for my car finance loan because I had a personal loan from them 3 years ago to help pay for my trip to Thailand and I was really happy with the rate I got for the loan. I wasn't sure if borrowing a bit more money would mean Yorkshire Bank weren't so competitive but I am glad to say they have remained one of the top lenders. I am not an account holder with Yorkshire Bank but I have found that when it comes to loans my own bank aren't as competitive as I would like even though I am fairly happy with the general banking service they give. I am not one for keeping all my eggs in one basket so to speak, so getting my loan from Yorkshire Bank is no problem for me. In fact it suits me just fine!

Review posted by Susan Moriarty, Leeds

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God's Own Country indeed that's why I need a decent car to get about and see more of Yorkshire. I am semi retired now and have a lot more time on my hands and I want to spend some of it touring around this beautiful county of ours.Who better to give me an affordable car finance loan than Yorkshire Bank? I am delighted they were offering such a great rate on their car finance loans because it would have been a shame to have to go to another bank for this loan having been a customer for nigh on 30 years now.I am not sure about this online stuff because I normally prefer to do this sort of business in my local branch but I have to admit it does seem to have speeded up the process a bit and because of that I will have the money by the weekend when I plan to go to a car auction with a good friend of mine who is in the motor trade and is going to help be get a good deal on a nice second hand car.

Review posted by Kenneth Bean, Leeds

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It has taken less than 3 days for Yorkshire Bank to approve and finalise this car finance loan for me. I know they promise 'instant' decisions and 'speedy' options but until you apply you never really know if they can come up with the goods so to speak.Well I have no complaints whatsoever with this loan as Yorkshire Bank did just what they promised they would and gave me a competitive loan with speed and efficiency that a few more businesses I know could do with adopting! I live in hope that my new passport will arrive in time for my holiday this Summer!

Review posted by Mitchell Saunders, Clayhall

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When I got the approval for my car finance loan from Yorkshire Bank I was absolutely thrilled to bits. This is going to be my first ever new car after years of driving secondhand ones. I wanted to do this while I was still working full time and earning plenty of money so that I could afford a really nice new car to see me into my retirement years.My son is going to come with me to help me choose my new car as he knows a lot about engines and stuff like that. I just know what colour I want and if that makes me sound like a ditzy female well you'd be wrong because I want a black car that won't show the dirt and that's a blokey comment if ever I heard one!

Review posted by Sal Fairbrother, Cleethorpes

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I'm really really happy with this car finance loan from Yorkshire Bank, so much so that I am posting this review which is a first for me. I'm not even a customer of theirs despite living in Manchester but as Yorkshire bank are giving these great loans to anyone in the UK with the right credentials I feel very privileged to have got this loan approved at such a fantastic 4.9%APR. My brother down in London is thinking of buying a new car and I've already been on the blower to him to tell him all about Yorkshire Bank and I have a feeling he'll be following my lead and applying for his loan with them. I just hope he gets as good a rate as me or there'll be hell to pay!

Review posted by Robert Dougal, Manchester

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Most people I know have a car and can't do without a car. I'm the same so when my car broke down and was going to cost more to repair than it was worth I decided it was time to take the plunge and get a loan to buy myself a new one. It might have to last me another 20 years like this last one so I wanted to push the boat out and buy a really decent one. Thanks to the fantastic loan I have just got from Yorkshire Bank that is going to be possible because they have given me such a great rate on the 15K I am borrowing over 5 years that I wish I'd done this a whole lot sooner instead of struggling on with the old one these past few years. Still it's sorted now and the new car will be a reality in a few days time so I am a very happy bloke at the moment.

Review posted by Phil Everett, Maltby

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Good old Yorkshire Bank have made my day by approving my car finance loan and giving me a very decent 5.4% APR which is much better than I was expecting. I know a friend got their loan recently from Yorkshire Bank and they were lucky enough to get the 4.9% APR 'typical' which they advertise so I know that isn't just a marketing ploy to get people to apply for their loans. If you are lucky like my friend you really can get that 4.9% APR. I'm not too disappointed because my rate is still really good and the repayments on my loan are going to be very affordable. I'll have my new car soon and it's all down to Yorkshire Bank so thanks guys!

Review posted by Fran Dickson, Leeds

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