Warm Weather Finance Tips Add Up to Summer Savings



Spending obligations change with the seasons, and summer months can strain your finances. From summer holiday to warm-weather special events, UK families find ways to answer these calls for increased spending. But the added financial pressure leaves some Britons struggling to catch up with monetary demands. Cutting costs during the summer can help you make ends meet, despite the extra spending burden. If your summer budget needs a cash flow boost, use these strategies to carve out savings and enjoy the season.

Stay Closer to Home This Year

School’s out and your family is ready for holiday, but your finances may not allow for extravagant travel. If you need a break, but taking your family to an exotic locale is out of the question, a staycation provides the next best thing.

With Brexit uncertainty swirling about, some UK families are waiting things out by staying closer to home this summer. A homespun holiday doesn’t have to limit your rest and relaxation. On the contrary, a staycation provides a great opportunity to enjoy yourself, without the added hassle (and expense) of going abroad for extended holiday travel. To reap the maximum positive benefits of staying home, you must first make a deal with yourself, prohibiting activities that interfere with recreation.

Unless you commit to a true home holiday, you may be tempted to spend the time completing domestic projects, which defeats the purpose of a staycation. In addition to enjoying local attractions and down-time with your family, leave the cooking to someone else while you’re on staycation, and don’t clean house until your break is over. That way, you’ll experience the same break from work and household duties as you do when traveling abroad.

If you need some extra cash to treat yourself during your staycation, a short-term loan can provide a financial bridge until your next payday. It’s easy to explore your options online, and the loans are quickly funded, without a formal credit check.

Save With Groupon

Spending deals are available year-round, but summer seems like the perfect time to take advantage of Groupon promotions. The company furnishes generous savings opportunities for all kinds of goods and services. Fitness, travel, entertainment, and dining are only a few of the categories covered by Groupon, so users keyed on leisure savings will benefit from these deals. And if your house needs work, you may be able to save money on roofing, remodeling, and other services.

Regulate Your Comfort Without Spending Money on Energy

With a little forethought, it’s possible to keep your house at a comfortable temperature without increasing your energy spending. For results you’ll notice on your next bill, reduce the heating effect of sunlight, by closing your blinds or curtains during the day. At night, as the temperature cools, open windows in your house to circulate air from the outside, rather than running your air conditioning. Another tip: Reducing your water temperature setting can save money in the summer, too, because cold winter temperatures won’t interfere with the heating cycle.

Get About Without Your Car

Of course you can’t walk to every destination, but leaving your car behind can save you money in the summer. To cut the cost of transport, try walking and biking locally, instead of burning petrol. Not only will you save money, but you’ll also get some exercise and experience the outdoor sights and sounds of your surroundings.

Spending obligations are present all year long, but the summer season has a way of pushing costs higher. As the temperature climbs and your expenses pile-up, summer savings strategies can help you avoid falling behind. These tested tactics are sure to provide relief.

Paul graduated in 2001 with a degree in Finance. Since then he has gone on to work for several of the UK's most well-known financial institutions.

An avid blogger and a huge football fan, Paul is here to guide you through the ins and outs of personal finance and perhaps save you some money in the process!

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